CN106204020A - Method of mobile payment and intelligent terminal - Google Patents
Method of mobile payment and intelligent terminal Download PDFInfo
- Publication number
- CN106204020A CN106204020A CN201610511563.6A CN201610511563A CN106204020A CN 106204020 A CN106204020 A CN 106204020A CN 201610511563 A CN201610511563 A CN 201610511563A CN 106204020 A CN106204020 A CN 106204020A
- Authority
- CN
- China
- Prior art keywords
- lifi
- pulse signal
- light pulse
- intelligent terminal
- payment information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04B—TRANSMISSION
- H04B10/00—Transmission systems employing electromagnetic waves other than radio-waves, e.g. infrared, visible or ultraviolet light, or employing corpuscular radiation, e.g. quantum communication
- H04B10/11—Arrangements specific to free-space transmission, i.e. transmission through air or vacuum
- H04B10/114—Indoor or close-range type systems
- H04B10/116—Visible light communication
Abstract
The invention discloses a kind of method of mobile payment and intelligent terminal, described method of mobile payment includes, the light pulse signal that intelligent terminal for reception visible ray radio communication LiFi signal source sends；Wherein, described light pulse signal includes merchant payment information；Resolve described light pulse signal, to obtain described merchant payment information；Receive the delivery operation instruction of user, and pay according to described merchant payment information.By the way, the present invention can realize mobile payment on the premise of not by external interference easily and efficiently.
Description
Technical field
The present invention relates to technical field of mobile terminals, particularly relate to a kind of method of mobile payment and intelligent terminal.
Background technology
Along with developing rapidly of communication technology and popularizing of smart electronics product, the means of payment also becomes increasingly to enrich,
Mobile payment convenient, fast is also accepted by increasing businessman and consumer owing to it has.
Existing mobile payment is mainly businessman provides a Quick Response Code, and wherein, this Quick Response Code includes the unique of this businessman
Identification information.User can obtain Business Information by the Quick Response Code of scanning businessman, and the amount of money further according to commodity carries out propping up to businessman
Pay.In delivery operation, need intelligent terminal to open photographic head, by photographic head, Quick Response Code is carried out defocused, could be correct
Scan the content of Quick Response Code.And in whole scanning process, the light of intelligent terminal's environment to external world and intelligent terminal's quilt
The degree of stability gripped all has an impact, and scanning process is easily subject to interference, and therefore, payment may need the long period.
Summary of the invention
The technical problem that present invention mainly solves is to provide a kind of method of mobile payment and intelligent terminal, it is possible to be not subject to
Mobile payment is realized easily and efficiently on the premise of external interference.
For solving above-mentioned technical problem, the technical scheme that the present invention uses is: provide a kind of method of mobile payment, bag
Include:
The light pulse signal that intelligent terminal for reception visible ray radio communication LiFi signal source sends；Wherein, described light pulse
Signal includes merchant payment information；
Resolve described light pulse signal, to obtain described merchant payment information；
Receive the delivery operation instruction of user, and pay according to described merchant payment information.
Wherein, the step of the light pulse signal that described intelligent terminal for reception LiFi signal source sends specifically includes:
Described intelligent terminal receives, by light sensor, the light pulse signal that described LiFi signal source sends.
Wherein, the step of the light pulse signal that described intelligent terminal for reception LiFi signal source sends specifically includes:
LiFi signal source described in described intelligent terminal for reception utilizes the signal of telecommunication to control the light pulse letter that light emitting diode sends
Number.
Wherein, the described delivery operation instruction receiving user, and the step paid is carried out according to described merchant payment information
Specifically include:
The delivery operation of described user is instructed and generates LiFi light pulse signal, and mate to described merchant payment information
Businessman LiFi receives terminal and sends described LiFi light pulse signal, so that described businessman LiFi receives terminal according to described LiFi light
Pulse signal obtains payment.
Wherein, described light pulse signal is the signal that described LiFi signal source is periodically sent out.
Wherein, during described merchant payment information loads on the frequency of described light pulse signal.
