CN105279693A - Method for maintaining interbank transaction accounting consistency and system thereof - Google Patents
Method for maintaining interbank transaction accounting consistency and system thereof Download PDFInfo
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- CN105279693A CN105279693A CN201510779175.1A CN201510779175A CN105279693A CN 105279693 A CN105279693 A CN 105279693A CN 201510779175 A CN201510779175 A CN 201510779175A CN 105279693 A CN105279693 A CN 105279693A
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Abstract
The application provides a method for maintaining interbank transaction accounting consistency and a system thereof. The method comprises the steps that accounting transaction request information initiated by a client is monitored in real time; after the request information is monitored, the account keeping state of a front-end system and the account keeping state of a core system are compared in real time; when inconsistency of the account keeping state of the front-end system and the account keeping state of the core system is discovered, a first updating mode corresponding to the type of the request information is started to perform account checking updating; and after the account keeping state of the front-end system and the account keeping state of the core system are the same, a second updating mode corresponding to the type of the request information is started to perform account checking updating operation on the front-end system and a third-party system. According to the method, account checking operation is performed among the three parties of the front-end system, the core system and the third-party system in real time when the client performs interbank transaction business so that accounting inconsistency of the three parties and the client party caused by the problem of a certain node can be avoided, and interbank transaction accounting consistency can be guaranteed in real time.
Description
Technical field
The application relates to bank transaction technical field, particularly relates to the conforming method and system of a kind of maintenance cross-bank transaction account.
Background technology
Proxy class system is a kind of comparatively common system in banking system, and as agent bank's stock exchange transaction, agent bank's forward exchange transaction, acts on behalf of other bankings etc.Along with the development rapidly of financial industry, the account transactions demand between cross-bank increases thereupon, and the account consistance how efficiently and accurately between keeping system is key issue.
At present, the mode that cross-bank transaction adopts is: client is initiating account transaction request by certain channel to front-end system; After front-end system receives request, after completing a series of relevant treatment, account business core billing and accounting system initiates account request backward; Front-end system receives the response after core system process; Front-end system initiates transaction request to Third party system; Front-end system receives the response that Third party system returns; Former channel is returned after front-end system process; Day carries out reconciliation process eventually.
Therefore, because cross-bank exchange needs link more, if a certain node goes wrong, then there is the possibility that extensive monolateral account occurs, and by manual intervention process after needing wait DayEndProcess, so just cannot keep the consistance of cross-bank transaction account in real time.
Summary of the invention
In view of this, this application provides the conforming method and system of a kind of maintenance cross-bank transaction account, in cross-bank transaction business, there is abnormal account after can only waiting for DayEndProcess by manual intervention process to overcome in prior art, cross-bank cannot be kept in real time to conclude the business the conforming problem of account.
For achieving the above object, this application provides following technical scheme:
A kind of conforming method of maintenance cross-bank transaction account, comprising:
The account transaction request information that Real-Time Monitoring client initiates;
After monitoring described request information, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
When the account status, for example of the account status, for example and described core system that find described front-end system is inconsistent, starts first update mode corresponding to the classification of described request information and reconciliation renewal is carried out to described front-end system and described core system;
When described reconciliation upgrade reach described front-end system identical with the account status, for example of described core system after, start second update mode corresponding to the classification of described request information, reconciliation renewal rewards theory carried out to described front-end system and Third party system.
Preferably, also comprise: day whole secondary reconciliation is carried out to the account status, for example of described front-end system, described core system, described Third party system tripartite.
Preferably, the classification of described request information comprises: deposit, withdraw the money or transfer accounts.
Preferably, the first update mode that described startup is corresponding to the classification of described request information is carried out reconciliation to described front-end system and described core system and is upgraded and comprise:
When described request information is credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described core system;
When described request information is withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described core system just, until both account status, for example are identical.
Preferably, the second update mode that described startup is corresponding to the classification of described request information, reconciliation renewal rewards theory is carried out to described front-end system and Third party system and comprises:
When described request information is credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described Third party system;
When described request information is withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described Third party system just, until both account status, for example are identical.
