TWM584929U - Transaction management system with diversified payment code scanning function - Google Patents
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Abstract
一種具多元支付掃碼功能之交易管理系統，包含：行動裝置，安裝有執行程式，執行程式具有帳戶訊息，用以掃描條碼資訊而取得付款訊息；及支付整合雲端伺服器，包含支付單元與用戶資訊單元，支付單元具有對應帳戶訊息之支付資訊，用戶資訊單元具有對應帳戶訊息之用戶資訊，於行動裝置連接支付整合雲端伺服器時，支付單元取得帳戶訊息與付款訊息，行動裝置顯示支付資訊，並以支付資訊對付款訊息執行付款程序，用戶資訊單元儲存付款結果於用戶資訊。A transaction management system with multiple payment code scanning functions includes: a mobile device, an execution program is installed, and the execution program has account information to scan barcode information to obtain payment information; and a payment integration cloud server including a payment unit and a user Information unit, payment unit has payment information corresponding to account information, and user information unit has user information corresponding to account information. When the mobile device is connected to the payment integration cloud server, the payment unit obtains account information and payment information, and the mobile device displays payment information. The payment information is used to perform the payment process on the payment message. The user information unit stores the payment result in the user information.
Description
本創作涉及交易管理系統，尤其是一種具多元支付掃碼功能之交易管理系統。This creation involves a transaction management system, especially a transaction management system with multiple payment code scanning functions.
隨著經濟發展與生活水準的提高，購物需求日漸提高，超市、大賣場、購物中心等大型購物場所逐漸興起。在購物場所中，傳統的購物方式通常由使用者選擇需要的商品放入購物車中，再由收銀人員進行商品結算，用戶付款之後即獲得商品。但是，傳統的這種購物方式，使用者需要攜帶大量現金在購物場所中行動，因此導致用戶購物很不便利。With the economic development and the improvement of living standards, the demand for shopping is increasing, and large-scale shopping places such as supermarkets, hypermarkets, shopping malls are gradually emerging. In the shopping place, the traditional shopping method is usually that the user selects the required product and puts it in the shopping cart, and then the cashier performs the product settlement. The user obtains the product after paying. However, in the traditional shopping method, users need to carry a large amount of cash to move in the shopping place, thus causing users to make shopping inconvenient.
隨著網路技術的不斷發展，透過網路進行支付已經成為人們生活中重要的付款方式，特別是第三方支付。所謂第三方支付，即是當消費者使用第三方支付工具在商店進行一筆交易的結帳作業時，此支付系統會從商店接收到一筆結帳資料，並根據此結帳資料產生並傳送對應的交易驗證請求至第三方支付工具進行支付。With the continuous development of network technology, payment through the Internet has become an important payment method in people's lives, especially third-party payment. The so-called third-party payment means that when a consumer uses a third-party payment tool to perform a checkout operation at a store, the payment system will receive a checkout data from the store, and generate and transmit the corresponding The transaction verification request is paid to a third-party payment instrument.
目前在科技的發展下，各種第三方支付與行動支付的應用愈來愈多，但是對於商店而言，若是要提供消費者更多支付服務，必須投入相當多的建置成本與時間。At present, with the development of technology, various third-party payment and mobile payment applications are increasing, but for stores, if they want to provide consumers with more payment services, they must invest a lot of construction costs and time.
為了解決習用上的問題，在此提供一種具多元支付掃碼功能之交易管理系統。具多元支付掃碼功能之交易管理系統，包含：一條碼顯示單元，包含用以連結至該支付整合雲端伺服器之一條碼資訊，以供一行動裝置掃描該條碼資訊而取得一付款訊息，其中，該行動裝置安裝有一執行程式，該執行程式具有一帳戶訊息；及一支付整合雲端伺服器，包含一支付單元與一用戶資訊單元，該支付單元具有對應該帳戶訊息之一支付資訊，該用戶資訊單元具有對應該帳戶訊息之一用戶資訊，其中，於該行動裝置連接該支付整合雲端伺服器時，該支付單元取得該帳戶訊息與該付款訊息，該行動裝置顯示該支付資訊，並以該支付資訊對該付款訊息執行付款程序，該付款程序包含選擇一付款方式及產生一付款結果，該用戶資訊單元儲存該付款結果於該用戶資訊。In order to solve conventional problems, a transaction management system with multiple payment code scanning functions is provided here. A transaction management system with multiple payment code scanning functions, including: a code display unit, which includes barcode information used to link to the payment integration cloud server, for a mobile device to scan the barcode information to obtain a payment message, where The mobile device is installed with an execution program having an account message; and a payment integration cloud server including a payment unit and a user information unit, the payment unit having payment information corresponding to one of the account information, the user The information unit has user information corresponding to the account information. When the mobile device is connected to the payment integration cloud server, the payment unit obtains the account information and the payment information. The mobile device displays the payment information and uses the payment information. The payment information performs a payment procedure on the payment message. The payment procedure includes selecting a payment method and generating a payment result. The user information unit stores the payment result in the user information.
