CN102930667A - Information processing method and system, and intelligent terminal - Google Patents

Information processing method and system, and intelligent terminal Download PDF

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Publication number
CN102930667A
CN102930667A CN2012104249809A CN201210424980A CN102930667A CN 102930667 A CN102930667 A CN 102930667A CN 2012104249809 A CN2012104249809 A CN 2012104249809A CN 201210424980 A CN201210424980 A CN 201210424980A CN 102930667 A CN102930667 A CN 102930667A
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information
module
commodity
server
intelligent terminal
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CN2012104249809A
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韩璐
张鹏
赵磊
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Industrial and Commercial Bank of China Ltd ICBC
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Industrial and Commercial Bank of China Ltd ICBC
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Priority to CN2012104249809A priority Critical patent/CN102930667A/en
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Abstract

The invention discloses an intelligent terminal comprising an information obtaining module (111), an information processing module (112), an interaction module (113), an information confirming module (114), an information recording module (115) and a communication module (116), wherein the information obtaining module (111) is used for reading an intelligent information label and obtaining information on the label; the information processing module (112) is used for converting the information obtained by the information obtaining module into digital information; the interaction module (113) is used for presenting the information to a user and receiving an operating command of the user; the information confirming module (114) is used for generating corresponding confirmation information according to the confirmation action of the user; the information recording module (115) is used for recording related information at the intelligent terminal; and the communication module (116) is used for being communicated with a server. The intelligent terminal can be used for improving the structures of current payment systems such as shopping mall and improving the information processing efficiency and the information processing safety.

Description

A kind of information processing method and system, intelligent terminal
Technical field
The present invention relates to technical field of information processing, particularly a kind of information processing method and system, intelligent terminal.
Background technology
At present general store shopping scene is generally: in the clearing of store sales counter, adjust one by one and register in the face of commodity by the clearing cabinet of store limited quantity with shopping voucher (commodity pay bills or commodity are in kind) for the user.End user also needs evidence for payment is taken back the sales field to fetch the commodity of purchase.A plurality of links can form shopping process and block in this process: at first the clearing cabinet face in store is limited, when the same sales counter clearing of arrival number is more, obviously can consists of late comer's shopping process and block, and strengthen the settlement process pressure of sales counter.This point is the situation that the shopping process of all entity sales fields all exists.Simultaneously, a lot of links are finished by manpower in the flow process, are transmitted by the user such as payment voucher, pay the fees to be ensured etc. by the teller, have not only reduced efficient, also can improve the mistake proportion.
Along with mobile E-bank is flourish in recent years, join technology by portable terminal and the mutual thing of reality in the ascendant.Increasing mobile phone hardware and application software are supported the technology such as two-dimension code identification, the wireless telecommunications identification of NFC near field.It is comparatively ripe that wireless recognition technique, E-Payment technology all develop.Provide possibility in actual life, carrying out mobile payment.
Present method of mobile payment mainly is divided near field payment and remote payment.Wherein remote payment often relies on mobile E-bank, or finishes payment by special mobile terminal device, and the security of transaction is higher, but has the lower problem of instantaneity of response.For near field payment, generally be by closely finishing payment with the radio frequency interactive device induction of businessman with the mobile phone that has the mobile phone of near field wireless telecommunications recognition function or the special SIM card of supporting wireless radio frequency identification function has been installed.Although the instantaneity of response is higher, security risks is higher, when particularly carrying out the wholesale payment; In addition, often lack unified in batches treatment mechanism for repeatedly concluding the business of same user, affected user's experience.
These defectives based on the prior art existence, the technical problem to be solved in the present invention provides a kind of intelligent terminal, automatically the relevant information of process user when market shopping, thereby the solid shop/brick and mortar store such as assurance market need not relevant staff's participation, improve treatment effeciency and the accuracy rate of payment information, and greatly improved user's experience.。
Summary of the invention
The defects that exists in order to overcome prior art the present invention proposes a kind of intelligent terminal and the corresponding information processing system method of unifying.
