Embodiment
Here exemplary embodiment will be illustrated in detail, its example is illustrated in the accompanying drawings.Following description is related to
During accompanying drawing, unless otherwise indicated, the same numbers in different accompanying drawings represent same or analogous key element.Following exemplary embodiment
Described in embodiment do not represent all embodiments consistent with this specification.On the contrary, they are only and such as institute
The example of the consistent apparatus and method of some aspects be described in detail in attached claims, this specification.
It is only merely for the purpose of description specific embodiment in the term that this specification uses, and is not intended to be limiting this explanation
Book." one kind " of used singulative, " described " and "the" are also intended to bag in this specification and in the appended claims
Most forms are included, unless context clearly shows that other implications.It is also understood that term "and/or" used herein is
Refer to and any or all may be combined comprising the associated list items purpose of one or more.
It will be appreciated that though various information may be described using term first, second, third, etc. in this specification, but
These information should not necessarily be limited by these terms.These terms are only used for same type of information being distinguished from each other out.For example, do not taking off
In the case of this specification scope, the first information can also be referred to as the second information, and similarly, the second information can also be claimed
For the first information.Depending on linguistic context, word as used in this " if " can be construed to " ... when " or
" when ... " or " in response to determining ".
This specification provides a kind of fiduciary network traffics concocting method, can be with credit system and mixing system
Realize.
Wherein, credit system is typically to be disposed by the service provider of offer credit evaluation function, and its physical support is usual
For server or server cluster, in addition to credit evaluation function, credit system can also call payment system to realize payment work(
Energy, or credit system have payment function in itself, and this specification is not particularly limited to this.
Mixing system is generally disposed by the service provider that function is allocated with network traffics, for example, mixing system can be with
For the system of operator itself deployment, mixing system can also be the system of other third-party deployments in addition to operator, this
Specification is not particularly limited to this.The physical support of mixing system is generally also server or server cluster.
In this specification, the network traffics that user can be provided by systems such as mixing system or credit systems allocate entrance
Request carries out network traffics allotment, for example, store oneself with the network traffics do not fallen, by means of taking network traffics etc..Credit system can be with
The credit for asking user is assessed, and assessment result is sent to mixing system.Mixing system can be according to the assessment result
It is determined that the authenticity of request user, and then network traffics allotment is carried out for request user, so as to meet to ask user to network flow
The true use demand of amount, also effectively can avoid disabled user from extracting flow, avoid bad debt risk.
Fig. 1 is a kind of flow of fiduciary network traffics concocting method shown in the exemplary embodiment of this specification one
Schematic diagram.
Fig. 1 is refer to, the fiduciary network traffics concocting method may comprise steps of:
Step 102, credit system obtains the user profile of network traffics allotment request initiating terminal owning user.
In the present embodiment, user can initiate network traffics allotment request based on the terminal of oneself by number of ways.
In one example, user can by credit system provide URL (Uniform Resource Locator,
URL), the entrance such as Quick Response Code initiate network traffics allotment request.
In another example, user can also pass through mixing system or the URL of other third party systems offer, two dimension
The entrances such as code initiate network traffics allotment request.User profile can be sent to credit by the mixing system or third party system
System.
In the present embodiment, the network traffics allotment request can include:Flow deposits request, flow borrows request, is directed to
Redemption request of destination object etc..
In the present embodiment, the user profile can include:Address name, subscriber phone number, user identity card number
Information, this specification such as code are not particularly limited to this.
Step 104, credit system determines the credit information of the user according to the user profile, and the credit is believed
Breath is sent to mixing system.
Based on abovementioned steps 102, the user that credit system initiates network traffics allotment request getting (is subsequently referred to as
Initiate user) credit information after, can be obtained according to the user profile and initiate the related various data of user, then can integrated
The data assessment got initiates the authenticity and its contractual capacity of user, to determine to initiate the credit information of user.
Wherein, above-mentioned various data can include:Current location, facial image, historical trading data, history promise breaking data
Deng this specification is not particularly limited to this.
