CN108038787A - Method, apparatus, terminal device and the storage medium insured based on ETC - Google Patents
Method, apparatus, terminal device and the storage medium insured based on ETC Download PDFInfo
- Publication number
- CN108038787A CN108038787A CN201711143792.8A CN201711143792A CN108038787A CN 108038787 A CN108038787 A CN 108038787A CN 201711143792 A CN201711143792 A CN 201711143792A CN 108038787 A CN108038787 A CN 108038787A
- Authority
- CN
- China
- Prior art keywords
- request
- insured
- client
- sent
- servers
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07B—TICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
- G07B15/00—Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
- G07B15/06—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
- G07B15/063—Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
Landscapes
- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Finance (AREA)
- Physics & Mathematics (AREA)
- Accounting & Taxation (AREA)
- General Physics & Mathematics (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Technology Law (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Insure technical field the present invention relates to line, the invention discloses a kind of method, apparatus insured based on ETC, terminal device and storage medium.This method includes the following steps that insurance server performs：The insured request that ETC servers are sent is received, insured request includes customer information；Based on insured request, judge whether customer information meets the condition of insuring；If customer information meets condition of insuring, generation validation verification request, and validation verification request is sent to ETC servers；The validation verification of ETC servers transmission is received as a result, validation verification result is including effectively and invalid；When validation verification result is effective, generation premium accounting checking report, and premium accounting checking report is sent to ETC servers.The present invention realizes ETC business and insurance business is handled at the same time, is conducive to improve usage rate of the user of the client to ETC business and insurance business, in order to subsequent expansion related service.
Description
Technical field
Insure technical field the present invention relates to line, more particularly to a kind of method, apparatus insured based on ETC, terminal are set
Standby and storage medium.
Background technology
ETC (Electronic Toll Collection, no-stop charging system) is current road state-of-the-art in the world
Bridge charge method.Pass through the vehicle carried electronic label in vehicle windscreen and the microwave on the ETC tracks of charge station
Microwave special short-range communication between antenna, carries out backstage settlement process, so as to reach using Computer Networking and bank
The purpose that vehicle is not required to stop with regard to that can pay road and bridge expense by toll on the road and bridge station.
In process of the present invention is realized, inventor has found that at least there are the following problems in the prior art:Existing insurance products
The extended insurance product in the whole year that client buys under sales counter line is typically needed, can not complete to buy operation on line.Client leaves
Insurance company's cabinet tends not to buy insurance products again behind face so that client's viscosity is poor, is unfavorable for extending related service.
The content of the invention
The embodiment of the present invention provides a kind of method insured based on ETC, with solve client leave it is past behind insurance company's cabinet face
Toward will not buy insurance products again, the problem of user's viscosity difference.
In a first aspect, the embodiment of the present invention provides a kind of method insured based on ETC, including insurance server perform as
Lower step：
The insured request that ETC servers are sent is received, insured request includes customer information；
Based on insured request, judge whether customer information meets the condition of insuring；
If customer information meets condition of insuring, generation validation verification request, and validation verification request is sent to
ETC servers；
The validation verification of ETC servers transmission is received as a result, validation verification result is including effectively and invalid；
When validation verification result is effective, generation premium accounting checking report, and premium accounting checking report is sent to ETC clothes
Business device.
Second aspect, the embodiment of the present invention provide a kind of method insured based on ETC, including ETC servers perform as
Lower step：
The insured request that client is sent is received, and insured request is sent to insurance server；Insured request includes visitor
Family information；
The validation verification request that insurance server is sent is received, validation verification request is to meet to insure in customer information
Generated during condition；
Ask to carry out client's Effective judgement based on validation verification, obtain validation verification as a result, and testing validity
Card result is sent to insurance server, and validation verification result includes effectively and invalid；
The premium accounting checking report that insurance server is sent is received, it in validation verification result is effective that premium accounting checking report, which is,
Shi Shengcheng's.
The third aspect, the embodiment of the present invention provide a kind of device insured based on ETC, including insurance server, insurance clothes
Business device includes：
First insured request receiving module, for receiving the insured request of ETC servers transmission, insured request includes client
Information；
Insured request judgment module, for based on insured request, judging whether customer information meets the condition of insuring；
Checking request generation module, if meeting condition of insuring for customer information, generation validation verification is asked, and will
Validation verification request is sent to ETC servers；
First judging result receiving module, for receiving the validation verification of ETC servers transmission as a result, validation verification
As a result it is effectively and invalid to include；
Declaration form data transmission blocks, for when validation verification result is effective, generating premium accounting checking report, and will protect
Expense accounting checking report is sent to ETC servers.
Fourth aspect, the embodiment of the present invention provide a kind of device insured based on ETC, including ETC servers, ETC services
Device includes：
Second insured request receiving module, for receiving the insured request of client transmission, insured request includes client's letter
Breath；
Insured request sending module, for insured request to be sent to insurance server；
Checking request receiving module, for receiving the validation verification request of insurance server transmission, validation verification please
What Seeking Truth was generated when customer information meets to insure condition；
Effective client's judgment module, for asking to carry out client's Effective judgement based on validation verification, obtains validity
Verification result, and validation verification result is sent to insurance server, validation verification result includes effectively and invalid；
Declaration form data reception module, for receiving the premium accounting checking report of insurance server transmission, premium accounting checking report is
Generated when validation verification result is effective.
5th aspect, the embodiment of the present invention provide a kind of terminal device, including memory, processor and are stored in storage
In device and the computer program that can run on a processor, the side insured based on ETC is realized when processor performs computer program
The step of method.
6th aspect, the embodiment of the present invention provide a kind of computer-readable recording medium, and computer-readable recording medium is deposited
The step of containing computer program, the method insured based on ETC realized when computer program is executed by processor.
In the method, apparatus provided in an embodiment of the present invention insured based on ETC, terminal device and storage medium, insured
Customer information in request meet to insure condition when carry out validation verification, the shape when getting effective validation verification result
Check account report into premium, to complete handling for ETC business and insurance business, avoid ETC business and insurance business handle it is inner need to two
Secondary input customer information, and validation verification twice is carried out, the workload of client can be effectively saved, improves business handling efficiency；
Moreover, ETC business and insurance business are handled at the same time, can be conducive to improve usage rate of the user of the client to ETC business and insurance business,
In order to subsequent expansion related service.Moreover, handling ETC business and insurance business based on the method that ETC insures by this is all
Operated on into line, reaching associated nets point without client is handled, and client can be further facilitated, to improve user satisfaction.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below by institute in the description to the embodiment of the present invention
Attached drawing to be used is needed to be briefly described, it should be apparent that, drawings in the following description are only some implementations of the present invention
Example, for those of ordinary skill in the art, without having to pay creative labor, can also be according to these attached drawings
Obtain other attached drawings.
Fig. 1 is the flow chart based on the ETC methods insured in the embodiment of the present invention 1.
