CN116416092A - Housing maintenance fund transaction processing system and method - Google Patents

Housing maintenance fund transaction processing system and method Download PDF

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Publication number
CN116416092A
CN116416092A CN202211731647.2A CN202211731647A CN116416092A CN 116416092 A CN116416092 A CN 116416092A CN 202211731647 A CN202211731647 A CN 202211731647A CN 116416092 A CN116416092 A CN 116416092A
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subsystem
transaction
bank
housing maintenance
maintenance fund
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张建利
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China Construction Bank Corp Shanxi Branch
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China Construction Bank Corp Shanxi Branch
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/16Real estate
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

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Abstract

The application discloses a housing maintenance fund transaction processing system and method, wherein a front-end transaction corresponding to a transaction request is initiated through a front-end banking subsystem in response to the transaction request related to housing maintenance, the front-end transaction is sent to a rear banking subsystem by a bank communication subsystem, and the rear banking subsystem processes the front-end transaction by interacting with a third-party housing maintenance fund system, so that cooperation between a bank and the third-party housing maintenance fund system can be realized to complete related transaction processing.

Description

Housing maintenance fund transaction processing system and method
Technical Field
The present application relates to the field of repair funds management technology, and more particularly, to a system and method for processing housing repair funds transactions.
Background
At present, in order to meet the requirement of customers for conveniently transacting house maintenance fund related business, building a house maintenance fund system has become a development trend of house application.
However, how to implement collaboration between a housing maintenance fund system and a bank for transaction processing becomes a problem.
Disclosure of Invention
In view of the foregoing, the present application provides a system and a method for dealing with a house maintenance fund, which are used for achieving the purpose of dealing with a house maintenance fund system and a bank in cooperation.
In order to achieve the above object, the following solutions have been proposed:
a housing maintenance fund transaction processing system, comprising:
the front-end transaction system is used for responding to a transaction request associated with housing maintenance and initiating front-end transaction corresponding to the transaction request;
the bank communication subsystem is used for sending the front-end transaction to the bank rear subsystem;
and the back-end banking subsystem is used for processing the front-end transaction by interacting with a third-party housing maintenance fund system.
Optionally, the housing maintenance fund banking system further comprises: an external integrated subsystem;
the bank back subsystem is specifically configured to address the external integrated subsystem through the bank communication subsystem, and send a connection request to the external integrated subsystem;
and the external connection integrated subsystem is used for responding to the connection request and connecting the post-bank terminal system with the third-party housing maintenance fund system so that the post-bank terminal system and the third-party housing maintenance fund system interact.
Optionally, the external integrated subsystem is specifically configured to connect, in response to the connection request, the post-bank terminal system and the third-party housing maintenance fund system through a private network.
Optionally, the bank back terminal system is further configured to send a back-end transaction to the external integrated subsystem;
the externally-connected integrated subsystem is further configured to send the back-end transaction to the third-party housing maintenance fund system, so that the third-party housing maintenance fund system processes the back-end transaction.
Optionally, the transaction request associated with the housing maintenance includes:
at least one of a payment transaction request, a pickup transaction request, a supplementary transaction request, and a ticket supplementary transaction request associated with a housing maintenance.
A house maintenance fund transaction processing method, comprising:
the front-end transaction corresponding to the transaction request is initiated by the front-end sub-system of the bank in response to the transaction request associated with the maintenance of the housing;
the bank communication subsystem sends the front-end transaction to a bank back-end subsystem;
and the back-end transaction is processed by the back-end banking subsystem through interaction with a third-party housing maintenance fund system.
Optionally, the post-banking subsystem processes the front-end transaction by interacting with a third party housing maintenance fund system, including:
the bank back terminal system addresses to the external connection integrated subsystem through the bank communication subsystem, and sends a connection request to the external connection integrated subsystem, so that the external connection integrated subsystem responds to the connection request, and connects the bank back terminal system with the third-party housing maintenance fund system, so that the bank back terminal system interacts with the third-party housing maintenance fund system.
