CN205302485U - VTM machine based on multiple identity identification system - Google Patents
VTM machine based on multiple identity identification system Download PDFInfo
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- CN205302485U CN205302485U CN201520954821.9U CN201520954821U CN205302485U CN 205302485 U CN205302485 U CN 205302485U CN 201520954821 U CN201520954821 U CN 201520954821U CN 205302485 U CN205302485 U CN 205302485U
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Abstract
The utility model discloses a VTM machine based on multiple identity identification system, including the cabinet body, still include a central processing unit, camera, infrared digital camera, RFID card inductor to and install the display on the cabinet body, touch -sensitive screen, cash notch and printing notch, a central processing unit includes that identity information compares the module, display, touch -sensitive screen, camera, infrared digital camera, RFID card inductor respectively with a central processing unit electric connection, the camera fixed mounting be in cabinet body upper portion, infrared digital camera fixed mounting is in the internal portion of cabinet, RFID card inductor fixed mounting be in one side of the cabinet body. Through one or more identity information of comparing the user, verify just for the user provides subsequent financial service after through, it is safer, reliable, ensured user's financial security.
Description
Technical field
The utility model relates to financial automatic equipment remote bank technical field, is specifically related to a kind of based on multiple identities recognition systemVTM machine.
Background technology
At present, when client need to handle out card, while opening the financial business such as Web bank, need client in propria persona to carry residentIdentity goes bank counter to handle, and in peak period, client often needs to wait in line, and makes counter service handle pressureGreatly, in order to alleviate sales counter pressure, the way that bank generally takes is to increase outlet, but can promote greatly bank like thisOperation cost.
Long-distance video automatic teller machine (VirtualTellerMachine, VTM), for handling some cabinets by long-distance video modeThe electromechanical integration equipment of platform business, is applied in the financial sector such as bank, little Dai company, remote teller system (Virtual moreTellerAgent, VTA), for providing teller guide service to VTM.
Existing remote bank VTM, in the time of transacting business, provides second generation identity card by client, and is judged by bank clerkWhether the head portrait on second generation identity card is user, or bank clerk do not judge, as long as provide secondGeneration ID gets final product transacting business. For the first situation, owing to relying on teller's artificial cognition, for the client of human face similarity,Cannot carry out accurately authentication, thus may cause having offender claim the identity of others fraudulently card open card or handle other financial circlesBusiness; For the second situation, if second generation identity card is lost, probably falsely used by others. Therefore existing VTM identity is recognizedCard method is safe not, reliable, cannot ensure user's financial security.
Utility model content
The purpose of this utility model is in order to overcome the deficiencies in the prior art, and a kind of VTM based on multiple identities recognition system is providedMachine, for solving the safe and reliable not problem of existing VTM identification authentication mode.
For solving the problems of the technologies described above, the technical solution of the utility model is:
A VTM machine based on multiple identities recognition system, comprises cabinet, also comprises CPU, and camera is infraredDigital camera, rfid card inductor, and be arranged on the display on cabinet, touch-screen, cash notch and printing notch;Described CPU comprises identity information comparing module; Described display, touch-screen, camera, infrared digital shootingMachine, rfid card inductor is electrically connected with CPU respectively; Described camera is fixedly mounted on described cabinet top;Described infrared digital video camera is fixedly mounted on described cabinet inside; Described rfid card inductor is fixedly mounted on described cabinetOne side.
Preferably, in described VTM machine, be also provided with bank card read module, described bank card read module comprises and is arranged on described cabinetDraw-in groove on body and the card reader that is arranged on described cabinet inside.
Preferably, be also provided with fingerprint typing module on described cabinet, described fingerprint typing module also comprises and CPU electricityThe fingerprint capturer connecting.
Preferably, in described VTM machine, be provided with wireless communication module, described wireless communication module and bank center's system server withoutLine connects.
Preferably, in described fingerprint typing module, be also provided with the temperature sensor that body temperature information is detected.
Preferably, described CPU is 32 ARM microprocessors or DSP digital signal processor.