In one example, the form that shows of the credit information can be credit scoring, can be directly perceived based on credit scoring
It is determined that the credit grade of user is initiated, for example, credit is qualified or credit is unqualified.Wherein, credit is qualified can generally represent to initiate
User is that my possibility is higher, i.e., authenticity is higher;And credit it is unqualified can generally represent initiate user be me
Possibility is than relatively low, i.e., authenticity is relatively low.
In another example, the form that shows of the credit information can be credit scoring and credit grade, wherein, should
Credit grade can include:Credit is qualified, credit is unqualified.Based on the credit grade, can intuitively determine to initiate the letter of user
With grade and authenticity;Based on the credit scoring, user can be initiated to credit grade identical and further discriminated between.
Step 106, if the credit information meets predetermined credit constraints, mixing system is based on the network flow
Amount allotment request carries out network traffics allotment.
Based on abovementioned steps 104, mixing system, can after the credit information of initiation user of credit system transmission is received
When credit information meets predetermined credit constraints, to allocate request based on the network traffics and carry out network traffics tune
Match somebody with somebody.
For example, network corresponding to the network traffics allotment request can be performed when credit scoring is more than predetermined scoring
Flow allocating.
This specification credit system can determine that network traffics allotment request initiates user's it can be seen from above description
Credit information, and the credit information is sent to mixing system.Mixing system can meet pre- in the credit information for initiating user
During fixed credit constraints, allocate request based on the network traffics and carry out network traffics allotment.The skill that this specification is recorded
Art scheme can assist user to carry out network traffics allotment the true use demand of network traffics according to user, can effectively avoid net
The waste of network flow, also effectively disabled user can be avoided to extract flow, avoid the bad debt risk of mixing system.
Separately below so that network traffics allotment request deposits request for flow, flow borrows request and the exchange of destination object please
The specific implementation process of this specification is described exemplified by asking.
First, network traffics allotment request deposits request for flow
In this example, initiate to be described exemplified by network traffics deposit request by credit system to initiate user.It refer to
Fig. 2, initiate user and realize that the process of network traffics storage may comprise steps of:
Step 202, initiate user and deposit request by credit system initiation network traffics.
In the present embodiment, user is initiated to initiate network traffics when own net flow can not be finished and deposit request,
The network traffics, which deposit to generally designate in request, initiates user's network traffics amount to be stored.
In one example, the network traffics amount can voluntarily be inputted by initiating user.
In another example, by taking monthly payment as an example, the residue of its this month can also be inquired about by credit system by initiating user
Network traffics, then specify above-mentioned network traffics amount according to Query Result, and this specification is not particularly limited to this.
As an example it is assumed that in the monthly package of little Bai customizations, there are 4G network traffics, operator's regulation the end of month every month
If 4G is not used, rest network flow will do clearing processing, can not be added up.Little Bai judges oneself this month when by the end of January
It can not be used using nearly 1G network traffics, remaining 3G various flows.To avoid wasting, little Bai can pass through credit system
System initiates network traffics and deposits request, the 3G network flow that can not have been used with request storage this month oneself.
It should be noted that user and the interaction of credit system or mixing system are initiated in this specification is generally all
Initiating terminal (for example, the client logged in based on initiation user account loaded in initiating terminal) and credit system or allotment system
The interaction of system, this specification are interacted with each system, subsequently no longer gone to live in the household of one's in-laws on getting married one by one for ease of description, simple referred to as initiation user
State.
Step 204, credit system obtains the user profile for initiating user.
In the present embodiment, credit system can obtain the information such as the user account for initiating user, subscriber phone number and make
For user profile.
Step 206, credit system determines to initiate the credit information of user.
In the present embodiment, the implementation that credit system determines to initiate the credit information of user may be referred to earlier figures 1
The step 104 of illustrated embodiment, this is no longer going to repeat them for the present embodiment.
Step 208, the credit information for initiating user is sent to mixing system by credit system.