The intelligent terminal that the present invention proposes comprises: the acquisition of information module, be used for reading the intelligent information label, and obtain the information on the label; Message processing module, the information that is used for the acquisition of information module is obtained is converted to numerical information; Interactive module is used for to user's presenting information and receives user's operational order; The validation of information module is used for generating corresponding confirmation according to user's affirmation action; The information recording/module is used for relevant information recording/local at this intelligent terminal; Communication module is used for carrying out communication with server.
The present invention also proposes a kind of information handling system, but this system comprises intelligent terminal, has the commodity of identifying information label, information server and e-bank's server, intelligent terminal further comprises: the acquisition of information module, be used for reading the intelligent information label of commodity, obtain the information on the label; Message processing module, the information that is used for the acquisition of information module is obtained is converted to numerical information; Interactive module is used for to user's presenting information and receives user's operational order; The validation of information module is used for generating corresponding confirmation according to user's affirmation action; The information recording/module is used for relevant information recording/local at this intelligent terminal; Communication module is used for carrying out communication with information server and e-bank's server; The relevant information that information server is used for record merchandise news and is produced by intelligent terminal and e-bank's server; E-bank's server is used for receiving the payment request and finishing the payment action from intelligent terminal, and payment information is recorded in the information server.
The present invention compares existing mobile payment and has improved information processing efficiency, has improved user's experience, has guaranteed simultaneously payment safety.
The intelligent terminal that the present invention proposes, can be widely used in the market, a plurality of scenes of supermarket shopping, the present invention combines the emerging function of intelligent terminal, can improve system's treatment effeciency and security, is embodied in following aspect: 1, fully in conjunction with new technique, introducing Internet of Things mechanism, simplify shopping process, eliminating manual bill, manual cash register etc. needs the manual intervention link, reduces user's shopping-time, and owing to having saved the link such as make out an invoice, the resources such as paper have also greatly been saved.2, the whole process of passing through intelligence to the instruction process of the unified batch of user, has improved the treatment effeciency of system to control.3, has certain Information expansion.Read in the merchandise news process at mobile phone, can provide more more accurately merchandise newss for the user, can recognize the commodity extend information by the internet simultaneously.4, the design feature according to system can take full advantage of user's off-the-shelf equipment.
Description of drawings
Fig. 1 is the structural representation of information handling system of the present invention;
Fig. 2 is intelligent terminal structural representation of the present invention;
Fig. 3 is the commodity schematic diagram with bar code;
Fig. 4 is the functional block diagram of information server of the present invention;
Fig. 5 is the functional block diagram of monitoring alarm;
Fig. 6 is information processing method process flow diagram of the present invention;
Fig. 7 and Fig. 8 are the present invention's processing flow chart to purchasing commodity after payment is finished.
Embodiment
For make the purpose, technical solutions and advantages of the present invention more clear bright from, below in conjunction with specific embodiment, and with reference to accompanying drawing, the present invention is described in more detail.
Ultimate principle of the present invention is after identifying the pricing information of goods for purchase by intelligent terminal, to verify and confirm through the user, finishes payment by the payment system of the financial institutions such as e-bank is self-service, and recording user payment behavior in database.When leaving the store with completing user to the basis for estimation of its commodity of being bought.Use intelligent terminal of the present invention to pay and be divided into two stages: the choosing the payment stage of commodity, and the user leaves front market, market to the affirmation stage of buying behavior after finishing payment.Fig. 1 utilizes intelligent terminal of the present invention to realize the system construction drawing of payment.As shown in Figure 1, but this system comprise intelligent terminal 1, have commodity 2, information server 3, e-bank's server 4 of identifying information label.
The WLAN (wireless local area network) link information server 3 that intelligent terminal 1 is built by Internet or store; Intelligent terminal 1 is by telecom operators' wireless cellular network or Internet connecting electronic bank server 4; E-bank's server 4 is by Internet link information server 3.
