KR20130110554A - The system and method for direct dealing system by subscribed purchase of producing areas - Google Patents

Abstract

PURPOSE: Distribution structure is optimized and simplified to control supply and demand. Benefit for producer and consumer is maximized through a safe production. CONSTITUTION: A producer terminal registers goods for subscription sales in an agent server (S201). The agent server provides product related information registered by the producer terminal through a website. A consumer terminal receives subscription sales available goods related information through the website, requests subscription sales of a good to buy (S202), and pays a deposit need to buy by subscription (S204) A financial institution server pays commission to an intermediate server after subscription payment is paid (S209), and pays in advance funds necessary for producing the good to the producer's terminal in the form of a loan (S208). [Reference numerals] (AA) Consumer terminal; (BB) Producer terminal; (CC) Agent server; (DD) Financial institution server; (S201) Register a product for sale by subscription; (S202) Request to purchase the sale by subscription product; (S203) Check the subscription and request for payment; (S204) Deposit the subscription price; (S205) Notify about the completion of the deposit; (S206,S207) Notify about the confirmation of a contract; (S208) Pre-pay the product price; (S209) Pay the fee for brokering

Description

Mountain reservation direct trading system and its method {THE SYSTEM AND METHOD FOR DIRECT DEALING SYSTEM BY SUBSCRIBED PURCHASE OF PRODUCING AREAS}

The present invention relates to a mountain reservation direct trading system and a method thereof.

In general, the distribution structure of agricultural and aquatic products is delivered directly to producers, individual transactions by acquaintances, collective transactions (pull-off transactions) by specific persons, or wholesalers (auctions), which are types of agricultural and marine product distribution transactions (off-line)-> intermediate wholesalers-> retailers-> consumers. It has a distribution structure.

However, in the distribution structure that goes through several stages of wholesale and retail, the margin is distributed to consumers because the final selling price is formed at a price much higher than the production price, resulting in small profits for the producers and consumers purchasing at high prices. .

In order to remedy this problem, there is a case where a direct trade market is formed between a producer and a consumer, and a trade is being made. However, since the direct trade market is not a permanent market but is a marketplace that is made irregularly, consumers cannot accept various items. There is a problem that it is difficult to recognize the situation of various direct marketplaces in advance.

As another selling method, transactions through local or individual internets (e-commerce) are made through communication such as the Internet, but this is limited to specific products and the goods are delivered to consumers through postal delivery or courier service. There is a problem that the cost is relatively high, causing a burden on the consumer and the consumer cannot check the product before purchase.

Therefore, the present invention has been made to solve the problems of the prior art as described above, the general object of the present invention is reserved for the production of agricultural and marine products that can substantially supplement the various problems caused by the limitations and disadvantages in the prior art It is to provide a direct trading system and method thereof.

Another specific object of the present invention is to provide a system and method for directly booking a farm product of agricultural and marine products which can maximize the benefits of both producers and consumers by optimizing and simplifying the distribution structure to control supply and demand and stable supply.

To this end, a production site reservation direct trading system according to an embodiment of the present invention includes a producer terminal for registering a product to be reserved for sale in an intermediary server; An intermediary server for providing product-related information registered by the producer terminal through a web site; A consumer terminal that receives information related to a reservation-purchaseable product through the web site, applies for a reservation purchase of a product to be purchased, and pays a deposit required for the reservation purchase; And if the reserve is paid processing, the brokerage server to the brokerage commission payment processing, the producer terminal is characterized in that it comprises a financial institution server for prepayment processing of the funds required for the production of goods in the form of loans.

In the system of an embodiment of the present invention, the intermediary server may include a database for storing the corresponding information to enable membership management, contract management and relay fee management.

In the system of an embodiment of the present invention, the financial institution server may be configured to extinguish loans for funds prepaid in the form of loans to the producers upon receiving a signal confirming receipt of the goods through the consumer terminal.

In the system of an embodiment of the present invention, the producer terminal requests the intermediary server to cancel the contract when it is unable to fulfill the pre-sale contract, and the financial institution when the pre-sale contract is canceled at the request of the producer terminal. The server may be configured to recover the loan prepaid to the producer terminal, and to pay the consumer terminal by adding a penalty fee to the reservation.