In the present embodiment, credit system can will initiate Client-initiated network traffics and deposit request together with its credit information
Together it is sent to mixing system.Certainly, credit system can also the asynchronous transmission network traffics deposit request and the credit information, this
Embodiment is not particularly limited to this.
If depositing request it is worth noting that, initiating user and initiating network traffics by other systems, initiating system can incite somebody to action
The network traffics deposit request and are sent to scheduling system, and the present embodiment is not particularly limited to this.
Step 210, mixing system performs network traffics storage when credit information meets predetermined credit constraints.
So that credit information is credit scoring as an example, mixing system can be more than scoring threshold value in the credit scoring for initiating user
When, it is determined that it is me to initiate user, and its credit is all right, and it is illegal by modes such as " supporting card " can to exclude disabled user substantially
Extract flow.Mixing system so can perform the network traffics deposit request corresponding to network traffics storage operation.
Still so that small white hair 3G network traffics deposit request as an example, mixing system can be by the 3G network stream in little Bai accounts
Amount is transferred in the system account of mixing system, and can record the corresponding pass between little Bai and its network traffics amount deposited
System, you can to record little Bai-stored 3G network flow.
In actual applications, if mixing system is disposed by other third party service providers outside operator, allotment system
Above-mentioned network traffics deployment operations can also be sent to the operator belonging to little Bai accounts by system, so that operator performs above-mentioned stream
Amount allotment.
Step 212, network traffics storage result is sent to and initiates user by mixing system.
User can store unnecessary network traffics to deployment information it can be seen from above description, so as to avoid network
The waste of flow.
2nd, network traffics allotment request borrows request for flow
In this example, initiate to be described exemplified by network traffics borrow request by credit system to initiate user.It refer to
Fig. 3, initiate user and realize that the process that network traffics are borrowed may comprise steps of:
Step 302, initiate user and network traffics are initiated by means of request by credit system.
In the present embodiment, initiating user can not enough ask in own net flow in use, initiating network traffics and borrowing,
The network traffics, which borrow to generally designate in request, initiates the network traffics amount to be borrowed of user, and the network traffics amount is generally by sending out
User is played to be specified as needed.
As an example it is assumed that in the monthly package of little Bai customizations, there are 4G network traffics, operator's regulation the end of month every month
If 4G is not used, rest network flow will do clearing processing, can not be added up.Little Bai often goes on business March, causes 4G's
Network traffics are not enough, and little Bai can initiate network traffics by credit system and borrow request, and some flows are borrowed for March with request
Use.For example, small white hair, which plays the network traffics that amount is 2G, borrows request.
Step 304, credit system obtains the user profile for initiating user.
Step 306, credit system determines to initiate the credit information of user.
Step 308, the credit information for initiating user is sent to mixing system by credit system.
In the present embodiment, the step of implementation process of step 304- steps 308 may be referred to foregoing embodiment illustrated in fig. 2
204- steps 208, this is no longer going to repeat them for the present embodiment.
Step 310, mixing system is used when credit information meets predetermined credit constraints by means of network traffics to initiation
Family.
Still so that credit information is credit scoring as an example, mixing system can be more than scoring threshold in the credit scoring for initiating user
During value, it is determined that it is me to initiate user, and its credit is all right, and contractual capacity is good.Mixing system and then this can be performed
Network traffics borrow network traffics corresponding to request to borrow operation.
Still so that small white hair 2G network traffics borrow request as an example, mixing system can be by the 2G networks in its system account
Load transfer is into little Bai accounts.
Similar, in actual applications, if mixing system is disposed by other third party service providers outside operator,
Above-mentioned network traffics deployment operations can also be sent to the operator belonging to little Bai accounts by mixing system, so that operator performs
Above-mentioned flow allocating.
In the present embodiment, specify and to borrow if the rest network flow in the system account of mixing system is less than initiation user
Network traffics amount, mixing system network traffics can also be bought at operator with lend initiate user, so as to increase net
Network flow utilization rate.
