CN106600723A - Highway rapid sharing payment method - Google Patents

Highway rapid sharing payment method Download PDF

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Publication number
CN106600723A
CN106600723A CN201611101038.3A CN201611101038A CN106600723A CN 106600723 A CN106600723 A CN 106600723A CN 201611101038 A CN201611101038 A CN 201611101038A CN 106600723 A CN106600723 A CN 106600723A
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CN
China
Prior art keywords
payment
account
platform
information
card
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Granted
Application number
CN201611101038.3A
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Chinese (zh)
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CN106600723B (en
Inventor
郭义戎
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Gansu Zhonggong Technology Co ltd
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Gansu Yilu Information Technology Co ltd
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Priority to CN201611101038.3A priority Critical patent/CN106600723B/en
Publication of CN106600723A publication Critical patent/CN106600723A/en
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Publication of CN106600723B publication Critical patent/CN106600723B/en
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    • GPHYSICS
    • G07CHECKING-DEVICES
    • G07BTICKET-ISSUING APPARATUS; FARE-REGISTERING APPARATUS; FRANKING APPARATUS
    • G07B15/00Arrangements or apparatus for collecting fares, tolls or entrance fees at one or more control points
    • G07B15/06Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems
    • G07B15/063Arrangements for road pricing or congestion charging of vehicles or vehicle users, e.g. automatic toll systems using wireless information transmission between the vehicle and a fixed station
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3274Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device

Abstract

The invention discloses a highway rapid sharing payment method, which comprises the steps of determining a payment mode of a vehicle according to a lane type selected by the vehicle to pass; when the type of the lane selected by the vehicle to pass through is an ETC lane, determining that the payment mode of the vehicle is a quick payment mode; when the type of the lane selected by the vehicle is the manual toll lane, determining that the payment mode of the vehicle is a common payment mode; and acquiring the information of the pass card, judging the binding mode of the account number of the platform and the pass card, and determining the payment mode. According to the invention, different payment modes are set according to the condition of the user, and the system reduces the vehicle passing time by changing the vehicle passing and charging modes, reduces the management cost after the situation of cash charging is reduced, accelerates the circulation efficiency and reduces the operation cost of the expressway; the payment and management of the fee are convenient, and the transaction mode of the charging party and the paying party is simpler and quicker.