For solving above-mentioned technical problem, another technical solution used in the present invention is: provide a kind of intelligent terminal, described
Intelligent terminal includes: receiver module, parsing module and payment module,
Described receiver module is for receiving the light pulse signal that LiFi signal source sends；Wherein, described light pulse signal bag
Include merchant payment information；
Described parsing module is used for resolving described light pulse signal, to obtain described merchant payment information；
Described payment module is for receiving the delivery operation instruction of user, and carries out propping up according to described merchant payment information
Pay.
Wherein, described receiver module is specifically for receiving, by light sensor, the light pulse that described LiFi signal source sends
Signal.
Wherein, described receiver module utilizes signal of telecommunication control light emitting diode to send out specifically for receiving described LiFi signal source
The light pulse signal gone out.
Wherein, described payment module generates LiFi light pulse signal specifically for the delivery operation of described user being instructed,
And receive the terminal described LiFi light pulse signal of transmission to the businessman LiFi that described merchant payment information is mated, so that described businessman
LiFi receives terminal and obtains payment according to described LiFi light pulse signal.
The invention has the beneficial effects as follows: be different from the situation of prior art, intelligent terminal for reception LiFi of present embodiment
After the light pulse signal that signal source sends, resolve described light pulse signal, to obtain described merchant payment information, and receiving
After the delivery operation instruction of user, pay according to described merchant payment information.Prop up above by moving based on LiFi
The mode paid, intelligent terminal is without barcode scanning, and only need to receive light pulse signal can obtain merchant payment information, not only operates more
Simply, and reduce the interference of outer signals, make whole payment process more conveniently, safely, for businessman and user all sides of bringing
Just.
Accompanying drawing explanation
Fig. 1 is the schematic flow sheet of method of mobile payment one embodiment of the present invention；
Fig. 2 is the structural representation of intelligent terminal one embodiment of the present invention；
Fig. 3 is the structural representation of another embodiment of intelligent terminal of the present invention.
Detailed description of the invention
It is the schematic flow sheet of method of mobile payment one embodiment of the present invention refering to Fig. 1, Fig. 1.As it is shown in figure 1, this reality
The method of mobile payment executing mode comprises the steps:
101: the light pulse signal that intelligent terminal for reception visible ray radio communication LiFi signal source sends；Wherein, described light
Pulse signal includes merchant payment information.
Visible ray radio communication LiFi is known as again " light Fidelity technology ", is that one utilizes visible light spectrum to carry out data biography
Defeated brand-new wireless technology technology.Specifically, LiFi utilizes the signal of telecommunication to control light emitting diode (LED) being invisible to the naked eye of sending
The light arteries and veins signal of high speed scintillation transmit signal, such as LED game clock shows 1, closes expression 0, just can transmit letter by high-speed switch
Breath, and human eye cannot discover the high speed scintillation of LED, the most photosensitive reception device is able to receive that and identifies.The transmission of LiFi transmission
Speed has broken through GBit/s (Gigabits per second), and will not be disturbed by electromagnetic wave, the situation such as rock, and is suitable at little sky
Between, high speed data transfer in little scope.
In the present embodiment, user by the way of intelligent terminal's mobile payment with LiFi receive capabilities to businessman
When paying, first businessman first disposes LiFi signal source at its pay point, and merchant payment information is first encoded by LiFi signal source
Becoming light pulse signal, wherein, this merchant payment information includes accounts information and this amount information paid of businessman.So
After, the light pulse signal comprising merchant payment information is periodically sent out by LiFi signal source.It can be appreciated that this business
Family's payment information loads in the frequency with this light pulse signal.
In a specific embodiment, LiFi signal source utilizes the signal of telecommunication to control light emitting diode and periodically sends
Light pulse signal.
When corresponding intelligent terminal is in the communication range of this LiFi signal source, received described by its light sensor
The light pulse signal that LiFi signal source sends.
Wherein, at least one during this intelligent terminal includes the removable smart machine such as smart mobile phone, panel computer.