Optionally, the external integrated subsystem responds to the connection request, and connects the post-bank terminal system and the third-party housing maintenance fund system, including:
and the external connection integrated subsystem responds to the connection request and connects the back terminal system of the bank and the third-party housing maintenance fund system through a private network.
Optionally, the method further comprises:
the bank back terminal system sends back-end transaction to the external connection integrated subsystem;
the externally connected integrated subsystem transmits the back-end transaction to the third party housing maintenance fund system, so that the third party housing maintenance fund system processes the back-end transaction.
Optionally, the transaction request associated with the housing maintenance includes:
at least one of a payment transaction request, a pickup transaction request, a supplementary transaction request, and a ticket supplementary transaction request associated with a housing maintenance.
According to the technical scheme, the front-end transaction corresponding to the transaction request is initiated through the front-end transaction of the bank, the front-end transaction is sent to the rear-end transaction of the bank by the bank communication subsystem, and the rear-end transaction of the bank is processed by the rear-end transaction of the bank through interaction with the third-party housing maintenance fund system, so that the cooperation between the bank and the third-party housing maintenance fund system can be realized, and related transaction processing is completed.
Drawings
In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings that are required to be used in the embodiments or the description of the prior art will be briefly described below, and it is obvious that the drawings in the following description are only embodiments of the present application, and that other drawings may be obtained according to the provided drawings without inventive effort to a person skilled in the art.
FIG. 1 is a schematic diagram of a house maintenance fund transaction system according to embodiment 1 of the present application;
FIG. 2 is a schematic diagram of a house maintenance fund transaction processing system according to embodiment 2 of the present application;
FIG. 3 is a flow chart of a house maintenance fund transaction processing method according to embodiment 3 of the present application;
fig. 4 is a flow chart of a house maintenance fund transaction processing method provided in embodiment 4 of the present application.
Detailed Description
The following description of the embodiments of the present application will be made clearly and fully with reference to the accompanying drawings, in which it is evident that the embodiments described are only some, but not all, of the embodiments of the present application. All other embodiments, which can be made by one of ordinary skill in the art without undue burden from the present disclosure, are within the scope of the present disclosure.
In order that the above-recited objects, features and advantages of the present application will become more readily apparent, a more particular description of the invention briefly described above will be rendered by reference to specific embodiments that are illustrated in the appended drawings.
Referring to fig. 1, a schematic structural diagram of a house maintenance fund transaction processing system provided in embodiment 1 of the present application is shown in fig. 1, where the house maintenance fund transaction processing system includes: a front banking subsystem 100, a bank communications subsystem 200 and a back banking subsystem 300.
The bank front end subsystem 100 is configured to respond to a transaction request associated with housing maintenance, and initiate a front end transaction corresponding to the transaction request.
The transaction request associated with a housing maintenance includes:
in this embodiment, the front-end bank subsystem 100 belongs to the front-end bank for performing the page operation.
At least one of a payment transaction request, a pickup transaction request, a supplementary transaction request, and a ticket supplementary transaction request associated with a housing maintenance. Accordingly, the front-end transaction may include: at least one of payment transaction, drawing transaction, supplementary recording transaction and bill supplementary printing transaction.
A bank communication subsystem 200 for transmitting the front-end transaction to the back-end-of-bank subsystem 300.
The post-bank subsystem 300 is used to process the front-end transaction by interacting with a third party housing maintenance fund system.
In this embodiment, the front-end transaction corresponding to the transaction request is initiated by the front-end banking subsystem 100 in response to the transaction request associated with the housing maintenance, the front-end transaction is sent to the back-end banking subsystem 300 by the bank communication subsystem 200, and the back-end banking subsystem 300 processes the front-end transaction by interacting with the third-party housing maintenance fund system, so that the cooperation between the bank and the third-party housing maintenance fund system can be realized to complete the related transaction processing.
As another optional embodiment 2 of the present application, mainly for the expansion scheme of the house maintenance fund transaction processing system described in the foregoing embodiment 1, as shown in fig. 2, on the basis of the house maintenance fund transaction processing system shown in fig. 1, the method may further include: an external integrated subsystem 400;