Description

A kind of highway fast shares method of payment
Technical field
The present invention relates to mobile payment technical field, and in particular to fast share method of payment to a kind of highway.
Background technology
Highway is one of lifeblood of a national development, is possessed efficiently, convenient, easily highway, is to evaluate The important indicator whether one country develops.When a country possesses efficient road capacity, whole country will obtain for this Obtaining more economic developments may.And the also fast development therewith of its economy is set up in many cities because of highway, make Highway for national tremulous pulse has played critically important effect in the evolution of national economy.
Economical to develop, vehicle is increasing, and what is brought therewith is road more congestion, and traffic safety is reduced, cost of driving a vehicle Increase the problems such as increasing with exhaust emissions.In order to alleviate the problems referred to above, then need to consider just freeway traffic information intelligent Change is brought in the development schedule of highway.
When foreign countries are presented on the pattern of intelligent transportation (ITS) in face of everybody, the Chinese government also begins to consider road intelligence Every advantage that energyization is brought.Now, highway intelligent transportation management and control system in practice all into Work(is realized, and acquirement has become no small achievement in actual application, is that high-speed transit administration section effectively manages public affairs at a high speed The very big effect of road performance amount.The problem of the aspects such as fund, the talent, technology how is coordinated, how the Internet skill is rationally utilized Art reality Expressway Information, improves highway traffic efficiency, simplifies labor management, and becoming highway now can hold The top priority of supervention exhibition.
The content of the invention
It is an object of the invention to provide a kind of highway fast shares method of payment.
It is, up to above-mentioned purpose, a kind of highway to be provided in one embodiment of the present of invention and fast shares method of payment, Including:
The positional information of S1, acquisition vehicle when by freeway toll station, and the carriageway type for selecting to pass through according to vehicle Determine the way of paying of vehicle;
S2, when it is ETC tracks that vehicle selects the carriageway type that passes through, the means of payment for determining vehicle is rapid payment mode; The rapid payment mode includes:
The account of S21, the account of platform and ETC system is associated, and sets to highway tolling system payment expense Priority, that is, determine the first payment accounts and the second payment accounts;
S22, the payment request for receiving highway tolling system, judge that whether remaining sum is more than payment gold in the first payment accounts Volume;When remaining sum is more than Payment Amount in the first payment accounts, Payment Amount is deducted from the first payment accounts, when the first payment When remaining sum is less than Payment Amount in account, deduct from the second payment accounts;
S3, when it is artificial the lane in which the drivers should pay fees that vehicle selects the carriageway type that passes through, the means of payment for determining vehicle is common payment Mode;The common means of payment includes:
S31, the information for obtaining visa card simultaneously judge the account of platform and the binding mode of visa card, determine the means of payment;
When the account of platform is permanent bindings with the binding mode of visa card, the information of the visa card is carried out with platform account Association, vehicle distance information and the account information of the visa card are sent by visa card to highway tolling system;Platform The payment information of highway tolling system is received, the payment information includes payment account number and Payment Amount;Platform is received should Deducting Payment Amount from corresponding payment account number after payment information is used to pay freeway toll use;
When the account of platform is interim binding with the binding mode of visa card, the information of the visa card is carried out with platform account Extemporaneous association, and vehicle distance information and the account letter of the visa card are sent to highway tolling system by visa card Breath;Platform receives the payment information of highway tolling system, and the payment information includes payment account number and Payment Amount;Platform Receive and deduct Payment Amount from corresponding payment account number for paying freeway toll use after the payment information;Work as expense Deduct after the completion of paying, release associating for the visa card and platform account.
One of prioritization scheme of the present invention, in step S21, first payment accounts for ETC system account, second The number of paying a bill is platform account.
One of prioritization scheme of the present invention, in step S22, when remaining sum is less than Payment Amount in the first payment accounts, from The available balance of the account is deducted in the bank card of the first payment accounts, then not enough remaining sum is deducted from the second payment accounts.
One of prioritization scheme of the present invention, in step S22, when remaining sum is less than Payment Amount in the first payment accounts, from Payment Amount in full is deducted in second payment accounts.
One of prioritization scheme of the present invention, in the common means of payment, also pays including generating to highway tolling system Payment Quick Response Code, highway tolling system scanning payment Quick Response Code after to platform send payment information, the payment information bag Include payment account number and Payment Amount;Platform to be received and deduct Payment Amount from the payment account number after the payment information.
One of prioritization scheme of the present invention, the account of platform is to scan the two dimension on visa card with the binding mode of visa card Code, the Quick Response Code includes the essential information of visa card;The essential information includes the card number and current Card Type of visa card.
One of prioritization scheme of the present invention, in the common means of payment, highway tolling system is controlled after completing to pay Gate is opened.
In sum, the present invention has advantages below:
1st, the present invention sets the different means of payment according to the situation of user, is being paid by user bound card, it is only necessary to Coupling part equipment and management program can complete account and deduct fees payment on existing freeway management system.
