CN106157107A - Credit purchase platform - Google Patents
Credit purchase platform Download PDFInfo
- Publication number
- CN106157107A CN106157107A CN201610430382.0A CN201610430382A CN106157107A CN 106157107 A CN106157107 A CN 106157107A CN 201610430382 A CN201610430382 A CN 201610430382A CN 106157107 A CN106157107 A CN 106157107A
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- China
- Prior art keywords
- credit
- module
- platform
- payment module
- payment
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
- G06Q30/0613—Third-party assisted
- G06Q30/0619—Neutral agent
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Marketing (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention discloses a kind of credit purchase platform, this platform has the server storing customer resources, directly buys the product provided in customer resources for buyer by this platform；Described platform includes information acquisition module, direct payment module and credit payment module；The invention discloses a kind of credit purchase platform, as just disclosed third party procuring activity, the demand of client can be collected, and the procurement demand meeting client for mode just, open, objective, quick, and make credit assurance, not only can solve the matter of great urgency of client, and eliminate trouble and worry.
Description
Technical field
Present invention relates particularly to a kind of credit purchase platform.
Background technology
In industry adoption process, usually occur that buying that information asymmetry causes is not in place and drags money and debt situation
Occur, make whole buying link be in the state that cannot grasp, and owing to the specific management state of enterprise itself is different, required
Product category to be purchased and the procurement value that can bear also differ widely, and once client occurs asking in whole buying chain
Topic, not only affects the development of self, and all bring impact can to the upstream and downstream of chain, even result in the slow of whole industry development
Stagnant.
Summary of the invention
For existing issue, the invention discloses a kind of credit purchase platform, it is as third party's credit purchase platform, energy
Enough collect the demand of client, with the procurement demand meeting client of mode the most just, open, objective, quick, and make load
Protect, not only can solve the matter of great urgency of client, and eliminate trouble and worry.
Technical scheme is as follows:
A kind of credit purchase platform, this platform has the server storing customer resources, straight by this platform for buyer
Connect the product bought provided in customer resources；
Described platform includes information acquisition module, direct payment module and credit payment module；
Preferably, described information acquisition module includes registered members's module；
Preferably, described direct payment module include credit assurance module, product purchasing module, buying payment module and
Credit score module.
Preferably, described credit payment module includes credit deciding grade and level module, credit authorization module, credit purchase module, letter
Call to account module with payment module, mode credit payment module, claim for breaking an agreement module and promise breaking.
Preferably, described information acquisition module can be according to the procurement information in direct payment module and credit payment module
Statistics is used for asking, and with the procurement demand meeting client of mode the most just, open, objective, quick, and makes guarantee, no
But the matter of great urgency of client can be solved, and eliminate trouble and worry.
Accompanying drawing explanation
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, in embodiment being described below required for make
Accompanying drawing be briefly described.
Fig. 1 is the system block diagram of credit purchase platform provided by the present invention；
Detailed description of the invention
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete
Describe wholely.
Shown in Fig. 1, a kind of credit purchase platform, this platform has the server storing customer resources, passes through for buyer
The product provided in customer resources directly bought by this platform；
Described platform includes information acquisition module, direct payment module and credit payment module；
Once client needs to purchase at this platform, first passes through registered members's module and registers, and platform is according to being extracted
Information client is carried out preliminary analysis, and require to make credit assurance, once client is examined by credit in credit assurance module
After core, client just can purchase as the member of platform；Client can purchase with unrestricted choice required product, and according to
Seller inquiry pays payment for goods in product purchasing module and buying payment module, and payment for goods is not sent to buy house previous crops for freezing at product
Money is stored on this platform, once seller's delivery just-in-time, and payment for goods is just automatically credited seller account, and whole process of exchange is in regulation
Complete in time.Credit score module can be according to buying situation to the seller and accounting integration of buying house, to determine the credit etc. of client
Level.
Described credit payment module includes credit deciding grade and level module, credit authorization module, credit purchase module, credit payment mould
Block, mode credit payment module, claim for breaking an agreement module and promise breaking are called to account module.
