CN107480983B - A kind of antitheft mobile phone payment system - Google Patents

A kind of antitheft mobile phone payment system Download PDF

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Publication number
CN107480983B
CN107480983B CN201710758406.XA CN201710758406A CN107480983B CN 107480983 B CN107480983 B CN 107480983B CN 201710758406 A CN201710758406 A CN 201710758406A CN 107480983 B CN107480983 B CN 107480983B
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CN
China
Prior art keywords
mobile
phone
opened
backstage
phone payment
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Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Expired - Fee Related
Application number
CN201710758406.XA
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Chinese (zh)
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CN107480983A (en
Inventor
马建山
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Shanghai Ming Xin Mdt InfoTech Ltd
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Shanghai Ming Xin Mdt Infotech Ltd
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Priority to CN201710758406.XA priority Critical patent/CN107480983B/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/322Aspects of commerce using mobile devices [M-devices]
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/316User authentication by observing the pattern of computer usage, e.g. typical user behaviour
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Computer Security & Cryptography (AREA)
  • General Business, Economics & Management (AREA)
  • Strategic Management (AREA)
  • General Engineering & Computer Science (AREA)
  • Finance (AREA)
  • Computer Hardware Design (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Software Systems (AREA)
  • General Health & Medical Sciences (AREA)
  • Health & Medical Sciences (AREA)
  • Social Psychology (AREA)
  • Information Transfer Between Computers (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Mobile Radio Communication Systems (AREA)
  • Telephonic Communication Services (AREA)

Abstract

The invention discloses a kind of antitheft mobile phone payment systems, including:Mobile-phone payment request is obtained, the mobile-phone payment request includes cellphone information and the program name that current phone backstage is opened;According to the cellphone information program name that the preset backstage of mobile phone user is opened is obtained to background server;According to the program name that preset backstage is opened, analysis result is obtained;Judge whether the program name of current phone backstage unlatching and the program name that preset backstage is opened are identical, if so, the mobile-phone payment request is executed, if it is not, then refusing the mobile-phone payment request.The hand call payment system, which makes appropriator at all, can not complete to pay, and to improve transaction security, prevent from being stolen.

