CN114596165A - Block chain system and method for registering, selling and managing financial products - Google Patents
Block chain system and method for registering, selling and managing financial products Download PDFInfo
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Abstract
The invention relates to the technical field of block chains, in particular to a block chain system and a method for registering, selling and managing financial products, wherein the system comprises a plurality of mechanism node subsystems, and the mechanism node subsystems comprise: a financial product registration platform; the financial product sale platform is used for selling the financial products which are listed and issued in the block chain network; the financial product full life cycle management platform is used for recording and managing the business data generated by the financial product in the storage and continuing period; the invention provides a block chain system for registering, selling and managing financial products, so that related businesses of branding, selling and the like of the financial products among a plurality of financial institutions are finished on the block chain system, and meanwhile, related business data are jointly identified, thereby effectively preventing the business data of the financial products from being falsified and greatly increasing the transparency of the business data.
Description
Technical Field
The invention relates to the technical field of block chains, in particular to a block chain system and a block chain method for registering, selling and managing financial products.
Background
The block chain technology is built on a transmission network (also called as a block chain network), distributed node equipment (hereinafter referred to as nodes) in the transmission network generates block data by a preset consensus strategy through running a block chain program, and verifies and stores the block data by using a chain data structure, so that a data tamper-proof mechanism is finally realized, and a safe and reliable new technical idea is provided for business development.
The issuing and selling process of the existing financial products mainly comprises two types, wherein the first type is as follows: a special business line is established between two financial institutions, and the business handling mode has the problem of extremely high construction and maintenance cost when many-to-many business network patterns need to be established; the second method is as follows: the method comprises the steps that a centralized platform is established, business transaction among a plurality of financial institutions is forwarded through the platform, and for a single financial institution, only a business line needs to be established with the platform, so that compared with the first mode, the cost for transacting business of the second mode is obviously lower, but the centralized business data platform needs a strong credit endorsement, so that the difficulty for selecting an operator of the platform is extremely high, the right of the central platform is high, the data transparency of central transaction is low, and the data is distorted. (established prior art disadvantages-technical problems to be solved by the corresponding technical solution "claim 1")
Disclosure of Invention
It is an object of the present invention to provide a blockchain system and method for the registration, sale, management of financial products to ameliorate the above problems.
In order to achieve the above object, the embodiments of the present application provide the following technical solutions:
in one aspect, an embodiment of the present application provides a blockchain system for registration, sale, and management of financial products, a service execution process of a financial product is completed based on the blockchain system, the blockchain system for registration, sale, and management of financial products includes a plurality of mechanism node subsystems, and the mechanism node subsystems include: the financial product registration platform is used for pricing, scheduling, product forecasting and listing the financial products after receiving a financial product issuing notice issued by any organization node in the block chain network; the financial product sale platform is used for selling the financial products issued by listing in a block chain network and settling the sale amount corresponding to each financial product in real time; the financial product full life cycle management platform is used for recording and managing business data generated by the financial product in the storage period, wherein the business data comprises a product name, a transaction date, a transaction share and product storage period; and the block chain service layer is used for monitoring the mechanism nodes according to the duration of the financial product, simultaneously carrying out block chain chaining processing on the financial product service data among the mechanism nodes, and triggering the steps of mechanism consensus processing based on the block chain intelligent contract after the chaining.
Optionally, the financial product registration platform includes:
and the pre-selling module is used for acquiring the financing product listing application and sending an authentication request to a supervision mechanism so that the supervision mechanism reviews the compliance of the financing product listing application.
And the issuing module is used for acquiring review information applied by the supervision institution for listing the financial products and sending listing instructions to the block chain service layer according to the review information so as to enable the block chain service layer to trigger the step of selling the financial products based on the block chain intelligent contract in the block chain network.
Optionally, the financial product sales platform comprises:
the product viewing module is used for acquiring a product viewing request of the financial product buyer and acquiring and sending financial product information on the financial product full life cycle management platform to the financial product buyer according to the product viewing request;
the product purchasing module is used for acquiring product purchasing information of a financial product purchaser, digitally signing the product purchasing information by adopting a private key of the financial product purchaser and uploading the product purchasing information to the block chain so as to enable the block chain service layer to check the performability of financial product transaction corresponding to the product purchasing information, if the product purchasing information is judged to be performable, executing the corresponding financial product transaction and commonly identifying the corresponding financial product transaction in the block chain network;
and the synchronization module is used for collecting all data generated by the product purchase module when the financial product transaction is executed, and forwarding the collected all data to a financial product full life cycle management platform so as to archive, update and commonly identify all the data.
