CN108038771A - Large oil product method of commerce and system - Google Patents
Large oil product method of commerce and system Download PDFInfo
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- CN108038771A CN108038771A CN201810006903.9A CN201810006903A CN108038771A CN 108038771 A CN108038771 A CN 108038771A CN 201810006903 A CN201810006903 A CN 201810006903A CN 108038771 A CN108038771 A CN 108038771A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0609—Buyer or seller confidence or verification
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Abstract
A kind of large oil product method of commerce provided by the invention and system.Wherein, when the order data that this method includes Platform Server identification buyer terminal transmission is large oil product order, obtain the corresponding credit line of the buyer terminal, and when the corresponding amount of money of order data is no more than corresponding available credit amount, order data is sent to corresponding seller terminal, and freezes amount corresponding with the amount of money from corresponding available credit amount.When the signature that Platform Server receives the carrying buyer terminal of seller terminal transmission acknowledges receipt of goods information really, start the settlement data for intercepting buyer terminal feedback, if Platform Server determines to receive the settlement data in the given time, the corresponding amount freezed of buyer terminal is reverted into the available credit amount.Reduce the problem of payment risk is big on large oil product line.It is open and clear meanwhile it is more convenient, accurate to complete whole process of exchange.Alleviate business finance pressure.
Description
Technical field
The present invention relates to transaction technology field, in particular to a kind of large oil product method of commerce and system.
Background technology
With the development of the communication technology, the Working Life of people is obtained for great convenience.Particularly merchandise field
It is progressive, directly change the life style of people.Although current Transaction Informationization is very ripe, specific at some
Direction transaction field still has many limitations, limits its development.For example, large oil product transaction field, due to its trade gold
Volume is huge, cannot solve payment problem on Large Order Number line by bank card payment, and Third-party payment is transferred accounts and can not be realized
Three stream unifications, therefore can not make out an invoice in platform for user.Meanwhile large-scale fund transfer risk is high and can be brought very to enterprise
Big financial pressure, therefore be difficult the trust for establishing Gou You enterprises to selling oil side.Therefore, current transaction platform is only capable of providing oil product
Displaying service.Whole process of exchange is still inconvenient.
The content of the invention
It is an object of the invention to provide a kind of large oil product method of commerce and system, to improve the above problem.
To achieve these goals, the technical solution that the embodiment of the present invention uses is as follows：
In a first aspect, an embodiment of the present invention provides a kind of large oil product method of commerce, merchandising applied to large oil product is
System, the system comprises Platform Server, buyer terminal and seller terminal, the Platform Server respectively with the buyer terminal
And seller terminal communication connection, the described method includes：The buyer terminal response user first operates generation order data, and
Send to the Platform Server；The Platform Server receives the order data；When the order data is large oil product
During order, the Platform Server obtains the corresponding credit line of the buyer terminal；The Platform Server is by the credit
Available credit amount in amount is compared with the amount of money of the order data；When the amount of money is no more than the available credit
During amount, the order data is sent to corresponding seller terminal；The order numbers that the seller terminal displaying receives
According to；When the seller terminal receives the confirmation instruction corresponding with the order data of user's input, by the confirmation
Instruction is sent to the Platform Server；The Platform Server confirms to instruct according to described, and the Platform Server is from described
Freeze amount corresponding with the amount of money in the corresponding available credit amount of buyer terminal, and send ship directive to described
Seller terminal, to prompt the seller terminal to deliver；When the Platform Server receives the carrying of the seller terminal transmission
When the signature of the buyer terminal acknowledges receipt of goods information really, the Platform Server, which starts, intercepts the buyer terminal feedback
Settlement data；If the Platform Server determines to receive the settlement data in the given time, by the buyer terminal
The corresponding amount freezed reverts to the available credit amount.
