CN107480983A - A kind of antitheft mobile phone payment system - Google Patents

A kind of antitheft mobile phone payment system Download PDF

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Publication number
CN107480983A
CN107480983A CN201710758406.XA CN201710758406A CN107480983A CN 107480983 A CN107480983 A CN 107480983A CN 201710758406 A CN201710758406 A CN 201710758406A CN 107480983 A CN107480983 A CN 107480983A
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Prior art keywords
mobile
opened
backstage
phone
phone payment
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Granted
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CN201710758406.XA
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CN107480983B (en
Inventor
马建山
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Shanghai Ming Xin Mdt Infotech Ltd
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Individual
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322—Aspects of commerce using mobile devices [M-devices]
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06F—ELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00—Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30—Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31—User authentication
    • G06F21/316—User authentication by observing the pattern of computer usage, e.g. typical user behaviour
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • General Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Software Systems (AREA)
  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Social Psychology (AREA)
  • Information Transfer Between Computers (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephonic Communication Services (AREA)

Abstract

The invention discloses a kind of antitheft mobile phone payment system, including：Obtain mobile-phone payment request, the program name that the mobile-phone payment request includes cellphone information and current phone backstage is opened；The program name opened on the default backstage of cellphone subscriber is obtained to background server according to the cellphone information；The program name opened according to default backstage, obtains analysis result；Judging current phone, whether the program name of unlatching and the program name that default backstage is opened are identical from the background, if so, the mobile-phone payment request is then performed, if it is not, then refusing the mobile-phone payment request.The hand call payment system causes appropriator can not complete to pay at all, so as to improve transaction security, prevents from being stolen.

