CN103413218B - Mobile terminal, NFC payment, apparatus and system - Google Patents

Mobile terminal, NFC payment, apparatus and system Download PDF

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Publication number
CN103413218B
CN103413218B CN201310340545.2A CN201310340545A CN103413218B CN 103413218 B CN103413218 B CN 103413218B CN 201310340545 A CN201310340545 A CN 201310340545A CN 103413218 B CN103413218 B CN 103413218B
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nfc
mobile terminal
module
sensed data
terminal
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CN103413218A (en
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李东声
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Tendyron Technology Co Ltd
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Tendyron Technology Co Ltd
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Abstract

The invention provides a kind of NFC payment, this method includes:Mobile terminal is received to activate the radiofrequency signal of NFC payments;Mobile terminal detects according to the NFC payment instructions received and whether there is barrier on preset direction, if it is, cancelling this NFC payments, otherwise perform NFC payment instructions.Present invention also offers a kind of NFC payment mechanisms, NFC payment systems and mobile terminal.Using method, apparatus, system and the terminal of the present invention, stolen brush can be avoided, improves the security that NFC is paid.

Description

Mobile terminal, NFC payment, apparatus and system
Technical field
The present invention relates to a kind of electronic technology field, more particularly to a kind of mobile terminal, a kind of NFC payment, one kind NFC payment mechanisms and a kind of NFC payment systems.
Background technology
Near-field communication(Near Field Communication, NFC)It is a kind of short-range wireless communication technology, it is allowed to The contactless Point-to-Point Data Transmission of short distance is carried out between electronic equipment.It is to be based on NFC technique that NFC, which is paid, by mobile whole End, such as mobile phone, flat board etc., complete electronic money payment.
Quick for convenience, the NFC of small amount, which is paid, is not usually required to user's confirmation, therefore the wind maliciously swiped the card be present Danger, such as:Existing NFC is paid by sound and/or vibrations to prompt user to carry out NFC payments, has fine man-machine interaction Property, but in noisy crowded environment, user can not often discover this prompting, and the function such as short message, phone is also to pass through sound And/or vibration prompting user, cause user to be accustomed to sound and vibration prompting, this has just given offender's opportunity, I.e. in noisy crowded environment, offender can be approached in the case of user is unwitting by the POS terminal for hiding camouflage Customer mobile terminal, carry out NFC and withhold consumption, reduce the security that NFC is paid, need further to improve.
The content of the invention
Present invention seek to address that problem present in above-mentioned existing NFC payments.
The present invention a purpose be to provide a kind of NFC payment, this method can improve security.
The present invention a purpose be to provide a kind of NFC payment mechanisms, the device can improve security.
The present invention a purpose be to provide a kind of mobile terminal, the mobile terminal can improve security.
The present invention a purpose be to provide a kind of NFC payment systems, the system can improve security.
To reach above-mentioned purpose, what technical scheme was specifically realized in:
One aspect of the present invention provides a kind of NFC payment, and this method includes:
Mobile terminal is received to activate the radiofrequency signal of NFC payments;
Mobile terminal is detected and whether there is barrier on preset direction according to the NFC payment instructions received, if it is, Then cancel this NFC payments, otherwise perform NFC payment instructions.
In the above method, the mobile terminal receives to be included to activate the step of the radiofrequency signal of NFC payments:
When the distance of the mobile terminal and first terminal is less than or equal to first threshold, the mobile terminal, which receives, to be come From first terminal to activate the radiofrequency signal of NFC payments, the NFC of mobile terminal pays application and is activated;
The first terminal is POS terminal, card reader or card reader;
The first threshold is the coverage for the radiofrequency signal that the first terminal is sent.
In the above method, the mobile terminal, which detects the step of whether there is barrier on preset direction, to be included:
Mobile terminal collection is more described apart from sensed data and the size of Second Threshold apart from sensed data, such as It is less than or equal to the Second Threshold apart from sensed data described in fruit, then judges barrier be present on preset direction, if described It is more than the Second Threshold apart from sensed data, then judges barrier is not present on preset direction;
The preset direction is the detection direction for the range sensor that the mobile terminal includes.
In the above method, the span of the Second Threshold is 2 centimetres to 5 centimetres.
In the above method, the mobile terminal, which detects the step of whether there is barrier on preset direction, to be included:
The mobile terminal collection determines the remote of barrier apart from sensed data according to the numerical value apart from sensed data Closely, if the numerical value apart from sensed data represents that obstacle distance is nearer, judge barrier be present on preset direction, such as Numerical value described in fruit apart from sensed data represents obstacle distance farther out, then judges barrier is not present on preset direction;
The preset direction is the detection direction for the range sensor that the mobile terminal includes.
In the above method, the numerical value apart from sensed data is that 0 expression obstacle distance is nearer, and the distance perspective should count According to numerical value for 1 represent obstacle distance farther out;Or
The numerical value apart from sensed data is that 1 expression obstacle distance is nearer, and the numerical value apart from sensed data is 0 Represent obstacle distance farther out.
Another aspect of the present invention provides a kind of NFC payment mechanisms, and the device includes:
NFC antenna, transceiving radio frequency signal;
NFC communication module, the NFC antenna is connected, after the radiofrequency signal activation of outside, according to the NFC branch received Instruction is paid, triggering distance perspective answers judge module;
Distance perspective answers judge module, detects and whether there is barrier on preset direction, leads to if it is, triggering the NFC Letter module cancels this NFC payments, otherwise triggers NFC and pays logic module;
NFC pays logic module, is handed over according to the NFC payment instructions and the NFC received by the NFC communication module Easy information, NFC payments are carried out by the NFC communication module.