Preferably, described VTM machine also comprises image pick-up card; Described image pick-up card and camera are electrically connected.
Preferably, described identity information comparing module comprises face recognition module; Described face recognition module is felt with RFID respectivelyAnswer device and image pick-up card to be electrically connected.
Preferably, described face recognition module comprises face recognition module and iris recognition module.
Preferably, described identity information comparing module comprises palm vein identification module; Described palm vein identification module and infraredDigital camera is electrically connected.
Preferably, described identity information comparing module comprises hand-written signature module; Described hand-written signature module and CPUElectrical connection.
Preferably, also comprise sound pick-up and loudspeaker; Described sound pick-up and loudspeaker are electrically connected with CPU respectively.
Preferably, described cabinet is provided with CT scanner; Described CT scanner and CPU are electrically connected.
Compared with prior art, the beneficial effects of the utility model are: 1) by the head image information in comparison user identity card withUser's face head image information that camera collection arrives, in the situation that computer the result is testimony of a witness unification, just for user carriesFor follow-up financial service. Determine whether compared with validated user with the simple teller's manual identified of passing through in prior art,Safer, reliable, ensure user's financial security; 2) by user cipher, the users such as user fingerprints and handwritten signatureInformation can multiple protective personal bank card safety. 3) by palm vein recognition technology, make lawless person be difficult to copy, moreAdd the bank card information of effectively having protected user.
Brief description of the drawings
Fig. 1 is schematic block circuit diagram of the present utility model;
Fig. 2 is surface structure schematic diagram of the present utility model;
Fig. 3 is authentication method flow chart in embodiment 1 of the present utility model;
Fig. 4 is authentication method flow chart in embodiment 2 of the present utility model.
In accompanying drawing: 1, CPU; 2, camera; 3, infrared digital video camera; 4, rfid card inductor; 5,Display; 6, touch-screen; 7, card reader; 8, fingerprint capturer; 9, temperature sensor; 10, wireless communication module;11, image pick-up card; 12, sound pick-up; 13, loudspeaker; 14, CT scanner; 15, bank center's system server;16, cabinet; 17, cash notch; 18, print notch; 19, draw-in groove.
Detailed description of the invention
For making that architectural feature of the present utility model and effect of reaching are had a better understanding and awareness, in order to preferably realExecute example and accompanying drawing and coordinate detailed explanation, be described as follows:
Embodiment 1:
As depicted in figs. 1 and 2, a kind of VTM machine based on multiple identities recognition system, comprises cabinet 16, also comprises centreReason unit 1, camera 2, rfid card inductor 4, and be arranged on the display 5 on cabinet 16, touch-screen 6, cashNotch 17 and printing notch 18; Described CPU 1 is 32 ARM microprocessors, described CPU 1Comprise identity information comparing module, described identity information comparing module comprises face recognition module, and described face recognition module isFace recognition. Described display 5, touch-screen 6, camera 2, rfid card inductor 4 respectively with CPU 1Be electrically connected; Described camera 2 is fixedly mounted on described cabinet 16 tops, for gathering user's head portrait; Described RFIDCard inductor 4 is fixedly mounted on a side of described cabinet 16, for reading identity card information and other rfid cards, comprises useHead portrait on identity information and the identity card at family. Described VTM machine also comprises image pick-up card 11; Described image pick-up card 11 withCamera 2 is electrically connected, and the image transmitting for acquisition camera 2 is to CPU 1. Described face recognition module is dividedNot be not electrically connected with rfid card inductor 4 and image pick-up card 11, described face recognition module is used for rfid card inductorUser's head portrait that the 4 user identity card head portraits that read and image pick-up card 11 gather from camera 2 compares, and generates comparisonValue, is preset with threshold values in described ARM microprocessor, the comparison of described ARM microprocessor for face recognition module is generatedValue and default threshold values compare, if the described comparison value of judgement is more than or equal to described predetermined threshold value, represent that VTM usesFamily authentication is passed through, otherwise represents that described VTM subscriber authentication do not pass through.