In the system of an embodiment of the present invention, the financial institution server may further include a financial product processing unit for ordering the trade-related information and futures and options.

In addition, the production site reservation direct trading method according to an embodiment of the present invention is a production site reservation direct trading method using a production site reservation direct trading system including a producer terminal, a consumer terminal, an intermediary server and a financial institution server, (a) the producer terminal Registering a product to be pre-sold to the mediation server; (b) providing product related information registered by the producer terminal to the web site through the mediation server; (c) requesting a reservation purchase of a product to be purchased by searching the web site through the consumer terminal and depositing a deposit to a financial institution server; And (d) paying the brokerage fee to the intermediary server through the financial institution server and depositing the funds required for the production of the product to the producer terminal in the form of a loan when the reserve is deposited. do.

In the method of an embodiment of the present invention, (e) receiving a signal confirming receipt of the goods through the consumer terminal, the financial institution server further comprises the process of extinction loans for funds prepaid to the producers; Can be.

In the method of an embodiment of the present invention, (f) requesting the contract cancellation to the intermediary server through the producer terminal; (g) informing the consumer terminal and the financial institution server of the cancellation of the contract through the mediation server; And (h) paying the reservation and penalty fee to the consumer terminal through the financial institution server, and recovering the prepaid loan from the producer terminal.

In the method of an embodiment of the present invention, the mediation server may further include a step of granting a donation point to the product and receiving the donation point when receiving a signal confirming that the product has been received through the consumer terminal. have.

In the method of an embodiment of the present invention, the financial institution server may further include developing and selling various derivative financial products or combined products including at least one of a future, an option, and a swap.

According to the production reservation direct trading system and method for producing agricultural and marine products according to the present invention, as a pre-sale is possible through direct trading before the production of the product, the producer can simultaneously conduct market demand research and pre-marketing at the pre-production stage, and pay in advance There is an advantage that can be received, the consumer can be delivered at the same time as the goods shipped and can be purchased at a lower price than the market price. In addition, if the contract is not normally executed, interest on the prepaid purchase amount can be paid, thereby protecting against the risk or damage caused by the reservation purchase.

In addition, according to the present invention can simplify the distribution step to maximize the benefits of both consumers and producers. In addition, it is possible to minimize the damage to consumers when the contract is not executed by paying the reservation purchase amount to the financial institution without paying the producer or the broker.

In addition, financial institutions can obtain interest income from loans by prepaying some of the reserves or reserves in the form of loans to the producers, and brokers can be paid brokerage fees. In other words, the direct reservation system and method for producing agricultural and livestock products according to the present invention is an effective trading system and method that is beneficial to all consumers, producers, brokers, and financial institutions.

Figure 1 is a block diagram showing the configuration of a direct reservation system for producing mountain products of agricultural and livestock products according to an embodiment of the present invention.
Figure 2 is a flow chart illustrating a process for direct booking of farm products of agricultural and livestock products according to an embodiment of the present invention.
3 is a flowchart illustrating a product delivery and settlement process during the production booking direct trading process of agricultural and marine products according to an embodiment of the present invention.
4 is a flowchart illustrating a reservation purchase cancellation process of the mountain reservation direct trading process of agricultural and marine products according to an embodiment of the present invention.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

In the following description of the present invention, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present invention rather unclear. In addition, the terms described below are defined in consideration of the functions of the present invention, and these may vary depending on the intention of the user, the operator, or the precedent. Therefore, the definition should be based on the contents throughout this specification.

1 is a block diagram showing the configuration of a mountain reservation direct trading system according to an embodiment of the present invention.

Referring to FIG. 1, a farming reservation direct trading system for agricultural products according to the present embodiment includes a producer terminal 10, a consumer terminal 20, an intermediary server 30, a database 40, and a financial institution server 50. . The producer terminal 10, the consumer terminal 20, and the financial institution server 50 are connected to the intermediary server 30 through an internet network connected by wired or wirelessly. In addition, the producer terminal 10, the consumer terminal 20 and the intermediary server 30 is connected to the financial institution server 50 to enable electronic payment.