In said apparatus, the NFC communication module includes:
First module, detect whether to receive the radiofrequency signal of first terminal transmission, if it is, the second module of triggering, Otherwise continue to detect;The first terminal is POS terminal, card reader or card reader;
Second module, the radiofrequency signal received to the first module are handled, and NFC payment instructions are obtained, according to described NFC payment instructions, trigger the distance perspective and answer judge module.
In said apparatus, the distance perspective answers judge module to include:
3rd module, call mobile terminal range sensor gather preset direction on apart from sensed data, will gather Distance perspective answer data output to the 4th module;
4th module, it is more described apart from sensed data and the size of Second Threshold, if described small apart from sensed data In or equal to the Second Threshold, then trigger the NFC communication module and cancel this NFC payments, if the distance perspective should count According to more than the Second Threshold, then trigger the NFC and pay logic module;
The preset direction is the detection direction for the range sensor that the mobile terminal includes;The Second Threshold takes Value scope is 2 centimetres to 5 centimetres;The range sensor and the NFC antenna are non-coplanar.
In said apparatus, the distance perspective answers judge module to include:
3rd module, call mobile terminal range sensor gather preset direction on apart from sensed data, will gather Distance perspective answer data output to the 5th module;
5th module, the distance of barrier is determined according to the numerical value apart from sensed data, if the distance perspective should The numerical value of data represents that obstacle distance is nearer, then triggers the NFC communication module and cancel this NFC payments, if it is described away from Numerical value from sensed data represents obstacle distance farther out, then triggers the NFC and pay logic module;
The preset direction is the detection direction for the range sensor that the mobile terminal includes;The range sensor with The NFC antenna is non-coplanar.
In said apparatus, the numerical value apart from sensed data is that 0 expression obstacle distance is nearer, and the distance perspective should count According to numerical value for 1 represent obstacle distance farther out;Or
The numerical value apart from sensed data is that 1 expression obstacle distance is nearer, and the numerical value apart from sensed data is 0 Represent obstacle distance farther out.
Another aspect of the invention provides a kind of mobile terminal, and the mobile terminal is equiped with foregoing NFC payment mechanisms.
Further aspect of the present invention provides a kind of NFC payment systems, the system include foregoing mobile terminal and with institute Mobile terminal is stated to interact to carry out the first terminal of NFC payments;
The first terminal is POS terminal, card reader or card reader.
As seen from the above technical solution provided by the invention, the invention provides a kind of NFC payment, this method After NFC pays and is activated, according to the testing result that whether there is barrier on preset direction, to judge whether that execution receives NFC payment instructions.Present invention also offers a kind of NFC payment mechanisms, NFC payment systems and mobile terminal.Using the present invention Method, apparatus, system and terminal, stolen brush can be avoided, improve the security that NFC is paid.
Brief description of the drawings
In order to illustrate the technical solution of the embodiments of the present invention more clearly, required use in being described below to embodiment Accompanying drawing be briefly described, it should be apparent that, drawings in the following description are only some embodiments of the present invention, for this For the those of ordinary skill in field, on the premise of not paying creative work, other can also be obtained according to these accompanying drawings Accompanying drawing.
Fig. 1 is the flow chart of NFC payment embodiment one of the present invention;
Fig. 2 is the flow chart of NFC payment embodiment two of the present invention;
Fig. 3 is the structural representation of NFC payment mechanisms embodiment one of the present invention;
Fig. 4 is the structural representation of NFC payment mechanisms embodiment two of the present invention.
Embodiment
With reference to the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete Ground describes, it is clear that described embodiment is only part of the embodiment of the present invention, rather than whole embodiments.Based on this The embodiment of invention, the every other implementation that those of ordinary skill in the art are obtained under the premise of creative work is not made Example, belongs to protection scope of the present invention.
In the description of the invention, it is to be understood that term " " center ", " longitudinal direction ", " transverse direction ", " on ", " under ", The orientation or position relationship of the instruction such as "front", "rear", "left", "right", " vertical ", " level ", " top ", " bottom ", " interior ", " outer " are Based on orientation shown in the drawings or position relationship, it is for only for ease of the description present invention and simplifies description, rather than instruction or dark Show that the device of meaning or element there must be specific orientation, with specific azimuth configuration and operation, thus it is it is not intended that right The limitation of the present invention.In addition, term " first ", " second " are only used for describing purpose, and it is not intended that instruction or hint are relative Importance or quantity or position.
In the description of the invention, it is necessary to illustrate, unless otherwise clearly defined and limited, term " installation ", " phase Even ", " connection " should be interpreted broadly, for example, it may be being fixedly connected or being detachably connected, or be integrally connected;Can To be mechanical connection or electrical connection;Can be joined directly together, can also be indirectly connected by intermediary, Ke Yishi The connection of two element internals.For the ordinary skill in the art, with concrete condition above-mentioned term can be understood at this Concrete meaning in invention.
The embodiment of the present invention is described in further detail below in conjunction with accompanying drawing.
The invention provides a kind of NFC payment, this method includes:The NFC of mobile terminal pays application and is activated;Move Dynamic terminal detects according to the NFC payment instructions received and whether there is barrier on preset direction, if it is, cancelling this NFC is paid, and otherwise performs NFC payment instructions.The present invention has also correspondingly provided a kind of NFC payment mechanisms, has been equiped with NFC payments The mobile terminal of device and comprising the mobile terminal for being equiped with NFC payment mechanisms and with mobile terminal interact with carry out The NFC payment systems for the first terminal that NFC is paid.In the above-mentioned NFC payment and product of the present invention, mobile terminal is in NFC Pay using after being activated, during NFC payment instructions are performed, barrier can be whether there is on a direction by detecting, Whether judge that this NFC is paid is to be carried out in the case where the holder of mobile terminal knows, in other words, mobile terminal Holder is not in obstacle on the preset direction of the mobile terminal in the case where knowing that the mobile terminal carries out NFC payments The holder of thing, only mobile terminal is in the case where being unaware of the mobile terminal and carrying out NFC payments, such as the mobile terminal quilt When being placed in pocket or bag, there can be barrier on the preset direction of the mobile terminal, by the NFC payment of the present invention, The security of NFC payments can be improved.