Second aspect, an embodiment of the present invention provides a kind of large oil product transaction system, the system comprises platform service
Device, buyer terminal and seller terminal, the Platform Server are communicated to connect with the buyer terminal and seller terminal respectively；It is described
Buyer terminal, generation order data is operated for responding user first, and is sent to the Platform Server.The platform clothes
Business device, for receiving the order data；The Platform Server, is additionally operable to when the order data is large oil product order
When, obtain the corresponding credit line of the buyer terminal；The Platform Server, being additionally operable to will be available in the credit line
Credit line is compared with the amount of money of the order data；The Platform Server, is additionally operable to when the amount of money is no more than institute
When stating available credit amount, the order data is sent to corresponding seller terminal；The seller terminal, receives for showing
The order data arrived；When the seller terminal, for receive user's input it is corresponding with the order data really
When recognizing instruction, confirm that instruction is sent to the Platform Server by described；The Platform Server, for being referred to according to the confirmation
Order, freezes amount corresponding with the amount of money, and send delivery from the corresponding available credit amount of the buyer terminal
Instruct to the seller terminal, to prompt the seller terminal to deliver；The Platform Server, is additionally operable to that described sell ought be received
When the signature for the carrying buyer terminal that square terminal is sent acknowledges receipt of goods information really, it is anti-that the buyer terminal is intercepted in startup
The settlement data of feedback；The Platform Server, is additionally operable to determine to receive the settlement data in the given time, is bought described
The corresponding amount freezed of square terminal reverts to the available credit amount.
Compared with prior art, a kind of large oil product method of commerce provided by the invention, merchandising applied to large oil product is
System, when the order data sent by Platform Server identification buyer terminal is large oil product order, the platform service
Device obtains the corresponding credit line of the buyer terminal, and is no more than the available credit amount in the corresponding amount of money of order data
When, the order data is sent to corresponding seller terminal and is instructed to receive the confirmation of buyer terminal feedback.The platform
Server is in response to confirming that it is corresponding with the amount of money that instruction is freezed from the corresponding available credit amount of the buyer terminal
Amount, and ship directive is sent to the seller terminal, to prompt the seller terminal to deliver.Connect in the Platform Server
When receiving the signature of the carrying buyer terminal that the seller terminal is sent and acknowledging receipt of goods information really, the platform service
Device starts the settlement data for intercepting the buyer terminal feedback, if the Platform Server determines to receive institute in the given time
Settlement data is stated, the corresponding amount freezed of the buyer terminal is reverted into the available credit amount.Pass through credit payment
Mode solve the problems, such as that payment risk is big on large oil product line.It is public meanwhile it is more convenient, accurate to complete whole process of exchange
Open transparent.Alleviate business finance pressure.
To enable the above objects, features and advantages of the present invention to become apparent, preferred embodiment cited below particularly, and coordinate
Appended attached drawing, is described in detail below.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, below will be to needed in the embodiment attached
Figure is briefly described, it will be appreciated that the following drawings illustrate only certain embodiments of the present invention, therefore be not construed as pair
The restriction of scope, for those of ordinary skill in the art, without creative efforts, can also be according to this
A little attached drawings obtain other relevant attached drawings.
Fig. 1 is a kind of structure diagram of large oil product transaction system provided in an embodiment of the present invention.
Fig. 2 is the structure diagram of the Platform Server shown in Fig. 1.
Fig. 3 is a kind of step flow chart of large oil product method of commerce provided in an embodiment of the present invention.
Fig. 4 is a kind of another part of the step flow chart of large oil product method of commerce provided in an embodiment of the present invention.
Icon：100- Platform Servers；111- memories；112- processors；113- communication units；200- buyer terminals；
300- seller terminals；The large oil product transaction systems of 400-.
Embodiment
Below in conjunction with attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete
Ground describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.Usually exist
The component of the embodiment of the present invention described and illustrated in attached drawing can be arranged and designed with a variety of configurations herein.Cause
This, the detailed description of the embodiment of the present invention to providing in the accompanying drawings is not intended to limit claimed invention below
Scope, but it is merely representative of the selected embodiment of the present invention.Based on the embodiment of the present invention, those skilled in the art are not doing
Go out all other embodiments obtained on the premise of creative work, belong to the scope of protection of the invention.
Please refer to Fig.1, large oil product transaction system 400 provided in an embodiment of the present invention.Large oil product transaction system
400 include Platform Server 100, buyer terminal 200 and seller terminal 300.The Platform Server 100 respectively with the buyer
Terminal 200 and seller terminal 300 communicate to connect.