102: resolve described light pulse signal, to obtain described merchant payment information.
Intelligent terminal is after receiving the above-mentioned light pulse signal comprising merchant payment information, to this light pulse signal just
Decoding, obtains Merchant ID and this amount of money paid.
Wherein, the amount of money of the payment of present embodiment includes but not limited to fund, the most also includes it
He can be used for the medium paid, the payment coin etc. all approved such as both sides, does not limits at this.
103: receive the delivery operation instruction of user, and pay according to described merchant payment information.
Intelligent terminal, after parsing this payment information, first passes through its display screen and shows this payment information, for intelligence
Terminal use can confirm whether the merchant payment information received matches with practical situation, and determine the business received user
When whether family's payment information matches with practical situation, receive the delivery operation instruction of user.Intelligent terminal grasps according to this payment
Instruct and send the amount of money corresponding with this consumption to corresponding Merchant ID.
In an optional embodiment, intelligent terminal not only has LiFi receive capabilities, also has LiFi and sends merit
Energy.Specifically, the above-mentioned delivery operation received instruction is generated LiFi light pulse signal by intelligent terminal, and props up to described businessman
The businessman LiFi paying information matches receives the terminal described LiFi light pulse signal of transmission.
Accordingly, businessman possesses LiFi and receives terminal, receives terminal by this LiFi and receives what above-mentioned intelligent terminal sent
LiFi light pulse signal, and obtain payment according to described LiFi light pulse signal.In other embodiments, businessman also may be used
This LiFi reception terminal and LiFi signal source to be integrated on an equipment, cost-effective being also convenient for operates.
It is different from prior art, after the light pulse signal that the intelligent terminal for reception LiFi signal source of present embodiment sends,
Resolve described light pulse signal, to obtain described merchant payment information, and after the delivery operation receiving user instructs, according to
Described merchant payment information pays.Above by moving the mode of payment based on LiFi, intelligent terminal without barcode scanning,
Only need to receive light pulse signal can obtain merchant payment information, not only operates simpler, and reduces the dry of outer signals
Disturb, make whole payment process more conveniently, safely, all bring convenience for businessman and user.
It is the structural representation of intelligent terminal one embodiment of the present invention refering to Fig. 2, Fig. 2.Wherein, the intelligence of present embodiment
Can terminal be at least one in the intelligent movable equipment such as smart mobile phone, panel computer.Including receiver module 201, parsing module
202 and payment module 203.
Receiver module 201 is for receiving the light pulse signal that LiFi signal source sends；Wherein, described light pulse signal includes
Merchant payment information.
In the present embodiment, user by the way of intelligent terminal's mobile payment with LiFi receive capabilities to businessman
When paying, first businessman first disposes LiFi signal source at its pay point, and merchant payment information is first encoded by LiFi signal source
Becoming light pulse signal, wherein, this merchant payment information includes accounts information and this amount information paid of businessman.So
After, the light pulse signal comprising merchant payment information is periodically sent out by LiFi signal source.It can be appreciated that this business
Family's payment information loads in the frequency with this light pulse signal.
In a specific embodiment, LiFi signal source utilizes the signal of telecommunication to control light emitting diode and periodically sends
Light pulse signal.
When corresponding intelligent terminal is in the communication range of this LiFi signal source, receiver module 201 is by its light sensor
Device receives the light pulse signal that described LiFi signal source sends.
Parsing module 202 is used for resolving described light pulse signal, to obtain described merchant payment information for parsing module.
Parsing module 202 is after receiver module 201 receives the above-mentioned light pulse signal comprising merchant payment information, to this
Light pulse signal just decodes, and obtains Merchant ID and this amount of money paid.
Wherein, the amount of money of the payment of present embodiment includes but not limited to fund, the most also includes it
He can be used for the medium paid, the payment coin etc. all approved such as both sides, does not limits at this.
Payment module 203 is for receiving the delivery operation instruction of user, and pays according to described merchant payment information.
