CN107944588A - A kind of financial lease trade management system based on cloud platform - Google Patents
A kind of financial lease trade management system based on cloud platform Download PDFInfo
- Publication number
- CN107944588A CN107944588A CN201711457532.8A CN201711457532A CN107944588A CN 107944588 A CN107944588 A CN 107944588A CN 201711457532 A CN201711457532 A CN 201711457532A CN 107944588 A CN107944588 A CN 107944588A
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- Prior art keywords
- lease
- module
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- client
- tenant
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q10/00—Administration; Management
- G06Q10/02—Reservations, e.g. for tickets, services or events
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
- G06Q30/0635—Processing of requisition or of purchase orders
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0645—Rental transactions; Leasing transactions
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
Abstract
The present invention discloses a kind of financial lease trade management system based on cloud platform, including cloud service platform and some charters client;Cloud service platform includes service management module, matching recommending module, service distribution module and lease database;Chartering client includes account verification module, MIM message input module and service display module;Service management module includes reservation receiving unit, examination & verification approval unit, lease recording unit and lease order analyzing unit;Matching recommending module includes keyword extraction unit, keyword screening unit.The present invention is attached by cloud service platform and some clients of chartering, user oneself is avoided to build server and equipment, greatly reduce the cost of tenant, tenant sends reserve requests by chartering client, the multiple financial business information to be matched according to the screening of the reserve requests of transmission with the request, and business information is distributed to and charters client and is screened for tenant, improve the efficiency of financial lease management.
Description
Technical field
The invention belongs to financial technology field, is related to a kind of financial lease trade management system based on cloud platform.
Background technology
Financial lease, refers to the request according to tenant by lessor, by the prior contract engagement of both sides, is specified to tenant
Supplier, the fixed assets specified of purchase tenant, on the premise of lessor possesses the fixed assets ownership, to charter
It is condition that people, which pays all rents, and by the occupying of the fixed assets in a period, use and usufruct are amortized to tenant.Gold
Melt lease with the dual-use function for melting thing and financing.Financial lease can be divided into 2 big kinds:Direct financing lease and sell back
Rent.
Financial lease contract usually provides that either party cannot break one's promise halfway, and after expiry of tenancy, leased equipment can be by holding
People's selection is rented to throw a lease, re-rent or property right is transferred to tenant.Financial lease mode is mostly used for the lease of large sized complete sets of equipment.
During existing financial lease, the service management of multi-user is realized by the way of leasing, it is not necessary to user oneself
Server and equipment are built, reduces cost, but during financial lease, can not be according to the demand of tenant to financial circles
Business is screened, there are satisfaction is low and the problem of screening is difficult, meanwhile, cause to charter the less efficient of service management, nothing
Method provides more satisfied management to the user.
The content of the invention
It is an object of the invention to provide a kind of financial lease trade management system based on cloud platform, solves existing gold
During melting lease, the screening of financial business can not be quickly carried out according to the demand of tenant, there is screening difficulty, management effect
The problem of rate is low, meanwhile, greatly reduce the management cost of tenant.
The purpose of the present invention can be achieved through the following technical solutions:
A kind of financial lease trade management system based on cloud platform, including cloud service platform and some charter client;
The client of chartering is verified for the login identity to tenant, after being proved to be successful, uploads lease reservation
The business information and send evaluation content to cloud service platform that request is issued to cloud service platform, displaying cloud service platform;
The cloud service platform includes service management module, matching recommending module, service distribution module and lease database;
The service management module is used to receive the lease reserve requests for chartering client transmission, and the lease to reception is preengage
Request carries out examination & verification approval, and the request audited after passing through is sent to matching recommending module, meanwhile, to lease completion or
The sequence information of progress is recorded, counted, and the sequence information after statistics is analyzed;
The lease database be used for store different classes of financial business information, for store the login name of tenant with
And the corresponding login password of login name, meanwhile, the evaluation content of the tenant sent to tenant client stores;
The matching recommending module is used to receive the solicited message audited and passed through in service management module, according to solicited message
Multiple business information for meeting tenant and asking are filtered out from lease database, and the business information is sent to service distribution
Module;
The service distribution module is used to receive the business information that matching recommending module is sent, and by the business information of reception
It is distributed to tenant client.
Further, the client of chartering includes account verification module, MIM message input module and service display module;
The account verification module is used for the login name and login password for inputting user, once after the completion of logging in, charters visitor
Family end is connected with cloud service platform;
Described information input module is used for transmission lease reserve requests and sends to cloud service platform;
The service display module is used to receive the business information after cloud service platform transmission arranges, easy to client according to certainly
Body demand makes choice.
Further, the client of chartering further includes evaluation module, and the evaluation module is used for the use for chartering client
The evaluation content that family proposes lessor, and the evaluation content of proposition is sent to cloud service platform.