Above-mentioned buyer terminal 200 and seller terminal 300 may each be electronic equipment, and electronic equipment can include intelligent hand
Machine, tablet computer, pocket computer on knee, vehicle-mounted computer, wearable mobile terminal etc..The electronics at buy-side client end is installed
Equipment is buyer terminal 200.The electronic equipment for installing seller client end is seller terminal 300.Buy-side client end and seller client
End is corresponding with Platform Server 100 respectively, provides service to the user.
Fig. 2 is refer to, is the block diagram of above-mentioned Platform Server 100.The Platform Server 100 includes memory
111st, processor 112 and communication unit 113.
The memory 111, processor 112 and 113 each element of communication unit are directly or indirectly electrical between each other
Connection, to realize the transmission of data or interaction.For example, these elements can pass through one or more communication bus or letter between each other
Number line, which is realized, to be electrically connected.Realize project data analysis software include it is at least one can be with software or firmware (Firmware)
Form is stored in the memory 111 or is solidificated in the operating system (Operating of the Platform Server 100
System, OS) in software function module.The processor 112 is used to perform the executable mould stored in the memory 111
Block.
Wherein, the memory 111 may be, but not limited to, random access memory (Random Access
Memory, RAM), read-only storage (Read Only Memory, ROM), programmable read only memory (Programmable
Read-Only Memory, PROM), erasable read-only memory (Erasable Programmable Read-Only
Memory, EPROM), electricallyerasable ROM (EEROM) (Electric Erasable Programmable Read-Only
Memory, EEPROM) etc..Wherein, memory 111 is used for storage program or data.The communication unit 113 is used to pass through institute
State network and establish communication connection between the Platform Server 100 and other communication terminals, and for being received by the network
Send out data.
It should be appreciated that the structure shown in Fig. 2 is only the structure diagram of Platform Server 100, the platform service
Device 100 may also include more either less components than shown in Fig. 2 or have the configuration different from shown in Fig. 2.In Fig. 2
Shown each component can use hardware, software or its combination to realize.
First embodiment
Please refer to Fig.3, Fig. 3 is a kind of flow chart for terminal chain type upgrade method that present pre-ferred embodiments provide.Should
For large oil product transaction system 400 shown in Fig. 1.Above-mentioned terminal chain type upgrade method comprises the following steps：
Step S101, the buyer terminal 200 respond user first and operate generation order data, and send to described flat
Platform server 100.
In embodiments of the present invention, when needing to purchase oil with oily enterprise, platform service can be browsed using buyer terminal 200
The oil product displayed page that device 100 provides.Above-mentioned oil product displayed page is shown by buyer terminal 200, until buyer terminal 200 responds
When user first operates and chooses the oil product information of Pre purchase and corresponding seller information, corresponding order data is generated.On
Stating oil product information includes oil types, purchase oil mass.And by network by the above order data sending to Platform Server 100.It is logical
Cross 200 Platform Server 100 of buyer terminal to place an order, " you are good by distinguished user, it is contemplated that the larger spy of oil product transaction amount for pop-up
Different property.Platform transaction will be carried out in a manner of credit line, with reference to your this order value 600,000, your current available credit volume
Spend for 800,000, strike a bargain for this platform, actual payment for goods can when oil products delivery is to your destination, by swiping the card, cash,
The mode transferred accounts is paid the bill.
Step S102, the Platform Server 100 receive the order data.
In embodiments of the present invention, after Platform Server 100 receives order data, order data is identified,
To obtain the corresponding purchase merchandise news of order data and purchase volume.
Step S103, when the order data is large oil product order, the Platform Server 100 obtains the buyer
200 corresponding credit line of terminal.
In embodiments of the present invention, the Platform Server 100 determines the order according to purchase merchandise news and purchase volume
Whether data are large oil product order.Above-mentioned large oil product order can be corresponding purchase merchandise news for oil, and purchase volume
More than predetermined threshold.When the order data is large oil product order, the Platform Server 100 obtains the buyer terminal
200 corresponding credit lines.Above-mentioned credit line includes available credit amount and temporarily unavailable credit line.Temporarily can not
Credit line can be frozen amount.Credit line is to carry out prestige understanding to each user in advance and assess,
Then give enterprise certain accrediting amount according to enterprise's different situations.
