Specific implementation mode
In order to better understand the above technical scheme, below by attached drawing and specific embodiment to this specification embodiment
Technical solution be described in detail, it should be understood that the specific features in this specification embodiment and embodiment are to this explanation
The detailed description of book embodiment technical solution, rather than to the restriction of this specification technical solution, in the absence of conflict,
Technical characteristic in this specification embodiment and embodiment can be combined with each other.
This specification embodiment transaction control schematic diagram of a scenario please refers to Fig.1.Transaction control scene includes the seller 10, buyer
20, transaction control platform 30 and user credit platform 40 based on C2C.In practical application, the seller 10 and buyer 20 can lead to
Cross the information exchange between personal terminal (such as smart mobile phone) progress and transaction control platform 30.Control platform 30 of merchandising is for example
It can be the special website for realizing second-hand goods transaction.
The merchandise news of commodity to be vended is submitted to transaction control platform 30 by the seller 10;And receive transaction control platform 30
The information (Bidder Information, pro forma transaction information, final Transaction Information) of the commodity of oneself related publication of feedback.Buyer 20 is handing over
Platform 30 easy to control carries out merchandise news browsing and the end article to be bought of determination;It is put down to transaction control after determining end article
Platform 30 initiates pro forma transaction request.Control platform 30 of merchandising receives commodity as the tie between buyer and the seller, from the seller 10
Information is simultaneously shown;The pro forma transaction request of buyer 20 is received, and the on probation of startup end article is asked according to pro forma transaction;It is on probation
After, determine whether be traded between the seller and buyer according to the result on trial of buyer 20.
User credit platform 40 provides the credit record of each user, the seller 10 to transaction 30 publishing commodity of control platform
When information, transaction control platform 30 can determine that 10 corresponding first user of the seller is credit by inquiring user credit platform
It is just its publishing commodity information after user;Similarly, after buyer 20 initiates pro forma transaction request, transaction control platform 30 can
It is handed over by inquiring user credit platform, determining that 20 corresponding second user of buyer be after credit customer is just that its processing is preliminary
Easily request.
In a first aspect, this specification embodiment provides a kind of online transaction control method, such as based on C2C patterns to buyer
Transaction between the seller controls.C2C (Customer to Customer) is the e-commerce row in the consumer human world
For.For example a consumer has a used car, is traded by network, it is sold to another consumer, it is such
Type of transaction is known as C2C e-commerce.By taking above-mentioned Fig. 1 as an example, the online transaction control method of this specification embodiment offer
It is that the transaction between the first user (buyer) and second user (seller) realized in transaction control platform 30 is controlled
Method.
Referring to FIG. 2, the transaction control method that this specification embodiment provides includes the following steps:
S201:It receives pro forma transaction of first user by first terminal for end article to ask, wherein end article
The commodity registered in transaction control platform for second user.
For convenience, hereinafter the first user is described by buyer, second user in a manner of the seller.
As previously mentioned, issuing the merchandise news of the seller in transaction control platform;Buyer in transaction control platform by carrying out
The browsing of particular commodity searches determining end article.
Further include the steps that the seller issues end article it is appreciated that before step S201:Control platform of merchandising receives
Merchandise news and publication of the seller for end article registration.In a kind of optional mode, in order to ensure the reliability of commodity, also
The user credit of the seller can be verified;After verification seller's credit passes through, end article is just issued.
Commodity in this specification embodiment include the commodity of all kinds of personal transaction.Including but not limited to proficiency commodity or two
Hand commodity, such as automobile, electronic goods (PC, mobile phone etc.), furniture (bed, sofa etc.), house property etc..Merchandise news refers to
The information of description or record product features, service condition etc..
Based on generally being merchandised with second-hand goods in practical personal transaction scene, therefore this specification embodiment is with two
It is illustrated for handcart.For used car, the merchandise news of used car includes but not limited to:Vehicle service record, vehicle
Damage record, car accident record, vehicle try out mileage and frequency of use, vehicle maintenance record etc..