在一些實施例中，具多元支付掃碼功能之交易管理系統，包含：一條碼顯示單元，包含用以連結至該支付整合雲端伺服器之一條碼資訊，以供一行動裝置掃描該條碼資訊而取得一付款訊息，其中，該行動裝置安裝有一執行程式，該執行程式具有一帳戶訊息，該執行程式依據該付款訊息呼叫一支付程式，並以該支付程式對該付款訊息執行付款程序，該付款程序包含選擇一付款方式及產生一付款結果；及一支付整合雲端伺服器，包含一用戶資訊單元，該用戶資訊單元具有對應該帳戶訊息之一用戶資訊，該用戶資訊單元儲存該付款結果於該用戶資訊。In some embodiments, a transaction management system with multiple payment code scanning functions includes a bar code display unit including bar code information for connecting to the payment integration cloud server for a mobile device to scan the bar code information. Obtain a payment message, wherein the mobile device is installed with an execution program, the execution program has an account message, the execution program calls a payment program according to the payment message, and executes the payment procedure on the payment message with the payment program, the payment The procedure includes selecting a payment method and generating a payment result; and a payment integration cloud server including a user information unit having a user information corresponding to account information, and the user information unit stores the payment result in the User information.
在一些實施例中，具多元支付掃碼功能之交易管理系統，使用者能以一行動裝置連結該具多元支付掃碼功能之交易管理系統，該具多元支付掃碼功能之交易管理系統包含：一支付整合雲端伺服器，包含一付款操作頁面，該付款操作頁面包含至少一付款方式；及一條碼顯示單元，包含用以連結至該支付整合雲端伺服器之單個條碼資訊，以供該行動裝置掃描該條碼資訊而連結至該付款操作頁面而執行一付款程序，該付款程序包含選擇一該付款方式及產生一付款結果。In some embodiments, the transaction management system with multiple payment code scanning function can be connected to the transaction management system with multiple payment code scanning function by a mobile device. The transaction management system with multiple payment code scanning function includes: A payment integration cloud server includes a payment operation page including at least one payment method; and a code display unit including a single barcode information for linking to the payment integration cloud server for the mobile device Scan the barcode information and link to the payment operation page to execute a payment procedure. The payment procedure includes selecting a payment method and generating a payment result.
在前述的實施例中，具多元支付掃碼功能之交易管理系統是利用簡單的單個條碼資訊，即可使用不同的支付服務進行支付，因此，商店不需要投入太多成本建置硬體及系統就能提供消費者更多的第三方支付服務。In the foregoing embodiment, the transaction management system with multiple payment code scanning functions uses simple single bar code information to pay using different payment services. Therefore, the store does not need to invest too much cost to build hardware and systems Can provide consumers with more third-party payment services.
圖1為具多元支付掃碼功能之交易管理系統的方塊圖。具多元支付掃碼功能之交易管理系統1包含：支付整合雲端伺服器30、條碼顯示單元50。Figure 1 is a block diagram of a transaction management system with multiple payment code scanning functions. The transaction management system 1 with multiple payment code scanning functions includes a payment integration cloud server 30 and a barcode display unit 50.
條碼顯示單元50，用以顯示條碼資訊，以供行動裝置20所安裝的執行程式21掃描條碼資訊而取得付款訊息。在此，條碼顯示單元50僅顯示單個條碼資訊，其可為海報、貼紙等印刷品，抑或是以顯示屏幕顯示，本創作非以此為限。此外，行動裝置20為智慧型手機、平板等可攜式電子裝置，其安裝有執行程式21，執行程式21具有帳戶訊息，用以掃描條碼資訊而取得付款訊息；在此，帳戶訊息可包含使用者姓名、使用者帳號、身分ID等訊息，但本創作非以此為限，只要帳戶訊息可供識別化即可。The bar code display unit 50 is configured to display bar code information for the execution program 21 installed on the mobile device 20 to scan the bar code information to obtain payment information. Here, the bar code display unit 50 only displays a single bar code information, which may be a printed matter such as a poster, a sticker, or a display screen, and this creation is not limited thereto. In addition, the mobile device 20 is a portable electronic device such as a smart phone, a tablet, and the like. The execution program 21 is installed, and the execution program 21 has account information for scanning barcode information to obtain payment information. Here, the account information may include the use of Information such as user name, user account, and identity ID, but this creation is not limited to this, as long as the account information can be identified.