Fig. 1 is the flow chart of NFC payment embodiment one of the present invention.In conjunction with Fig. 1, to NFC payment of the present invention Embodiment one illustrate, it is specific as follows:
Step 10:Mobile terminal is received to activate the radiofrequency signal of NFC payments;
The step includes:When the distance of mobile terminal and first terminal is less than or equal to first threshold, mobile terminal connects Receive from first terminal to activate the radiofrequency signal of NFC payments, the NFC of mobile terminal pays application and is activated.
Wherein, mobile terminal can be the equipment such as mobile phone, PAD;First terminal is POS terminal, card reader or card reader;First Threshold value is the coverage for the radiofrequency signal that first terminal is sent, and such as less than 10 centimetres, specifically, first terminal is that interval is pre- If the time sends activation NFC radiofrequency signal by the way of broadcast, when first threshold is 9 centimetres, when mobile terminal and the When the distance of one terminal is less than or equal to 9 centimetres, mobile terminal can receive what first terminal was sent by way of broadcast NFC radiofrequency signal is activated, the NFC of mobile terminal pays application and activated by radiofrequency signal;The mobile terminal that the present invention refers to NFC, which pays application and is activated, actually refers to that what mobile terminal included is swashed to carry out the related hardware of NFC communication or chip It is living.
Step 11:Mobile terminal receives NFC payment instructions;
The step specifically includes:Mobile terminal comes according to default host-host protocol between first terminal to what is received Decoded from the radiofrequency signal of first terminal, obtain NFC payment instructions.
In addition, in this step, mobile terminal when the radiofrequency signal from first terminal to receiving decodes, It can also further be decoded from radiofrequency signal and obtain NFC payment transaction informations.
Wherein, default host-host protocol can be JR/ between the step refers to mobile terminal and first terminal NFC specified in the contactless payment specification such as T0025.11, JR/T0025.12 or JR/T0025.14 pays the standard of communication, No longer specific host-host protocol is described in detail herein.
Step 12:Mobile terminal collection is apart from sensed data and compares the size apart from sensed data and Second Threshold, such as Fruit is less than or equal to Second Threshold apart from sensed data, performs step 13, if being more than Second Threshold apart from sensed data, holds Row step 14;
The step is actually to detect to whether there is barrier on mobile terminal preset direction.
Wherein, preset direction is the detection direction for the range sensor that mobile terminal includes, such as:In general mobile phone will NFC antenna is placed in mobile phone back, and distance-sensor is placed in into receiver both sides or in receiver, and now preset direction is and deviated from The direction of NFC antenna, namely the direction of distance-sensor, when the back side of mobile phone is close to first terminal, no matter mobile phone and The distance of one terminal is how close, all without barrier be present on the detection direction of distance-sensor, i.e. distance-sensor and NFC days Line can not be placed on the same plane of mobile terminal simultaneously, and in other words, range sensor is non-coplanar with NFC antenna;Second threshold The span of value is 2 centimetres to 5 centimetres, and it is mainly in view of distance-sensor that why Second Threshold, which takes above-mentioned distance value, Effective finding range and mobile terminal covering and the potential range of distance-sensor in the case of capped, such as:Second When threshold value is 2 centimetres, if being 1 centimetre apart from sensed data, then it represents that have barrier before the distance-sensor of mobile terminal, such as Fruit apart from sensed data be 3 centimetres when, then it represents that clear before the distance-sensor of mobile terminal, now, user's hand take move Dynamic terminal is during first terminal, and the distance between palm and mobile terminal is more than 2 centimetres, and palm is unintentionally to mobile terminal Distance-sensor block will not allow mobile terminal judge this NFC pay carried out in the case where user is unaware of.
Step 13:Mobile terminal cancels this NFC payments, performs step 15 afterwards;
The step is:Mobile terminal without the NFC message paid or is instructed to first terminal by one expression of transmission, Cancel this NFC payments.
Specifically, mobile terminal can be according to the contactless branch such as JR/T0025.11, JR/T0025.12 or JR/T0025.14 The standard that NFC specified in specification pays communication is paid, one is sent and represents to believe without the radio frequency of the NFC message paid or instruction Number to first terminal, to cancel this NFC payments.
Step 14:Mobile terminal carries out NFC payments according to NFC payment instructions;
The step is:Mobile terminal carries out this according to the NFC payment instructions received using default NFC payment flows Secondary NFC is paid.
Wherein, default NFC payment flows are the more of completion NFC payments set between mobile terminal and first terminal Secondary interactive operation, existing NFC payment flows can be used, can also use JR/T0025.12 or JR/T0025.14 etc. contactless NFC payment flows specified in card paying, no longer the NFC payment flows that may be used are illustrated one by one herein.
Step 15:Terminate.
During preventing that user's hand-held mobile terminal from carrying out NFC payments, hand causes to blocking for mobile terminal NFC pay be cancelled the occurrence of, further comprise between step 12 and step 13:Mobile terminal output prompting letter Breath, and after not receiving in preset time the confirmation of user, perform step 13, receive user's in preset time After confirmation message, step 14 is performed.Wherein, the prompt message of mobile terminal output is to prompt the user whether to carry out this NFC branch The message of operation is paid, can specifically be realized by way of output display prompting message on the screen of the mobile terminal, correspondingly, connect The confirmation of the user received can be that user is instructed by the confirmation message of key-press input or confirmation, specifically can be by moving Output is represented to confirm while output display prompt message on the screen of dynamic terminal or the mode of button cancelled is realized, if Do not receive the confirmation of user terminal in preset time, then assert it is the NFC branch carried out in the case of user is unwitting Pay, it is necessary to cancel this NFC payments, otherwise the NFC to be carried out in the case where user is informed is paid, it is necessary to continue NFC Pay.
