KR101402918B1 - Product sales reservations and sales amount payment system, payment system and method thereof - Google Patents

Abstract

Disclosed are a product sales reservation and sales payment system, a payment system, and a reservation and payment method using the same. The product sales reservation and sales payment system includes a customer visit confirming module for receiving visit information and customer information from a terminal of a customer to deliver the information to a terminal of an owner when the terminal of the customer identifies an identification code in a store by operating an application; a payment approval request module for transmitting a message of a payment approval request to the terminal of the customer when receiving a payment request for the product purchase of the customer from the terminal of the owner; and a payment server for performing payment for the product purchase from an e-purse of the customer when receiving a payment approval signal from the terminal of the customer receiving the message of the payment approval request by the payment approval request module.

Description

[0001] The present invention relates to a product sales reservation and sales amount payment system, a payment system, and a reservation and payment method using the product sales reservation and sales amount payment system,

BACKGROUND OF THE INVENTION 1. Field of the Invention The present invention relates to a product sales reservation and sales amount payment system, a payment system, and a reservation and payment method using the same, more specifically, to make payment possible without using a card or the like, The present invention relates to a product sales reservation and sales amount payment system and a reservation and payment method using the same.

Recently, a system for selling a product using a communication network such as the Internet has been widely developed and used due to the development of information processing and communication technology. In such a system, when a user accesses a web page and inputs a desired order, the seller delivers the product included in the inputted order to the user, thereby allowing the sale to be performed.

As a conventional method of selling products via the Internet, Korean Patent Laid-Open No. 10-2002-0006956 discloses a method and system for selling labeled products through the Internet. Storing; Generating a sequence code corresponding to the quantity of the product on the label of the product and a random code corresponding one-to-one with the sequence code; Transmitting a sequence code and a random code of the label to a manufacturer computer; And generating a purchased product list of the member if the sequence code and the random code of the label registered in the database of the web server coincide with the sequence code and the random code inputted through the client.

However, not only methods and systems for selling products using the Internet, but also methods and systems currently in common use are difficult to settle without information such as cards, and there is no consideration for supplementing offline purchasing, There is not provided a method for providing a safe purchase service in an off-line store when a payment means is lost, and there is a problem that special service for a customer can not be provided.

Korean Patent Publication No. 10-2002-0006956

The present invention is intended to make payment possible without information such as a card, to complement a problem of offline purchase such as loss of a payment means during a travel, to enable safe transaction between a customer and a storefront, and to provide special service to a customer A product sales reservation system, a payment system, and a reservation and payment method using the same.

The present invention provides a product sales reservation and sales payment system, a payment system, and a reservation and payment method using the product sales reservation and sales payment system, which can provide a payment service to a customer without paying money even when traveling in another country.

Other objects of the present invention will become readily apparent from the following description of the embodiments.

According to an aspect of the present invention, when a customer's terminal identifies an identification code stored in a store by driving an application, the customer's information is received from the customer's terminal, module; A payment approval request module for receiving a payment approval request for the purchase of the product by the customer, and for transmitting a payment approval request message to the customer terminal; And a payment server for making payment for the purchase of the goods from the electronic wallet of the customer upon receipt of a payment approval signal from the customer terminal receiving the payment approval request message by the payment approval request module, Product sales reservation and sales amount payment system are provided.

The customer visit confirmation module may generate a QR code as the identification code, provide the QR code to the shop attention terminal, and request the input of a password previously given to the terminal of the customer who scanned the QR code.

According to another aspect of the present invention, there is provided a method of analyzing a GPS position of a customer's terminal equipped with a GPS module and, when the customer's terminal enters the GPS area set by the shop owner, A customer visit confirmation module for delivering the service to the shop attention terminal; A payment approval request module for receiving a payment approval request for the purchase of the product by the customer, and for transmitting a payment approval request message to the customer terminal; And a payment server for making payment for the purchase of the goods from the electronic wallet of the customer upon receipt of a payment approval signal from the customer terminal receiving the payment approval request message by the payment approval request module, Product sales reservation and sales amount payment system are provided.

