CN107909365A - A kind of method of payment and system based on NFC, intelligent wearable device and service terminal - Google Patents
A kind of method of payment and system based on NFC, intelligent wearable device and service terminal Download PDFInfo
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- CN107909365A CN107909365A CN201710935064.4A CN201710935064A CN107909365A CN 107909365 A CN107909365 A CN 107909365A CN 201710935064 A CN201710935064 A CN 201710935064A CN 107909365 A CN107909365 A CN 107909365A
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- payment
- nfc
- service terminal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3278—RFID or NFC payments by means of M-devices
Abstract
The present invention provides a kind of method of payment and system based on NFC, intelligent wearable device and service terminal, applied to intelligent wearable device, comprises the following steps：Obtain the NFC tag information of one or more commodity；Based on one or more NFC tag information generation sequence informations, and send to service terminal；The payment total amount information that the service terminal is sent is received, and sends payment instruction to pay the bill to the service terminal.The method of payment and system based on NFC of the present invention, intelligent wearable device and service terminal realize e-payment based on NFC technique using intelligent wearable device, easy to operate, safe.
Description
Technical field
The present invention relates to the technical field of telecommunications, more particularly to a kind of method of payment based on NFC and system, intelligence
Can wearable device and service terminal.
Background technology
As the intelligent terminals such as the rapid development of mobile communication, smart mobile phone have been popularized for the every aspect of life.Mesh
Before, e-payment is carried out using intelligent terminals such as smart mobile phones and has become a kind of means of payment of mainstream.Wherein, payment is passed through
The modes such as treasured, wechat, Internetbank pay the commodity bought or service.
However, existing electronic payment mode must depend on the intelligent terminal such as smart mobile phone to complete, have it is following not
Foot：
(1) intelligent terminals such as smart mobile phone must be carried with, if omitted due to carelessness carry intelligent terminal if can not be into
Row is paid, and causes convenience insufficient；
(2) need individually to pay one by one for more than one piece commodity, it is cumbersome；
(3) merchandise news being made of static two dimensional code, the 2 D code information security deficiency especially printed, lacks foot
Enough salvos.
The content of the invention
In view of the foregoing deficiencies of prior art, it is an object of the invention to provide a kind of method of payment based on NFC
And system, intelligent wearable device and service terminal, e-payment is realized using intelligent wearable device based on NFC technique, is operated
Simply, it is safe.
In order to achieve the above objects and other related objects, the present invention provides a kind of method of payment based on NFC, applied to intelligence
Energy wearable device, comprises the following steps：Obtain the NFC tag information of one or more commodity；Based on one or more NFC
Label information generates sequence information, and sends to service terminal；The payment total amount information that the service terminal is sent is received,
And payment instruction is sent to pay the bill to the service terminal.
In one embodiment of the invention, the NFC tag information include affiliated merchant information, commodity code, pricing information,
Period of validity and digital signature.
In one embodiment of the invention, the pricing information is setting value or self-defining value；The self-defining value is obtaining
Through being inputted by special equipment after the NFC tag information.
In one embodiment of the invention, the multiple commodity belong to one or more trade companies, and the sequence information includes institute
Belong to merchant information, trade name, pricing information and quantity information.
In one embodiment of the invention, the NFC tag information includes the effective variable information of single, and the single is effective
Variable information write when obtaining the NFC tag information by the intelligent wearable device according to preset rules.
Accordingly, the present invention provides a kind of payment system based on NFC, applied to intelligent wearable device, including obtains mould
Block, generation sending module and reception sending module；
The acquisition module is used for the NFC tag information for obtaining one or more commodity；
The generation sending module is used for based on one or more NFC tag information generation sequence informations, and sends
To service terminal；
The reception sending module is used to receive the payment total amount information that the service terminal is sent, and sends payment
Instruct to pay the bill to the service terminal.