Fig. 2 is another particular flow sheet based on the ETC methods insured in the embodiment of the present invention 1.
Fig. 3 is another particular flow sheet based on the ETC methods insured in the embodiment of the present invention 1.
Fig. 4 is the functional block diagram based on the ETC devices insured in the embodiment of the present invention 2.
Fig. 5 is a schematic diagram of terminal device in the embodiment of the present invention 4.
Embodiment
In order to which the technical features, objects and effects of the present invention are more clearly understood, now compare attached drawing and describe in detail
Embody the embodiment of feature of present invention and advantage.
Embodiment 1
Fig. 1 shows the flow chart of the method insured based on ETC in the present embodiment.The method application insured based on ETC
In system of being insured based on ETC, the system that should be insured based on ETC includes ETC servers and insurance server.Insurance server with
ETC servers are connected by network, so as to realize information exchange between insurance server and ETC servers.The ETC servers can
It is connected with clients such as mobile phone, computers by network, which is that the terminal of human-computer interaction can be achieved.As shown in Figure 1, the base
Include the following steps in the method that ETC insures：
S101, ETC server receive the insured request that client is sent, and insured request is sent to insurance server；
Insured request includes customer information.
Wherein, insured request is the request for the purchase insurance that client is initiated by ETC servers to insurance server.Client
Information include client handle for the first time the information of typing needed for ETC business and handle insurance business when required typing information.This reality
It is that insurance business relevant with ETC business, in particular to client can be done at the same time when handling ETC business to apply the insurance business in example
Reason, and the insurance business that insurance is deducted fees can be carried out at the same time when ETC deducts fees.
S102, insurance server receive the insured request that ETC servers are sent.
Wherein, insured request is the request for the purchase insurance that client is initiated by ETC servers to insurance server.Client
Information include client handle for the first time the information of typing needed for ETC business and handle insurance business when required typing information.This reality
It is that insurance business relevant with ETC business, in particular to client can be done at the same time when handling ETC business to apply the insurance business in example
Reason, and the insurance business that insurance is deducted fees can be carried out at the same time when ETC deducts fees.It is to be appreciated that insurance server and ETC servers
It can be connected by WIFI network, 3G network or 4G network services, the insured request of ETC servers is sent to insurance to realize
Server.
S103, insurance server are based on insured request, judge whether customer information meets the condition of insuring.
Wherein, the condition of insuring is the condition insure that insurance company is set according to different insurance kinds, is in the application
The default condition of insuring in convoy danger.Only customer information meets the client for the condition of insuring, and insurance company can just agree to that client is insured.
Driving age in condition of such as insuring to client is restricted (setting to insure the driving age), then insurance server needs to judge in step S103
Whether the driving age in the customer information uploaded by ETC servers meets the limitation of the driving age of insuring in the condition of insuring；If so,
Then meet condition of insuring；If it is not, then it is unsatisfactory for the condition of insuring.
Further, the insured request that the ETC servers that insurance server receives are sent can also include target insurance kind
ID, target insurance kind ID refer to the corresponding mark of the insurance business to be handled of client.Step S103 is specially：Asked based on insured
Ask, judge whether customer information meets the corresponding conditions of insuring of target insurance kind ID.It is to be appreciated that client is handled by client
During ETC business, at least one insured button associated with ETC business can be shown on display interface, client clicks on any ginseng
Protect button, you can the corresponding insured request of input, which carries target insurance kind ID, so as to based on target insurance kind ID
Search corresponding condition of insuring.
If S104, customer information meet to insure condition, insurance server generation validation verification request, and by validity
Checking request is sent to ETC servers.
Wherein, validation verification request is used for the request whether request checking customer information binds the effective means of payment.
The effective means of payment refer to the means of payment that can successfully withhold, and are specifically as follows the bank card or Alipay of surplus, or
The not out of date credit card of person.
In the present embodiment, insurance server sends validity to ETC servers and tests when customer information meets to insure condition
Card request, so that validation verification request of the ETC servers based on acquisition, ETC validation verifications are carried out to customer information, so as to
Subsequent execution business is deducted fees.If it is to be appreciated that customer information is unsatisfactory for insuring during condition, terminating insurance business and handling flow,
And send corresponding notice to ETC servers.
In the present embodiment, because ETC servers need to take off toll, insurance server needs to take off insurance premium, and two kinds take
The effective means of payment are bound with guarantee customer information is required for.The flow for verifying validity is transferred to ETC by insurance server
Server carries out unified verification, avoids repeated authentication, improves business processing efficiency.
S105, ETC server receive the validation verification request that insurance server is sent, and validation verification request is in visitor
Family information meet to insure condition when generate.
Wherein, the condition of insuring is the condition insure that insurance company is set according to different insurance kinds, is in the application
The default condition of insuring in convoy danger.Only customer information meets the client for the condition of insuring, and insurance company can just agree to that client is insured.
Driving age in condition of such as insuring to client is restricted (setting to insure the driving age), then insurance server need to judge to take by ETC
Whether the driving age in the customer information that business device uploads meets the limitation of the driving age of insuring in the condition of insuring；If so, then meet to throw
Guarantor's condition；If it is not, then it is unsatisfactory for the condition of insuring.
Further, the insured request that the ETC servers that insurance server receives are sent can also include target insurance kind
ID, target insurance kind ID refer to the corresponding mark of the insurance business to be handled of client.It is to be appreciated that client passes through client
When handling ETC business, at least one insured button associated with ETC business can be shown on display interface, client, which clicks on, to be appointed
One insured button, you can the corresponding insured request of input, which carries target insurance kind ID, so as to based on target danger
Kind ID searches corresponding condition of insuring.
S106, ETC server are based on validation verification request and carry out client's Effective judgement, obtain validation verification knot
Fruit, and validation verification result is sent to insurance server, validation verification result includes effectively and invalid.
Wherein, validation verification request is used for the request whether request checking customer information binds the effective means of payment.
The effective means of payment refer to the means of payment that can successfully withhold, and are specifically as follows the bank card or Alipay of surplus, or
The not out of date credit card of person.
In the present embodiment, insurance server sends validity to ETC servers and tests when customer information meets to insure condition
Card request, so that validation verification request of the ETC servers based on acquisition, ETC validation verifications are carried out to customer information, so as to
Subsequent execution business is deducted fees.If it is to be appreciated that customer information is unsatisfactory for insuring during condition, terminating insurance business and handling flow,
And send corresponding notice to ETC servers.
In the present embodiment, because ETC servers need to take off toll, insurance server needs to take off insurance premium, and two kinds take
The effective means of payment are bound with guarantee customer information is required for.The flow for verifying validity is transferred to ETC by insurance server
Server carries out unified verification, avoids repeated authentication, improves business processing efficiency.
S107, insurance server receive the validation verification of ETC servers transmission as a result, validation verification result includes
Imitate and invalid.