In described VTM machine, be also provided with bank card read module, bank card read module comprises the card being arranged on described cabinet 16Groove 19 and the card reader 7 that is arranged on described cabinet 16 inside, can realize autonomous hair fastener, card-reading function. In VTM machine, be provided withWireless communication module 10, described wireless communication module 10 is with bank center system server 15 wireless connections and communicate by letter. IdentityInformation comparison module also comprises hand-written signature module, and described hand-written signature module is electrically connected with ARM microprocessor, by touchingScreen 6 is realized signature to bank file and the identification of handwritten signature font, has increased by a heavily protection.
Described VTM machine also comprises sound pick-up 12 and loudspeaker 13; Described sound pick-up 12 and loudspeaker 13 respectively with the micro-place of ARMReason device is electrically connected, for voice broadcast; Described cabinet 16 is provided with CT scanner 14; Described CT scanner 14 withARM microprocessor is electrically connected, for the scanning to file, certificate etc.; Described ARM microprocessor can be to strip, rightThe printings such as bill, the files such as strip, statement print from described printing notch 18.
Embodiment 2:
For the error situation of avoiding face alignment accidentally to occur, spy has set up fingerprint recognition system, and this technical scheme is as follows:
As depicted in figs. 1 and 2, a kind of VTM machine based on multiple identities recognition system, comprises cabinet 16, also comprises centreReason unit 1, camera 2, rfid card inductor 4, and be arranged on the display 5 on cabinet 16, and touch-screen 6, existingGold notch 17 and printing notch 18; Described CPU 1 is DSP digital signal processor, and described central authorities process singleUnit 1 comprises identity information comparing module, and described identity information comparing module comprises face recognition module, described recognition of face mouldPiece is face recognition. Described display 5, touch-screen 6, camera 2, rfid card inductor 4 respectively with CPU1 is electrically connected; Described camera 2 is fixedly mounted on described cabinet 16 tops, for gathering user's head portrait; Described RFIDCard inductor 4 is fixedly mounted on a side of described cabinet 16, for reading identity card information and other rfid cards, comprises useHead portrait on identity information and the identity card at family. Described VTM machine also comprises image pick-up card 11; Described image pick-up card 11 withCamera 2 is electrically connected, and the image transmitting for acquisition camera 2 is to CPU 1. Described face recognition module is dividedNot be not electrically connected with rfid card inductor 4 and image pick-up card 11, described face recognition module is used for rfid card inductorUser's head portrait that the 4 user identity card head portraits that read and image pick-up card 11 gather from camera 2 compares, and generates comparisonValue; On cabinet 16, be also provided with fingerprint capturer 8, described fingerprint capturer 8 is electrically connected with DSP digital signal processor,Also be provided with the temperature sensor 9 that body temperature information is detected. In described DSP digital signal processor, be preset with threshold values, instituteState DSP digital signal processor for the comparison value of face recognition module generation and default threshold values are compared, and willThe finger print information comprising in the finger print information collecting and identity card compares, if the described comparison value of judgement is more than or equal toDescribed predetermined threshold value, and finger print information is close, represents that VTM subscriber authentication passes through, otherwise represents that described VTM usesFamily authentication is not passed through.
In described VTM machine, be also provided with bank card read module, bank card read module comprises the card being arranged on described cabinet 16Groove 19 and the card reader 7 that is arranged on described cabinet 16 inside, can realize autonomous hair fastener, card-reading function. In VTM machine, be provided withWireless communication module 10, described wireless communication module 10 and 15 wireless connections of bank center's system server. Identity information ratioModule is comprised to hand-written signature module, and described hand-written signature module is electrically connected with DSP digital signal processor, passes through touch-screen6 realize signature to bank file and the identification of handwritten signature font.
Described VTM machine also comprises sound pick-up 12 and loudspeaker 13; Described sound pick-up 12 and loudspeaker 13 respectively with DSP numeralSignal processor is electrically connected, for voice broadcast; Described cabinet 16 is provided with CT scanner 14; Described CT scanner14 are electrically connected with DSP digital signal processor, for the scanning to file, certificate etc.; Described DSP Digital Signal ProcessingDevice can be to the printing such as strip, statement, and the files such as strip, statement print from described printing notch 18.
