KR100428989B1 - System for managing and controlling automatic teller machine - Google Patents

Abstract

The present invention relates to a system for operating a bank automation device, such as ATM (Automatic Teller Machine), CD (Cash Dispenser), more specifically, bank automation installed in branches and convenience stores and other public places of the installation institution Device to banking institution <-> ATM; Affiliated institutions <-> ATM; Affiliated institutions such as securities companies, insurance companies, and trust companies in addition to the existing unique business areas such as credit / receive / transfer / variety inquiry services linked to ATMs by establishing affiliated institutions <-> bank installation institutions with 24-hour full-day operating system. In addition to securities business, insurance business, investment business, etc., various additional tasks such as utility bill storage, MP3 download, performance and transportation ticket reservation and ticketing, transportation card recharging, and various advertising services are available through ATM. The present invention relates to a bank automation device operating system that improves the usability, usability and efficiency of ATM by enabling various tasks to be performed without introducing an additional system.

Description

System for managing and controlling automatic teller machine

The present invention relates to a system for operating a bank automation device, such as ATM (Automatic Teller Machine), CD (Cash Dispenser), more specifically, bank automation installed in branches and convenience stores and other public places of the installation institution Equipment (hereinafter abbreviated as " ATM ") is referred to as a banking institution <-> ATM; Affiliated institutions <-> ATM; Affiliated institutions such as securities companies, insurance companies, and trust companies in addition to the existing unique business areas such as credit / receive / transfer / variety inquiry services linked to ATMs by establishing affiliated institutions <-> bank installation institutions with 24-hour full-day operating system. In addition to securities business, insurance business, investment business, etc., various additional tasks such as utility bill storage, MP3 download, performance and transportation ticket reservation and ticketing, transportation card recharging, and various advertising services are available through ATM. The present invention relates to a bank automation device operating system that improves the usability, usability and efficiency of ATM by enabling various tasks to be performed without introducing an additional system.

On the other hand, the present invention is the operation of the bank and its affiliated organizations and ATM linked business operation and its operation operation flow control, handling the problem of failure and occurrence of the problem, as well as the process of processing in the bank host as the ATM main installation institution (eg By directly handling the initiation, closing, counting, ambassadors, settlement, termination, and disability management, and reducing the workload of the existing system by facilitating functional and professional distribution of tasks, as well as partnering with banking and banking. The present invention relates to a bank automation system operating system to maximize the efficiency of the system.

As is well known, ATM is widely used in the general sense of 'cash dispenser', which allows bank customers to do business without going to the bank. These ATMs are set up in banks, automated corners and other public places, and users use these ATMs to conduct bank-related transactions, including cash withdrawal, bank transfer, balance inquiry, and cash service transactions. .

However, the existing ATM automation system operating system connects business data received from multiple ATMs or CD devices installed at branches and driverless car centers of each bank to be processed sequentially in the main system of each bank. There is a narrow problem in terms of usability and usability because it is in charge of only a kind of gateway (gateway). In other words, the existing ATM operation system has a problem of performing a simple task of performing only a limited task among banking services such as cash withdrawal, bank transfer, balance inquiry transaction, and cash service transaction.

The present invention was created in order to solve the above problems, ATMs installed in branches and convenience stores and other public places of the installation institution (bank) bank installation institutions <-> ATM; Affiliated institutions <-> ATM; Affiliated institutions such as securities companies, insurance companies, and trust companies in addition to the existing unique business areas such as credit / receive / transfer / variety inquiry services linked to ATMs by establishing affiliated institutions <-> bank installation institutions with 24-hour full-day operating system. In addition to securities business, insurance business, investment business, etc., various additional tasks such as utility bill storage, MP3 download, performance and transportation ticket reservation and ticketing, transportation card recharging, and various advertising services are available through ATM. Its purpose is to provide an ATM operation system that improves the usability, usability, and efficiency of ATM by enabling various tasks to be performed without introducing additional systems.

Another object of the present invention, the bank and the affiliated organizations and the ATM and the associated operation of the operation operation and flow management of the operation, and handles the problem of failure and occurrence of the problem, as well as the process of processing in the bank host, the ATM main installation institution (E.g., opening, closing, counting, ambassador, settlement, termination, disability management, etc.) to reduce the workload of existing systems as well as to reduce the workload of existing systems, as well as to facilitate functional and professional distribution of tasks. It is to provide an ATM operation system that can maximize the efficiency of alliance work.