Upon reception of the customer information and the fact of visit, the shop notice terminal transmits a message informing the customer to the preset shop attention mobile communication terminal or transmits the message to the customer's information and reservation goods through the sign board installed on the wall of the shop Can be displayed.

Providing a web page for connecting the customer's terminal and the shop attention terminal through a communication network and receiving product information from the shop notice terminal through the web page and providing the product information to the customer's terminal, A web server for allowing a customer's terminal to provide customer information and product reservation information through the web page; And a database unit for storing information on goods provided by the web server through the web page, information on the customer, and information on goods reservation.

And an information providing module for delivering customer information, a photograph of a customer, and a product reservation information provided from the customer's terminal to the shop attention terminal.

According to another aspect of the present invention, there is provided a method of providing a service to a store, the method comprising: delivering information of a customer provided from a customer's terminal; If the customer's terminal identifies the identification code provided to the store by operating the application or analyzes the GPS position of the customer's terminal and the customer's terminal enters the GPS area set by the shop owner, Receiving the information of the customer and the visiting information from the customer's terminal and delivering the received information to the store's attention terminal; Transmitting a payment approval request message to the customer's terminal by the payment approval request module when the payment request for the purchase of the product by the customer is received from the store's attention terminal; And allowing the payment server to perform settlement of the purchase of the goods from the electronic wallet of the customer when receiving a settlement approval signal from the customer terminal receiving the settlement approval request message by the settlement approval request module A product sales reservation and a sales amount payment method are provided.

According to another aspect of the present invention, there is provided an integrated deposit account, which is operated by a service provider and is integrated and managed by dividing the amounts of all the service subscribing customers by currencies; An account management unit for managing deposit details and payment details for the service subscription customers in the integrated deposit account; A deposit management unit for depositing the amount deposited during the process of charging the electronic wallet by the service subscriber in accordance with the type of the deposit call in the integrated deposit account; And a settlement management unit for confirming a deposit amount of the service subscribing customer when the settlement request is received from the terminal of the service subscribing customer and for making a normal settlement when the settlement amount is smaller than the deposit amount, If the kind of the requested currency is different from the type of the currency of the deposit amount, the payment management unit uses the amount deposited in the account for each currency corresponding to the type of the requested currency in the integrated deposit account, The settlement amount for the service subscribing customer is settled in consideration of the exchange rate.

A customer visit confirmation module for receiving the customer's information and visiting fact from the customer's terminal and delivering the received information to the shop attention terminal when the customer's terminal identifies the identification code provided to the store by the application running; A payment approval request module for receiving a payment approval request for the purchase of the product by the customer, and for transmitting a payment approval request message to the customer terminal; And a payment server for receiving a settlement approval signal from the customer terminal, which has received a payment approval request message by the payment approval request module, to perform settlement of the product purchase from the electronic wallet of the customer A sales reservation and a sales amount payment system are provided.

The customer visiting confirmation module may generate a QR code as the identification code, provide the QR code to the shop attention terminal, and request the input of a password previously given to the terminal of the customer who scanned the QR code.

Providing a web page for connecting the customer's terminal and the shop attention terminal through a communication network and receiving product information from the shop notice terminal through the web page and providing the product information to the customer's terminal, A web server for allowing a customer's terminal to provide customer information and product reservation information through the web page; And a database unit for storing information on goods provided by the web server through the web page, information on the customer, and information on goods reservation.

And an information providing module for delivering customer information, customer photos, and product reservation information provided from the customer's terminal to the shop attention terminal.

According to another aspect of the present invention, there is provided a method of providing information to a store, the method comprising: transmitting information of a customer, When the customer's terminal identifies the identification code stored in the store by driving the application, receiving the customer's information and the visiting fact from the customer's terminal by the customer visit confirmation module and delivering the information to the store's attention terminal; Transmitting a payment approval request message to the customer's terminal by the payment approval request module when the payment request for the purchase of the product by the customer is received from the store's attention terminal; And allowing the payment server to perform settlement of the purchase of the goods from the electronic wallet of the customer when receiving a settlement approval signal from the customer terminal receiving the settlement approval request message by the settlement approval request module Included product sales reservations and sales amount payment methods are provided.