Optionally, the blockchain system for the registration, sale, management of financial products of claim 1, wherein said financial product full lifecycle management platform comprises:
the account creating module is used for acquiring initial login information of a user, creating a user account, and creating a key pair and a user address for the user so as to participate in issuing and/or selling of the financial product, wherein the user comprises a financial product issuer, a monitoring mechanism, an invested third party and a financial product buyer.
The financial product management module is used for managing and releasing information of all financial products, and the information of the financial products comprises purchase accepting information, redemption information, purchase applying information, assignment information, account opening information, issuer information and seller information of the financial products.
In a second aspect, an embodiment of the present application provides a method for financial product registration, the method including:
a first pre-selling module in a first mechanism node subsystem acquires a first financing product listing application;
the first pre-selling module sends the first financing product listing application to a supervision institution so that the supervision institution reviews the compliance of the first financing product listing application;
a first issuing module in a first mechanism node subsystem acquires the examination information applied by the monitoring mechanism for the first financing product listing, and if the examination information applied by the first financing product listing passes, a listing instruction is sent to a first block chain service layer in the first mechanism node subsystem;
the first block chain service layer generates first sending data according to data applied for listing the first financial product, digitally signs the first sending data, sends the signed first sending data to a master node, so that the master node distributes the first sending data to a plurality of voting nodes in a block chain network, further enables the plurality of voting nodes to determine whether the plurality of voting nodes agree to listing the first financial product in the block chain network or not, and sends the voting data to the master node, wherein the master node is a mechanism node subsystem in the block chain network and is responsible for a consensus step;
the master node receives voting data sent by a plurality of voting nodes, packages the voting data and the first sending data into first common identification data, and distributes the first common identification data to each mechanism node subsystem in a block chain network, so that a financial product sales platform in each mechanism node subsystem can tag first financial product information according to the first common identification data.
In a third aspect, an embodiment of the present application provides a method for sales and management of financial products, where the method includes:
a second product purchasing module in a second institution node subsystem acquires product purchasing information of a second financing product purchaser and sends the product purchasing information to a third institution node subsystem, wherein the third institution node subsystem is a node system of a second financing product issuer;
a second product purchasing module receives confirmation information sent by the third organization node subsystem, and packages the confirmation information and the product purchasing information to obtain second transaction data;
the second product purchasing module signs the transaction data and sends the signed transaction data to a second block chain service layer so that the second block chain service layer can identify the signed second transaction data in a block chain network;
and a second synchronization module in the second mechanism node subsystem synchronizes the second transaction data which is commonly recognized in the block chain network to a second financial product full life cycle management platform in the second mechanism node subsystem, so that the second financial product full life cycle management platform archives, updates and commonly recognizes the sales information of the second financial product.
The invention has the beneficial effects that: (effect of claim 1)
The invention provides a block chain system for registering, selling and managing financial products, which enables related businesses of branding, selling and the like of the financial products among a plurality of financial institutions to be completed on the block chain system, and simultaneously carries out common chain linking on related business data, thereby effectively preventing the business data of the financial products from being falsified and greatly increasing the transparency of the business data.
Additional features and advantages of the invention will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by the practice of the embodiments of the invention. The objectives and other advantages of the invention will be realized and attained by the structure particularly pointed out in the written description and claims hereof as well as the appended drawings.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
Fig. 1 is a schematic diagram of a blockchain system for registering, selling and managing financial products, which is applicable to a data originating node according to an embodiment of the present invention;
FIG. 2 is a schematic structural diagram of a mechanism node subsystem according to an embodiment of the present invention;
fig. 3 is a schematic structural diagram of a block chain-based financial service device according to an embodiment of the present invention;
FIG. 4 is a schematic structural diagram of a financial product registration platform according to an embodiment of the present invention;
FIG. 5 is a schematic structural diagram of a full lifecycle management platform for financial products according to an embodiment of the present invention;
fig. 6 is a schematic structural view of a financial product sales platform according to an embodiment of the present invention;
FIG. 7 is a flow chart illustrating a method for financial product registration in an embodiment of the present invention;
fig. 8 is a flow chart illustrating a method for marketing and managing financial products according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that: like reference numbers or letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined or explained in subsequent figures. Meanwhile, in the description of the present invention, the terms "first", "second", and the like are used only for distinguishing the description, and are not to be construed as indicating or implying relative importance.