Step 312, network traffics are sent to and initiate user by mixing system by means of result.
User can not enough be taken in network traffics in use, being borrowed based on credit to mixing system it can be seen from above description
Network traffics use, and improve the utilization rate of network traffics.In addition, can also increase attention of the user to its credit, contribute to user
Actively lift itself credit.
Based on the embodiment shown in Fig. 3, mixing system is in the network flow for specifying flow described in system account by means of request
After amount amount is transferred to the target account for initiating user, it also can determine whether that having deposited network traffics amount corresponding to the initiation user is
It is no to be more than or equal to the network traffics amount for borrowing request to specify.
If the network traffics amount of having deposited is more than or equal to the network traffics amount for borrowing request to specify, mixing system
Network traffics amount has been deposited corresponding to the network traffics amount renewal initiation user for borrowing request to specify based on the flow.
As an example it is assumed that little Bai stores 3G network traffics in January, then network traffics volume is deposited corresponding to little Bai
Spend for 3G.If little Bai borrows the network traffics for taking 2G in March, the network traffics amount that mixing system determines to have deposited, which is more than, borrows what is taken
Network traffics amount, then it can be updated to 1G by network traffics have been deposited corresponding to little Bai.Certainly, in actual applications, allocate
System, which can also be sent, has deposited the update notifications of network traffics this has been not particularly limited to little Bai, this specification.
If the network traffics amount of having deposited is less than the network traffics amount for borrowing request to specify, mixing system can be based on
Deposited network traffics amount and it is described borrow request specify network traffics amount difference generation network traffics allotment bill and to
The initiation user.
For example, it will again be assumed that little Bai stores 3G network traffics in January, then has deposited network traffics corresponding to little Bai
Amount is 3G.If little Bai borrows the network traffics for taking 4G in March, the network traffics amount that mixing system determines to have deposited, which is less than to borrow, to be taken
Network traffics amount, then generate 1G network traffics allotment bill be sent to little Bai, with remind little Bai as about pay described in
Network traffics allocate bill.
Wherein, the payment rule of the network traffics allotment bill can be specified in advance by mixing system, for example,
Network traffics, amount of money etc. corresponding to payment in 3 months are given back in 3 months.Certainly, in actual applications, mixing system can be with
Various payment rules are specified, are given back by stages, this specification is not particularly limited to this.
Mixing system can will initiate user and be sent to credit system to the payment result of above-mentioned network traffics allotment bill.
The payment result can be divided into:By about pay, not by about paying.
Credit system can be when the payment result be by about paying, the forward direction renewal credit information for initiating user,
For example, credit scoring of user etc. is initiated in corresponding increase.
Credit system can be when the payment result be not by about paying, the negative sense renewal credit letter for initiating user
Breath, for example, corresponding reduce credit scoring for initiating user etc..
In another example, when user, which initiates network traffics, borrows request, initiation user can also be guided to specify and withheld
Account.Mixing system can be preassigned when initiation user does not press about payment network flow allocating bill based on user is initiated
Withhold account complete to the network traffics allocate bill payment, for example, from this withhold in account deduct and network traffics
Amount of money of network traffics amount matching corresponding to bill etc. is allocated, so as to reduce the loss on bad debt of mixing system, to ensure to adjust
The interests of match system.
3rd, network traffics allotment request is the redemption request of destination object
In this example, the destination object that mixing system provides can also be exchanged with exhaustless network traffics by initiating user.
Wherein, destination object can include electronic object, such as electronic coupons etc..Destination object can also include object in kind, example
Such as down toy, cup.
In this example, mixing system can itself website or credit system offer related pages in show mesh
Mark corresponding with its network traffics of object, specific exhibition method may be referred to electric business platform, and the present embodiment is herein no longer one by one
Repeat.
For example, the entrance provided by credit system, initiate user and may browse through the convertible target of network traffics
Object, for example, 1G network traffics exchange rabbit male earner etc..
