CN107909484A - Insure processing method, terminal and the readable storage medium storing program for executing of development expenses - Google Patents
Insure processing method, terminal and the readable storage medium storing program for executing of development expenses Download PDFInfo
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- CN107909484A CN107909484A CN201710877511.5A CN201710877511A CN107909484A CN 107909484 A CN107909484 A CN 107909484A CN 201710877511 A CN201710877511 A CN 201710877511A CN 107909484 A CN107909484 A CN 107909484A
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/08—Insurance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
- G06Q30/0208—Trade or exchange of goods or services in exchange for incentives or rewards
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Abstract
The invention discloses a kind of processing method for insuring development expenses, comprise the following steps：Monitoring, which currently whether there is to insure, single operation；If in the presence of generating corresponding development expenses, and the development expenses is in state to be withdrawn deposit；Whether monitoring currently meets Status Change condition；If satisfied, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.The invention also discloses a kind of production marketing terminal and computer-readable recording medium.In the present invention, when exist insure single operation when, generate corresponding development expenses, and development expenses be in state to be withdrawn deposit, so avoid business personnel directly withdraw deposit may caused by development expenses loss.
Description
Technical field
The present invention relates to application program processing technology field, more particularly to a kind of processing method, terminal for insuring development expenses
And readable storage medium storing program for executing.
Background technology
In existing insurance network sale platform, based on the distinctive sales mode of insurance products, for example anyone can business
The identity of member promotes the insurance products on network sale platform, so as to obtain corresponding development expenses, and then expands insurance network sale platform
Premium scale.
In general, business personnel, after network sale gondola sales insurance products are insured, platform can all calculate development expenses at once, and such as
Fruit is withdrawn deposit in business personnel after development expenses, if customer insured carries out surrender in full within the declaration form hesitation phase, then will necessarily lead
Causing the development expenses that platform is issued to business personnel can not withdraw and produce loss.
The content of the invention
It is a primary object of the present invention to provide a kind of processing method, terminal and readable storage medium storing program for executing for insuring development expenses,
Aim to solve the problem that the technical problem for how avoiding development expenses from losing.
To achieve the above object, the present invention provide it is a kind of insure development expenses processing method, the treating method comprises with
Lower step：
Monitoring, which currently whether there is to insure, single operation；
If in the presence of generating corresponding development expenses, and the development expenses is in state to be withdrawn deposit；
Whether monitoring currently meets Status Change condition；
If satisfied, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
Alternatively, it is if described in the presence of generating corresponding development expenses, and the development expenses is in state bag to be withdrawn deposit
Include：
Single operation if there is currently and insure, generate corresponding development expenses, and the development expenses is in shape to be come into force
State；
Judge whether current time is entry-into-force time that the development expenses correspond to declaration form；
If so, then by the development expenses from Status Change to be come into force be state to be withdrawn deposit.
Alternatively, whether the monitoring currently meets that Status Change condition includes：
Development expenses described in timing are in the time duration of state to be withdrawn deposit；
Judge that the development expenses are in the time duration of state to be withdrawn deposit and whether reach preset duration；
If so, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
Alternatively, the processing method further includes：
When the development expenses be in wait withdraw deposit state when, make the development expenses withdraw deposit operation be in failure state；Work as institute
Development expenses are stated from when Status Change of withdrawing deposit is to withdraw deposit state, the operation of withdrawing deposit for recovering the development expenses is effective status.
Alternatively, the processing method further includes：
When the state of development expenses changes, dynamic update display treat active states, and/or state to be withdrawn deposit, and/or
The corresponding development expenses of state of withdrawing deposit.
Alternatively, the processing method further includes：
When the development expenses are from when Status Change of withdrawing deposit is to withdraw deposit state, development expenses described in timing are in state of withdrawing deposit
Time duration；
Judge whether time duration of the development expenses in state of withdrawing deposit reaches default time duration；
If reaching the default time duration, according to the default rule that bears interest, bear interest to the development expenses；
Wherein, the interest-bearing rule is：W represents interest, and S represents to be counted
The development expenses of breath, D represent interest-bearing interest rate, and T represents time of bearing interest, AiRepresent the corresponding interest rate of the i-th attribute of business personnel, KiTable
Show the weighted value of the i-th attribute of business personnel, n represents that business personnel has n attribute.