S202:It is asked according to pro forma transaction, after confirming that the first user and second user are trusted users, and/or, really
Recognize between the first user and second user after signing the credible electronics contract on probation about end article or intelligent contract, to first
Terminal returns to response on probation, is tried out end article to start the first user.
It is proposed in this specification embodiment, starts on probation process of the buyer to end article before formal transaction, thus
Buyer can be predicted in advance for the potential problems of end article, end article problem is just found after avoiding transaction as possible
Situation improves transaction security.
It, can be to buying in a kind of optional mode after receiving buyer for the pro forma transaction request of end article
Fang Jinhang credit evaluations and purchase intention assessment, only just start the on probation of end article after assessment passes through, are handed over to improve
Easy safety ensures the interests of the seller.For example, after receiving buyer for the pro forma transaction request of end article, also wrap
It includes:
(1) buyer credit degree is assessed, and/or, buyer's purchase intention is assessed;
(2) buyer credit assessment result and/or purchase intention assessment result are supplied to the seller, are confirmed whether together by the seller
Pro forma transaction of anticipating is asked.
If the seller disagrees pro forma transaction request, controls and close the pro forma transaction;Otherwise, start buyer to target quotient
Product are tried out.
It needs to be determined that period on probation and related cash pledge, rent (expense on probation), penalty, compensation before process on probation
The problems such as.Therefore, in a kind of optional mode, start buyer includes to the process on probation of end article:
(1) determine buyer to any one of the cash pledge of end article, rent, penalty, compensation or several;
(2) after buyer paid cash pledge and/or rent, signing is about end article on probation between controlling buyer and seller
Credible electronics contract.
Wherein, credible electronics contract refers to online both contracting parties (buyer in this specification embodiment and the seller) in third
Square electronics contract is concluded in system (the transaction control platform in this specification embodiment) and is formed using what reliable electronic signature was completed
About electronic message.Reliable electronic signature, which can meet conclude a treaty identity identification, information privacy, content intact and behavior of electronics, to be supported
Bad requirement, and have convenient, cheap, fast and effectively post-mordem forensics advantage.
Intelligent contract, it can be understood as be a set of promise that (such as computer-readable code) defines in digital form
(promises), including contract participant can execute these agreements promised to undertake above.
S203:The feedback information for the first user after on probation that first terminal is sent is received, is determined according to feedback information
Trading activity between first user and second user.
After buyer tries out end article, the potential problems of end article are may find that, buyer decides whether to carry out at this time
Final transaction.It, can if buyer has found that vehicle has the problems such as repacking or accident in the trial employment period such as used car
To be traded with this reason refusal.For this Fail Transaction caused by end article problem itself, can also want
Seek the penalty that seller payments are certain;And the wrong record of the seller in personal credit record, can also be increased.For
End article the case where there is no problem itself, needs payment of breach of contract damages etc. if buyer's purchase intention changes.
In a kind of optional mode, the detailed process packet of the trading activity between buyer and seller is determined according to feedback information
It includes:
(1) if the purchaser confirms that transaction, then complete the transaction for being directed to end article between buyer and the seller;
(2) if the purchaser confirms that not merchandising, it is determined that the seller whether there is due to mistake caused by end article quality problems
It is wrong;
(3) if the seller is there are mistake, end article is adjusted or off-frame treatment, and/or, it is collected to the seller separated
It is about golden.
(4) if mistake is not present in the seller, penalty and/or compensation are collected to buyer.
As it can be seen that being proposed in this specification embodiment, start on probation process of the buyer to end article before formal transaction,
Thus buyer can be predicted in advance for the potential problems of end article, just finds that end article is asked after avoiding transaction as possible
The case where topic, improves transaction security.
The transaction control method that the concrete instance controlled below with Second-hand Vehicle Transaction provides this specification embodiment
It illustrates.