Wherein, effective validation verification result is：Customer information binds the effective means of payment, and the payment bound
Instrument can withhold, such as, Alipay surplus, bank card surplus or credit card are not out of date.Invalid validity is tested
Demonstrate,proving result is：Customer information does not bind the means of payment (including but not limited to Alipay, bank card and credit card), or binding
The means of payment but the means of payment cannot be withholdd (such as Alipay and bank card do not have remaining sum, credit card expired).
In the present embodiment, the flow of validation verification is transferred to ETC servers by insurance server, need to only receive ETC clothes
The validation verification that business device is sent is as a result, can determine that whether the customer information of acquisition binds the effective means of payment, to true
Withhold (including toll and corresponding insurance premium) can be smoothed out when passing through highway by recognizing subsequent clients, be avoided because cannot
Withhold and unnecessary delay occurs, it is ensured that business is smoothed out.
S108, insurance server are when validation verification result is effective, generation premium accounting checking report, and premium is checked account
Report is sent to ETC servers.
Wherein, premium accounting checking report refers to the data formed when insurance business is handled successfully, which can be to handle
The electronic contract of ETC business and corresponding insurance business.Premium accounting checking report is sent to ETC servers by insurance server, with
Make premium accounting checking report of the ETC servers based on acquisition, subsequently carrying out being carried out at the same time insurance fee deduction treatment when ETC deducts fees.
S109, ETC server receive the premium accounting checking report that insurance server is sent, and premium accounting checking report is in validity
Generated when verification result is effective.
Wherein, premium accounting checking report refers to the data formed when insurance business is handled successfully, which can be to handle
The electronic contract of ETC business and corresponding insurance business.Premium accounting checking report is sent to ETC servers by insurance server, with
Make premium accounting checking report of the ETC servers based on acquisition, subsequently carrying out being carried out at the same time insurance fee deduction treatment when ETC deducts fees.
Electronic contract template is previously stored with the present embodiment, in insurance server, insurance server is in ETC servers
Customer information meets to insure condition and when getting effective validation verification result, determines to handle relevant with ETC business
Insurance business, at this time, based on customer information and corresponding insurance business (can be to determine insurance business based on target insurance kind ID)
Information determine electronic contract, to form premium accounting checking report and be sent to ETC servers.
Electronic contract template is previously stored with the present embodiment, in insurance server, insurance server is in ETC servers
Customer information meets to insure condition and when getting effective validation verification result, determines to handle relevant with ETC business
Insurance business, at this time, based on customer information and corresponding insurance business (can be to determine insurance business based on target insurance kind ID)
Information determine electronic contract, to form premium accounting checking report and be sent to ETC servers.In the present embodiment, insurance service
The insured request that ETC servers that device can receive are sent, the customer information in insured request meet to insure condition when carry out
Validation verification, forms premium accounting checking report when getting effective validation verification result, to complete ETC business and insurance
Business is handled, and avoids ETC business and insurance business is handled and need to input customer information twice, and carries out validation verification twice,
The workload of client can be effectively saved, improves business handling efficiency；Moreover, ETC business and insurance business are handled at the same time, can be favourable
In improving usage rate of the user of the client to ETC business and insurance business, in order to subsequent expansion related service.Moreover, pass through the base
Handling ETC business and insurance business in the method that ETC insures is operated on line, and reaching associated nets point without client carries out
Handle, client can be further facilitated, to improve user satisfaction.
In an embodiment, as shown in Fig. 2, S101, ETC server receive the insured request that client is sent,
And insured request is sent to insurance server；S102, insurance server receive the insured request that ETC servers are sent and specifically wrap
Include following steps：
S111, ETC server receive client's essential information that client is sent.
Specifically, client's essential information includes means of payment of ETC account numbers, Customer ID and ETC account number bindings etc. person
Part information.The means of payment include but not limited to the means of payment such as credit card, bank card, wechat and Alipay.
S112, ETC server form initial insured request based on client's essential information, and initial insured request is sent to
Insurance server.
Wherein, insured request includes initial insured request, which is client by ETC servers to insurance
The first time request for the purchase insurance that server is initiated.Customer information includes client's essential information, which is full
Sufficient ETC business needs information of the client by client typing.In the present embodiment, client is basic by client typing client
When information is to complete ETC business handlings, insured button is shown in client, client clicks on the insured button and can be taken by ETC
Business device inputs initial insured request to insurance server.
S113, insurance server receive the initial insured request that ETC servers are sent, and initial insured request includes client's base
This information.
Wherein, insured request includes initial insured request, which is client by ETC servers to insurance
The first time request for the purchase insurance that server is initiated.Customer information includes client's essential information, which is full
Sufficient ETC business needs information of the client by client typing.Client's essential information includes ETC account numbers, Customer ID and ETC accounts
The personally identifiable information such as the means of payment of number binding.The means of payment include but not limited to credit card, bank card, wechat and payment
The means of payment such as treasured.In the present embodiment, client when by client typing client essential information to complete ETC business handlings,
Insured button is shown in client, client clicks on the insured button and can be inputted initially to insurance server by ETC servers
Insured request.
S114, insurance server are uneven full-time in client's essential information, generation information supplement request, and are sent to client
Information supplement is asked.
Specifically, client's essential information that ETC business needs is limited, it may meet to handle needed for corresponding insurance business
Information (i.e. client's essential information is complete), it is also possible to do not meet to handle corresponding insurance business required information that (i.e. client believes substantially
Breath is not complete).Therefore, when handling ETC business for the first time, it is necessary to judge whether client's essential information of ETC business typings is full
The sufficient required customer information of insurance business, subsequently to be handled.
Wherein, information supplement request refers to for reminding client to provide the supplement customer information for meeting to insure needed for business
Request.Specifically, when insurance server judges that client's essential information for being carried in initial insured request is not complete, that is, judges ETC
When client's essential information of business typing cannot meet insured required customer information, insurance server to ETC servers
The connected client that communicates sends information supplement request, to remind client to provide the customer information that satisfaction insures business needs.
S115, ETC server receive the information supplement request that insurance server is sent, and information supplement request is in client's base
The uneven full-time formation of this information.
Wherein, information supplement request refers to for reminding client to provide the supplement customer information for meeting to insure needed for business
Request.
Information supplement request is sent to client by S116, ETC server, and the client for receiving client transmission supplements letter
Breath.
Specifically, when insurance server judges that client's essential information for being carried in initial insured request is not complete, that is, judges
When client's essential information of ETC business typings cannot meet insured required customer information, insurance server is serviced to ETC
The client transmission information supplement request that device communicates connected, to remind client to provide client's letter that satisfaction insures business needs
Breath.
S117, ETC server are based on client's side information and form the insured request of supplement, and will supplement insured request and be sent to
Insurance server.Insured request includes initial insured request and supplements insured request, customer information include client's essential information and
Client's side information.
Specifically, insured request further includes the insured request of supplement, the insured request of the supplement be client by ETC servers to
Second of request of the purchase insurance that insurance server is initiated.Customer information further includes client's side information, which supplements letter
Cease to handle the information that corresponding insurance business required information but client's essential information do not provide.