Intelligent terminal 1 possesses the contactless information identification near field or two-dimensional code authentication function, and payment function.Be used for obtaining merchandise news, show to the user, and accept user's operation, the recording user payment information, connecting electronic bank server 4 is finished E-Payment.
Information server 3 can be that a plurality of stores share, unified storewide information of storing a plurality of stores.Also can be certain store is privately owned, be present in the store.
E-bank's server 4 belongs to bank and other financial mechanism, storage user account information, and transfer accounts for the user provides, the financial service such as payment.And carry out exchanges data with information server 3, after finishing, user's payment behavior notifies businessman.
Fig. 2 is intelligent terminal structural representation of the present invention.With reference to Fig. 2, intelligent terminal 1 comprises acquisition of information module 111, message processing module 112, interactive module 113, validation of information module 114, information recording/module 115, communication module 116.Wherein acquisition of information module 111 is connected connection with message processing module; Interactive module 113 is connected with message processing module 112, validation of information module 114 respectively, communication module 116 connects; Validation of information module 114 is connected with information recording/module 115, communication module 116 respectively.
Acquisition of information module 111 reads commodity intelligent information label, realize the near field the information such as commodity price obtain function.This Model Implement mode for example is near field communication (NFC) (Near Field Communication NFC), adopt such as with the integrated close range wireless communication devices such as NFC control chip of novel intelligent terminal.NFC is a kind of short-range high frequency wireless communication technology, allows to carry out contactless Point-to-Point Data Transmission (in ten centimetres) swap data between the electronic equipment.This technology is mainly used in having the natural security of near-field communication in the handheld devices such as mobile phone, is thought by all circles to have great application prospect in fields such as mobile-phone payments.
Acquisition of information module 111 also can realize by the two-dimension code recognition technology.Two-dimension code identification is by specific geometric figure recorded information, have that information capacity is large, algorithm has that error correcting ability, print request are not high, code system has openly formed the characteristics such as international standard, but 1850 capitalizations of its outfit as many as or 2710 numerals or 1108 bytes, or more than 500 Chinese character.Can obtain two-dimension code by the camera of intelligent terminal, and parse the information that figure records.
Message processing module 112 is responsible for processing the information of being obtained by acquisition of information module 111, and acquisition of information module 111 from the merchandise news that commodity intelligent information label obtains, is comprised store ID, commodity id information and other commodity relevant informations, is converted into numerical information.
Interactive module 113 realizes mutual with the user, has the input equipments such as the display device such as display screen and keyboard.Represent merchandise news to the user, and receive user's operational order (forming shopping list etc. as selecting commodity).
Amount of money payment action when validation of information module 114 realization users finish to buy.The user confirms payment, generates payment information, finishes the payment for merchandise accounting processing by e-bank's server 4 that communication module 116 connects financial institution.
Information recording/module 115 realizes for the record of the trading instruction information after paying successfully in intelligent terminal 1 this locality.
Communication module 116 is responsible for and information server 3,4 communications of e-bank's server, possesses the safety encipher function.
In a shopping process, message processing module 112 will be treated to numerical information by the merchandise news that acquisition of information module 111 obtains, and represent to the user by interactive module 113.The user selectes shopping list, confirms merchandise news by communication module 116 link information servers 3.The user calls communication module 116 by validation of information module 114 after confirming to buy, and connecting electronic bank server 4 is finished payment.Stateful transaction after the payment is recorded in the information recording/module 115.
Shown in Fig. 3, be commodity 2 schematic diagram.Commodity 2 are the commodity in the store, but have the Intelligent Recognition label 21 of the merchandise news of recording.Such as: NFC can identify medium or two-dimension code figure etc.But Intelligent Recognition label 21 canned data contents comprise store ID, commodity id information, also can comprise the commodity related expanding information such as commercial specification, the date of production.
Described Fig. 4 is the functional block diagram of information server 3.Information server 3 main applications are recording data information.It can be the information server that each businessman shares, and also can be the privately owned store home server of businessman, and these two kinds of patterns also can be applied to different stores simultaneously.Comprise merchandise news module 31, payment instruction logging modle 32 and store communication module 33.
Merchandise news module 31 has recorded information attribute value, price, store information, for example, and commodity ID, commodity price, store ID, commodity stocks quantity etc.
Payment instruction logging modle 32 is used for the payment information of recording user, for example, and user ID, the commodity ID that buys, store ID, payment, time of payment etc.
Store communication module 33 is used for mutual with user communication and intermodule, and it receives the merchandise news inventory that the user uploads, and searches and obtains corresponding product by calling merchandise news module 31, and will search the key message that obtains (such as commodity price etc.) feed back to intelligent terminal 1.After the user finishes purchase to commodity, store communication module 33 receives the trading instruction information that e-bank's server 4 sends, according to payment result, call merchandise news module 31 and do corresponding data processing: can comprise the data processing operations such as commodity stocks quantity correction.Last store communication module 33 calls payment instruction logging modle 32 and finishes the instruction record.
Fig. 6 is the process flow diagram of information processing method of the present invention.
In step 601, the user uses the commodity intelligent information label 21 of acquisition of information module 111 items scanning 2 of intelligent terminal 1.To be treated to commodity digital information by the merchandise news of acquisition of information module 111 identifications by message processing module 112.Merchandise news can comprise the information such as commercial specification, the date of production.
In this step, for example can obtain two-dimension code by the camera of intelligent terminal, and parse the information that figure records.
In step 602, message processing module 112 sends to interactive module 113 with commodity digital information and represents, so that the user checks merchandise news, the user adds the inventory that will buy by interactive module 113 one by one with the commodity of choosing, before confirming purchase, the user still can carry out additions and deletions to the commodity in " shopping cart " and change operation.
Interactive module 113 can be the input equipments such as display and keyboard.In step 603, behind the inventory of determining to buy, communication module 114 will be bought carry information server 3 on the merchandise news by wireless communication networks.On the merchandise news sent comprise store ID, commodity ID, user ID etc.
Information server 3 can be the information server that each businessman shares, and also can be the privately owned store home server of businessman, and these two kinds of patterns also can be applied to different stores simultaneously.
In step 604, information server 3 calls merchandise news module 31 and inquire about the commodity relevant information in database by the shopping information that its communication module 33 receives.
Merchandise news module 31 has recorded information attribute value, price, store information, for example, and commodity ID, commodity price, store ID, commodity stocks quantity etc.
In step 605, information server 3 feeds back to intelligent terminal 1 by communication module 33 with the key messages such as price of commodity in the shopping list.
The information exchange that is fed is crossed interactive module 113 and is shown to the user.
In step 606, the user confirms by the actual delivery price of information server 3 feedbacks and the consistance of the Commercial goods labels price of this locality by interactive module 113.
Interactive module 113 not only possesses Presentation Function, also has simultaneously keyboard, button or touch-screen etc. and can supply user's input operation instruction.
In step 607, if the commodity price of the price paid of information server 3 feedbacks and this locality is inconsistent, can stop payment, the contact customer service is confirmed.
In step 608, if the price paid of information server 3 feedbacks is consistent with local commodity price, then user selection is confirmed payment, and recalls information is confirmed module 114.
In step 609, validation of information module 114 generates payment information, send user profile and payment request by communication module 116 on e-bank's server 4, finishes safety verification, accounting processing.Accounting processing can adopt the mode of transferring accounts to realize.Initiated by e-bank's server, detain in real time account from user account, and register in advance account transfer to businessman and finish the account change.Can adopt the real-time account that arrives to the account mode, or a day whole batch arrives the modes such as account.