In the above embodiment of the present invention, in mobile terminal apart from the reality that sensed data is distance of mobile terminal barrier Border apart from when, before carrying out NFC payments, using mobile terminal apart from sensed data and the size of Second Threshold, to judge this Whether it is that brush is stolen in the case of user is unwitting that secondary NFC is paid, and improves the security of NFC payments.
Fig. 2 is the flow chart of NFC payment embodiment two of the present invention.In conjunction with Fig. 2, to NFC payment of the present invention Embodiment two illustrate, it is specific as follows:
Step 20:Mobile terminal is received to activate the radiofrequency signal of NFC payments;
The step includes:When the distance of mobile terminal and first terminal is less than or equal to first threshold, mobile terminal connects Receive from first terminal to activate the radiofrequency signal of NFC payments, the NFC of mobile terminal pays application and is activated.
Wherein, mobile terminal can be the equipment such as mobile phone, PAD;First terminal is POS terminal, card reader or card reader;First Threshold value is the coverage for the radiofrequency signal that first terminal is sent, and such as less than 10 centimetres, specifically, first terminal is that interval is pre- If the time sends activation NFC radiofrequency signal by the way of broadcast, when first threshold is 5 centimetres, when mobile terminal and the When the distance of one terminal is less than or equal to 5 centimetres, mobile terminal can receive what first terminal was sent by way of broadcast NFC radiofrequency signal is activated, the NFC of mobile terminal pays application and activated by radiofrequency signal;The mobile terminal that the present invention refers to NFC, which pays application and is activated, actually refers to that what mobile terminal included is swashed to carry out the related hardware of NFC communication or chip It is living.
Step 21:Mobile terminal receives NFC payment instructions;
The step specifically includes:Mobile terminal comes according to default host-host protocol between first terminal to what is received Decoded from the radiofrequency signal of first terminal, obtain NFC payment instructions.
In addition, in this step, mobile terminal when the radiofrequency signal from first terminal to receiving decodes, It can also further be decoded from radiofrequency signal and obtain NFC payment transaction informations.
Wherein, default host-host protocol can be JR/ between the step refers to mobile terminal and first terminal NFC specified in the contactless payment specification such as T0025.11, JR/T0025.12 or JR/T0025.14 pays the standard of communication, No longer specific host-host protocol is described in detail herein.
Step 22:Mobile terminal collection determines the remote of barrier apart from sensed data and according to the numerical value apart from sensed data Closely, if the numerical value apart from sensed data is 1, step 23 is performed, if the numerical value apart from sensed data is 0, performs step Rapid 24;
The step is actually to be detected on to mobile terminal preset direction with the presence or absence of barrier.
Wherein, preset direction is the detection direction for the range sensor that mobile terminal includes, such as:In general mobile phone will NFC antenna is placed in mobile phone back, and distance-sensor is placed in into receiver both sides or in receiver, and now preset direction is and deviated from The direction of NFC antenna, namely the direction of distance-sensor, when the back side of mobile phone is close to first terminal, no matter mobile phone and The distance of one terminal is how close, all without barrier be present on the detection direction of distance-sensor, i.e. distance-sensor and NFC days Line can not be placed on the same plane of mobile terminal simultaneously, and in other words, range sensor is non-coplanar with NFC antenna;Distance perspective The numerical value for answering data is 0 or 1, the present embodiment be will be apart from the numerical value of sensed data 1 be set as it is nearer apart from barrier, will be away from From sensed data numerical value for 0 be set as with a distance from barrier farther out, can also by apart from the numerical value of sensed data be 0 be set as away from From barrier farther out, will be set as apart from the numerical value of sensed data for 1 apart from barrier farther out, specifically apart from sensed data Numerical value represents to depend on setting of the mobile terminal to it apart from the distance of barrier.
Step 23:Mobile terminal cancels this NFC payments, performs step 25 afterwards;
The step is:Mobile terminal without the NFC message paid or is instructed to first terminal by one expression of transmission, Cancel this NFC payments.
Specifically, mobile terminal can be according to the contactless branch such as JR/T0025.11, JR/T0025.12 or JR/T0025.14 The standard that NFC specified in specification pays communication is paid, one is sent and represents to believe without the radio frequency of the NFC message paid or instruction Number to first terminal, to cancel this NFC payments.
Step 24:Mobile terminal carries out NFC payments according to NFC payment instructions;
The step is:Mobile terminal carries out this according to the NFC payment instructions received using default NFC payment flows Secondary NFC is paid.
Wherein, default NFC payment flows are the more of completion NFC payments set between mobile terminal and first terminal Secondary interactive operation, existing NFC payment flows can be used, can also use JR/T0025.12 or JR/T0025.14 etc. contactless NFC payment flows specified in card paying, no longer the NFC payment flows that may be used are illustrated one by one herein.
Step 25:Terminate.
During preventing that user's hand-held mobile terminal from carrying out NFC payments, hand causes to blocking for mobile terminal NFC pay be cancelled the occurrence of, further comprise between step 22 and step 23:Mobile terminal output prompting letter Breath, and after not receiving in preset time the confirmation of user, perform step 23, receive user's in preset time After confirmation message, step 24 is performed.Wherein, the prompt message of mobile terminal output is to prompt the user whether to carry out this NFC branch The message of operation is paid, can specifically be realized by way of output display prompting message on the screen of the mobile terminal, correspondingly, connect The confirmation of the user received can be that user is instructed by the confirmation message of key-press input or confirmation, specifically can be by moving Output is represented to confirm while output display prompt message on the screen of dynamic terminal or the mode of button cancelled is realized, if Do not receive the confirmation of user terminal in preset time, then assert it is the NFC branch carried out in the case of user is unwitting Pay, it is necessary to cancel this NFC payments, otherwise the NFC to be carried out in the case where user is informed is paid, it is necessary to continue NFC Pay.
Apart from sensed data it is not distance value in mobile terminal in the above embodiment of the present invention, but represents movement A far and near numerical value between terminal and barrier, such as:Mobile terminal exports a table in communication process during remote ear Showing 0 value away from barrier, screen lights, one 1 value represented close to barrier of output when pressing close to ear, under screen is dark, Or output one represents 1 value away from barrier to mobile terminal during remote ear in communication process, screen is lighted, pressed close to Output one represents 0 value close to barrier during ear, under screen is dark, before carrying out NFC payments, utilizes the distance of mobile terminal The distance of distance between mobile terminal and barrier represented by the numerical value of sensed data, come judge this NFC pay whether be Brush is stolen in the case of user is unwitting, improves the security of NFC payments.
Fig. 3 is the structural representation of NFC payment mechanisms embodiment one of the present invention.In conjunction with Fig. 3, NFC of the present invention is paid The embodiment one of device illustrates, specific as follows:
The NFC payment mechanisms of the embodiment of the present invention one include:NFC antenna 30, NFC communication module 31, distance perspective should judge Module 32 and NFC pay logic module 33.Wherein, NFC antenna 30 connects NFC communication module 31, and NFC communication module 31 is distinguished Connection distance perspective answers judge module 32 and NFC to pay logic module 33, and distance perspective answers judge module 32 to connect NFC communication mould respectively Block 31 and NFC pay logic module 33.
The transceiving radio frequency signal of NFC antenna 30.Specifically, first terminal is come from by what is received(Not shown in figure)Radio frequency The radiofrequency signal that NFC communication module 31 exports is transmitted by signal output to NFC communication module 31 with broadcast mode;NFC days When distance between line 30 and first terminal is less than first threshold, it is possible to interacted with first terminal by radiofrequency signal;The One threshold value is the coverage that first terminal sends radiofrequency signal, and the span of first threshold can be less than 10 centimetres;The One terminal is POS terminal, card reader or card reader.
NFC communication module 31, according to the NFC payment instructions received, triggers distance by after the radiofrequency signal activation of outside Sense judge module 32.Specifically, NFC communication module 31 is activated by the radiofrequency signal from first terminal, comes to what is received Parsed from the radiofrequency signal of first terminal, obtain NFC payment instructions, can further obtain NFC payment transaction informations certainly; NFC communication module 31 is triggered apart from induction module 32 according to NFC payment instructions.Wherein, NFC communication module 31 can be according to JR/ NFC specified in the contactless payment specification such as T0025.11, JR/T0025.12 or JR/T0025.14 pays the standard of communication, Interacted by NFC antenna 30 with first terminal.
Distance perspective answers judge module 32 according to whether there is barrier on detection trigger preset direction, if it is, triggering NFC communication module 31 is cancelled this NFC and paid, and otherwise triggers NFC and pays logic module 33.Wherein, distance perspective answers judge module 32 transmittable one message for representing cancellation this NFC payments are instructed to NFC communication module 31 so that NFC communication module 31 Sent in a broadcast manner by NFC antenna 30 and represent to cancel radiofrequency signal that this NFC is paid to first terminal.
NFC pays logic module 33 and the NFC transaction for referring to and being received by NFC communication module 31 is paid according to triggering, NFC Information, NFC payments are carried out by NFC communication module 31.Wherein, NFC, which pays logic module 33, can use existing NFC flow of payments Journey, the NFC payment flows specified in contactless payment specification such as JR/T0025.12 or JR/T0025.14 can be also used, are passed through NFC communication module 31 and NFC antenna 30 are realized to be interacted with first terminal, passes through above-mentioned interaction progress NFC payments.
During preventing that user's hand-held mobile terminal from carrying out NFC payments, hand causes to blocking for mobile terminal NFC pay be cancelled the occurrence of, distance perspective answer judge module 32 can also obtain preset direction on have barrier As a result after, a prompt message is further exported, is judged whether according to the confirmation that user whether is received in preset time Continue NFC payments.
Wherein, NFC communication module 31 includes:First module 311 and the second module 312.Wherein, the first module 311 is distinguished Connect the module 312 of NFC antenna 30 and second;Second module 312 connects the first module 311 respectively and distance perspective answers judge module 32。
First module 311 detects whether to receive the radiofrequency signal from first terminal, if it is, the second module of triggering 312, otherwise continue to detect.Wherein, the first module 311 carries out cycle detection, receives penetrating from first terminal with exhaustive Frequency signal.
According to triggering, the radiofrequency signal received to the first module 311 is handled second module 312, is obtained NFC and is paid Instruction, distance perspective is triggered according to NFC payment instructions and answers judge module 32.Wherein, the second module 312 receives to the first module 311 To radiofrequency signal handled and decoded as to radiofrequency signal, to obtain NFC payment instructions from decoded data, NFC payment transaction informations further can be also obtained from decoded data;Specifically, the second module 312 can be according to JR/ The standard that NFC specified in the contactless payment specification such as T0025.12 or JR/T0025.14 pays communication is decoded, This is no longer repeated specific decoding process.
Wherein, distance perspective answers judge module 32 to include:3rd module 321 and the 4th module 322.Wherein, the 3rd module 321 The range sensor of NFC communication module 31, the 4th module 322 and mobile terminal is connected respectively(Not shown in figure);4th module 322 connect NFC communication module 31 and NFC payment logic modules 33 respectively.