Step S104, the Platform Server 100 is by the available credit amount in the credit line and the order numbers
According to the amount of money be compared.
In embodiments of the present invention, the amount of money of order data can be according to the corresponding purchase volume of order data and that chooses sell
The corresponding price-list of square information determines.For example, the buyer terminal 200 for sending order data is corresponding in Platform Server 100
Credit line is 1,000,000, and available credit amount is 800,000 at this time, temporarily unavailable credit line 200,000.And order data
As long as the amount of money is no more than 800,000, you can is more than the amount of money of order data with credit line, then flow enters step S105.Such as order
The amount of money of data exceedes available credit amount, then feeds back purchase failure information to buyer terminal 200, and provides solution purchase failure
The suggestion of this problem.As a kind of embodiment, when buyer terminal 200, there are during temporarily unavailable credit line, it is impossible to
It is continuing with method provided by the invention to be traded, until all amount of money freezed thaw.
Step S105, the order data is sent to corresponding seller terminal 300.
Step S106, the seller terminal 300 show the order data received.
In embodiments of the present invention, after seller terminal 300 receives order data, order data is shown, and is carried
300 user of seller terminal that wakes up determines whether to receive the order data.Further, make when the seller terminal 300 receives
During the confirmation instruction corresponding with the order data of user's input, confirm that instruction is sent to the Platform Server by described
100。
Step S107, the Platform Server 100 confirm to instruct according to described, and the Platform Server 100 is bought from described
Freeze amount corresponding with the amount of money in the corresponding available credit amount of square terminal 200, and send ship directive to institute
Seller terminal 300 is stated, to prompt the seller terminal 300 to deliver.For example, the current available credit amount of buyer terminal 200 is
800000, the order data amount of money is 600,000, then the current available credit amount of buyer terminal 200 is freezed 600,000.It can be used after freezing
Credit line is 200,000.
Since large oil price is expensive, cost of transportation is also very high.Both parties are needed to confirm to receive face to face.In order to ensure
Confirm in time, ensure the interests of the seller.In embodiments of the present invention, the method, which can also include the response of buyer terminal 200, makes
User second operates the signature according to corresponding buyer's digital label and the generating random number of acquisition, and is respectively sent to
The Platform Server 100 and seller terminal 300.The seller terminal 300 confirms to receive according to signature generation is described
Goods information, and sent to the Platform Server 100.
Step S108, the carrying buyer that the transmission of seller terminal 300 is received when the Platform Server 100 are whole
When the signature at end 200 acknowledges receipt of goods information really, the startup of Platform Server 100 is intercepted the buyer terminal 200 and is fed back
Settlement data.
In embodiments of the present invention, when the Platform Server 100 receive it is described confirmation receive information after, extract institute
State the signature for confirming to receive in information.By signature and the buyer terminal of acquisition of information of receiving from the confirmation
200 signatures sent are compared, to obtain comparative result.If the comparative result is identical, described buy is listened in startup
The settlement data that square terminal 200 is fed back.
Step S109, if the Platform Server 100 determines to receive the settlement data in the given time, by described in
The corresponding amount freezed of buyer terminal 200 reverts to the available credit amount.
The above-mentioned scheduled time can adjust, and original state is the acquiescence time limit.Settlement data can be according to buyer's completion pair
Generated after the payment of order data by buyer terminal 200.The means of payment can include paying in cash and network payment.
When 200 user of buyer terminal selection is paid in cash, after the seller receives money, by 300 sound of seller terminal
The operation of user is answered, pays feature according to corresponding seller's digital label and the generating random number of acquisition, and send out respectively
Send to the Platform Server 100 and buyer terminal 200.The buyer terminal 200 generates the knot according to the payment feature
Count evidence, and feeds back to the Platform Server 100.The Platform Server 100 is received after settlement data from the clearing
Feature is paid described in extracting data, the payment feature will be extracted from the settlement data and is sent out with the seller terminal 300
The payment feature sent is compared, to obtain comparative result, if the comparative result is identical, it is determined that receive the clearing
Data.