Alternatively, the basis presets interest-bearing rule, and carrying out interest-bearing to the development expenses includes：
Obtain the essential information that the development expenses correspond to business personnel, the essential information include at least the length of service, service grade,
Sales achievement, working region；
Based on the essential information, the interest rate that the development expenses bear interest is determined；
Based on the interest rate and the rule that bears interest, bear interest to the development expenses.
Alternatively, the processing method further includes：
When bearing interest to the development expenses, the account push to the business personnel, which bears interest, to be notified.
Further, to achieve the above object, the present invention also provides a kind of production marketing terminal, the production marketing terminal
Including：The insurance development expenses processing that memory, processor and being stored in can be run on the memory and on the processor
Program, the insurance development expenses processing routine are realized when being performed by the processor such as above-mentioned any one of them insurance development expenses
Processing method the step of.
Further, to achieve the above object, the present invention also provides a kind of computer-readable recording medium, the computer
Insurance development expenses processing routine is stored with readable storage medium storing program for executing, the insurance development expenses processing routine is real when being executed by processor
Now such as the step of the processing method of above-mentioned any one of them insurance development expenses.
In the present invention, when presence, which is insured, single operation, corresponding development expenses are generated, and development expenses is in shape to be withdrawn deposit
State, so avoid business personnel directly withdraw deposit may caused by development expenses lose.Meanwhile the Status Change condition of development expenses is set,
And development expenses can be withdrawn deposit state from Status Change to be withdrawn deposit when the condition meets, it then may be such that business personnel is being pushed away
While extensively taking and keep business enthusiasm, it also avoid may cause existing expense not withdraw after development expenses are withdrawn deposit asks
Topic.
Brief description of the drawings
Fig. 1 is the structure diagram for the production marketing terminal that the embodiment of the present invention is related to hardware running environment；
Fig. 2 is the flow diagram of the processing method first embodiment of present invention insurance development expenses；
Fig. 3 is the flow diagram of mono- embodiments of step S20 in Fig. 2；
Fig. 4 is the flow diagram of mono- embodiments of step S30 in Fig. 2；
Fig. 5 is the flow diagram of the processing method second embodiment of present invention insurance development expenses.
The embodiments will be further described with reference to the accompanying drawings for the realization, the function and the advantages of the object of the present invention.
Embodiment
It should be appreciated that specific embodiment described herein is not intended to limit the present invention only to explain the present invention.
As shown in Figure 1, the structure of the production marketing terminal for the hardware running environment that Fig. 1, which is the embodiment of the present invention, to be related to
Schematic diagram.
Production marketing of embodiment of the present invention terminal can be smart mobile phone, tablet computer, E-book reader, portable calculating
The equipment that machine etc. has display function.
As shown in Figure 1, the production marketing terminal can include：Processor 1001, such as CPU, communication bus 1002, user
Interface 1003, network interface 1004, memory 1005.Wherein, communication bus 1002 is used for realization the connection between these components
Communication.User interface 1003 can include display screen (Display), input unit such as keyboard (Keyboard), optional user
Interface 1003 can also include standard wireline interface and wireless interface.Network interface 1004 can optionally include having for standard
Line interface, wave point (such as WI-FI interfaces).Memory 1005 can be the storage of high-speed RAM memory or stabilization
Device (non-volatile memory), such as magnetic disk storage.Memory 1005 optionally can also be independently of aforementioned processing
The storage device of device 1001.
Alternatively, production marketing terminal can also include camera, RF (Radio Frequency, radio frequency) circuit, sensing
Device, voicefrequency circuit, WiFi module etc..
It will be understood by those skilled in the art that the production marketing terminal structure shown in Fig. 1 is not formed to production marketing
The restriction of terminal, can include than illustrating more or fewer components, either combine some components or different component cloth
Put.
