CN110458548A - A kind of online payment under guarantee system of B2B - Google Patents
A kind of online payment under guarantee system of B2B Download PDFInfo
- Publication number
- CN110458548A CN110458548A CN201910632020.3A CN201910632020A CN110458548A CN 110458548 A CN110458548 A CN 110458548A CN 201910632020 A CN201910632020 A CN 201910632020A CN 110458548 A CN110458548 A CN 110458548A
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- Prior art keywords
- oil product
- operating system
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- information
- guarantee
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/28—Pre-payment schemes, e.g. "pay before"
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/01—Customer relationship services
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
Abstract
The invention discloses a kind of online payment under guarantee systems of B2B, for carrying out payment guarantee to oil product process of exchange, comprising: buyer's operating system carries out oil product purchase operation on line for being supplied to oil product buyer；Oil product supplier's operating system carries out Oil Product Marketing operation on line for being supplied to oil product supplier；Guarantee side's operating system, it is separately connected buyer's operating system and the oil product supplier operating system, payment guarantee is carried out for the entire oil product process of exchange to oil product buyer and oil product supplier, the present invention can carry out payment guarantee to entire process of exchange, both parties can effectively dissolve the distrust that both parties generate in process of exchange by paying guarantee fund to guarantee side's operating system, the online payment under guarantee system of the B2B provides the safety of transaction, is conducive to improve trading efficiency.
Description
Technical field
The present invention relates to a kind of on-line payment system more particularly to a kind of online payment under guarantee systems of B2B.
Background technique
In staple commodities transaction, for example in oil product transaction, the turnover being related to is usually larger, hands over to reduce
Easy risk, buyer wish to pay whole payment for goods again after receiving goods, and seller then wishes that buyer pays payment for goods in advance and delivers again
Operation.This is present in the reimbursement of expense problem in process of exchange, goes on smoothly for entire transaction and has buried the hidden of fund security
Suffer from, may greatly cause the contradiction between both parties.
Summary of the invention
In view of above-mentioned technical problem, the purpose of the present invention is to provide a kind of online payment under guarantee system of B2B, with
Solve above-mentioned technical problem.
The present invention solves its technical problem and adopts the technical scheme that, provides a kind of online payment under guarantee system of B2B, is used for
Payment guarantee is carried out to oil product process of exchange, comprising:
Buyer's operating system carries out oil product purchase operation on line for being supplied to oil product buyer；
Oil product supplier's operating system carries out Oil Product Marketing operation on line for being supplied to oil product supplier；
Guarantee side's operating system is separately connected buyer's operating system and the oil product supplier operating system, is used for
Payment guarantee is carried out to the entire oil product process of exchange of oil product buyer and oil product supplier；
Include: in guarantee side's operating system
First order reception and memory module are ordered for receiving and saving the oil product purchase that buyer's operating system is sent
It is single；
It assures information creation module, first order reception and memory module is connected, for according to receiving
The oil product order information recorded on oil product purchase order creates corresponding guarantee information and saves；
It assures information sending module, connects the guarantee information creation module, it is described for passing through the guarantee information
Buyer's operating system is sent to the oil product buyer and is sent to the oil product by the oil product supplier operating system and supplies
Trader；
First oil product outbound information receives and memory module, the oil product outbound sent for receiving buyer's operating system
Confirmation message；
Oil product receipt information receiving module, the oil product receipt information sent for receiving buyer's operating system；
Cautio pro expenses module is separately connected the first oil product outbound information and receives and memory module and the oil product label
Information receiving module is received, is used for according to the oil product outbound information to the oil product supplier payment in part, and is used for root
The remaining payment for goods is paid to the oil product supplier according to the oil product receipt information；
The cautio pro expenses module is also used to collect the guarantee fund that the oil product buyer and the oil product supplier pay, with
And collect the payment for goods of the oil product buyer advance payment.
Preferably, include: in the cautio pro expenses module in guarantee side's operating system
First charge unit is protected for collecting the oil product purchase that the oil product buyer is paid by buyer's operating system
Card gold；
Second charge unit, passes through the payment for goods of buyer's operating system advance payment for collecting the oil product buyer；
Third charge unit, the oil paid for collecting the oil product supplier by the oil product supplier operating system
Product sales deposit；
First refund unit connects the first charge unit, for buying oil product purchase guarantee fund by described
Square operating system is returned to the oil product buyer；
First payment unit connects the second charge unit, for grasping the payment for goods by the oil product supplier
The oil product supplier is paid as system；
Second refund unit connects the third charge unit, for the Oil Product Marketing guarantee fund to be passed through the oil
Product supplier's operating system is returned to the oil product supplier；
Second payment unit connects the third charge unit, and being used for will the part or all of Oil Product Marketing guarantee fund
The oil product buyer is paid by buyer's operating system.