In the present embodiment, the insurance business handled is dangerous business of escorting, if client's essential information is uneven all referring to client
The client's essential information inputted when handling ETC business does not meet the customer information handled and escorted needed for dangerous business, at this time, insurance
Server can nearly handle link by ETC servers to the convoy that client is sent, so that client shows that the convoy is nearly handled
Link.Client, which clicks on danger of escorting and handles, to be jumped to convoy danger after link and handles interface, by client typing client's side information,
And the button for confirming to submit is clicked on, to supplement insured request to insurance server input by ETC servers, so that insurance service
Device can obtain client and handle the client's essential information inputted during ETC business, and client handles interface prompt according to danger of escorting and mends
The client's side information filled.
S118, insurance server receive the insured request of supplement that ETC servers are sent, and supplementing insured request includes client's benefit
Fill information.
Insured request further includes the insured request of supplement, and the insured request of the supplement is that client is taken by ETC servers to insurance
It is engaged in asking for second that the purchase that device is initiated is insured.Customer information further includes client's side information, which is to do
Manage the information that corresponding insurance business required information but client's essential information do not provide.
In the present embodiment, the insurance business handled is dangerous business of escorting, if client's essential information is uneven all referring to client
The client's essential information inputted when handling ETC business does not meet the customer information handled and escorted needed for dangerous business, at this time, insurance
Server can nearly handle link by ETC servers to the convoy that client is sent, so that client shows that the convoy is nearly handled
Link.Client, which clicks on danger of escorting and handles, to be jumped to convoy danger after link and handles interface, by client typing client's side information,
And the button for confirming to submit is clicked on, to supplement insured request to insurance server input by ETC servers, so that insurance service
Device can obtain client and handle the client's essential information inputted during ETC business, and client handles interface prompt according to danger of escorting and mends
The client's side information filled.
S119：If client's essential information is complete, insurance server is using client's essential information as customer information.
Specifically, it is when insurance server judges that client's essential information for being carried in initial insured request is complete, i.e., full
Foot is when handling allied line required information, directly using the client's essential information handled needed for ETC business as handling guarantor
The customer information of dangerous business, without repeating typing customer information, is conducive to increase customer satisfaction degree and business processing efficiency.
In the present embodiment, client can be inputted when handling ETC business and carry visitor by ETC servers to insurance server
The initial insured request of family essential information so that handle insurance business without typing when handling ETC business typing visitor
Family essential information, avoids client's essential information from carrying out repeating typing, to facilitate client, increases customer satisfaction degree and business processing
Efficiency.
In an embodiment, as shown in figure 3, following steps should be further included based on the method that ETC insures：
S121, ETC server obtain toll data, and toll data is sent to insurance server, pass cost number
According to including the pass cost amount of money.
Wherein, to be client pass through the data that are formed during ETC passages to toll data.The pass cost amount of money refers to when time driving institute
The toll or cross-bridge-expense that need to be paid.When the client for having handled ETC business and insurance business drives over Entry to motorway charge station
ETC passages when, the vehicle carried electronic label on vehicle read the customer information in ETC cards and with the Wireless microwave day in charge station
Line communicates so that ETC servers obtain ETC cards in customer information, when the secondary road markings driven through, Entry to motorway
With enter the toll data such as high speed crossing time.When client drives over the ETC passages of the charge station of outlet at a high speed, on vehicle
Vehicle carried electronic label read ETC cards in customer information and communicate with the Wireless microwave antenna in charge station so that ETC
Server obtain ETC cards in customer information, when the secondary road markings driven through, at a high speed export and change leave high speed crossing when
Between wait toll data.The ETC servers toll data meter that outlet charge station obtains based on Entry to motorway charge station and at a high speed
Calculate and obtain when the pass cost amount of money of payment needed for time driving.
S122, insurance server obtain the toll data that ETC servers are sent, and toll data includes pass cost gold
Volume.
Wherein, to be client pass through the data that are formed during ETC passages to toll data.The pass cost amount of money refers to when time driving institute
The toll or cross-bridge-expense that need to be paid.When the client for having handled ETC business and insurance business drives over Entry to motorway charge station
ETC passages when, the vehicle carried electronic label on vehicle read the customer information in ETC cards and with the Wireless microwave day in charge station
Line communicates so that ETC servers obtain ETC cards in customer information, when the secondary road markings driven through, Entry to motorway
With enter the toll data such as high speed crossing time.When client drives over the ETC passages of the charge station of outlet at a high speed, on vehicle
Vehicle carried electronic label read ETC cards in customer information and communicate with the Wireless microwave antenna in charge station so that ETC
Server obtain ETC cards in customer information, when the secondary road markings driven through, at a high speed export and change leave high speed crossing when
Between wait toll data.The ETC servers toll data meter that outlet charge station obtains based on Entry to motorway charge station and at a high speed
Calculate and obtain when the pass cost amount of money of payment needed for time driving.
S123, insurance server are based on the pass cost amount of money and calculate the receivable premium amount of money, form request of withholing, request bag of withholing
Include receivable the premium amount of money and the pass cost amount of money.
Specifically, the premium amount of money be by insurance server it is default insure deduct fees rule the pass cost amount of money is handled
To obtain the corresponding premium amount of money.The ratio of withholing that rule can set the receivable premium amount of money to be the pass cost amount of money of deducting fees of insuring
Example, such as 2%；It may be set to be the pass cost amount of money and be divided into difference and withhold level, each level of withholing corresponds to one and withholds ratio,
As the pass cost amount of money be greater than or equal to 200, then by 2%；As the pass cost amount of money be less than 200, then by 2.5%.Request of withholing is base
In the request for being used to ask to withhold that the pass cost amount of money and the premium amount of money are formed.
S124, ETC server receive insurance server send request of withholing, withhold request include the receivable premium amount of money with
The pass cost amount of money, the receivable premium amount of money are calculated based on toll data.
Specifically, the premium amount of money be by insurance server it is default insure deduct fees rule the pass cost amount of money is handled
To obtain the corresponding premium amount of money.The ratio of withholing that rule can set the receivable premium amount of money to be the pass cost amount of money of deducting fees of insuring
Example, such as 2%；It may be set to be the pass cost amount of money and be divided into difference and withhold level, each level of withholing corresponds to one and withholds ratio,
As the pass cost amount of money be greater than or equal to 200, then by 2%；As the pass cost amount of money be less than 200, then by 2.5%.Request of withholing is base
In the request for being used to ask to withhold that the pass cost amount of money and the premium amount of money are formed.
The request that will withhold of S125, ETC server is sent to means of payment server, so that means of payment server is based on button
Money request carries out processing of withholing, and obtains handling result of withholing.