Similar in the shopping of electric business platform with user, the exchange of destination object can be initiated by modes such as clicks by initiating user
Request, credit system and then obtains and initiates the user profile of user, determines to initiate the credit information of user, and by the credit information
Mixing system is sent to, mixing system can will initiate user when the credit information for initiating user meets credit agreed terms
Target account described in network traffics amount corresponding to destination object be transferred to the system account of mixing system, and based on predetermined
The destination object is handed down to the initiation user by approach.
, can when it is determined that little Bai credit information meets credit agreed terms so that small white hair rises and exchanges rabbit male earner as an example
1G network traffics in little Bai accounts are transferred to the system account of mixing system.Mixing system can be by posting, asking for
Rabbit male earner is handed down to little Bai by mode.
Certainly, if destination object is electronic object, electronic object can be issued in little Bai account by mixing system, this
This is no longer going to repeat them for embodiment.
User can exchange destination object with unnecessary network traffics it can be seen from above description, so as to avoid network flow
The waste of amount.
Corresponding with the embodiment of foregoing fiduciary network traffics concocting method, this specification is additionally provided based on letter
The embodiment of network traffics deployment device.
The embodiment of the fiduciary network traffics deployment device of this specification can apply the server in credit system
Or on server cluster.Device embodiment can be realized by software, can also pass through hardware or the side of software and hardware combining
Formula is realized.Exemplified by implemented in software, as the device on a logical meaning, being will be non-by the processor of server where it
Corresponding computer program instructions read what operation in internal memory was formed in volatile memory.For hardware view, such as Fig. 4
It is shown, it is a kind of hardware structure diagram of server where the fiduciary network traffics deployment device of this specification, except Fig. 4 institutes
Outside the processor, internal memory, network interface and the nonvolatile memory that show, the server in embodiment where device is usual
According to the actual functional capability of the server, other hardware can also be included, this is repeated no more.
Fig. 5 is a kind of frame of fiduciary network traffics deployment device shown in the exemplary embodiment of this specification one
Figure.
Fig. 5 is refer to, the fiduciary network traffics deployment device 400 can be applied in the clothes shown in earlier figures 4
It is engaged in device, includes:Information acquisition unit 401, credit determining unit 402 and credit updating block 403.
Wherein, information acquisition unit 401, the user profile that user is initiated in network traffics allotment request is obtained;
Credit determining unit 402, the credit information of the initiation user is determined according to the user profile, and by the letter
Mixing system is sent to information, so that mixing system is when the credit information meets predetermined credit constraints, is based on
The network traffics allotment request carries out network traffics allotment.
Credit updating block 403, after the initiation user is by about payment network flow allocating bill, described in forward direction renewal
Initiate the credit information of user;
Wherein, the network traffics allotment bill is being less than by mixing system it is determined that initiating user and having deposited network traffics amount
Flow generates after borrowing the network traffics amount that request is specified.
Optionally, the credit updating block 403, account is not allocated by about paying the network traffics in the initiation user
Dan Hou, the negative sense renewal credit information for initiating user.
Corresponding with the embodiment of foregoing fiduciary network traffics concocting method, this specification is additionally provided based on letter
The embodiment of network traffics deployment device.
The embodiment of the fiduciary network traffics deployment device of this specification can apply the server in mixing system
Or on server cluster.Device embodiment can be realized by software, can also pass through hardware or the side of software and hardware combining
Formula is realized.Exemplified by implemented in software, as the device on a logical meaning, being will be non-by the processor of server where it
Corresponding computer program instructions read what operation in internal memory was formed in volatile memory.For hardware view, such as Fig. 6
It is shown, it is a kind of hardware structure diagram of server where the fiduciary network traffics deployment device of this specification, except Fig. 6 institutes
Outside the processor, internal memory, network interface and the nonvolatile memory that show, the server in embodiment where device is usual
According to the actual functional capability of the server, other hardware can also be included, this is repeated no more.