As shown in Figure 1, as in a kind of memory 1005 of computer-readable recording medium can include operating system, net
Network communication module, Subscriber Interface Module SIM and insurance development expenses processing routine.Wherein, operating system is management and control product pin
Sell terminal and the program of software resource, support network communication module, Subscriber Interface Module SIM, insurance development expenses processing routine and its
The operation of his program or software；Network communication module is used to managing and controlling network interface 1002；Subscriber Interface Module SIM is used to manage
Reason and control user interface 1003.
In the production marketing terminal shown in Fig. 1, network interface 1004 is mainly used for connecting system background, with system background
Into row data communication；User interface 1003 is mainly used for connecting client (user terminal), with client into row data communication；Product
Point-of-sale terminal calls the insurance development expenses processing routine stored in memory 1005 by processor 1001, and performs following step
Suddenly：
Monitoring, which currently whether there is to insure, single operation；
If in the presence of generating corresponding development expenses, and the development expenses is in state to be withdrawn deposit；
Whether monitoring currently meets Status Change condition；
If satisfied, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
Further, the production marketing terminal calls the insurance stored in memory 1005 to promote by processor 1001
Take processing routine, to perform following operation：
Single operation if there is currently and insure, generate corresponding development expenses, and the development expenses is in shape to be come into force
State；
Judge whether current time is entry-into-force time that the development expenses correspond to declaration form；
If so, then by the development expenses from Status Change to be come into force be state to be withdrawn deposit.
Further, the production marketing terminal calls the insurance stored in memory 1005 to promote by processor 1001
Take processing routine, to perform following operation：
Development expenses described in timing are in the time duration of state to be withdrawn deposit；
Judge that the development expenses are in the time duration of state to be withdrawn deposit and whether reach preset duration；
If so, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
Further, the production marketing terminal calls the insurance stored in memory 1005 to promote by processor 1001
Take processing routine, to perform following operation：
When the development expenses be in wait withdraw deposit state when, make the development expenses withdraw deposit operation be in failure state；Work as institute
Development expenses are stated from when Status Change of withdrawing deposit is to withdraw deposit state, the operation of withdrawing deposit for recovering the development expenses is effective status.
Further, the production marketing terminal calls the insurance stored in memory 1005 to promote by processor 1001
Take processing routine, to perform following operation：
When the state of development expenses changes, dynamic update display treat active states, and/or state to be withdrawn deposit, and/or
The corresponding development expenses of state of withdrawing deposit.
Further, the production marketing terminal calls the insurance stored in memory 1005 to promote by processor 1001
Take processing routine, to perform following operation：
When the development expenses are from when Status Change of withdrawing deposit is to withdraw deposit state, development expenses described in timing are in state of withdrawing deposit
Time duration；
Judge whether time duration of the development expenses in state of withdrawing deposit reaches default time duration；
If reaching the default time duration, according to the default rule that bears interest, bear interest to the development expenses；
Wherein, the interest-bearing rule is：W represents interest, and S represents to be counted
The development expenses of breath, D represent interest-bearing interest rate, and T represents time of bearing interest, AiRepresent the corresponding interest rate of the i-th attribute of business personnel, KiTable
Show the weighted value of the i-th attribute of business personnel, n represents that business personnel has n attribute.
Further, the production marketing terminal calls the insurance stored in memory 1005 to promote by processor 1001
Take processing routine, to perform following operation：
Obtain the essential information that the development expenses correspond to business personnel, the essential information include at least the length of service, service grade,
Sales achievement, working region；
Based on the essential information, the interest rate that the development expenses bear interest is determined；
Based on the interest rate and the rule that bears interest, bear interest to the development expenses.
Further, the production marketing terminal calls the insurance stored in memory 1005 to promote by processor 1001
Take processing routine, to perform following operation：
When bearing interest to the development expenses, the account push to the business personnel, which bears interest, to be notified.
Based on the said goods point-of-sale terminal hardware configuration, each implementation of the processing method of present invention insurance development expenses is proposed
Example.