1 is a basic conceptual view of a bank automation device (ATM, CD, etc.) operating system according to the present invention.

2 is a basic block diagram of a bank automation device operating system according to the present invention.

3 is a basic structural diagram of a bank automation system operating system according to the present invention.

Figure 4 is a block diagram of a bank automated device operating system according to the present invention.

5 is an internal block diagram of a data server and a communication server according to the present invention;

6 is a logic unit (LU) management daemon process flow diagram in accordance with the present invention.

7 is a flow diagram of a data server daemon management process in accordance with the present invention.

8 is a communication server daemon management process flow diagram in accordance with the present invention.

9 is a flow diagram of the affiliated organization data server daemon management process according to the present invention.

10 is a flow diagram of the affiliated agency communication server daemon management process in accordance with the present invention.

<Description of the code | symbol about the principal part of drawing>

1: Bank computerization main system 5: Affiliated institutions

10: Bank automation equipment (ATM, CD, etc) 100: Automation equipment operating system

110: data server (D / S) 112: CDMS business system module

113, 123: professional management system module 114: online operating system module

115, 125: communication network management system module 116: I / O management system module

120: communication server (C / S) 126: communication management module

In order to achieve the above object, a system for operating an automated teller machine such as an ATM and CD machine according to the present invention,

CDMS (Cash Dispenser Management System) system system that processes the tasks such as fund aggregation, ambassador and settlement, disability management, fee management, input / output management, etc., which are processed in the bank's computer main system, and database the relevant data related to the business; An online operating system module, and an input / output management system module; Verify the legitimacy of the full text (transaction data) coming from the automated device and the bank computer system and affiliated organizations such as insurance companies and securities companies, branching the transaction to be processed by the corresponding transaction, and the transaction details are linked to the automated device and the bank computer main system and alliance. A professional management system module for processing the transmission without error to the institution; And a linked communication network management system module that constantly checks and manages a communication line with the system modules to prevent the error and loss of the expert and to recover the corresponding failure if there is a failure.

At least two data servers (D / S) including the CDMS business system module, an online operating system module, an input / output management system module, a professional management system module, and a connected communication network management system module, and which are constructed by organically combining these system modules; Data Server); Includes the professional management system module and the associated network management system module and at least two or more communication server (C / S; Communication Server) is built by combining these system modules organically,

The at least two data servers are equipped with server middle ware for managing stream input / output (STREAM-IO) and business program management, and the at least two communication servers are equipped with stream input / output communication and Middleware for client daemon management,

The linked communication network management system module is LU management daemon process (Demon Process) means for automatically managing a Logical Unit (LU) that serves as an interface with the bank computer main system during the transaction of the banking business using the automated device, and each of the A communication server daemon management process means for managing and processing communication networks of automated devices and affiliated organizations,

The specialized management system module and the online operating system module are provided with a data server daemon management process means for branching and sequential processing of the automation device, the banking computer system and the affiliated organizations, and automatically controlling the respective daemons.

The communication server includes an affiliated organization data server daemon management process means for sequentially managing tasks by managing daemons for each affiliated organization regardless of the number of affiliated organizations, and an affiliated organization communication server daemon management process means. There is this.

In a preferred embodiment of the present invention, the communication server,

An automated device / communication control management module for controlling and managing a bank automation device such as the ATM and a CD and a predetermined communication device, an input / output specialized management system module for managing a message inputted and outputted to the communication server, and a encrypted message transmitted and received It is configured to include a professional encryption management system module for managing, a professional transmission and reception management system module for managing the transmitted and received telegrams, and ATM download management system module for managing the download (Down Load) of the automated device,

The data server,

A securities business module for performing a task related to securities business processing through the automated device; An insurance business module for performing a task related to insurance business processing through the automated device; A ticket issuing service module for performing a task related to ticket issuing business processing such as an air ticket and a performance ticket through the automated device; An advertisement business module for performing a task related to advertisement business processing through the automated device; An MP3 download task module for performing tasks related to MP3 download task processing through the automated device; A traffic card charging service module for performing a task related to processing a traffic card charging service through the automated device; And an additional service module for performing a task related to processing of additional service tasks associated with corresponding affiliated organizations through the automated device.

In addition, in a preferred embodiment of the present invention, each of the data server and the communication server, the securities service, insurance service, ticket issuing service, advertising service, MP3 download service, transportation card charging service and various additional service services to provide affiliation It further comprises an affiliated organization system module that is in charge of various management such as communication network management, professional management, failure management, download management for performing the work with the institutions.