Payment module 203, after parsing module 202 parses this payment information, first passes through the display screen display of intelligent terminal
Show this payment information, confirm whether the merchant payment information received matches with practical situation for intelligent terminal user,
And when user determines whether the merchant payment information received matches with practical situation, the delivery operation receiving user refers to
Order.Payment module 203 sends corresponding with this consumption according further to this delivery operation instruction to corresponding Merchant ID
The amount of money.
In an optional embodiment, intelligent terminal not only has LiFi receive capabilities, also has LiFi and sends merit
Energy.Specifically, the above-mentioned delivery operation received instruction is generated LiFi light pulse signal by payment module 203, and to described business
The businessman LiFi of family's payment information coupling receives terminal and sends described LiFi light pulse signal.
Accordingly, businessman possesses LiFi and receives terminal, receives terminal by this LiFi and receives what above-mentioned intelligent terminal sent
LiFi light pulse signal, and obtain payment according to described LiFi light pulse signal.In other embodiments, businessman also may be used
This LiFi reception terminal and LiFi signal source to be integrated on an equipment, cost-effective being also convenient for operates.
Being different from prior art, the receiver module of the intelligent terminal of present embodiment receives the light arteries and veins that LiFi signal source sends
After rushing signal, parsing module resolves described light pulse signal, and to obtain described merchant payment information, payment module is receiving use
After the delivery operation instruction at family, pay according to described merchant payment information.Payment is moved above by based on LiFi
Mode, intelligent terminal, without barcode scanning, only need to receive light pulse signal and can obtain merchant payment information, not only operate simpler
Single, and reduce the interference of outer signals, make whole payment process more conveniently, safely, all bring convenience for businessman and user.
It is the structural representation of another embodiment of intelligent terminal of the present invention refering to Fig. 3, Fig. 3.The intelligence of present embodiment
Terminal includes smart mobile phone, panel computer and other moveable smart machines, such as intelligent watch etc..Including processor 301
And memorizer 302, processor 301 is coupled by bus 303 with memorizer 302, and wherein bus 303 is except including data
Outside bus, it is also possible to include power bus, control bus and status signal bus in addition etc..But for the sake of understanding explanation,
Various buses are all designated as bus 303 by figure.
Processor 301 is for receiving the light pulse signal that LiFi signal source sends；Wherein, described light pulse signal includes business
Family's payment information.
In the present embodiment, user by the way of intelligent terminal's mobile payment with LiFi receive capabilities to businessman
When paying, first businessman first disposes LiFi signal source at its pay point, and merchant payment information is first encoded by LiFi signal source
Becoming light pulse signal, wherein, this merchant payment information includes accounts information and this amount information paid of businessman.So
After, the light pulse signal comprising merchant payment information is periodically sent out by LiFi signal source.It can be appreciated that this business
Family's payment information loads in the frequency with this light pulse signal.
In a specific embodiment, LiFi signal source utilizes the signal of telecommunication to control light emitting diode and periodically sends
Light pulse signal.
When corresponding intelligent terminal is in the communication range of this LiFi signal source, processor 301 is by its light sensor
Receive the light pulse signal that described LiFi signal source sends.
Processor 301 is additionally operable to parsing module for resolving described light pulse signal, to obtain described merchant payment information.
Processor 301 is after receiving the above-mentioned light pulse signal comprising merchant payment information, to this light pulse signal just
Row decoding, obtains Merchant ID and this amount of money paid.
Wherein, the amount of money of the payment of present embodiment includes but not limited to fund, the most also includes it
He can be used for the medium paid, the payment coin etc. all approved such as both sides, does not limits at this.
Processor 301 is additionally operable to receive the delivery operation instruction of user, and pays according to described merchant payment information.
Processor 301 is after parsing this payment information, and the display screen first passing through intelligent terminal shows this disbursement letter
For intelligent terminal user, breath, confirms that whether the merchant payment information received matches with practical situation, and determine user
When whether the merchant payment information received matches with practical situation, receive the delivery operation instruction of user.Processor 301 enters
One step ground sends the amount of money corresponding with this consumption according to this delivery operation instruction to corresponding Merchant ID.