The conforming system of a kind of maintenance cross-bank transaction account, comprising:
Monitoring means, for the account transaction request information that Real-Time Monitoring client initiates;
Contrast unit, for after described monitoring means monitors described request information, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
First reconciliation unit, when account status, for example for the account status, for example and described core system that find described front-end system when described contrast unit is inconsistent, starts first update mode corresponding to the classification of described request information and reconciliation renewal is carried out to described front-end system and described core system;
Second reconciliation unit, described reconciliation for carrying out when described first reconciliation unit upgrade reach described front-end system identical with the account status, for example of described core system after, start second update mode corresponding to the classification of described request information, reconciliation renewal rewards theory is carried out to described front-end system and Third party system.
Preferably, also comprise: day reconciliation at end unit, for carrying out day whole secondary reconciliation to the account status, for example of described front-end system, described core system, described Third party system tripartite.
Preferably, the classification of described request information comprises: deposit, withdraw the money or transfer accounts.
Preferably, described first reconciliation unit comprises: the first reconciliation subelement and the second reconciliation subelement, wherein,
Described first reconciliation subelement, when account status, for example for the account status, for example and described core system that find described front-end system when described contrast unit is inconsistent, and when described request information is credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described core system;
Described second reconciliation subelement, when account status, for example for the account status, for example and described core system that find described front-end system when described contrast unit is inconsistent, and described request information is when being withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described core system just, until both account status, for example are identical.
Preferably, described second reconciliation unit comprises: the 3rd reconciliation subelement and the 4th reconciliation subelement, wherein,
Described 3rd reconciliation subelement, for upgrade when described reconciliation reach described front-end system identical with the account status, for example of described core system after, and described request information is when being credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described Third party system;
Described 4th reconciliation subelement, for upgrade when described reconciliation reach described front-end system identical with the account status, for example of described core system after, and described request information is when being withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described Third party system just, until both account status, for example are identical.
From above technical scheme, the application provides this maintenance cross-bank transaction account conforming method and system, by when client carries out cross-bank transaction business, real-time to front-end system, core system and Third party system carry out reconciliation operation three party, like this, not only avoid causing the generation of tripartite and customer's account inconsistence problems because certain node goes wrong, and reduce manual intervention, the consistance of real-time ensuring cross-bank transaction account, the cross-bank transferred account service of client is handled more quick convenient, enhance the Experience Degree of user.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, accompanying drawing in the following describes is only embodiments of the invention, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to the accompanying drawing provided.
A kind of process flow diagram keeping the conforming method of cross-bank transaction account that Fig. 1 provides for the embodiment of the present application one;
A kind of process flow diagram keeping the conforming method of cross-bank transaction account that Fig. 2 provides for the embodiment of the present application two;
A kind of schematic diagram carrying out cross-bank and transfer accounts that Fig. 3 provides for the embodiment of the present application two;
A kind of structural representation keeping the conforming system of cross-bank transaction account that Fig. 4 provides for the embodiment of the present application three;
A kind of structural representation keeping the conforming system of cross-bank transaction account that Fig. 5 provides for the embodiment of the present application four.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, be clearly and completely described the technical scheme in the embodiment of the present invention, obviously, described embodiment is only the present invention's part embodiment, instead of whole embodiments.Based on the embodiment in the present invention, those of ordinary skill in the art, not making the every other embodiment obtained under creative work prerequisite, belong to the scope of protection of the invention.
In cross-bank transaction business, abnormal account is there is after DayEndProcess can only be waited for by manual intervention process for overcoming in prior art, the conforming problem of cross-bank transaction account cannot be kept in real time, this application provides the conforming method and system of a kind of maintenance cross-bank transaction account, concrete scheme is as described below:
Embodiment one
The embodiment of the present application one provides a kind of conforming method of maintenance cross-bank transaction account, as shown in Figure 1, and a kind of process flow diagram keeping the conforming method of cross-bank transaction account that Fig. 1 provides for the embodiment of the present application one.The method comprises:
S101: the account transaction request information that Real-Time Monitoring client initiates;
Client initiates account transaction request information at channel, and this solicited message is sent to front-end system by channel.The account transaction request information of Real-Time Monitoring client initiation is carried out by monitoring front-end system.