As automobile consumption becomes very universal, then thing followed second-hand automobile market is also fast-developing, used car
Detection has very strong professional, and the hiding problem of automobile also difficult can detected mileometer adjustment such as by profession, send out
The core components such as motivation, gearbox whether repaired whether oil leak, the amount of money that Second-hand Vehicle Transaction is related to is bigger, the friendship of used car
It is easily most of to be completed by agent.This specification embodiment is endorsed with both parties' credit, when allowing first to try out one section of vehicle
Between be traded again, rent or the penalty etc. during test run are paid if not merchandising due to buyer, if there is damage
Litis aestimatio is needed, since credit buyer can reduce or remit a little cash pledges during test run, there are mistakes then to record if it is the seller
The non-honest behavior of the seller simultaneously can reduce or remit rent.
It is the transaction control method example schematic of this specification embodiment first aspect with reference to figure 3.Entire transaction control
Process includes mainly the following.
One, the seller sells vehicle information in the publication of corresponding used car C2C platforms, and the information for filling in vehicle strictly according to the facts is as follows
(being not limited to following citing):
1, maintenance record;
2, vehicle damage situation such as oil leak, abnormal sound etc.;
3, accident, soaked situation, mileage number;
4, vehicle frequency of use;
5, vehicle maintenance situation.
Two, if seller's credit verification meets the requirements (such as no negative records are verified by identity verification, face, do not have
Have other frauds) it can then allow vehicle restocking, allow buyer that can inquire dependent merchandise information.
Three, buyer logs in Second-hand Vehicle Transaction platform and finds suitable used car, and the letter of buyer is carried out if having intention
With assessment and the assessment of purchase intention (predicting purchase intention for example, by using AI algorithms), and assessment result is sent to seller,
Seller decides whether to merchandise according to the credit evaluation and purchase intention assessment result of buyer.
Four, after both sides agree to, system-computed goes out the period that vehicle can be tried out, and (the specific period can adjust, generally
It is recommended that in 1-2 weeks), cash pledge, rent and penalty etc. are gone out according to the value calculation of vehicle.Both sides can also coordinate to change rent (example
It such as turns down).
If five, both sides agree to run-in period and rent, vehicle is handed under line, hands over vehicle can be to vehicle appearance interior trim portion under line
Divide photo archive, vehicle Preliminary detection is achieved, buyer is signed and withholds agreement and pays cash pledge, these agreements are contracted at credible
Electronics contract, cash pledge are taken care of by transaction platform.Platform can daily, withhold rent in week.
Six, it after buyer arrives in the vehicle period on probation, is traded if agreeing to and does not need payment or rent, if non-seller's problem
Then payment or rent, vehicle record the seller's if there is damage Litis aestimatio if the seller has concealment problem to carry out deduction and exemption rent
Behavior of credit, undercarriage product.
By examples detailed above, it can allow buyer that can really trust buying car, because having the sufficient examination time of using cars to expose
The various hiding problems of vehicle, so as to greatly facilitate transaction;For the seller, constrained by rent if it is faultless
The wanton act of buyer can guarantee the interests of the seller, and the buyer that larger purchase intention is filtered out by credit facilitates transaction.
Second aspect, is based on same inventive concept, and this specification embodiment provides a kind of online transaction control device, handing over
Online transaction of the platform easy to control between first and second user controls, referring to FIG. 4, including:Pro forma transaction is asked
Receiving unit 401 is asked for receiving the first user by the pro forma transaction for end article that first terminal is sent,
In, the end article is commodity of the second user in the transaction control platform registration;
Start unit 402 on probation is confirming first user and described second for being asked according to the pro forma transaction
After user is trusted users, and/or, confirm to sign between first user and the second user and be tried about end article
After credible electronics contract or intelligent contract, response on probation is returned to the first terminal, to start first user
The end article is tried out;
Transaction control unit 403 tries out the mesh for receive that the first terminal sends for first user
The feedback information after commodity is marked, the transaction row between first user and the second user is determined according to the feedback information
For.
In a kind of optional mode, further include:
Merchandise news receiving unit 404 is directed to the mesh for receiving the second user by what second terminal was sent
Mark the merchandise news of goods registration;
Second user credit verification unit 405, is verified for the credit to the second user;
Commodity release unit 406 issues the end article for verifying after the second user credit passes through.
In a kind of optional mode, further include:
First user's assessment unit 407, for assessing the first user credit degree, and/or, the first user is bought
Wish is assessed;
Second user confirmation unit 408, for putting forward the first user credit assessment result and/or purchase intention assessment result
Second user is supplied, confirming whether or not the pro forma transaction by second user asks.