In an optional embodiment, intelligent terminal not only has LiFi receive capabilities, also has LiFi and sends merit
Energy.Specifically, the above-mentioned delivery operation received instruction is generated LiFi light pulse signal by processor 301, and to described businessman
The businessman LiFi of payment information coupling receives terminal and sends described LiFi light pulse signal.
Accordingly, businessman possesses LiFi and receives terminal, receives terminal by this LiFi and receives what above-mentioned intelligent terminal sent
LiFi light pulse signal, and obtain payment according to described LiFi light pulse signal.In other embodiments, businessman also may be used
This LiFi reception terminal and LiFi signal source to be integrated on an equipment, cost-effective being also convenient for operates.
Memorizer 302 is for storing generation in the program and described program operation process run in described processor
Data.Read only memory and random access memory can be included, and provide instruction and data to processor 301.Memorizer 302
A part can also include nonvolatile RAM (NVRAM).
Memorizer 302 stores following element, can performance element or data structure, or their subset, or
Their superset:
Operational order: include various operational order, is used for realizing various operation.
Operating system: include various system program, is used for realizing various basic business and processing hardware based task.
In embodiments of the present invention, processor 301 is by calling operational order (this operational order of memorizer 302 storage
It is storable in operating system), perform aforesaid operations.
Processor 301 can also be referred to as CPU (Central Processing Unit, CPU).Memorizer
302 can include read only memory and random access memory, and provide instruction and data to processor 301.Memorizer 302
A part can also include nonvolatile RAM (NVRAM).
The method that the invention described above embodiment discloses can apply in processor 301, or is realized by processor 301.
Processor 301 is probably a kind of IC chip, has the disposal ability of signal.During realizing, said method each
Step can be completed by the instruction of the integrated logic circuit of the hardware in processor 301 or software form.Above-mentioned process
Device 301 can be general processor, digital signal processor (DSP), special IC (ASIC), ready-made programmable gate array
Or other PLDs, discrete gate or transistor logic, discrete hardware components (FPGA).Can realize or
Person performs disclosed each method, step and logic diagram in the embodiment of the present invention.General processor can be microprocessor or
This processor of person can also be the processor etc. of any routine.Step in conjunction with the method disclosed in the embodiment of the present invention can be straight
Connect and be presented as that hardware decoding processor has performed, or performed with the hardware in decoding processor and software unit combination
Become.Software unit may be located at random access memory, flash memory, read only memory, and programmable read only memory or electrically-erasable can
In the storage medium that this area such as programmable memory, depositor is ripe.This storage medium is positioned at memorizer 302, and processor 301 is read
Information in access to memory 302, completes the step of said method in conjunction with its hardware.
Being different from prior art, the processor of the intelligent terminal of present embodiment receives the light pulse that LiFi signal source sends
After signal, resolve described light pulse signal, to obtain described merchant payment information, and instruct in the delivery operation receiving user
After, pay according to described merchant payment information.Above by moving the mode of payment based on LiFi, intelligent terminal without
Needing barcode scanning, only need to receive light pulse signal can obtain merchant payment information, not only operates simpler, and reduces extraneous letter
Number interference, make whole payment process more conveniently, safely, all bring convenience for businessman and user.
The foregoing is only embodiments of the present invention, not thereby limit the scope of the claims of the present invention, every utilization is originally
Equivalent structure or equivalence flow process that description of the invention and accompanying drawing content are made convert, or are directly or indirectly used in what other were correlated with
Technical field, is the most in like manner included in the scope of patent protection of the present invention.
Claims (10)
1. a method of mobile payment, it is characterised in that including:
The light pulse signal that intelligent terminal for reception visible ray radio communication LiFi signal source sends；Wherein, described light pulse signal
Including merchant payment information；
Resolve described light pulse signal, to obtain described merchant payment information；
Receive the delivery operation instruction of user, and pay according to described merchant payment information.