支付整合雲端伺服器30，主要可由支付單元31與用戶資訊單元32所組成，支付單元31具有對應帳戶訊息之支付資訊，用戶資訊單元32具有對應帳戶訊息之用戶資訊；在此，支付資訊包含一個或多個付款方式，例如Apple pay、line pay、悠遊卡、一卡通、信用卡等，但本創作非以此為限；用戶資訊可包含使用者姓名、使用者帳號、身分ID等訊息，但本創作非以此為限，只要帳戶訊息可供識別化即可。The payment integration cloud server 30 is mainly composed of a payment unit 31 and a user information unit 32. The payment unit 31 has payment information corresponding to account information, and the user information unit 32 has user information corresponding to account information. Here, the payment information includes a Or multiple payment methods, such as Apple pay, line pay, yoyo card, card, credit card, etc., but this creation is not limited to this; user information can include user name, user account, identity ID and other information, but this creation Not limited to this, as long as the account information is identifiable.
於行動裝置20連接支付整合雲端伺服器30時，支付單元31取得帳戶訊息與付款訊息，行動裝置20於其顯示幕顯示支付資訊，以供使用者操作，並以支付資訊對付款訊息執行付款程序，付款程序包含選擇付款方式及產生付款結果。用戶資訊單元32儲存付款結果於用戶資訊。也就是說，當使用者購物時，以行動裝置20掃描條碼資訊而取得付款訊息，即會傳送帳戶訊息與付款訊息予支付單元31，並且，行動裝置20會於其顯示幕顯示支付資訊，例如顯示Apple pay、line pay、悠遊卡、一卡通、信用卡或是其他第三方支付服務等支付資訊，使用者藉此操作選擇其所要使用之付款方式，支付單元31即會依據使用者所選擇之付款方式來對付款訊息執行付款程序，此後，用戶資訊單元32再將付款結果儲存於用戶資訊。When the mobile device 20 is connected to the payment integration cloud server 30, the payment unit 31 obtains account information and payment information, and the mobile device 20 displays payment information on its display screen for user operation, and executes the payment process on the payment information with the payment information. The payment procedure includes selecting a payment method and generating a payment result. The user information unit 32 stores the payment result in the user information. That is, when a user makes a purchase, the mobile device 20 scans the barcode information to obtain a payment message, and then sends an account message and a payment message to the payment unit 31, and the mobile device 20 displays payment information on its display screen, such as Display payment information such as Apple pay, line pay, Youyou Card, All-in-one Card, credit card or other third-party payment services. Users use this operation to select the payment method they want to use. Payment unit 31 will then use the payment method selected by the user. To perform the payment procedure on the payment message, and thereafter, the user information unit 32 stores the payment result in the user information.
在一些實施例中，付款訊息為連接支付整合雲端伺服器30的連結，但其可以進一步包含商品資訊（例如品名、價格），抑或是進一步包含商家資訊等，但本創作非以此為限。In some embodiments, the payment message is a link to the payment integration cloud server 30, but it may further include product information (such as product name, price), or further include merchant information, but this creation is not limited thereto.
在一些實施例中，支付單元31連接一個或多個第三方支付伺服單元，以使其可依據使用者所選擇之支付服務來對付款訊息執行付款程序。In some embodiments, the payment unit 31 is connected to one or more third-party payment server units so that it can perform a payment procedure on the payment message according to the payment service selected by the user.
在一些實施例中，具多元支付掃碼功能之交易管理系統1可進一步設有管理單元40，依據用戶資訊製作報表資訊，並依據報表資訊提供促銷訊息至行動裝置20。換言之，管理單元40可將使用者的消費記錄製作成報表資訊，並據此提供個人化的促銷訊息，而使用者即可利用行動裝置20收取到前述促銷訊息。In some embodiments, the transaction management system 1 with multiple payment code scanning functions may further include a management unit 40 to generate report information based on user information and provide promotional information to the mobile device 20 according to the report information. In other words, the management unit 40 can prepare the user's consumption records into report information and provide personalized promotional messages accordingly, and the user can use the mobile device 20 to receive the aforementioned promotional messages.