Further, the service management module include reservation receiving unit, examination & verification approval unit, lease recording unit and
Lease order analyzing unit;
The reservation receiving unit is used for the reserve requests that receive information input module is sent, and will be pre- according to time order and function
Request about is sent respectively is forwarded to examination & verification approval unit;
The examination & verification approval unit is used to receive appointment unit generation reserve requests, and the reserve requests of reception are examined
Core, after examination & verification passes through, tenant can carry out financial lease;
The lease record is used to lease is completed or leases ongoing sequence information to record with statistic unit,
And the sequence information quantity of record is counted;
The lease order analyzing unit is used for the sequence information quantity progress that reception lease record is sent with statistic unit
Classification, analyzes sorted sequence information, judges the order performance under different classifications.
Further, the matching recommending module includes keyword extraction unit, keyword screening unit;
The keyword that the keyword extraction unit is used in the solicited message after passing through to examination & verification extracts, and
Keyword after extraction is sent to keyword and sieves comparison unit;
The key for the business information that the keyword screening unit stores in the keyword and lease database according to extraction
Word is contrasted, and the business information identical with the keyword in solicited message is extracted.
Beneficial effects of the present invention:
The present invention be attached by cloud service platform and some clients of chartering, avoid user oneself build server and
Equipment, greatly reduces the cost of tenant, tenant sends reserve requests by chartering client, according to the reserve requests of transmission
Multiple financial business information that screening matches with the request, and business information is distributed to and charters client for tenant sieve
Choosing, improves the satisfaction of financial lease management, while realizes the service management of more tenants, has the high spy of the efficiency of management
Point.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, embodiment will be described below required
Attached drawing is briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for ability
For the those of ordinary skill of domain, without creative efforts, it can also be obtained according to these attached drawings other attached
Figure.
Fig. 1 is a kind of schematic diagram of the financial lease trade management system based on cloud platform of the present invention.
Embodiment
Below in conjunction with the attached drawing in the embodiment of the present invention, the technical solution in the embodiment of the present invention is carried out clear, complete
Site preparation describes, it is clear that described embodiment is only part of the embodiment of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, those of ordinary skill in the art are obtained all other without creative efforts
Embodiment, belongs to the scope of protection of the invention.
Refering to Figure 1, the present invention is a kind of financial lease trade management system based on cloud platform, including cloud service
Platform and some charter client;
Charter the login identity that client is used for tenant to verify, after being proved to be successful, upload lease reserve requests
It is described to hold to cloud service platform to cloud service platform, the business information and transmission evaluation content of displaying cloud service platform issue
Rent person can be company or individual;
Chartering client includes account verification module, MIM message input module, service display module and evaluation module, described
Account verification module is used for the login name and login password for inputting user, once after the completion of logging in, charters client and cloud service
Platform is connected;
Described information input module is used for transmission lease reserve requests and sends to cloud service platform;
Service display module is used to receive the business information after cloud service platform transmission arranges, and is needed easy to client according to itself
Ask and make choice;
Evaluation module is used to charter the evaluation content that the user of client proposes lessor, and by the evaluation content of proposition
Send to cloud service platform, the evaluation content includes point to be modified, satisfied point and needs auxiliary point, and lessor is by chartering visitor
The evaluation content that the user at family end sends is further perfect to cloud service platform.
Cloud service platform includes service management module, matching recommending module, service distribution module and lease database;
Service management module is used to receive the lease reserve requests for chartering client transmission, to the lease reserve requests of reception
Examination & verification approval is carried out, and the request audited after passing through is sent to matching recommending module, meanwhile, lease is completed or carried out
Sequence information recorded, counted, and the sequence information after statistics is analyzed;
Service management module includes reservation receiving unit, examination & verification approval unit, lease recording unit and lease order analyzing
Unit, the reservation receiving unit is used for the reserve requests that receive information input module is sent, and will be preengage according to time order and function
Request send respectively be forwarded to examination & verification approval unit;Examination & verification approval unit is used to receive appointment unit generation reserve requests, right
The reserve requests of reception are audited, examination & verification pass through after, show that tenant can carry out financial lease, wherein, the examination & verification it is interior
Hold the mainly previous conviction of violating the law including tenant, bank loan record of bad behavior etc.;Lease record is used for renting with statistic unit
Rent completion or the ongoing sequence information of lease is recorded, and the sequence information quantity of record is counted;Lease is ordered
Single analytic unit is used to receive lease record and the sequence information quantity of statistic unit transmission is classified, to sorted order
Information is analyzed, and judges the order performance under different classifications.
