CN106803316A - It is a kind of based on the VTM machines of multiple identities identifying system and its recognition methods - Google Patents
It is a kind of based on the VTM machines of multiple identities identifying system and its recognition methods Download PDFInfo
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- CN106803316A CN106803316A CN201510833437.8A CN201510833437A CN106803316A CN 106803316 A CN106803316 A CN 106803316A CN 201510833437 A CN201510833437 A CN 201510833437A CN 106803316 A CN106803316 A CN 106803316A
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- Prior art keywords
- vtm
- card
- cabinet
- identifying system
- module
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Classifications
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- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F19/00—Complete banking systems; Coded card-freed arrangements adapted for dispensing or receiving monies or the like and posting such transactions to existing accounts, e.g. automatic teller machines
- G07F19/20—Automatic teller machines [ATMs]
- G07F19/207—Surveillance aspects at ATMs
Abstract
The invention discloses a kind of based on the VTM machines of multiple identities identifying system and its recognition methods, including cabinet, also including CPU, camera, infrared digital video camera, rfid card inductor, and the display on cabinet, touch-screen, cash notch and printing notch;The CPU includes identity information comparing module;The display, touch-screen, camera, infrared digital video camera, rfid card inductor is electrically connected with CPU respectively;The camera is fixedly mounted on the cabinet top;The infrared digital video camera is fixedly mounted on inside the cabinet;The rfid card inductor is fixedly mounted on the side of the cabinet.By comparing one or more identity information of user, follow-up financial service is just provided the user after being verified, it is more safe and reliable, ensure the financial security of user.
Description
Technical field
The present invention relates to financial automatic equipment remote bank technical field, and in particular to a kind of based on multiple identities identifying system
VTM machines and its recognition methods.
Background technology
At present, when client's needs handle out card, open the financial business such as Web bank, it is necessary to client itself carries resident in person
Identity goes bank counter to be handled, and in peak period, client generally requires to wait in line so that counter service handle pressure compared with
Greatly, in order to alleviate sales counter pressure, the way that bank typically takes is to increase outlet, but so can greatly lift bank
Operation cost.
Long-distance video automatic teller machine (Virtual Teller Machine, VTM), for handling some cabinets by long-distance video mode
The electromechanical integration equipment of platform business, applies in the financial sectors such as bank, little Dai companies, remote teller system (Virtual more
Teller Agent, VTA), for providing teller's guide service to VTM.
Existing remote bank VTM provides second generation identity card, and judged by bank clerk in transacting business by client
Whether head portrait on second generation identity card is user, or bank clerk is not judged, as long as providing second
Generation ID can transacting business.For the first situation, due to relying on the artificial cognition of teller, the client similar for face,
Authentication cannot be accurately carried out, consequently, it is possible to causing to have offender's card that claims the identity of others fraudulently to open card or handle other financial circles
Business;For second situation, if second generation identity card is lost, it is likely that falsely used by others.Therefore existing VTM identity is recognized
Card method is not safe and reliable enough, it is impossible to ensure user's financial security.
The content of the invention
The invention aims to overcome the deficiencies in the prior art, there is provided a kind of VTM machines based on multiple identities identifying system and
Its recognition methods, for solving not safe and reliable enough the problem of existing VTM identification authentication modes.
In order to solve the above technical problems, the technical scheme is that:
A kind of VTM machines based on multiple identities identifying system, including cabinet, also including CPU, camera is infrared
Digital camera, rfid card inductor, and the display on cabinet, touch-screen, cash notch and printing notch;
The CPU includes identity information comparing module;The display, touch-screen, camera, infrared digital shooting
Machine, rfid card inductor is electrically connected with CPU respectively;The camera is fixedly mounted on the cabinet top;
The infrared digital video camera is fixedly mounted on inside the cabinet;The rfid card inductor is fixedly mounted on the cabinet
Side.
Preferably, bank card read module is additionally provided with the VTM machines, the bank card read module includes being arranged on the cabinet
Draw-in groove on body and the card reader inside the cabinet.