Meanwhile the present invention also provides a kind of intelligent wearable device, including communicator, processor and memory；
The communicator is used for the NFC tag information for obtaining one or more commodity；Sequence information is sent to service eventually
The order payment information that the service terminal is sent is held and received, and sends payment instruction to be paid to the service terminal
Money；
The memory is used to store computer program；
The processor is used for the NFC tag information of the one or more commodity obtained according to the communicator, performs institute
The computer program of memory storage is stated, to perform the above-mentioned method of payment based on NFC.
The present invention provides a kind of method of payment based on NFC, applied to service terminal, comprises the following steps：
Receive sequence information；
Judge whether the sequence information is valid order information；
Generated according to valid order information and pay total amount information and send to intelligent wearable device；
The payment information of the intelligent wearable device is received, and the payment information is sent to merchant tenninal.
In one embodiment of the invention, when the commodity in the sequence information are in default commodity coverage, and the commodity
Stockpile number be not less than the sequence information in the commodity quantity information when, judge the sequence information for valid order letter
Breath.
In one embodiment of the invention, the service terminal is the exclusive service terminal of single trade company, multiple trade companies it is comprehensive
Close service terminal or third party's service terminal.
Accordingly, the present invention provides a kind of payment system based on NFC, applied to service terminal, including receiving module, sentences
Disconnected module, generation sending module and reception sending module；
The receiving module is used to receive sequence information；
The judgment module is used to judge whether the sequence information is valid order information；
The generation sending module is used to be generated to pay total amount information and send to intelligence according to valid order information to wear
Wear equipment；
The payment information for receiving sending module and being used to receive the intelligent wearable device, and send institute to merchant tenninal
State payment information.
Meanwhile the present invention also provides a kind of service terminal, including communicator, processor and memory；
The communicator is used to receive sequence information, sends described in order payment information to intelligent wearable device and reception
The payment information of intelligent wearable device；
The memory is used to store computer program；
The processor is used for the sequence information received according to the communicator, performs the computer of the memory storage
Program, to perform the above-mentioned method of payment based on NFC.
Finally, the present invention also provides a kind of payment system based on NFC, including merchant tenninal, above-mentioned intelligence wearing to set
Standby and above-mentioned service terminal；
The merchant tenninal is used for the NFC label for providing some commodity.
As described above, the method for payment and system based on NFC of the present invention, intelligent wearable device and service terminal, have
Following beneficial effect：
(1) e-payment can be realized using intelligent wearable device based on NFC technique；
(2) without with intelligent terminals such as carrying smart mobile phones, you can complete e-payment whenever and wherever possible；
(3) free price payment mode, affixed merchandise payment mode and commodity purchasing car buying pattern etc. can be supported
A variety of means of payment, have wide range of applications；
(4) rapid and convenient, it is safe.
Brief description of the drawings
Fig. 1 is shown as the flow chart based on the method for payment of NFC in an embodiment of the present invention；
Fig. 2 is shown as the structure diagram based on the payment system of NFC in an embodiment of the present invention；
Fig. 3 is shown as structure diagram of the intelligent wearable device of the present invention in an embodiment；
Fig. 4 is shown as the flow chart based on the method for payment of NFC in another embodiment of the present invention；
Fig. 5 is shown as the structure diagram based on the payment system of NFC in another embodiment of the present invention；
Fig. 6 is shown as structure diagram of the service terminal of the present invention in an embodiment；
Fig. 7 is shown as the structure diagram based on the payment system of NFC in another embodiment of the present invention.
Component label instructions
2 payment systems based on NFC
21 acquisition modules
22 generation sending modules
23 receive sending module
3 intelligent wearable devices
31 communicators
32 processors
33 memories
5 payment systems based on NFC
51 receiving modules
52 judgment modules
53 generation sending modules
54 receive sending module
6 service terminals
61 communicators
62 processors
63 memories
7 payment systems based on NFC
71 merchant tenninals
72 intelligent wearable devices
73 service terminals
Embodiment
Illustrate embodiments of the present invention below by way of specific instantiation, those skilled in the art can be by this specification
Disclosed content understands other advantages and effect of the present invention easily.The present invention can also pass through in addition different specific realities
The mode of applying is embodied or practiced, the various details in this specification can also be based on different viewpoints with application, without departing from
Various modifications or alterations are carried out under the spirit of the present invention.It should be noted that in the case where there is no conflict, following embodiments and implementation
Feature in example can be mutually combined.