If the seller is for needing the product insufficient funds of buying, the credit payment module that this platform provides just meets buys
Fang Yaoqiu, according to the information of client, platform determines that credit score, credit score determine what client can be provided a loan in this platform
Amount and interest rate, credit deciding grade and level module is this kind of function.Once it is determined that customers' credit rank, client is in credit authorization module quilt
After mandate become can pay in advance this platform provide loan fund carry out direct payment purchase in credit purchase module, after purchase
Refunding in mode credit payment module as requested, once exceeding the prescribed time-limit does not refund, the claim for breaking an agreement module of platform and
Client can be mentioned and calls to account and compensate by promise breaking module of calling to account.
The invention discloses a kind of credit purchase platform, as just disclosed third party procuring activity, it is possible to collect visitor
The demand at family, with the procurement demand meeting client of mode the most just, open, objective, quick, and makes guarantee, not only
The matter of great urgency of client can be solved, and eliminate trouble and worry.
Multiple amendment to these embodiments will be apparent from, herein for those skilled in the art
Defined General Principle can realize without departing from the spirit or scope of the present invention in other embodiments.
Claims (5)
1. a credit purchase platform, it is characterised in that this platform has the server storing customer resources, passes through for buyer
The product provided in customer resources directly bought by this platform；
Described platform includes information acquisition module, direct payment module and credit payment module.
Credit purchase platform the most according to claim 1, it is characterised in that described information acquisition module includes registered members
Module.
Credit purchase platform the most according to claim 1, it is characterised in that described direct payment module includes credit assurance
Module, product purchasing module, buying payment module and credit score module.
Credit purchase platform the most according to claim 1, it is characterised in that described credit payment module includes that credit is defined the level
Module, credit authorization module, credit purchase module, credit payment module, mode credit payment module, claim for breaking an agreement module and promise breaking
Call to account module.
Credit purchase platform the most according to claim 1, it is characterised in that described information acquisition module can be according to directly
Procurement information statistics in payment module and credit payment module give client's for the credit score of buying to adjust
Credit line.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610430382.0A CN106157107A (en) | 2016-06-08 | 2016-06-08 | Credit purchase platform |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201610430382.0A CN106157107A (en) | 2016-06-08 | 2016-06-08 | Credit purchase platform |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN106157107A true CN106157107A (en) | 2016-11-23 |
Family
ID=57353141
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610430382.0A Pending CN106157107A (en) | 2016-06-08 | 2016-06-08 | Credit purchase platform |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN106157107A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107451926A (en) * | 2017-07-18 | 2017-12-08 | 福农宝（厦门）大数据科技有限公司 | It is a kind of that agricultural loan money platform is helped based on big data |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101447052A (en) * | 2009-01-05 | 2009-06-03 | 阿里巴巴集团控股有限公司 | Online credit loan system of deferred payment/installment and online credit loan method |
| US20110015974A1 (en) * | 2002-12-04 | 2011-01-20 | Efficient Finance Ltd. | System and method for financing commercial transactions |
| CN103020816A (en) * | 2013-01-21 | 2013-04-03 | 孔庆发 | Online virtual currency third-party credit method and data processing system thereof |
-
2016
- 2016-06-08 CN CN201610430382.0A patent/CN106157107A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| US20110015974A1 (en) * | 2002-12-04 | 2011-01-20 | Efficient Finance Ltd. | System and method for financing commercial transactions |
| CN101447052A (en) * | 2009-01-05 | 2009-06-03 | 阿里巴巴集团控股有限公司 | Online credit loan system of deferred payment/installment and online credit loan method |
| CN103020816A (en) * | 2013-01-21 | 2013-04-03 | 孔庆发 | Online virtual currency third-party credit method and data processing system thereof |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN107451926A (en) * | 2017-07-18 | 2017-12-08 | 福农宝（厦门）大数据科技有限公司 | It is a kind of that agricultural loan money platform is helped based on big data |
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| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| RJ01 | Rejection of invention patent application after publication | ||
| RJ01 | Rejection of invention patent application after publication |
Application publication date: 20161123 |