Other aspects, features, and advantages will become apparent from the following drawings, claims, and detailed description of the invention.

According to an embodiment of the present invention, settlement can be made without information such as a card, and a problem of offline purchase such as loss of a payment means during travel can be compensated to secure transactions between a customer and a storefront, Can be provided.

Also, when traveling in other countries, it is possible to provide a payment service to a customer without paying a separate exchange.

1 is a block diagram of a product sales reservation and sales amount payment system according to an embodiment of the present invention;
FIG. 2 is a diagram showing a method of confirming customer visit using a GPS,
FIG. 3 is a flowchart showing a product sales reservation and a sales amount payment method according to another embodiment of the present invention; FIG.

BRIEF DESCRIPTION OF THE DRAWINGS The present invention is capable of various modifications and various embodiments, and specific embodiments are illustrated in the drawings and described in detail in the detailed description. It is to be understood, however, that the invention is not to be limited to the specific embodiments, but includes all modifications, equivalents, and alternatives falling within the spirit and scope of the invention. DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.

The terms first, second, etc. may be used to describe various components, but the components should not be limited by the terms. The terms are used only for the purpose of distinguishing one component from another.

The terminology used in this application is used only to describe a specific embodiment and is not intended to limit the invention. The singular expressions include plural expressions unless the context clearly dictates otherwise. In the present application, the terms "comprises" or "having" and the like are used to specify that there is a feature, a number, a step, an operation, an element, a component or a combination thereof described in the specification, But do not preclude the presence or addition of one or more other features, integers, steps, operations, elements, components, or combinations thereof.

Also, the terms " part, "" unit," " module, "and the like, which are described in the specification, refer to a unit for processing at least one function or operation and may be implemented by hardware or software or a combination of hardware and software .

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

FIG. 1 is a block diagram of a product sales reservation and sales amount payment system according to an embodiment of the present invention, and FIG. 2 is a diagram illustrating a method for confirming a customer visit using a GPS.

1, a product sales reservation and sales amount payment system 100 according to an embodiment of the present invention includes a customer visit confirmation module 110, a payment approval request module 120, and a payment server 130 .

The customer visit confirmation module 110 confirms whether the customer visited the shop reserved the product. For this, the customer visit confirmation module 110 may use the identification code 1 or use the GPS.

A method of using the identification code (1) will be described as follows.

The customer visit confirmation module 110 is a module for checking whether the customer's terminal 10 has received the signal outputted from the customer's terminal 10 when the customer identifies the identification code 1, for example, a QR code or a barcode, And receives the information of the customer by the communication network of the Internet or the like, and transmits the information to the shop-care terminal 20 by using the communication network.

On the other hand, the customer's terminal 10 is a device provided with modules for performing communication using an information processing by application and a communication network. When the application is operated, the identification code (1) , Reads the information indicated by the identification code (1), and transmits the customer information and the visiting information to the customer visit confirmation module (110) by using the communication module by processing by the control unit. In the present embodiment, , But an information processing communication device having a camera including a laptop, a tablet PC, a PC, and the like may be applicable. Here, the customer information may be limited to a minimum amount of information for identifying the customer, for example, an ID that is accessed by accessing a web page provided by the system 100, or a telephone number provided by the customer's terminal 10 It may also include the customer's personal information entered in advance.

The shop attention terminal 20 may include various information processing communication devices such as a smart phone as well as a PC, a notebook, and a tablet PC, and includes a control unit and a memory unit 21 for information processing and data storage, An input unit 22, and a display unit 23 for displaying information to the outside, and may further include a communication module (not shown) for performing communication through a communication network such as the Internet. The shop attention terminal 20 may be a touch screen type set-top box having a control unit, a memory unit 21, an input unit 22, and a display unit 23 integrated with each other.

The customer visit confirmation module 110 can generate the QR code as the identification code 1 and provide the QR code to the shop attention terminal 20 connected to the web page provided by the web server 140 to be described later, And may request the scanned customer's terminal 10 to input a password that has been previously given in order to proceed with the subsequent procedure.