Specifically, insurance server withholing formation to be formed and be sent to means of payment server by ETC servers, props up
Tool server is paid to withhold based on receivable the premium amount of money and the pass cost amount of money in request of withholing, and the handling result that will withhold
It is sent to insurance server.Wherein, handling result of withholing includes successfully withholing and withholds not successfully, successfully withholds including having completed
Premium withholds and has completed ETC pass costs and withholds；Failed withhold refers to that not completing premium withholds and do not complete ETC pass cost buttons
Money.
In the present embodiment, insurance server the premium amount of money after calculating is added with the pass cost amount of money directly obtain client should
The total amount paid, and request of withholing is formed based on the total amount, avoid forming request of withholing in two servers respectively, point
The step of not withholdd by means of payment server, accelerates business progress, improves business processing efficiency.
S126, ETC server handling result that will withhold are sent to insurance server.
S127, insurance server, which will withhold, asks to be sent to means of payment server by ETC servers, so as to pay work
Tool server carries out processing of withholing based on request of withholing, and obtains handling result of withholing.
Specifically, withholing for formation is sent to means of payment server by insurance server by ETC servers, pays work
Tool server is withholdd based on receivable the premium amount of money and the pass cost amount of money in request of withholing, and the handling result transmission that will withhold
To insurance server.Wherein, handling result of withholing includes successfully withholing and withholds not successfully, successfully withholds including having completed premium
Withhold and completed ETC pass costs and withhold；Failed withhold refers to that unfinished premium is withholdd and do not completed ETC pass costs and withholds.
In the present embodiment, insurance server the premium amount of money after calculating is added with the pass cost amount of money directly obtain client should
The total amount paid, and request of withholing is formed based on the total amount, avoid forming request of withholing in two servers respectively, point
The step of not withholdd by means of payment server, accelerates business progress, improves business processing efficiency.
S128, insurance server determine whether that having completed premium withholds based on handling result of withholing；If premium is completed
Withhold, then form premium accounting checking report.
Specifically, when handling result that what insurance server received withhold is withholdd to have completed premium, then premium pair is formed
Account report, report that the premium can be checked account are sent to client, can also periodically count preset time period (such as one in real time
Month) premium accounting checking report, and count after premium accounting checking report be periodically sent to client so that the corresponding client of client
Understand premium to withhold situation.
In addition, the handling result of withholing that insurance server receives is when not completing premium to withhold, please by corresponding withhold
Ask and be sent to ETC servers, request will be sent to the corresponding client of business personnel so that ETC servers will withhold, by business people
Member is handled into follow-up under line, and forms premium to table of receiving telegraph after handling successfully.In the present embodiment, premium will be formed to receiving
The business of table switchs to handle under line, can must effectively ensure that each business all obtains timely processing, enhances the reliable of system
Property.
In the present embodiment, the business that premium withholds will be completed and generated premium accounting checking report premium accounting checking report in time, and
Every business of Shi Jilu so that business has good grounds, and saves the time of manual record business.
S129, ETC server receive the premium accounting checking report that insurance server is sent, and premium accounting checking report is at the place that withholds
Reason result is formed when having completed to withhold.
Specifically, when handling result that what insurance server received withhold is withholdd to have completed premium, then premium pair is formed
Account report, report that the premium can be checked account are sent to client, can also periodically count preset time period (such as one in real time
Month) premium accounting checking report, and count after premium accounting checking report be periodically sent to client so that the corresponding client of client
Understand premium to withhold situation.
In addition, the handling result of withholing that insurance server receives is when not completing premium to withhold, please by corresponding withhold
Ask and be sent to ETC servers, request will be sent to the corresponding client of business personnel so that ETC servers will withhold, by business people
Member is handled into follow-up under line, and forms premium to table of receiving telegraph after handling successfully.In the present embodiment, premium will be formed to receiving
The business of table switchs to handle under line, can must effectively ensure that each business all obtains timely processing, enhances the reliable of system
Property.
In the present embodiment, the business that premium withholds will be completed and generated premium accounting checking report premium accounting checking report in time, and
Every business of Shi Jilu so that business has good grounds, and saves the time of manual record business.
It is to be understood that the size of the sequence number of each step is not meant to the priority of execution sequence, each process in above-described embodiment
Execution sequence should determine that the implementation process without tackling the embodiment of the present invention forms any limit with its function and internal logic
It is fixed.
Embodiment 2
Fig. 4 is shown and principle of the method insured in embodiment 1 based on ETC correspondingly based on the ETC devices insured
Block diagram.This includes insurance server, ETC servers and means of payment server based on the device that ETC insures.As shown in figure 4,
The insurance server includes the first insured request receiving module 110, insured request judgment module 120, checking request generation module
130th, the first judging result receiving module 140 and declaration form data transmission blocks 150.Wherein, the first insured request receiving module
110th, insured request judgment module 120, checking request generation module 130, the first judging result receiving module 140 and declaration form data
Sending module 150 realizes that function step 1 corresponding with insurance server in the method insured in embodiment 1 based on ETC is a pair of
Should, to avoid repeating, the present embodiment is not described in detail one by one.
First insured request receiving module 110, for receiving the insured request of ETC servers transmission, insured request includes
Customer information.
Insured request judgment module 120, for based on insured request, judging whether customer information meets the condition of insuring.
Checking request generation module 130, if meeting condition of insuring for customer information, generation validation verification is asked,
And validation verification request is sent to ETC servers.
First judging result receiving module 140, for receiving the validation verification of ETC servers transmission as a result, validity
Verification result includes effectively and invalid.
Declaration form data transmission blocks 150, for when validation verification result is effective, generating premium accounting checking report, and
Premium accounting checking report is sent to ETC servers.
Preferably, the first insured request receiving module 110 specifically includes：First receive information unit 111, first is sent please
Unit 112, first is asked to receive request unit 113 and set information unit 114.
First receive information unit 111, for receiving the initial insured request of ETC servers transmission, initial insured request
Including client's essential information.
First sends request unit 112, if incomplete for client's essential information, generation information supplement request, and to
Client sends information supplement request.
First receives request unit 113, for receiving the insured request of supplement of ETC servers transmission, supplements insured request
Including client's side information.
Set information unit 114, if complete for client's essential information, using client's essential information as customer information.
The device that ETC insures is preferably based on to further include：Obtain toll data module 161, request module of withholing 162,
Processing module of withholing 163 and formation Reports module 164.
Toll data module 161 is obtained, for obtaining the toll data of ETC servers transmission, toll data bag
Include the pass cost amount of money.
Request module of withholing 162, for calculating the receivable premium amount of money based on the pass cost amount of money, forms request of withholing, withholds
Request includes receivable the premium amount of money and the pass cost amount of money.
Processing module of withholing 163, for that will withhold, request will be sent to means of payment server by ETC servers, so that
Means of payment server carries out processing of withholing based on request of withholing, and obtains handling result of withholing.
Reports module 164 is formed, for determining whether that having completed premium withholds based on handling result of withholing；If complete
Premium is withholdd, then forms premium accounting checking report.