2nd, system of the invention is passed through and charging mode by changing vehicle on highway, reduces the vehicle pass-through time, Reduce can reduce after the situation of monetary charge management cost, accelerate circulation efficiency, reduce highway operation cost;It is easy to The payment and management of expense so that the mode of doing business of payment collector and payer is simpler quick.
Specific embodiment
The invention provides it is an object of the invention to provide a kind of highway fast share method of payment, including:
The positional information of S1, acquisition vehicle when by freeway toll station, and the carriageway type for selecting to pass through according to vehicle Determine the way of paying of vehicle.Existing expressway tol lcollection track is included based on express passway ETC of no-stop charging system Passage, also includes using the common track of highway passing card.The bank card bound by ETC on ETC passages carries out expense With payment.The present invention determines way of paying according to carriageway type, carriageway type be vehicle at expressway access i.e. Selected.
S2, when it is ETC tracks that vehicle selects the carriageway type that passes through, the means of payment for determining vehicle is rapid payment side Formula, rapid payment mode includes:
The account of S21, the account of platform and ETC system is associated, and sets to highway tolling system payment expense Priority, that is, determine the first payment accounts and the second payment accounts;
S22, the payment request for receiving highway tolling system, judge that whether remaining sum is more than payment gold in the first payment accounts Volume;When remaining sum is more than Payment Amount in the first payment accounts, Payment Amount is deducted from the first payment accounts, when the first payment When remaining sum is less than Payment Amount in account, deduct from the second payment accounts.
In rapid payment mode, the account of platform is binding with ETC system, at the same both also respectively with highway Fare Collection System is associated respectively binding.The account of platform can also individually bind bank card, it is also possible to be pre-charged with a deposit The advance deposit of volume.The account preferentially deducted fees first is determined during rapid payment, when the account balance is not enough again from another account Indoor deduction.
Therefore, when Sorry, your ticket has not enough value for the first payment accounts, the second payment accounts can realize the shared effect for paying with it, Be not in due to an account situation that Sorry, your ticket has not enough value.
In the prioritization scheme of the present invention, the first payment accounts are the account of ETC system, and the second payment accounts are platform account Number.For example when remaining sum is less than Payment Amount in the first payment accounts, the account is deducted from the bank card of the first payment accounts Available balance, then not enough remaining sum is deducted from the second payment accounts.Or can also take a under type:Pay a bill when first When remaining sum is less than Payment Amount in number, Payment Amount in full is deducted from the second payment accounts.
S3, when it is artificial the lane in which the drivers should pay fees that vehicle selects the carriageway type that passes through, the means of payment for determining vehicle is common The means of payment;The common means of payment includes:
S31, the information for obtaining visa card simultaneously judge the account of platform and the binding mode of visa card, determine the means of payment;Platform The binding mode of account and visa card can be Quick Response Code on scanning visa card, Quick Response Code includes the basic letter of visa card Breath;Essential information includes the card number and current Card Type of visa card.In the common means of payment, highway tolling system is complete Control gate into after payment to open.
When the account of platform is permanent bindings with the binding mode of visa card, by the information of the visa card and platform account It is associated, vehicle distance information and the account information of the visa card is sent to highway tolling system by visa card; Platform receives the payment information of highway tolling system, and the payment information includes payment account number and Payment Amount;Platform connects Receive and deduct Payment Amount for paying freeway toll use from corresponding payment account number after the payment information, paying Gate into rear highway opens clearance.
When the account of platform is interim binding with the binding mode of visa card, by the information of the visa card and platform account Extemporaneous association is carried out, and vehicle distance information and the account of the visa card are sent to highway tolling system by visa card Information;Platform receives the payment information of highway tolling system, and the payment information includes payment account number and Payment Amount;It is flat Platform to be received and deduct Payment Amount from corresponding payment account number for paying freeway toll use after the payment information;Work as expense After the completion of deducting and paying, associating for the visa card and platform account is released, and opens gate and let pass.
In the common means of payment, also including the payment Quick Response Code generated to highway tolling system paying, highway Payment information is sent to platform after Fare Collection System scanning payment Quick Response Code, the payment information includes payment account number and payment gold Volume;Platform to be received and deduct Payment Amount from the payment account number after the payment information, the gate of highway after the completion of payment Open and let pass.
Permanent bindings can directly deduct pass cost, another kind of situation from the bank card that account balance or account are bound User has simply bound visa card temporarily, and temporary traffic is stuck in i.e. unbinding with user account after completing once to pay, releasing Temporary card is recovered after binding, and permanent card is then held by user.
User account can be using various ways with the binding mode that associates of visa card, for example can manually by visa card The software of information input mobile phone allows corresponding user account to be bound.Information on preferably visa card of the invention includes The ID and type of visa card;Collect and it can be judged after information on visa card.The information of such as visa card is adopted After collection, can in several ways come to make a distinction its type, judge that it is permanent card or temporary card.The present invention preferably exists The Quick Response Code comprising interim card information is provided with temporary card, user is capable of achieving the collection of information by scanning Quick Response Code.