S102: after monitoring solicited message, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
S103: when the account status, for example of the account status, for example and core system that find front-end system is inconsistent, starts first update mode corresponding to the classification of solicited message and reconciliation renewal is carried out to front-end system and core system;
S104: when reconciliation upgrade reach front-end system identical with the account status, for example of core system after, start second update mode corresponding to the classification of solicited message, reconciliation renewal rewards theory carried out to front-end system and Third party system.
The conforming method of this maintenance cross-bank transaction account that the embodiment of the present application one provides, by when client carries out cross-bank transaction business, real-time carries out reconciliation operation three party to front-end system, core system and Third party system, like this, not only avoid causing the generation of tripartite and customer's account inconsistence problems because certain node goes wrong, and reduce manual intervention, the consistance of real-time ensuring cross-bank transaction account, the cross-bank transferred account service of client is handled more quick convenient, enhance the Experience Degree of user.
Embodiment two
On the basis of embodiment one, the embodiment of the present application two provides one and keeps the conforming method of cross-bank transaction account more specifically, as shown in Figure 2, a kind of cross-bank that keeps that Fig. 2 provides for the embodiment of the present application two is concluded the business the process flow diagram of account conforming method.The method comprises:
S101: the account transaction request information that Real-Time Monitoring client initiates;
Client initiates account transaction request information at channel, and this solicited message is sent to front-end system by channel.The account transaction request information of Real-Time Monitoring client initiation is carried out by monitoring front-end system, and judge that the classification of solicited message is so that follow-up reconciliation operation, wherein, the classification of solicited message can comprise: deposit, withdraw the money or transfer accounts, the cross-bank transaction business of other kinds can also be comprised, do not limit in this application.
S102: after monitoring solicited message, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
S103: when the account status, for example of the account status, for example and core system that find front-end system is inconsistent, starts first update mode corresponding to the classification of solicited message and reconciliation renewal is carried out to front-end system and core system;
In this application, start first update mode corresponding to the classification of solicited message to carry out reconciliation to front-end system and core system and upgrade and comprise:
When solicited message is credit request information, the account status, for example of front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of core system;
When solicited message is withdrawal request information, by the account status, for example of front-end system to core system asynchronous interval punching just, until both account status, for example are identical.
S104: when reconciliation upgrade reach front-end system identical with the account status, for example of core system after, start second update mode corresponding to the classification of solicited message, reconciliation renewal rewards theory carried out to front-end system and Third party system;
In this application, start second update mode corresponding to the classification of solicited message, reconciliation renewal rewards theory carried out to front-end system and Third party system and comprises:
When solicited message is credit request information, the account status, for example of front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of Third party system;
When solicited message is withdrawal request information, by the account status, for example of front-end system to Third party system asynchronous interval punching just, until both account status, for example are identical.
S105: day whole secondary reconciliation is carried out to the account status, for example of front-end system, core system, Third party system tripartite.
Eventually day whole secondary reconciliation is carried out to the account status, for example of front-end system, core system, Third party system tripartite by day, further ensure the consistance of three method, system account end-state.
Concrete, as shown in Figure 3, the method described in a kind of the application of utilization that Fig. 3 provides for the embodiment of the present application two carries out the schematic diagram that cross-bank is transferred accounts.
(1) client initiates the account transaction of deposit to Third party system:
When client initiates credit transaction at channel, channel sends the request to front-end system, front-end system successfully receives the request of channel, whether inquiry savings account state is correct, when customer deposit account state is correct, front-end system sends transaction request to core system, if final core system due to the problems such as parsing return abnormal time, for the ease of handing over to client, front-end system returns the prompting of Transaction Success to channel, asynchronous real-time reconciliation module (the hypostazation device that the maintenance cross-bank that namely the application proposes is concluded the business corresponding to the conforming method of account) understands the contrast according to front-end system account status, for example and core system account status, for example, if the account status, for example both finding is inconsistent, then can retransmit at asynchronous interval, till both account status, for example are identical, i.e. real-time query core system account status, for example, if local flowing water state for the corresponding flowing water state of success and main frame be unsuccessfully, then again initiate former transaction by asynchronous retransmission mechanism, till success.Now, asynchronous real-time reconciliation module can make front-end system continuation interval send request to third party, till third party returns successfully.
(2) account that client initiates to withdraw the money to Third party system is concluded the business:
When client initiates to withdraw the money transaction at channel, channel sends the request to front-end system, front-end system successfully receives the request of channel, whether correctly inquire about account status of withdrawing the money, front-end system is to Third party system transaction request, Third party system returns successfully, front-end system core system initiates requests transaction, core system returns exception due to problems such as parsings, front-end system returns the prompting of Fail Transaction to channel, asynchronous real-time reconciliation module can according to the contrast of front-end system stateful transaction and core system state, if the account status, for example both finding is inconsistent, then can just rush at asynchronous interval, till both account status, for example are identical.I.e. real-time query core system account status, for example, if local flowing water state be successfully for the corresponding flowing water state of failure and main frame, is then again initiating former transaction by the positive mechanism of asynchronous punching and is just rushing, until host-flow water state be unsuccessfully till.Now, asynchronous real-time reconciliation module can make front-end system continue just initiating the punching of asynchronous interval to Third party system, until success.
This kind that the application provides keeps the conforming method of cross-bank transaction account, by whole for day reconciliation process is become reconciliation process in real time in the daytime, and select according to account type of transaction the response results returning to front end when concluding the business and occurring abnormal, and follow-up just rushing or retransmission process, so, system treatment effeciency is substantially increased, without the need to waiting for that day could process abnormal account eventually, decrease unnecessary manual intervention, greatly improve Consumer's Experience.
From above technical scheme, the application provides this maintenance cross-bank transaction account conforming method and system, by when client carries out cross-bank transaction business, real-time to front-end system, core system and Third party system carry out reconciliation operation three party, like this, not only avoid causing the generation of tripartite and customer's account inconsistence problems because certain node goes wrong, and reduce manual intervention, the consistance of real-time ensuring cross-bank transaction account, the cross-bank transferred account service of client is handled more quick convenient, enhance the Experience Degree of user.
Embodiment three
On the basis of embodiment one, the embodiment of the present application three provides the conforming system of a kind of maintenance cross-bank transaction account, as shown in Figure 4, and a kind of structural representation keeping the conforming system of cross-bank transaction account that Fig. 4 provides for the embodiment of the present application three.This system comprises: monitoring means 201, contrast unit 202, first reconciliation unit 203 and the second reconciliation unit 204, wherein,
Monitoring means 201, for the account transaction request information that Real-Time Monitoring client initiates;
Client initiates account transaction request information at channel, and this solicited message is sent to front-end system by channel.The account transaction request information that front-end system carrys out Real-Time Monitoring client initiation is monitored by monitoring means 201.
Contrast unit 202, for after monitoring means 201 monitors solicited message, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
First reconciliation unit 203, when the account status, for example for the account status, for example and core system that find front-end system when contrast unit 202 is inconsistent, starts first update mode corresponding to the classification of solicited message and carries out reconciliation renewal to front-end system and core system;
Second reconciliation unit 204, for the reconciliation carried out when the first reconciliation unit 203 upgrade reach front-end system identical with the account status, for example of core system after, start second update mode corresponding to the classification of solicited message, reconciliation renewal rewards theory is carried out to front-end system and Third party system.
The conforming system of this maintenance cross-bank transaction account that the present embodiment provides, by when client carries out cross-bank transaction business, real-time carries out reconciliation operation three party to front-end system, core system and Third party system, like this, not only avoid causing the generation of tripartite and customer's account inconsistence problems because certain node goes wrong, and reduce manual intervention, the consistance of real-time ensuring cross-bank transaction account, the cross-bank transferred account service of client is handled more quick convenient, enhance the Experience Degree of user.
Embodiment four
The embodiment of the present application four provides one and keeps the conforming system of cross-bank transaction account more specifically, as shown in Figure 5, and a kind of structural representation keeping the conforming system of cross-bank transaction account that Fig. 5 provides for the embodiment of the present application four.This system comprises: monitoring means 201, contrast unit 202, first reconciliation unit 203, second reconciliation unit 204 and day reconciliation at end unit 205, wherein,
Monitoring means 201, for the account transaction request information that Real-Time Monitoring client initiates;
Client initiates account transaction request information at channel, and this solicited message is sent to front-end system by channel.The account transaction request information that front-end system carrys out Real-Time Monitoring client initiation is monitored by monitoring means 201, and judge that the classification of solicited message is so that follow-up reconciliation operation, wherein, the classification of solicited message can comprise: deposit, withdraw the money or transfer accounts, the cross-bank transaction business of other kinds can also be comprised, do not limit in this application.