Preferably, fingerprint typing module is additionally provided with the cabinet, the fingerprint typing module also includes and CPU electricity
The fingerprint capturer of connection.
Preferably, be provided with wireless communication module in the VTM machines, the wireless communication module and bank center's system server without
Line is connected.
Preferably, it is additionally provided with the temperature sensor detected to body temperature information in the fingerprint typing module.
Preferably, the CPU is 32 ARM microprocessors or DSP.
Preferably, the VTM machines also include image pick-up card;Described image capture card is electrically connected with camera.
Preferably, the identity information comparing module includes face recognition module;The face recognition module respectively with rfid card
Inductor and image pick-up card are electrically connected with.
Preferably, the face recognition module includes face recognition module and iris recognition module.
Preferably, the identity information comparing module includes palm vein identification module;The palm vein identification module with it is infrared
Digital camera is electrically connected with.
Preferably, the identity information comparing module includes hand-written signature module;The hand-written signature module and CPU
Electrical connection.
Preferably, also including sound pick-up and loudspeaker;The sound pick-up and loudspeaker are electrically connected with CPU respectively.
Preferably, the cabinet is provided with CT scanner;The CT scanner is electrically connected with CPU.
A kind of VTM machine recognition methods based on multiple identities identifying system, comprises the following steps:
A:Read VTM user identity card information;
B:To VTM user's captured identity information;
C:The identity information of the ID card information and VTM user recorded in the identity card is compared, and generates the two
The comparison value for comparing;
D:Compare the comparison value and predetermined threshold value, judge whether the VTM subscriber authentications pass through.
Preferably, to VTM user's captured identity information, the identity information is face head portrait, fingerprint to the step B
Information and/or palm vein image.
Preferably, the step B, the comparison value is more than or equal to the predetermined threshold value, then it represents that VTM user identity is tested
Card passes through, and otherwise represents that the VTM subscriber authentications do not pass through.
Compared with prior art, beneficial effects of the present invention are:1) by comparing the head image information in user identity card and shooting
User's face head image information that head is collected, is in the case that the testimony of a witness is unified, after just providing the user in computer the result
Continuous financial service.With in the prior art it is simple by teller's manual identified to determine whether validated user compared with, more
It is safe and reliable, ensure the financial security of user;2) by user cipher, the user profile such as user fingerprints and handwritten signature
Can multiple protective personal bank card safety.3) by palm vein identification technology so that lawless person is difficult to copy, more added with
Protect to effect the bank card information of user.
Brief description of the drawings
Fig. 1 is schematic block circuit diagram of the invention;
Fig. 2 is surface structure schematic diagram of the invention;
Fig. 3 is authentication method flow chart in embodiments of the invention 1;
Fig. 4 is authentication method flow chart in embodiments of the invention 2.
In accompanying drawing:1st, CPU;2nd, camera;3rd, infrared digital video camera;4th, rfid card inductor;5、
Display;6th, touch-screen;7th, card reader;8th, fingerprint capturer;9th, temperature sensor;10th, wireless communication module;
11st, image pick-up card;12nd, sound pick-up;13rd, loudspeaker;14th, CT scanner;15th, bank center's system server;
16th, cabinet;17th, cash notch;18th, notch is printed;19th, draw-in groove.