Example 1
As shown in fig. 1-2, the present embodiment provides a blockchain system for registering, selling and managing a financial product, wherein a business execution process of the financial product is completed based on the blockchain system, the blockchain system for registering, selling and managing a financial product includes a plurality of institution node subsystems, and the institution node subsystems include:
the financial product registration platform is used for pricing, scheduling, product forecasting and listing the financial products after receiving a financial product issuing notice issued by any organization node in the block chain network;
the financial product sale platform is used for selling the financial products issued by listing in a block chain network and settling the sale amount corresponding to each financial product in real time;
the financial product full life cycle management platform is used for recording and managing business data generated by the financial product in the storage period, wherein the business data comprises a product name, a transaction date, a transaction share and product storage time;
and the block chain service layer is used for monitoring the mechanism nodes according to the duration of the financial product, simultaneously carrying out block chain chaining processing on the financial product service data among the mechanism nodes, and triggering the steps of mechanism consensus processing based on the block chain intelligent contract after the chaining.
As shown in fig. 4, in this embodiment, the financial product registration platform includes:
the pre-selling module is used for acquiring a financial product listing application and sending an authentication request to a supervision mechanism so that the supervision mechanism reviews the compliance of the financial product listing application, and it should be explained that the supervision mechanism can be used as a mechanism node subsystem of the system and also can be an external connection authentication mechanism, the embodiment does not limit correspondingly, and the main function of the financial product registration platform is to link the financial product listing.
And the pre-selling module also comprises a data examination unit which is used for carrying out preliminary examination on the relevant data applied for listing the financial products and submitting the data to a supervision institution for examination after the data passes the preliminary examination.
The issuing module is used for acquiring review information applied by a supervision organization for listing the financing products and sending listing instructions to the block chain service layer according to the review information so as to enable the block chain service layer to trigger the step of selling the financing products based on the block chain intelligent contract in the block chain network, and the step of selling aims to realize listing display of the financing products on the financing product selling platform in each organization node subsystem of the block chain and further attract corresponding investors.
As shown in fig. 6, in this embodiment, the financial product sales platform includes:
and the product checking module is used for acquiring a product checking request of the financial product buyer, acquiring and sending financial product information on the financial product full life cycle management platform to the financial product buyer according to the product checking request, submitting the product checking request through the terminal by the investor when the investor needs to further know the financial product on the terminal, and calling corresponding detailed information by the financial product management module in the financial product full life cycle management platform after receiving the product checking request and sending the detailed information to the investor terminal.
Secondly, the product viewing module can contain brief information of all financial products in the block chain network; or the product viewing module only contains brief information of a plurality of financing products which are proxied or bought by the product viewing module, and the two functions of the product viewing module are not limited in the embodiment.
The product purchasing module is used for acquiring product purchasing information of a financial product purchaser, digitally signing the product purchasing information by adopting a private key of the financial product purchaser and uploading the product purchasing information to the block chain, so that the block chain service layer checks the performability of financial product transaction corresponding to the product purchasing information, if the product purchasing information is judged to be performable, executing corresponding financial product transaction steps, commonly identifying corresponding financial product transaction information in the block chain network, after the property transaction information is commonly identified, synchronizing the commonly identified financial product transaction information to the financial product management module on the full life cycle management platform by the synchronization module, further updating the sales condition of the financial products in real time, wherein the commonly identified structure is automatically executed by a block chain bottom technology, and each mechanism node subsystem in the block chain network can independently and automatically execute the commonly identified operation, thereby increasing the transparency of the sales service, meanwhile, the anti-tampering function of the distributed account book in the block chain is fully utilized, the distrust problem between the machine node systems is effectively solved, and further, the registration, sale and management network of the financial product based on the block chain system does not need a credit endorsement mechanism as a traditional centralized platform;
secondly, in this embodiment, the agreed transaction information may be desensitized data, so as to ensure privacy of data while ensuring uplink agreement.