With reference to Fig. 2, Fig. 2 is the flow diagram of the processing method first embodiment of present invention insurance development expenses.This implementation
In example, insuring the processing method of development expenses includes：
Step S10, monitoring, which currently whether there is to insure, single operation；
In the present embodiment, the technical term, in particular to successfully completed on network for that single operation is online retailing are insured
The operation that insurance sales are carried out.Production marketing terminal is determined whether by monitoring operation of the user on network sale platform
Single operation in the presence of insuring, for example production marketing terminal monitoring, with the presence or absence of insurance order delivery operation, insurance is ordered if monitoring
When list is paid successfully, it is determined that active user, which exists to insure, single operation.
Step S20, if in the presence of, corresponding development expenses are generated, and development expenses is in state to be withdrawn deposit, otherwise continue to supervise
Survey, which is insured, single operation；
In the present embodiment, ordinary business practice person often signs a declaration form, can all obtain network sale platform and return to pushing away for business personnel
It is wide to take.When monitor to insure single operation when, production marketing terminal will generate the development expenses of the declaration form at this time, meanwhile, to avoid
After business personnel immediately extracts development expenses, there are what development expenses lost to ask for network sale platform caused by surrender within the declaration form hesitation phase by client
Topic, therefore, in the present embodiment, while generation declaration form corresponding development expenses so that development expenses are in state to be withdrawn deposit, namely
Business personnel cannot immediately extract development expenses, but must can just extract development expenses after meeting to impose a condition.
The present embodiment is unlimited for making the implementation that development expenses are in state to be withdrawn deposit, for example sets the extraction of development expenses
Attribute, for example, extraction attribute be 1, then can extract, and if extract attribute be 0, cannot be extracted for state to be withdrawn deposit.Or
Person, the operation of withdrawing deposit to development expenses are configured, for example the state for operation of withdrawing deposit is effective, then can extract, otherwise to wait to carry
Present condition and cannot extract.
Optionally, when development expenses be in wait withdraw deposit state when, make development expenses withdraw deposit operation be in failure state；Work as popularization
For expense from when Status Change of withdrawing deposit is to withdraw deposit state, the operation of withdrawing deposit for recovering development expenses is effective status.For example, in operation interface
On, make operation button failure of withdrawing deposit, and then operation of withdrawing deposit can not be performed.
Whether step S30, monitoring currently meet Status Change condition；
Step S40, if satisfied, being then state of withdrawing deposit from Status Change to be withdrawn deposit by development expenses, otherwise keeps and waits to carry
Present condition.
Setting of the present invention for extracting the condition of development expenses is unlimited, is configured with specific reference to actual needs.
In the present embodiment, the condition preferably using the state of development expenses as extraction development expenses, therefore, when meeting development expenses
During Status Change condition, by the state of development expenses from current Status Change to be withdrawn deposit to withdraw deposit state, and then business may be such that
Member in the expense of putting it over and while keep business enthusiasm, it also avoid may causing after development expenses are withdrawn deposit existing expense without
Method withdraws problem.
In the present embodiment, when presence, which is insured, single operation, corresponding development expenses are generated, and is in development expenses and waits to withdraw deposit
State, so avoid business personnel directly withdraw deposit may caused by development expenses lose.Meanwhile the Status Change bar of development expenses is set
Part, and development expenses can be withdrawn deposit state from Status Change to be withdrawn deposit when the condition meets, it then may be such that business personnel is obtaining
It while obtaining development expenses and keep business enthusiasm, it also avoid that existing expense may be caused not withdraw after development expenses are withdrawn deposit
Problem.
With reference to Fig. 3, Fig. 3 is the flow diagram of mono- embodiments of step S20 in Fig. 2.Based on above-mentioned first embodiment, this reality
Apply in example, above-mentioned steps S20 includes：
Step S201, single operation if there is currently and insure, and generates corresponding development expenses, and development expenses is in be generated
Effect state；
In the present embodiment, when monitor to insure single operation when, the corresponding development expenses of the declaration form will be generated at this time, meanwhile,
After avoiding business personnel from immediately extracting development expenses, there are development expenses damage for network sale platform caused by surrender within the declaration form hesitation phase by client
The problem of mistake, therefore, in the present embodiment, while generation declaration form corresponding development expenses so that development expenses are in shape to be come into force
State, namely development expenses be in when active states business personnel cannot immediately extraction development expenses.