The customer visit confirmation module 110 may follow the customer visit confirmation method using the GPS in addition to the customer visit confirmation method according to the identification in the identification code 1. [

Referring to FIG. 2, the shop owner can set a GPS area corresponding to the shop location information through the shop attention terminal 20 (1). For example, the GPS area of the store may be within a predetermined radius around the store.

It is assumed that the customer's terminal 10 is equipped with a GPS module so that the current position of the customer's terminal 10 can be confirmed as the GPS information.

The customer visiting confirmation module 110 compares the GPS area set by the store owner with the GPS information of the customer's terminal 10 in real time or at a set cycle to determine whether the customer having the terminal 10 is within the GPS area set by the particular shop owner (2).

When the customer who has the terminal 10 enters the GPS area set by the particular store owner, the customer visiting confirmation module 110 transmits the customer's information and the visiting information by the signal outputted from the customer's terminal 10 to the Internet (③), and transmits it to the shop attention terminal 20 through the communication network (④).

When the shop attention terminal 20 receives the customer information including the customer information and the visiting information from the customer visiting confirmation module 110, the shop attention terminal 20 can display the shop stock or display it as a sound so that the shop stock can be confirmed. Alternatively, a message may be sent to the shop-care mobile communication terminal to inform the user of the visit.

In addition, a sign board is installed on the wall of the shop, so that the customer visiting information transmitted to the shop attention terminal 20 may be displayed. In this case, besides the customer visit information, the order number related to the product reserved by the customer may be displayed together so that the shop owner can smoothly provide the product.

Referring to FIG. 1 again, the payment approval request module 120 receives a settlement request for a purchase of a product, which is transmitted from the customer through the terminal 10, through the communication network from the shop-careful terminal 20, The mobile terminal 10 transmits a message of a payment approval request, for example, a text message using SMS.

The payment server 130 receives payment approval signal from the customer's terminal 10 having received the payment approval request message by the payment approval request module 120, . That is, the payment server 130 selects the area corresponding to the payment approval from the payment approval request message including the payment amount or the like by the input method such as touch or operates the button corresponding to the payment approval And receives a signal output from the electronic wallet 11 and transmits the payment information to the electronic wallet 11 by communication with a banking system or a credit card company or a payment system 200 operated by a service provider using payment information pre- Make sure the payment is done.

The electronic wallet 11 is a payment means capable of storing a certain amount of value in an electronic means such as a semiconductor chip and using it in the same manner as cash. It is a concept including electronic money, hardware for online financial transactions, Such hardware may include functions such as a securities transaction and a transportation card, and may be provided in the customer's terminal 10 or may be used separately from the customer's terminal 10. [

The product sales reservation and sales amount payment system 100 according to the present invention may further include a web server 140 and a database unit 150. [ Here, the web server 140 provides a web page for the customer's terminal 10 and the shop notice terminal 20 to access through the communication network, and receives information on the goods from the shop notice terminal 20 through the web page And provides the customer's terminal 10 with information on the customer's information and product reservation through the web page. Here, the customer information may include personal information for identifying the customer, information for payment, and the like.

The web server 140 may request the user to provide an ID and a password for identifying the user when the user terminal 10 accesses the web page, Information input for proceeding can be performed. In addition, the database unit 150 may store all the related information for providing the service by the system 100, including the information of the goods provided by the web server 110, the information of the customer, have.

The product sales reservation and sales amount payment system 100 according to the present invention may further include an information provision module 160. The information provision module 160 may be configured to allow a customer to input a customer's terminal The information on the customer, the information on the payment, the photograph of the customer, and the reservation information on the product selected by the customer 10, to the shop attention terminal 20. Such information may be stored in the database unit 150.

FIG. 3 is a flowchart showing a product sales reservation and a sales amount payment method according to another embodiment of the present invention. The product sales reservation and the sales amount payment method according to the present invention are the product sales reservation and sales amount payment The system 100 is used, and redundant description will be omitted.

3, information on customers such as a badge and an ID provided from a customer's terminal 10, a photograph of a customer, information on a product reservation, information for payment, 160 to the shop attention terminal 20 (S14).

