CN107423973A - The method of payment of passive barcode scanning on customer mobile terminal based on block chain technology - Google Patents
The method of payment of passive barcode scanning on customer mobile terminal based on block chain technology Download PDFInfo
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- CN107423973A CN107423973A CN201710664192.XA CN201710664192A CN107423973A CN 107423973 A CN107423973 A CN 107423973A CN 201710664192 A CN201710664192 A CN 201710664192A CN 107423973 A CN107423973 A CN 107423973A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
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- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
Description
Claims (7)
- A kind of 1. method of payment of passive barcode scanning on customer mobile terminal based on block chain technology, it is characterised in that including with Lower step:S1, user show Quick Response Code:User opens the payment APP on mobile terminal, and shows and pay Quick Response Code to trade company;S2, commerce system, which are submitted, pays request:Quick Response Code is scanned in trade company, and Quick Response Code and order request are submitted into payment system area Any one node on block chain, then now, the node form receiving node;S3, block chain processing step:After block chain is verified to the payment request, the payment request by checking is passed through Algorithm of knowing together is blocking, and thus, the payment request is recorded on block chain;S4, monitoring and payment step:The payment request that prophet's system is listened on the block chain of matching node, will pay Request is sent to channel of disbursement;Channel of disbursement is handled the payment request, and payment result is returned into prophet's system;First Know that system returns to payment result by matching block chain node to block chain;S5, payment result processing step:The branch Pay result by algorithm of knowing together it is blocking after, be recorded on block chain, and be informed to the form ordering system of trade company;S6, clearance step:Channel of disbursement settles accounts transaction funds the settlement accounts to trade company, and checkout result is sent into prophet System, checkout result is bundled on block chain by matching block chain node by prophet's system, completes to pay entirely Process;S7, terminate this payment.
- 2. according to the method for claim 1, wherein, the block chain processing step (S3) is specially:S3.1, the receiving node receive described pay and asked, and the payment request is verified, if being proved to be successful, By described other nodes for paying request and being broadcast to block chain, while by the trading pit for paying request and being stored in the node, and Into step S3.2;If authentication failed, directly abandon described pay and ask, terminate this payment into step 7;After S3.2, other nodes of block chain receive the payment request of broadcast, verified respectively, if being proved to be successful And it is to receive described pay for the first time to ask, the payment request is broadcasted, while request deposit is paid certainly by described The trading pit of body node, otherwise, the node itself directly abandon payment request;S3.3, after preset time, it is described pay request it is blocking by algorithm of knowing together, be recorded on block chain.
- 3. method according to claim 1 or 2, wherein, described monitor is specially with payment step (S4):The payment request that S4.1, prophet's system are listened on the block chain of matching node, is verified to paying request, If be proved to be successful, payment request is sent to channel of disbursement and enters step S4.2, if authentication failed, abandons the branch Request is paid, terminates this payment into step 7;S4.2, channel of disbursement are handled the payment request, generate payment result;S4.3, channel of disbursement will pay successful result and be sent to prophet's system, and prophet's system is tested the payment result Card, if be proved to be successful, payment result is write matching block chain node;If authentication failed, described in discarding Payment result is without record, into step 7.
- 4. according to the method described in any one of the claims, wherein, the payment result processing step (S5) is specially:S5.1, the payment result with the block chain node reception prophet system write-in of prophet's system matches, are carried out to payment result Checking, if be proved to be successful, is sent to other nodes of block chain, while payment result is stored in the trading pit of the node, Into step 5.2;If authentication failed, the payment result is directly abandoned, into step 7;After S5.2, other nodes receive the payment result of broadcast, verified respectively, be proved to be successful and be for the first time receive To the payment result, payment result is broadcasted, while payment result is stored in the trading pit of node;Otherwise, the node from Body directly abandons the payment result;S5.3, after preset time, the payment result by algorithm of knowing together it is blocking after, be recorded on block chain;S5.4, notice system are listened to after the payment result on the block chain of the node of the notice system matches, will prop up Pay the form ordering system of result notice trade company.
- 5. according to the method for claim 5, wherein, the payment result processing step (S5) also includes:S5.5, trade company order After single system receives payment result, payment result is shown.