As shown in figure 4, the ETC servers include the second insured request receiving module 210, insured request sending module 220,
Checking request receiving module 230, effective client's judgment module 240 and declaration form data reception module 250.Wherein, second it is insured please
Ask receiving module 210, insured request sending module 220, checking request receiving module 230, effective client's judgment module 240 and protect
The step for realizing that function is corresponding with ETC servers in the method insured in embodiment 1 based on ETC of forms data receiving module 250
Correspond, to avoid repeating, the present embodiment is not described in detail one by one.
Second insured request receiving module 210, for receiving the insured request of client transmission, insured request includes client
Information.
Checking request receiving module 220, for receiving the validation verification request of insurance server transmission, validation verification
Request is generated when customer information meets to insure condition.
Effective client's judgment module 230, for being asked to carry out client's Effective judgement based on validation verification, is obtained effective
Property verification result, and validation verification result is sent to insurance server, validation verification result includes effectively and invalid.
Declaration form data reception module 240, for receiving the premium accounting checking report of insurance server transmission, premium accounting checking report
Generated when validation verification result is effective.
Preferably, the second insured request receiving module 210 can also specifically include：Second receive information unit 211, second
Send request unit 212, second and receive request unit 213, the 3rd receive information unit the 214, the 3rd transmission request unit 215.
Second receive information unit 211, for receiving client's essential information of client transmission.
Second sends request unit 212, for forming initial insured request based on client's essential information, and will be initial insured
Request is sent to insurance server.
Second receives request unit 213, for receiving the information supplement request of insurance server transmission, information supplement request
It is in the uneven full-time formation of client's essential information.
3rd receive information unit 214, for information supplement request to be sent to client, and receives client transmission
Client's side information.
3rd sends request unit 215, supplements insured request for being formed based on client's side information, and will supplement insured
Request is sent to insurance server.Insured request includes initial insured request and supplements insured request, and customer information includes client
Essential information and client's side information.Insured request sending module 220, for insured request to be sent to insurance server.
Being preferably based on the device that ETC insures can also include：Obtain toll data module 251, receive request of withholing
Module 252, obtain handling result module 253 of withholing, handling result of withholing sending module 254, receive premium reconciliation Reports module
255。
Toll data module 251 is obtained, insurance service is sent to for obtaining toll data, and by toll data
Device, toll data include the pass cost amount of money.
Receive request module 252 of withholing, for receiving the request of withholing of insurance server transmission, request of withholing includes receivable
The premium amount of money and the pass cost amount of money, the receivable premium amount of money are calculated based on toll data.
Acquisition is withholdd handling result module 253, and for that will withhold, request will be sent to means of payment server, so as to pay work
Tool server carries out processing of withholing based on request of withholing, and obtains handling result of withholing.
Handling result of withholing sending module 254, for that will withhold, handling result is sent to insurance server.
Premium reconciliation Reports module 255 is received, for receiving the premium accounting checking report of insurance server transmission, premium accounting checking
Report is formed when handling result of withholing is and has completed to withhold.
Embodiment 3
The present embodiment provides a computer-readable recording medium, computer journey is stored with the computer-readable recording medium
Sequence, the computer program realize the method insured in embodiment 1 based on ETC when being executed by processor, to avoid repeating, here not
Repeat again.Alternatively, the computer program realized when being executed by processor each module in the device insured in embodiment 2 based on ETC/
The function of unit, to avoid repeating, which is not described herein again.
Embodiment 4
Fig. 5 is the schematic diagram for the terminal device that one embodiment of the invention provides.As shown in figure 5, the terminal of the embodiment is set
Standby 500 include processor 510, memory 520 and are stored in the calculating that can be run in memory 520 and on processor 510
Machine program 530, such as the program insured based on ETC.Processor 510 is realized in above-described embodiment 1 when performing computer program 530
The step of method insured based on ETC, such as the step S101-S109 shown in Fig. 1；Alternatively, processor 510 performs computer journey
The function of each module/unit based on the ETC devices insured in above-described embodiment 2, such as insurance shown in Fig. 4 are realized during sequence 530
The function of server 100 and ETC servers 200.
Exemplary, computer program 530 can be divided into one or more module/units, one or more mould
Block/unit is stored in memory 520, and is performed by processor 510, to complete the present invention.One or more module/units
Can be the series of computation machine programmed instruction section that can complete specific function, which is used to describe computer program 530
Implementation procedure in terminal device 500.For example, computer program 530 can be divided into the first insured request shown in Fig. 4
Receiving module 110, insured request judgment module 120, checking request generation module 130,140 and of the first judging result receiving module
Declaration form data transmission blocks 150, each module concrete function with insured in embodiment 1 based on ETC method the step of correspond,
To avoid repeating, do not repeat one by one herein.
Terminal device 500 can be the computing devices such as desktop PC, notebook, palm PC and cloud server.
Terminal device may include, but be not limited only to, processor 510, memory 520.It will be understood by those skilled in the art that Fig. 5 is only
It is the example of terminal device 500, does not form the restriction to terminal device 500, can includes than illustrating more or fewer portions
Part, either combines some components or different components, such as terminal device can also include input-output equipment, network connects
Enter equipment, bus etc..
Alleged processor 510 can be central processing unit (Central Processing Unit, CPU), can also be
Other general processors, digital signal processor (Digital Signal Processor, DSP), application-specific integrated circuit
(Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field-
Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic,
Discrete hardware components etc..General processor can be microprocessor or the processor can also be any conventional processor
Deng.
Memory 520 can be the internal storage unit of terminal device 500, such as the hard disk or memory of terminal device 500.
Memory 520 can also be the plug-in type hard disk being equipped with the External memory equipment of terminal device 500, such as terminal device 500,
Intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card, flash card (Flash
Card) etc..Further, memory 520 can also both include the internal storage unit of terminal device 100 or including external storage
Equipment.Memory 520 is used to store computer program and other programs and data needed for terminal device.Memory 520 is also
It can be used for temporarily storing the data that has exported or will export.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing unit, can also
That unit is individually physically present, can also two or more units integrate in a unit.Above-mentioned integrated list
Member can both be realized in the form of hardware, can also be realized in the form of SFU software functional unit.
If the integrated module/unit realized in the form of SFU software functional unit and as independent production marketing or
In use, it can be stored in a computer read/write memory medium.Based on such understanding, the present invention realizes above-mentioned implementation
All or part of flow in example method, can also instruct relevant hardware to complete, the meter by computer program
Calculation machine program can be stored in a computer-readable recording medium, the computer program when being executed by processor, it can be achieved that on
The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation
Code can be source code form, object identification code form, executable file or some intermediate forms etc..The computer-readable medium
It can include：Any entity or device, recording medium, USB flash disk, mobile hard disk, the magnetic of the computer program code can be carried
Dish, CD, computer storage, read-only storage (ROM, Read-Only Memory), random access memory (RAM,
Random Access Memory), electric carrier signal, telecommunication signal and software distribution medium etc..It is it should be noted that described
The content that computer-readable medium includes can carry out appropriate increasing according to legislation in jurisdiction and the requirement of patent practice
Subtract, such as in some jurisdictions, according to legislation and patent practice, computer-readable medium do not include be electric carrier signal and
Telecommunication signal.
