CN105321068A - Method and system for transferring between intelligent terminals with NFC functions - Google Patents
Method and system for transferring between intelligent terminals with NFC functions Download PDFInfo
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- CN105321068A CN105321068A CN201410268133.7A CN201410268133A CN105321068A CN 105321068 A CN105321068 A CN 105321068A CN 201410268133 A CN201410268133 A CN 201410268133A CN 105321068 A CN105321068 A CN 105321068A
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Abstract
The present disclosure relates to a method and system for transferring between intelligent terminals with NFC functions. The method comprises the following steps that: a second intelligent terminal and a first intelligent terminal establish an NFC P2P connection; a transfer request initiated by the first intelligent terminal is received, and the transfer request carries the mobile phone number of the first intelligent terminal, the electronic wallet account of the first intelligent terminal and an amount to be transferred; an account remitting request is initiated to an electronic wallet server, and the account remittance request carries the mobile phone number of the second intelligent terminal, the electronic wallet account of the second intelligent terminal and an amount to be transferred; the reception of the account remittance request by the electronic wallet server is responded, and a money deduction command of the second intelligent terminal electronic wallet emitted by the electronic wallet server is received; and an electronic wallet recharge command is initiated to the first intelligent terminal through the established NFC P2P connection. According to the method and the system, the account remittance function between offline electronic wallets can be realized.
Description
Technical field
Disclosure mobile Internet, especially, relates to one and has the method and system transferred between the intelligent terminal of NFC (NearFieldCommunication, the short distance wireless communication technology) function.
Background technology
Stored value card is a kind of means of payment day by day universal in e-commerce purchases activity, uses stored value card shopping, usually needs to carry out in stored value card service system.Current stored value card, generally can only be used for " swiping the card " consumption, that is, its transaction mainly completes between individual consumer and commercial undertaking, lacks the payment between personal user, transfers accounts, borrows money, the activity such as refund.Single form of service, brings a lot of inconvenience to user.
Summary of the invention
The disclosure proposes new technical scheme in view of at least one in above problem.
The disclosure provides a kind of method transferred between intelligent terminal of the NFC of having function in one, and it can realize drawing account function between offline e wallet.
The disclosure provides a kind of intelligent terminal with NFC function on the other hand at it, and it can realize stroke account function between offline e wallet.
The disclosure provides the system transferred between a kind of intelligent terminal of the NFC of having function in it is another, and it can realize stroke account function between offline e wallet.
According to the disclosure, the method transferred is provided, comprises between a kind of intelligent terminal of the NFC of having function:
Second intelligent terminal is set up NFCP2P with the first intelligent terminal and is connected;
What receive that the first intelligent terminal initiates transfers request, transfers in request the phone number, the stored value card account number of the first intelligent terminal and the amount of money to be transferred that carry the first intelligent terminal;
Initiate to draw account request to electronic wallet server, draw in account request and carry the phone number of the second intelligent terminal, the stored value card account number of the second intelligent terminal and the amount of money to be transferred;
In response to electronic wallet server to the acceptance of drawing account request, receive the order of withholing to the second intelligent terminal electron wallet that electronic wallet server sends;
Connected by the NFCP2P set up and supplement order with money to the first intelligent terminal initiation stored value card.
In embodiments more of the present disclosure, the method also comprises:
According to the amount of money to be transferred received, electronic wallet server checks that whether the electronic purse balance amount of the second intelligent terminal is enough;
If enough, then accept stroke account request that the second intelligent terminal sends.
In embodiments more of the present disclosure, the second intelligent terminal initiates to draw account request to electronic wallet server according to the adaptively selected data network of network condition or short message mode.
In embodiments more of the present disclosure, electronic wallet server sends to the second intelligent terminal order of withholing according to the adaptively selected data network of network condition or short message mode.
According to the disclosure, additionally provide a kind of intelligent terminal with NFC function, comprising:
Connection establishment unit, is connected for setting up NFCP2P with first intelligent terminal with NFC function;
Transfer request reception unit, transfer request for what receive that the first intelligent terminal initiates, transfer in request the phone number, the stored value card account number of the first intelligent terminal and the amount of money to be transferred that carry the first intelligent terminal;
Draw account request transmitting unit, for initiating to draw account request to electronic wallet server, drawing in account request and carrying the phone number of the second intelligent terminal, the stored value card account number of the second intelligent terminal and the amount of money to be transferred;
To withhold order receiving element, in response to electronic wallet server to the acceptance of drawing account request, receive the order of withholing to the second intelligent terminal electron wallet that electronic wallet server sends;
NFC supplements unit with money, connects supplement order with money to the first intelligent terminal initiation stored value card for the NFCP2P by having set up.
In embodiments more of the present disclosure, draw account request transmitting unit and initiate to draw account request to electronic wallet server according to the adaptively selected data network of network condition or short message mode.
According to the disclosure, additionally provide the system transferred between a kind of intelligent terminal of the NFC of having function, comprise the intelligent terminal that electronic wallet server and at least two have NFC function.
In embodiments more of the present disclosure, according to the amount of money to be transferred received, electronic wallet server checks that whether the electronic purse balance amount of the second intelligent terminal is enough, if enough, then accept stroke account request that intelligent terminal sends.
In embodiments more of the present disclosure, electronic wallet server sends to sending the intelligent terminal drawing account request order of withholing according to the adaptively selected data network of network condition or short message mode.
In technical scheme of the present disclosure, in the remaining sum inspection of the second intelligent terminal by electronic wallet server, and after receiving order of withholing, the second intelligent terminal is directly connected by the NFCP2P set up between its with the first intelligent terminal initiates to supplement order with money to the first intelligent terminal electron wallet.In whole stroke of account process, online without the need to the first intelligent terminal, also can realize stroke account function of stored value card between user, improve the convenience of operation, for user saves flow, improve user's experience.
Accompanying drawing explanation
Accompanying drawing described herein is used to provide further understanding of the disclosure, forms a application's part.In the accompanying drawings:
Fig. 1 is the schematic flow sheet with the method transferred between the intelligent terminal of NFC function of a disclosure embodiment.
Fig. 2 be another embodiment of the disclosure there is the method schematic diagram transferred between the intelligent terminal of NFC function.
Fig. 3 is the structural representation with the intelligent terminal of NFC function of a disclosure embodiment.
Fig. 4 is the structural representation with the system transferred between the intelligent terminal of NFC function of a disclosure embodiment.
Fig. 5 is the structural representation with the system transferred between the intelligent terminal of NFC function of another embodiment of the disclosure.
Embodiment
Below with reference to accompanying drawings the disclosure is described.It should be noted that following being described in is only explanatory and exemplary in essence, never as any restriction to the disclosure and application or use.Unless stated otherwise, otherwise positioned opposite and numerical expression and the numerical value of the parts of setting forth in an embodiment and step do not limit the scope of the present disclosure.In addition, technology well known by persons skilled in the art, method and apparatus may not be discussed in detail, but are intended to the part becoming instructions in appropriate circumstances.
Present disclosure proposes a kind of when mobile intelligent terminal network connects, the offline e wallet utilizing the intelligent terminal with NFC module to realize an intelligent terminal transfers the technical scheme of cash to the stored value card of another intelligent terminal, both ensure that cash transferred instant to account, make stored value card on mobile phone more close to the use habit of traditional purse, also bring larger convenience to user simultaneously, eliminate the Complicated Flow that user removes agency or bank rechargeable system.In addition, the new business such as the disclosure also achieves payment between personal user, transfers accounts, borrows money, refund, for user brings larger facility, are also conducive to the range of application expanding stored value card simultaneously.
Fig. 1 is the schematic flow sheet with the method transferred between the intelligent terminal of NFC function of a disclosure embodiment.
In this embodiment, all NFC module is provided with in the first intelligent terminal and the second intelligent terminal.
As shown in Figure 1, this embodiment can comprise the following steps:
S102, the second intelligent terminal and the first intelligent terminal are set up NFCP2P (PeertoPeer, point-to-point) and are connected;
Particularly, touch or be in these two terminals when the first intelligent terminal and the second intelligent terminal can realize in the distance of NFC communication, the second intelligent terminal can be triggered by the first intelligent terminal and set up NFCP2P connection, to realize the NFC communication between these two intelligent terminals.
S104, what receive that the first intelligent terminal initiates transfers request, transfers in request the phone number, the stored value card account number of the first intelligent terminal and the amount of money to be transferred that carry the first intelligent terminal;
Particularly, if the first intelligent terminal is wanted to realize from the second intelligent terminal transferring accounts to himself, first first intelligent terminal initiates to transfer request to the second intelligent terminal, and in this request, carrying mobile phone number and stored value card account number can allow the second intelligent terminal know for which intelligent terminal is transferred accounts.
S106, initiates to draw account request to electronic wallet server, draws in account request and carry the phone number of the second intelligent terminal, the stored value card account number of the second intelligent terminal and the amount of money to be transferred;
Particularly, the second intelligent terminal receive from the first intelligent terminal transfer request after, to electronic wallet server initiate draw an account request.Carry the phone number of the second intelligent terminal or the stored value card account number of the second intelligent terminal so that electronic wallet server can according to these information identification second intelligent terminals drawing in account request.