When 200 user of buyer terminal selects network payment, the 4th behaviour of user is responded by the buyer terminal 200
Make, payment request is sent to the Platform Server 100.The Platform Server 100 will branch corresponding with the payment request
Family of paying a bill is sent to the buyer terminal 200.The buyer terminal 200 is paid according to the payment account, to be propped up
Pay result.The buyer terminal 200 generates the settlement data according to payment result, and sends to the Platform Server 100.
In embodiments of the present invention, Platform Server 100 receives settlement data, by the 200 corresponding jelly of buyer terminal
The available credit amount is reverted in the amount of knot with the amount of money of order data.For example, the order data amount of money is 600,000, then will
Defrosting 600,000 is available credit amount in the amount freezed.
Also just realize that user is placed an order in platform using credit line, errorless delivery after platform confirms, transport reaches user and refers to
When determining place, user turns money and closes this fund to my platform destiny account, and platform resets user account, facilitates user next
Purchase oil.Make lower single more convenient and quicker, traditional phone is purchased oil, to line on place an order, key purchase oil, while slowly improve industry letter
With system so that the high-quality enterprise that values reputation is time saving, saves worry, and saves money.
In order to allow sincere good enterprise to solve the problems, such as that project funds is nervous, please refer to Fig.4, the method may be used also
To comprise the following steps：
Step S201, the buyer terminal 200 respond user the 3rd and operate, generation deferred payment request, and send extremely
The Platform Server 100.
In the embodiment of the present invention, buyer terminal 200 can respond user the 3rd and operate the duration for obtaining and asking for a postponement, and
According to the duration generation deferred payment request to ask for a postponement.
Step S202, the Platform Server 100 are asked according to the deferred payment, calculate corresponding guarantee amount.
Step S203, when the guarantee amount is no more than the current available credit amount of the buyer terminal 200,
The Platform Server 100 freezes and the guarantee amount from the current available credit amount of the buyer terminal 200
Corresponding amount, and the deferred payment is asked into the corresponding time limit as the scheduled time.
Step S204, when the guarantee amount exceedes the current available credit amount of the buyer terminal 200, institute
The time limit will be given tacit consent to as the scheduled time by stating Platform Server 100.
Further, if the Platform Server 100 does not receive the settlement data within the scheduled time, from institute
State in the corresponding credit line of buyer terminal 200 and deduct the guarantee amount.
Further, if the Platform Server 100 exceeds the scheduled time when determining to receive the settlement data,
The Platform Server 100 calculates corresponding overdue integration according to beyond the time.Described in being detected when the Platform Server 100
When the accumulative overdue integration of buyer terminal 200 exceedes predetermined threshold value, the line of credit corresponding to the buyer terminal 200
Degree is adjusted.
The embodiment of the present invention also provide with a kind of corresponding large oil product transaction system 400 of the above method, in the system
Detail schema be referred to the above method to realize, it is specific as follows：
The buyer terminal 200, generation order data is operated for responding user first, and is sent to the platform and taken
Business device 100.
The Platform Server 100, for receiving the order data.
The Platform Server 100, is additionally operable to when the order data is large oil product order, and it is whole to obtain the buyer
Hold 200 corresponding credit lines.
The Platform Server 100, is additionally operable to the available credit amount in the credit line and the order data
The amount of money be compared.
The Platform Server 100, is additionally operable to when the amount of money is no more than the available credit amount, by the order
Data sending is to corresponding seller terminal 300.
The seller terminal 300, for showing the order data received.
When the seller terminal 300, for receiving the confirmation instruction corresponding with the order data of user's input
When, confirm that instruction is sent to the Platform Server 100 by described.
The Platform Server 100, for confirming to instruct according to described, from the buyer terminal 200 it is corresponding it is described can
With freezing amount corresponding with the amount of money in credit line, and ship directive is sent to the seller terminal 300, to prompt
Seller terminal 300 is stated to deliver.
The Platform Server 100, is additionally operable to when the carrying buyer terminal for receiving the transmission of seller terminal 300
When 200 signature acknowledges receipt of goods information really, start and intercept the settlement data that the buyer terminal 200 is fed back.