And the synchronization module is used for collecting all data including consensus generated by the product purchase module when the financial product transaction is executed, and forwarding the collected all data to a financial product full life cycle management platform so as to archive, update and consensus all the data.
As shown in fig. 5, in this embodiment, the financial product full life cycle management platform includes:
the account creating module is used for acquiring initial login information of a user, creating a user account, and creating a key pair and a user address for the user so as to participate in issuing and/or selling of the financial product, wherein the user comprises a financial product issuer, a monitoring mechanism, an invested third party and a financial product buyer.
The financial product management module is used for managing and releasing information of all financial products, and the information of the financial products comprises purchase accepting information, redemption information, purchase applying information, assignment information, account opening information, issuer information and seller information of the financial products.
Example 2
As shown in fig. 7, the present embodiment provides a method for financial product registration, which includes step S1, step S2, step S3, step S4, and step S5.
S1, a first pre-selling module in a first mechanism node subsystem acquires a first financing product listing application;
s2, sending the first financing product listing application to a supervision mechanism by a first pre-selling module so that the supervision mechanism reviews the compliance of the first financing product listing application;
s3, a first issuing module in the first mechanism node subsystem acquires review information applied by the monitoring mechanism for the first financing product listing, and if the review information applied by the first financing product listing passes, a listing instruction is sent to a first block chain service layer in the first mechanism node subsystem;
s4, a first block chain service layer generates first sending data according to data applied by the first financing product listing, carries out digital signature on the first sending data, sends the signed first sending data to a master node, so that the master node distributes the first sending data to a plurality of voting nodes in a block chain network, further enables the plurality of voting nodes to vote whether the first financing product listing in the block chain network is agreed or not, and sends the voting data to the master node, wherein the master node is a mechanism node subsystem in the block chain network and is responsible for the consensus step;
and S5, the master node receives voting data sent by a plurality of voting nodes, packages the voting data and the first sending data into first common data, and distributes the first common data to each mechanism node subsystem in a block chain network, so that a financial product sales platform in each mechanism node subsystem can tag first financial product information according to the first common data.
Example 3
As shown in fig. 8, the present embodiment provides a method for sales and management of financial products, the method including step S6, step S7, step S8, and step S9.
S6, a second product purchasing module in a second institution node subsystem acquires product purchasing information of a second financing product purchaser and sends the product purchasing information to a third institution node subsystem, wherein the third institution node subsystem is a node system of a second financing product issuer;
s7, a second product purchasing module receives confirmation information sent by the third mechanism node subsystem, and packages the confirmation information and the product purchasing information to obtain second transaction data;
s8, a second product purchasing module signs the transaction data and sends the signed transaction data to a second block chain service layer so that the second block chain service layer can identify the signed second transaction data in a block chain network;
and S9, a second synchronization module in the second mechanism node subsystem synchronizes the second transaction data which is commonly recognized in the block chain network to a second financial product full-life-cycle management platform in the second mechanism node subsystem, so that the second financial product full-life-cycle management platform can file, update and commonly recognize the sales information of the second financial product.
It should be noted that, regarding the apparatus in the above embodiment, the specific manner in which each module performs the operation has been described in detail in the embodiment related to the method, and the detailed description will not be provided herein
Example 5
Corresponding to the above method embodiment, the embodiment of the present disclosure further provides a block chain-based financial service device, and a block chain-based financial service device described below and a method for registering, selling and managing financial products described above may be referred to correspondingly.
Fig. 3 is a block diagram illustrating a block chain-based financial services service apparatus 800 according to an example embodiment. As shown in fig. 3, the electronic device 800 may include: a processor 801, a memory 802. The electronic device 800 may also include one or more of a multimedia component 803, an input/output (I/O) interface 804, and a communications component 805.
