CN107506997A - The method of payment of active barcode scanning on customer mobile terminal based on block chain technology - Google Patents

The method of payment of active barcode scanning on customer mobile terminal based on block chain technology Download PDF

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Publication number
CN107506997A
CN107506997A CN201710664278.2A CN201710664278A CN107506997A CN 107506997 A CN107506997 A CN 107506997A CN 201710664278 A CN201710664278 A CN 201710664278A CN 107506997 A CN107506997 A CN 107506997A
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China
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payment
block chain
node
result
request
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CN201710664278.2A
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CN107506997B (en
Inventor
杨阳
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Nihao Xianzai Beijing Technology Co ltd
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Now (beijing) Pay Ltd By Share Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3276Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification

Abstract

The method of payment of active barcode scanning on a kind of customer mobile terminal based on block chain technology, including:Sequence information is sent to the form ordering system of trade company by user in click payment button, the page;The form ordering system of trade company will pay any one node for asking to be submitted in block chain payment system, and the node forms receiving node;After block chain is verified to payment request, it recorded on block chain;The payment request that prophet's system is listened on block chain, request will be paid and be sent to channel of disbursement;Channel of disbursement is handled paying request, will successively pay response and payment result returns to prophet's system;Prophet's system successively returns to block chain and pays response and payment result;Payment result is recorded on block chain, and is informed to the transaction system of trade company;Channel of disbursement settles accounts transaction funds the settlement accounts to trade company, and checkout result is sent into prophet's system, and checkout result is bundled on block chain by prophet's system, completes to pay overall process.

Description

The method of payment of active barcode scanning on customer mobile terminal based on block chain technology
Technical field
The present invention relates in payment transaction technical field, more particularly to a kind of customer mobile terminal based on block chain technology The method of payment of active barcode scanning.
Background technology
Currently, as the extensive growth of internet and cellphone subscriber, internet payment and mobile-phone payment develop rapidly.Together When, supervision department finds that many platforms use " big trade company " and " two is clear " pattern during actually doing business." big business Family " pattern refers to that Duo Jia trade companies are used in conjunction with the situation of trade company's coding, violates the factuality principle of trade company;" two is clear " Pattern refers to that either bank transfers settlement money to certain company or someone for payment company, then by this company or individual People is settled accounts to trade company, violates the direct principle of clearing.It is possible to that the situation that fund is trapped in platform account can occur, works as account Family fund reaches certain scale, once the situation that platform runs away or embezzled funds occurs, it will produce a series of influences extremely The problem of severe.Meanwhile the authenticity for the Transaction Information that platform provides can not be ensured, it is possible to forgery be present, alter transaction set Take the behavior of trade company and user's fund.
Block chain has the characteristic that decentralization, opening, autonomy and information can not distort, and can be used for building prison Supervision tool boxes required for pipe portion door, comprising numerous means, in favor of implementing accurate, timely and more various dimensions supervision, It is two clear to solve the problems, such as on line under electric business class service platform and line that payment services business is accused of, also, on customer mobile terminal actively Barcode scanning, which is paid, also to be commonly used all the more, and thus, the method for payment of active barcode scanning meets the tendency of on the customer mobile terminal based on block chain technology And give birth to.
At present, in the method for payment based on block chain technology, independent prophet's system is not used to monitor on block chain Transaction or pay request, or be connected with channel of disbursement using independent prophet's system, verified by prophet's system and transmit branch Data are paid, therefore, the method for payment of active barcode scanning on the family mobile terminal of the invention based on block chain technology, are in payment technical field It is proposed first.
The content of the invention
The purpose of the present invention is to provide a kind of payment of active barcode scanning on customer mobile terminal based on block chain technology Method, it can effectively avoid the risk defect in existing form ordering system.Utilize the characteristic of block chain distribution account book, regulator The All Activity in system can be supervised in real time, the generation for the problems such as avoiding two clear.
In order to achieve the above object, the present invention adopts the following technical scheme that:
The method of payment of active barcode scanning on a kind of customer mobile terminal based on block chain technology, including:
S1, user submit order:User chooses the commodity to be bought on the market page of trade company, clicks on payment button, Sequence information is sent to the form ordering system of trade company by the page;
S2, the form ordering system of trade company are submitted and pay request:The form ordering system of trade company is submitted to block chain branch by request is paid Any one node in the system of paying, then now, the node form receiving node;
S3, block chain processing step:After block chain is verified to the payment request, it will be asked by the payment of checking Blocking by algorithm of knowing together, thus, the payment request is recorded on block chain;
S4, monitoring and payment step:The payment request that prophet's system is listened on the block chain of matching node, will Pay request and be sent to channel of disbursement;Channel of disbursement is handled the payment request, will successively be paid response and is paid and ties Fruit returns to prophet's system;Prophet's system is successively returned to block chain by matching block chain node and pays response and branch Pay result;
S5, payment result processing step:The payment result by algorithm of knowing together it is blocking after, be recorded on block chain, And it is informed to the form ordering system of trade company;
S6, clearance step:Channel of disbursement settles accounts transaction funds the settlement accounts to trade company, and checkout result is sent to Prophet's system, checkout result is bundled on block chain by matching block chain node by prophet's system, completes branch Pay overall process;
S7, terminate this payment.
Further, the block chain processing step (S3) is specially:
S3.1, the receiving node receive it is described pay request, and to it is described payment request verify, if checking into Work(, then the payment request is broadcast to other nodes of block chain, while the payment request is stored in the transaction of the node Pond, and enter step S3.2;If authentication failed, directly abandon described pay and ask, terminate this payment;
After S3.2, other nodes of block chain receive the payment request of broadcast, verified respectively, if checking Success and be receive for the first time it is described pay request, the payment request is broadcasted, while the payment please be sought survival Enter the trading pit of own node, otherwise, the node itself directly abandons payment request;
S3.3, after preset time, it is described pay request it is blocking by algorithm of knowing together, be recorded on block chain.
Further, described monitor is specially with payment step (S4):
The payment request that S4.1, prophet's system are listened on the block chain of matching node, is carried out to paying request Checking, if be proved to be successful, payment request is sent to channel of disbursement and enters step S4.2, if authentication failed, is abandoned It is described to pay request, terminate this payment;
S4.2, channel of disbursement handle the payment request, and the information generated required for paying Quick Response Code are given birth to Prophet's system is returned into response is paid;
After S4.3, prophet's system receives payment response, response will be paid and be sent to matching block chain node, The node receives the payment response and is broadcast to other nodes by response is paid;
S4.4, after preset time, the payment response is blocking by algorithm of knowing together, and is recorded on block chain;
Payment response on block chain is returned to trade company's form ordering system by S4.5, the earliest node for receiving payment request;
S4.6, trade company's form ordering system pay Quick Response Code according to the information paid in response, generation;
S4.7, user open sweeping in channel of disbursement corresponding A PP applications and sweep function, scan Quick Response Code, input password, APP applies is sent to channel of disbursement by payment parameter, generates payment result;
S4.8, channel of disbursement will pay successful result and be sent to prophet's system, and prophet's system is entered to the payment result Row checking, if be proved to be successful, payment result is write matching block chain node;If authentication failed, abandon The payment result is without record.
Further, after step S4.7 generates payment result, in addition to channel of disbursement returns to payment result to mobile terminal APP applications, and be shown to user.
Further, the payment result processing step (S5) is specially:
S5.1, the payment result with the block chain node reception prophet system write-in of prophet's system matches, to payment result Verified, if be proved to be successful, be sent to other nodes of block chain, while transaction results are stored in the transaction of the node Pond;If authentication failed, the transaction results are directly abandoned;
After S5.2, other nodes receive the transaction results of broadcast, verified respectively, be proved to be successful and be first It is secondary to receive the transaction results, transaction results are broadcasted, while transaction results are stored in the trading pit of node;Otherwise, directly Abandon the transaction results;
S5.3, after preset time, the payment result by algorithm of knowing together it is blocking after, be recorded on block chain;
S5.4, notice system listen to it is described notice system matches node block chain on payment result after, By the form ordering system of payment result notice trade company.
Further, the payment result processing step (S5) also includes:
After S5.5, trade company's form ordering system receive payment result, payment result is shown.
Further, in step s 6, described checkout result is bundled on block chain by prophet's system is specially:First Know that system is verified to checkout result, after being proved to be successful, checkout result write into the block chain node with prophet's system matches, Checkout result is broadcast to other nodes by the node, after preset time, the checkout result by algorithm of knowing together it is blocking after, quilt It recorded on block chain.
Further, in step S4.3, after receiving the payment response with the block chain node of prophet's system matches, Also include first verifying the payment response, other nodes of block chain are sent to after being proved to be successful, while should by paying Answer the trading pit for being stored in the node;If authentication failed, the payment response is directly abandoned;Other nodes receive the branch of broadcast After paying response, verified respectively, be proved to be successful and be to receive the payment response for the first time, to pay response carry out it is wide Broadcast, while the trading pit that response deposit node will be paid;Otherwise, the payment response is directly abandoned.
Further, the payment data of authentication failed is carried out by the mistake verification with block chain link with processing system Reason, wherein, the payment data includes paying request, pays the data of response, payment result and checkout result.
In addition, in the present invention, after other nodes of block chain receive broadcast, node itself abandons payment data, refers to Payment data is abandoned in the node of the only authentication failed, rather than all nodes abandon payment data, payment data is also present In certain node or some nodes of block chain.
Brief description of the drawings
Fig. 1 is the interaction schematic diagram of the method for payment constructed by the present invention
Fig. 2 is the flow chart of the embodiment 3 of the method for payment constructed by the present invention
Fig. 3 is the flow chart of the embodiment 2 of the method for payment constructed by the present invention
Embodiment
The user of the present invention based on block chain technology is moved with reference to Figure of description and specific embodiment The method of payment of active barcode scanning, makes further explanation and explanation in dynamic terminal.
Embodiment 1
The payment particular transactions flow of active barcode scanning is as follows on customer mobile terminal based on block chain technology:
User submits order:User chooses the commodity to be bought on the market page of trade company, clicks on payment button, the page Sequence information is sent to the form ordering system of trade company;
Commerce system, which is submitted, pays request:Trade company's form ordering system is submitted to appointing in block chain payment system by request is paid One node of meaning;
The broadcast payment request of block chain is simultaneously blocking:The node receives the request of trade company, and the request to trade company is verified, is tested Other nodes of block chain are sent to after demonstrate,proving successfully, while the trading pit for asking to be stored in the node will be paid;If authentication failed, Then directly abandon payment request.After other nodes receive the payment request of broadcast, verified, be proved to be successful simultaneously respectively And be to receive payment request for the first time, broadcast paying request, while the trading pit for asking deposit node will be paid;It is no Then, payment request is directly abandoned.After a predetermined time, payment request provides according to common recognition, is packaged into block chain On.
Prophet's system listens to payment request:The payment that prophet's system is listened on the block chain of matching node please Ask, and transaction is verified;
Prophet's system, which is sent, pays request:After being proved to be successful, prophet's system is sent to channel of disbursement by request is paid;
Channel of disbursement, which returns, pays response:Channel of disbursement is handled paying request, and generation is paid into Quick Response Code institute The key element generation needed pays response and returns to prophet's system;
Prophet's system, which returns, pays response:After prophet's system receives payment response, response will be paid and be sent to therewith The node of matching;
Block chain broadcast payment response is simultaneously blocking:The node receives the response of prophet's system, and response is verified, verifies Other nodes of block chain are sent to after success, while payment response is stored in the trading pit of the node;If authentication failed, Directly abandon the payment response.After other nodes receive the payment response of broadcast, verified respectively, be proved to be successful and It is to receive the payment response for the first time, broadcasts paying response, while the trading pit that response deposit node will be paid;It is no Then, the payment response is directly abandoned.After a predetermined time, the payment response provides according to common recognition, is packaged into block chain On;
Block chain, which returns, pays response:Payment response on block chain is returned to trade company and ordered by the earliest node for receiving request Single system;
Trade company's generation pays Quick Response Code:Trade company's form ordering system pays Quick Response Code according to the information paid in response, generation;
User, which lead, sweeps payment:User opens sweeping for channel of disbursement corresponding A PP and sweeps function, scans Quick Response Code, input Password, APP are sent to channel of disbursement by parameter is paid;
Channel of disbursement returns to payment result:Channel of disbursement returns to payment result to cell phone application, and is shown to user;
Channel of disbursement returns to transaction results:The channel of disbursement successful result that will merchandise is sent to prophet's system
Prophet's system returns to transaction results:After prophet's system is proved to be successful, transaction results are write to matching block Chain node;
Block chain broadcast transaction results are simultaneously blocking:The node receives the result of prophet's system, and result is verified, verifies Other nodes of block chain are sent to after success, while transaction results are stored in the trading pit of the node;If authentication failed, Directly abandon the transaction results.After other nodes receive the transaction results of broadcast, verified respectively, be proved to be successful and It is to receive the transaction results for the first time, transaction results is broadcasted, while transaction results are stored in the trading pit of node;It is no Then, the transaction results are directly abandoned.After a predetermined time, the transaction results provide according to common recognition, are packaged into block chain On;
Notice system answers transaction results:The transaction results that notice system is listened on the block chain of matching node Afterwards, transaction results are verified;
Notify notifications transaction results:Notice system notifies transaction results the form ordering system of trade company;
Trade company shows transaction results:After the form ordering system of trade company receives transaction results, transaction results are shown to use Family;
Channel of disbursement settlement fund:Account day, channel of disbursement settle accounts transaction funds the settlement accounts to trade company;
Channel of disbursement sends checkout result:And checkout result is sent to prophet's system;
Prophet's system returns to checkout result:After prophet's system is proved to be successful, checkout result is write to matching block Chain node;
Block chain broadcast checkout result is simultaneously blocking:The node receives the result of prophet's system, and result is verified, verifies Other nodes of block chain are sent to after success, while checkout result is stored in the trading pit of the node;If authentication failed, Directly abandon the checkout result.After other nodes receive the checkout result of broadcast, verified respectively, be proved to be successful and It is to receive the checkout result for the first time, checkout result is broadcasted, while checkout result is stored in the trading pit of node;It is no Then, the checkout result is directly abandoned.After a predetermined time, the checkout result provides according to common recognition, is packaged into block chain On;
Embodiment 2
The method of payment of active barcode scanning on a kind of customer mobile terminal based on block chain technology, including:
S1, user submit order:User chooses the commodity to be bought on the market page of trade company, clicks on payment button, Sequence information is sent to the form ordering system of trade company by the page;
S2, the form ordering system of trade company are submitted and pay request:The form ordering system of trade company is submitted to block chain branch by request is paid Any one node in the system of paying, then now, the node form receiving node;
S3, block chain processing step:After block chain is verified to the payment request, it will be asked by the payment of checking Blocking by algorithm of knowing together, thus, the payment request is recorded on block chain;
S4, monitoring and payment step:The payment request that prophet's system is listened on the block chain of matching node, will Pay request and be sent to channel of disbursement;Channel of disbursement is handled the payment request, will successively be paid response and is paid and ties Fruit returns to prophet's system;Prophet's system is successively returned to block chain by matching block chain node and pays response and branch Pay result;
S5, payment result processing step:The payment result by algorithm of knowing together it is blocking after, be recorded on block chain, And it is informed to the form ordering system of trade company;
S6, clearance step:Channel of disbursement settles accounts transaction funds the settlement accounts to trade company, and checkout result is sent to Prophet's system, checkout result is bundled on block chain by matching block chain node by prophet's system, completes branch Pay overall process.
Further, the block chain processing step (S3) is specially:
S3.1, the receiving node receive it is described pay request, and to it is described payment request verify, if checking into Work(, then the payment request is broadcast to other nodes of block chain, while the payment request is stored in the transaction of the node Pond, and enter step S3.2;If authentication failed, directly abandon described pay and ask, terminate this payment;
After S3.2, other nodes of block chain receive the payment request of broadcast, verified respectively, if checking Success and be receive for the first time it is described pay request, the payment request is broadcasted, while the payment please be sought survival Enter the trading pit of own node, otherwise, the node itself directly abandons payment request;
S3.3, after preset time, it is described pay request it is blocking by algorithm of knowing together, be recorded on block chain.
Further, described monitor is specially with payment step (S4):
The payment request that S4.1, prophet's system are listened on the block chain of matching node, is carried out to paying request Checking, if be proved to be successful, payment request is sent to channel of disbursement and enters step S4.2, if authentication failed, is abandoned It is described to pay request, terminate this payment;
S4.2, channel of disbursement handle the payment request, and the information generated required for paying Quick Response Code are given birth to Prophet's system is returned into response is paid;
After S4.3, prophet's system receives payment response, response will be paid and be sent to matching block chain node, The node receives the payment response and is broadcast to other nodes by response is paid;
S4.4, after preset time, the payment response is blocking by algorithm of knowing together, and is recorded on block chain;
Payment response on block chain is returned to trade company's form ordering system by S4.5, the earliest node for receiving payment request;
S4.6, trade company's form ordering system pay Quick Response Code according to the information paid in response, generation;
S4.7, user open sweeping in channel of disbursement corresponding A PP applications and sweep function, scan Quick Response Code, input password, APP applies is sent to channel of disbursement by payment parameter, generates payment result;
S4.8, channel of disbursement will pay successful result and be sent to prophet's system, and prophet's system is entered to the payment result Row checking, if be proved to be successful, payment result is write matching block chain node;If authentication failed, abandon The payment result is without record.
Further, after step S4.7 generates payment result, in addition to channel of disbursement returns to payment result to mobile terminal APP applications, and be shown to user.
Further, the payment result processing step (S5) is specially:
S5.1, the payment result with the block chain node reception prophet system write-in of prophet's system matches, to payment result Verified, if be proved to be successful, be sent to other nodes of block chain, while transaction results are stored in the transaction of the node Pond;If authentication failed, the transaction results are directly abandoned;
After S5.2, other nodes receive the transaction results of broadcast, verified respectively, be proved to be successful and be first It is secondary to receive the transaction results, transaction results are broadcasted, while transaction results are stored in the trading pit of node;Otherwise, directly Abandon the transaction results;
S5.3, after preset time, the payment result by algorithm of knowing together it is blocking after, be recorded on block chain;
S5.4, notice system listen to it is described notice system matches node block chain on payment result after, By the form ordering system of payment result notice trade company.
Further, the payment result processing step (S5) also includes:
After S5.5, trade company's form ordering system receive payment result, payment result is shown.
Further, in step s 6, described checkout result is bundled on block chain by prophet's system is specially:First Know that system is verified to checkout result, after being proved to be successful, checkout result write into the block chain node with prophet's system matches, Checkout result is broadcast to other nodes by the node, after preset time, the checkout result by algorithm of knowing together it is blocking after, quilt It recorded on block chain.
Further, in step S4.3, after receiving the payment response with the block chain node of prophet's system matches, Also include first verifying the payment response, other nodes of block chain are sent to after being proved to be successful, while should by paying Answer the trading pit for being stored in the node;If authentication failed, the payment response is directly abandoned;Other nodes receive the branch of broadcast After paying response, verified respectively, be proved to be successful and be to receive the payment response for the first time, to pay response carry out it is wide Broadcast, while the trading pit that response deposit node will be paid;Otherwise, the payment response is directly abandoned.
Further, the payment data of authentication failed is carried out by the mistake verification with block chain link with processing system Reason, wherein, the payment data includes paying request, pays the data of response, payment result and checkout result.
Embodiment 3
The method of payment of active barcode scanning, only includes on a kind of customer mobile terminal based on block chain technology:
S1, user submit order:User chooses the commodity to be bought on the market page of trade company, clicks on payment button, Sequence information is sent to the form ordering system of trade company by the page;
S2, the form ordering system of trade company are submitted and pay request:The form ordering system of trade company is submitted to block chain branch by request is paid Any one node in the system of paying, then now, the node form receiving node;
S3, block chain processing step:After block chain is verified to the payment request, it will be asked by the payment of checking Blocking by algorithm of knowing together, thus, the payment request is recorded on block chain;
S4, monitoring and payment step:The payment request that prophet's system is listened on the block chain of matching node, will Pay request and be sent to channel of disbursement;Channel of disbursement is handled the payment request, will successively be paid response and is paid and ties Fruit returns to prophet's system;Prophet's system is successively returned to block chain by matching block chain node and pays response and branch Pay result;
S5, payment result processing step:The payment result by algorithm of knowing together it is blocking after, be recorded on block chain, And it is informed to the form ordering system of trade company;
S6, clearance step:Channel of disbursement settles accounts transaction funds the settlement accounts to trade company, and checkout result is sent to Prophet's system, checkout result is bundled on block chain by matching block chain node by prophet's system, completes branch Pay overall process.
In addition, in the present invention, after other nodes of block chain receive broadcast, node itself abandons payment data, refers to Payment data is abandoned in the node of the only authentication failed, rather than all nodes abandon payment data, payment data is also present In certain node or some nodes of block chain.
According to the transaction flow of the present invention and the characteristic of block chain, all nodes can all have portion completely to distort Account book.Therefore, regulator can arrive all transaction by the account book supervision of this node, prevent the generation of risk trade.
The present invention is not limited in above-mentioned embodiment, and the instant personnel in this area do in the essential scope of the present invention The variations, modifications, additions or substitutions gone out, it should also belong to protection scope of the present invention.

Claims (9)

  1. A kind of 1. method of payment of active barcode scanning on customer mobile terminal based on block chain technology, it is characterised in that including with Lower step:
    S1, user submit order:User chooses the commodity to be bought on the market page of trade company, clicks on payment button, the page Sequence information is sent to the form ordering system of trade company;
    S2, the form ordering system of trade company are submitted and pay request:The form ordering system of trade company will pay request and be submitted to block chain and pay Any one node on system, then now, the node form receiving node;
    S3, block chain processing step:After block chain is verified to the payment request, the payment request by checking is passed through Algorithm of knowing together is blocking, and thus, the payment request is recorded on block chain;
    S4, monitoring and payment step:The payment request that prophet's system is listened on the block chain of matching node, will pay Request is sent to channel of disbursement;Channel of disbursement is handled the payment request, will successively pay response and payment result is returned Back to prophet's system;Prophet's system is successively returned to pay response and pay to block chain and tied by matching block chain node Fruit;
    S5, payment result processing step:The payment result by algorithm of knowing together it is blocking after, be recorded on block chain, and It is informed to the form ordering system of trade company;
    S6, clearance step:Channel of disbursement settles accounts transaction funds the settlement accounts to trade company, and checkout result is sent into prophet System, checkout result is bundled on block chain by matching block chain node by prophet's system, completes to pay entirely Process;
    S7, terminate this payment.
  2. 2. according to the method for claim 1, wherein, the block chain processing step (S3) is specially:
    S3.1, the receiving node receive described pay and asked, and the payment request is verified, if being proved to be successful, By described other nodes for paying request and being broadcast to block chain, while by the trading pit for paying request and being stored in the node, and Into step S3.2;If authentication failed, directly abandon described pay and ask, terminate this payment into step 7;
    After S3.2, other nodes of block chain receive the payment request of broadcast, verified respectively, if being proved to be successful And it is to receive described pay for the first time to ask, the payment request is broadcasted, while request deposit is paid certainly by described The trading pit of body node, otherwise, the node itself directly abandon payment request;
    S3.3, after preset time, it is described pay request it is blocking by algorithm of knowing together, be recorded on block chain.
  3. 3. method according to claim 1 or 2, wherein, described monitor is specially with payment step (S4):
    The payment request that S4.1, prophet's system are listened on the block chain of matching node, is verified to paying request, If be proved to be successful, payment request is sent to channel of disbursement and enters step S4.2, if authentication failed, abandons the branch Request is paid, terminates this payment into step S7;
    S4.2, channel of disbursement handle the payment request, and the information generated required for paying Quick Response Code are generated into branch Pay response and return to prophet's system;
    After S4.3, prophet's system receive payment response, response will be paid and be sent to matching block chain node, the section Point receives the payment response and is broadcast to other nodes by response is paid;
    S4.4, after preset time, the payment response is blocking by algorithm of knowing together, and is recorded on block chain;
    Payment response on block chain is returned to trade company's form ordering system by S4.5, the earliest node for receiving payment request;
    S4.6, trade company's form ordering system pay Quick Response Code according to the information paid in response, generation;
    S4.7, user open sweeping in channel of disbursement corresponding A PP applications and sweep function, scan Quick Response Code, input password, and APP should Channel of disbursement is sent to parameter will be paid, generates payment result;
    S4.8, channel of disbursement will pay successful payment result and be sent to prophet's system, and prophet's system is entered to the payment result Row checking, if be proved to be successful, payment result is write matching block chain node;If authentication failed, abandon The payment result is without record, into step S7.
  4. 4. according to the method for claim 3, wherein, in step S4.7, after generating payment result, in addition to channel of disbursement returns The APP that payment result is returned to mobile terminal is applied, and is shown to user.
  5. 5. according to the method described in any one of the claims, wherein, the payment result processing step (S5) is specially:
    S5.1, the payment result with the block chain node reception prophet system write-in of prophet's system matches, are carried out to payment result Checking, if be proved to be successful, is sent to other nodes of block chain, while payment result is stored in the trading pit of the node, Into step S5.1;If authentication failed, the payment result is directly abandoned, into step S7;
    After S5.2, other nodes receive the payment result of broadcast, verified respectively, be proved to be successful and be for the first time receive To the payment result, payment result is broadcasted, while payment result is stored in the trading pit of node;Otherwise, the node from Body directly abandons the payment result;
    S5.3, after preset time, the payment result by algorithm of knowing together it is blocking after, be recorded on block chain;
    S5.4, notice system are listened to after the payment result on the block chain of the node of the notice system matches, will prop up Pay the form ordering system of result notice trade company.
  6. 6. according to the method for claim 5, wherein, the payment result processing step (S5) also includes:S5.5, trade company order After single system receives payment result, payment result is shown.
  7. 7. according to the method described in any one of the claims, wherein, it is in step s 6, described to be settled accounts by prophet's system As a result it is bundled on block chain and is specially:Prophet's system is verified to checkout result, and after being proved to be successful, checkout result is write With the block chain node of prophet's system matches, checkout result is broadcast to other nodes by the node, after preset time, the knot Calculate result by algorithm of knowing together it is blocking after, be recorded on block chain.
  8. 8. according to the method described in any one of the claims, wherein, in step S4.3, the block with prophet's system matches After chain node receives the payment response, in addition to first the payment response is verified, area is sent to after being proved to be successful Other nodes of block chain, while it is stored in the trading pit of the node by response is paid;If authentication failed, the payment is directly abandoned Response;After other nodes receive the payment response of broadcast, verified respectively, be proved to be successful and be for the first time receive this Response is paid, is broadcasted paying response, while the trading pit that response deposit node will be paid;Otherwise, the branch is directly abandoned Pay response.
  9. 9. according to the method described in any one of the claims, wherein, the payment data of authentication failed by with block chain link Mistake verification handled with processing system, wherein, the payment data include pay request, payment response, payment result With the data of checkout result.
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CN108629571A (en) * 2018-04-30 2018-10-09 成都零光量子科技有限公司 A kind of timing service method of commerce based on block chain
CN108647969A (en) * 2018-05-16 2018-10-12 深圳市网心科技有限公司 A kind of method, apparatus, system and the storage medium of access block chain
CN108876366A (en) * 2018-05-20 2018-11-23 智车优行科技(北京)有限公司 Processing method, system and the device of two dimensional code, vehicle, electronic equipment, program and medium
CN108985752A (en) * 2018-06-29 2018-12-11 杭州复杂美科技有限公司 A kind of method of payment and system, equipment and storage medium
CN108932617A (en) * 2018-07-18 2018-12-04 深圳汽航院科技有限公司 A kind of charging pile charge system based on block chain
CN110874735A (en) * 2018-09-01 2020-03-10 昆山炫生活信息技术股份有限公司 Payment device and payment method based on block chain technology
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CN110852734B (en) * 2019-11-06 2021-07-02 上海景域文化传播股份有限公司 Scenic spot service settlement method and system based on block chain and electronic equipment
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