Contrast unit 202, for after monitoring means 201 monitors solicited message, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
First reconciliation unit 203, when the account status, for example for the account status, for example and core system that find front-end system when contrast unit 202 is inconsistent, starts first update mode corresponding to the classification of solicited message and carries out reconciliation renewal to front-end system and core system;
In this application, the first reconciliation unit comprises: the first reconciliation subelement and the second reconciliation subelement, wherein,
First reconciliation subelement, for when the account status, for example of the account status, for example and core system that contrast unit discovery front-end system is inconsistent, and when solicited message is credit request information, the account status, for example of front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of core system;
Second reconciliation subelement, for when the account status, for example of the account status, for example and core system that contrast unit discovery front-end system is inconsistent, and solicited message is when being withdrawal request information, by the account status, for example of front-end system to core system asynchronous interval punching just, until both account status, for example are identical.
Second reconciliation unit 204, for the reconciliation carried out when the first reconciliation unit 203 upgrade reach front-end system identical with the account status, for example of core system after, start second update mode corresponding to the classification of solicited message, reconciliation renewal rewards theory is carried out to front-end system and Third party system;
In this application, the second reconciliation unit comprises: the 3rd reconciliation subelement and the 4th reconciliation subelement, wherein,
3rd reconciliation subelement, for when reconciliation upgrade reach front-end system identical with the account status, for example of core system after, and solicited message is when being credit request information, the account status, for example of front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of Third party system;
4th reconciliation subelement, for when reconciliation upgrade reach front-end system identical with the account status, for example of core system after, and solicited message is when being withdrawal request information, by the account status, for example of front-end system to Third party system asynchronous interval punching just, until both account status, for example are identical.
Day whole reconciliation unit 205, for carrying out day whole secondary reconciliation to the account status, for example of front-end system, core system, Third party system tripartite eventually in day.
In this application, day, whole reconciliation unit can carry out secondary reconciliation by the first reconciliation unit and the second reconciliation unit in day eventually, eventually day whole secondary reconciliation is carried out to the account status, for example of front-end system, core system, Third party system tripartite by day, further ensure the consistance of three method, system account end-state.
Concrete, with place same or analogous in other embodiments, can reference mutually, repeat no more in this application.
The conforming system of this maintenance cross-bank transaction account that the present embodiment provides, by when client carries out cross-bank transaction business, real-time carries out reconciliation operation three party to front-end system, core system and Third party system, like this, not only avoid causing the generation of tripartite and customer's account inconsistence problems because certain node goes wrong, and reduce manual intervention, the consistance of real-time ensuring cross-bank transaction account, the cross-bank transferred account service of client is handled more quick convenient, enhance the Experience Degree of user.
Finally, also it should be noted that, in this article, the such as relational terms of first and second grades and so on is only used for an entity or operation to separate with another entity or operational zone, and not necessarily requires or imply the relation that there is any this reality between these entities or operation or sequentially.And, term " comprises ", " comprising " or its any other variant are intended to contain comprising of nonexcludability, thus make to comprise the process of a series of key element, method, article or equipment and not only comprise those key elements, but also comprise other key elements clearly do not listed, or also comprise by the intrinsic key element of this process, method, article or equipment.When not more restrictions, the key element limited by statement " comprising ... ", and be not precluded within process, method, article or the equipment comprising described key element and also there is other identical element.
In this instructions, each embodiment adopts the mode of going forward one by one to describe, and what each embodiment stressed is the difference with other embodiments, between each embodiment identical similar portion mutually see.
To the above-mentioned explanation of the disclosed embodiments, professional and technical personnel in the field are realized or uses the application.To be apparent for those skilled in the art to the multiple amendment of these embodiments, General Principle as defined herein when not departing from the spirit or scope of the application, can realize in other embodiments.Therefore, the application can not be restricted to these embodiments shown in this article, but will meet the widest scope consistent with principle disclosed herein and features of novelty.