Hereinafter, with reference to the accompanying drawings will be described in detail a preferred embodiment of the bank automated machine operating system according to the present invention.

1 is a basic conceptual view of a bank automation device (ATM, CD, etc.) operating system according to the present invention, Figure 2 is a basic block diagram of a bank automation device operating system according to the present invention, Figure 3 is a bank automated device operation of the present invention 4 is a block diagram of a system for operating an automated teller machine according to the present invention, and FIG. 5 is a block diagram illustrating an internal block of a data server and a communication server according to the present invention. 6 is a logic unit (LU) management daemon process flow diagram in accordance with the present invention, FIG. 7 is a data server daemon management process flow diagram in accordance with the present invention, FIG. 8 is a communication server daemon management process flow diagram, and FIG. 9 is an association in accordance with the present invention. Organization Data Server Daemon Management Process Flowchart, FIG. 10 is an affiliated organization communication server daemon management process flow chart according to the present invention.

First, referring to Figures 4 and 5, the present invention, the bank automated device operating system 100, the aggregated funds, ambassadors and settlements, disability management, fee management, input and output management, etc. that are processed in the computerized main system (1) of the bank It includes a CDMS (Cash Dispenser Management System) task system module 112, an online operating system module 114 and an input / output management system module 116 that processes the same task and databases the corresponding data related to the task.

Then, the validity of the full text (transaction data) coming from the automation device 10, the bank computer main system 1, and the affiliated institutions such as insurance companies and securities companies (FIG. 1) is verified, and the branches are processed for each transaction. It includes a professional management system module (113) (123) for processing the transaction history to be transmitted without error to the automated device (10) and the bank computer main system (1) and affiliated institutions (5), the system module (112, 114, 116, 113) It checks and manages the communication line with them at all times to prevent the error and loss of the expert, and if there is a failure includes the associated communication network management system module 115, 125 to support the recovery.

In addition, the present invention is provided with a CDMS business system module 112, failure management and online operating system module 114, input and output management system module 116 and professional management system module 113 and the associated network management system module 115. And at least two or more data servers (D / S) 100 in which these system modules are organically combined, and are provided with a professional management system module 123 and a telecommunication network management system module 125, and these system modules. And at least two communication servers (C / S; 120) that are organically coupled to each other.

Each of the communication server 120 is input and output to the communication server 120 and the automation device / communication control management module 122 for controlling and managing a bank automation device 10 such as ATM / CD and a predetermined communication device Communication management module 126 equipped with an input and output professional management system module 124 for managing a message, a professional encryption management system for encrypting and managing a message to be transmitted and received and a professional transmission and reception management system for managing a message to be transmitted and received, and an automated device ( 10) an ATM download management system module 128 that manages down load.

As illustrated in FIG. 5, each of the data servers 110 includes a securities transaction module 181 for performing a task related to securities transactions through an automation device 10 and an automation device 10. Insurance business module 182 for performing tasks related to insurance business processing, and ticket issuing business module for performing tasks related to processing of ticket issuance tasks such as air tickets and performance tickets through the automation device 10 ( 183), an advertising task module 184 for performing tasks related to the advertisement business process through the automation device 10, and an MP3 for performing tasks related to MP3 download task processing through the automation device 10. The download task module 185, the traffic card charging task module 186 for performing the task related to the traffic card charging task processing through the automation device 10, and the corresponding through the automation device 10 And an additional service module 187 for performing tasks related to processing of additional service tasks associated with affiliated organizations 5.

Each of the data server 110 and the communication server 120 are affiliated organizations that provide securities services, insurance services, ticket issuing services, advertising services, MP3 download services, transportation card charging services, and various additional service services. And affiliated organization system modules 132 and 134 in charge of various management such as communication network management, professional management, failure management, and download management.

In the present invention, the at least two or more data server 110 is equipped with server middleware 150 for the communication and business program management of the stream input-output (STREAM-IO) method. Similarly, the at least two communication servers 120 are also equipped with middleware 160 for stream input / output communication and client daemon management.

In addition, in the present invention, the telecommunications network management system modules 115 and 125 automatically operate an LU (not shown) that serves as an interface with the bank computer main system 1 during the transaction of banking operations using the automated device 10. LU management daemon process (Demon Process) to manage, and the communication server daemon management process for communication network management and processing of each of the automation device 10 and the affiliated organization (5), these processes are shown in FIGS. 8 is shown respectively.