在一些實施例中，支付整合雲端伺服器30包含一付款操作頁面，付款操作頁面包含至少一種付款方式，例如Apple pay、line pay、悠遊卡、一卡通、信用卡等，但本創作非以此為限。當行動裝置20連接支付整合雲端伺服器30時，行動裝置20顯示付款操作頁面以供使用者選擇付款方式。換言之，當行動裝置20連接掃描該條碼資訊而連結至支付整合雲端伺服器30時，行動裝置20於其顯示幕顯示付款操作頁面以供使用者選擇付款方式，以執行付款程序，付款程序包含選擇付款方式及產生付款結果。In some embodiments, the payment integration cloud server 30 includes a payment operation page, and the payment operation page includes at least one payment method, such as Apple pay, line pay, Youyou card, card, credit card, etc., but this creation is not limited to this. . When the mobile device 20 is connected to the payment integration cloud server 30, the mobile device 20 displays a payment operation page for the user to select a payment method. In other words, when the mobile device 20 is connected to scan the barcode information and connected to the payment integration cloud server 30, the mobile device 20 displays a payment operation page on its display screen for the user to select a payment method to execute the payment process. The payment process includes a selection Payment methods and payment results.
也就是說，當使用者購物時，以行動裝置20掃描條碼資訊而取得付款訊息，即會依據付款訊息連接支付整合雲端伺服器30，並於行動裝置20之顯示幕顯示付款操作頁面以供使用者選擇付款方式，例如顯示Apple pay、line pay、悠遊卡、一卡通、信用卡或是其他第三方支付服務等支付資訊，使用者藉此操作選擇其所要使用之付款方式，以執行付款程序。That is, when a user makes a purchase, the mobile device 20 scans the barcode information to obtain a payment message, and the payment integration cloud server 30 is connected according to the payment message, and the payment operation page is displayed on the display of the mobile device 20 for use. The user chooses a payment method, such as displaying payment information such as Apple pay, line pay, Youyou card, card, credit card, or other third-party payment services. The user then selects the payment method he wants to use to perform the payment process.
圖2為具多元支付掃碼功能之交易管理系統另一實施例的方塊圖。具多元支付掃碼功能之交易管理系統1包含：支付整合雲端伺服器30、條碼顯示單元50。FIG. 2 is a block diagram of another embodiment of a transaction management system with multiple payment code scanning functions. The transaction management system 1 with multiple payment code scanning functions includes a payment integration cloud server 30 and a barcode display unit 50.
條碼顯示單元50，用以顯示條碼資訊，以供行動裝置20所安裝的執行程式21掃描條碼資訊而取得付款訊息。在此，條碼顯示單元50僅顯示單個條碼資訊，其可為海報、貼紙等印刷品，抑或是以顯示屏幕顯示，本創作非以此為限。此外，行動裝置20安裝有執行程式21，其中，執行程式21具有帳戶訊息，用以掃描條碼資訊而取得付款訊息；與前述實施例的差別在於：本實施例之執行程式依據付款訊息呼叫支付程式22，並以支付程式22對付款訊息執行付款程序，付款程序包含選擇付款方式及產生付款結果；在此，支付程式22包含一個或多個付款方式，其例如可為Apple pay、line pay、悠遊卡、一卡通、信用卡或是其他第三方支付服務等支付方式的應用程式，但本創作非以此為限。The bar code display unit 50 is configured to display bar code information for the execution program 21 installed on the mobile device 20 to scan the bar code information to obtain payment information. Here, the bar code display unit 50 only displays a single bar code information, which may be a printed matter such as a poster, a sticker, or a display screen, and this creation is not limited thereto. In addition, the mobile device 20 is installed with an execution program 21, wherein the execution program 21 has account information for scanning barcode information to obtain payment information; the difference from the foregoing embodiment is that the execution program of this embodiment calls a payment program according to the payment message 22, and the payment program 22 performs a payment procedure on the payment message, the payment procedure includes selecting a payment method and generating a payment result; here, the payment program 22 includes one or more payment methods, which can be, for example, Apple pay, line pay, and Youyou Card, card, credit card, or other third-party payment service applications, but this creation is not limited to this.
支付整合雲端伺服器30如前述實施例，在此不再累述。The payment integration cloud server 30 is the same as the foregoing embodiment, and is not repeated here.
在一些實施例中，支付程式22連線一個或多個第三方支付伺服單元，以使其可依據使用者所選擇之支付服務來對付款訊息執行付款程序。In some embodiments, the payment program 22 is connected to one or more third-party payment server units so that it can perform a payment procedure on the payment message according to the payment service selected by the user.