The producer terminal 10 allows the producer to access the intermediary server 30 that provides mountain reservation direct trading services to register the agricultural and aquatic products to be pre-sold with the intermediary server and input product related information (shipment, quantity, etc.). . Here, the agricultural and aquatic products to be pre-sold means a product that the producer is going to cultivate or produce in the future and sell the product through a reserve reservation service. The agricultural and aquatic products are merely exemplary and applicable to various products such as industrial products and crafts. Of course. In addition, the producer confirms the order status of the customer who applied for a reservation purchase through the producer terminal 10, gives a delivery order according to the customer's product order, and provides the delivery information to the intermediary server 30 after delivery. In addition, in the event of a disruption in the execution of the pre-sale contract due to stock harvesting or closing of business, it is possible to request the pre-sale cancellation to the intermediary server 30 through the producer terminal 10.

The consumer terminal 20 accesses the brokerage server 30 that provides a corresponding service to a customer (consumer) who is a member of a mountain reservation direct trading service, searches for information related to agricultural and fishery products that can be reserved and purchases, and reserves the agricultural and marine products to purchase. Allow them to apply.

The intermediary server 30 has its own database 40, and serves to control the entire system. Particularly, the agricultural and marine products to be reserved for sale through the producer terminal 10 are registered on a web page, and when a purchase reservation request signal is received from the consumer terminal 20, the deposit payment request signal is transmitted to the consumer terminal 20. After confirming the deposit deposit, the control to notify the producer terminal 10 of the contract confirmed.

In addition, when the mediation server 30 receives a contract cancellation request from the producer terminal 10, the mediation server 30 may notify the consumer terminal 20 of the matter regarding the cancellation of the contract. In addition, when receiving the goods delivery-related information from the producer terminal 10, and receives a signal confirming that the goods received from the consumer terminal 20 can be sent to the financial institution terminal 50 confirms the receipt of goods.

In addition, the mediation server 30 may accumulate a certain percentage of fees for selling, purchasing, and brokering the goods, and may pay them in the form of donations to socially disadvantaged people, such as low-income households, the elderly living alone, and the head of youth.

The database 40 stores and manages various data necessary for the control of the intermediary server 30. For example, it stores and manages the data necessary for member (consumer, producer) management, contract management, and payment (fee, donation) management.

The financial institution server 50 notifies the intermediary server 30 that the reserve money has been received when the reserve money is processed from the consumer terminal 10, and mediates to the intermediary server 30 when the completion of the contract is notified of the contract server 30. The fee is paid and processed, and the producer terminal 10 prepays the funds required for producing agricultural and marine products. In this case, the financial institution pays the funds paid to the producers in the form of loans until the delivery of the products in order to prevent any possible failure of the contractor. In other words, the deposit paid by the consumer, or a part of it, is paid to the producer in the form of a loan and the interest is paid to the producer until the delivery of the product. If the product is delivered normally after the pre-sale, the loan is extinguished at that time, and if the contract is not normally executed due to harvesting or closing of business, the prepaid loan and the corresponding interest are collected, and the principal and interest are paid to the consumer.

In addition, the financial institution server 50 may include a financial product processing unit (not shown) for ordering trade related information and futures and options that are related to each other, through which the financial institution is a variety of derivative financial products (gifts, options, Swap) and combined products can be developed and sold, creating new financial products and generating profits.

In this way, the pre-marketing system allows direct sales through direct trading before the product is launched, so producers can simultaneously conduct market demand research and pre-marketing at the pre-production stage, and have the advantage of receiving payment in advance. At the same time, consumers can be shipped (fresh agricultural and marine products) at the same time as the product ships and can be purchased for less than the market price. In addition, if the contract is not normally executed, interest on the prepaid purchase amount can be paid, thereby protecting against the risk or damage caused by the reservation purchase.

Figure 2 is a flow chart illustrating a process for direct booking of farm products of agricultural and livestock products according to an embodiment of the present invention. This embodiment is for explaining a series of processes for confirming a contract by depositing a deposit after a consumer makes a reservation for purchase of a product (agriculture and aquatic product) registered by a producer, and prepays the product price to the producer according to the contract. .