In addition, the professional management system module 113 and the online operating system module 114 manage the respective communication daemons of the automation device 10 and the affiliated organizations 5 to grasp the state thereof so that they can be immediately processed and such failure information. Cumulative management by the database, which is shown in FIG.

The communication server 120 performs the affiliated agency data server daemon management process and the affiliated agency communication server daemon management process for sequentially managing tasks by managing daemons for each affiliated organization 5 regardless of the number of affiliated organizations 5. And these are shown in FIGS. 9 and 10, respectively.

The bank automated device operating system 100 of the present invention is preferably connected to the automated device 10 by TCP / IP communication method as shown in Figure 4, the data server 110 and the communication server 120 is also TCP / It is preferably connected by an IP communication method. It will be apparent to those skilled in the art that the automation devices 10 connected to the present invention operation system 100 will be IP managed for each device.

Referring to Figures 1 to 10 the operation and operation of the present invention automated bank operating system configured as described above are as follows.

According to the present invention, the bank automation device operating system, outside the limited scope of work through the bank automation device 10, such as CD or ATM installed in the branch or automated equipment center of the bank, unmanned in places such as convenience stores or public facilities 24 It can be operated at any time, linked with a number of partner institutions (5) other than the bank, using the bank's payment system, securities, insurance, ticket reservation and issuance, MP3 download, transportation card charging business It can provide a variety of services to customers as well as improve the profitability of the bank. In other words, the bank and its affiliated institutions (5), automation equipment (10) and affiliated institutions (5), banks and affiliated institutions ( 5) It is possible to connect the business process with the above, and to set up the encrypted specialized area to prevent the leakage of data related to security, and to identify and process each business process status and the unprocessed status in real time, Operate the data server 110 and communication server 120 to enable rapid recovery in the event of occurrence, maintain the full text of the transaction in an integrated database, and take into account future scalability, including the specialized part of the affiliated organization (5). By dividing the system module into management parts and providing a modular system to execute each system module, investment cost is reduced due to the expansion of the system and the addition of alliance. It provides ease of maintenance and management.

The bank automation device operating system 100 according to the present invention controls and manages the automation device 10 and communication situations connected thereto, such that the ON / OFF situation of the automation device 10 and a failure of a communication line are provided. Checking the situation from time to time to support the rapid recovery, as well as verify the validity of the data coming from the automated device (10).

In the present invention, the CDMS business system module 112 is a system that processes all the tasks such as fund aggregation, ambassador and settlement, disability management, fee management, input / output management, etc., which were processed in the main computer system 1 of the existing bank. Databases are processed.

The professional management system module 113, 123 verifies the legitimacy of the full text (transaction data) coming from the automation device 10, the banking computer system 1, and the affiliated organization 5, and branches each transaction to be processed. It is processed to be transmitted without error to the transmitted affiliated organization (5) or the system.

The communication network management system module 115 and 125 can check and manage communication lines with other systems at all times to prevent errors and losses of specialists, as well as to enable failover.

Processes of the detailed functions of the bank automated device operation system 100 of the present invention are shown in Figs. 6 to 10, which automatically manages a Logical Unit (LU) that interfaces with the bank computer main system (1). The main shows the LU management daemon process, Figure 7 shows a data server daemon management process to automatically control and manage the processes started in the data server 110, Figure 8 is a network management, professional management system 113, 115) FIG. 9 shows the structure and flow of a communication server daemon management process that automatically manages and operates daemon processes of FIGs. 123 and 125. FIG. 9 is a task that is driven during processing with an affiliated organization 5 in relation to FIG. Figure 10 shows the structure of the affiliated organization data server daemon management process that automatically manages and processes each process. FIG. 10 shows that the business process processes in the communication server 120 are managed. It shows the process flow of daemon that.

As a result, according to the present invention, the entire system is automatically operated, trouble-shooting, and recovery without any manual operation by processing and controlling the operations managed in each system, such as banks and affiliated organizations, organically. The installation organization of the automated device can be linked with a number of partner institutions having different tasks, and thus can support the application of various alliance service services in addition to the bank transaction of the automated device. Therefore, the provision of various services to the user and the profitability thereof may be improved.

Terminologies used herein are terms defined in consideration of functions in the present invention, which may vary according to the intention or custom of a person skilled in the art, and the definitions are based on the contents throughout this specification. Will have to be lowered.