Preferably, include: in buyer's operating system
Buyer data library prestores multiple buyer datas in the buyer data library；
First login module connects the buyer data library, logs in the buyer behaviour for being supplied to the oil product buyer
Make system；
Oil product supplier's display module connects an oil product supplier information library, pre- in Yu Suoshu oil product supplier information library
There are multiple oil product supplier informations, described in acquisition is pre-stored in after the oil product buyer logs in buyer's operating system
The oil product supplier information in oil product supplier information library, and each oil product supplier information list showed described
Oil product buyer；
Oil product Logistics vendor selection module connects the oil product supplier display module, for being supplied to the oil product buyer
Selection needs the oil product supplier to supply in each oil product supplier that list is shown；
Oil product order creation module connects the oil product Logistics vendor selection module, for being supplied to the oil product creation oil
Product purchase order；
Oil product order sending module connects the oil product order creation module, for sending the oil product purchase order
To the oil product supplier operating system and guarantee side's operating system；
Order information confirms result receiving module, the order information sent for receiving the oil product supplier operating system
Confirm result；
Underlying mortgage information receives and memory module, the letter of supporting sent for receiving guarantee side's operating system
It ceases and stores；
Electronic bill of lading creation and sending module create electronic bill of lading for being supplied to the oil product buyer, and by the electricity
The sub- bill of lading is sent to the oil product supplier by the oil product supplier operating system and carries out electronic bill of lading validation of information；
Bill of lading validation of information result receiving module, for receiving that the oil product supplier operating system sends through the oil
One bill of lading validation of information result of product supplier confirmation；
Send a car module, connect the bill of lading validation of information result receiving module, for be supplied to the oil product buyer according to
The bill of lading validation of information result received creates order of sending a car, and sends a car described described in order to the oil product supplier
Operating system；
Second oil product outbound information receives and memory module, the oil sent for receiving the oil product supplier operating system
Product outbound information simultaneously stores；
Module is signed for, the oil product of purchase is signed for operate and generate receipt information for being supplied to the oil product buyer,
And the receipt information is sent to guarantee side's operating system；
First reimbursement of expense and settlement module connect the underlying mortgage information reception and memory module, for according to institute
It states guarantee information and is supplied to the corresponding oil product purchase guarantee fund of the oil product buyer payment and the advance payment payment for goods accordingly.
Preferably, include: in first reimbursement of expense in buyer's operating system and settlement module
Oil product purchase guarantee fund pays unit, pays for being supplied to the oil product buyer to guarantee side's operating system
Oil product buys guarantee fund；
Payment for goods advance payment unit, for being supplied to the oil product buyer to guarantee side's operating system advance payment purchase oil product
The payment for goods；
Oil product buys guarantee fund's refund take-up unit, the oil product purchase returned for collecting guarantee side's operating system
Buy guarantee fund；
Payment for goods refund take-up unit, for collect guarantee side's operating system some or all of return described in payment for goods；
Buyer withdraws deposit unit, is separately connected oil product purchase guarantee fund's refund take-up unit and the payment for goods refund is collected
Unit, for being supplied to, the oil product buyer buys guarantee fund to the oil product and the payment for goods is withdrawn deposit.
Preferably, include: in the oil product supplier operating system
One oil product supplier information library, Yu Suoshu oil product supplier information prestore multiple oil product supplier informations in library；
Second login module connects oil product supplier information library, logs in institute for being supplied to the oil product supplier
State oil product supplier's operating system；
Second order reception and memory module, the oil product purchase sent for receiving and storing buyer's operating system
Buy order；
Oil product order confirmation module connects second order reception and memory module, supplies for being supplied to the oil product
Trader carries out order information confirmation to the oil product purchase order received and generates order information confirmation result and export；
Order information confirms result sending module, connects the oil product order confirmation module, is used for the order information
Confirmation result is sent to buyer's operating system；
Second guarantee information receives and memory module, the letter of supporting sent for receiving guarantee side's operating system
It ceases and stores；
Electronic bill of lading receives and validation of information module, the electronic bill of lading sent for receiving buyer's operating system, and
Bill of lading validation of information is carried out to the received electronic bill of lading for being supplied to the oil product supplier, and generates a bill of lading information
Confirmation result simultaneously exports；
Bill of lading validation of information result sending module connects the electronic bill of lading reception and validation of information module, is used for institute
It states bill of lading validation of information result and is sent to buyer's operating system；
It sends a car order reception and memory module, the order of sending a car sent for receiving and storing buyer's operating system；
Library module out, be separately connected the electronic bill of lading receive and validation of information module and it is described send a car order reception and
Memory module, for be supplied to the oil product supplier according to the bill of lading information recorded on the electronic bill of lading received and
The information of sending a car recorded on the order of sending a car received carries out oil product outbound operation and generates oil product outbound information, and by institute
It states oil product outbound information and is sent respectively to buyer's operating system and guarantee side's operating system；
Second reimbursement of expense and settlement module connect the second guarantee information reception and memory module, for according to institute
The guarantee information for stating the transmission of guarantee side's operating system is supplied to the oil product supplier and pays corresponding Oil Product Marketing guarantee
Gold.