It should be noted that the diagram provided in following embodiments only illustrates the basic structure of the present invention in a schematic way
Think, then only the display component related with the present invention rather than component count, shape and size during according to actual implementation in schema
Draw, kenel, quantity and the ratio of each component can be a kind of random change during its actual implementation, and its assembly layout kenel
It is likely more complexity.
The method of payment and system based on NFC of the present invention, intelligent wearable device and service terminal are adopted based on NFC technique
Realize e-payment with intelligent wearable device, and can support free price payment mode, affixed merchandise payment mode and
A variety of means of payment such as commodity purchasing car buying pattern, it is easy to operate, it is safe.
As shown in Figure 1, in an embodiment, the method for payment of the invention based on NFC, applied to intelligent wearable device,
Comprise the following steps：
Step S11, the NFC tag information of one or more commodity is obtained.
Specifically, a NFC label is configured with each commodity.NFC (Near Field Communication, low coverage
From wireless communication technique) near-field communication technology be (RFID) is identified by non-contact radio-frequency and the Technology Integration that interconnects develops and
Come, combining induction card reader, icah wavw and point-to-point function on one chip, can set in short distance with compatible
It is standby to be identified and data exchange.
Wherein, NFC label of the invention due to having the advantages that non-transformer, without network connection, therefore have a wide range of applications
Space.
Intelligent wearable device obtains corresponding NFC tag information by scanning NFC label in a non-contact manner.Wherein, intelligence
Energy wearable device is to carry out intelligentized design to daily wearing using wearable technology, develop the total of the equipment that can be dressed
Claim.By intelligent wearable device, the exterior and information of itself can be preferably perceived, can be even other in computer, network
The processing information of highly efficient rate under the auxiliary of people, can realize more seamless exchange.For example, intelligent wearable device includes intelligence
Energy wrist-watch, Intelligent bracelet, intelligent glasses, intelligent dress ornament etc..
In one embodiment of the invention, the NFC tag information include affiliated merchant information, commodity code, pricing information,
Period of validity and digital signature.
The period of validity is used for the validity for judging the commodity.
The digital signature be used for protect NFC tag information not changed arbitrarily so that ensure the present invention based on NFC's
The security and validity of method of payment.In general, digital signature is signed by trade company, service terminal or third party's trust authority
Administration.
The pricing information includes two kinds of forms of setting value and self-defining value., can be direct for the pricing information of setting value
Sequence information is generated according to pricing information.For the pricing information of self-defining value, acquisition pair need to be inputted via special equipment
The pricing information answered, then generates sequence information.The pricing information of setting value is used generally, for physical goods, for
The commodity of class are serviced, using the pricing information of self-defining value.
Step S12, based on one or more NFC tag information generation sequence informations, and send to service terminal.
Specifically, according to affiliated merchant information, commodity code, the valency included in one or more NFC tag informations
Lattice information and generate sequence information via the quantity information of the commodity of intelligent wearable device input.
Preferably, multiple commodity included in order can belong to a trade company, may belong to multiple trade companies.If belong to more
A trade company, then merge the commodity for belonging to multiple trade companies and be generated as a total order, independent without being generated for each trade company
Sub- order, so as to disposably realize payment, avoid the trouble of separated payment.
Step S13, the payment total amount information that the service terminal is sent is received, and sends payment instruction with to described
Service terminal is paid the bill.
Specifically, service terminal pays total amount information according to the sequence information generation received, and sends to intelligence and wear
Wear equipment.Intelligent wearable device sends payment instruction to related payment administrative system according to total amount information is paid, to make correlation
Payment administrative system pays corresponding payment total amount to service terminal.
In one embodiment of the invention, the validity for judging acquired NFC tag information is further included, and based on effective
NFC tag information generates sequence information.