The above embodiments are merely illustrative of the technical solutions of the present invention, rather than its limitations；Although with reference to the foregoing embodiments
The present invention is described in detail, it will be understood by those of ordinary skill in the art that：It still can be to foregoing each implementation
Technical solution described in example is modified, or carries out equivalent substitution to which part technical characteristic；And these modification or
Replace, the essence of appropriate technical solution is departed from the spirit and scope of various embodiments of the present invention technical solution, should all include
Within protection scope of the present invention.
Claims (10)
- A kind of 1. method insured based on ETC, it is characterised in that the following steps performed including insurance server：The insured request that ETC servers are sent is received, the insured request includes customer information；Based on the insured request, judge whether the customer information meets the condition of insuring；If insuring condition described in the customer information satisfaction, generation validation verification request, and please by the validation verification Ask and be sent to the ETC servers；The validation verification of the ETC servers transmission is received as a result, the validation verification result is including effectively and invalid；When the validation verification result is effective, generation premium accounting checking report, and premium accounting checking report is sent to The ETC servers.
- 2. the method insured as claimed in claim 1 based on ETC, it is characterised in that the ginseng that the reception ETC servers are sent Request is protected, the insured request includes customer information, including：The initial insured request that the ETC servers are sent is received, the initial insured request includes client's essential information；If client's essential information is not complete, generation information supplement request, and send described information to the ETC servers Augmentation requests；The insured request of supplement that the ETC servers are sent is received, the insured request of supplement includes client's side information；The insured request, which includes the initial insured request and the insured request of supplement, the customer information, includes client's base This information and client's side information.
- 3. the method insured as claimed in claim 1 based on ETC, it is characterised in that the insurance server also performs as follows Step：The toll data that the ETC servers are sent is obtained, the toll data includes the pass cost amount of money；The receivable premium amount of money is calculated based on the pass cost amount of money, forms request of withholing, the request of withholing includes receivable premium The amount of money and the pass cost amount of money；The request of withholing is sent to means of payment server by the ETC servers, so that the means of payment service Device is based on the request of withholing and carries out processing of withholing, and obtains handling result of withholing；Determine whether that having completed premium withholds based on the handling result of withholing；If having completed premium to withhold, premium is formed Accounting checking report.
- A kind of 4. method insured based on ETC, it is characterised in that the following steps performed including ETC servers：The insured request that client is sent is received, and the insured request is sent to insurance server；The insured request bag Include customer information；The validation verification request that the insurance server is sent is received, the validation verification request is in the customer information Meet to insure condition when generate；Ask to carry out client's Effective judgement based on the validation verification, obtain validation verification as a result, and will be described effective Property verification result be sent to the insurance server, the validation verification result includes effectively and invalid；The premium accounting checking report that the insurance server is sent is received, the premium accounting checking report is in the validation verification knot Generated when fruit is effective.
- 5. the method insured as claimed in claim 4 based on ETC, it is characterised in that described to receive the insured of client transmission Request, and the insured request is sent to insurance server, including：Receive client's essential information that client is sent；Initial insured request is formed based on client's essential information, and the initial insured request is sent to insurance service Device；The information supplement request that the insurance server is sent is received, described information augmentation requests are in client's essential information Uneven full-time formation；Described information augmentation requests are sent to the client, and receive client's side information that the client is sent；Formed based on client's side information and supplement insured request, and the insured request of the supplement is sent to the insurance and is taken Business device；The insured request, which includes the initial insured request and the insured request of supplement, the customer information, includes client's base This information and client's side information.
- 6. the method insured as claimed in claim 4 based on ETC, it is characterised in that the ETC servers also perform following step Suddenly：Toll data is obtained, and the toll data is sent to the insurance server, the toll data includes The pass cost amount of money；The request of withholing that the insurance server is sent is received, the request of withholing includes the receivable premium amount of money and the pass cost The amount of money, the receivable premium amount of money are calculated based on the toll data；The request of withholing is sent to means of payment server, so that the means of payment server is based on the request of withholing Processing of withholing is carried out, obtains handling result of withholing；The handling result of withholing is sent to the insurance server；The premium accounting checking report that the insurance server is sent is received, the premium accounting checking report is in the handling result of withholing Formed when having completed to withhold.
- 7. a kind of device insured based on ETC, it is characterised in that including insurance server, the insurance server includes：First insured request receiving module, for receiving the insured request of ETC servers transmission, the insured request includes client Information；Insured request judgment module, for based on the insured request, judging whether the customer information meets the condition of insuring；Checking request generation module, if for condition of insuring described in customer information satisfaction, generation validation verification is asked, And validation verification request is sent to the ETC servers；First judging result receiving module, for receiving the validation verification of the ETC servers transmission as a result, the validity Verification result includes effectively and invalid；Declaration form data transmission blocks, for the validation verification result for it is effective when, generation premium accounting checking report, and by institute State premium accounting checking report and be sent to the ETC servers.
- 8. a kind of device insured based on ETC, it is characterised in that including ETC servers, the ETC servers include：Second insured request receiving module, for receiving the insured request of client transmission, the insured request includes client's letter Breath；Insured request sending module, for the insured request to be sent to insurance server；Checking request receiving module, the validation verification request sent for receiving the insurance server, the validity are tested Card request is generated when the customer information meets to insure condition；Effective client's judgment module, for asking to carry out client's Effective judgement based on the validation verification, obtains validity Verification result, and the validation verification result is sent to the insurance server, the validation verification result includes Imitate and invalid；Declaration form data reception module, the premium accounting checking report sent for receiving the insurance server, the premium accounting checking report Table is generated when the validation verification result is effective.
- 9. a kind of terminal device, including memory, processor and it is stored in the memory and can be on the processor The computer program of operation, it is characterised in that the processor realizes such as claims 1 to 3 when performing the computer program The step of method insured described in any one based on ETC, alternatively, the processor is realized as weighed when performing the computer program Profit requires the step of method insured any one of 4 to 6 based on ETC.