3rd module 321 calls the distance perspective on the range sensor collection preset direction of mobile terminal to count according to triggering According to the distance perspective of collection is answered into data output to the 4th module 322.Specifically, the distance of the 3rd module 321 triggering mobile terminal Sensor is acquired, and is obtained apart from sensed data, and is obtained from range sensor apart from sensed data;In the present embodiment, Apart from actual distance value of the sensed data between mobile terminal and barrier;Preset direction is that the distance that mobile terminal includes passes The detection direction of sensor.
4th module 322 compares the size apart from sensed data and Second Threshold, if being less than apart from sensed data or waiting In Second Threshold, then trigger NFC communication module 31 and cancel this NFC payments, if being more than Second Threshold apart from sensed data, Trigger NFC and pay logic module 33.Wherein, the span of Second Threshold is 2 centimetres to 5 centimetres;4th module 322 triggers The operation that NFC communication module 31 cancels this NFC payments specifically can be represented to cancel the message of NFC payments or referred to by sending one Order is realized to NFC communication module 31, and, to first terminal, first is notified to send correspondingly radiofrequency signal by NFC antenna 30 Terminal cancels this NFC payments.
During preventing that user's hand-held mobile terminal from carrying out NFC payments, hand causes to blocking for mobile terminal NFC pay be cancelled the occurrence of, the 4th module 322 can also obtain preset direction on have the result of barrier after, Further one prompt message of output, judges whether to continue according to the confirmation for whether receiving user in preset time NFC is paid, if receiving the confirmation of user in preset time, triggering NFC pays logic module 33, if pre- If not receiving the confirmation of user in the time, then trigger NFC communication module 31 and cancel this NFC payments.
In the above embodiment of the present invention, in mobile terminal apart from the reality that sensed data is distance of mobile terminal barrier Border apart from when, before carrying out NFC payments, distance perspective answers judge module using mobile terminal apart from sensed data and Second Threshold Size, come judge this NFC pay whether be in the case of user is unwitting be stolen brush, improve NFC payment peace Quan Xing.
Fig. 4 is the structural representation of NFC payment mechanisms embodiment two of the present invention.In conjunction with Fig. 4, NFC of the present invention is paid The embodiment two of device illustrates, specific as follows:
The NFC payment mechanisms of the embodiment of the present invention two include:NFC antenna 40, NFC communication module 41, distance perspective should judge Module 42 and NFC pay logic module 43.Wherein, NFC antenna 40 connects NFC communication module 41, and NFC communication module 41 is distinguished Connection distance perspective answers judge module 42 and NFC to pay logic module 43, and distance perspective answers judge module 42 to connect NFC communication mould respectively Block 41 and NFC pay logic module 43.
The transceiving radio frequency signal of NFC antenna 40.Specifically, first terminal is come from by what is received(Not shown in figure)Radio frequency The radiofrequency signal that NFC communication module 41 exports is transmitted by signal output to NFC communication module 41 with broadcast mode;NFC days When distance between line 40 and first terminal is less than first threshold, it is possible to interacted with first terminal by radiofrequency signal;The One threshold value is the coverage that first terminal sends radiofrequency signal, and the span of first threshold can be less than 10 centimetres;The One terminal is POS terminal, card reader or card reader.
NFC communication module 41, according to the NFC payment instructions received, triggers distance by after the radiofrequency signal activation of outside Sense judge module 42.Specifically, NFC communication module 41 is activated by the radiofrequency signal from first terminal, comes to what is received Parsed from the radiofrequency signal of first terminal, obtain NFC payment instructions, can further obtain NFC payment transaction informations certainly; NFC communication module 41 is triggered apart from induction module 42 according to NFC payment instructions.Wherein, NFC communication module 31 can be according to JR/ NFC specified in the contactless payment specification such as T0025.11, JR/T0025.12 or JR/T0025.14 pays the standard of communication, Interacted by NFC antenna 30 with first terminal.
Distance perspective answers judge module 42 according to whether there is barrier on detection trigger preset direction, if it is, triggering NFC communication module 41 is cancelled this NFC and paid, and otherwise triggers NFC and pays logic module 43.Wherein, distance perspective answers judge module 42 transmittable one message for representing cancellation this NFC payments are instructed to NFC communication module 41 so that NFC communication module 41 Sent in a broadcast manner by NFC antenna 40 and represent to cancel radiofrequency signal that this NFC is paid to first terminal.
NFC pays logic module 43 and the NFC transaction for referring to and being received by NFC communication module 41 is paid according to triggering, NFC Information, NFC payments are carried out by NFC communication module 41.Wherein, NFC, which pays logic module 43, can use existing NFC flow of payments Journey, the NFC payment flows specified in contactless payment specification such as JR/T0025.12 or JR/T0025.14 can be also used, are passed through NFC communication module 41 and NFC antenna 40 are realized to be interacted with first terminal, passes through above-mentioned interaction progress NFC payments.
During preventing that user's hand-held mobile terminal from carrying out NFC payments, hand causes to blocking for mobile terminal NFC pay be cancelled the occurrence of, distance perspective answer judge module 42 can also obtain preset direction on have barrier As a result after, a prompt message is further exported, is judged whether according to the confirmation that user whether is received in preset time Continue NFC payments.
Wherein, NFC communication module 41 includes:First module 411 and the second module 412.Wherein, the first module 411 is distinguished Connect the module 412 of NFC antenna 40 and second;Second module 412 connects the first module 411 respectively and distance perspective answers judge module 42。
First module 411 detects whether to receive the radiofrequency signal from first terminal, if it is, the second module of triggering 412, otherwise continue to detect.Wherein, the first module 411 carries out cycle detection, receives penetrating from first terminal with exhaustive Frequency signal.