Specifically, the information such as the period of validity in NFC tag information, affiliated merchant information, commodity code is according to pre-
If rule judges whether the NFC tag information is effective；If effectively, sequence information is generated using the NFC tag information；If
It is invalid, then the NFC tag information is abandoned, it is not processed.For example, if current time exceeds period of validity, the NFC is judged
Label information is invalid；If affiliated trade company in the range of default trade company, does not judge that the NFC tag information is invalid；If commodity code
Not in the range of default commodity code, then judge that the NFC tag information is invalid.
In another embodiment of the present invention, the NFC tag information includes the effective variable information of single, and the single has
The variable information of effect is write when intelligent wearable device obtains the NFC tag information by the intelligent wearable device.In this hair
In bright, variable information can record the inventory information of commodity, can also record random information, so as to ensure the effective of inventory information
The uniqueness of property and single order.Therefore, single is passed through compared to the payment modes such as Quick Response Code, NFC tag information of the invention
Effective variable information ensure that the security of e-payment.
, can whenever intelligent wearable device run-down NFC tag information when the inventory information of variable information record commodity
1 will be reduced by becoming in information the inventory information stored, if the variable information after scanning is less than 1, show the shortage of stock, current transaction
It can not realize, so as to achieve the purpose that to verify stock.In addition, in order to avoid after scanning order do not complete the inventory information brought
Mistake changes, and trade company end can write current inventory information in the NFC tag information again at interval of preset period of time, with
The transaction of mistake is avoided to close.
When variable information is random information, whenever intelligent wearable device run-down NFC tag information, variable information is just
Random information is rewritten as by intelligent wearable device.Therefore, the front and rear obtained information of twice sweep NFC tag information not phase
Together, so as to avoid the repeat business of same demand for commodity, i.e., for identical NFC tag information, it can be only generated an order letter
Breath.Preferably, random information can be the identification information of intelligent wearable device, or inventory information.
As shown in Fig. 2, in an embodiment, the payment system 2 of the invention based on NFC is applied to intelligent wearable device,
Including acquisition module 21, generation sending module 22 and receive sending module 23.
Acquisition module 21 is used for the NFC tag information for obtaining one or more commodity.
Specifically, a NFC label is configured with each commodity.NFC (Near Field Communication, low coverage
From wireless communication technique) near-field communication technology be (RFID) is identified by non-contact radio-frequency and the Technology Integration that interconnects develops and
Come, combining induction card reader, icah wavw and point-to-point function on one chip, can set in short distance with compatible
It is standby to be identified and data exchange.
Wherein, NFC label of the invention due to having the advantages that non-transformer, without network connection, therefore have a wide range of applications
Space.
Intelligent wearable device obtains corresponding NFC tag information by scanning NFC label in a non-contact manner.Wherein, intelligence
Energy wearable device is to carry out intelligentized design to daily wearing using wearable technology, develop the total of the equipment that can be dressed
Claim.By intelligent wearable device, the exterior and information of itself can be preferably perceived, can be even other in computer, network
The processing information of highly efficient rate under the auxiliary of people, can realize more seamless exchange.For example, intelligent wearable device includes intelligence
Energy wrist-watch, Intelligent bracelet, intelligent glasses, intelligent dress ornament etc..
In one embodiment of the invention, the NFC tag information include affiliated merchant information, commodity code, pricing information,
Period of validity and digital signature.
The period of validity is used for the validity for judging the commodity.
The digital signature be used for protect NFC tag information not changed arbitrarily so that ensure the present invention based on NFC's
The security and validity of method of payment.In general, digital signature is signed by trade company, service terminal or third party's trust authority
Administration.
The pricing information includes two kinds of forms of setting value and self-defining value., can be direct for the pricing information of setting value
Sequence information is generated according to pricing information.For the pricing information of self-defining value, acquisition pair need to be inputted via special equipment
The pricing information answered, then generates sequence information.The pricing information of setting value is used generally, for physical goods, for
The commodity of class are serviced, using the pricing information of self-defining value.
Generation sends mould 22 and is connected with acquisition module 21, for being ordered based on one or more NFC tag information generations
Single information, and send to service terminal.