Embodiment tri-:
Protection user's for greater safety bank card information, also spy has set up palm vein recognition system, and this technical scheme is as follows:
As depicted in figs. 1 and 2, a kind of VTM machine based on multiple identities recognition system, comprises cabinet 16, also comprises centreReason unit 1, camera 2, infrared digital video camera 3, rfid card inductor 4, and be arranged on the display on cabinet 165, touch-screen 6, cash notch 17 and printing notch 18; Described CPU 1 is 32 ARM microprocessors,Described CPU 1 comprises identity information comparing module, and described identity information comparing module comprises face recognition module,Described face recognition module is iris recognition. Described display 5, touch-screen 6, camera 2, infrared digital video camera 3,Rfid card inductor 4 is electrically connected with CPU 1 respectively; Described camera 2 is fixedly mounted on described cabinet 16Portion, for gathering user's head portrait; Described infrared digital video camera 3 is fixedly mounted on described cabinet 16 inside, for gatheringUser's palm vein image; Described rfid card inductor 4 is fixedly mounted on a side of described cabinet 16, for reading bodyPart card information and other rfid cards, comprise the head portrait on user's identity information and identity card. Described VTM machine also comprises imageCapture card 11; Described image pick-up card 11 is electrically connected with camera 2, and the image transmitting for acquisition camera 2 is given central authoritiesProcessing unit 1. Described face recognition module is electrically connected with RFID inductor and image pick-up card 11 respectively, and described face is knownThe iris information that other module records for the user identity card that rfid card inductor 4 is read and image pick-up card 11 are from shootingThe 2 client iris information that gather compare, and generate comparison value;
In described VTM machine, be also provided with bank card read module, bank card read module comprises the card being arranged on described cabinet 16Groove 19 and the card reader 7 that is arranged on described cabinet 16 inside, can realize autonomous hair fastener, card-reading function. On cabinet 16, go backBe provided with fingerprint capturer 8, described fingerprint capturer 8 is electrically connected with ARM microprocessor. In VTM machine, be provided with radio communication moldPiece 10, described wireless communication module 10 and 15 wireless connections of bank center's system server. In fingerprint typing module, be also provided withThe temperature sensor 9 that body temperature information is detected. Identity information comparing module comprises palm vein identification module; Described palmVein identification module and infrared digital video camera 3 are electrically connected. Identity information comparing module comprises hand-written signature module, described inHand-written signature module is electrically connected with ARM microprocessor, realizes signature and the handwritten signature word to bank file by touch-screen 6The identification of body. In described ARM microprocessor, be preset with threshold values, described ARM microprocessor for to the iris collecting,Fingerprint and palm vein image respectively with identity card on head portrait, finger print information and palm vein image compare, judgement asThe described comparison value of fruit is more than or equal to described predetermined threshold value, represents that VTM subscriber authentication passes through, otherwise represents described VTMSubscriber authentication is not passed through. If there is no iris or the palm vein image of recording user on identity card, no longer to iris orPalm vein image compares, then carries out face recognition.
Described VTM machine also comprises sound pick-up 12 and loudspeaker 13; Described sound pick-up 12 and loudspeaker 13 respectively with the micro-place of ARMReason device is electrically connected, for voice broadcast; Described cabinet 16 is provided with CT scanner 14; Described CT scanner 14 withARM microprocessor is electrically connected, for the scanning to file, certificate etc.; Described ARM microprocessor can be to strip, rightThe printings such as bill, the files such as strip, statement print from described printing notch 18.