Before the step S14, the customer fills the electronic wallet 11 as a payment means (S11), connects to a web page provided by the web server 140 by the customer's terminal 10, (S12). On the other hand, product selection and reservation can be performed directly or indirectly with the shop owner using various communication means as well as web pages. In addition, it is determined whether the payment amount of the electronic wallet 11 considering the commodity price, the reservation date, and the exchange rate after the commodity selection of the customer is sufficient (S13). Also, a customer approval message may be transmitted to the shop notice terminal 20 via a web page provided by the web server 140 or directly via the SMS to allow the customer to approve that the customer is available for transaction through the terminal 10 (S15 ).

When the customer's terminal 10 scans and identifies an identification code 1 (e.g., a QR code or a bar code) provided in the store by the application, or when the GPS position of the customer's terminal 10 is within the GPS area set by the store owner (S16), the customer visiting confirmation module 110 receives the customer's information and the visiting information from the customer's terminal 10 and receives the information about the customer from the shop attention terminal 20, So that the store owner can confirm the visit of the customer (S17).

The shop attention terminal 20 may send a message indicating the customer's visit to the shop attention mobile communication terminal or may operate a preset alarm in order to confirm the store attention. Or the signboard installed on the wall of the shop, and in this case, the product reservation information of the customer may be displayed together to facilitate the preparation of the product.

Then, the shop owner can confirm whether the customer is a legitimate customer by checking the photograph of the customer and the reservation product provided to the terminal 20 through the information providing module 160 (S18).

On the other hand, the identification code 1, for example, a QR code can be provided to the shop attention terminal 20 generated by the customer visit confirmation module 110 and connected to the web page, The customer visit confirmation module 110 may request the customer's terminal 10 that has scanned the QR code to input a password previously given to proceed with the subsequent procedure . In addition, merchants may be merchants or companies that have joined the Franchise.

After the merchandise service by the shop owner is provided to the customer in step S19 and the customer receives a signal of the payment request for the purchase of the merchandise from the store care terminal 20, The payment approval request module 120 transmits a message of a payment approval request through a web page provided by the web server 140 for example to the terminal 10 of the customer who receives the payment approval request message by the payment approval request module 120, The settlement server 130 for performing settlement with the external settlement system 200 performs settlement of purchase of goods from the customer's electronic wallet 11 at step S21. On the other hand, if the settlement is made (S21), the settlement server 130 transfers the settlement amount to the store owner account (S22), which feeds the settlement and payment information to the shop owner and the customer. Also, if the payment server 130 does not receive the payment approval signal from the customer's terminal 10 or if the customer makes an appeal (S23) during the settlement process, the transaction between the customer and the store owner suspends and resolves the payment (S24).

According to the product sales reservation and sales amount payment system and the reservation and payment method using the product sales reservation and sales amount payment method according to the present invention, it is possible to make payment without card information, to supplement the problem of offline purchase such as loss of the payment means during travel, Secure transactions between shop owners, and provide special services to customers.

4 is a block diagram illustrating a billing system according to an embodiment of the present invention.

4, a payment system 200 according to an embodiment of the present invention is operated by a service provider and includes a deposit management unit 210, a payment management unit 220, an account management unit 230, an integrated deposit account 240 ).

The integrated deposit account 240 is an account operated by the service provider, and the total amount of the service subscriber is divided and managed according to currencies. If the deposit currency is Korean currency (₩), it is deposited and managed in the Korean currency account. If the deposit currency is US currency ($), it is deposited and managed in the US currency account.

In addition, the deposit amounts of a plurality of customers are classified and managed together in the integrated deposit account 240 for each currency, and the account details and settlement details are individually managed by the account management unit 230.

The deposit managing unit 210 deposits the deposited amount in the integrated deposit account 240 during the process of charging the electronic wallet 1 by the service subscription customer. In this case, the deposit amount is classified according to the type of the deposited currency, and is managed in the integrated deposit account 240.