Step S202, judges whether current time is entry-into-force time that development expenses correspond to declaration form；
Step S203, if so, being then state to be withdrawn deposit from Status Change to be come into force by development expenses, otherwise, keeps and treats
Active states.
In the present embodiment, each usual declaration form can have an entry-into-force time, for example client has insured one May 25
Part declaration form, and it is June 1 to specify the declaration form entry-into-force time, then and May 25 between June 1, development expenses are in and wait to come into force
State.And after June 1, development expenses are then state to be withdrawn deposit by Status Change to be come into force.
In the present embodiment, the characteristics of based on insurance products and the state of development expenses is configured, including treat active states,
State to be withdrawn deposit, state of withdrawing deposit, meanwhile, the change of state is ensureing development expenses not with greater need for meeting certain change condition
On the premise of losing, ensureing the enthusiasm of business personnel will not reduce.
With reference to Fig. 4, Fig. 4 is the flow diagram of mono- embodiments of step S30 in Fig. 2.Based on above-mentioned first embodiment, this reality
Apply in example, above-mentioned steps S30 includes：
Step S301, timing development expenses are in the time duration of state to be withdrawn deposit；
Step S302, judges that development expenses are in the time duration of state to be withdrawn deposit and whether reach preset duration；
Step S303, if so, being then state of withdrawing deposit from Status Change to be withdrawn deposit by development expenses, otherwise, keeps and waits to carry
Present condition.
In the present embodiment, development expenses are in the time duration of state to be withdrawn deposit as change condition, when time duration reaches
During to preset duration, then by development expenses from Status Change to be withdrawn deposit to withdraw deposit state, and then business personnel can extract development expenses.
Optionally, preset duration is equal to hesitation phase duration.The hesitation phase refers to insurer's (silver 10 days after insurance contract is received
Row insurance channel is 15 days) in, insurance contract content is such as disagreed, contract can be returned to the insurer and apply cancelling.This is 10 days
(Bank Insurance channel is 15 days) is hesitation phase duration.
Further alternative, when the state of development expenses changes, dynamic updates display and treats active states, and/or treat
State of withdrawing deposit, and/or the corresponding development expenses of state of withdrawing deposit.In this alternative embodiment, in the sales page of business personnel dynamically more
Newly show the development expenses under each state.For example business personnel has sold more parts of declaration forms, each declaration form corresponds to development expenses status and differs
It is fixed identical, therefore, the development expenses under each state of Dynamic Announce, and then the state change for being easy to business personnel to understand development expenses in real time is moved
State.
With reference to Fig. 5, Fig. 5 is the flow diagram of the processing method second embodiment of present invention insurance development expenses.This implementation
In example, after above-mentioned steps S40, the processing method further includes：
Step S50, when development expenses are from when Status Change of withdrawing deposit is to withdraw deposit state, timing development expenses are in state of withdrawing deposit
Time duration；
Step S60, judges whether time duration of the development expenses in state of withdrawing deposit reaches default time duration；
Step S70, if reaching default time duration, according to the default rule that bears interest, bears interest development expenses.
In the present embodiment, for maximize business personnel income, network sale platform business personnel without in time extract development expenses when,
Automatically interest-bearing processing will be carried out to development expenses, so as to ensure that the income of business personnel is not damaged.
When development expenses from wait withdraw deposit Status Change for withdraw deposit state when, timing development expenses be in withdraw deposit state it is accumulative when
It is long, and when time duration reaches default time duration, bear interest to development expenses.
In the present embodiment, interest-bearing rule is：W represents interest, S
Represent the development expenses to bear interest, D represents interest-bearing interest rate, and T represents time of bearing interest, AiRepresent i-th kind of business personnel
The corresponding interest rate of attribute, KiRepresent the weighted value of the i-th attribute of business personnel, n represents that business personnel has n attribute.
Optionally, in one embodiment of method that the present invention handles insurance development expenses, above-mentioned steps S70 further comprises：
The essential information that development expenses correspond to business personnel is obtained, the essential information includes at least the length of service, service grade, sale
Achievement, working region；
Based on the essential information, the interest rate that development expenses bear interest is determined；
Based on the interest rate and the rule that bears interest, bear interest to the development expenses.