As shown in Figure 3, the face alignment course of work of the present utility model comprises the following steps:
Step 1: read VTM user identity card information, comprise the head image information in identity card;
In this step, first point out VTM user that identity card is provided, be mainly to provide at present China second-generation identity card, and then read VTMUser identity card information, in the time that reading information is unsuccessful, can provide prompting: mistake, requires user to reappose identity card.After success reading identity card information, therefrom extract head image information, for the contrast of subsequent step;
Step 2: described VTM user is carried out to face shooting, generate described VTM user's face head image information;
Step 3: compare head image information and described VTM user's face head image information in described identity card, and generate the two ratioComparison value;
In this step, the VTM user's face head image information collecting by the head image information in comparison identity card and camera 2,And then drawing the two comparison value, this comparison value is used for characterizing the head image information of identity card and VTM that camera 2 collectsThe goodness of fit of family face head image information, comparison value is larger, is representing that the two degree of agreement is higher. When comparison value is greater than certainAfter numerical value, can show that VTM user identity is validated user;
Step 4: more described comparison value and predetermined threshold value, if the described comparison value of judgement is more than or equal to described predetermined threshold value,Represent that VTM subscriber authentication passes through, otherwise represent that described VTM subscriber authentication do not pass through.
Face of the present utility model and palm vein comparison work process comprise the following steps:
Step 1: read VTM user identity card information, comprise the head image information in identity card;
In this step, first point out VTM user that identity card is provided, be mainly to provide at present China second-generation identity card, and then read VTMUser identity card information, in the time that reading information is unsuccessful, can provide prompting: mistake, requires user to reappose identity card.After success reading identity card information, therefrom extract head image information, for the contrast of subsequent step;
Step 2: described VTM user is carried out to face and palm and takes, generate described VTM user's face head image information andPalm vein image;
Step 3: compare head image information and described VTM user's face head image information in described identity card, and generate the two ratioComparison value; ARM microprocessor sends to bank by wireless communication module palm vein image information and user profileCentring system server, the data analysis processing that bank center's system server analysis receives, compares described VTM and usesPalm vein figure information breath and bank center's system server user profile at family;
In this step, the VTM user's face head image information arriving by the head image information in comparison identity card and camera collection, entersAnd draw the two the first comparison value, and the VTM user's palm vein image arriving by comparison infrared digital camera acquisitionThe user profile that information and bank center's system server store, generates the second comparison value; The first comparison value is used for characterizing identityThe goodness of fit of VTM user's face head image information that the head image information in card and camera collection arrive, the second comparison value is for characterizingThe goodness of fit of the user profile that VTM user's palm vein image information and bank center's system server store, two comparison valuesLarger, representing that the two degree of agreement is higher. When comparison value is greater than after certain numerical value, can show that VTM user identity isValidated user;
Step 4: more described comparison value and predetermined threshold value, if the described comparison value of judgement is more than or equal to described predetermined threshold value,Represent that VTM subscriber authentication passes through, otherwise represent that described VTM subscriber authentication do not pass through.
As shown in Figure 4, the fingerprint comparison course of work of the present utility model is:
Individual's bank card reads bank card inside storage medium by the bank card read module in VTM machine with user's letterBreath, ARM microprocessor gathers individual fingerprint by fingerprint capturer 8, and ARM microprocessor is by wireless communication module 10Finger print information and user profile are sent to bank center's system server 15, and bank center's system server 15 is analyzed and is receivedData analysis processing, when finger print information and user profile are when correct, individual swipes the card successfully, otherwise swipes the card unsuccessfully.
More than show and described general principle of the present utility model, principal character and advantage of the present utility model. The industryTechnical staff should understand, and the utility model is not restricted to the described embodiments, in above-described embodiment and description, describe onlyBe principle of the present utility model, under the prerequisite that does not depart from the utility model spirit and scope, the utility model also has various changesChange and improve, these changes and improvements all fall in claimed scope of the present utility model. The guarantor that the utility model requiresThe scope of protecting is defined by appending claims and equivalent thereof.
Claims (10)
1. the VTM machine based on multiple identities recognition system, comprises cabinet, it is characterized in that: also comprise CPU,Camera, infrared digital video camera, rfid card inductor, and be arranged on the display on cabinet, touch-screen; Described central authoritiesProcessing unit comprises identity information comparing module; Described display, touch-screen, camera, infrared digital video camera, rfid cardInductor is electrically connected with CPU respectively; Described camera is fixedly mounted on described cabinet top; Described infrared digitalVideo camera is fixedly mounted on described cabinet inside; Described rfid card inductor is fixedly mounted on a side of described cabinet; Described cabinetOn be also provided with cash notch and print notch.