Lease database be used for store different classes of financial business information, for store the corresponding login name of tenant with
And login password, meanwhile, the evaluation content of the tenant sent to tenant client stores, the backstage of cloud service platform
System is commented by the way that the financial business information in lease database is increased or deleted according to what is stored in lease database
Valency content is improved cloud service platform.
Matching recommending module is used to receive the solicited message auditing and pass through in service management module, according to solicited message from rent
Rent filter out in database it is multiple meet the business information of tenant request, and the business information is sent to service distribution mould
Block;
The matching recommending module includes keyword extraction unit, keyword screening unit, the keyword extraction unit
Extracted for the keyword in the solicited message after passing through to examination & verification, and the keyword after extraction is sent to keyword and is sieved
Comparison unit, the key for the business information that the keyword screening unit stores in the keyword and lease database according to extraction
Word is contrasted, and the business information identical with the keyword in solicited message is extracted;
Service distribution module is used to receive the business information that matching recommending module is sent, and the business information of reception is issued
To tenant client, business information is screened easy to tenant.
Tenant can be screened by chartering client to meeting multiple business information of reserve requests, to filter out most
Good financial business, improves satisfaction of the tenant during chartering, reduce tenant oneself build charter business
Fussy degree.
The present invention be attached by cloud service platform and some clients of chartering, avoid user oneself build server and
Equipment, greatly reduces the cost of tenant, tenant sends reserve requests by chartering client, according to the reserve requests of transmission
Multiple financial business information that screening matches with the request, and business information is distributed to and charters client for tenant sieve
Choosing, improves the satisfaction of financial lease management, while realizes the service management of more tenants, has the high spy of the efficiency of management
Point.
Above content is only to design example and explanation of the invention, affiliated those skilled in the art
Various modifications or additions are done to described specific embodiment or are substituted in a similar way, without departing from invention
Design or surmount scope defined in the claims, be within the scope of protection of the invention.
Claims (5)
- A kind of 1. financial lease trade management system based on cloud platform, it is characterised in that:Including cloud service platform and some hold Rent client;The client of chartering is verified for the login identity to tenant, after being proved to be successful, uploads lease reserve requests To cloud service platform, business information and send evaluation content to cloud service platform that displaying cloud service platform is issued;The cloud service platform includes service management module, matching recommending module, service distribution module and lease database;The service management module is used to receive the lease reserve requests for chartering client transmission, to the lease reserve requests of reception Examination & verification approval is carried out, and the request audited after passing through is sent to matching recommending module, meanwhile, lease is completed or carried out Sequence information recorded, counted, and the sequence information after statistics is analyzed;The lease database is used to store different classes of financial business information, for storing the login name of tenant and stepping on The corresponding login password of name is recorded, meanwhile, the evaluation content of the tenant sent to tenant client stores;The matching recommending module is used to receive the solicited message auditing and pass through in service management module, according to solicited message from rent Rent filter out in database it is multiple meet the business information of tenant request, and the business information is sent to service distribution mould Block;The service distribution module is used to receive the business information that matching recommending module is sent, and the business information of reception is issued To tenant client.
- A kind of 2. financial lease trade management system based on cloud platform according to claim 1, it is characterised in that:It is described Chartering client includes account verification module, MIM message input module and service display module;The account verification module is used for the login name and login password for inputting user, once after the completion of logging in, charters client It is connected with cloud service platform;Described information input module is used for transmission lease reserve requests and sends to cloud service platform;The service display module is used to receive the business information after cloud service platform transmission arranges, and is needed easy to client according to itself Ask and make choice.
- A kind of 3. financial lease trade management system based on cloud platform according to claim 2, it is characterised in that:It is described Charter client and further include evaluation module, in the evaluation that the user that the evaluation module is used to chartering client proposes lessor Hold, and the evaluation content of proposition is sent to cloud service platform.
- A kind of 4. financial lease trade management system based on cloud platform according to claim 1, it is characterised in that:It is described Service management module includes reservation receiving unit, examination & verification approval unit, lease recording unit and lease order analyzing unit;The reservation receiving unit is used for the reserve requests that receive information input module is sent, and according to time order and function by reservation Request is sent respectively is forwarded to examination & verification approval unit;The examination & verification approval unit is used to receive appointment unit generation reserve requests, and the reserve requests of reception are audited, are examined For core by rear, tenant can carry out financial lease;The lease record is used to lease is completed or leases ongoing sequence information to record with statistic unit, and right The sequence information quantity of record is counted;The lease order analyzing unit is used for the sequence information quantity that reception lease record is sent with statistic unit and classifies, Sorted sequence information is analyzed, judges the order performance under different classifications.