Specifically, according to affiliated merchant information, commodity code, the valency included in one or more NFC tag informations
Lattice information and generate sequence information via the quantity information of the commodity of intelligent wearable device input.
Preferably, multiple commodity included in order can belong to a trade company, may belong to multiple trade companies.If belong to more
A trade company, then merge the commodity for belonging to multiple trade companies and be generated as a total order, independent without being generated for each trade company
Sub- order, so as to disposably realize payment, avoid the trouble of separated payment.
Receive sending module 23 to be used to receive the payment total amount information that the service terminal is sent, and send payment and refer to
Make to pay the bill to the service terminal.
Specifically, service terminal pays total amount information according to the sequence information generation received, and sends to intelligence and wear
Wear equipment.Intelligent wearable device sends payment instruction to related payment administrative system according to total amount information is paid, to make correlation
Payment administrative system pays corresponding payment total amount to service terminal.
In one embodiment of the invention, judgment module is further included, for judging the effective of acquired NFC tag information
Property, to generate sequence information based on effective NFC tag information.
Specifically, the information such as the period of validity in NFC tag information, affiliated merchant information, commodity code is according to pre-
If rule judges whether the NFC tag information is effective；If effectively, sequence information is generated using the NFC tag information；If
It is invalid, then the NFC tag information is abandoned, it is not processed.For example, if current time exceeds period of validity, the NFC is judged
Label information is invalid；If affiliated trade company in the range of default trade company, does not judge that the NFC tag information is invalid；If commodity code
Not in the range of default commodity code, then judge that the NFC tag information is invalid.
In another embodiment of the present invention, the NFC tag information includes the effective variable information of single, and the single has
The variable information of effect is when intelligent wearable device obtains the NFC tag information by the intelligent wearable device according to preset rules
Write-in.In the present invention, variable information can record the inventory information of commodity, can also record random information, so as to ensure storehouse
The uniqueness of stored validity and single order.Therefore, compared to the payment modes such as Quick Response Code, NFC label of the invention
Information ensure that the security of e-payment by the effective variable information of single.
, can whenever intelligent wearable device run-down NFC tag information when the inventory information of variable information record commodity
1 will be reduced by becoming in information the inventory information stored, if the variable information after scanning is less than 1, show the shortage of stock, current transaction
It can not realize, so as to achieve the purpose that to verify stock.In addition, in order to avoid after scanning order do not complete the inventory information brought
Mistake changes, and trade company end can write current inventory information in the NFC tag information again at interval of preset period of time, with
The transaction of mistake is avoided to close.
When variable information is random information, whenever intelligent wearable device run-down NFC tag information, variable information is just
Random information is rewritten as by intelligent wearable device.Therefore, the front and rear obtained information of twice sweep NFC tag information not phase
Together, so as to avoid the repeat business of same demand for commodity, i.e., for identical NFC tag information, it can be only generated an order letter
Breath.Preferably, random information can be the identification information of intelligent wearable device, or inventory information.
As shown in figure 3, the intelligent wearable device 3 of the present invention includes communicator 31, processor 32 and memory 33.
The communicator 31 is used for the NFC tag information for obtaining one or more commodity；Sequence information is sent to service
The order payment information that terminal and the reception service terminal are sent, and payment instruction is sent to be paid to the service terminal
Money；
The memory 33 is used to store computer program.Preferably, the memory 33 includes：ROM, RAM, magnetic disc or
Person's CD etc. is various can be with the medium of store program codes.
The processor 32 is connected with the communicator 31 and the memory 33, for being obtained according to the communicator 31
One or more commodity NFC tag information, the computer program that the memory 33 stores is performed, to perform above-mentioned be based on
The method of payment of NFC.
Preferably, processor 32 can be general processor, including central processing unit (CentralProcessingUnit,
Abbreviation CPU), network processing unit (NetworkProcessor, abbreviation NP) etc.；It can also be digital signal processor
(DigitalSignalProcessing, abbreviation DSP), application-specific integrated circuit
(ApplicationSpecificIntegratedCircuit, abbreviation ASIC), field programmable gate array (Field-
ProgrammableGateArray, abbreviation FPGA) either other programmable logic device, discrete gate or transistor logic device
Part, discrete hardware components.