2. the VTM machine based on multiple identities recognition system according to claim 1, is characterized in that: in described VTM machineAlso be provided with bank card read module, described bank card read module comprises the draw-in groove being arranged on described cabinet and is arranged on described cabinetThe card reader of body inside.
3. the VTM machine based on multiple identities recognition system according to claim 1, is characterized in that: on described cabinet, go backBe provided with fingerprint typing module, described fingerprint typing module comprises the fingerprint capturer being electrically connected with CPU.
4. the VTM machine based on multiple identities recognition system according to claim 3, is characterized in that: described fingerprint typingIn module, be also provided with the temperature sensor that body temperature information is detected.
5. the VTM machine based on multiple identities recognition system according to claim 1, is characterized in that: in described VTM machineBe provided with wireless communication module, described wireless communication module and bank center's system server wireless connections.
6. the VTM machine based on multiple identities recognition system according to claim 1, is characterized in that: described central authorities processUnit is 32 ARM microprocessors or DSP digital signal processor.
7. the VTM machine based on multiple identities recognition system according to claim 1, is characterized in that: described VTM machine alsoComprise image pick-up card; Described image pick-up card and camera are electrically connected.
8. the VTM machine based on multiple identities recognition system according to claim 7, is characterized in that: described identity informationComparing module comprises face recognition module; Described face recognition module is electrically connected with RFID inductor and image pick-up card respectively.
9. the VTM machine based on multiple identities recognition system according to claim 8, is characterized in that: described recognition of faceModule comprises face recognition module and iris recognition module.
10. the VTM machine based on multiple identities recognition system according to claim 1, is characterized in that: described identity letterBreath comparing module comprises palm vein identification module; Described palm vein identification module and infrared digital video camera are electrically connected.
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106209385A (en) * | 2016-08-30 | 2016-12-07 | 国网山东省电力公司滨州供电公司 | A kind of electrical network detection device based on multiple authentication manipulation authority |
| CN106228154A (en) * | 2016-08-31 | 2016-12-14 | 四川金投金融电子服务股份有限公司 | Supercargo's identity authorization system based on escort delivery identification electronic Verification System |
| CN106803316A (en) * | 2015-11-26 | 2017-06-06 | 浙江维融电子科技股份有限公司 | It is a kind of based on the VTM machines of multiple identities identifying system and its recognition methods |
| CN106952424A (en) * | 2017-03-29 | 2017-07-14 | 深圳市翼动科技有限公司 | A kind of safe electronic communication system applied on ATM |
-
2015
- 2015-11-26 CN CN201520954821.9U patent/CN205302485U/en active Active
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106803316A (en) * | 2015-11-26 | 2017-06-06 | 浙江维融电子科技股份有限公司 | It is a kind of based on the VTM machines of multiple identities identifying system and its recognition methods |
| CN106209385A (en) * | 2016-08-30 | 2016-12-07 | 国网山东省电力公司滨州供电公司 | A kind of electrical network detection device based on multiple authentication manipulation authority |
| CN106228154A (en) * | 2016-08-31 | 2016-12-14 | 四川金投金融电子服务股份有限公司 | Supercargo's identity authorization system based on escort delivery identification electronic Verification System |
| CN106952424A (en) * | 2017-03-29 | 2017-07-14 | 深圳市翼动科技有限公司 | A kind of safe electronic communication system applied on ATM |
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Address after: 325800 No. 188 Yongjin Road, Lingxi Town, Cangnan County, Zhejiang Province Patentee after: Polytron Technologies Inc Address before: 325800 North of Tanghe Road, Cangnan County Industrial Park, Lingxi Town, Cangnan County, Wenzhou City, Zhejiang Province Patentee before: Zhejiang Wei Rong electronics technology limited company |