- 6. according to the method described in any one of the claims, wherein, it is in step s 6, described to be settled accounts by prophet's system As a result it is bundled on block chain and is specially:Prophet's system is verified to checkout result, and after being proved to be successful, checkout result is write With the block chain node of prophet's system matches, checkout result is broadcast to other nodes by the node, after preset time, the knot Calculate result by algorithm of knowing together it is blocking after, be recorded on block chain.
- 7. according to the method described in any one of the claims, wherein, the payment data of authentication failed by with block chain link Mistake verification handled with processing system, wherein, the payment data, which includes paying, asks, payment result and checkout result Data.
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CN201710664192.XA CN107423973B (en) | 2017-08-04 | 2017-08-04 | Payment method for passive code scanning on user mobile terminal based on block chain technology |
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CN108629571A (en) * | 2018-04-30 | 2018-10-09 | 成都零光量子科技有限公司 | A kind of timing service method of commerce based on block chain |
CN108764868A (en) * | 2018-05-25 | 2018-11-06 | 全链通有限公司 | Block chain node-agent account checking method and block reconciliation agent node |
CN108876331A (en) * | 2018-05-25 | 2018-11-23 | 全链通有限公司 | Block chain transaction reconciliation agent node and its information synchronization method |
CN108876366A (en) * | 2018-05-20 | 2018-11-23 | 智车优行科技(北京)有限公司 | Processing method, system and the device of two dimensional code, vehicle, electronic equipment, program and medium |
CN108932617A (en) * | 2018-07-18 | 2018-12-04 | 深圳汽航院科技有限公司 | A kind of charging pile charge system based on block chain |
CN108985752A (en) * | 2018-06-29 | 2018-12-11 | 杭州复杂美科技有限公司 | A kind of method of payment and system, equipment and storage medium |
CN109146486A (en) * | 2018-09-04 | 2019-01-04 | 深圳市百宝廊珠宝首饰有限公司 | Method and device for timed payment |
CN109242493A (en) * | 2018-09-04 | 2019-01-18 | 深圳市百宝廊珠宝首饰有限公司 | Payment method and device based on block chain |
CN109302377A (en) * | 2018-06-13 | 2019-02-01 | 百度在线网络技术(北京)有限公司 | A kind of application function implementation method, device, equipment and storage medium |
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WO2019179278A1 (en) * | 2018-03-20 | 2019-09-26 | 华为技术有限公司 | Blockchain-based settlement method, blockchain node and client |
WO2020000685A1 (en) * | 2018-06-28 | 2020-01-02 | 北京大码技术有限公司 | Digital currency payment system, payment method and payment apparatus |
WO2020035030A1 (en) * | 2018-08-15 | 2020-02-20 | 杭州复杂美科技有限公司 | Two-dimensional code timing payment system |
CN110874735A (en) * | 2018-09-01 | 2020-03-10 | 昆山炫生活信息技术股份有限公司 | Payment device and payment method based on block chain technology |
CN111178840A (en) * | 2019-12-27 | 2020-05-19 | 支付宝实验室(新加坡)有限公司 | Service processing method, device, system, electronic equipment and storage medium |
CN111738721A (en) * | 2020-06-23 | 2020-10-02 | 金蝶软件(中国)有限公司 | Block chain transaction monitoring method and related device |
CN112132563A (en) * | 2020-10-04 | 2020-12-25 | 曹建荣 | Block chain based fee collection method and platform |
CN112685776A (en) * | 2020-12-30 | 2021-04-20 | 杭州亿房达科技有限公司 | Privacy data credibility verification method based on block chain and privacy security calculation |
CN113052587A (en) * | 2021-04-30 | 2021-06-29 | 中国银行股份有限公司 | Transfer service processing method and device based on block chain |
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CN108133023A (en) * | 2017-12-27 | 2018-06-08 | 上海唯链信息科技有限公司 | A kind of automotive check information system based on block chain technology |
CN108241976A (en) * | 2018-01-04 | 2018-07-03 | 杭州复杂美科技有限公司 | A kind of Quick Response Code method of payment based on block chain |