- 10. a kind of computer-readable recording medium, the computer-readable recording medium storage has computer program, its feature exists In the method that realization is insured as described in any one of claims 1 to 3 based on ETC when the computer program is executed by processor The step of, ETC is based on as any one of claim 4 to 6 alternatively, being realized when the computer program is executed by processor The step of method insured.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711143792.8A CN108038787B (en) | 2017-11-17 | 2017-11-17 | ETC-based insurance application method and device, terminal equipment and storage medium |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201711143792.8A CN108038787B (en) | 2017-11-17 | 2017-11-17 | ETC-based insurance application method and device, terminal equipment and storage medium |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN108038787A true CN108038787A (en) | 2018-05-15 |
| CN108038787B CN108038787B (en) | 2021-04-23 |
Family
ID=62093207
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201711143792.8A Active CN108038787B (en) | 2017-11-17 | 2017-11-17 | ETC-based insurance application method and device, terminal equipment and storage medium |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN108038787B (en) |
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109194771A (en) * | 2018-11-09 | 2019-01-11 | 海南高灯科技有限公司 | A kind of neocaine bids to host method, apparatus, server and storage medium |
| CN109636324A (en) * | 2018-11-30 | 2019-04-16 | 中国银行股份有限公司 | A kind of e commerce transactions contract processing method and device |
| CN110648243A (en) * | 2019-08-20 | 2020-01-03 | 中国平安财产保险股份有限公司 | Data processing method and device, computer equipment and storage medium |
| CN115829764A (en) * | 2023-02-09 | 2023-03-21 | 杭州大鱼网络科技有限公司 | ETC high-speed traffic insurance application method, system, equipment and medium |
Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1591491A (en) * | 2003-08-28 | 2005-03-09 | 黄金富 | Method for affirming payment by cell phone to press cipher after insurance broker collecting insurance premium |
| CN101354767A (en) * | 2007-07-27 | 2009-01-28 | 周家民 | Safety network selling system |
| US8280751B1 (en) * | 2005-12-29 | 2012-10-02 | United Services Automobile Association (Usaa) | System and method for reduced initial payment option |
| CN105005811A (en) * | 2015-07-17 | 2015-10-28 | 杭州创斐科技有限公司 | Automobile electronic display tag and information acquisition processing method |
| CN105205516A (en) * | 2015-10-13 | 2015-12-30 | 广州一为科仪有限公司 | Integrated information management method and system for payment of taxes and dues as well as vehicle insurance of motor vehicles |
| CN205080745U (en) * | 2015-11-11 | 2016-03-09 | 姜良东 | Road traffic intelligent management system |
| CN106530094A (en) * | 2016-08-31 | 2017-03-22 | 江苏鸿信系统集成有限公司 | Vehicle insurance assessment system and assessment method |
| US20170103467A1 (en) * | 2015-01-28 | 2017-04-13 | Allstate Insurance Company | Risk Unit Based Policies |
-
2017
- 2017-11-17 CN CN201711143792.8A patent/CN108038787B/en active Active
Patent Citations (8)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1591491A (en) * | 2003-08-28 | 2005-03-09 | 黄金富 | Method for affirming payment by cell phone to press cipher after insurance broker collecting insurance premium |
| US8280751B1 (en) * | 2005-12-29 | 2012-10-02 | United Services Automobile Association (Usaa) | System and method for reduced initial payment option |
| CN101354767A (en) * | 2007-07-27 | 2009-01-28 | 周家民 | Safety network selling system |
| US20170103467A1 (en) * | 2015-01-28 | 2017-04-13 | Allstate Insurance Company | Risk Unit Based Policies |
| CN105005811A (en) * | 2015-07-17 | 2015-10-28 | 杭州创斐科技有限公司 | Automobile electronic display tag and information acquisition processing method |
| CN105205516A (en) * | 2015-10-13 | 2015-12-30 | 广州一为科仪有限公司 | Integrated information management method and system for payment of taxes and dues as well as vehicle insurance of motor vehicles |
| CN205080745U (en) * | 2015-11-11 | 2016-03-09 | 姜良东 | Road traffic intelligent management system |
| CN106530094A (en) * | 2016-08-31 | 2017-03-22 | 江苏鸿信系统集成有限公司 | Vehicle insurance assessment system and assessment method |
Non-Patent Citations (2)
| Title |
|---|
| 向光华: "重庆ETC用户专享护航保险应用探析", 《管理MANAGEMENT》 * |
| 大渝网新闻中心: "我市高速ETC增多项便民功能可微信充值、可买护航险", 《HTTPS://CQ.QQ.COM/A/20160630/036042.HTM》 * |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN109194771A (en) * | 2018-11-09 | 2019-01-11 | 海南高灯科技有限公司 | A kind of neocaine bids to host method, apparatus, server and storage medium |
| CN109194771B (en) * | 2018-11-09 | 2021-02-02 | 深圳高灯计算机科技有限公司 | New card application method, device, server and storage medium |
| CN109636324A (en) * | 2018-11-30 | 2019-04-16 | 中国银行股份有限公司 | A kind of e commerce transactions contract processing method and device |
| CN109636324B (en) * | 2018-11-30 | 2023-05-02 | 中国银行股份有限公司 | Electronic service contract processing method and device |
| CN110648243A (en) * | 2019-08-20 | 2020-01-03 | 中国平安财产保险股份有限公司 | Data processing method and device, computer equipment and storage medium |
| CN115829764A (en) * | 2023-02-09 | 2023-03-21 | 杭州大鱼网络科技有限公司 | ETC high-speed traffic insurance application method, system, equipment and medium |
Also Published As
| Publication number | Publication date |
|---|---|
| CN108038787B (en) | 2021-04-23 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN110163595B (en) | Prepaid consumption management method, system and storage medium based on block chain | |
| CN204946187U (en) | A kind of vending system for automatic vending machine | |
| CN103038790B (en) | Effective stored value card transactions | |
| CN100557592C (en) | Be used to manage the method and system of this locality control that WLAN inserts | |
| CN108038787A (en) | Method, apparatus, terminal device and the storage medium insured based on ETC | |
| CN103400271B (en) | For commodities trading system and the method for commerce thereof of wholesale market of agricultural products | |
| CN109409953A (en) | A kind of marketing cost settlement system and method based on block chain | |
| CN108038774A (en) | Net about method, system and the storage medium of car clearing and reimbursement | |
| CN106469469A (en) | A kind of method and system realizing the lease control of Parking position | |
| CN108038684A (en) | A kind of method of payment, device, medium and electronic equipment | |
| CA2800276A1 (en) | Real-time interchange fee estimation | |
| TWI759596B (en) | Risk identification method, device and server | |
| CN107430749A (en) | Settlement processing device, method and computer program | |
| CN101420311A (en) | Gateway system for telecommunication stage payment and settlement | |
| CN108701270A (en) | Management method, system and the data management server of maintenance factory | |
| CN107944690A (en) | The consumption of establishment expense and settlement method, apparatus and system, terminal device | |
| CN107784540A (en) | Exchange goods information processing method and device | |
| CN110390553A (en) | Investment public offering system for working capital | |
| CN103413226A (en) | Electronic commerce multi-industry sharing platform system | |
| CN107615319A (en) | The system and method that credit is provided to medium-sized and small enterprises | |
| CN107958318A (en) | Resource payment method and device | |
| KR101695229B1 (en) | Rent trading method for FX Margin Trading | |
| CN111199484A (en) | Settlement method and device based on block chain technology, equipment and storage medium | |
| CN106557921A (en) | On-line payment method and device | |
| CN112687015B (en) | Parking fee paying method and system |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |