CN111259077A - Method for importing deposit and remittance under collection item based on block chain and storage medium - Google Patents

Method for importing deposit and remittance under collection item based on block chain and storage medium Download PDF

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CN111259077A
CN111259077A CN202010036960.9A CN202010036960A CN111259077A CN 111259077 A CN111259077 A CN 111259077A CN 202010036960 A CN202010036960 A CN 202010036960A CN 111259077 A CN111259077 A CN 111259077A
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马超群
常晓星
周中定
李信儒
兰秋军
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Hunan University
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Abstract

The invention discloses a block chain-based method for importing and depositing a deposit under a collection item and a computer-readable storage medium. The method utilizes a common identification technology, an asymmetric encryption technology, a Hash algorithm, a digital signature technology and a block chain data structure to realize the electronization, the non-falsification and the non-falsification of the receipt, ensures the authenticity of various receipts used in business and solves the problems of easy falsification and inconvenient verification of paper receipts. In addition, the blockchain network can be in butt joint with the application layer through the interface, so that the interaction of key data is realized, and the problem of difficulty in credit investigation caused by unclear operation conditions and transaction histories of enterprises in the traditional trade financing business is solved to a certain extent. In addition, all steps from sending to receiving of goods can be recorded through the block chain, the goods can be clearly recorded on the block chain from loading, transporting and piece taking of the whole transportation process, and traceability of information is guaranteed, so that packet loss and mistaken claim events are avoided.

Description

Method for importing deposit and remittance under collection item based on block chain and storage medium
Technical Field
The invention relates to the technical field of import collection and deposit in import and export trade, in particular to a method for carrying out import deposit and deposit under a collection item based on a block chain and a computer-readable storage medium.
Background
The import deposit is the business that the bank applies for by the importer, provides short-term fund financing when the bank pays the external money and is paid by the applicant according to the agreed interest rate and term. According to the settlement mode, the method is divided into import deposit and remit under the letter of credit, import deposit and remittance. The import deposit under the collection item is also called import collection deposit, which is a financing payment for providing the importer by the collection agency with the import collection documents including the property right documents as the mortgage. The basic method is that after the exporter delivers the goods, the consignment application is filled in and delivered to the consignment bank by virtue of the complete set of documents (including the commercial documents such as the transportation documents, the drafts and the invoices) which are in accordance with the contract requirements, and the consignment bank sends the consignment book together with the drafts and the documents to the consignment bank, and then the consignment bank delivers the consignment book to the importer. The importer pays the bill or accepts the bill depending on the nature of the commitment. The collection agency can open a receipt for collecting the trusts according to the application of the deposit exchange of the importer, firstly fills money in the receipts, and returns the collected money to the bank after the importer carries out goods processing, selling or resale.
However, the existing import collection and pledge method has the following problems:
1. because the collection and the deposit are entrusted as the security document and the document is the paper document, the fraud of the document also happens occasionally in international trade, and the financing risk of banks is increased.
2. In the traditional international trade financing activity, the bank and the imported enterprise have asymmetric information, the bank does not know whether the financial condition of the imported enterprise is stable or not and whether the historical credit condition is good or not, so that the bank is not favorable for carrying out financing examination and approval, and the imported enterprise is not favorable for obtaining financing.
3. In the actual operation process of import deposit, when the bank gets the bill of lading and signs the trust agreement with the importer, the bank only has the ownership of the goods on the upper surface and cannot actually control the flow of the goods, if the import deposit applicant is due and cannot return the import deposit remittance and the goods for various reasons, the bank has the risk of 'two losses of money and goods'.
Disclosure of Invention
The invention provides a method for entrusting import deposit-remittance under a collection item based on a block chain and a computer readable storage medium, which are used for solving the technical problems that documents are easy to tamper, information is asymmetric and the circulation process of goods cannot be monitored in the existing import deposit-remittance mode.
According to one aspect of the invention, a method for entrusting a import deposit under a collection item based on a block chain is provided, which comprises the following steps:
step S1: the import merchant node and the export merchant node sign trade contracts in the block chain and agree to settle accounts in a collection mode;
step S2: the collecting agency node evaluates the credit status of the information on the basis of the request of the importer node, signs an import collecting deposit and remittance contract with the importer node on the block chain, and the collecting agency node and the exporter node carry out Hash signature confirmation on the import collecting deposit and remittance contract on the block chain;
step S3: after finishing the stock, the export business node carries out goods export transportation activities, and relevant information in the goods export process is uploaded to the block chain after being signed by the relevant node Hash;
step S4: the exporter node applies for acceptance to the collection agency node based on the bill of lading, the collection agency node informs the collection agency node of paying, the collection agency node obtains ownership of the bill of lading after paying the goods and informs the importer node of carrying out the redemption activity;
step S5: the import business node and the collection agency node sign a trust protocol on the block chain, and the import business node obtains the use right of the bill of lading;
step S6: the import business node carries out cargo import transportation activities, and relevant information in the cargo import process is uploaded to the block chain after being subjected to Hash signature by the relevant nodes;
step S7: and the importer node takes the goods for processing, selling or reselling, pays the collection agency node, and uploads the payment record to the block chain after being signed by the Oracle node Hash.
Further, the step S2 includes the following steps:
step S21: the import merchant node applies for signing an import collecting and pressing contract to a collecting and pressing node according to the trade contract, deploys an import collecting and pressing contract application table on the block chain, carries out Hash signature on the application table after filling related information and sends the application table to the collecting and pressing node;
step S22: after receiving the import collection and deposit agreement application form of the importer node, the collection and deposit node verifies the application form by using the public key of the importer node, confirms that the application form really comes from the importer node, and requests the third-party credit-accreditation organization node to call credit investigation data about the importer node;
step S23: after receiving the request, the third party credit worthiness organization node informs the Oracle node of applying for investigating the industrial and commercial data, the tax data, the product data and the social evaluation data of the importer node;
step S24: the Oracle node generates an investigation report, carries out Hash signature and uploads the investigation report to the block chain, and the third-party credit accreditation organization node determines credit investigation data and generates a credit condition table according to the investigation report and the transaction history of the importer node, carries out Hash signature and uploads the credit condition table to the block chain;
step S25: the collection agency node utilizes the public key of the third-party credit establishment to carry out verification, determines that the credit situation is from the third-party credit establishment node, sets a deposit and credit line for the third-party credit establishment node according to the credit situation of the importer node, then determines whether to sign an import collection deposit contract with the importer node, if the import collection deposit contract is rejected, generates a rejection notice, carries out Hash signature, and uploads the rejection notice to a block chain, and if the import collection deposit contract is rejected, deploys the import collection deposit contract on the block chain, carries out Hash signature, and sends the deposit contract to the importer node;
step S26: after verifying that the import collection-by-delivery contract is correct, the import merchant node performs Hash signature confirmation and uploads the confirmation to the block chain, and sends the signed import collection-by-delivery contract to the collection entrustor node;
step S27: after the collection agency node receives the import collection contract, verifying that the signature is confirmed to be the import collection contract from the import provider node, performing Hash signature on the import collection contract, uploading the Hash signature to the block chain, and sending the signed import collection contract to the export provider node;
step S28: the export business node receives the import collection deposit contract from the collection agency node, verifies the import collection deposit contract by using the public key of the collection agency node, confirms the import collection deposit contract from the collection agency node, carries out Hash signature on the import collection deposit contract and uploads the signed import collection deposit contract to the block chain.
Further, the step S1 includes the following steps:
step S11: after the import merchant node and the export merchant node have good trade details on line, deploying trade contracts on a block chain, encrypting the abstracts of the trade contracts by using the private key of the import merchant node, and calculating by agreeing in the trade contracts in a collection mode;
step S12: the export merchant node utilizes the public key of the import merchant node to verify, determines that the trade contract is drawn by the import merchant node and the contract content is correct, and utilizes the private key of the export merchant node to carry out Hash signature verification on the block chain.
Further, the step S3 includes the following steps:
step S31: the export business node starts to stock, applies for renting a ship to order a cabin from the export side logistics node according to the conformity, then deploys the transportation list including the related information of the cargo transportation on the block chain, sends the transportation list to the export side logistics node after Hash signature is carried out, and the export side logistics node receives the transportation list, carries out Hash signature on the transportation list after accepting the list and uploads the list to the block chain;
step S32: the exit business node applies insurance to the exit side insurance company node, after performing off-line negotiation to determine each item of insurance application, the exit side insurance company node generates a policy and sends the policy to the exit business node after Hash signature, and records the policy on the block chain, the exit business node applies insurance after verifying the signature and the policy, and issues the policy to the block chain after Hash signature confirmation;
step S33: the exit business node applies for goods commodity inspection to the exit side commodity inspection office node, the exit side commodity inspection office node performs goods commodity inspection after receiving the application, sends out a commodity inspection report and performs Hash signature after the commodity inspection is qualified, and distributes the commodity inspection report to the block chain;
step S34: the export business node applies for an enterprise agent export goods certification to the export side industrial and business office node, and the export side industrial and business office node receives the application, issues the enterprise agent goods export certification, performs Hash signature and then issues the certification to the block chain network;
step S35: the exit merchant node applies for field inspection to the exit side customs node, the exit side customs node performs field inspection after receiving the application, and opens a release notice and performs Hash signature and then releases the release notice to the block chain network after determining that the exit goods meet the requirements;
step S36: the exit business node delivers the goods to the exit side logistics node, and the exit side logistics node opens the bill of lading and sends the bill of lading to the exit business node after carrying out Hash signature, and records the bill of lading to the block chain;
step S37: the export business node receives the bill of lading and verifies the bill of lading without errors, and then the signed bill of lading is issued to the block chain network;
step S38: the exporter node uploads the relevant bill of the goods invoice to the block chain network, then applies for tax refund to the exporter tax administration node, the exporter tax administration node verifies the bill, transacts the export tax refund after verification, issues the tax refund certificate, uploads the tax refund to the block chain after Hash signature, and notifies the exporter node.
Further, the step S4 includes the following steps:
step S41: the exit business node obtains the bill, applies for acceptance from the accepting bank node, the accepting bank node receives the acceptance application, examines the bill on the block chain, and informs the accepting bank node to pay after confirming that the bill is correct;
step S42: the collecting agency node pays the goods money to the collecting agency node, and informs the Oracle node to issue the transfer record Hash signature to the block chain network;
step S43: the collection node receives the goods money, issues a signed goods money receiving statement to the block chain network, collects the goods money to the export node, informs the export node to collect the money, informs the Oracle node to issue the transfer record Hash signature to the block chain network;
step S44: the export business node receives the goods money, issues all the declarations of the goods money receiving and bill of lading back to the collection line node, and uploads the statements to the block chain network after Hash signature;
step S45: the collection line node obtains ownership of the bill of lading, then issues all statements of the bill of lading collection line node, and uploads the statements to the block chain network after Hash signature;
step S46: the acquirer node obtains ownership of the bill of lading and notifies the importer of the node to redeem the bill.
Further, the step S5 includes the following steps:
step S51: the import merchant node applies for financing to the collection agency node, fills relevant information in the import deposit book application book, carries out Hash signature, sends the relevant information to the collection agency node and issues the relevant information to the block chain network;
step S52: the collection agency node receives the import collection deposit application, determines to provide import deposit service for the import business node according to the credit status of the import business node, opens a trust receipt, deploys a trust protocol on a block chain after negotiating with the import business node, performs Hash signature and sends the trust receipt to the import business node;
step S53: the import business node verifies the authenticity of the trust protocol by using the public key of the collection and collection node, performs Hash signature confirmation after determining that the content is correct, and issues the signed trust protocol to the block chain network;
step S54: the collection node utilizes the public key of the importer node to carry out verification, confirms that the importer node agrees with terms on a trust protocol, issues all statements of the bill-drawing use right of the importer node to the block chain network, and the importer node obtains the use right of the bill-drawing.
Further, the step S6 includes the following steps:
step S61: the import business node submits a business check application to the import side business check office node, and the import side business check office node issues the business check application to the block chain network after verifying that the imported goods are qualified and performing Hash signature on a business check qualified certificate;
step S62: the import business node applies for an allowed import certificate from the import side business office node, the import side business office node receives the application, issues the allowed import certificate after the application is verified to be qualified, carries out Hash signature, and uploads the allowed import certificate to the block chain network;
step S63: the importer node applies for customs clearance from the importer tax office node, the importer tax office node receives the application, transacts customs clearance for the importer node after the application is verified to be qualified, and issues a tax-paid certificate after the Hash signature to the block chain network;
step S64: the import business node applies for on-site inspection to the import square customs node, the import square customs node receives the application, issues a release notice after inspecting the goods to be qualified, and issues the release notice to the block chain network after carrying out Hash signature;
step S65: the import business node smoothly extracts goods and stores the goods to a warehouse of the import side logistics node, and the import side logistics node receives the goods, issues a warehouse goods list after checking, performs Hash signature and then sends the goods to the import business node;
step S66: and the importer node receives the warehousing list, performs Hash signature confirmation on the warehousing goods list after checking, and then issues the warehousing goods list to the block chain network.
Further, the following steps are also included between the step S6 and the step S7:
step S67: after the importer node and the importer insurance company node negotiate various insurance application items on line, the importer insurance company node generates a policy and sends the policy to the importer node after Hash signature, and the importer node receives the policy, and issues the policy to the block chain network after Hash signature confirmation after checking the policy.
Further, the step S7 includes the following steps:
step S71: the importer node withdraws goods from the warehouse of the importer logistics node for processing, selling or reselling, transfers the money of goods, interest and commission charge to the collection node, informs the Oracle node to carry out Hash signature on the transfer record and then issues the transfer record to the block chain network;
step S72: and after receiving the payment, interest and commission charge, the collection and payment node informs the Oracle node of showing a statement, carries out Hash signature and then releases the statement to the block chain network.
The invention also provides a computer-readable storage medium for storing a computer program for carrying out import deposit under the entrusting item based on the block chain, wherein the computer program executes the method for carrying out import deposit under the entrusting item based on the block chain when running on a computer.
The invention has the following beneficial effects:
the method for entrusting import deposit-withdrawal under the item based on the block chain realizes electronization, non-falsification and non-falsification of the receipt by utilizing a common identification technology, asymmetric encryption, a Hash algorithm, a digital identity, a digital signature technology and a block chain data structure, ensures the authenticity of various receipts used in the business, and solves the problems of easy counterfeiting and inconvenient verification of paper receipts. In addition, the blockchain can connect untrusted nodes together to realize the transmission of a trust mechanism, and has the characteristics of non-falsification, traceability, privacy protection and the like, and a blockchain network is used as a bottom-layer framework and can be butted with an application layer through an interface, so that the interaction of key data is realized, and the problem of credit investigation difficulty caused by unclear operation conditions and transaction history of enterprises by banks in the traditional trade financing business is solved to a certain extent. In addition, all steps from sending to receiving of the goods can be recorded through the block chain, the goods can be clearly recorded on the block chain from loading, transporting and piece taking of the whole process transporting process, traceability of information is guaranteed, accordingly, packet loss and mistaken claim events are avoided, enterprises can master the logistics direction of the product through the block chain, goods fleeing is prevented, and fake prevention is facilitated.
In addition to the objects, features and advantages described above, other objects, features and advantages of the present invention are also provided. The present invention will be described in further detail below with reference to the drawings.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this application, illustrate embodiments of the invention and, together with the description, serve to explain the invention and not to limit the invention. In the drawings:
fig. 1 is a block chain network deployment diagram of a block chain-based method for performing import deposit under entrustment based on block chains according to a preferred embodiment of the present invention.
Fig. 2 is a schematic diagram of a service network of a method for performing import deposit under a collection item based on a blockchain according to a preferred embodiment of the present invention.
Fig. 3 is a flow chart illustrating a method for performing import deposit under a collection item based on a blockchain according to a preferred embodiment of the present invention.
Fig. 4 is a sub-flowchart of step S1 in fig. 3 according to the preferred embodiment of the present invention.
Fig. 5 is a sub-flowchart of step S2 in fig. 3 according to the preferred embodiment of the present invention.
Fig. 6 is a sub-flowchart of step S3 in fig. 3 according to the preferred embodiment of the present invention.
Fig. 7 is a sub-flowchart of step S4 in fig. 3 according to the preferred embodiment of the present invention.
Fig. 8 is a sub-flowchart of step S5 in fig. 3 according to the preferred embodiment of the present invention.
Fig. 9 is a sub-flowchart of step S6 in fig. 3 according to the preferred embodiment of the present invention.
Fig. 10 is a sub-flowchart of step S7 in fig. 3 according to the preferred embodiment of the present invention.
Detailed Description
The embodiments of the invention will be described in detail below with reference to the accompanying drawings, but the invention can be embodied in many different forms, which are defined and covered by the following description.
For ease of understanding, as shown in fig. 1 and 2, the following explains the multi-party nodes involved in the blockchain network in the method for performing import deposit under the entrusting item based on the blockchain.
1. Oracle node (prophetic machine): the mechanism for writing information outside the block chain into the block chain is a unique way for data interaction between an intelligent contract and the outside and is also an interface for data interaction between the block chain and the real world;
2. and (4) an export business node: refers to international trade companies, manufacturing enterprises and other units engaged in international product export;
3. the exit side business inspection office node: indicating that the oral side carries out inspection mechanisms including health quarantine, commodity inspection and the like on the goods at the outlet;
4. and the node of the export side business bureau: the system refers to a working department of the government for market supervision and administrative law enforcement, and is responsible for supervising and managing the commodity quality of export goods and auditing and supervising the operation condition of export enterprises;
5. exporter tax office node: the government organization in charge of tax work is responsible for handling tax services such as tax refund and the like for export commodities in the scene;
6. exporter insurance company node: the system refers to a company which provides corresponding insurance service for the damage to the quantity and quality of commodities caused in the processes of transportation, loading and unloading of export goods;
7. export side customs node: the system refers to a government organization responsible for collecting and protecting customs duty and controlling export goods;
8. exit side logistics node: indicating the process of the square of the mouth to transfer the goods from the exit place to the entrance place. The method mainly comprises the planning, management and control processes of transportation, loading and unloading, storage, packaging, distribution, logistics processing, information processing and the like;
9. and (3) generation and collection of the row nodes: refers to an import-site bank that accepts an entrustment from a collection bank and collects a payment to a payer (importer). The collection agency receives the requirements of the importer, after the importer (the issuing applicant) signs the import collection deposit contract and the letter receipt, the importer deals with the import collection deposit, and the money obtained by the import collection deposit is directly used for paying to the export collection agency;
10. import side business inspection bureau node: indicating that the importer performs inspection mechanisms including health quarantine, commodity inspection, etc. on imported goods;
11. import side business bureau node: the system refers to a working department of the government for market supervision and administrative law enforcement, and is responsible for supervising and managing the commodity quality of imported goods and auditing and supervising the operation condition of export enterprises;
12. import side customs node: the system is a government organization responsible for collecting and protecting customs duty and controlling goods of a gold port;
13. importer tax office node: the government organization in charge of tax work is responsible for handling tax services such as tax payment and the like for imported goods in the scene;
14. and (3) supporting and collecting the nodes: refers to a bank which accepts the entrusts of the entrustor and is responsible for handling the entrustment business;
15. import merchant node: refers to international trade companies, manufacturing enterprises and other units engaged in international product import;
16. an import side logistics node: refers to the process of incoming cargo transfer. The method mainly comprises planning, managing and controlling processes of transportation, loading and unloading, storage, packaging, distribution, logistics processing, information processing and the like.
17. Importer insurance company node: the system refers to a company which provides corresponding insurance service for damages to the quantity and quality of commodities caused in the processes of transportation, loading and unloading of imported goods;
18. a third party credit worthiness institution node: the agency is specialized in various credit management activities, and the main function of the agency is to provide services for credit trading of market agents, solve the problem of information asymmetry which plagues the credit trading, and avoid the loss of credit and the loss of morality such as 'reverse selection' and 'morality risk'.
As shown in fig. 3, a preferred embodiment of the present invention provides a method for entrusting an import deposit under a collecting item based on a blockchain, comprising the following steps:
step S1: the import merchant node and the export merchant node sign trade contracts in the block chain and agree to settle accounts in a collection mode;
step S2: the collecting agency node evaluates the credit status of the information on the basis of the request of the importer node, signs an import collecting deposit and remittance contract with the importer node on the block chain, and the collecting agency node and the exporter node carry out Hash signature confirmation on the import collecting deposit and remittance contract on the block chain;
step S3: after finishing the stock, the export business node carries out goods export transportation activities, and relevant information in the goods export process is uploaded to the block chain after being signed by the relevant node Hash;
step S4: the exporter node applies for acceptance to the collection agency node based on the bill of lading, the collection agency node informs the collection agency node of paying, the collection agency node obtains ownership of the bill of lading after paying the goods and informs the importer node of carrying out the redemption activity;
step S5: the import business node and the collection agency node sign a trust protocol on the block chain, and the import business node obtains the use right of the bill of lading;
step S6: the import business node carries out cargo import transportation activities, and relevant information in the cargo import process is uploaded to the block chain after being subjected to Hash signature by the relevant nodes;
step S7: and the importer node takes the goods for processing, selling or reselling, pays the collection agency node, and uploads the payment record to the block chain after being signed by the Oracle node Hash.
In this embodiment, the method for importing the deposit book under the entrusted item based on the block chain utilizes the common identification technology, the asymmetric encryption, the Hash algorithm, the digital identity, the digital signature technology and the block chain data structure to realize the electronization, the non-falsification and the non-falsification of the document, ensure the authenticity of various documents used in the business and solve the problems of easy counterfeiting and inconvenient verification of paper documents. In addition, the blockchain can connect untrusted nodes together to realize the transmission of a trust mechanism, and has the characteristics of non-falsification, traceability, privacy protection and the like, and a blockchain network is used as a bottom-layer framework and can be butted with an application layer through an interface, so that the interaction of key data is realized, and the problem of credit investigation difficulty caused by unclear operation conditions and transaction history of enterprises by banks in the traditional trade financing business is solved to a certain extent. In addition, all steps from sending to receiving of the goods can be recorded through the block chain, the goods can be clearly recorded on the block chain from loading, transporting and piece taking of the whole process transporting process, traceability of information is guaranteed, accordingly, packet loss and mistaken claim events are avoided, enterprises can master the logistics direction of the product through the block chain, goods fleeing is prevented, and fake prevention is facilitated.
It is understood that, as shown in fig. 4, the step S1 includes the following steps:
step S11: after the import merchant node and the export merchant node have good trade details on line, deploying trade contracts on a block chain, encrypting the abstracts of the trade contracts by using the private key of the import merchant node, and calculating by agreeing in the trade contracts in a collection mode;
step S12: the export merchant node utilizes the public key of the import merchant node to verify, determines that the trade contract is drawn by the import merchant node and the contract content is correct, and utilizes the private key of the export merchant node to carry out Hash signature verification on the block chain.
In the step S1, the signing of the trade contract is performed on the blockchain, which can prevent the contract from being tampered with maliciously, and the information disclosure is transparent, so that other parties can effectively supervise the authenticity of the trade.
It is understood that, as shown in fig. 5, the step S2 includes the following steps:
step S21: the import merchant node applies for signing an import collecting and pressing contract to a collecting and pressing node according to the trade contract, deploys an import collecting and pressing contract application table on the block chain, carries out Hash signature on the application table after filling related information and sends the application table to the collecting and pressing node;
step S22: after receiving the import collection and deposit agreement application form of the importer node, the collection and deposit node verifies the application form by using the public key of the importer node, confirms that the application form really comes from the importer node, and requests the third-party credit-accreditation organization node to call credit investigation data about the importer node;
step S23: after receiving the request, the third party credit worthiness organization node informs the Oracle node of applying for investigating the industrial and commercial data, the tax data, the product data and the social evaluation data of the importer node;
step S24: the Oracle node generates an investigation report, carries out Hash signature and uploads the investigation report to the block chain, and the third-party credit accreditation organization node determines credit investigation data and generates a credit condition table according to the investigation report and the transaction history of the importer node, carries out Hash signature and uploads the credit condition table to the block chain;
step S25: the collection agency node utilizes the public key of the third-party credit establishment to carry out verification, determines that the credit situation is from the third-party credit establishment node, sets a deposit and credit line for the third-party credit establishment node according to the credit situation of the importer node, then determines whether to sign an import collection deposit contract with the importer node, if the import collection deposit contract is rejected, generates a rejection notice, carries out Hash signature, and uploads the rejection notice to a block chain, and if the import collection deposit contract is rejected, deploys the import collection deposit contract on the block chain, carries out Hash signature, and sends the deposit contract to the importer node;
step S26: after verifying that the import collection-by-delivery contract is correct, the import merchant node performs Hash signature confirmation and uploads the confirmation to the block chain, and sends the signed import collection-by-delivery contract to the collection entrustor node;
step S27: after the collection agency node receives the import collection contract, verifying that the signature is confirmed to be the import collection contract from the import provider node, performing Hash signature on the import collection contract, uploading the Hash signature to the block chain, and sending the signed import collection contract to the export provider node;
step S28: the export business node receives the import collection deposit contract from the collection agency node, verifies the import collection deposit contract by using the public key of the collection agency node, confirms the import collection deposit contract from the collection agency node, carries out Hash signature on the import collection deposit contract and uploads the signed import collection deposit contract to the block chain.
In the step S2, the signing process of the import collection and delivery escort contract is automatically performed on the blockchain based on the intelligent contract technology, which simplifies the transmission and examination processes of the related application forms and documents, saves the manpower, material resources, financial resources and time cost, makes the whole financing process faster, safer and more intelligent, and the collection agency node can accurately evaluate the credit investigation condition of the import agency node through the third-party credit worthiness agency node, reduces the financing risk of the collection agency node, and also solves the potential risk formed by the poor reputation and performance of the import agency node.
It is understood that, as shown in fig. 6, the step S3 includes the following steps:
step S31: the export business node starts to stock, applies for renting a ship to order a cabin from the export side logistics node according to the conformity, then deploys the transportation list including the related information of the cargo transportation on the block chain, sends the transportation list to the export side logistics node after Hash signature is carried out, and the export side logistics node receives the transportation list, carries out Hash signature on the transportation list after accepting the list and uploads the list to the block chain;
step S32: the exit business node applies insurance to the exit side insurance company node, after performing off-line negotiation to determine each item of insurance application, the exit side insurance company node generates a policy and sends the policy to the exit business node after Hash signature, and records the policy on the block chain, the exit business node applies insurance after verifying the signature and the policy, and issues the policy to the block chain after Hash signature confirmation;
step S33: the exit business node applies for goods commodity inspection to the exit side commodity inspection office node, the exit side commodity inspection office node performs goods commodity inspection after receiving the application, sends out a commodity inspection report and performs Hash signature after the commodity inspection is qualified, and distributes the commodity inspection report to the block chain;
step S34: the export business node applies for an enterprise agent export goods certification to the export side industrial and business office node, and the export side industrial and business office node receives the application, issues the enterprise agent goods export certification, performs Hash signature and then issues the certification to the block chain network;
step S35: the exit merchant node applies for field inspection to the exit side customs node, the exit side customs node performs field inspection after receiving the application, and opens a release notice and performs Hash signature and then releases the release notice to the block chain network after determining that the exit goods meet the requirements;
step S36: the exit business node delivers the goods to the exit side logistics node, and the exit side logistics node opens the bill of lading and sends the bill of lading to the exit business node after carrying out Hash signature, and records the bill of lading to the block chain;
step S37: the export business node receives the bill of lading and verifies the bill of lading without errors, and then the signed bill of lading is issued to the block chain network;
step S38: the exporter node uploads the relevant bill of the goods invoice to the block chain network, then applies for tax refund to the exporter tax administration node, the exporter tax administration node verifies the bill, transacts the export tax refund after verification, issues the tax refund certificate, uploads the tax refund to the block chain after Hash signature, and notifies the exporter node.
In the step S3, the information in the process of the export circulation of the goods is signed by the relevant nodes and then uploaded to the block chain, and the whole process of the export of the goods is public and transparent on the block chain, so that each node, especially a collection node, can conveniently and effectively supervise the export circulation of the goods, thereby ensuring the traceability of the information and preventing the export information from being counterfeited.
It is understood that, as shown in fig. 7, the step S4 includes the following steps:
step S41: the exit business node obtains the bill, applies for acceptance from the accepting bank node, the accepting bank node receives the acceptance application, examines the bill on the block chain, and informs the accepting bank node to pay after confirming that the bill is correct;
step S42: the collecting agency node pays the goods money to the collecting agency node, and informs the Oracle node to issue the transfer record Hash signature to the block chain network;
step S43: the collection node receives the goods money, issues a signed goods money receiving statement to the block chain network, collects the goods money to the export node, informs the export node to collect the money, informs the Oracle node to issue the transfer record Hash signature to the block chain network;
step S44: the export business node receives the goods money, issues all the declarations of the goods money receiving and bill of lading back to the collection line node, and uploads the statements to the block chain network after Hash signature;
step S45: the collection line node obtains ownership of the bill of lading, then issues all statements of the bill of lading collection line node, and uploads the statements to the block chain network after Hash signature;
step S46: the acquirer node obtains ownership of the bill of lading and notifies the importer of the node to redeem the bill.
In the step S6, the exporter node applies for acceptance after obtaining the bill of lading, and the transfer records in the acceptance process are uploaded to the block chain after being signed by the Oracle node Hash, so that the authenticity of the transfer is ensured, the false transaction is prevented, and the transfer process of the bill of lading ownership is also performed on the block chain in a public and transparent manner, so that the collection node can effectively supervise the ownership process of the bill of lading.
It is understood that, as shown in fig. 8, the step S5 includes the following steps:
step S51: the import merchant node applies for financing to the collection agency node, fills relevant information in the import deposit book application book, carries out Hash signature, sends the relevant information to the collection agency node and issues the relevant information to the block chain network;
step S52: the collection agency node receives the import collection deposit application, determines to provide import deposit service for the import business node according to the credit status of the import business node, opens a trust receipt, deploys a trust protocol on a block chain after negotiating with the import business node, performs Hash signature and sends the trust receipt to the import business node;
step S53: the import business node verifies the authenticity of the trust protocol by using the public key of the collection and collection node, performs Hash signature confirmation after determining that the content is correct, and issues the signed trust protocol to the block chain network;
step S54: the collection node utilizes the public key of the importer node to carry out verification, confirms that the importer node agrees with terms on a trust protocol, issues all statements of the bill-drawing use right of the importer node to the block chain network, and the importer node obtains the use right of the bill-drawing.
In the step S5, the financing process is performed transparently on the block chain based on the intelligent contract technology, so that the export business node and the collection node can perform effective supervision conveniently, the financing progress is accelerated, and the fast, safe and intelligent financing is facilitated.
It is understood that, as shown in fig. 9, the step S6 includes the following steps:
step S61: the import business node submits a business check application to the import side business check office node, and the import side business check office node issues the business check application to the block chain network after verifying that the imported goods are qualified and performing Hash signature on a business check qualified certificate;
step S62: the import business node applies for an allowed import certificate from the import side business office node, the import side business office node receives the application, issues the allowed import certificate after the application is verified to be qualified, carries out Hash signature, and uploads the allowed import certificate to the block chain network;
step S63: the importer node applies for customs clearance from the importer tax office node, the importer tax office node receives the application, transacts customs clearance for the importer node after the application is verified to be qualified, and issues a tax-paid certificate after the Hash signature to the block chain network;
step S64: the import business node applies for on-site inspection to the import square customs node, the import square customs node receives the application, issues a release notice after inspecting the goods to be qualified, and issues the release notice to the block chain network after carrying out Hash signature;
step S65: the import business node smoothly extracts goods and stores the goods to a warehouse of the import side logistics node, and the import side logistics node receives the goods, issues a warehouse goods list after checking, performs Hash signature and then sends the goods to the import business node;
step S66: and the importer node receives the warehousing list, performs Hash signature confirmation on the warehousing goods list after checking, and then issues the warehousing goods list to the block chain network.
In the step S6, the information in the process of import and circulation of the goods is signed by the relevant nodes and then uploaded to the block chain, and the whole process of import of the goods is public and transparent on the block chain, so that each node, especially a collection node, can conveniently and effectively supervise the process of import and circulation of the goods, thereby ensuring the traceability of the information of import of the goods and avoiding the situations of packet loss and wrong recourse.
It is to be understood that, as a preferred method for entering a deposit under a collection item based on a blockchain, the method further includes the following steps between the step S6 and the step S7:
step S67: after the importer node and the importer insurance company node negotiate various insurance application items on line, the importer insurance company node generates a policy and sends the policy to the importer node after Hash signature, and the importer node receives the policy, and issues the policy to the block chain network after Hash signature confirmation after checking the policy.
It is understood that, as shown in fig. 10, the step S7 includes the following steps:
step S71: the importer node withdraws goods from the warehouse of the importer logistics node for processing, selling or reselling, transfers the money of goods, interest and commission charge to the collection node, informs the Oracle node to carry out Hash signature on the transfer record and then issues the transfer record to the block chain network;
step S72: and after receiving the payment, interest and commission charge, the collection and payment node informs the Oracle node of showing a statement, carries out Hash signature and then releases the statement to the block chain network.
In the step S7, the importer node first withdraws the goods, processes, sells or returns the money after resale, and then pays the money, interest and commission fees to the collection node, so that the problem of fund shortage of the importer node is greatly alleviated, and the transfer records are uploaded to the block chain after being signed by the Oracle node, thereby ensuring the authenticity of transfer and facilitating the later-stage tracing.
It is to be understood that the second embodiment of the present invention also provides a computer-readable storage medium for storing a computer program for performing an import deposit under entrustment based on a blockchain, where the computer program, when executed on a computer, performs the method for performing an import deposit under entrustment based on a blockchain as described above.
The general form of computer readable media includes: floppy disk (floppy disk), flexible disk (flexible disk), hard disk, magnetic tape, any other magnetic medium, CD-ROM, any other optical medium, punch cards (punchcards), paper tape (paper tape), any other physical medium with patterns of holes, Random Access Memory (RAM), Programmable Read Only Memory (PROM), Erasable Programmable Read Only Memory (EPROM), FLASH erasable programmable read only memory (FLASH-EPROM), any other memory chip or cartridge, or any other medium from which a computer can read. The instructions may further be transmitted or received by a transmission medium. The term transmission medium may include any tangible or intangible medium that is operable to store, encode, or carry instructions for execution by the machine, and includes digital or analog communications signals or intangible medium that facilitates communication of the instructions. Transmission media include coaxial cables, copper wire and fiber optics, including the wires that comprise a bus for transmitting computer data signals.
The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention.

Claims (10)

1. A method for entrusting import deposit-remittance under a collection item based on a block chain is characterized in that,
the method comprises the following steps:
step S1: the import merchant node and the export merchant node sign trade contracts in the block chain and agree to settle accounts in a collection mode;
step S2: the collecting agency node evaluates the credit status of the information on the basis of the request of the importer node, signs an import collecting deposit and remittance contract with the importer node on the block chain, and the collecting agency node and the exporter node carry out Hash signature confirmation on the import collecting deposit and remittance contract on the block chain;
step S3: after finishing the stock, the export business node carries out goods export transportation activities, and relevant information in the goods export process is uploaded to the block chain after being signed by the relevant node Hash;
step S4: the exporter node applies for acceptance to the collection agency node based on the bill of lading, the collection agency node informs the collection agency node of paying, the collection agency node obtains ownership of the bill of lading after paying the goods and informs the importer node of carrying out the redemption activity;
step S5: the import business node and the collection agency node sign a trust protocol on the block chain, and the import business node obtains the use right of the bill of lading;
step S6: the import business node carries out cargo import transportation activities, and relevant information in the cargo import process is uploaded to the block chain after being subjected to Hash signature by the relevant nodes;
step S7: and the importer node takes the goods for processing, selling or reselling, pays the collection agency node, and uploads the payment record to the block chain after being signed by the Oracle node Hash.
2. The method for importation of collections under collections based on blockchains according to claim 1,
the step S2 includes the steps of:
step S21: the import merchant node applies for signing an import collecting and pressing contract to a collecting and pressing node according to the trade contract, deploys an import collecting and pressing contract application table on the block chain, carries out Hash signature on the application table after filling related information and sends the application table to the collecting and pressing node;
step S22: after receiving the import collection and deposit agreement application form of the importer node, the collection and deposit node verifies the application form by using the public key of the importer node, confirms that the application form really comes from the importer node, and requests the third-party credit-accreditation organization node to call credit investigation data about the importer node;
step S23: after receiving the request, the third party credit worthiness organization node informs the Oracle node of applying for investigating the industrial and commercial data, the tax data, the product data and the social evaluation data of the importer node;
step S24: the Oracle node generates an investigation report, carries out Hash signature and uploads the investigation report to the block chain, and the third-party credit accreditation organization node determines credit investigation data and generates a credit condition table according to the investigation report and the transaction history of the importer node, carries out Hash signature and uploads the credit condition table to the block chain;
step S25: the collection agency node utilizes the public key of the third-party credit establishment to carry out verification, determines that the credit situation is from the third-party credit establishment node, sets a deposit and credit line for the third-party credit establishment node according to the credit situation of the importer node, then determines whether to sign an import collection deposit contract with the importer node, if the import collection deposit contract is rejected, generates a rejection notice, carries out Hash signature, and uploads the rejection notice to a block chain, and if the import collection deposit contract is rejected, deploys the import collection deposit contract on the block chain, carries out Hash signature, and sends the deposit contract to the importer node;
step S26: after verifying that the import collection-by-delivery contract is correct, the import merchant node performs Hash signature confirmation and uploads the confirmation to the block chain, and sends the signed import collection-by-delivery contract to the collection entrustor node;
step S27: after the collection agency node receives the import collection contract, verifying that the signature is confirmed to be the import collection contract from the import provider node, performing Hash signature on the import collection contract, uploading the Hash signature to the block chain, and sending the signed import collection contract to the export provider node;
step S28: the export business node receives the import collection deposit contract from the collection agency node, verifies the import collection deposit contract by using the public key of the collection agency node, confirms the import collection deposit contract from the collection agency node, carries out Hash signature on the import collection deposit contract and uploads the signed import collection deposit contract to the block chain.
3. The method for importation of collections under collections based on blockchains as claimed in claim 2,
the step S1 includes the steps of:
step S11: after the import merchant node and the export merchant node have good trade details on line, deploying trade contracts on a block chain, encrypting the abstracts of the trade contracts by using the private key of the import merchant node, and calculating by agreeing in the trade contracts in a collection mode;
step S12: the export merchant node utilizes the public key of the import merchant node to verify, determines that the trade contract is drawn by the import merchant node and the contract content is correct, and utilizes the private key of the export merchant node to carry out Hash signature verification on the block chain.
4. The method for importation of collections under collections based on blockchains as claimed in claim 3,
the step S3 includes the steps of:
step S31: the export business node starts to stock, applies for renting a ship to order a cabin from the export side logistics node according to the conformity, then deploys the transportation list including the related information of the cargo transportation on the block chain, sends the transportation list to the export side logistics node after Hash signature is carried out, and the export side logistics node receives the transportation list, carries out Hash signature on the transportation list after accepting the list and uploads the list to the block chain;
step S32: the exit business node applies insurance to the exit side insurance company node, after performing off-line negotiation to determine each item of insurance application, the exit side insurance company node generates a policy and sends the policy to the exit business node after Hash signature, and records the policy on the block chain, the exit business node applies insurance after verifying the signature and the policy, and issues the policy to the block chain after Hash signature confirmation;
step S33: the exit business node applies for goods commodity inspection to the exit side commodity inspection office node, the exit side commodity inspection office node performs goods commodity inspection after receiving the application, sends out a commodity inspection report and performs Hash signature after the commodity inspection is qualified, and distributes the commodity inspection report to the block chain;
step S34: the export business node applies for an enterprise agent export goods certification to the export side industrial and business office node, and the export side industrial and business office node receives the application, issues the enterprise agent goods export certification, performs Hash signature and then issues the certification to the block chain network;
step S35: the exit merchant node applies for field inspection to the exit side customs node, the exit side customs node performs field inspection after receiving the application, and opens a release notice and performs Hash signature and then releases the release notice to the block chain network after determining that the exit goods meet the requirements;
step S36: the exit business node delivers the goods to the exit side logistics node, and the exit side logistics node opens the bill of lading and sends the bill of lading to the exit business node after carrying out Hash signature, and records the bill of lading to the block chain;
step S37: the export business node receives the bill of lading and verifies the bill of lading without errors, and then the signed bill of lading is issued to the block chain network;
step S38: the exporter node uploads the relevant bill of the goods invoice to the block chain network, then applies for tax refund to the exporter tax administration node, the exporter tax administration node verifies the bill, transacts the export tax refund after verification, issues the tax refund certificate, uploads the tax refund to the block chain after Hash signature, and notifies the exporter node.