Specific embodiment
To make have a better understanding and awareness to architectural feature of the invention and the effect reached, to preferred embodiment
And accompanying drawing coordinates detailed description, is described as follows:
Embodiment 1:
As depicted in figs. 1 and 2, a kind of VTM machines based on multiple identities identifying system, including cabinet 16, also including centre
Reason unit 1, camera 2, rfid card inductor 4, and the display 5 on cabinet 16, touch-screen 6, cash
Notch 17 and printing notch 18;The CPU 1 is 32 ARM microprocessors, the CPU 1
Including identity information comparing module, the identity information comparing module includes face recognition module, and the face recognition module is
Face recognition.The display 5, touch-screen 6, camera 2, rfid card inductor 4 respectively with CPU 1
It is electrically connected with;The camera 2 is fixedly mounted on the top of the cabinet 16, the head portrait for gathering user;The RFID
Card inductor 4 is fixedly mounted on the side of the cabinet 16, for reading identity card information and other rfid cards, including with
Head portrait on the identity information and identity card at family.The VTM machines also include image pick-up card 11;Described image capture card 11 with
Camera 2 is electrically connected with, for acquisition camera 2 transmission image to CPU 1.The face recognition module point
It is not electrically connected with rfid card inductor 4 and image pick-up card 11, the face recognition module is used for rfid card inductor
It is right that the 4 user identity card head portraits for reading are compared with user's head portrait that image pick-up card 11 is gathered from camera 2, and generates comparison
Value, is preset with threshold values in the ARM microprocessor, the ARM microprocessor is used for the comparison for generating face recognition module
Value is compared with default threshold values, if judging that the comparison value is more than or equal to the predetermined threshold value, then it represents that VTM is used
Family authentication passes through, and otherwise represents that the VTM subscriber authentications do not pass through.
Bank card read module is additionally provided with the VTM machines, bank card read module includes the card on the cabinet 16
Groove 19 and the card reader inside the cabinet 16 7, it is possible to achieve autonomous hair fastener, card-reading function.It is provided with VTM machines
Wireless communication module 10, the wireless communication module 10 and the wireless connection of bank center system server 15 simultaneously communicate.Identity
Information comparison module also includes hand-written signature module, and the hand-written signature module is electrically connected with ARM microprocessor, by touching
Screen 6 realizes the signature and the identification of handwritten signature font to bank file, increased one and protects again.
The VTM machines also include sound pick-up 12 and loudspeaker 13;The sound pick-up 12 and loudspeaker 13 respectively with the micro- places of ARM
Reason device is electrically connected with, for voice broadcast;The cabinet 16 is provided with CT scanner 14;The CT scanner 14 with
ARM microprocessor is electrically connected with, for the scanning to file, certificate etc.;The ARM microprocessor can be to strip, right
Bill etc. is printed, and the file such as strip, statement is printed from the printing notch 18.
Embodiment 2:
It is the error situation for avoiding face alignment from accidentally occurring, spy is additionally arranged fingerprint recognition system, and this technical scheme is as follows:
As depicted in figs. 1 and 2, a kind of VTM machines based on multiple identities identifying system, including cabinet 16, also including centre
Reason unit 1, camera 2, rfid card inductor 4, and the display 5 on cabinet 16, touch-screen 6 are existing
Golden notch 17 and printing notch 18;The CPU 1 is DSP, and the center treatment is single
Unit 1 includes identity information comparing module, and the identity information comparing module includes face recognition module, the recognition of face mould
Block is face recognition.The display 5, touch-screen 6, camera 2, rfid card inductor 4 respectively with CPU
1 is electrically connected with;The camera 2 is fixedly mounted on the top of the cabinet 16, the head portrait for gathering user;The RFID
Card inductor 4 is fixedly mounted on the side of the cabinet 16, for reading identity card information and other rfid cards, including with
Head portrait on the identity information and identity card at family.The VTM machines also include image pick-up card 11;Described image capture card 11 with
Camera 2 is electrically connected with, for acquisition camera 2 transmission image to CPU 1.The face recognition module point
It is not electrically connected with rfid card inductor 4 and image pick-up card 11, the face recognition module is used for rfid card inductor
It is right that the 4 user identity card head portraits for reading are compared with user's head portrait that image pick-up card 11 is gathered from camera 2, and generates comparison
Value;Fingerprint capturer 8 is additionally provided with cabinet 16, the fingerprint capturer 8 is electrically connected with DSP,
It is additionally provided with the temperature sensor 9 detected to body temperature information.Threshold values, institute are preset with the DSP
Stating DSP is used to be compared the comparison value that face recognition module is generated with default threshold values, and will
The finger print information included in the finger print information for collecting and identity card is compared, if judging that the comparison value is more than or equal to
The predetermined threshold value, and finger print information is close, then it represents that and VTM subscriber authentications pass through, and otherwise represent that the VTM is used
Family authentication does not pass through.