Claims (10)
1. keep the conforming method of cross-bank transaction account, it is characterized in that, comprising:
The account transaction request information that Real-Time Monitoring client initiates;
After monitoring described request information, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
When the account status, for example of the account status, for example and described core system that find described front-end system is inconsistent, starts first update mode corresponding to the classification of described request information and reconciliation renewal is carried out to described front-end system and described core system;
When described reconciliation upgrade reach described front-end system identical with the account status, for example of described core system after, start second update mode corresponding to the classification of described request information, reconciliation renewal rewards theory carried out to described front-end system and Third party system.
2. the conforming method of maintenance cross-bank transaction account according to claim 1, is characterized in that, also comprise: carry out day whole secondary reconciliation to the account status, for example of described front-end system, described core system, described Third party system tripartite.
3. the conforming method of maintenance cross-bank transaction account according to claim 1, it is characterized in that, the classification of described request information comprises: deposit, withdraw the money or transfer accounts.
4. the conforming method of maintenance cross-bank according to claim 1 transaction account, is characterized in that, described startup first update mode corresponding to the classification of described request information is carried out reconciliation to described front-end system and described core system and upgraded and comprise:
When described request information is credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described core system;
When described request information is withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described core system just, until both account status, for example are identical.
5. the conforming method of maintenance cross-bank transaction account according to claim 1, is characterized in that the second update mode that described startup is corresponding to the classification of described request information is carried out reconciliation renewal rewards theory to described front-end system and Third party system and comprised:
When described request information is credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described Third party system;
When described request information is withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described Third party system just, until both account status, for example are identical.
6. keep the conforming system of cross-bank transaction account, it is characterized in that, comprising:
Monitoring means, for the account transaction request information that Real-Time Monitoring client initiates;
Contrast unit, for after described monitoring means monitors described request information, the account status, for example of real time contrast's front-end system and the account status, for example of core system;
First reconciliation unit, when account status, for example for the account status, for example and described core system that find described front-end system when described contrast unit is inconsistent, starts first update mode corresponding to the classification of described request information and reconciliation renewal is carried out to described front-end system and described core system;
Second reconciliation unit, described reconciliation for carrying out when described first reconciliation unit upgrade reach described front-end system identical with the account status, for example of described core system after, start second update mode corresponding to the classification of described request information, reconciliation renewal rewards theory is carried out to described front-end system and Third party system.
7. the conforming system of maintenance cross-bank transaction account according to claim 6, it is characterized in that, also comprise: day reconciliation at end unit, for carrying out day whole secondary reconciliation to the account status, for example of described front-end system, described core system, described Third party system tripartite.
8. the conforming system of maintenance cross-bank transaction account according to claim 6, it is characterized in that, the classification of described request information comprises: deposit, withdraw the money or transfer accounts.
9. the conforming system of maintenance cross-bank transaction account according to claim 6, it is characterized in that, described first reconciliation unit comprises: the first reconciliation subelement and the second reconciliation subelement, wherein,
Described first reconciliation subelement, when account status, for example for the account status, for example and described core system that find described front-end system when described contrast unit is inconsistent, and when described request information is credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described core system;
Described second reconciliation subelement, when account status, for example for the account status, for example and described core system that find described front-end system when described contrast unit is inconsistent, and described request information is when being withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described core system just, until both account status, for example are identical.
10. the conforming system of maintenance cross-bank transaction account according to claim 6, it is characterized in that, described second reconciliation unit comprises: the 3rd reconciliation subelement and the 4th reconciliation subelement, wherein,
Described 3rd reconciliation subelement, for upgrade when described reconciliation reach described front-end system identical with the account status, for example of described core system after, and described request information is when being credit request information, the account status, for example of described front-end system is retransmitted, until both account status, for example are identical to the asynchronous interval of described Third party system;
Described 4th reconciliation subelement, for upgrade when described reconciliation reach described front-end system identical with the account status, for example of described core system after, and described request information is when being withdrawal request information, by the account status, for example of described front-end system to the asynchronous interval punching of described Third party system just, until both account status, for example are identical.