According to triggering, the radiofrequency signal received to the first module 411 is handled second module 412, is obtained NFC and is paid Instruction, distance perspective is triggered according to NFC payment instructions and answers judge module 42.Wherein, the second module 412 receives to the first module 411 To radiofrequency signal handled and decoded as to radiofrequency signal, to obtain NFC payment instructions from decoded data, NFC payment transaction informations further can be also obtained from decoded data;Specifically, the second module 412 can be according to JR/ The standard that NFC specified in the contactless payment specification such as T0025.12 or JR/T0025.14 pays communication is decoded, This is no longer repeated specific decoding process.
Wherein, distance perspective answers judge module 42 to include:3rd module 421 and the 5th module 422.Wherein, the 3rd module 421 The range sensor of NFC communication module 41, the 5th module 422 and mobile terminal is connected respectively(Not shown in figure);5th module 422 connect NFC communication module 41 and NFC payment logic modules 43 respectively.
3rd module 421 calls the distance perspective on the range sensor collection preset direction of mobile terminal to count according to triggering According to the distance perspective of collection is answered into data output to the 5th module 422.Specifically, the distance of the 3rd module 421 triggering mobile terminal Sensor is acquired, and is obtained apart from sensed data, and is obtained from range sensor apart from sensed data;In the present embodiment, It is to represent mobile terminal and the numerical value of barrier distance apart from sensed data, such as 0 or 1;Preset direction includes for mobile terminal Range sensor detection direction.
5th module 433 determines the distance of barrier according to the numerical value apart from sensed data, if apart from sensed data Numerical value represents that obstacle distance is nearer, then triggers NFC communication module 41 and cancel this NFC payments, if apart from sensed data Numerical value represents obstacle distance farther out, then triggers NFC and pay logic module 43.5th module 422 triggering NFC communication module 41 takes The operation of this NFC payments of disappearing specifically can represent to cancel message or instruction that NFC pays to NFC communication module by sending one 41 realize, cancel this NFC to send correspondingly radiofrequency signal to first terminal, notice first terminal by NFC antenna 40 Pay.
During preventing that user's hand-held mobile terminal from carrying out NFC payments, hand causes to blocking for mobile terminal NFC pay be cancelled the occurrence of, the 5th module 422 can also obtain preset direction on have the result of barrier after, Further one prompt message of output, judges whether to continue according to the confirmation for whether receiving user in preset time NFC is paid, if receiving the confirmation of user in preset time, triggering NFC pays logic module 43, if pre- If not receiving the confirmation of user in the time, then trigger NFC communication module 41 and cancel this NFC payments.
Apart from sensed data it is not distance value in mobile terminal in the above embodiment of the present invention, but represents movement A far and near numerical value between terminal and barrier, for example when 0 or 1, before carrying out NFC payments, distance perspective answers judge module sharp With the distance of distance between the mobile terminal and barrier represented by the numerical value apart from sensed data of mobile terminal, to judge this Whether it is that brush is stolen in the case of user is unwitting that secondary NFC is paid, and improves the security of NFC payments.
Present invention also offers it is a kind of comprising the above-mentioned mobile terminal for being equiped with NFC payment mechanisms and such as POS terminal the The NFC payment systems of one terminal, by the interaction between first terminal and NFC payment mechanisms, realize that NFC is paid, it is no longer right herein The structure of the system is repeated.
In the above embodiment of the present invention, NFC payment mechanisms can be installed in movement as independent discrete or integrated chip It terminal, can also be integrated in SIM card, UIM cards or SD card, no longer the concrete mode for being integrated in mobile terminal is carried out one by one herein Illustrate.
Any process or method described otherwise above description in flow chart or herein is construed as, and represents to include Module, fragment or the portion of the code of the executable instruction of one or more the step of being used to realize specific logical function or process Point, and the scope of the preferred embodiment of the present invention includes other realization, wherein can not press shown or discuss suitable Sequence, including according to involved function by it is basic simultaneously in the way of or in the opposite order, carry out perform function, this should be of the invention Embodiment person of ordinary skill in the field understood.
It should be appreciated that each several part of the present invention can be realized with hardware, software, firmware or combinations thereof.Above-mentioned In embodiment, software that multiple steps or method can be performed in memory and by suitable instruction execution system with storage Or firmware is realized.If, and in another embodiment, can be with well known in the art for example, realized with hardware Any one of row technology or their combination are realized:With the logic gates for realizing logic function to data-signal Discrete logic, have suitable combinational logic gate circuit application specific integrated circuit, programmable gate array(PGA), scene Programmable gate array(FPGA)Deng.
Those skilled in the art are appreciated that to realize all or part of step that above-described embodiment method carries Suddenly it is that by program the hardware of correlation can be instructed to complete, described program can be stored in a kind of computer-readable storage medium In matter, the program upon execution, including one or a combination set of the step of embodiment of the method.
In addition, each functional unit in each embodiment of the present invention can be integrated in a processing module, can also That unit is individually physically present, can also two or more units be integrated in a module.Above-mentioned integrated mould Block can both be realized in the form of hardware, can also be realized in the form of software function module.The integrated module is such as Fruit is realized in the form of software function module and as independent production marketing or in use, can also be stored in a computer In read/write memory medium.
Storage medium mentioned above can be read-only storage, disk or CD etc..
In the description of this specification, reference term " one embodiment ", " some embodiments ", " example ", " specifically show The description of example " or " some examples " etc. means specific features, structure, material or the spy for combining the embodiment or example description Point is contained at least one embodiment or example of the present invention.In this manual, to the schematic representation of above-mentioned term not Necessarily refer to identical embodiment or example.Moreover, specific features, structure, material or the feature of description can be any One or more embodiments or example in combine in an appropriate manner.
Although embodiments of the invention have been shown and described above, it is to be understood that above-described embodiment is example Property, it is impossible to limitation of the present invention is interpreted as, one of ordinary skill in the art is not departing from the principle and objective of the present invention In the case of above-described embodiment can be changed within the scope of the invention, change, replace and modification.The scope of the present invention By appended claims and its equivalent limit.