The processor 801 is configured to control the overall operation of the electronic device 800, so as to complete all or part of the steps in the above block chain-based financial transaction service method. The memory 402 is used to store various types of data to support operation at the electronic device 800, such as instructions for any application or method operating on the electronic device 800 and application-related data, such as contact data, transmitted and received messages, pictures, audio, video, and so forth. The Memory 802 may be implemented by any type of volatile or non-volatile Memory device or combination thereof, such as Static Random Access Memory (SRAM), Electrically Erasable Programmable Read-Only Memory (EEPROM), Erasable Programmable Read-Only Memory (EPROM), Programmable Read-Only Memory (PROM), Read-Only Memory (ROM), magnetic Memory, flash Memory, magnetic disk or optical disk. The multimedia components 803 may include screen and audio components. Wherein the screen may be, for example, a touch screen and the audio component is used for outputting and/or inputting audio signals. For example, the audio component may include a microphone for receiving external audio signals. The received audio signal may further be stored in the memory 802 or transmitted through the communication component 805. The audio assembly further comprises at least one speaker for outputting audio signals. The I/O interface 804 provides an interface between the processor 801 and other interface modules, such as a keyboard, mouse, buttons, etc. These buttons may be virtual buttons or physical buttons. The communication component 805 is used for wired or wireless communication between the electronic device 800 and other devices. Wireless communication, such as Wi-Fi, bluetooth, Near Field Communication (NFC), 2G, 3G, or 4G, or a combination of one or more of them, so that the corresponding communication component 805 may include: Wi-Fi module, bluetooth module, NFC module.
In an exemplary embodiment, the electronic Device 800 may be implemented by one or more Application Specific Integrated Circuits (ASICs), Digital Signal Processors (DSPs), Digital Signal Processing Devices (DSPDs), Programmable Logic Devices (PLDs), Field Programmable Gate Arrays (FPGAs), controllers, microcontrollers, microprocessors, or other electronic components for performing the above-described block-chain based financial transaction service methods.
In another exemplary embodiment, there is also provided a computer readable storage medium including program instructions, which when executed by a processor, implement the steps of the above-described blockchain-based financial transaction service method. For example, the computer readable storage medium may be the memory 802 described above including program instructions executable by the processor 801 of the electronic device 800 to perform the above-described blockchain-based financial transaction service method.
Example 6
Corresponding to the above method embodiment, the disclosed embodiment also provides a readable storage medium, and a readable storage medium described below and a financial business service method based on a block chain described above may be referred to correspondingly.
A readable storage medium, on which a computer program is stored, which, when executed by a processor, implements the steps of the block chain based financial transaction service method of the above-described method embodiment.
The readable storage medium may be a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and various other readable storage media capable of storing program codes.
The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.
Claims (6)
1. A blockchain system for registering, selling and managing financial products, wherein a business execution process of the financial products is completed based on the blockchain system, the blockchain system for registering, selling and managing financial products comprises a plurality of institution node subsystems, and the institution node subsystems comprise: (functional division of Block chain System organization)
The financial product registration platform is used for pricing, scheduling, product forecasting and listing the financial products after receiving a financial product issuing notice issued by any organization node in the block chain network;
the financial product sale platform is used for selling the financial products issued by listing in a block chain network and settling the sale amount corresponding to each financial product in real time;
the financial product full life cycle management platform is used for recording and managing business data generated by the financial product in the storage period, wherein the business data comprises a product name, a transaction date, a transaction share and product storage period;
and the block chain service layer is used for monitoring the mechanism nodes according to the duration of the financial product, simultaneously carrying out block chain chaining processing on the financial product service data among the mechanism nodes, and triggering the steps of mechanism consensus processing based on the block chain intelligent contract after the chaining.
2. The blockchain system for the registration, sale, management of financial products of claim 1 wherein said financial product registration platform comprises: (function restriction of financing product registration platform)
And the pre-selling module is used for acquiring the financing product listing application and sending an authentication request to a supervision mechanism so that the supervision mechanism reviews the compliance of the financing product listing application.
And the issuing module is used for acquiring review information applied by the supervision institution for listing the financial products and sending listing instructions to the block chain service layer according to the review information so as to enable the block chain service layer to trigger the step of selling the financial products based on the block chain intelligent contract in the block chain network.