Description

A kind of antitheft mobile phone payment system
Technical field
The invention belongs to mobile payment technical field, specifically a kind of antitheft mobile phone payment system.
Background technology
At present, mobile-phone payment industry development is rapid, people at present can in most shop by mobile-phone payment come real Cash purchase thing, domestic mobile Internet payment risk control device is relatively simple, and existing hand call payment system is typically all to pass through Mobile phone identifying code or password carry out validation of payment, and to pay are obviously to lose by mobile phone identifying code after lost mobile phone Cipher round results, and the cryptographic key of payment system unlocked by password is shown, the experiment by limited number of time are all that have can It can be opened, this causes many people that cell phone software dare not all be bound to bank card, and the security of hand call payment system is also urgently Lifting.
The content of the invention
In view of the shortcomings of the prior art, providing a kind of antitheft mobile phone payment system, the hand call payment system can lead to the present invention Cross setting daemon software opening sequence, send mobile-phone payment request simultaneously record daemon software opening sequence and with after setting Whether the comparison of platform software opening sequence is identical, if the mobile-phone payment request is then performed, if it is not, then refusing the mobile-phone payment Request, and the software set can unload, and amount of software is numerous so that appropriator can not be opened at all, so as to improve Transaction security, prevent from being stolen.
In order to solve the above-mentioned technical problem, the present invention is addressed by following technical proposals：A kind of antitheft mobile phone is paid System, it is characterised in that including：Mobile-phone payment request is obtained, the mobile-phone payment request includes cellphone information and works as remote holder The program name that machine backstage is opened；Obtain what the default backstage of cellphone subscriber was opened to background server according to the cellphone information Program name；The program name opened according to default backstage, obtains analysis result；Judge the program that current phone backstage is opened Whether title and the program name that default backstage is opened are identical, if so, the mobile-phone payment request is then performed, if it is not, then refusing Mobile-phone payment request described absolutely.So that appropriator can not be completed to pay at all, so as to improve transaction security, prevent from being stolen.
In above-mentioned technical proposal, it is preferred that the mobile-phone payment request includes cellphone information and current phone backstage is opened Some program names and order opened；The default backstage of cellphone subscriber is obtained according to the cellphone information to background server to open Some program names and order；Some program names and order opened according to default backstage, obtain analysis result；Judge Whether some program names and order that some program names and order that current phone backstage is opened are opened with default backstage It is identical, if so, the mobile-phone payment request is then performed, if it is not, then refusing the mobile-phone payment request.The hand call payment system can By setting daemon software opening sequence, to record daemon software opening sequence simultaneously in the request of transmission mobile-phone payment and judge to work as Whether the program name and order that the program name and order that preceding mobile phone backstage is opened are opened with default backstage are identical, if then Mobile-phone payment request is performed, if it is not, then refuse the mobile-phone payment request, by unloading the software of setting when paying again Installation software is opened in order can just open payment so that appropriator can not be opened at all, so as to improve transaction security, prevent Only it is stolen.
The present invention compared with prior art, has the advantages that：The hand call payment system can be by setting backstage Software opening sequence, daemon software opening sequence is recorded simultaneously in the request of transmission mobile-phone payment and is opened with the daemon software of setting Whether order comparison is identical, if then performing the mobile-phone payment request, if it is not, then refusing the mobile-phone payment request, and sets Fixed software can unload, and amount of software is numerous so that appropriator can not be opened at all, so as to improve transaction security Property, prevent from being stolen.
Brief description of the drawings
Fig. 1 is the flow chart of the embodiment of the present invention.
Embodiment
The present invention is described in further detail with embodiment below in conjunction with the accompanying drawings：Referring to Fig. 1, a kind of antitheft hand Machine payment system, including：Mobile-phone payment request is obtained, the mobile-phone payment request includes cellphone information and current phone backstage The program name of unlatching；The program name opened on the default backstage of cellphone subscriber is obtained to background server according to the cellphone information Claim；The program name opened according to default backstage, obtains analysis result；Judge current phone backstage open program name with Whether the program name that default backstage is opened is identical, if so, the mobile-phone payment request is then performed, if it is not, then described in refusal Mobile-phone payment is asked.The hand call payment system can be by setting daemon software opening sequence, and sending, mobile-phone payment request is same Shi Jilu daemon softwares opening sequence simultaneously judges the program that the program name that current phone backstage is opened is opened with default backstage Whether title is identical, if then performing the mobile-phone payment request, if it is not, then refusing the mobile-phone payment request, passes through unloading The software of setting is installed software and opened in order again when paying can just open payment so that and appropriator can not be opened at all, So as to improve transaction security, prevent from being stolen.
Some program names and order that the mobile-phone payment request includes cellphone information and current phone backstage is opened； Some program names and order opened on the default backstage of cellphone subscriber are obtained to background server according to the cellphone information；Root Some program names and order opened according to default backstage, obtain analysis result；It is some to judge that current phone backstage is opened Whether some program names and order that program name and order are opened with default backstage are identical, if so, then performing the hand Machine pays request, if it is not, then refusing the mobile-phone payment request.The hand call payment system can be opened by setting daemon software Sequentially, record daemon software opening sequence simultaneously in transmission mobile-phone payment request and judge the program name opened on current phone backstage Claim and whether order is identical with the program name and order of the unlatching of default backstage, if then performing the mobile-phone payment request, If it is not, then refusing the mobile-phone payment request, the software by unloading setting is installed software when paying and opened in order just again Payment can be opened so that appropriator can not be opened at all, so as to improve transaction security, prevent from being stolen.

Claims (2)

  1. A kind of 1. antitheft mobile phone payment system, it is characterised in that including：Obtain mobile-phone payment request, the mobile-phone payment request The program name opened including cellphone information and current phone backstage；Hand is obtained to background server according to the cellphone information The program name that the backstage of machine user preset is opened；The program name opened according to default backstage, obtains analysis result；Judge Whether the program name that current phone backstage is opened and the program name that default backstage is opened are identical, if so, described in then performing Mobile-phone payment is asked, if it is not, then refusing the mobile-phone payment request.
  2. 2. a kind of antitheft mobile phone payment system as claimed in claim 1, it is characterised in that the mobile-phone payment request includes hand Some program names and order that machine information and current phone backstage are opened；Obtained according to the cellphone information to background server Some program names and order for taking the default backstage of cellphone subscriber to open；Some program names opened according to default backstage And order, obtain analysis result；Judge some program names and order and the unlatching of default backstage opened on current phone backstage Some program names and order it is whether identical, if so, mobile-phone payment request is then performed, if it is not, then refusing the mobile phone Pay request.
CN201710758406.XA 2017-08-29 2017-08-29 A kind of antitheft mobile phone payment system Expired - Fee Related CN107480983B (en)

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