Preferably, include: in second reimbursement of expense in the oil product supplier operating system and settlement module
Oil Product Marketing guarantee fund pays unit, pays for being supplied to the oil product supplier to guarantee side's operating system
Receive Oil Product Marketing guarantee fund；
Oil Product Marketing guarantee fund's refund take-up unit, the oil product pin returned for collecting guarantee side's operating system
Sell guarantee fund；
Payment for goods take-up unit, the goods paid for collecting the oil product buyer by guarantee side's operating system
Money；
Oil product supplier withdraws deposit unit, is separately connected the Oil Product Marketing guarantee fund refund take-up unit and the payment for goods is received
Unit is taken, is withdrawn deposit for being supplied to the oil product supplier to the Oil Product Marketing guarantee fund and the payment for goods.
Preferably, in the oil product supplier operating system further include:
Oil product information creation module creates oil product information for being supplied to the oil product supplier；
Oil product info push module connects the oil product information creation module, for leading to the oil product information of creation
It crosses buyer's operating system and is pushed to the oil product buyer.
Preferably, buyer's operating system, the oil product supplier operating system and guarantee side's operating system are equal
It can run in intelligent terminal.
The online payment under guarantee system of B2B provided by the invention, can be to entire transaction as " bridge " between both parties
Process carries out payment guarantee, and both parties can effectively dissolve both parties by paying guarantee fund to guarantee side's operating system
The distrust generated in process of exchange；Buyer is by the way that guarantee side's operating system advance payment payment for goods, the seller, which does not have to concern, to be bought
Payment for goods is refused to pay after receiving goods in side；Buyer has paid guarantee fund also due to selling direction guarantee side operating system, and does not have to load
The case where cargo mass that the heart receives is unqualified, and seller does not return payment for goods, the online payment under guarantee system of the B2B provide transaction
Safety is conducive to improve trading efficiency.
Detailed description of the invention
Fig. 1 is the structural schematic diagram of the online payment under guarantee system of B2B provided in an embodiment of the present invention；
Fig. 2 is that the structure of guarantee side's operating system in the online payment under guarantee system of B2B provided in an embodiment of the present invention is shown
It is intended to；
Fig. 3 is the expense in guarantee side's operating system in the online payment under guarantee system of B2B provided in an embodiment of the present invention
Assure the structural schematic diagram of module；
Fig. 4 is the structural representation of buyer's operating system in the online payment under guarantee system of B2B provided in an embodiment of the present invention
Figure；
Fig. 5 is the first expense in buyer's operating system in the online payment under guarantee system of B2B provided in an embodiment of the present invention
With the structural schematic diagram of payment and settlement module；
Fig. 6 is the knot of oil product supplier's operating system in the online payment under guarantee system of B2B provided in an embodiment of the present invention
Structure schematic diagram；
Fig. 7 is in oil product supplier's operating system in the online payment under guarantee system of B2B provided in an embodiment of the present invention
The structural schematic diagram of second reimbursement of expense and settlement module；
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art without creative labor it is obtained it is all its
His embodiment, shall fall within the protection scope of the present invention.
It should be noted that in the absence of conflict, the feature in embodiment and embodiment in the present invention can phase
Mutually combination.
The present invention will be further explained below with reference to the attached drawings and specific examples, but not as the limitation of the invention.