Bank card read module is additionally provided with the VTM machines, bank card read module includes the card on the cabinet 16
Groove 19 and the card reader inside the cabinet 16 7, it is possible to achieve autonomous hair fastener, card-reading function.It is provided with VTM machines
Wireless communication module 10, the wireless communication module 10 and the wireless connection of bank center's system server 15.Identity information ratio
Hand-written signature module is included to module, the hand-written signature module is electrically connected with DSP, by touch-screen
6 realize the signature and the identification of handwritten signature font to bank file.
The VTM machines also include sound pick-up 12 and loudspeaker 13;The sound pick-up 12 and loudspeaker 13 are digital with DSP respectively
Signal processor is electrically connected with, for voice broadcast;The cabinet 16 is provided with CT scanner 14;The CT scanner
14 are electrically connected with DSP, for the scanning to file, certificate etc.;The DSP Digital Signal Processing
Device can be printed to strip, statement etc., and the file such as strip, statement is printed from the printing notch 18.
Embodiment three:
The bank card information of protection user for greater safety, also spy is additionally arranged palm vein identifying system, and this technical scheme is as follows:
As depicted in figs. 1 and 2, a kind of VTM machines based on multiple identities identifying system, including cabinet 16, also including centre
Reason unit 1, camera 2, infrared digital video camera 3, rfid card inductor 4, and the display on cabinet 16
5, touch-screen 6, cash notch 17 and printing notch 18;The CPU 1 is 32 ARM microprocessors,
The CPU 1 includes identity information comparing module, and the identity information comparing module includes face recognition module,
The face recognition module is iris recognition.The display 5, touch-screen 6, camera 2, infrared digital video camera 3,
Rfid card inductor 4 is electrically connected with CPU 1 respectively;The camera 2 is fixedly mounted on the cabinet 16
Portion, the head portrait for gathering user;The infrared digital video camera 3 is fixedly mounted on inside the cabinet 16, for gathering
The palm vein image of user;The rfid card inductor 4 is fixedly mounted on the side of the cabinet 16, for reading body
Head portrait in part card information and other rfid cards, including the identity information and identity card of user.The VTM machines also include image
Capture card 11;Described image capture card 11 is electrically connected with camera 2, and the image for the transmission of acquisition camera 2 gives center
Processing unit 1.The face recognition module is electrically connected with RFID inductors and image pick-up card 11 respectively, and the face is known
Other module is used for the iris information that user identity card is recorded for reading rfid card inductor 4 and image pick-up card 11 from shooting
It is right that the client iris information of first 2 collection is compared, and generates comparison value;
Bank card read module is additionally provided with the VTM machines, bank card read module includes the card on the cabinet 16
Groove 19 and the card reader inside the cabinet 16 7, it is possible to achieve autonomous hair fastener, card-reading function.On cabinet 16 also
Fingerprint capturer 8 is provided with, the fingerprint capturer 8 is electrically connected with ARM microprocessor.Radio communication mold is provided with VTM machines
Block 10, the wireless communication module 10 and the wireless connection of bank center's system server 15.It is additionally provided with fingerprint typing module
The temperature sensor 9 detected to body temperature information.Identity information comparing module includes palm vein identification module;The palm
Hand vein recognition module is electrically connected with infrared digital video camera 3.Identity information comparing module includes hand-written signature module, described
Hand-written signature module is electrically connected with ARM microprocessor, and the signature and handwritten signature word to bank file are realized by touch-screen 6
The identification of body.Be preset with threshold values in the ARM microprocessor, the ARM microprocessor be used for collect iris,
Fingerprint and palm vein image respectively with identity card on head portrait, finger print information and palm vein image compare, judge such as
Really described comparison value is more than or equal to the predetermined threshold value, then it represents that VTM subscriber authentications pass through, and otherwise represent the VTM
Subscriber authentication does not pass through.If there is no the iris or palm vein image that record user on identity card, no longer to iris or
Palm vein image is compared, then carries out face recognition.