As described above, according to the present invention, ATMs installed in branches, convenience stores, and other public places of the corresponding installation institutions (banks) include bank installation institutions <-> ATM; Affiliated institutions <-> ATM; Affiliated institutions such as securities companies, insurance companies, and trust companies in addition to the existing unique business areas such as credit / receive / transfer / variety inquiry services linked to ATMs by establishing affiliated institutions <-> bank installation institutions with 24-hour full-day operating system. In addition to securities business, insurance business, investment business, etc., various additional tasks such as utility bill storage, MP3 download, performance and transportation ticket reservation and ticketing, transportation card recharging, and various advertising services are available through ATM. It improves the usability, usability and efficiency of ATM by enabling various tasks without the introduction of additional system.

In addition, the present invention, the bank and the affiliated organizations and the ATM and the associated operation of the operation and operation flow control and management, handling the problem of trouble and failure occurs, as well as the process of processing in the bank host as the main ATM installation ( E.g. initiation, closing, tallying, ambassadors, settlement, termination, disability management, etc.), to reduce the workload of existing systems by facilitating functional and professional distribution of tasks, as well as alliances in banking and banking. It provides the advantage of maximizing the efficiency of work.

Although preferred embodiments of the present invention have been described in detail above, those of ordinary skill in the art will appreciate that the present invention may be made without departing from the spirit and scope of the invention as defined in the appended claims. It will be appreciated that various modifications or changes can be made. Therefore, changes in the future embodiments of the present invention will not be able to escape the technology of the present invention.

Claims (4)

In a system that operates bank automation equipment such as ATM and CD equipment, CDMS (Cash Dispenser Management System) system system that processes the tasks such as fund aggregation, ambassador and settlement, disability management, fee management, input / output management, etc., which are processed in the bank's computer main system, and database the relevant data related to the business; An online operating system module and an input / output management system module; Verify the legitimacy of the full text (transaction data) coming from the automated device and the bank computer system and affiliated organizations such as insurance companies and securities companies, branching the transaction to be processed by the corresponding transaction, and the transaction details are linked to the automated device and the bank computer main system and alliance. A professional management system module for processing the transmission without error to the institution; And a linked communication network management system module that constantly checks and manages a communication line with the system modules to prevent the error and loss of the expert and to recover the corresponding failure if there is a failure. At least two or more data servers including the CDMS business system module, an online operating system module, an input / output management system module, a professional management system module, and a connected communication network management system module, wherein the system modules are organically combined; Includes the professional management system module and the associated network management system module and at least two or more communication servers that are built by combining these system modules organically, The at least two data servers are equipped with server middleware for managing stream input / output (STREAM-IO) and business program management. The at least two communication servers are equipped with middleware for stream I / O communication and client daemon (Client Daemon) management, The linked communication network management system module is LU management daemon process (Demon Process) means for automatically managing a Logical Unit (LU) that serves as an interface with the bank computer main system during the transaction of the banking business using the automated device, and each of the A communication server daemon management process means for managing and processing communication networks of automated devices and affiliated organizations, The specialized management system module and the online operating system module are provided with a data server daemon management process means for branching and sequential processing of the automation device, the banking computer system, and the preambles of affiliated organizations, and automatically controlling the respective daemons. The communication server may include an automated device management / communication control module for managing a bank automation device such as the ATM and CD, and controlling a predetermined communication device, an input / output specialty management system module for managing a message input and output to the communication server; It includes a communication management module consisting of a professional encryption management system for encrypting and managing the transmitted and received messages and a professional transmission and reception management system for managing the transmitted and received messages, and an ATM download management system module for managing the download (down load) of the automated device. Bank automation equipment operating system characterized in. delete The method of claim 1, wherein the data server, A securities business module for performing a task related to securities business processing through the automated device; An insurance business module for performing a task related to insurance business processing through the automated device; A ticket issuing service module for performing a task related to processing a ticket issuing service such as an air ticket or a performance ticket through the automated device; An advertisement business module for performing a task related to advertisement business processing through the automated device; An MP3 download task module for performing tasks related to MP3 download task processing through the automated device; A traffic card charging service module for performing a task related to processing a traffic card charging service through the automated device; And And an additional service module configured to perform a task related to processing of additional service tasks associated with corresponding affiliated organizations through the automated device. The affiliated organization according to claim 1 or 3, wherein each of the data server and the communication server provides a securities service, an insurance service, a ticket issuing service, an advertisement service, an MP3 download service, a traffic card charging service, and various additional service services. Bank automation device operating system, characterized in that it further comprises a partner institution system module that is in charge of various management, such as communication network management, professional management, failure management, download management for the work with the field.