The online payment under guarantee system of a kind of B2B provided in an embodiment of the present invention, for being paid to oil product process of exchange
Guarantee, please refers to Fig. 1, comprising:
Buyer's operating system 100 carries out oil product purchase operation on line for being supplied to oil product buyer；
Oil product supplier operating system 200 carries out Oil Product Marketing operation for being supplied to oil product supplier；
Guarantee side's operating system 300 is separately connected buyer's operating system 100 and oil product supplier operating system 200, is used for
Payment guarantee is carried out to the entire oil product process of exchange of oil product buyer and oil product supplier；
Referring to figure 2., include: in guarantee side's operating system 300
First order reception and memory module 301, the oil product purchase for receiving and saving the transmission of buyer's operating system are ordered
It is single；
It assures information creation module 302, connects the first order reception and memory module 301, for according to the oil received
The oil product order information recorded on product purchase order creates corresponding guarantee information and saves；
Assure information sending module 303, connection guarantee information creation module 302, for that will assure that information is grasped by buyer
It is sent to oil product buyer as system, and oil product supplier is sent to by oil product supplier's operating system；
First oil product outbound information receives and memory module 304, for receiving the oil product outbound of buyer's operating system transmission
Information；
Oil product receipt information receiving module 305, for receiving the oil product receipt information of buyer's operating system transmission；
Cautio pro expenses module 306, is separately connected the reception of the first oil product outbound information and memory module 304 and oil product is signed for
Information receiving module 305 is used for according to oil product outbound information to oil product supplier's payment in part, and for according to oil product label
It collects mail to cease to oil product supplier and pays remaining payment for goods；
Cautio pro expenses module 306 is also used to collect the guarantee fund that oil product buyer and oil product supplier pay, and collects oil
The payment for goods of product buyer's advance payment.
In order to realize the payment guarantee to entire oil product transaction, referring to figure 3., in guarantee side's operating system 300
It is specifically included in cautio pro expenses module 306:
First charge unit 3061 guarantees for collecting the oil product purchase that oil product buyer is paid by buyer's operating system
Gold；
Second charge unit 3062, passes through the payment for goods of buyer's operating system advance payment for collecting oil product buyer；
Third charge unit 3063, the oil product pin paid for collecting oil product supplier by oil product supplier's operating system
Sell guarantee fund；
First refund unit 3064, connection the first charge unit 3061, is grasped for oil product to be bought guarantee fund by buyer
Oil product buyer is returned to as system；
First payment unit 3065, connection the second charge unit 3062, for payment for goods to be operated system by oil product supplier
System pays oil product supplier；
Second refund unit 3066, connection third charge unit 3063, supplies for Oil Product Marketing guarantee fund to be passed through oil product
Trader's operating system is returned to oil product supplier；
Second payment unit 3067, connection third charge unit 3063, is used for part or all of Oil Product Marketing guarantee fund
Oil product buyer is paid by buyer's operating system.
In above-mentioned technical proposal, the entire payment under guarantee process letter of the online payment under guarantee system of B2B provided in this embodiment
It states as follows:
It guarantee side, will be based on the received on oil product purchase order after the oil product purchase order for receiving oil product buyer transmission
The oil product order information of record creates corresponding guarantee information, then guarantee information is sent to oil product buyer simultaneously and oil product supplies
Trader to prompt oil product buyer and oil product supplier to make guarantee validation of information, and makees corresponding guarantee after information is assured in confirmation
Operation.
Since the purchase main body of oil product purchase order i.e. the creditworthiness of oil product buyer be not identical, and every portion
The oil product purchase quantity of oil product purchase order is generally also different, so load of the guarantee side for oil product buyer or oil product supplier
Guaranteed request is also different.For example, the oil product buyer or oil product supplier relatively good for standing, it is possible to reduce they need advance payment
Trading margin.So for different oil product buyer or oil product supplier, the guarantee information that guarantee side creates is not consistent.
Oil product buyer or oil product supplier are after receiving guarantee information, according to the content recorded in guarantee information to guarantee
Square operating system pays corresponding guarantee fund or provides corresponding assuring mode, and pays corresponding payment for goods.
Then after the oil product outbound information that oil product buyer confirms oil product supplier, guarantee side passes through guarantee side's operating system
Part payment for goods can be paid in advance to oil product supplier in process of exchange, to mitigate the capital turnover pressure of oil product supplier.
Finally after oil product is signed in oil product buyer confirmation, guarantee direction oil product supplier pays up remaining payment for goods, to complete
Entire process of exchange.