In step 610, after account was processed successfully, e-bank's server notification intelligent terminal 1 was paid successfully, and the information recording/module 115 of intelligent terminal 1 is finished the payment information record.
In step 611, after account was processed successfully, e-bank's server 4 announcement information servers 3 were paid successfully, payment instruction logging modle 32 record Transaction Informations.
In step 612, information server 3 notice merchant transaction information are used when the store is left in shopping in order to finishing the user.
The user can take away purchasing commodity by following dual mode after finishing purchase.
First kind of way need not be carried pre-purchase commodity for the user in the store, unify picking to joining the goods center before leaving the store.As shown in Figure 7, comprise step: step 701, after the user pays successfully to picking commodities, information server notice businessman.Store home server record Transaction Information.Step 702, goods is joined according to the sequence information orientation by businessman.Step 703, the user finishes picking commodities, comes to joining goods center delivery of cargo leaving the store.Step 704, the payment information in the information recording/module 115 of user's intelligent terminal 1 can be used as user's voucher of picking up goods.Step 705, the user pays with kinds of goods in businessman, user's delivery of cargo.Step 706, so far mobile payment shopping whole process finishes.
The second way is carried pre-purchase commodity for the user in the picking commodities process, finish commodity payment check through the store monitoring alarm when leaving the store.
Fig. 5 is the functional block diagram of store monitoring alarm.When commodity during through store monitoring alarm 5, scan module 51 is sensed the RFID label of commodity, and scanning recognition obtains the merchandise news of all commodity, and merchandise news can comprise the key message of the sign commodity such as commodity ID.The RFID label, namely radio frequency identification also claims electronic tag, is a kind of contactless automatic identification technology, and it is automatically identified destination object and obtains related data by radiofrequency signal, and identification work need not manual intervention, can work in various rugged surroundings.The RFID technology can be identified high-speed moving object and can identify simultaneously a plurality of labels, and is swift to operate reliable.After finishing, scan module 51 scannings send the commodity ID inventory that recognizes to contrast module 52.Contrast module 52 is called communication module 53 link information servers 3, searches and whether has recorded these commodity ID in the payment instruction logging modle 32, if recorded the pay status that returns simultaneously these commodity.The return results that contrast module 52 receives according to communication module 53, contrast are judged institute through whether whole purchased success of commodity, if exist commodity that payment is successful then the trigger alarm device report to the police, if entire service has all been bought successfully then clearance.
Fig. 8 is pre-purchase commodity for the user carries, and finish commodity payment checkout procedure process flow diagram through the store monitoring alarm when leaving the store.With reference to Fig. 8, in step 801, the user carries commodity through the store monitoring alarm.In step 802, the scan module 51 of store monitoring alarm 5 detects entire service ID according to the RFID label of commodity.In step 803, contrast module 52 is called communication module 53 according to commodity ID Query Information server, and contrast module 52 judges according to Query Result whether all commodity are paid.In step 804, if finding that a certain commodity are recorded as in server is not paid, then report to the police.In step 805, if being recorded as in the period of service, pays successfully entire service, then normally let pass.In step 806, so far realize that by intelligent terminal mobile payment shopping whole process finishes.
Above-described specific embodiment; purpose of the present invention, technical scheme and beneficial effect are further described; institute is understood that; the above only is specific embodiments of the invention; be not limited to the present invention; within the spirit and principles in the present invention all, any modification of making, be equal to replacement, improvement etc., all should be included within protection scope of the present invention.

Claims (11)

1. intelligent terminal comprises: acquisition of information module (111), be used for reading the intelligent information label, and obtain the information on the label; Message processing module (112), the information that is used for the acquisition of information module is obtained is converted to numerical information; Interactive module (113) is used for to user's presenting information and receives user's operational order; Validation of information module (114) is used for generating corresponding confirmation according to user's affirmation action; Information recording/module (115) is used for relevant information recording/local at this intelligent terminal; Communication module (116) is used for carrying out communication with server.