Fig. 7 is a kind of frame of fiduciary network traffics deployment device shown in the exemplary embodiment of this specification one
Figure.
Fig. 7 is refer to, the fiduciary network traffics deployment device 600 can be applied in the clothes shown in earlier figures 6
It is engaged in device, includes:Credit receiving unit 601, flow allocating unit 602, amount updating block 603 and bill processing unit
604。
Wherein, credit receiving unit 601, the credit that user is initiated in the network traffics allotment request that credit system is sent is received
Information;
Flow allocating unit 602, if the credit information meets predetermined credit constraints, based on the network flow
Amount allotment request carries out network traffics allotment.
Optionally, when network traffics allotment request is that flow deposits request, the flow allocating unit 602, by institute
State flow described in the target account of initiation user and deposit the system account that the network traffics amount that request is specified is transferred to mixing system
Number, and record the corresponding relation between the initiation user and the network traffics amount deposited.
Optionally, when network traffics allotment request is the redemption request of destination object, the flow allocating unit
602, network traffics amount corresponding to destination object described in the target account of the initiation user is transferred to mixing system
System account, and the destination object is handed down to by the initiation user based on predetermined approach.
Optionally, when network traffics allotment request is that flow borrows request, the flow allocating unit 602, will be
The network traffics amount that flow borrows request to specify described in system account is transferred in the target account of the initiation user.
Amount updating block 603, the network traffics amount that flow described in system account borrows request to specify is transferred to institute
After stating the target account for initiating user, whether judge to have deposited network traffics amount corresponding to the initiation user more than or equal to described
The network traffics amount specified by means of request;
If the network traffics amount of having deposited is more than or equal to the network traffics amount for borrowing request to specify, mixing system
Network traffics amount has been deposited corresponding to the network traffics amount renewal initiation user for borrowing request to specify based on the flow.
Bill processing unit 604, if the network traffics amount of having deposited is less than the network traffics volume for borrowing request to specify
Degree, then based on the difference generation network traffics allotment for having deposited network traffics amount and the network traffics amount for borrowing request to specify
Bill simultaneously gives the initiation user;
The payment result that the initiation user is allocated to bill to the network traffics is sent to credit system, for credit
System accordingly updates the credit information for initiating user.
Optionally, the bill processing unit 604, do not allocated in the initiation user by about paying the network traffics also
After bill, complete to allocate the network traffics payment of bill based on the preassigned account that withholds of the initiation user.
The function of unit and the implementation process of effect specifically refer to and step are corresponded in the above method in said apparatus
Implementation process, it will not be repeated here.
For device embodiment, because it corresponds essentially to embodiment of the method, so related part is real referring to method
Apply the part explanation of example.Device embodiment described above is only schematical, wherein described be used as separating component
The unit of explanation can be or may not be physically separate, can be as the part that unit is shown or can also
It is not physical location, you can with positioned at a place, or can also be distributed on multiple NEs.Can be according to reality
Need to select some or all of module therein to realize the purpose of this specification scheme.Those of ordinary skill in the art are not
In the case of paying creative work, you can to understand and implement.
System, device, module or the unit that above-described embodiment illustrates, it can specifically be realized by computer chip or entity,
Or realized by the product with certain function.One kind typically realizes that equipment is computer, and the concrete form of computer can
To be personal computer, laptop computer, cell phone, camera phone, smart phone, personal digital assistant, media play
In device, navigation equipment, E-mail receiver/send equipment, game console, tablet PC, wearable device or these equipment
The combination of any several equipment.
Corresponding with the embodiment of foregoing fiduciary network traffics concocting method, this specification also provides another base
In the network traffics deployment device of credit, the fiduciary network traffics deployment device includes:Processor and for storing
The memory of machine-executable instruction.Wherein, processor and memory are generally connected with each other by internal bus.May at other
Implementation in, the equipment is also possible that external interface, can be communicated with other equipment or part.