The Platform Server 100, is additionally operable to determine to receive the settlement data in the given time, by the buyer
The corresponding amount freezed of terminal 200 reverts to the available credit amount.
It is apparent to those skilled in the art that for convenience and simplicity of description, the device of foregoing description
Specific work process, may be referred to the corresponding process in preceding method embodiment, details are not described herein.
In conclusion a kind of large oil product method of commerce provided by the invention and system.The method is applied to large oil
Product transaction system, the system comprises Platform Server, buyer terminal and seller terminal, the Platform Server respectively with it is described
Buyer terminal and seller terminal communication connection, the described method includes：The buyer terminal response user first operates generation and orders
Forms data, and send to the Platform Server；The Platform Server receives the order data；When the order data is
During large oil product order, the Platform Server obtains the corresponding credit line of the buyer terminal；The Platform Server will
Available credit amount in the credit line is compared with the amount of money of the order data；Described in being no more than when the amount of money
During available credit amount, the order data is sent to corresponding seller terminal；The institute that the seller terminal displaying receives
State order data；, will when the seller terminal receives the confirmation instruction corresponding with the order data of user's input
It is described to confirm that instruction is sent to the Platform Server；The Platform Server confirms to instruct according to described, the platform service
Device freezes amount corresponding with the amount of money from the corresponding available credit amount of the buyer terminal, and sends delivery and refer to
Make to the seller terminal, to prompt the seller terminal to deliver；When the Platform Server receives the seller terminal hair
When the signature of the carrying buyer terminal sent acknowledges receipt of goods information really, the Platform Server, which starts, intercepts the buyer
The settlement data of terminal feedback；If the Platform Server determines to receive the settlement data in the given time, by described in
The corresponding amount freezed of buyer terminal reverts to the available credit amount.By the perfect of credit system, sincerity can be allowed
Good enterprise solves the problems, such as that project funds is nervous.It can solve enterprise frequently to transfer accounts, mitigate the intricate operation situation of finance.
It can solve payment problem on the staple commodities line such as diesel oil.Enable to process of purchase more convenient, it is accurately, open and clear.
In several embodiments provided herein, it should be understood that disclosed apparatus and method, can also pass through
Other modes are realized.Device embodiment described above is only schematical, for example, flow chart and block diagram in attached drawing
Show the devices of multiple embodiments according to the present invention, method and computer program product architectural framework in the cards,
Function and operation.At this point, each square frame in flow chart or block diagram can represent the one of a module, program segment or code
Part, a part for the module, program segment or code include one or more and are used for realization holding for defined logic function
Row instruction.It should also be noted that at some as in the implementation replaced, the function that is marked in square frame can also with different from
The order marked in attached drawing occurs.For example, two continuous square frames can essentially perform substantially in parallel, they are sometimes
It can perform in the opposite order, this is depending on involved function.It is it is also noted that every in block diagram and/or flow chart
The combination of a square frame and block diagram and/or the square frame in flow chart, can use function or the dedicated base of action as defined in performing
Realize, or can be realized with the combination of specialized hardware and computer instruction in the system of hardware.
In addition, each function module in each embodiment of the present invention can integrate to form an independent portion
Point or modules individualism, can also two or more modules be integrated to form an independent part.
If the function is realized in the form of software function module and is used as independent production marketing or in use, can be with
It is stored in a computer read/write memory medium.Based on such understanding, technical scheme is substantially in other words
The part to contribute to the prior art or the part of the technical solution can be embodied in the form of software product, the meter
Calculation machine software product is stored in a storage medium, including some instructions are used so that a computer equipment (can be
People's computer, Platform Server, or network equipment etc.) perform all or part of step of each embodiment the method for the present invention
Suddenly.And foregoing storage medium includes：USB flash disk, mobile hard disk, read-only storage (ROM, Read-Only Memory), deposit at random
Access to memory (RAM, Random Access Memory), magnetic disc or CD etc. are various can be with the medium of store program codes.