In a kind of optional mode, the start unit 402 on probation is specifically used for:Determine first user to the mesh
Mark any one of trial periods of commodity, cash pledge, rent, penalty, compensation or several;In the first user branch deposit
And/or after rent, confirm that the credible electronics contract or intelligent contract come into force.
In a kind of optional mode, the transaction control unit 403 is specifically used for:If the first user confirms transaction,
Complete the transaction that the end article is directed between the first user and second user;It does not merchandise if the first user confirms, really
Determine second user to whether there is due to mistake caused by end article quality problems;If there are mistakes for second user, to institute
End article is stated to be adjusted or off-frame treatment, and/or, collect penalty to the second user;If second user is not deposited
In mistake, then penalty and/or compensation are collected to the first user.
In a kind of optional mode, further include:
Second user credit record unit 409, in personal credit record, increasing the mistake row of the second user
For record.
In a kind of optional mode, the end article is used car;The merchandise news of the used car includes vehicle dimension
Repair one during record, vehicle damage record, car accident record, vehicle tries out mileage and frequency of use, vehicle maintenance record
Or multinomial combination.
The third aspect, based on inventive concept same as control method of merchandising in previous embodiment, the present invention also provides one
Kind of server, as shown in figure 5, including memory 504, processor 502 and being stored on memory 504 and can be in processor 502
The computer program of upper operation, the processor 502 realize any of transaction control method described previously when executing described program
The step of method.
Wherein, in Figure 5, bus architecture (being represented with bus 500), bus 500 may include any number of interconnection
Bus and bridge, bus 500 will include the one or more processors represented by processor 502 and what memory 504 represented deposits
The various circuits of reservoir link together.Bus 500 can also will peripheral equipment, voltage-stablizer and management circuit etc. it
Various other circuits of class link together, and these are all it is known in the art, therefore, are no longer carried out further to it herein
Description.Bus interface 506 provides interface between bus 500 and receiver 501 and transmitter 503.Receiver 501 and transmitter
503 can be the same element, i.e. transceiver, provide the unit for being communicated over a transmission medium with various other devices.Place
Reason device 502 is responsible for bus 500 and common processing, and memory 504 can be used to store processor 502 and execute behaviour
Used data when making.
Fourth aspect, based on the inventive concept with online transaction control method in previous embodiment, the present invention also provides one
Kind computer readable storage medium, is stored thereon with computer program, which realizes friendship described previously when being executed by processor
The step of either method of method easy to control.
This specification is with reference to the method, equipment (system) and computer program product according to this specification embodiment
Flowchart and/or the block diagram describes.It should be understood that can be realized by computer program instructions every in flowchart and/or the block diagram
The combination of flow and/or box in one flow and/or box and flowchart and/or the block diagram.These computers can be provided
Processor of the program instruction to all-purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices
To generate a machine so that the instruction executed by computer or the processor of other programmable data processing devices generates use
In setting for the function that realization is specified in one flow of flow chart or multiple flows and/or one box of block diagram or multiple boxes
It is standby.
These computer program instructions, which may also be stored in, can guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works so that instruction generation stored in the computer readable memory includes referring to
Enable the manufacture of equipment, the commander equipment realize in one flow of flow chart or multiple flows and/or one box of block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device so that count
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, in computer or
The instruction executed on other programmable devices is provided for realizing in one flow of flow chart or multiple flows and/or block diagram one
The step of function of being specified in a box or multiple boxes.
Although the preferred embodiment of this specification has been described, once a person skilled in the art knows basic wounds
The property made concept, then additional changes and modifications may be made to these embodiments.So the following claims are intended to be interpreted as includes
Preferred embodiment and all change and modification for falling into this specification range.
Obviously, those skilled in the art can carry out this specification various modification and variations without departing from this specification
Spirit and scope.In this way, if these modifications and variations of this specification belong to this specification claim and its equivalent skill
Within the scope of art, then this specification is also intended to include these modifications and variations.