In the present embodiment, by reading and performing being patrolled with the allotment of fiduciary network traffics for the memory storage
Machine-executable instruction corresponding to volume, the processor are prompted to:
Obtain the user profile that user is initiated in network traffics allotment request;
The credit information of the initiation user is determined according to the user profile, and the credit information is sent to allotment
System, so that mixing system is when the credit information meets predetermined credit constraints, allocated based on the network traffics
Request carries out network traffics allotment.
Optionally, by reading and performing the corresponding with fiduciary network traffics allotment logic of the memory storage
Machine-executable instruction, the processor is also prompted to:
After the initiation user is by about payment network flow allocating bill, the forward direction renewal credit letter for initiating user
Breath;
Wherein, the network traffics allotment bill is being less than by mixing system it is determined that initiating user and having deposited network traffics amount
Flow generates after borrowing the network traffics amount that request is specified.
Optionally, by reading and performing the corresponding with fiduciary network traffics allotment logic of the memory storage
Machine-executable instruction, the processor is also prompted to:
After the initiation user is not by the network traffics allotment bill is paid about, negative sense renewal is described to initiate user's
Credit information.
Corresponding with the embodiment of foregoing fiduciary network traffics concocting method, this specification also provides another base
In the network traffics deployment device of credit, the fiduciary network traffics deployment device includes:Processor and for storing
The memory of machine-executable instruction.Wherein, processor and memory are generally connected with each other by internal bus.May at other
Implementation in, the equipment is also possible that external interface, can be communicated with other equipment or part.
In the present embodiment, by reading and performing being patrolled with the allotment of fiduciary network traffics for the memory storage
Machine-executable instruction corresponding to volume, the processor are prompted to:
Receive the credit information that user is initiated in the network traffics allotment request that credit system is sent;
If the credit information meets predetermined credit constraints, net is carried out based on network traffics allotment request
Network flow allocating.
Optionally, when network traffics allotment request is that flow deposits request, the processor is prompted to:
Flow described in the target account of the initiation user is deposited to the network traffics amount for asking to specify and is transferred to allotment
The system account of system, and record the corresponding relation between the initiation user and the network traffics amount deposited.
Optionally, when network traffics allotment request is the redemption request of destination object, the processor is prompted to:
Network traffics amount corresponding to destination object described in the target account of the initiation user is transferred to allotment system
The system account of system, and the destination object is handed down to by the initiation user based on predetermined approach.
Optionally, when network traffics allotment request is that flow borrows request, the processor is prompted to:
The network traffics amount that flow described in system account borrows request to specify is transferred to the target of the initiation user
In account.
Optionally, by reading and performing the corresponding with fiduciary network traffics allotment logic of the memory storage
Machine-executable instruction, the processor is also prompted to:
The network traffics amount that flow described in system account borrows request to specify is transferred to the target of the initiation user
After account, judge to have deposited whether network traffics amount is more than or equal to the network for borrowing request to specify corresponding to the initiation user
Flow amount;
If the network traffics amount of having deposited is more than or equal to the network traffics amount for borrowing request to specify, mixing system
Network traffics amount has been deposited corresponding to the network traffics amount renewal initiation user for borrowing request to specify based on the flow.
Optionally, by reading and performing the corresponding with fiduciary network traffics allotment logic of the memory storage
Machine-executable instruction, the processor is also prompted to:
If the network traffics amount of having deposited is less than the network traffics amount for borrowing request to specify, it is based on having deposited network
The difference generation network traffics of flow amount and the network traffics amount for borrowing request to specify allocate bill and to the initiation
User;
The payment result that the initiation user is allocated to bill to the network traffics is sent to credit system, for credit
System accordingly updates the credit information for initiating user.
Optionally, by reading and performing the corresponding with fiduciary network traffics allotment logic of the memory storage
Machine-executable instruction, the processor is also prompted to:
After the initiation user is not by the network traffics allotment bill is paid about, referred in advance based on the initiation user
The fixed account that withholds is completed to allocate the network traffics payment of bill.