WO2019179278A1 (en) * | 2018-03-20 | 2019-09-26 | 华为技术有限公司 | Blockchain-based settlement method, blockchain node and client |
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CN110310107A (en) * | 2018-03-20 | 2019-10-08 | 华为技术有限公司 | Settlement method, block chain node and client based on block chain |
CN108629571A (en) * | 2018-04-30 | 2018-10-09 | 成都零光量子科技有限公司 | A kind of timing service method of commerce based on block chain |
CN108876366A (en) * | 2018-05-20 | 2018-11-23 | 智车优行科技(北京)有限公司 | Processing method, system and the device of two dimensional code, vehicle, electronic equipment, program and medium |
CN108764868A (en) * | 2018-05-25 | 2018-11-06 | 全链通有限公司 | Block chain node-agent account checking method and block reconciliation agent node |
CN108876331A (en) * | 2018-05-25 | 2018-11-23 | 全链通有限公司 | Block chain transaction reconciliation agent node and its information synchronization method |
CN108876331B (en) * | 2018-05-25 | 2020-12-22 | 全链通有限公司 | Terminal equipment where block chain transaction reconciliation proxy node is located and information synchronization method thereof |
CN108764868B (en) * | 2018-05-25 | 2020-10-27 | 全链通有限公司 | Block chain node proxy reconciliation method and block reconciliation proxy node |
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CN109302377A (en) * | 2018-06-13 | 2019-02-01 | 百度在线网络技术(北京)有限公司 | A kind of application function implementation method, device, equipment and storage medium |
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WO2020000685A1 (en) * | 2018-06-28 | 2020-01-02 | 北京大码技术有限公司 | Digital currency payment system, payment method and payment apparatus |
CN108985752A (en) * | 2018-06-29 | 2018-12-11 | 杭州复杂美科技有限公司 | A kind of method of payment and system, equipment and storage medium |
CN108932617A (en) * | 2018-07-18 | 2018-12-04 | 深圳汽航院科技有限公司 | A kind of charging pile charge system based on block chain |
WO2020035030A1 (en) * | 2018-08-15 | 2020-02-20 | 杭州复杂美科技有限公司 | Two-dimensional code timing payment system |
CN110874735A (en) * | 2018-09-01 | 2020-03-10 | 昆山炫生活信息技术股份有限公司 | Payment device and payment method based on block chain technology |
CN109146486A (en) * | 2018-09-04 | 2019-01-04 | 深圳市百宝廊珠宝首饰有限公司 | Method and device for timed payment |
CN109242493A (en) * | 2018-09-04 | 2019-01-18 | 深圳市百宝廊珠宝首饰有限公司 | Payment method and device based on block chain |
CN109886668A (en) * | 2019-01-31 | 2019-06-14 | 维沃移动通信有限公司 | A kind of payment interface starting method and apparatus |
CN111178840A (en) * | 2019-12-27 | 2020-05-19 | 支付宝实验室(新加坡)有限公司 | Service processing method, device, system, electronic equipment and storage medium |
CN111738721A (en) * | 2020-06-23 | 2020-10-02 | 金蝶软件(中国)有限公司 | Block chain transaction monitoring method and related device |
CN112132563A (en) * | 2020-10-04 | 2020-12-25 | 曹建荣 | Block chain based fee collection method and platform |
CN112132563B (en) * | 2020-10-04 | 2021-12-28 | 曹建荣 | Block chain based fee collection method and platform |
CN112685776A (en) * | 2020-12-30 | 2021-04-20 | 杭州亿房达科技有限公司 | Privacy data credibility verification method based on block chain and privacy security calculation |
CN113052587A (en) * | 2021-04-30 | 2021-06-29 | 中国银行股份有限公司 | Transfer service processing method and device based on block chain |
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Effective date of registration: 20230423 Address after: No. 619, block C, No. 28, Xinjiekou Wai Street, Xicheng District, Beijing 100032 (Desheng Park) Patentee after: NIHAO XIANZAI (BEIJING) TECHNOLOGY Co.,Ltd. Address before: Room 1805, 18 / F, building 1, Lingyu Business Plaza, 66 qinglonggang Road, high speed rail new town, Xiangcheng District, Suzhou City, Jiangsu Province Patentee before: Suzhou slow flow technology Co.,Ltd. |
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