S108, in response to electronic wallet server to the acceptance of drawing account request, receives the order of withholing to the second intelligent terminal electron wallet that electronic wallet server sends.
S110, is connected by the NFCP2P set up and supplements order with money to the first intelligent terminal initiation stored value card;
Particularly, second intelligent terminal is after receiving the order of withholing that electronic wallet server sends, utilize to be connected with the NFCP2P that the first intelligent terminal establishes to send to the first intelligent terminal and supplement order with money, under off-line state, so just achieve the second intelligent terminal transfer function to the first intelligent terminal.
In this embodiment, in the remaining sum inspection of the second intelligent terminal by electronic wallet server, and after receiving order of withholing, the second intelligent terminal is directly connected by the NFCP2P set up between its with the first intelligent terminal initiates to supplement order with money to the first intelligent terminal electron wallet.In whole stroke of account process, online without the need to the first intelligent terminal, also can realize stroke account function of stored value card between user, improve the convenience of operation, for user saves flow, improve user's experience.
In an example, between step S106 and step S108, can also comprise the following steps:
Electronic wallet server receives stroke account request that the second intelligent terminal is initiated;
The whether enough transfer of payment amount of money of remaining sum that electronic wallet server checks in the stored value card of the second intelligent terminal according to the amount of money to be transferred received;
If enough paid, then accept stroke account request that the second intelligent terminal sends.
In another example, the second intelligent terminal can initiate to draw account request to electronic wallet server according to the adaptively selected data network of network condition or short message mode.
Such as, if the second intelligent terminal is connected to internet, then can initiates to draw account request to electronic wallet server by the stored value card account number of data network by the second intelligent terminal, now require that the second intelligent terminal is in line states.Therefore, can find out, can the function of transferring accounts realized between the first intelligent terminal of off-line state and the second intelligent terminal being in line states between personal user be in.
If the second intelligent terminal is not connected to internet, then the phone number of the second intelligent terminal can be utilized will to transfer request by mobile network and be sent to electronic wallet server, now do not require that the second intelligent terminal is in line states, that is, the second intelligent terminal now can be in off-line state.Therefore, can find out, under the first intelligent terminal and the second intelligent terminal are all in off-line state, also can realize the function of transferring accounts between personal user.
In like manner, electronic wallet server sends to the second intelligent terminal order of withholing according to the adaptively selected data network of network condition or short message mode.
Fig. 2 be another embodiment of the disclosure there is the method schematic diagram transferred between the intelligent terminal of NFC function.
If shown in 2, can comprise the following steps:
Step 1, there is the payer mobile phone of NFC module (namely, second intelligent terminal) and take over party's mobile phone is (namely, first intelligent terminal) carry out touching or in enough near scope (such as, within 10cm), recharged phone receiver terminal (that is, the first intelligent terminal) sends its stored value card account number, phone number and request to the transmit leg of supplementing with money (that is, the second intelligent terminal).
Step 2, transmit leg mobile phone initiates the remit account amount of money and the request of remitting account, and client is selected to be initiate to draw account request or initiate to electronic wallet server the request of remitting account by note to electronic wallet server by internet according to network condition.
Step 3, electronic wallet server checks transmit leg account number and its balance amount information, determines whether that instruction is withholdd according to balance amount information, if remaining sum is enough transferred accounts, then indicates transmit leg to complete the business of withholing.Wherein, being arranged on security module in electronic wallet server can the dynamic formation safe key of withholing and supplementing with money, to promote the security of transferring accounts.
Step 4, after electronic wallet server sends and supplements password with money and supplement order with money, sending side terminal carries out writing e-wallet implementation to take over party.
This embodiment realizes stored value card cash based on NFC technique and transfers function, be supported in and realize cash between personal user and transfer function (such as, can realize paying, transfer accounts, borrow money, the business such as refund), like this, the function of stored value card, more and more close to traditional wallet function, can be bringing great convenience property of final user.
One of ordinary skill in the art will appreciate that, realize the whole of said method embodiment to have been come by the hardware that programmed instruction is relevant with part steps, aforesaid program can be stored in a computing equipment read/write memory medium, this program is when performing, perform and comprise the step of said method embodiment, and aforesaid storage medium can comprise ROM, RAM, magnetic disc and CD etc. various can be program code stored medium.
Fig. 3 is the structural representation with the intelligent terminal of NFC function of a disclosure embodiment.