In order to realize the above functions, referring to figure 4. and Fig. 6, include: in buyer's operating system 100
Buyer data library 101 prestores multiple buyer datas in buyer data library 101；
First login module 102 connects buyer data library 101, logs in buyer's operating system for being supplied to oil product buyer
100；
Oil product supplier display module 103 connects an oil product supplier information library 201, in oil product supplier information library 201
In prestore multiple oil product supplier informations, for oil product buyer log in buyer's operating system 100 after obtain be pre-stored in oil product
Oil product supplier information in supplier information library 201, and each oil product supplier information list is showed into oil product buyer；
Oil product Logistics vendor selection module 104 connects oil product supplier display module 103, exists for being supplied to oil product buyer
Selection needs the oil product supplier to supply in each oil product supplier that list is shown；
Oil product order creation module 105 connects oil product Logistics vendor selection module 104, for being supplied to oil product buyer creation
Oil product purchase order；
Oil product order sending module 106 connects oil product order creation module 105, for oil product purchase order to be sent to
Oil product supplier operating system 200 and guarantee side's operating system 300；
Order information confirms result receiving module 107, for receiving an oil product of the transmission of oil product supplier operating system 200
Order information confirms result；
Underlying mortgage information receives and memory module 108, for receiving the guarantee information of the transmission of guarantee side's operating system 300
And it stores；
Electronic bill of lading creation and sending module 109 create electronic bill of lading for being supplied to oil product buyer, and by electronic bill of lading
Oil product supplier, which is sent to, by oil product supplier operating system 200 carries out electronic bill of lading validation of information；
Bill of lading validation of information result receiving module 110, for receive oil product supplier operating system 200 transmission through oil product
One bill of lading validation of information result of supplier's confirmation；
Module of sending a car 111 connects bill of lading validation of information result receiving module 110, for being supplied to oil product buyer according to connecing
The bill of lading validation of information result received creates order of sending a car, and the order that will send a car is sent to oil product supplier operating system 200；
Second oil product outbound information receives and memory module 112, for receiving the transmission of oil product supplier operating system 200
Oil product outbound information simultaneously stores；
Module 113 is signed for, the oil product of purchase is signed for operate and generate receipt information for being supplied to oil product buyer, and
Receipt information is sent to guarantee side's operating system 300；
First reimbursement of expense and settlement module 114, connection underlying mortgage information receives and memory module 108, is used for basis
Guarantee information is supplied to oil product buyer and pays corresponding oil product purchase guarantee fund and the corresponding payment for goods of advance payment.
In above-mentioned technical proposal, oil product buyer was matched during logging in buyer's operating system 100 including a user information
Journey.Oil product buyer after inputting user login information, buyer's operating system 100 will from buyer data library 101 Auto-matching with
The corresponding buyer data of user login information,
If successful match, buyer's operating system is logged in by oil product buyer；
If it fails to match, the user login information mistake of oil product buyer input is prompted.
In order to realize the reimbursement of expense and settlement function of buyer's operating system, referring to figure 5., in buyer's operating system 100
The first reimbursement of expense and settlement module 114 in specifically include:
Oil product purchase guarantee fund pays unit 1141, pays for being supplied to oil product buyer to guarantee side's operating system 300
Oil product buys guarantee fund；
Payment for goods advance payment unit 1142, for being supplied to oil product buyer to 300 advance payment of guarantee side's operating system purchase oil product
Payment for goods；
Oil product buys guarantee fund's refund take-up unit 1143, the oil product purchase returned for collecting guarantee side's operating system 300
Buy guarantee fund；
Payment for goods refund take-up unit 1144 some or all of returns payment for goods for collecting guarantee side's operating system 300；
Buyer withdraws deposit unit 1145, is separately connected oil product purchase guarantee fund's refund take-up unit 1143 and payment for goods refund is collected
Unit 1144, for being supplied to, oil product buyer buys guarantee fund to oil product and payment for goods is withdrawn deposit.