2. intelligent terminal as claimed in claim 1 is characterized in that, acquisition of information module (111) realizes by NFC or two-dimension identification code technology.
3. intelligent terminal as claimed in claim 2 is characterized in that, described interactive module (113) is display device or keyboard.
4. intelligent terminal as claimed in claim 3, it is characterized in that, information on the label is the commodity relevant information, the user is by the payment of validation of information module (114) affirmation to these commodity, and generation payment information, communication module (116) sends to e-bank's server (4) with this payment information and finishes payment, and the stateful transaction after the payment is recorded in the information recording/module (115) after being returned to intelligent terminal by communication module (116).
5. information handling system, this system comprise intelligent terminal (1) but, have article (2), information server (3) and an e-bank's server (4) of identifying information label,
Intelligent terminal (1) further comprises: acquisition of information module (111), and the intelligent information label for reading article (2) obtains the information on the label; Message processing module (112), the information that is used for the acquisition of information module is obtained is converted to numerical information; Interactive module (113) is used for to user's presenting information and receives user's operational order; Validation of information module (114) is used for generating corresponding confirmation according to user's affirmation action; Information recording/module (115) is used for relevant information recording/local at this intelligent terminal; Communication module (116) is used for carrying out communication with information server (3) and e-bank's server (4);
The relevant information that information server (3) is used for the record Item Information and is produced by intelligent terminal (1) and e-bank's server (4);
E-bank's server (4) is used for receiving the payment request and finishing the payment action from intelligent terminal (1), and payment information is recorded in the information server (3).
6. information handling system as claimed in claim 5 is characterized in that, these article are commodity, and this system further comprises monitoring alarm (5), whether carries out payment for detection of the commodity through this alarm.
7. information handling system as claimed in claim 5 is characterized in that, monitoring alarm (5) further comprises:
Scan module (51) detects commodity ID according to the RFID label of commodity;
Contrast module (52) is used for judging according to Query Result whether commodity are paid according to commodity ID Query Information server (3), is not paid then warning if find that a certain commodity are recorded as in information server.
8. information processing method, the method comprising the steps of:
Step 1, the intelligent information label (21) of acquisition of information module (111) scan articles (2) of intelligent terminal (1) will be treated to numerical information by the Item Information of acquisition of information module (111) identification by message processing module (112);
Step 2, message processing module (112) represents the interactive module (113) that numerical information sends to intelligent terminal (1);
Step 3: the user confirms to buy and generate payment information by the validation of information module (114) of intelligent terminal (1), sends the payment request to e-bank's server (4);
Step 4, pay successfully after, e-bank's server notification intelligent terminal (1) is paid successfully, the information recording/module (115) of intelligent terminal (1) is finished the record to payment information;
Step 5, e-bank's server (4) announcement information server (3) is paid successfully, information server (3) recording-related information.
9. method according to claim 8, it is characterized in that, these article are commodity, also comprise after step 2: behind the inventory that the user determines to buy, the communication module (114) of intelligent terminal (1) will be delivered to information server (3) on the merchandise news of buying; Information server (3) receives this merchandise news by its interactive module (31), and calls its merchandise news module (31) and inquire about the commodity relevant information in database; The information of commodity feeds back to intelligent terminal (1) in the shopping list that information server (3) obtains inquiry by interactive module (31).
10. according to claim 8 or 9 described methods, it is characterized in that, described merchandise news comprises store ID, commodity ID and user ID.
11. method as claimed in claim 10 is characterized in that, the commodity that monitoring alarm (5) utilizes scan module (51) that payment is finished scan, and detect commodity ID according to the RFID label of commodity; The contrast module (52) of monitoring alarm (5) judges according to Query Result whether commodity are paid according to commodity ID Query Information server (3), if finding that a certain commodity are recorded as in information server is not paid, then reports to the police.
CN2012104249809A 2012-10-30 2012-10-30 Information processing method and system, and intelligent terminal Pending CN102930667A (en)

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