As shown in figure 4, in an embodiment, the method for payment based on NFC of the invention carried, applied to service terminal, bag
Include following steps：
Step S41, sequence information is received.
Specifically, service terminal receives the sequence information that intelligent wearable device is sent.The sequence information includes affiliated
Merchant information, trade name, pricing information and quantity information.
Step S42, judge whether the sequence information is valid order information.
Specifically, the criterion of valid order information is as follows：
(1) whether the commodity in sequence information are in default commodity coverage；
(2) whether the stockpile number of commodity is not less than the quantity information of the commodity in sequence information.
Therefore, when the commodity in the sequence information are in default commodity coverage, and the stockpile number of the commodity is not small
In the sequence information during quantity information of the commodity, judge the sequence information for valid order information.Wherein, business is preset
The stockpile number of product scope and commodity is stored on service terminal, and the stockpile number meeting basis of commodity has completed sequence information
Real-time update.Order is completed and has referred to that intelligent wearable device completes the order of delivery operation.
Step S43, generated according to valid order information and pay total amount information and send to intelligent wearable device.
Specifically, for invalid sequence information, service terminal sends order invalid information to intelligent wearable device, for intelligence
Can wearable device reference.Wherein, order invalid information includes invalid goods number, cause of invalidity etc..Wherein, cause of invalidity bag
Include and do not support purchase, the shortage of stock etc..
For valid order information, service terminal pays total amount information according to sequence information to generate.Wherein, if trade company
Or service terminal is provided with discount algorithm, then total amount information is paid to generate based on sequence information and discount algorithm.Preferably,
The detailed calculating process that total amount information includes paying total amount is paid, such as original total amount, discount amount, finally pay total gold
Volume etc..
Step S44, the payment information of the intelligent wearable device is received, and the payment information is sent to merchant tenninal.
Specifically, after service terminal receives the payment information that intelligent wearable device is sent, forwarded to corresponding trade company
The payment information, so as to complete all flows of the order.
In one embodiment of the invention, the intelligent wearable device accesses the service terminal by the form of APP.It is excellent
Selection of land, service terminal can be the exclusive service terminal of single trade company, the comprehensive service terminal or third party's service of multiple trade companies
Terminal.
Preferably, the uniqueness that verification is connected to effect sequence information is further included, to ensure that wall scroll valid order information is only sent
Total amount information is once paid, avoids the trouble due to repeating to pay and bringing.
As shown in figure 5, in an embodiment, the payment system 5 of the invention based on NFC is applied to service terminal, including
Receiving module 51, judgment module 52, generation sending module 53 and reception sending module 54.
Receiving module 51 is used to receive sequence information.
Specifically, service terminal receives the sequence information that intelligent wearable device is sent.The sequence information includes affiliated
Merchant information, trade name, pricing information and quantity information.
Judgment module 52 is connected with receiving module 51, for judging whether the sequence information is valid order information.
Specifically, the criterion of valid order information is as follows：
(1) whether the commodity in sequence information are in default commodity coverage；
(2) whether the stockpile number of commodity is not less than the quantity information of the commodity in sequence information.
Therefore, when the commodity in the sequence information are in default commodity coverage, and the stockpile number of the commodity is not small
In the sequence information during quantity information of the commodity, judge the sequence information for valid order information.Wherein, business is preset
The stockpile number of product scope and commodity is stored on service terminal, and the stockpile number meeting basis of commodity has completed sequence information
Real-time update.Order is completed and has referred to that intelligent wearable device completes the order of delivery operation.
Sending module 53 is generated with judging that mould 52 is connected, total amount information is paid simultaneously for being generated according to valid order information
Send to intelligent wearable device.
Specifically, for invalid sequence information, service terminal sends order invalid information to intelligent wearable device, for intelligence
Can wearable device reference.Wherein, order invalid information includes invalid goods number, cause of invalidity etc..Wherein, cause of invalidity bag
Include and do not support purchase, the shortage of stock etc..