As shown in Figure 3, the intelligent terminal 30 in this embodiment can comprise connection establishment unit 302, transfers request reception unit 304, draw account request transmitting unit 306, withhold order receiving element 308 and NFC supplement unit 310 with money.Wherein,
Connection establishment unit 302, is connected for setting up NFCP2P with first intelligent terminal with NFC function;
Transfer request reception unit 304, transfer request for what receive that the first intelligent terminal initiates, transfer in request the phone number, the stored value card account number of the first intelligent terminal and the amount of money to be transferred that carry the first intelligent terminal;
Draw account request transmitting unit 306, for initiating to draw account request to electronic wallet server, drawing in account request and carrying the phone number of the second intelligent terminal, the stored value card account number of the second intelligent terminal and the amount of money to be transferred;
To withhold order receiving element 308, in response to electronic wallet server to the acceptance of drawing account request, receive the order of withholing to the second intelligent terminal electron wallet that electronic wallet server sends;
NFC supplements unit 310 with money, connects supplement order with money to the first intelligent terminal initiation stored value card for the NFCP2P by having set up.
In this embodiment, in the remaining sum inspection of the second intelligent terminal by electronic wallet server, and after receiving order of withholing, the second intelligent terminal is directly connected by the NFCP2P set up between its with the first intelligent terminal initiates to supplement order with money to the first intelligent terminal electron wallet.In whole stroke of account process, online without the need to the first intelligent terminal, also can realize stroke account function of stored value card between user, improve the convenience of operation, for user saves flow, improve user's experience.
In an example, draw account request transmitting unit to initiate to draw account request to electronic wallet server according to the adaptively selected data network of network condition or short message mode.
Such as, if the second intelligent terminal is connected to internet, then can initiates to draw account request to electronic wallet server by the stored value card account number of data network by the second intelligent terminal, now require that the second intelligent terminal is in line states.Therefore, can find out, can the function of transferring accounts realized between the first intelligent terminal of off-line state and the second intelligent terminal being in line states between personal user be in.
If the second intelligent terminal is not connected to internet, then the phone number of the second intelligent terminal can be utilized will to transfer request by mobile network and be sent to electronic wallet server, now do not require that the second intelligent terminal is in line states, that is, the second intelligent terminal now can be in off-line state.Therefore, can find out, under the first intelligent terminal and the second intelligent terminal are all in off-line state, also can realize the function of transferring accounts between personal user.
Fig. 4 is the structural representation with the system transferred between the intelligent terminal of NFC function of a disclosure embodiment.
As shown in Figure 4, the system 40 in this embodiment can comprise the intelligent terminal 404,406 that electronic wallet server 402 and at least two have NFC function.
Wherein, electronic wallet server can check according to the amount of money to be transferred received that whether the electronic purse balance amount of the second intelligent terminal is enough, if enough, then accepts stroke account request that intelligent terminal sends.
Further, electronic wallet server can also send to sending the intelligent terminal drawing account request order of withholing according to the adaptively selected data network of network condition or short message mode.
Fig. 5 is the structural representation with the system transferred between the intelligent terminal of NFC function of another embodiment of the disclosure.
As shown in Figure 5, electronic wallet server comprises conditional electronic wallet server function and stored value card cash transfers module.
Wherein, stored value card cash transfers module: according to network condition and terminal whether the condition such as opening network carry out adaptive communications channel selecting, that is, select data network or short message mode communication; Carry out data encryption/decryption function: the safe transmission realizing terminal wallet, realize withhold, supplement with money the transmission of key and calculating.
Conditional electronic wallet server function: realize conditional electronic wallet server function, comprise service fulfillment, supplement with money, the function such as consumption, and transfer the interface of module with stored value card cash.
NFC mobile phone electronic wallet client end comprises network communication module, graphical user interface module, electronic wallet service module and NFC communication module.
Wherein, electronic wallet service module: there is communication port adaptation function, can according to network condition and terminal whether the condition such as opening network carry out adaptive communications channel selecting, such as select data network or note to communicate with electronic wallet server.Realize the safe transmission of terminal wallet, realize withholing, supplementing with money the transmission of order.
Graphical user interface module: realize the user interface that stored value card cash transfers.For the side of transferring requesting party, need to insert on this interface to transfer the amount of money, after pressing the button, send to the cash side of producing and transfer request, initiate NFC communication process.For the cash side of producing, can accept or refuse to transfer request, if accepted request, so initiate network service process to electronic wallet server.
NFC communication module: set up NFCP2P and connect, send or receive cash and transfer request, the main information that NFC transmits comprises: the unique identification (such as, stored value card account number) of stored value card, phone number and cash transfer the amount of money etc.