Fig. 6 is please referred to, is specifically included in oil product supplier operating system 200:
One oil product supplier information library 201 prestores multiple oil product supplier letters in oil product supplier information library 201
Breath；
Second login module 202 connects oil product supplier information library 201, logs in oil product for being supplied to oil product supplier
Supplier's operating system 200；
Second order reception and memory module 203, for receiving and storing the oil product purchase of the transmission of buyer's operating system 100
Order；
Oil product order confirmation module 204 connects the second order reception and memory module 203, for being supplied to the oil product supply of material
Quotient carries out order information confirmation to the oil product purchase order received and generates order information confirmation result and export；
Order information confirms result sending module 205, connects oil product order confirmation module 204, for order information is true
Recognize result and is sent to buyer's operating system 100；
Second guarantee information receives and memory module 206, for receiving the guarantee information of the transmission of guarantee side's operating system 300
And it stores；
Electronic bill of lading receives and validation of information module 207, for receiving the electronic bill of lading of the transmission of buyer's operating system 100,
And bill of lading validation of information and one bill of lading validation of information knot of generation are carried out to received electronic bill of lading for being supplied to oil product supplier
Fruit simultaneously exports；
Bill of lading validation of information result sending module 208, connection electronic bill of lading receives and validation of information module 207, and being used for will
Bill of lading validation of information result is sent to buyer's operating system 100；
It sends a car order reception and memory module 209, sends a car to order for receiving and storing buyer's operating system 100 transmission
It is single；
Library module 210 out are separately connected electronic bill of lading and receive and validation of information module 207 and send a car order reception and to deposit
Module 209 is stored up, for being supplied to oil product supplier according to the bill of lading information recorded on the electronic bill of lading received and receiving
Order of sending a car on the information of sending a car recorded carry out oil product outbound operation and generate oil product outbound information, and by oil product outbound information
It is sent respectively to buyer's operating system 100 and guarantee side's operating system 300；
Second reimbursement of expense and settlement module 211, connection the second guarantee information receives and memory module 206, is used for basis
The guarantee information that guarantee side's operating system 300 is sent is supplied to oil product supplier and pays corresponding Oil Product Marketing guarantee fund.
In order to realize the reimbursement of expense and settlement function of oil product supplier, Fig. 7, oil product supplier's operating system are please referred to
Include: in the second reimbursement of expense and settlement module 211 in 200
Oil Product Marketing guarantee fund pays unit 2111, pays for being supplied to oil product supplier to guarantee side's operating system 300
Receive Oil Product Marketing guarantee fund；
Oil Product Marketing guarantee fund's refund take-up unit 2112, the oil product pin returned for collecting guarantee side's operating system 300
Sell guarantee fund；
Payment for goods take-up unit 2113 passes through the payment for goods that guarantee side's operating system 300 is paid for collecting oil product buyer；
Oil product supplier withdraws deposit unit 2113, is separately connected Oil Product Marketing guarantee fund's refund take-up unit 2112 and payment for goods is received
Unit 2113 is taken, operation of withdrawing deposit is carried out to Oil Product Marketing guarantee fund and payment for goods for being supplied to oil product supplier.
In order to show the oil product information of oil product supplier's available stock, it is preferable that B2B provided in this embodiment is in cross-arm
It protects in oil product supplier's operating system in payment system further include:
Oil product information creation module creates oil product information for being supplied to oil product supplier；
Oil product info push module connects oil product information creation module, and the oil product information for that will create is grasped by buyer
It is pushed to oil product buyer as system, so that buyer carries out oil product on-line purchase operation.
In above scheme, buyer's operating system, oil product supplier operating system and guarantee side's operating system be can run on
On intelligent terminal, for example it can run in the terminals such as computer, smart phone, tablet computer.
To sum up, the online payment under guarantee system of B2B provided by the invention, can be to entire as " bridge " between both parties
Process of exchange carries out payment guarantee, and both parties can effectively dissolve dealing by paying guarantee fund to guarantee side's operating system
The distrust that both sides generate in process of exchange；Buyer is by the way that guarantee side's operating system advance payment payment for goods, the seller need not be carried on a shoulder pole
Heart buyer refuses to pay payment for goods after receiving goods；Buyer has paid guarantee fund also due to selling direction guarantee side operating system, without
The case where cargo mass received with worry is unqualified, and seller does not return payment for goods, the online payment under guarantee system of the B2B provides friendship
Easy safety is conducive to improve trading efficiency.
The foregoing is merely preferred embodiments of the present invention, are not intended to limit embodiments of the present invention and protection model
It encloses, to those skilled in the art, should can appreciate that all with made by description of the invention and diagramatic content
Equivalent replacement and obviously change obtained scheme, should all be included within the scope of the present invention.