Method of mobile payment the most according to claim 1, it is characterised in that described intelligent terminal for reception LiFi signal source is sent out
The step of the light pulse signal gone out specifically includes:
Described intelligent terminal receives, by light sensor, the light pulse signal that described LiFi signal source sends.
Method of mobile payment the most according to claim 1, it is characterised in that described intelligent terminal for reception LiFi signal source is sent out
The step of the light pulse signal gone out specifically includes:
LiFi signal source described in described intelligent terminal for reception utilizes the signal of telecommunication to control the light pulse signal that light emitting diode sends.
Method of mobile payment the most according to claim 1, it is characterised in that the delivery operation instruction of described reception user,
And the step carrying out paying according to described merchant payment information specifically includes:
The delivery operation of described user is instructed and generates LiFi light pulse signal, and the businessman mated to described merchant payment information
LiFi receives terminal and sends described LiFi light pulse signal, so that described businessman LiFi receives terminal according to described LiFi light pulse
Signal acquisition payment.
5. according to the method for mobile payment described in any one of Claims 1 to 4, it is characterised in that described light pulse signal is institute
State the signal that LiFi signal source is periodically sent out.
Method of mobile payment the most according to claim 1, it is characterised in that described merchant payment information loads on described light
In the frequency of pulse signal.
7. an intelligent terminal, it is characterised in that described intelligent terminal includes: receiver module, parsing module and payment module,
Described receiver module is for receiving the light pulse signal that LiFi signal source sends；Wherein, described light pulse signal includes business
Family's payment information；
Described parsing module is used for resolving described light pulse signal, to obtain described merchant payment information；
Described payment module is for receiving the delivery operation instruction of user, and pays according to described merchant payment information.
Intelligent terminal the most according to claim 6, it is characterised in that described receiver module is specifically for passing through light sensor
Device receives the light pulse signal that described LiFi signal source sends.
Intelligent terminal the most according to claim 8, it is characterised in that described receiver module is specifically for receiving described LiFi
Signal source utilizes the signal of telecommunication to control the light pulse signal that light emitting diode sends.
Intelligent terminal the most according to claim 6, it is characterised in that described payment module is specifically for by described user
Delivery operation instruction generate LiFi light pulse signal, and receive terminal to businessman LiFi that described merchant payment information is mated and send out
Send described LiFi light pulse signal, so that described businessman LiFi receives terminal and obtains payment gold according to described LiFi light pulse signal
Volume.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610511563.6A CN106204020A (en) | 2016-06-30 | 2016-06-30 | Method of mobile payment and intelligent terminal |
| PCT/CN2016/110099 WO2018000755A1 (en) | 2016-06-30 | 2016-12-15 | Mobile payment method and intelligent terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610511563.6A CN106204020A (en) | 2016-06-30 | 2016-06-30 | Method of mobile payment and intelligent terminal |
Publications (1)
| Publication Number | Publication Date |
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| CN106204020A true CN106204020A (en) | 2016-12-07 |
Family
ID=57464381
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610511563.6A Pending CN106204020A (en) | 2016-06-30 | 2016-06-30 | Method of mobile payment and intelligent terminal |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN106204020A (en) |
| WO (1) | WO2018000755A1 (en) |
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| CN106910058A (en) * | 2017-02-07 | 2017-06-30 | 桂林理工大学 | The quick offline electronic payment method of light certification with hidden channel |
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| CN109728859A (en) * | 2019-03-19 | 2019-05-07 | 京东方科技集团股份有限公司 | Transaction Information transmission method and device, method of reseptance and device, communication system |
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| WO2015123691A1 (en) | 2014-02-14 | 2015-08-20 | Boemi Andrew A | Mobile device payment system and method |
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| CN112147909A (en) * | 2019-06-28 | 2020-12-29 | Oppo广东移动通信有限公司 | Household appliance control system, gateway, household appliance and control method |
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| Publication number | Publication date |
|---|---|
| WO2018000755A1 (en) | 2018-01-04 |
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Application publication date: 20161207 |