Referring to FIG. 2, first, a producer who has undergone a membership registration and authentication process registers a product to be pre-sold and related information through a producer terminal in an intermediary server (S201). For example, if the product you want to pre-sell is plum, varieties (cheongsil, yellow plum), shipping (cheongsil: mid-June to early July, yellow plum: July), grade (royal, special, medium, small) ), Commodity prices (Wang-tuk (70,000 won), Skunk (60,000 won), Medium (50,000 won), Small (40,000 won)) per 10kg. In addition, it is possible to register information on how to use plum, such as the amount of plum, plum wine, plum pickles. Here, the product to be pre-sold is not limited to a specific product, such as agricultural and marine products, but is applicable to various products, such as industrial products and crafts.

Next, the consumer who has undergone the membership registration and authentication process transmits a product reservation purchase request signal for the product to be purchased through the consumer terminal (S202).

Next, the intermediary server that receives the product reservation purchase request signal checks the reservation details and transmits a deposit request signal to the consumer terminal requesting the deposit of the amount required for the purchase reservation for the corresponding product (S203).

Next, when the consumer terminal receiving the deposit request signal deposits the deposit to the financial institution server (S204), the financial institution server notifies the intermediary server that the deposit deposit is completed (S205).

Next, the mediation server receiving the deposit deposit completion notification signal from the financial institution server transmits a contract confirmation notification signal to inform the producer terminal and the financial institution server that the pre-sale contract has been completed (S206, S207).

Next, the financial institution server receiving the contract confirmation notification signal prepays the goods price to the producer terminal (S208), and the brokerage fee is paid to the intermediary server (S209). In this case, the product price prepaid to the producer is preferably paid in the form of loans. In other words, the entire deposit or a portion of the deposit deposited by the consumer is prepaid to the producer in the form of a loan, and the interest paid by the producer until the goods are normally delivered to the consumer is paid. Try to set a low interest rate lower than the interest rate.

As described above, according to the present embodiment, the distribution step can be simplified to maximize the profits of both the consumer and the producer. In addition, it is possible to minimize the damage to the consumer even when the contract is not executed by paying the reserved purchase amount to the financial institution without the consumer paying the producer or the broker. In addition, producers can reduce costs and reduce anxiety caused by market development through pre-production sales. In addition, financial institutions can obtain interest income from loans by prepaying some of the reserves or reserves in the form of loans to the producers, and the broker can be paid a brokerage fee. In other words, the direct reservation system and method for producing agricultural and livestock products according to the present invention is a structure that benefits all consumers, producers, brokers, financial institutions.

3 is a flowchart illustrating a product delivery and settlement process during the production booking direct trading process of agricultural and marine products according to an embodiment of the present invention. This embodiment is intended to explain a series of processes in which a producer delivers a product to a consumer, and the consumer confirms the receipt of the product, thereby extinguishing the loan prepaid to the producer by the financial institution.

Referring to FIG. 3, first, a producer delivers a product to a consumer (S301), and then notifies a mediation server that the corresponding product has been delivered to a consumer (S302).

Next, the consumer receiving the goods transmits a goods receipt notification signal to the mediation server through the consumer terminal (S303).

Next, the mediation server receiving the goods receipt notification signal from the consumer terminal transmits a goods receipt confirmation notification signal indicating that the goods receipt is confirmed (S304).

Next, the financial institution server receiving the goods receipt confirmation notification signal from the intermediary server, the loan extinction processing for the advance payment to the producer (S305).

4 is a flowchart illustrating a reservation purchase cancellation process of the mountain reservation direct trading process of agricultural and marine products according to an embodiment of the present invention. In this embodiment, when a producer requests to cancel a contract due to unavoidable reasons such as harvesting or closing of a business, if the producer requests cancellation of the contract, a penalty is paid to the consumer in accordance with the cancellation of the contract, and the loan prepaid to the producer is paid. It is intended to describe the sequence of steps to recover.

Referring to FIG. 4, for example, when a condition of cultivated crops is not good and the pre-sale contract cannot be normally executed, the producer requests the contract server to cancel the contract through the producer terminal (S401).