After the user's Card Type for obtaining is Payment Card and user sends binding instruction, the Payment Card and user account are given birth to Into permanent bindings.The step is, in order to allow Payment Card to be directly bound with user, mutually corresponding pass to be formed on platform after binding System so that platform can find the account of user by paying card number, also such on the contrary.
The temporary card and user account are generated into interim binding when the current Card Type for obtaining is temporary card, and is being paid After the completion of it is unbinding.Likewise, the step is also for allowing temporary card to be directly bound with ID, can be by obtaining after binding The id number corresponding account information of temporary card is obtained, and the effect of expense in user account is deducted by temporary card.Therefore it is interim Card needs after use contact binding.
Freeway management system is by information acquisition charge information on scanning visa card and calculates pass cost.Visa card After being bound with user account, the run-down in upper high speed, when high speed is gone out, again run-down is known that this should Pay and use, this is the existing function of freeway management system.Freeway management system is obtained by intelligent card reader and used I.e. it will be seen that this corresponding current distance of card, calculates pass cost use after information on the card of family.
Platform receives the request of deducting fees that freeway management system sends according to charge information, and from the visa card binding Deduct the fee in user account, make it open gate while the successful information that will deduct fees is sent to freeway management system.This In step, highway to be calculated and will send request of deducting fees to platform after corresponding expense, and platform will be right according to request of deducting fees The amount of money in user account answered is deducted, and to deduct and successful information of deducting fees will be returned to freeway management after success System, now freeway management system gate will be opened after successful payment.
Method of payment is when determining as user to scan payment Quick Response Code as the means of payment:
Freeway management system is configured with barcode scanning gun, the payment Quick Response Code of barcode scanning gun scanning user and by payment information send to Freeway management system, platform receives freeway management system and will deduct fees successful information, freeway management system control Check door is opened.
Quick Response Code is provided with the temporary card of the present invention, temporary card can be changed on existing expressway tol lcollection card Dress, for example, directly paste a Quick Response Code on the existing card.
Mobile terminal mobile phone receives the information that highway charging system sends, and the channel radio for passing through mobile terminal configuration Letter module is to platform sending signal;Platform is used to receive the signal of mobile terminal, obtains the accounts information of mobile terminal and deducts Expense.Quick Response Code on temporary card can paste a two-dimension code image made behind with temporary card existing, should That what is stored in Quick Response Code is the ID or unique identifying number and other assistance datas of temporary card, and by encryption technology by two dimension The data stored in code are encrypted.
Freeway toll quick payment mode may be referred in the following manner:
User could realize pass cost quick payment by mobile terminal mobile phone, can use as needed below handset-selected Three kinds of payout status.
(1)For the user for holding payment certain card
The permanent bindings of the card number for being scanned or being input on Payment Card by mobile phone, real mobile phone account and Payment Card, work as user When going out high speed, Fare Collection System calculate pass cost use, intelligent card reader read Payment Card card number, management system by pass cost with and Payment Card card number is sent to cell phone platform, and platform finds the mobile phone account of binding card by Payment Card card number, completes current account Number expense deduction, and Fare Collection System is returned to by result is deducted, clearance of arguing for the sake of arguing if paying successfully, the selection if unsuccessful Other modes are paid the fees.
(2)For the user for not holding payment certain card
User is taken after temporary card, and the Quick Response Code scanned on interim card by mobile phone realizes the interim of temporary card and mobile phone account Binding, when user goes out high speed, Fare Collection System calculates pass cost use, and intelligent card reader reads temporary card ID or unique mark Know number, management system by pass cost with and temporary card ID or unique identifying number be sent to cell phone platform, platform is by temporary card No. ID phone number for finding binding card, completes current expense deduction, and this binding is released, and returns result is deducted To Fare Collection System, clearance of arguing for the sake of arguing if paying successfully selects other modes payment if unsuccessful.
If user binds temporary card ID or unique identifying number not over mobile phone temporarily, can be in expressway exit When open mobile phone, generate payment Quick Response Code, fee-collector extracts user by charge scanner scanning payment Quick Response Code, scanner After information, pass cost is sent to cell phone platform by management system with user profile, and platform completes current expense deduction, and will button Division result returns to Fare Collection System, clearance of arguing for the sake of arguing if paying successfully, and other modes payment is selected if unsuccessful.
The present invention is that the related Quick Response Code of temporary card ID or unique mark is puted up on existing temporary card, facilitates implementation shifting The quick binding of dynamic terminal phone and temporary card and quick payment, do not waste existing resource, do not change existing charge operating process. The present invention can be by binding mobile phone, so as to be paid the fees using mobile phone so that realizes in expressway exit cash-free quick Payment.Likewise, the present invention can also generate payment Quick Response Code using mobile phone, intelligence is installed in expressway tol lcollection person cash desk Scanner, realizes that collecting pass cost by scanning cell phone Quick Response Code uses.
Although the specific embodiment of the present invention is described in detail, the protection model to this patent is should not be construed as The restriction enclosed.In the scope described by claims, those skilled in the art are each without what is made by creative work Plant modification and deformation still belongs to the protection domain of this patent.