When the service subscription customer wants to pay the sales amount for the reservation goods, that is, when the payment subscription customer receives the payment request from the terminal of the service subscription customer, the payment management unit 220 checks the deposit amount in cooperation with the payment server 130, If the amount is less than the deposit amount, the normal payment is made. The exchange rate may be considered when comparing the deposit amount with the settlement amount.

At the time of the normal payment, the settlement management unit 220 transfers the amount corresponding to the settlement amount to the service provider account, and deducts the settlement amount from the deposit account of the customer.

In this embodiment, when a customer who has made a deposit in Korean currency (₩) must make a payment in US currency ($) for a reservation product, the amount of the US currency account in the integrated deposit account 240 can be utilized. That is, by checking the amount deposited in the US currency account of the integrated deposit account (240) by other customers, the amount corresponding to the commission generated during the exchange of the Korean currency into the US currency .

In this case, the settlement management unit 220 may deduct the Korean currency amount corresponding to the US currency amount paid to the customer.

With regard to such payment and settlement, it is possible to prevent leakage of the customer's personal information through paypal or the like and to safely manage the payment.

It will be apparent to those skilled in the art that various modifications and variations can be made in the present invention without departing from the spirit or scope of the invention as defined in the following claims And changes may be made without departing from the spirit and scope of the invention.

1: Identification code 10: Customer's terminal
11: E-wallet 20: Store care terminal
21: control unit and memory unit 22: input unit
23: display unit 110: customer visit confirmation module
120: Payment approval request module 130: Payment server
140: Web server 150: Database part
160: Information providing module 200: Payment system

Claims (8)

A customer visit confirmation module for receiving the customer's information and visiting fact from the customer's terminal and delivering the received information to the shop attention terminal when the customer's terminal identifies the identification code provided to the store by the application running;
A payment approval request module for receiving a payment approval request for the purchase of the reservation product of the customer from the store, And
And a payment server for making a payment for the reservation product purchase from the electronic wallet of the customer when receiving a payment approval signal from the customer terminal receiving the payment approval request message by the payment approval request module, Product sales reservation and sales amount payment system.
The method according to claim 1,
Wherein the customer visit confirmation module generates a QR code as the identification code and provides the QR code to the shop attention terminal and requests input of a password previously given to the terminal of the customer who has scanned the QR code, Amount payment system.
The method according to claim 1,
The customer visit confirmation module analyzes the GPS position of the customer's terminal equipped with the GPS module and when the customer's terminal enters the GPS area set by the shop owner, receives the customer's information and visiting fact from the customer's terminal The store's attention to deliver to the terminal, product sales reservation and sales amount payment system.
The method according to claim 1,
Upon reception of the customer information and the fact of visit, the shop notice terminal transmits a message informing the customer to the preset shop attention mobile communication terminal or transmits the message to the customer's information and reservation goods through the sign board installed on the wall of the shop And displaying the order information related to the sales order.
The method according to claim 1,
Providing a web page for connecting the customer's terminal and the shop attention terminal through a communication network and receiving product information from the shop notice terminal through the web page and providing the product information to the customer's terminal, A web server for allowing a customer's terminal to provide customer information and product reservation information through the web page; And
Wherein the web server further comprises a database unit for storing information of goods provided through the web page, information of the customer and information of goods reservation.
6. The method of claim 5,
Further comprising an information providing module for delivering customer information, customer photos and product reservation information provided from the customer's terminal to the shop attention terminal.
Transmitting information of the customer provided from the customer's terminal, the photograph of the customer, and the information of the product reservation to the shop attention terminal by the information providing module;
If the customer's terminal identifies an identification code stored in the store by driving the application, receiving the information of the customer and the visiting information from the customer's terminal by the customer visit confirmation module and delivering the information to the shop notice terminal;
Transmitting a payment approval request message to the customer's terminal by the payment approval request module when the payment request for the purchase of the product by the customer is received from the store's attention terminal; And
And a step of allowing the payment server to perform settlement for the purchase of the goods from the electronic wallet of the customer when the payment approval signal is received from the customer terminal receiving the payment approval request message by the payment approval request module , Product sales reservation and sales amount payment method.
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