In the present embodiment, interest-bearing rule is specifically configured to：Essential information based on business personnel, determines interest-bearing interest rate, specifically
Implementation is unlimited.For example, based on business personnel's essential information and interest rate mapping table, corresponding interest rate is determined, such as following table 1-4
It is shown.
Table 1
| 1-3 | 3-5 | More than 5 years | |
| The length of service | 1% | 2% | 3% |
Table 2
| Employee | Intermediate supervision | Higher management | |
| Service grade | 1% | 2% | 3% |
Table 3
| Within 1000000 | 100-200 ten thousand | More than 2000000 | |
| Sales achievement | 1% | 2% | 3% |
Table 4
| One line city | Tier 2 cities | Three line cities | |
| Working region | 3% | 2% | 1% |
Interest rate is preferably Annual Percentage Rate in above table, and interest rate specific formula for calculation is as follows：
Interest rate=length of service correspond to interest rate * weight K1+ service grades correspond to interest rate * weight K2+ sales achievements correspond to interest rate * power
Weight K3+ working regions correspond to interest rate * weights K4, and each weighted value is configured with specific reference to actual needs.
Namely interest-bearing rule is：W represents interest, and S represents that bears interest pushes away
Wide to take, D represents interest-bearing interest rate, and T represents time of bearing interest, AiRepresent the corresponding interest rate of the i-th attribute of business personnel, KiExpression business
The weighted value of the i-th attribute of member, n represent that business personnel has n attribute.
Bear interest to the development expenses of business personnel, so that when business personnel does not withdraw deposit, ensure business personnel's maximum revenue, into
And the enthusiasm of business personnel is lifted, promote the sane development of network sale platform service.
It is further alternative, the change conditions of affiliated fund can be recognized in time for ease of business personnel, therefore, to pushing away
When wide expense is born interest, the account push to business personnel, which bears interest, to be notified.
The present invention also provides a kind of computer-readable recording medium.
Insurance development expenses processing routine, the insurance development expenses are stored with the present embodiment, on computer-readable recording medium
Following operation is realized when processing routine is executed by processor：
Monitoring, which currently whether there is to insure, single operation；
If in the presence of generating corresponding development expenses, and the development expenses is in state to be withdrawn deposit；
Whether monitoring currently meets Status Change condition；
If satisfied, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
In the present embodiment, when presence, which is insured, single operation, corresponding development expenses are generated, and is in development expenses and waits to withdraw deposit
State, so avoid business personnel directly withdraw deposit may caused by development expenses lose.Meanwhile the Status Change bar of development expenses is set
Part, and development expenses can be withdrawn deposit state from Status Change to be withdrawn deposit when the condition meets, it then may be such that business personnel is obtaining
It while obtaining development expenses and keep business enthusiasm, it also avoid that existing expense may be caused not withdraw after development expenses are withdrawn deposit
Problem.
Further, following operation is also realized when the insurance development expenses processing routine is executed by processor：
Single operation if there is currently and insure, generate corresponding development expenses, and the development expenses is in shape to be come into force
State；
Judge whether current time is entry-into-force time that the development expenses correspond to declaration form；
If so, then by the development expenses from Status Change to be come into force be state to be withdrawn deposit.
Further, following operation is also realized when the insurance development expenses processing routine is executed by processor：
Development expenses described in timing are in the time duration of state to be withdrawn deposit；
Judge that the development expenses are in the time duration of state to be withdrawn deposit and whether reach preset duration；
If so, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
Further, following operation is also realized when the insurance development expenses processing routine is executed by processor：
When the development expenses be in wait withdraw deposit state when, make the development expenses withdraw deposit operation be in failure state；Work as institute
Development expenses are stated from when Status Change of withdrawing deposit is to withdraw deposit state, the operation of withdrawing deposit for recovering the development expenses is effective status.