It should be noted that herein, relational terms such as first and second and the like are used merely to a reality
Body or operation are distinguished with another entity or operation, are deposited without necessarily requiring or implying between these entities or operation
In any this actual relation or order.Moreover, term " comprising ", "comprising" or its any other variant are intended to
Non-exclusive inclusion, so that process, method, article or equipment including a series of elements not only will including those
Element, but also including other elements that are not explicitly listed, or further include as this process, method, article or equipment
Intrinsic key element.In the absence of more restrictions, the key element limited by sentence "including a ...", it is not excluded that
Also there are other identical element in process, method, article or equipment including the key element.
The foregoing is only a preferred embodiment of the present invention, is not intended to limit the invention, for the skill of this area
For art personnel, the invention may be variously modified and varied.Within the spirit and principles of the invention, that is made any repaiies
Change, equivalent substitution, improvement etc., should all be included in the protection scope of the present invention.It should be noted that：Similar label and letter exists
Similar terms is represented in following attached drawing, therefore, once being defined in a certain Xiang Yi attached drawing, is then not required in subsequent attached drawing
It is further defined and is explained.
The above description is merely a specific embodiment, but protection scope of the present invention is not limited thereto, any
Those familiar with the art the invention discloses technical scope in, change or replacement can be readily occurred in, should all be contained
Cover within protection scope of the present invention.Therefore, protection scope of the present invention answers the scope of the claims of being subject to.
Claims (10)
1. a kind of large oil product method of commerce, it is characterised in that applied to large oil product transaction system, the system comprises platform
Server, buyer terminal and seller terminal, the Platform Server are communicated to connect with the buyer terminal and seller terminal respectively,
The described method includes：
The buyer terminal response user first operates generation order data, and sends to the Platform Server；
The Platform Server receives the order data；
When the order data is large oil product order, the Platform Server obtains the corresponding line of credit of the buyer terminal
Degree；
Available credit amount in the credit line is compared the Platform Server with the amount of money of the order data；
When the amount of money is no more than the available credit amount, the order data is sent to corresponding seller terminal；
The order data that the seller terminal displaying receives；
When the seller terminal receives the confirmation instruction corresponding with the order data of user's input, by the confirmation
Instruction is sent to the Platform Server；
The Platform Server confirms to instruct according to described, and the Platform Server described can be used from the buyer terminal is corresponding
Freeze amount corresponding with the amount of money in credit line, and send ship directive to the seller terminal, to be sold described in prompting
Square terminal delivery；
When the Platform Server receives the confirmation of the signature for the carrying buyer terminal that the seller terminal is sent
During information of receiving, the Platform Server starts the settlement data for intercepting the buyer terminal feedback；
If the Platform Server determines to receive the settlement data in the given time, by the corresponding jelly of the buyer terminal
The amount of knot reverts to the available credit amount.
2. the method as described in claim 1, it is characterised in that the method further includes：
The buyer terminal response user second operates the generating random number institute according to corresponding buyer's digital label and acquisition
Signature is stated, and is respectively sent to the Platform Server and seller terminal；
The seller terminal confirms information of receiving according to signature generation is described, and is sent to the Platform Server.
3. method as claimed in claim 2, it is characterised in that sent when the Platform Server receives the seller terminal
The signature of carrying buyer terminal when acknowledging receipt of goods information really, the Platform Server starts that to intercept the buyer whole
The step of settlement data for holding feedback, includes：
When the Platform Server receive the confirmation receive information after, extract the feature mark that the confirmation is received in information
Note；
By from it is described confirmation receive acquisition of information signature compared with the signature that the buyer terminal is sent, with
Obtain comparative result；
If the comparative result is identical, start the settlement data for listening the buyer terminal feedback.
4. the method as described in claim 1, it is characterised in that the method further includes：
The buyer terminal response user the 3rd operates, generation deferred payment request, and sends to the Platform Server；
The Platform Server is asked according to the deferred payment, calculates corresponding guarantee amount；
When the guarantee amount is no more than the current available credit amount of the buyer terminal, the Platform Server from
Freeze amount corresponding with the guarantee amount in the current available credit amount of the buyer terminal, and by the extension
The payment request corresponding time limit is as the scheduled time；
When the guarantee amount exceedes the current available credit amount of the buyer terminal, the Platform Server will be silent
The time limit is recognized as the scheduled time.