3. The blockchain system for the registration, sale, management of financial products of claim 1 wherein said financial product sales platform comprises: (function restriction of financing product sales platform)
The product viewing module is used for acquiring a product viewing request of the financial product buyer and acquiring and sending financial product information on the financial product full life cycle management platform to the financial product buyer according to the product viewing request;
the product purchasing module is used for acquiring product purchasing information of a financial product purchaser, digitally signing the product purchasing information by adopting a private key of the financial product purchaser and uploading the product purchasing information to the block chain so as to enable the block chain service layer to check the performability of financial product transaction corresponding to the product purchasing information, if the product purchasing information is judged to be performable, executing the corresponding financial product transaction step and commonly identifying the corresponding financial product transaction information in the block chain network;
and the synchronization module is used for collecting all data generated by the product purchase module when the financial product transaction is executed, and forwarding the collected all data to a financial product full life cycle management platform so as to archive, update and commonly identify all the data.
4. The blockchain system for the registration, sale, management of financial products of claim 1 wherein said financial product full lifecycle management platform comprises: (function limitation of the finance product full lifecycle management platform)
The account creating module is used for acquiring initial login information of a user, creating a user account, and creating a key pair and a user address for the user so as to participate in issuing and/or selling of the financial product, wherein the user comprises a financial product issuer, a monitoring organization, an invested third party and a financial product buyer.
The financial product management module is used for managing and releasing information of all financial products, and the information of the financial products comprises purchase accepting information, redemption information, purchase applying information, assignment information, account opening information, issuer information and seller information of the financial products.
5. A method for financial product registration, the method comprising: (financing product issuing method to be written for increasing authorization rate)
A first pre-selling module in a first mechanism node subsystem acquires a first financing product listing application;
the first pre-selling module sends the first financing product listing application to a supervision institution so that the supervision institution reviews the compliance of the first financing product listing application;
a first issuing module in a first mechanism node subsystem acquires the examination information applied by the monitoring mechanism for the first financing product listing, and if the examination information applied by the first financing product listing passes, a listing instruction is sent to a first block chain service layer in the first mechanism node subsystem;
the first block chain service layer generates first sending data according to the data applied by the first financial product listing, carries out digital signature on the first sending data, sends the signed first sending data to a master node, so that the master node distributes the first sending data to a plurality of voting nodes in a block chain network, further enables the plurality of voting nodes to determine whether to agree to listing the first financial product in the block chain network or not, and sends the voting data to the master node, wherein the master node is a mechanism node subsystem in charge of a consensus step in the block chain network;
the master node receives the voting data sent by the voting nodes, packages the voting data and the first sending data into first common identification data, and distributes the first common identification data to each mechanism node subsystem in a block chain network, so that a financial product sale platform in each mechanism node subsystem can tag first financial product information according to the first common identification data.
6. A method for financial product sales and management, the method comprising: (method of selling financial products intended for increasing authorization rate, and method of managing part of sales information)
A second product purchasing module in a second institution node subsystem acquires product purchasing information of a second financing product purchaser and sends the product purchasing information to a third institution node subsystem, wherein the third institution node subsystem is a node system of a second financing product issuer;
a second product purchasing module receives confirmation information sent by the third organization node subsystem, and packages the confirmation information and the product purchasing information to obtain second transaction data;
the second product purchasing module signs the transaction data and sends the signed transaction data to a second block chain service layer so that the second block chain service layer can identify the signed second transaction data in a block chain network;
and a second synchronization module in the second mechanism node subsystem synchronizes the second transaction data which is commonly recognized in the block chain network to a second financial product full-life-cycle management platform in the second mechanism node subsystem, so that the second financial product full-life-cycle management platform archives, updates and commonly recognizes the sales information of the second financial product.
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| Publication number | Priority date | Publication date | Assignee | Title |
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| CN116455859A (en) * | 2023-06-12 | 2023-07-18 | 中国航空结算有限责任公司 | Settlement method, settlement device, settlement equipment and readable storage medium |
| CN116455859B (en) * | 2023-06-12 | 2023-08-25 | 中国航空结算有限责任公司 | Settlement method, settlement device, settlement equipment and readable storage medium |
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