Claims (13)

1. a kind of NFC payment, it is characterised in that this method includes:
The NFC antenna of mobile terminal receive from first terminal activating the radiofrequency signal of NFC payments;
The mobile terminal is detected and whether there is barrier on preset direction according to the NFC payment instructions received, wherein, institute State the detection direction for the range sensor that preset direction is included for the mobile terminal, the range sensor with described NFC days Line is non-coplanar;
If there is barrier, the mobile terminal exports prompt message, judges whether receive user's in preset time Confirmation, if it is, the NFC payment instructions are performed, if it is not, then cancelling this NFC payments;
If there is no barrier, then the NFC payment instructions are performed.
2. according to the method for claim 1, it is characterised in that the mobile terminal is received from first terminal to sharp The step of radiofrequency signal that NFC living is paid, includes:
When the distance of the mobile terminal and first terminal is less than or equal to first threshold, the mobile terminal is received from One terminal to activate the radiofrequency signal of NFC payments, the NFC of mobile terminal pays application and is activated;
The first terminal is POS terminal, card reader or card reader;
The first threshold is the coverage for the radiofrequency signal that the first terminal is sent.
3. according to the method for claim 1, it is characterised in that with the presence or absence of barrier on the mobile terminal detection preset direction The step of hindering thing includes:
Mobile terminal collection is more described apart from sensed data and the size of Second Threshold apart from sensed data, if institute State and be less than or equal to the Second Threshold apart from sensed data, then judge barrier be present on preset direction, if the distance Sensed data is more than the Second Threshold, then judges barrier is not present on preset direction.
4. according to the method for claim 3, it is characterised in that the span of the Second Threshold is 2 centimetres to 5 lis Rice.
5. according to the method for claim 1, it is characterised in that with the presence or absence of barrier on the mobile terminal detection preset direction The step of hindering thing includes:
The mobile terminal gathers the distance that barrier apart from sensed data, is determined according to the numerical value apart from sensed data, If the numerical value apart from sensed data represents that obstacle distance is nearer, judge barrier be present on preset direction, if The numerical value apart from sensed data represents obstacle distance farther out, then judges barrier is not present on preset direction.
6. according to the method for claim 5, it is characterised in that the numerical value apart from sensed data is 0 expression barrier Closer to the distance, the numerical value apart from sensed data represents obstacle distance farther out for 1;Or
The numerical value apart from sensed data is that 1 expression obstacle distance is nearer, and the numerical value apart from sensed data is 0 expression Obstacle distance is farther out.
7. a kind of NFC payment mechanisms, it is characterised in that the device includes:
NFC antenna, transceiving radio frequency signal, the NFC antenna and the range sensor that mobile terminal includes are non-coplanar;
NFC communication module, the NFC antenna is connected, after the radiofrequency signal activation of outside, paid and referred to according to the NFC received Order, triggering distance perspective answer judge module;
Distance perspective answers judge module, detects and whether there is barrier on preset direction, and if there is barrier, then output prompting is believed Breath, judges the confirmation of user whether is received in preset time, if it is, triggering NFC pays logic module, if It is not then to trigger the NFC communication module to cancel this NFC payments, if there is no barrier, then triggers NFC and pay logic Module, wherein, the preset direction is the detection direction for the range sensor that the mobile terminal includes;
NFC pays logic module, merchandises and believes according to the NFC payment instructions and the NFC received by the NFC communication module Breath, NFC payments are carried out by the NFC communication module.
8. device according to claim 7, it is characterised in that the NFC communication module includes:
First module, detect whether to receive the radiofrequency signal of first terminal transmission, if it is, the second module of triggering, otherwise Continue to detect;The first terminal is POS terminal, card reader or card reader;
Second module, the radiofrequency signal received to the first module are handled, and NFC payment instructions are obtained, according to the NFC branch Instruction is paid, the distance perspective is triggered and answers judge module.
9. device according to claim 7, it is characterised in that the distance perspective answers judge module to include:
3rd module, call mobile terminal range sensor gather on preset direction apart from sensed data, by collection away from Exported from sensed data to the 4th module;
4th module, it is more described apart from sensed data and the size of Second Threshold, if it is described be less than apart from sensed data or Equal to the Second Threshold, then trigger the NFC communication module and cancel this NFC payments, if described big apart from sensed data In the Second Threshold, then trigger the NFC and pay logic module;
The span of the Second Threshold is 2 centimetres to 5 centimetres.
10. device according to claim 7, it is characterised in that the distance perspective answers judge module to include:
3rd module, call mobile terminal range sensor gather on preset direction apart from sensed data, by collection away from Exported from sensed data to the 5th module;
5th module, the distance of barrier is determined according to the numerical value apart from sensed data, if described apart from sensed data Numerical value represent obstacle distance it is nearer, then trigger the NFC communication module cancel this NFC payment, if the distance perspective Answer the numerical value of data to represent obstacle distance farther out, then trigger the NFC and pay logic module.
11. device according to claim 10, it is characterised in that the numerical value apart from sensed data is 0 expression obstacle Thing is closer to the distance, and the numerical value apart from sensed data represents obstacle distance farther out for 1;Or
The numerical value apart from sensed data is that 1 expression obstacle distance is nearer, and the numerical value apart from sensed data is 0 expression Obstacle distance is farther out.
12. a kind of mobile terminal, it is characterised in that it is any to claim 11 that the mobile terminal is equiped with preceding claims 7 NFC payment mechanisms described in.
A kind of 13. NFC payment systems, it is characterised in that the system include preceding claims 12 described in mobile terminal and Interacted with the mobile terminal to carry out the first terminal of NFC payments;
The first terminal is POS terminal, card reader or card reader.
CN201310340545.2A 2013-08-07 2013-08-07 Mobile terminal, NFC payment, apparatus and system Active CN103413218B (en)

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