在一些實施例中，具多元支付掃碼功能之交易管理系統1可進一步設有管理單元40，依據用戶資訊製作報表資訊，並依據報表資訊提供促銷訊息至行動裝置20。換言之，管理單元40可將使用者的消費記錄製作成報表資訊，並據此提供個人化的促銷訊息，而使用者即可利用行動裝置20收取到前述促銷訊息。In some embodiments, the transaction management system 1 with multiple payment code scanning functions may further include a management unit 40 to generate report information based on user information and provide promotional information to the mobile device 20 according to the report information. In other words, the management unit 40 can prepare the user's consumption records into report information and provide personalized promotional messages accordingly, and the user can use the mobile device 20 to receive the aforementioned promotional messages.
在前述的實施例中，具多元支付掃碼功能之交易管理系統是利用簡單的單個條碼資訊，即可使用不同的支付服務進行支付，因此，商店不需要投入太多成本建置硬體及系統就能提供消費者更多的第三方支付服務。In the foregoing embodiment, the transaction management system with multiple payment code scanning functions uses simple single bar code information to pay using different payment services. Therefore, the store does not need to invest too much cost to build hardware and systems Can provide consumers with more third-party payment services.
透過上述之詳細說明，即可充分顯示本創作之目的及功效上均具有實施之進步性，極具產業之利用性價值，完全符合專利要件，爰依法提出申請。唯以上所述僅為本創作之較佳實施例而已，當不能用以限定本創作所實施之範圍。即凡依本創作專利範圍所作之均等變化與修飾，皆應屬於本創作專利涵蓋之範圍內，謹請 貴審查委員明鑑，並祈惠准，是所至禱。Through the above detailed description, it can fully show that the purpose and effect of this creation are progressive, and have great industrial use value, fully comply with the patent requirements, and apply according to law. The above description is only the preferred embodiment of this creation, and should not be used to limit the scope of implementation of this creation. That is to say, all equal changes and modifications made in accordance with the scope of this creation patent should fall within the scope of this creation patent. I ask your reviewing committee to make a clear reference and pray for your approval.
1‧‧‧具多元支付掃碼功能之交易管理系統
20‧‧‧行動裝置
21‧‧‧執行程式
22‧‧‧支付程式
30‧‧‧支付整合雲端伺服器
31‧‧‧支付單元
32‧‧‧用戶資訊單元
40‧‧‧管理單元
50‧‧‧條碼顯示單元
1‧‧‧Transaction management system with multiple payment code scanning function
20‧‧‧ mobile device
21‧‧‧Run Program
22‧‧‧ payment program
30‧‧‧Payment Integration Cloud Server
31‧‧‧ payment unit
32‧‧‧User Information Unit
40‧‧‧management unit
50‧‧‧Barcode display unit
圖1為具多元支付掃碼功能之交易管理系統的方塊圖。
圖2為具多元支付掃碼功能之交易管理系統另一實施例的方塊圖。
Figure 1 is a block diagram of a transaction management system with multiple payment code scanning functions.
FIG. 2 is a block diagram of another embodiment of a transaction management system with multiple payment code scanning functions.
Claims (9)
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW108203949U TWM584929U (en) | 2019-03-29 | 2019-03-29 | Transaction management system with diversified payment code scanning function |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| TW108203949U TWM584929U (en) | 2019-03-29 | 2019-03-29 | Transaction management system with diversified payment code scanning function |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| TWM584929U true TWM584929U (en) | 2019-10-11 |
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| Application Number | Title | Priority Date | Filing Date |
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| TW108203949U TWM584929U (en) | 2019-03-29 | 2019-03-29 | Transaction management system with diversified payment code scanning function |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TWI755067B (en) * | 2020-09-21 | 2022-02-11 | 臺灣土地銀行股份有限公司 | Integrate multiple payment service application systems |
| TWI823109B (en) * | 2020-06-30 | 2023-11-21 | 日商樂天銀行股份有限公司 | Payment systems, payment methods, and program products |
-
2019
- 2019-03-29 TW TW108203949U patent/TWM584929U/en not_active IP Right Cessation
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| TWI823109B (en) * | 2020-06-30 | 2023-11-21 | 日商樂天銀行股份有限公司 | Payment systems, payment methods, and program products |
| TWI755067B (en) * | 2020-09-21 | 2022-02-11 | 臺灣土地銀行股份有限公司 | Integrate multiple payment service application systems |
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