Claims (8)
1. a kind of online payment under guarantee system of B2B, for carrying out payment guarantee to oil product process of exchange characterized by comprising
Buyer's operating system carries out oil product purchase operation on line for being supplied to oil product buyer；
Oil product supplier's operating system carries out Oil Product Marketing operation on line for being supplied to oil product supplier；
Guarantee side's operating system is separately connected buyer's operating system and the oil product supplier operating system, for oil
The entire oil product process of exchange of product buyer and oil product supplier carry out payment guarantee；
Include: in guarantee side's operating system
First order reception and memory module, the oil product purchase order sent for receiving and saving buyer's operating system；
It assures information creation module, connects first order reception and memory module, for according to the oil product received
The oil product order information recorded on purchase order creates corresponding guarantee information and saves；
It assures information sending module, connects the guarantee information creation module, for the guarantee information to be passed through the buyer
Operating system is sent to the oil product buyer and is sent to the oil product supplier by the oil product supplier operating system；
First oil product outbound information receives and memory module, the oil product outbound confirmation sent for receiving buyer's operating system
Information；
Oil product receipt information receiving module, the oil product receipt information sent for receiving buyer's operating system；
Cautio pro expenses module, is separately connected the first oil product outbound information reception and memory module and the oil product signs for letter
Receiving module is ceased, is used for according to the oil product outbound information to the oil product supplier payment in part, and for according to institute
It states oil product receipt information and pays the remaining payment for goods to the oil product supplier；
The cautio pro expenses module is also used to collect the guarantee fund that the oil product buyer and the oil product supplier pay, Yi Jishou
Take the payment for goods of the oil product buyer advance payment.
2. the online payment under guarantee system of B2B as described in claim 1, which is characterized in that in guarantee side's operating system
Include: in the cautio pro expenses module
First charge unit guarantees for collecting the oil product purchase that the oil product buyer is paid by buyer's operating system
Gold；
Second charge unit, passes through the payment for goods of buyer's operating system advance payment for collecting the oil product buyer；
Third charge unit, the oil product pin paid for collecting the oil product supplier by the oil product supplier operating system
Sell guarantee fund；
First refund unit connects the first charge unit, for grasping oil product purchase guarantee fund by the buyer
The oil product buyer is returned to as system；
First payment unit connects the second charge unit, for the payment for goods to be operated system by the oil product supplier
System pays the oil product supplier；
Second refund unit connects the third charge unit, for supplying the Oil Product Marketing guarantee fund by the oil product
Trader's operating system is returned to the oil product supplier；
Second payment unit connects the third charge unit, for passing through the part or all of Oil Product Marketing guarantee fund
Buyer's operating system pays the oil product buyer.
3. the online payment under guarantee system of B2B as described in claim 1, which is characterized in that include: in buyer's operating system
Buyer data library prestores multiple buyer datas in the buyer data library；
First login module connects the buyer data library, is for being supplied to the oil product buyer and logging in the buyer and operate
System；
Oil product supplier's display module, connects an oil product supplier information library, and Yu Suoshu oil product supplier information prestores in library
Multiple oil product supplier informations are pre-stored in the oil product for obtaining after the oil product buyer logs in buyer's operating system
The oil product supplier information in supplier information library, and each oil product supplier information list is showed into the oil product
Buyer；
Oil product Logistics vendor selection module connects the oil product supplier display module, is arranging for being supplied to the oil product buyer
Selection needs the oil product supplier to supply in each oil product supplier that table is shown；
Oil product order creation module connects the oil product Logistics vendor selection module, for being supplied to the oil product creation oil product purchase
Buy order；
Oil product order sending module connects the oil product order creation module, for the oil product purchase order to be sent to institute
State oil product supplier operating system and guarantee side's operating system；
Order information confirms result receiving module, the order information confirmation sent for receiving the oil product supplier operating system
As a result；
Underlying mortgage information receives and memory module, for receiving the guarantee information of guarantee side's operating system transmission simultaneously
Storage；
Electronic bill of lading creation and sending module create electronic bill of lading for being supplied to the oil product buyer, and the electronics are mentioned
Oil product supplier operating system described in single pass-through is sent to the oil product supplier and carries out electronic bill of lading validation of information；
Bill of lading validation of information result receiving module, for receiving supplying through the oil product for the oil product supplier operating system transmission
One bill of lading validation of information result of trader's confirmation；
It sends a car module, the bill of lading validation of information result receiving module is connected, for being supplied to the oil product buyer according to reception
To bill of lading validation of information result creation send a car order, and send a car to operate described in order to the oil product supplier by described
System；
Second oil product outbound information receives and memory module, goes out for receiving the oil product that the oil product supplier operating system is sent
Library information simultaneously stores；
Module is signed for, the oil product of purchase is signed for operate and generate receipt information for being supplied to the oil product buyer, and will
The receipt information is sent to guarantee side's operating system；
First reimbursement of expense and settlement module connect the underlying mortgage information reception and memory module, for according to the load
Breath information-preserving is supplied to the oil product buyer and pays corresponding oil product purchase guarantee fund and the advance payment payment for goods accordingly.