Corresponding with the embodiment of foregoing fiduciary network traffics concocting method, this specification also provides a kind of calculating
Machine readable storage medium storing program for executing, computer program is stored with the computer-readable recording medium, when the program is executed by processor
Realize following steps:
Obtain the user profile that user is initiated in network traffics allotment request;
The credit information of the initiation user is determined according to the user profile, and the credit information is sent to allotment
System, so that mixing system is when the credit information meets predetermined credit constraints, allocated based on the network traffics
Request carries out network traffics allotment.
Optionally, in addition to:
After the initiation user is by about payment network flow allocating bill, the forward direction renewal credit letter for initiating user
Breath;
Wherein, the network traffics allotment bill is being less than by mixing system it is determined that initiating user and having deposited network traffics amount
Flow generates after borrowing the network traffics amount that request is specified.
Optionally, in addition to:
After the initiation user is not by the network traffics allotment bill is paid about, negative sense renewal is described to initiate user's
Credit information.
Corresponding with the embodiment of foregoing fiduciary network traffics concocting method, this specification also provides a kind of calculating
Machine readable storage medium storing program for executing, computer program is stored with the computer-readable recording medium, when the program is executed by processor
Realize following steps:
Receive the credit information that user is initiated in the network traffics allotment request that credit system is sent;
If the credit information meets predetermined credit constraints, net is carried out based on network traffics allotment request
Network flow allocating.
Optionally, when network traffics allotment request is that flow deposits request, allocate request based on network traffics and carry out
Network traffics are allocated, including:
Flow described in the target account of the initiation user is deposited to the network traffics amount for asking to specify and is transferred to allotment
The system account of system, and record the corresponding relation between the initiation user and the network traffics amount deposited.
Optionally, when network traffics allotment request is the redemption request of destination object, allocated based on network traffics
Request carries out network traffics allotment, including:
Network traffics amount corresponding to destination object described in the target account of the initiation user is transferred to allotment system
The system account of system, and the destination object is handed down to by the initiation user based on predetermined approach.
Optionally, when network traffics allotment request is that flow borrows request, allocate request based on network traffics and carry out
Network traffics are allocated, including:
The network traffics amount that flow described in system account borrows request to specify is transferred to the target of the initiation user
In account.
Optionally, in addition to:
The network traffics amount that flow described in system account borrows request to specify is transferred to the target of the initiation user
After account, judge to have deposited whether network traffics amount is more than or equal to the network for borrowing request to specify corresponding to the initiation user
Flow amount;
If the network traffics amount of having deposited is more than or equal to the network traffics amount for borrowing request to specify, mixing system
Network traffics amount has been deposited corresponding to the network traffics amount renewal initiation user for borrowing request to specify based on the flow.
Optionally, in addition to:
If the network traffics amount of having deposited is less than the network traffics amount for borrowing request to specify, it is based on having deposited network
The difference generation network traffics of flow amount and the network traffics amount for borrowing request to specify allocate bill and to the initiation
User;
The payment result that the initiation user is allocated to bill to the network traffics is sent to credit system, for credit
System accordingly updates the credit information for initiating user.
Optionally, in addition to:
After the initiation user is not by the network traffics allotment bill is paid about, referred in advance based on the initiation user
The fixed account that withholds is completed to allocate the network traffics payment of bill.
It is above-mentioned that this specification specific embodiment is described.Other embodiments are in the scope of the appended claims
It is interior.In some cases, the action recorded in detail in the claims or step can be come according to different from the order in embodiment
Perform and still can realize desired result.In addition, the process described in the accompanying drawings not necessarily require show it is specific suitable
Sequence or consecutive order could realize desired result.In some embodiments, multitasking and parallel processing be also can
With or be probably favourable.
The preferred embodiment of this specification is the foregoing is only, it is all in this explanation not to limit this specification
Within the spirit and principle of book, any modification, equivalent substitution and improvements done etc., the model of this specification protection should be included in
Within enclosing.