Network communication module: comprise short message communication submodule and 2G/3G digital communication submodule.As transmitter side, this module in charge is encapsulated in bottom communication message transferring protocol message, and protocol message is sent to electronic wallet server.As take over party, this module in charge is from electronic wallet server receipt message, and deblocking goes out to transfer protocol message, and message is sent to electronic wallet service module.
In this instructions, each embodiment all adopts the mode of going forward one by one to describe, and what each embodiment stressed is the difference with other embodiments, and part identical with similar between each embodiment can cross-reference.For device embodiment, due to itself and embodiment of the method basic simlarity, so description is fairly simple, relevant part can see the explanation of embodiment of the method part.
Although describe the disclosure with reference to exemplary embodiment, should be understood that the disclosure is not limited to above-mentioned exemplary embodiment.It will be obvious to those skilled in the art that and can revise above-mentioned exemplary embodiment under the condition not deviating from the scope of the present disclosure and spirit.The scope of appended claim should be endowed the widest explanation, to comprise all such amendments and equivalent 26S Proteasome Structure and Function.
Claims (9)
1. there is the method transferred between the intelligent terminal of NFC function, it is characterized in that, comprising:
Second intelligent terminal is set up NFCP2P with the first intelligent terminal and is connected;
What receive that the first intelligent terminal initiates transfers request, described in transfer in request the phone number, the stored value card account number of the first intelligent terminal and the amount of money to be transferred that carry the first intelligent terminal;
Initiate to draw account request to electronic wallet server, in described stroke of account request, carry the phone number of the second intelligent terminal, the stored value card account number of the second intelligent terminal and the amount of money to be transferred;
In response to electronic wallet server to the acceptance of drawing account request, receive the order of withholing to the second intelligent terminal electron wallet that electronic wallet server sends;
Connected by the NFCP2P set up and supplement order with money to the first intelligent terminal initiation stored value card.
2. the method transferred between the intelligent terminal of the NFC of having function according to claim 1, it is characterized in that, described method also comprises:
According to the amount of money to be transferred received, electronic wallet server checks that whether the electronic purse balance amount of the second intelligent terminal is enough;
If enough, then accept stroke account request that described second intelligent terminal sends.
3. the method transferred between the intelligent terminal of the NFC of having function according to claim 1, is characterized in that, the second intelligent terminal initiates to draw an account request to electronic wallet server according to the adaptively selected data network of network condition or short message mode.
4. the method transferred between the intelligent terminal of the NFC of having function according to claim 1, it is characterized in that, electronic wallet server sends to the second intelligent terminal order of withholing according to the adaptively selected data network of network condition or short message mode.
5. there is an intelligent terminal for NFC function, it is characterized in that, comprising:
Connection establishment unit, is connected for setting up NFCP2P with first intelligent terminal with NFC function;
Transfer request reception unit, transfer request for what receive that the first intelligent terminal initiates, described in transfer in request the phone number, the stored value card account number of the first intelligent terminal and the amount of money to be transferred that carry the first intelligent terminal;
Drawing account request transmitting unit, for initiating to draw account request to electronic wallet server, in described stroke of account request, carrying the phone number of the second intelligent terminal, the stored value card account number of the second intelligent terminal and the amount of money to be transferred;
To withhold order receiving element, in response to electronic wallet server to the acceptance of drawing account request, receive the order of withholing to the second intelligent terminal electron wallet that electronic wallet server sends;
NFC supplements unit with money, connects supplement order with money to the first intelligent terminal initiation stored value card for the NFCP2P by having set up.
6. the intelligent terminal with NFC function according to claim 5, is characterized in that, described stroke of account request transmitting unit is initiated to draw account request to electronic wallet server according to the adaptively selected data network of network condition or short message mode.
7. there is the system transferred between the intelligent terminal of NFC function, it is characterized in that, comprise the intelligent terminal with NFC function described in electronic wallet server and at least two claims 5 or 6.
8. the system transferred between the intelligent terminal of the NFC of having function according to claim 7, it is characterized in that, according to the amount of money to be transferred received, electronic wallet server checks that whether the electronic purse balance amount of the second intelligent terminal is enough, if enough, then accept stroke account request that intelligent terminal sends.
9. the system transferred between the intelligent terminal of the NFC of having function according to claim 7, is characterized in that, electronic wallet server sends to sending the intelligent terminal drawing account request order of withholing according to the adaptively selected data network of network condition or short message mode.
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| CN201410268133.7A CN105321068A (en) | 2014-06-17 | 2014-06-17 | Method and system for transferring between intelligent terminals with NFC functions |
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| CN201410268133.7A CN105321068A (en) | 2014-06-17 | 2014-06-17 | Method and system for transferring between intelligent terminals with NFC functions |
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Application publication date: 20160210 |