5. The method for importation of collections under collections based on blockchains according to claim 4,
the step S4 includes the steps of:
step S41: the exit business node obtains the bill, applies for acceptance from the accepting bank node, the accepting bank node receives the acceptance application, examines the bill on the block chain, and informs the accepting bank node to pay after confirming that the bill is correct;
step S42: the collecting agency node pays the goods money to the collecting agency node, and informs the Oracle node to issue the transfer record Hash signature to the block chain network;
step S43: the collection node receives the goods money, issues a signed goods money receiving statement to the block chain network, collects the goods money to the export node, informs the export node to collect the money, informs the Oracle node to issue the transfer record Hash signature to the block chain network;
step S44: the export business node receives the goods money, issues all the declarations of the goods money receiving and bill of lading back to the collection line node, and uploads the statements to the block chain network after Hash signature;
step S45: the collection line node obtains ownership of the bill of lading, then issues all statements of the bill of lading collection line node, and uploads the statements to the block chain network after Hash signature;
step S46: the acquirer node obtains ownership of the bill of lading and notifies the importer of the node to redeem the bill.
6. The method for importation of collections under collections based on blockchains as claimed in claim 5,
the step S5 includes the steps of:
step S51: the import merchant node applies for financing to the collection agency node, fills relevant information in the import deposit book application book, carries out Hash signature, sends the relevant information to the collection agency node and issues the relevant information to the block chain network;
step S52: the collection agency node receives the import collection deposit application, determines to provide import deposit service for the import business node according to the credit status of the import business node, opens a trust receipt, deploys a trust protocol on a block chain after negotiating with the import business node, performs Hash signature and sends the trust receipt to the import business node;
step S53: the import business node verifies the authenticity of the trust protocol by using the public key of the collection and collection node, performs Hash signature confirmation after determining that the content is correct, and issues the signed trust protocol to the block chain network;
step S54: the collection node utilizes the public key of the importer node to carry out verification, confirms that the importer node agrees with terms on a trust protocol, issues all statements of the bill-drawing use right of the importer node to the block chain network, and the importer node obtains the use right of the bill-drawing.
7. The method for importation of collections under collections based on blockchains according to claim 6,
the step S6 includes the steps of:
step S61: the import business node submits a business check application to the import side business check office node, and the import side business check office node issues the business check application to the block chain network after verifying that the imported goods are qualified and performing Hash signature on a business check qualified certificate;
step S62: the import business node applies for an allowed import certificate from the import side business office node, the import side business office node receives the application, issues the allowed import certificate after the application is verified to be qualified, carries out Hash signature, and uploads the allowed import certificate to the block chain network;
step S63: the importer node applies for customs clearance from the importer tax office node, the importer tax office node receives the application, transacts customs clearance for the importer node after the application is verified to be qualified, and issues a tax-paid certificate after the Hash signature to the block chain network;
step S64: the import business node applies for on-site inspection to the import square customs node, the import square customs node receives the application, issues a release notice after inspecting the goods to be qualified, and issues the release notice to the block chain network after carrying out Hash signature;
step S65: the import business node smoothly extracts goods and stores the goods to a warehouse of the import side logistics node, and the import side logistics node receives the goods, issues a warehouse goods list after checking, performs Hash signature and then sends the goods to the import business node;
step S66: and the importer node receives the warehousing list, performs Hash signature confirmation on the warehousing goods list after checking, and then issues the warehousing goods list to the block chain network.
8. The method for importation of collections under collections based on blockchains as claimed in claim 7,
further comprising the following steps between the step S6 and the step S7:
step S67: after the importer node and the importer insurance company node negotiate various insurance application items on line, the importer insurance company node generates a policy and sends the policy to the importer node after Hash signature, and the importer node receives the policy, and issues the policy to the block chain network after Hash signature confirmation after checking the policy.
9. The method for importation of collections under collections based on blockchains as claimed in claim 8,
the step S7 includes the steps of:
step S71: the importer node withdraws goods from the warehouse of the importer logistics node for processing, selling or reselling, transfers the money of goods, interest and commission charge to the collection node, informs the Oracle node to carry out Hash signature on the transfer record and then issues the transfer record to the block chain network;
step S72: and after receiving the payment, interest and commission charge, the collection and payment node informs the Oracle node of showing a statement, carries out Hash signature and then releases the statement to the block chain network.
10. A computer-readable storage medium for storing a computer program for conducting a below-booked import deposit based on a blockchain, wherein the computer program, when running on a computer, executes the method for conducting a below-booked import deposit based on a blockchain according to any one of claims 1 to 9.
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CN112766699A (en) * 2021-01-13 2021-05-07 中国外运股份有限公司 Method and device for realizing electronic bill of lading monitoring, electronic equipment and storage medium
CN113159932A (en) * 2021-05-14 2021-07-23 中国工商银行股份有限公司 Credit certificate verification data processing method and device based on block chain

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