Next, the intermediary server receiving the contract cancellation request signal from the producer terminal notifies the consumer terminal of the contract cancellation (S402), and also notifies the financial institution server of the contract cancellation (S403).

Next, the financial institution server notified of the cancellation of the contract from the intermediary server refunds the down payment to the consumer through the consumer terminal and pays a penalty fee for not performing the contract (S404).

Next, the financial institution server requests to return the prepaid loan to the producer through the producer terminal (S405).

Next, the producer returns the loan to the financial institution server (S406).

As described above, according to the present embodiment, when the producer does not execute the contract, the consumer may receive the principal and penalty fee from the financial institution, thereby minimizing the damage of the consumer due to the default of the contract.

While the present invention has been described in connection with what is presently considered to be practical exemplary embodiments, it is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, It is to be understood that the invention is not limited to the disclosed embodiments, but, on the contrary, is intended to cover various modifications and similarities. Accordingly, the scope of the present invention should be construed as being limited to the embodiments described, and it is intended that the scope of the present invention encompasses not only the following claims, but also equivalents thereto.

10: producer terminal 20: consumer terminal
30: intermediary server 40: database
50: financial institution server

Claims (10)

A producer terminal for registering a product to be pre-sold with a mediation server;
An intermediary server for providing product-related information registered by the producer terminal through a web site;
A consumer terminal that receives information related to a reservation-purchaseable product through the web site, applies for a reservation purchase of a product to be purchased, and pays a deposit required for the reservation purchase; And
When the reserve is paid, the brokerage server pays the brokerage fee, and the producer terminal includes a banking institution that includes a financial institution server that prepays the funds required to produce the goods in the form of loans. .
The method of claim 1, wherein the mediation server
Mountain reservation direct trading system comprising a database for storing the information to enable membership management, contract management and relay commission management.
The method of claim 1, wherein the financial institution server
When the signal is received through the consumer terminal confirming that the product has been received, the mountain reservation direct trading system, characterized in that the loan extinction processing for the funds prepaid to the producer in the form of a loan.
The method of claim 1, wherein the producer terminal
If the pre-sales contract cannot be fulfilled, the broker server requests cancellation of the contract. If the pre-sale contract is canceled at the request of the producer terminal, the financial institution server recovers the loan prepaid to the producer terminal. The consumer terminal direct trading system, characterized in that configured to pay by adding a penalty fee to the consumer terminal.
The financial institution server of claim 1, wherein the financial institution server comprises:
Mountain reservation direct trading system further comprises a financial product processing unit for ordering the trade related information and futures and options.
In the mountain reservation direct trading method using a mountain reservation direct trading system including a producer terminal, a consumer terminal, an intermediary server and a financial institution server,
(a) registering a product to be pre-sold through the producer terminal in an intermediary server;
(b) providing product related information registered by the producer terminal to the web site through the mediation server;
(c) requesting a reservation purchase of a product to be purchased by searching the web site through the consumer terminal and depositing a deposit to a financial institution server; And
(d) paying the brokerage fee to the mediation server through the financial institution server and depositing the funds necessary for the production of the goods to the producer terminal in advance in the form of a loan when the reserve money is deposited. Place reservation direct trading method.
The method according to claim 6,
(e) receiving the signal confirming that the product has been received through the consumer terminal, the financial institution server further comprising the step of extinguishing the loan for funds prepaid to the producer.
The method according to claim 6,
(f) requesting the contract server to cancel the contract through the producer terminal;
(g) informing the consumer terminal and the financial institution server of the cancellation of the contract through the mediation server; And
(h) processing the reserve and the penalty payment to the consumer terminal through the financial institution server, and further comprising the step of recovering the prepaid loan from the producer terminal.
The method according to claim 6,
Granting a donation point to the product in the intermediary server, and receiving the signal confirming that the product has been received through the consumer terminal further comprising the step of earning the donation point characterized in that the reservation booking direct trading method. The method according to any one of claims 6 to 9,
And a process of developing and selling various derivative financial products or combined products including at least one of a future, an option, and a swap in the financial institution server.

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