The VTM machines also include sound pick-up 12 and loudspeaker 13;The sound pick-up 12 and loudspeaker 13 respectively with the micro- places of ARM
Reason device is electrically connected with, for voice broadcast;The cabinet 16 is provided with CT scanner 14;The CT scanner 14 with
ARM microprocessor is electrically connected with, for the scanning to file, certificate etc.;The ARM microprocessor can be to strip, right
Bill etc. is printed, and the file such as strip, statement is printed from the printing notch 18.
As shown in figure 3, the face alignment course of work of the invention is comprised the following steps:
Step A:Read the head image information in VTM user identity card information, including identity card;
In this step, point out VTM user to provide identity card first, presently mainly provide China second-generation identity card, and then read VTM
User identity demonstrate,proves information, when the information of reading is unsuccessful, can provide prompting:Mistake, it is desirable to which user reapposes identity card.
Head image information is therefrom extracted after success reading identity card information, for the contrast in subsequent step;
Step B:Face shooting is carried out to the VTM user, VTM user's face head image information is generated;
Step C:The head image information and VTM user's face head image information in the identity card are compared, and generates the two ratio
Compared with comparison value;
In this step, the VTM user's face head image information collected by the head image information and camera that compare in identity card is entered
And the two comparison value is drawn, the comparison value is used to characterize the VTM user people that head image information and camera in identity card are collected
The goodness of fit of face head image information, comparison value is bigger, represents the two degree of agreement higher.When comparison value is more than certain numerical value
Afterwards, you can show that VTM user identity is validated user;
Step D:Compare the comparison value and predetermined threshold value, if judging that the comparison value is more than or equal to the predetermined threshold value,
Then represent that VTM subscriber authentications pass through, and otherwise represent that the VTM subscriber authentications do not pass through.
Face of the invention and palm vein comparison work process are comprised the following steps:
Step 1:Read the head image information in VTM user identity card information, including identity card;
In this step, point out VTM user to provide identity card first, presently mainly provide China second-generation identity card, and then read VTM
User identity demonstrate,proves information, when the information of reading is unsuccessful, can provide prompting:Mistake, it is desirable to which user reapposes identity card.
Head image information is therefrom extracted after success reading identity card information, for the contrast in subsequent step;
Step 2:Face and palm is carried out to the VTM user to shoot, generate VTM user's face head image information and
Palm vein image;
Step 3:The head image information and VTM user's face head image information in the identity card are compared, and generates the two ratio
Compared with comparison value;Palm vein image information and user profile are sent to bank by ARM microprocessor by wireless communication module
Centring system server, the data that bank center's system server analysis are received are analyzed treatment, compare the VTM and use
The palm vein figure information breath and bank center's system server user profile at family;
In this step, the VTM user's face head image information collected by the head image information and camera that compare in identity card is entered
And the first comparison value of the two is drawn, and by comparing VTM user's palm vein image that infrared digital camera acquisition is arrived
Information and the user profile of bank center's system server storage, generate the second comparison value;First comparison value is used to characterize identity
The goodness of fit of VTM user's face head image information that head image information and camera in card are collected, the second comparison value is used to characterize
The goodness of fit of VTM user's palm vein image information and the user profile of bank center's system server storage, two comparison values
It is bigger, represent the two degree of agreement higher.After comparison value is more than certain numerical value, you can show that VTM user identity is
Validated user;
Step 4:Compare the comparison value and predetermined threshold value, if judging that the comparison value is more than or equal to the predetermined threshold value,
Then represent that VTM subscriber authentications pass through, and otherwise represent that the VTM subscriber authentications do not pass through.
As shown in figure 4, the fingerprint comparison course of work of the invention is:
The user that personal bank card reads the storage medium institute band inside bank card by the bank card read module in VTM machines believes
Breath, ARM microprocessor passes through fingerprint capturer and gathers personal fingerprint, and ARM microprocessor is referred to by wireless communication module handle
Line information and user profile are sent to bank center's system server, and the data that bank center's system server analysis are received are entered
Row analyzing and processing, when finger print information and correct user profile, individual swipes the card successfully, otherwise swipes the card unsuccessfully.