5. method as claimed in claim 4, it is characterised in that corresponding for the deferred payment request in the scheduled time
During the time limit, the method further includes：
It is corresponding from the buyer terminal if the Platform Server does not receive the settlement data within the scheduled time
The guarantee amount is deducted in the credit line.
6. method as claimed in claim 4, it is characterised in that the method further includes：
If the Platform Server exceeds the scheduled time when determining to receive the settlement data, the Platform Server root
Corresponding overdue integration is calculated according to beyond the time；
When the Platform Server detects that the overdue integration that the buyer terminal adds up exceedes predetermined threshold value, to described
The corresponding credit line of buyer terminal is adjusted.
7. the method as described in claim 1, it is characterised in that the method further includes：
The operation of the seller terminal response user, pays according to corresponding seller's digital label and the generating random number of acquisition
Feature, and it is respectively sent to the Platform Server and buyer terminal；
The buyer terminal generates the settlement data according to the payment feature, and feeds back to the Platform Server.
8. the method for claim 7, it is characterised in that the method further includes：
The Platform Server extracts the payment feature from the settlement data；
The payment feature will be extracted from the settlement data compared with the payment feature that the seller terminal is sent, with
Obtain comparative result；
If the comparative result is identical, it is determined that receives the settlement data.
9. the method as described in claim 1, it is characterised in that the method further includes：
The 4th operation of the buyer terminal response user, payment request is sent to the Platform Server；
Payment account corresponding with the payment request is sent to the buyer terminal by the Platform Server；
The buyer terminal is paid according to the payment account, to obtain payment result；
The buyer terminal generates the settlement data according to payment result, and sends to the Platform Server.
10. a kind of large oil product transaction system, it is characterised in that the system comprises Platform Server, buyer terminal and the seller
Terminal, the Platform Server are communicated to connect with the buyer terminal and seller terminal respectively；
The buyer terminal, generation order data is operated for responding user first, and is sent to the Platform Server；
The Platform Server, for receiving the order data；
The Platform Server, is additionally operable to when the order data is large oil product order, obtains the buyer terminal and corresponds to
Credit line；
The Platform Server, be additionally operable to by the amount of money of the available credit amount in the credit line and the order data into
Row compares；
The Platform Server, is additionally operable to, when the amount of money is no more than the available credit amount, the order data be sent out
Send to corresponding seller terminal；
The seller terminal, for showing the order data received；
When the seller terminal, when the confirmation corresponding with the order data for receiving user's input instructs, by institute
Confirmation instruction is stated to send to the Platform Server；
The Platform Server, for confirming to instruct according to described, from the corresponding available credit amount of the buyer terminal
In freeze amount corresponding with the amount of money, and ship directive is sent to the seller terminal, to prompt the seller terminal to send out
Goods；
The Platform Server, is additionally operable to when the signature for receiving the carrying buyer terminal that the seller terminal is sent
When acknowledging receipt of goods information really, start the settlement data for intercepting the buyer terminal feedback；
The Platform Server, is additionally operable to determine to receive the settlement data in the given time, by the buyer terminal pair
The amount freezed answered reverts to the available credit amount.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
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| CN201810006903.9A CN108038771B (en) | 2018-01-04 | 2018-01-04 | Bulk oil product transaction method and system |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201810006903.9A CN108038771B (en) | 2018-01-04 | 2018-01-04 | Bulk oil product transaction method and system |
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| CN108038771A true CN108038771A (en) | 2018-05-15 |
| CN108038771B CN108038771B (en) | 2021-08-10 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN110458548A (en) * | 2019-07-12 | 2019-11-15 | 上海找油信息科技有限公司 | A kind of online payment under guarantee system of B2B |
| CN111260472A (en) * | 2020-01-15 | 2020-06-09 | 成都库珀区块链科技有限公司 | Virtual currency fund management method, device and system |
| CN114493803A (en) * | 2019-07-31 | 2022-05-13 | 创新先进技术有限公司 | Method and device for performing treatment in credit project |
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|---|---|
| CN108038771B (en) | 2021-08-10 |
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