the post-bank subsystem 300 is specifically configured to address the external integrated subsystem 400 through the bank communication subsystem 200, and send a connection request to the external integrated subsystem 400.
And the external integrated subsystem 400 is configured to connect the post-bank subsystem 300 and the third-party housing maintenance fund system in response to the connection request, so that the post-bank subsystem 300 and the third-party housing maintenance fund system interact.
In this embodiment, the external integrated subsystem 400 may be specifically configured to connect the post-bank subsystem 300 and the third-party housing maintenance fund system through a private network in response to the connection request.
The private network is a network specially constructed for the post-banking subsystem 300 and the third party housing maintenance fund system. The private line network can be provided with a unique safe transmission mechanism, so that safe interaction between the post-bank terminal system 300 and the third-party housing maintenance fund system is ensured.
In this embodiment, the back-end transaction subsystem 300 may also be used to send back-end transactions to the external integrated subsystem 400.
Back-end transactions can be understood as: transactions actively initiated by the bank back end subsystem 300, for example, back end transactions may include, but are not limited to: and checking the transaction.
The in-line integration subsystem 400 may also be configured to send the back-end transaction to the third party housing maintenance fund system to cause the third party housing maintenance fund system to process the back-end transaction.
In this embodiment, the third party home maintenance fund system may be, but is not limited to: the service fund platform, accordingly, the post-bank subsystem 300 may be, but is not limited to: sxfss-shanxi post-branching terminal system.
The house maintenance fund transaction processing method provided in the present application is described below, and the house maintenance fund transaction processing method described below and the house maintenance fund transaction processing system described above can be referred to correspondingly.
Referring to fig. 3, a flow chart of a house maintenance fund transaction processing method provided in embodiment 3 of the present application may include, but is not limited to, the following steps:
step S11, the front-end transaction corresponding to the transaction request is initiated by the front-end subsystem of the bank in response to the transaction request associated with the housing maintenance.
The transaction request associated with a housing maintenance includes:
at least one of a payment transaction request, a pickup transaction request, a supplementary transaction request, and a ticket supplementary transaction request associated with a housing maintenance.
And step S12, the bank communication subsystem transmits the front-end transaction to a back-end banking subsystem.
And step S13, the post-banking terminal system processes the front-end transaction by interacting with a third-party housing maintenance fund system.
This step may include, but is not limited to, the following steps:
s131, the post-bank subsystem addresses to the external integrated subsystem through the bank communication subsystem, and sends a connection request to the external integrated subsystem, so that the external integrated subsystem responds to the connection request and connects the post-bank subsystem and the third-party housing maintenance fund system, and the post-bank subsystem and the third-party housing maintenance fund system interact.
The connection request may be sent to the third party home repair fund system by the external integrated subsystem, which may include, but is not limited to:
and the external connection integrated subsystem responds to the connection request and connects the back terminal system of the bank and the third-party housing maintenance fund system through a private network.
In another embodiment of the present application, as another optional embodiment 4 of the present application, mainly an extension of the house maintenance fund transaction processing method described in the foregoing embodiment 3, as shown in fig. 4, the method may include, but is not limited to, the following steps:
and S21, the front-end transaction corresponding to the transaction request is initiated by the front-end subsystem of the bank in response to the transaction request related to the maintenance of the housing.
And step S22, the bank communication subsystem transmits the front-end transaction to the bank back-end subsystem.
And S23, the post-bank terminal system processes the front-end transaction by interacting with a third-party housing maintenance fund system.
The detailed procedure of steps S21-S23 can be referred to in the related description of steps S11-S13 in embodiment 3, and will not be described herein.
And step S24, the back-end transaction is sent to the external connection integrated subsystem by the bank back-end subsystem.
Step S25, the external integrated subsystem sends the back-end transaction to the third-party housing maintenance fund system, so that the third-party housing maintenance fund system processes the back-end transaction.
Finally, it is further noted that relational terms such as first and second, and the like are used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Moreover, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising one … …" does not exclude the presence of other like elements in a process, method, article, or apparatus that comprises the element.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present application. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the application. Thus, the present application is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