- A kind of 5. financial lease trade management system based on cloud platform according to claim 1, it is characterised in that:It is described Matching recommending module includes keyword extraction unit, keyword screening unit;The keyword that the keyword extraction unit is used in the solicited message after passing through to examination & verification extracts, and will carry Keyword after taking sends to keyword and sieves comparison unit;The keyword for the business information that the keyword screening unit stores in the keyword and lease database according to extraction into Row contrast, and the business information identical with the keyword in solicited message is extracted.
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CN201711457532.8A CN107944588A (en) | 2017-12-28 | 2017-12-28 | A kind of financial lease trade management system based on cloud platform |
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Cited By (12)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN108833404A (en) * | 2018-06-11 | 2018-11-16 | 合肥汇英科技有限公司 | A kind of financial lease trade management system based on cloud platform |
CN109255684A (en) * | 2018-09-19 | 2019-01-22 | 深圳市朗耀电子商务有限公司 | A kind of jewelry lease platform |
CN109816534A (en) * | 2018-12-17 | 2019-05-28 | 平安国际融资租赁有限公司 | Financing lease Products Show method, apparatus, computer equipment and storage medium |
CN109840750A (en) * | 2018-12-25 | 2019-06-04 | 上海尼好系统集成有限公司 | A kind of shared office management system that multi-platform can be used |
CN111130823A (en) * | 2018-10-31 | 2020-05-08 | 成都市皓彩科技有限责任公司 | Communication equipment management system and management method thereof |
CN112184420A (en) * | 2020-09-27 | 2021-01-05 | 中国建设银行股份有限公司 | Lease transaction management method, device, equipment and medium |
CN112184164A (en) * | 2020-09-27 | 2021-01-05 | 中国建设银行股份有限公司 | Management method and device for rental article information, electronic equipment and storage medium |
CN112465582A (en) * | 2020-10-14 | 2021-03-09 | 中企云链(北京)金融信息服务有限公司 | Rental equipment working condition monitoring and management system |
CN116010465A (en) * | 2023-03-28 | 2023-04-25 | 杭州东岸网络信息服务有限公司 | Financial business management system and method |
CN116385124A (en) * | 2023-04-10 | 2023-07-04 | 徐州虹权物联网科技有限公司 | Agricultural socialization integrated service cloud platform based on big data analysis traceability |
CN116562997A (en) * | 2023-07-05 | 2023-08-08 | 北京力码科技有限公司 | Financial lease service system and method |
CN117217878A (en) * | 2023-11-09 | 2023-12-12 | 北京力码科技有限公司 | Financial leasing method and system based on cloud platform |
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CN106157136A (en) * | 2016-08-30 | 2016-11-23 | 北京蜂向信息科技有限公司 | A kind of supply chain financial service management system and method |
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Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN108833404A (en) * | 2018-06-11 | 2018-11-16 | 合肥汇英科技有限公司 | A kind of financial lease trade management system based on cloud platform |
CN109255684A (en) * | 2018-09-19 | 2019-01-22 | 深圳市朗耀电子商务有限公司 | A kind of jewelry lease platform |
CN111130823A (en) * | 2018-10-31 | 2020-05-08 | 成都市皓彩科技有限责任公司 | Communication equipment management system and management method thereof |
CN109816534A (en) * | 2018-12-17 | 2019-05-28 | 平安国际融资租赁有限公司 | Financing lease Products Show method, apparatus, computer equipment and storage medium |
CN109840750A (en) * | 2018-12-25 | 2019-06-04 | 上海尼好系统集成有限公司 | A kind of shared office management system that multi-platform can be used |
CN112184164A (en) * | 2020-09-27 | 2021-01-05 | 中国建设银行股份有限公司 | Management method and device for rental article information, electronic equipment and storage medium |
CN112184420A (en) * | 2020-09-27 | 2021-01-05 | 中国建设银行股份有限公司 | Lease transaction management method, device, equipment and medium |
CN112465582A (en) * | 2020-10-14 | 2021-03-09 | 中企云链(北京)金融信息服务有限公司 | Rental equipment working condition monitoring and management system |
CN116010465A (en) * | 2023-03-28 | 2023-04-25 | 杭州东岸网络信息服务有限公司 | Financial business management system and method |
CN116385124A (en) * | 2023-04-10 | 2023-07-04 | 徐州虹权物联网科技有限公司 | Agricultural socialization integrated service cloud platform based on big data analysis traceability |
CN116385124B (en) * | 2023-04-10 | 2023-11-07 | 徐州虹权物联网科技有限公司 | Agricultural socialization integrated service cloud platform based on big data analysis traceability |
CN116562997A (en) * | 2023-07-05 | 2023-08-08 | 北京力码科技有限公司 | Financial lease service system and method |
CN117217878A (en) * | 2023-11-09 | 2023-12-12 | 北京力码科技有限公司 | Financial leasing method and system based on cloud platform |
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