Description

A kind of antitheft mobile phone payment system
Technical field
The invention belongs to mobile payment technical field, specifically a kind of antitheft mobile phone payment system.
Background technology
Currently, mobile-phone payment industry development is rapid, people at present can in most shop by mobile-phone payment come real Cash purchase object, domestic mobile Internet payment risk control means are relatively simple, and existing hand call payment system is typically all to pass through Mobile phone identifying code or password carry out validation of payment, and to pay are obviously to lose by mobile phone identifying code after lost mobile phone Cipher round results, and being shown by the cryptographic key of payment system that password unlocks, the experiment by limited number of time are all that have can It can be opened, this makes many people that cell phone software dare not all be bound to bank card, and the safety of hand call payment system is also urgently It is promoted.
Invention content
In view of the shortcomings of the prior art, providing a kind of antitheft mobile phone payment system, which can lead to the present invention Cross setting daemon software opening sequence, send mobile-phone payment request and meanwhile record daemon software opening sequence and with after setting Whether the comparison of platform software opening sequence is identical, is asked if so then execute the mobile-phone payment, if it is not, then refusing the mobile-phone payment Request, and the software set can unload, and amount of software is numerous so that appropriator can not be opened at all, to improve Transaction security prevents from being stolen.
In order to solve the above-mentioned technical problem, the present invention is addressed by following technical proposals:A kind of antitheft mobile phone payment System, which is characterized in that including:Obtain mobile-phone payment request, mobile-phone payment request includes cellphone information and works as remote holder The program name that machine backstage is opened;Obtain what the preset backstage of mobile phone user was opened to background server according to the cellphone information Program name;According to the program name that preset backstage is opened, analysis result is obtained;Judge the program that current phone backstage is opened Whether title and the program name that preset backstage is opened are identical, if so, the mobile-phone payment request is executed, if it is not, then refusing The mobile-phone payment request described absolutely.So that appropriator can not be completed to pay at all, to improve transaction security, prevent from being stolen.
In above-mentioned technical proposal, it is preferred that the mobile-phone payment request includes that cellphone information and current phone backstage are opened Several program names and sequence opened;The preset backstage of mobile phone user is obtained according to the cellphone information to background server to open Several program names and sequence;According to several program names and sequence that preset backstage is opened, analysis result is obtained;Judge Whether several program names and sequence that several program names and sequence that current phone backstage is opened are opened with preset backstage It is identical, if so, the mobile-phone payment request is executed, if it is not, then refusing the mobile-phone payment request.The hand call payment system can By setting daemon software opening sequence, in the request of transmission mobile-phone payment while recording daemon software opening sequence and judging to work as Whether the program name and sequence that program name and sequence and the preset backstage that preceding mobile phone backstage is opened are opened are identical, if then Mobile-phone payment request is executed, if it is not, then refuse the mobile-phone payment request, by unloading the software of setting in payment again Installation software is opened in order can just open payment so that appropriator can not be opened at all, to improve transaction security, prevent Only it is stolen.
Compared with prior art, the present invention having the advantages that:The hand call payment system can be by setting backstage Software opening sequence in the request of transmission mobile-phone payment while recording daemon software opening sequence and being opened with the daemon software of setting Whether sequence comparison is identical, is asked if so then execute the mobile-phone payment, if it is not, then refusing the mobile-phone payment request, and sets Fixed software can unload, and amount of software is numerous so that appropriator can not be opened at all, to improve transaction security Property, it prevents from being stolen.
Description of the drawings
Fig. 1 is the flow chart of the embodiment of the present invention.
Specific implementation mode
Present invention is further described in detail with specific implementation mode below in conjunction with the accompanying drawings:Referring to Fig. 1, a kind of antitheft hand Machine payment system, including:Mobile-phone payment request is obtained, the mobile-phone payment request includes cellphone information and current phone backstage The program name of unlatching;According to the cellphone information program name that the preset backstage of mobile phone user is opened is obtained to background server Claim;According to the program name that preset backstage is opened, analysis result is obtained;Judge current phone backstage open program name with Whether the program name that preset backstage is opened is identical, if so, the mobile-phone payment request is executed, if it is not, then described in refusal Mobile-phone payment is asked.The hand call payment system can be by setting daemon software opening sequence, and sending, mobile-phone payment request is same Shi Jilu daemon softwares opening sequence simultaneously judges the program that the program name that current phone backstage is opened is opened with preset backstage Whether title is identical, is asked if so then execute the mobile-phone payment, if it is not, then refusing the mobile-phone payment request, passes through unloading The software of setting is installed software and opened in order again in payment can just open payment so that and appropriator can not be opened at all, To improve transaction security, prevent from being stolen.
The mobile-phone payment request includes cellphone information and several program names and sequence that current phone backstage is opened; According to the cellphone information several program names and sequence that the preset backstage of mobile phone user is opened are obtained to background server;Root According to several program names and sequence that preset backstage is opened, analysis result is obtained;It is several to judge that current phone backstage is opened Whether program name and sequence are identical as several program names and sequence of the unlatching of preset backstage, if so, executing the hand Machine payment request, if it is not, then refusing the mobile-phone payment request.The hand call payment system can be opened by setting daemon software Sequentially, send mobile-phone payment request simultaneously record daemon software opening sequence and judge current phone backstage unlatching program name Claim and whether sequence be identical as the program name and sequence of the unlatching of preset backstage, is asked if so then execute the mobile-phone payment, If it is not, then refusing the mobile-phone payment request, the software by unloading setting is installed software in payment and is opened in order just again Payment can be opened so that appropriator can not be opened at all, to improve transaction security, prevent from being stolen.

Claims (1)

1. a kind of antitheft mobile phone payment system, which is characterized in that including:Obtain mobile-phone payment request, the mobile-phone payment request Several program names and sequence opened including cellphone information and current phone backstage;It is taken to backstage according to the cellphone information Business device obtains several program names and sequence that the preset backstage of mobile phone user is opened;Several journeys opened according to preset backstage Sequence title and sequence, obtain analysis result;Judge current phone backstage open several program names and sequence with it is preset after Whether several program names and sequence that platform is opened are identical, if so, the mobile-phone payment request is executed, if it is not, then refusing institute State mobile-phone payment request.
CN201710758406.XA 2017-08-29 2017-08-29 A kind of antitheft mobile phone payment system Expired - Fee Related CN107480983B (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201710758406.XA CN107480983B (en) 2017-08-29 2017-08-29 A kind of antitheft mobile phone payment system

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Application Number Priority Date Filing Date Title
CN201710758406.XA CN107480983B (en) 2017-08-29 2017-08-29 A kind of antitheft mobile phone payment system

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CN107480983B true CN107480983B (en) 2018-08-07

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Address after: 201800 Wudu Road, Jiading District, Shanghai, 698, 1, 4, 404 rooms.

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