Claims (7)

1. a kind of highway fast shares method of payment, including:
The positional information of S1, acquisition vehicle when by freeway toll station, and the carriageway type for selecting to pass through according to vehicle Determine the way of paying of vehicle;
S2, when it is ETC tracks that vehicle selects the carriageway type that passes through, the means of payment for determining vehicle is rapid payment mode; The rapid payment mode includes:
The account of S21, the account of platform and ETC system is associated, and sets to highway tolling system payment expense Priority, that is, determine the first payment accounts and the second payment accounts;
S22, the payment request for receiving highway tolling system, judge that whether remaining sum is more than payment gold in the first payment accounts Volume;When remaining sum is more than Payment Amount in the first payment accounts, Payment Amount is deducted from the first payment accounts, when the first payment When remaining sum is less than Payment Amount in account, deduct from the second payment accounts;
S3, when it is artificial the lane in which the drivers should pay fees that vehicle selects the carriageway type that passes through, the means of payment for determining vehicle is common payment Mode;The common means of payment includes:
S31, the information for obtaining visa card simultaneously judge the account of platform and the binding mode of visa card, determine the means of payment;
When the account of platform is permanent bindings with the binding mode of visa card, the information of the visa card is carried out with platform account Association, vehicle distance information and the account information of the visa card are sent by visa card to highway tolling system;Platform The payment information of highway tolling system is received, the payment information includes payment account number and Payment Amount;Platform is received should Deducting Payment Amount from corresponding payment account number after payment information is used to pay freeway toll use;
When the account of platform is interim binding with the binding mode of visa card, the information of the visa card is carried out with platform account Extemporaneous association, and vehicle distance information and the account letter of the visa card are sent to highway tolling system by visa card Breath;Platform receives the payment information of highway tolling system, and the payment information includes payment account number and Payment Amount;Platform Receive and deduct Payment Amount from corresponding payment account number for paying freeway toll use after the payment information;Work as expense Deduct after the completion of paying, release associating for the visa card and platform account.
2. the method for claim 1, it is characterised in that:In step S21, first payment accounts are ETC systems The account of system, the second payment accounts are platform account.
3. the method for claim 1, it is characterised in that:In step S22, when remaining sum is less than in the first payment accounts During Payment Amount, the available balance of the account is deducted from the bank card of the first payment accounts, then detained from the second payment accounts Except not enough remaining sum.
4. the method for claim 1, it is characterised in that:In step S22, when remaining sum is less than in the first payment accounts During Payment Amount, Payment Amount in full is deducted from the second payment accounts.
5. the method for claim 1, it is characterised in that:It is also public to high speed including generating in the common means of payment The payment Quick Response Code that road Fare Collection System is paid, disbursement letter is sent after highway tolling system scanning payment Quick Response Code to platform Breath, the payment information includes payment account number and Payment Amount;Platform received and deducted from the payment account number after the payment information Payment Amount.
6. the method for claim 1, it is characterised in that:The account of the platform is scanning with the binding mode of visa card Quick Response Code on visa card, the Quick Response Code includes the essential information of visa card;The essential information includes the card number of visa card And current Card Type.
7. the method for claim 1, it is characterised in that:In the common means of payment, highway tolling system exists Gate is controlled after completing to pay to open.
CN201611101038.3A 2016-12-05 2016-12-05 Highway rapid sharing payment method Active CN106600723B (en)

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CN108416858A (en) * 2018-03-13 2018-08-17 西安艾润物联网技术服务有限责任公司 Toll method of payment, equipment and computer readable storage medium
CN109345237A (en) * 2018-11-02 2019-02-15 深圳成有科技有限公司 A kind of on board unit device intelligently supplemented with money
CN111080815A (en) * 2019-12-25 2020-04-28 深圳人人停技术有限公司 In-road parking charging method, system and computer readable storage medium
CN113077249A (en) * 2021-03-29 2021-07-06 中国建设银行股份有限公司 ETC-based account clearing method and device
CN113298968A (en) * 2021-05-21 2021-08-24 深圳市大道至简信息技术有限公司 ETC non-inductive fee deduction management method and system based on high-order video

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CN108416858A (en) * 2018-03-13 2018-08-17 西安艾润物联网技术服务有限责任公司 Toll method of payment, equipment and computer readable storage medium
CN109345237A (en) * 2018-11-02 2019-02-15 深圳成有科技有限公司 A kind of on board unit device intelligently supplemented with money
CN111080815A (en) * 2019-12-25 2020-04-28 深圳人人停技术有限公司 In-road parking charging method, system and computer readable storage medium
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CN113298968A (en) * 2021-05-21 2021-08-24 深圳市大道至简信息技术有限公司 ETC non-inductive fee deduction management method and system based on high-order video

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