For valid order information, service terminal pays total amount information according to sequence information to generate.Wherein, if trade company
Or service terminal is provided with discount algorithm, then total amount information is paid to generate based on sequence information and discount algorithm.Preferably,
The detailed calculating process that total amount information includes paying total amount is paid, such as original total amount, discount amount, finally pay total gold
Volume etc..
Receive and send the payment information that mould 54 is used to receive the intelligent wearable device, and described pay is sent to merchant tenninal
Money information.
Specifically, after service terminal receives the payment information that intelligent wearable device is sent, forwarded to corresponding trade company
The payment information, so as to complete all flows of the order.
In one embodiment of the invention, the intelligent wearable device accesses the service terminal by the form of APP.It is excellent
Selection of land, service terminal can be the exclusive service terminal of single trade company, the comprehensive service terminal or third party's service of multiple trade companies
Terminal.
Preferably, correction verification module is further included, the uniqueness of effect sequence information is connected to for verifying, to ensure that wall scroll is effectively ordered
Single information only sends once payment total amount information, avoids the trouble due to repeating to pay and bringing.
As shown in fig. 6, in an embodiment, service terminal 6 of the invention includes communicator 61, processor 62 and memory
63。
The communicator 61 is used to receive sequence information, sends order payment information to intelligent wearable device and receives institute
State the payment information of intelligent wearable device.
The memory 63 is used to store computer program.Preferably, the memory 63 includes：ROM, RAM, magnetic disc or
Person's CD etc. is various can be with the medium of store program codes.
The processor 62 is connected with the communicator 61 and the memory 63, for being received according to the communicator 61
Sequence information, the computer program that the memory 63 stores is performed, to perform the above-mentioned method of payment based on NFC.
Preferably, processor 62 can be general processor, including central processing unit (CentralProcessingUnit,
Abbreviation CPU), network processing unit (NetworkProcessor, abbreviation NP) etc.；It can also be digital signal processor
(DigitalSignalProcessing, abbreviation DSP), application-specific integrated circuit
(ApplicationSpecificIntegratedCircuit, abbreviation ASIC), field programmable gate array (Field-
ProgrammableGateArray, abbreviation FPGA) either other programmable logic device, discrete gate or transistor logic device
Part, discrete hardware components.
As shown in fig. 7, in an embodiment, the payment system 7 based on NFC of the present invention also include merchant tenninal 71, on
The intelligent wearable device 72 stated and above-mentioned service terminal 73.
The merchant tenninal 71 is communicated to connect with the intelligent wearable device 71 and the service terminal 73, if for providing
The NFC label of dry commodity.
The structure and principle of intelligent wearable device 72 and service terminal 73 are as described above, therefore details are not described herein.
In conclusion the method for payment and system based on NFC of the present invention, intelligent wearable device and service terminal being capable of bases
E-payment is realized using intelligent wearable device in NFC technique；Without with intelligent terminals such as carrying smart mobile phones, you can with
When complete e-payment everywhere；Free price payment mode, affixed merchandise payment mode and commodity purchasing car can be supported to adopt
A variety of means of payment such as purchase pattern, have wide range of applications；Rapid and convenient, it is safe.So the present invention effectively overcome it is existing
Various shortcoming in technology and have high industrial utilization.
The above-described embodiments merely illustrate the principles and effects of the present invention, not for the limitation present invention.It is any ripe
Know the personage of this technology all can carry out modifications and changes under the spirit and scope without prejudice to the present invention to above-described embodiment.Cause
This, those of ordinary skill in the art is complete without departing from disclosed spirit and institute under technological thought such as
Into all equivalent modifications or change, should by the present invention claim be covered.
Claims (13)
- A kind of 1. method of payment based on NFC, applied to intelligent wearable device, it is characterised in that：Comprise the following steps：Obtain the NFC tag information of one or more commodity；Based on one or more NFC tag information generation sequence informations, and send to service terminal；The payment total amount information that the service terminal is sent is received, and sends payment instruction to be paid to the service terminal Money.