4. the online payment under guarantee system of B2B as claimed in claim 3, which is characterized in that the institute in buyer's operating system
It states in the first reimbursement of expense and settlement module and includes:
Oil product purchase guarantee fund pays unit, pays oil product to guarantee side's operating system for being supplied to the oil product buyer
Buy guarantee fund；
Payment for goods advance payment unit, for being supplied to the oil product buyer to described in guarantee side's operating system advance payment purchase oil product
Payment for goods；
Oil product buys guarantee fund's refund take-up unit, protects for collecting the oil product purchase that guarantee side's operating system is returned
Card gold；
Payment for goods refund take-up unit, for collect guarantee side's operating system some or all of return described in payment for goods；
Buyer withdraws deposit unit, is separately connected oil product purchase guarantee fund's refund take-up unit and the payment for goods refund collects list
Member, for being supplied to, the oil product buyer buys guarantee fund to the oil product and the payment for goods is withdrawn deposit.
5. the online payment under guarantee system of B2B as described in claim 1, which is characterized in that the oil product supplier operating system
In include:
One oil product supplier information library, Yu Suoshu oil product supplier information prestore multiple oil product supplier informations in library；
Second login module connects oil product supplier information library, logs in the oil for being supplied to the oil product supplier
Product supplier's operating system；
Second order reception and memory module are ordered for receiving and storing the oil product purchase that buyer's operating system is sent
It is single；
Oil product order confirmation module connects second order reception and memory module, for being supplied to the oil product supplier
Order information confirmation is carried out to the oil product purchase order received and generates order information confirmation result and exports；
Order information confirms result sending module, the oil product order confirmation module is connected, for confirming the order information
As a result it is sent to buyer's operating system；
Second guarantee information receives and memory module, for receiving the guarantee information of guarantee side's operating system transmission simultaneously
Storage；
Electronic bill of lading receives and validation of information module, the electronic bill of lading sent for receiving buyer's operating system, and is used for
It is supplied to the oil product supplier and bill of lading validation of information is carried out to the received electronic bill of lading, and generate a bill of lading validation of information
As a result it and exports；
Bill of lading validation of information result sending module connects the electronic bill of lading reception and validation of information module, for mentioning described
Single validation of information result is sent to buyer's operating system；
It sends a car order reception and memory module, the order of sending a car sent for receiving and storing buyer's operating system；
Library module out is separately connected the electronic bill of lading and receives and validation of information module and send a car order reception and the storage
Module, for being supplied to the oil product supplier according to the bill of lading information and reception recorded on the electronic bill of lading received
The information of sending a car for sending a car to record on order described in carries out oil product outbound operation and generates oil product outbound information, and by the oil
Product outbound information is sent respectively to buyer's operating system and guarantee side's operating system；
Second reimbursement of expense and settlement module connect the second guarantee information reception and memory module, for according to the load
The guarantee information that guarantor side's operating system is sent is supplied to the oil product supplier and pays corresponding Oil Product Marketing guarantee fund.
6. the online payment under guarantee system of B2B as claimed in claim 5, which is characterized in that the oil product supplier operating system
In second reimbursement of expense and settlement module in include:
Oil Product Marketing guarantee fund pays unit, pays oil to guarantee side's operating system for being supplied to the oil product supplier
Product sales deposit；
Oil Product Marketing guarantee fund's refund take-up unit is protected for collecting the Oil Product Marketing that guarantee side's operating system is returned
Card gold；
Payment for goods take-up unit, the payment for goods paid for collecting the oil product buyer by guarantee side's operating system；
Oil product supplier withdraws deposit unit, is separately connected the Oil Product Marketing guarantee fund refund take-up unit and list is collected in the payment for goods
Member withdraws deposit to the Oil Product Marketing guarantee fund and the payment for goods for being supplied to the oil product supplier.
7. the online payment under guarantee system of B2B as claimed in claim 5, which is characterized in that the oil product supplier operating system
In further include:
Oil product information creation module creates oil product information for being supplied to the oil product supplier；
Oil product info push module connects the oil product information creation module, for the oil product information of creation to be passed through institute
It states buyer's operating system and is pushed to the oil product buyer.
8. the online payment under guarantee system of B2B as described in claim 1, which is characterized in that buyer's operating system, the oil
Product supplier operating system and guarantee side's operating system can run in intelligent terminal.
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| US20050027654A1 (en) * | 2003-07-28 | 2005-02-03 | Adrian Alexandra J. | System and method for a business payment connection |
| CN105447736A (en) * | 2014-08-19 | 2016-03-30 | 阿里巴巴集团控股有限公司 | Transaction processing and logistics solution method and apparatus in commodity transaction |
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