General principle of the invention, principal character and advantages of the present invention has been shown and described above.The technical staff of the industry
It should be appreciated that the present invention is not limited to the above embodiments, the simply original of the invention described in above-described embodiment and specification
Reason, various changes and modifications of the present invention are possible without departing from the spirit and scope of the present invention, these changes and improvements
Both fall within the range of claimed invention.The protection domain of application claims is by appending claims and its is equal to
Thing is defined.
Claims (16)
1. a kind of VTM machines based on multiple identities identifying system, including cabinet, it is characterised in that:Also include CPU,
Camera, infrared digital video camera, rfid card inductor, and the display on cabinet, touch-screen;The center
Processing unit includes identity information comparing module;The display, touch-screen, camera, infrared digital video camera, rfid card
Inductor is electrically connected with CPU respectively;The camera is fixedly mounted on the cabinet top;The infrared digital
Video camera is fixedly mounted on inside the cabinet;The rfid card inductor is fixedly mounted on the side of the cabinet;The cabinet
On be additionally provided with cash notch and printing notch.
2. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:In the VTM machines
Bank card read module is additionally provided with, the bank card read module includes the draw-in groove being arranged on the cabinet and installed in the cabinet
The card reader electrically connected with CPU in internal portion.
3. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:On the cabinet also
Fingerprint typing module is provided with, the fingerprint typing module includes the fingerprint capturer electrically connected with CPU.
4. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:In the VTM machines
It is provided with wireless communication module, the wireless communication module and bank center's system server wireless connection.
5. VTM machines based on multiple identities identifying system according to claim 3, it is characterised in that:The fingerprint typing
The temperature sensor detected to body temperature information is additionally provided with module.
6. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:The center treatment
Unit is 32 ARM microprocessors or DSP.
7. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:The VTM machines are also
Including image pick-up card;Described image capture card is electrically connected with camera.
8. VTM machines based on multiple identities identifying system according to claim 7, it is characterised in that:The identity information
Comparing module includes face recognition module;The face recognition module electrically connects with rfid card inductor and image pick-up card respectively
Connect.
9. VTM machines based on multiple identities identifying system according to claim 8, it is characterised in that:The recognition of face
Module includes face recognition module and iris recognition module.
10. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:The identity letter
Breath comparing module includes palm vein identification module;The palm vein identification module is electrically connected with infrared digital video camera.
The 11. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:The identity letter
Breath comparing module includes hand-written signature module;The hand-written signature module is electrically connected with CPU.
The 12. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:Also include pickup
Device and loudspeaker;The sound pick-up and loudspeaker are electrically connected with CPU respectively.
The 13. VTM machines based on multiple identities identifying system according to claim 1, it is characterised in that:On the cabinet
It is provided with CT scanner;The CT scanner is electrically connected with CPU.
14. a kind of VTM machine recognition methods based on multiple identities identifying system, it is characterised in that comprise the following steps:
A:Read VTM user identity card information;
B:To VTM user's captured identity information;
C:The identity information of the ID card information and VTM user recorded in the identity card is compared, and generates the two ratio
Compared with comparison value;
D:Compare the comparison value and predetermined threshold value, judge whether the VTM subscriber authentications pass through.
The 15. VTM machine recognition methods based on multiple identities identifying system according to claim 14, it is characterised in that:Institute
Step B is stated to VTM user's captured identity information, the identity information is face head portrait, and finger print information and/or palm are quiet
Arteries and veins image.
The 16. VTM machine recognition methods based on multiple identities identifying system according to claims 14 or 15, its feature exists
In the step D:The comparison value is more than or equal to the predetermined threshold value, then it represents that VTM subscriber authentications pass through, otherwise
Represent that the VTM subscriber authentications do not pass through.
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CN108280658A (en) * | 2018-01-29 | 2018-07-13 | 王旖旎 | A kind of quick personal identification method of cross-border electric business and its identifying system |
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CN108520246A (en) * | 2018-04-17 | 2018-09-11 | 南阳医学高等专科学校 | Identification system based on computer network |
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CN110321871A (en) * | 2019-07-11 | 2019-10-11 | 电子科技大学成都学院 | A kind of palm vein identification system and method based on LSTM |
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