Further, following operation is also realized when the insurance development expenses processing routine is executed by processor：
When the state of development expenses changes, dynamic update display treat active states, and/or state to be withdrawn deposit, and/or
The corresponding development expenses of state of withdrawing deposit.
It these are only the preferred embodiment of the present invention, be not intended to limit the scope of the invention, it is every to utilize this hair
The equivalent structure or equivalent flow shift that bright specification and accompanying drawing content are made, is directly or indirectly used in other relevant skills
Art field, is included within the scope of the present invention.
Claims (10)
1. a kind of processing method for insuring development expenses, it is characterised in that the treating method comprises following steps：
Monitoring, which currently whether there is to insure, single operation；
If in the presence of generating corresponding development expenses, and the development expenses is in state to be withdrawn deposit；
Whether monitoring currently meets Status Change condition；
If satisfied, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
2. processing method as claimed in claim 1, it is characterised in that if described in the presence of generating corresponding development expenses, and make
The development expenses, which are in state to be withdrawn deposit, to be included：
Single operation if there is currently and insure, generate corresponding development expenses, and be in the development expenses and treat active states；
Judge whether current time is entry-into-force time that the development expenses correspond to declaration form；
If so, then by the development expenses from Status Change to be come into force be state to be withdrawn deposit.
3. processing method as claimed in claim 1, it is characterised in that whether the monitoring currently meets Status Change condition bag
Include：
Development expenses described in timing are in the time duration of state to be withdrawn deposit；
Judge that the development expenses are in the time duration of state to be withdrawn deposit and whether reach preset duration；
If so, then by the development expenses from Status Change to be withdrawn deposit to withdraw deposit state.
4. such as the processing method any one of claim 1-3, it is characterised in that the processing method further includes：
When the development expenses be in wait withdraw deposit state when, make the development expenses withdraw deposit operation be in failure state；Pushed away when described
For wide expense from when Status Change of withdrawing deposit is to withdraw deposit state, the operation of withdrawing deposit for recovering the development expenses is effective status.
5. processing method as claimed in claim 2, it is characterised in that the processing method further includes：
When the state of development expenses changes, dynamic updates display and treats active states, and/or state to be withdrawn deposit, and/or withdraw deposit
The corresponding development expenses of state.
6. processing method as claimed in claim 1, it is characterised in that the processing method further includes：
When the development expenses are from when Status Change of withdrawing deposit is to withdraw deposit state, development expenses described in timing are in the accumulative of state of withdrawing deposit
Duration；
Judge whether time duration of the development expenses in state of withdrawing deposit reaches default time duration；
If reaching the default time duration, according to the default rule that bears interest, bear interest to the development expenses；
Wherein, the interest-bearing rule is：W represents interest, and S represents what is born interest
Development expenses, D represent interest-bearing interest rate, and T represents time of bearing interest, AiRepresent the corresponding interest rate of the i-th attribute of business personnel, KiRepresent industry
The weighted value of the i-th attribute of business person, n represent that business personnel has n attribute.
7. processing method as claimed in claim 6, it is characterised in that the basis presets interest-bearing rule, to the development expenses
Carrying out interest-bearing includes：
The essential information that the development expenses correspond to business personnel is obtained, the essential information includes at least the length of service, service grade, sale
Achievement, working region；
Based on the essential information, the interest rate that the development expenses bear interest is determined；
Based on the interest rate and the rule that bears interest, bear interest to the development expenses.
8. processing method as claimed in claim 7, it is characterised in that the processing method further includes：
When bearing interest to the development expenses, the account push to the business personnel, which bears interest, to be notified.
9. a kind of production marketing terminal, it is characterised in that the production marketing terminal includes：Memory, processor and it is stored in
On the memory and the insurance development expenses processing routine that can run on the processor, the insurance development expenses processing routine
The step of processing method such as insurance development expenses described in any item of the claim 1 to 8 is realized when being performed by the processor.
10. a kind of computer-readable recording medium, it is characterised in that be stored with insurance on the computer-readable recording medium and push away
Wide to take processing routine, the insurance development expenses processing routine is realized such as any one of claim 1 to 5 institute when being executed by processor
The step of processing method for the insurance development expenses stated.
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