Claims (10)

1. A housing maintenance fund transaction processing system, comprising:
the front-end transaction system is used for responding to a transaction request associated with housing maintenance and initiating front-end transaction corresponding to the transaction request;
the bank communication subsystem is used for sending the front-end transaction to the bank rear subsystem;
and the back-end banking subsystem is used for processing the front-end transaction by interacting with a third-party housing maintenance fund system.
2. The home repair fund banking system of claim 1, further comprising: an external integrated subsystem;
the bank back subsystem is specifically configured to address the external integrated subsystem through the bank communication subsystem, and send a connection request to the external integrated subsystem;
and the external connection integrated subsystem is used for responding to the connection request and connecting the post-bank terminal system with the third-party housing maintenance fund system so that the post-bank terminal system and the third-party housing maintenance fund system interact.
3. The method according to claim 2, wherein the ex-situ integrated subsystem is specifically configured to connect the post-banking subsystem and the third party housing maintenance fund system via a private network in response to the connection request.
4. The home repair fund banking system of claim 2, wherein the banking back sub-system is further configured to send back-end transactions to the externally-connected integrated subsystem;
the externally-connected integrated subsystem is further configured to send the back-end transaction to the third-party housing maintenance fund system, so that the third-party housing maintenance fund system processes the back-end transaction.
5. The home repair fund banking system of claim 1, wherein the transaction request associated with a home repair comprises:
at least one of a payment transaction request, a pickup transaction request, a supplementary transaction request, and a ticket supplementary transaction request associated with a housing maintenance.
6. A house maintenance fund transaction processing method, comprising:
the front-end transaction corresponding to the transaction request is initiated by the front-end sub-system of the bank in response to the transaction request associated with the maintenance of the housing;
the bank communication subsystem sends the front-end transaction to a bank back-end subsystem;
and the back-end transaction is processed by the back-end banking subsystem through interaction with a third-party housing maintenance fund system.
7. The method of claim 6, wherein the post-bank subsystem processes the front-end transaction by interacting with a third party housing maintenance fund system, comprising:
the bank back terminal system addresses to the external connection integrated subsystem through the bank communication subsystem, and sends a connection request to the external connection integrated subsystem, so that the external connection integrated subsystem responds to the connection request, and connects the bank back terminal system with the third-party housing maintenance fund system, so that the bank back terminal system interacts with the third-party housing maintenance fund system.
8. The method of claim 7, wherein the offboard integration subsystem connects the post-bank subsystem and the third party housing maintenance fund system in response to the connection request, comprising:
and the external connection integrated subsystem responds to the connection request and connects the back terminal system of the bank and the third-party housing maintenance fund system through a private network.
9. The method of claim 7, wherein the method further comprises:
the bank back terminal system sends back-end transaction to the external connection integrated subsystem;
the externally connected integrated subsystem transmits the back-end transaction to the third party housing maintenance fund system, so that the third party housing maintenance fund system processes the back-end transaction.
10. The method of claim 6, wherein the transaction request associated with a housing repair comprises:
at least one of a payment transaction request, a pickup transaction request, a supplementary transaction request, and a ticket supplementary transaction request associated with a housing maintenance.
CN202211731647.2A 2022-12-30 2022-12-30 Housing maintenance fund transaction processing system and method Pending CN116416092A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117437013A (en) * 2023-12-21 2024-01-23 成都房联云码科技有限公司 Special maintenance fund settlement method and system based on double-account system

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN117437013A (en) * 2023-12-21 2024-01-23 成都房联云码科技有限公司 Special maintenance fund settlement method and system based on double-account system
CN117437013B (en) * 2023-12-21 2024-03-26 成都房联云码科技有限公司 Special maintenance fund settlement method and system based on double-account system

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