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Cited By (12)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106600251A (en) * | 2016-11-30 | 2017-04-26 | 深圳维恩贝特科技股份有限公司 | Internet finance data interaction method, device and system |
| CN107798593A (en) * | 2017-11-07 | 2018-03-13 | 泰康保险集团股份有限公司 | Processing method, device, medium and the electronic equipment of financial data |
| CN107909460A (en) * | 2017-12-11 | 2018-04-13 | 深圳前海微众银行股份有限公司 | Position synchronous method, equipment, data center and storage medium |
| CN109034769A (en) * | 2018-07-03 | 2018-12-18 | 中国银行股份有限公司 | Transaction data processing method, device, storage medium and electronic equipment |
| CN109523378A (en) * | 2018-10-22 | 2019-03-26 | 中国银行股份有限公司 | A kind of method, apparatus and system keeping trade identity |
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| CN110619570A (en) * | 2019-09-19 | 2019-12-27 | 中国银行股份有限公司 | Cross-bank transfer processing method and device |
| CN111026769A (en) * | 2019-10-16 | 2020-04-17 | 平安科技（深圳）有限公司 | Working method of dual-core front-end system and related equipment thereof |
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| CN113032176A (en) * | 2021-03-23 | 2021-06-25 | 中国邮政储蓄银行股份有限公司 | Distributed transaction double-compensation method and device based on daily account checking |
| CN113313593A (en) * | 2021-06-23 | 2021-08-27 | 中国农业银行股份有限公司 | Data processing method and data processing device |
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| CN106600251A (en) * | 2016-11-30 | 2017-04-26 | 深圳维恩贝特科技股份有限公司 | Internet finance data interaction method, device and system |
| CN107798593A (en) * | 2017-11-07 | 2018-03-13 | 泰康保险集团股份有限公司 | Processing method, device, medium and the electronic equipment of financial data |
| CN107798593B (en) * | 2017-11-07 | 2021-08-13 | 泰康保险集团股份有限公司 | Financial data processing method, device, medium and electronic equipment |
| CN107909460A (en) * | 2017-12-11 | 2018-04-13 | 深圳前海微众银行股份有限公司 | Position synchronous method, equipment, data center and storage medium |
| CN107909460B (en) * | 2017-12-11 | 2022-01-11 | 深圳前海微众银行股份有限公司 | Position synchronization method, device, data center and storage medium |
| CN109034769A (en) * | 2018-07-03 | 2018-12-18 | 中国银行股份有限公司 | Transaction data processing method, device, storage medium and electronic equipment |
| CN109523378A (en) * | 2018-10-22 | 2019-03-26 | 中国银行股份有限公司 | A kind of method, apparatus and system keeping trade identity |
| CN110472956A (en) * | 2019-08-16 | 2019-11-19 | 中国银行股份有限公司 | Decouple pay behavior real-time detection method and device |
| CN110619570A (en) * | 2019-09-19 | 2019-12-27 | 中国银行股份有限公司 | Cross-bank transfer processing method and device |
| CN110619570B (en) * | 2019-09-19 | 2022-02-01 | 中国银行股份有限公司 | Cross-bank transfer processing method and device |
| CN111026769A (en) * | 2019-10-16 | 2020-04-17 | 平安科技（深圳）有限公司 | Working method of dual-core front-end system and related equipment thereof |
| CN111026769B (en) * | 2019-10-16 | 2023-04-18 | 平安科技（深圳）有限公司 | Working method of dual-core front-end system and related equipment thereof |
| CN113554498A (en) * | 2020-04-08 | 2021-10-26 | 中国移动通信集团广东有限公司 | Processing method and device for user account request |
| CN113554498B (en) * | 2020-04-08 | 2024-03-19 | 中国移动通信集团广东有限公司 | Processing method and device for user account request |
| CN112053232A (en) * | 2020-09-03 | 2020-12-08 | 中国银行股份有限公司 | Self-service equipment business account consistency processing method and device |
| CN112053232B (en) * | 2020-09-03 | 2023-09-22 | 中国银行股份有限公司 | Self-service equipment business accounting consistency processing method and device |
| CN113032176A (en) * | 2021-03-23 | 2021-06-25 | 中国邮政储蓄银行股份有限公司 | Distributed transaction double-compensation method and device based on daily account checking |
| CN113313593A (en) * | 2021-06-23 | 2021-08-27 | 中国农业银行股份有限公司 | Data processing method and data processing device |
| CN113313593B (en) * | 2021-06-23 | 2024-01-30 | 中国农业银行股份有限公司 | Data processing method and data processing device |
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