- 2. the method for payment according to claim 1 based on NFC, it is characterised in that：The NFC tag information includes affiliated Merchant information, commodity code, pricing information, period of validity and digital signature.
- 3. the method for payment according to claim 2 based on NFC, it is characterised in that：The pricing information for setting value or Self-defining value；The self-defining value is passed through after the NFC tag information is obtained and inputted by special equipment.
- 4. the method for payment according to claim 1 based on NFC, it is characterised in that：The multiple commodity belong to one or Multiple trade companies, the sequence information include affiliated merchant information, trade name, pricing information and quantity information.
- 5. the method for payment according to claim 1 based on NFC, it is characterised in that：The NFC tag information includes single Effective variable information, the effective variable information of single are set when obtaining the NFC tag information by the intelligence wearing It is standby to be write by preset rules.
- A kind of 6. payment system based on NFC, applied to intelligent wearable device, it is characterised in that：Including acquisition module, generation hair Send module and receive sending module；The acquisition module is used for the NFC tag information for obtaining one or more commodity；The generation sending module is used to be based on one or more NFC tag informations generation sequence informations, and sends to clothes Business terminal；The reception sending module is used to receive the payment total amount information that the service terminal is sent, and sends payment instruction To pay the bill to the service terminal.
- A kind of 7. intelligent wearable device, it is characterised in that：Including communicator, processor and memory；The communicator is used for the NFC tag information for obtaining one or more commodity；By sequence information send to service terminal with And the order payment information that the service terminal is sent is received, and payment instruction is sent to pay the bill to the service terminal；The memory is used to store computer program；The processor is used for the NFC tag information of the one or more commodity obtained according to the communicator, is deposited described in execution The computer program of reservoir storage, with the method for payment based on NFC any one of perform claim requirement 1 to 5.
- A kind of 8. method of payment based on NFC, applied to service terminal, it is characterised in that：Comprise the following steps：Receive sequence information；Judge whether the sequence information is valid order information；Generated according to valid order information and pay total amount information and send to intelligent wearable device；The payment information of the intelligent wearable device is received, and the payment information is sent to merchant tenninal.
- 9. the method for payment according to claim 8 based on NFC, it is characterised in that：Commodity in the sequence information In default commodity coverage, and when the stockpile number of the commodity is not less than the quantity information of the commodity in the sequence information, Judge the sequence information for valid order information.
- 10. the method for payment according to claim 8 based on NFC, it is characterised in that：The service terminal is single trade company Exclusive service terminal, the comprehensive service terminal of multiple trade companies or third party's service terminal.
- A kind of 11. payment system based on NFC, applied to service terminal, it is characterised in that：Including receiving module, judgment module, Generate sending module and receive sending module；The receiving module is used to receive sequence information；The judgment module is used to judge whether the sequence information is valid order information；The generation sending module, which is used to be generated according to valid order information to pay total amount information and send to intelligence wearing, to be set It is standby；The payment information for receiving sending module and being used to receive the intelligent wearable device, and send described pay to merchant tenninal Money information.
- A kind of 12. service terminal, it is characterised in that：Including communicator, processor and memory；The communicator is used to receive sequence information, sends order payment information to intelligent wearable device and receives the intelligence The payment information of wearable device；The memory is used to store computer program；The processor is used for the sequence information received according to the communicator, performs the computer journey of the memory storage Sequence, with the method for payment based on NFC any one of perform claim requirement 8 to 10.
- A kind of 13. payment system based on NFC, it is characterised in that：Including the intelligence wearing described in merchant tenninal, claim 7 Service terminal described in equipment and claim 12；The merchant tenninal is used for the NFC label for providing some commodity.
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| Application Number | Priority Date | Filing Date | Title |
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| CN201710935064.4A CN107909365A (en) | 2017-10-10 | 2017-10-10 | A kind of method of payment and system based on NFC, intelligent wearable device and service terminal |
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Application publication date: 20180413 |