CN105184560A - Payment method and system for mobile terminal - Google Patents
Payment method and system for mobile terminal Download PDFInfo
- Publication number
- CN105184560A CN105184560A CN201510523726.8A CN201510523726A CN105184560A CN 105184560 A CN105184560 A CN 105184560A CN 201510523726 A CN201510523726 A CN 201510523726A CN 105184560 A CN105184560 A CN 105184560A
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- Prior art keywords
- vending machine
- code
- payment
- mobile terminal
- money
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
-
- G—PHYSICS
- G07—CHECKING-DEVICES
- G07F—COIN-FREED OR LIKE APPARATUS
- G07F11/00—Coin-freed apparatus for dispensing, or the like, discrete articles
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- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Business, Economics & Management (AREA)
- Computer Networks & Wireless Communication (AREA)
- Accounting & Taxation (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- Theoretical Computer Science (AREA)
- Control Of Vending Devices And Auxiliary Devices For Vending Devices (AREA)
Abstract
The invention discloses a payment method and system for a mobile terminal, and the method comprises the steps: selecting the number of articles in a vending machine, and generating the amount of money through the vending machine according to the number of articles; generating an identification code comprising the information of money, and a transaction random code through the vending machine; enabling the mobile terminal to scan the identification code, so as to transmit payment information to a money-receiving server; returning a confirmation code to the mobile terminal after the money-receiving server receives the payment information; and enabling the mobile terminal to receive the confirmation code and display the conformation code. The vending machine scans the displayed confirmation code, and enables the transaction random code to be matched with the confirmation code. If the matching is successful, the article is sold. The beneficial effects of the invention are that the vending machine does not need to be connected with an Ethernet, thereby saving the networking cost, reducing the possibility of being attacked by network hackers, and improving the safety and reliability; the method and system achieves payment through a wireless network of the mobile terminal, thereby effectively saving the payment cost of the vending machine and management and maintenance cost of the vending machine, facilitating the payment, and optimizing the user experience.
Description
Technical field
The present invention relates to mobile payment technical field, more particularly, relate to a kind of method of payment and payment system of mobile terminal.
Background technology
Along with the development of radio network technique, mobile communication and mobile payment are more and more subject to people's attention, and handheld intelligent terminal device obtains and develops rapidly and popularize.People can realize mobile communication and payment by mobile phone or other mobile intelligent terminals.The receiving terminal of current mobile payment is all generally need networking, as POS etc., pays receiving terminal and will participate in whole payment process and will be subject to corresponding fiscal control.This brings the inconvenience of installing for many automatic vending machines or fuel charger, also brings the risk in network security and responsibility.Therefore existing payment receiving terminal exists following not enough:
1, current automatic vending machine uses coin-feed to pay mostly, and fuel charger then needs artificial payment of queuing up.
2, buy small amount article, use credit card if frequent, can safety problem be produced.
3, slot machine needs user to carry coin can to use.
If 4 brush credits card, involve responsibility large, being equivalent to every platform equipment is all POS terminal, be subject to relevant financial control.
If 5, automatic vending machine terminal needs networking, the workload burying cable underground is huge, and mounting arrangements has a definite limitation, also brings network security problem simultaneously, shoulders responsibility larger.
Summary of the invention
The technical problem to be solved in the present invention is, coin-feed need be used to pay for paying receiving terminal in prior art or artificial to queue up or problem that Credit Card Payments brings, and pay the large defect of receiving terminal networking workload, a kind of method of payment and payment system of mobile terminal are provided.
The technical solution adopted for the present invention to solve the technical problems is:
Construct a kind of method of payment of mobile terminal, comprising:
In vending machine, select item quantity, described vending machine generates the amount of money according to described item quantity;
Described vending machine generates the identification code and transaction random code that comprise amount information;
By identification code described in mobile scanning terminal with to by money server Sending Payments information;
Describedly receive the backward described mobile terminal of described payment information by money server and return confirmation code;
Described mobile terminal receives described confirmation code and is shown;
Described transaction random code is also mated with described confirmation code by the confirmation code shown by described vending machine scanning, if the match is successful, sells kinds of goods.
In method of payment of the present invention, described vending machine confirms the described amount of money after generating the amount of money according to described item quantity in described vending machine.
In method of payment of the present invention, the confirmation code shown by described vending machine scanning also, after described transaction random code being mated with described confirmation code, if it fails to match, returns the step selecting item quantity in be set forth in vending machine.
In method of payment of the present invention, described identification code comprises description of goods and/or amount information.
In method of payment of the present invention, described vending machine generates in the step of identification code and the transaction random code comprising amount information, described transaction random code is implanted in described identification code.
On the other hand, a kind of payment system of mobile terminal is provided, comprises:
Vending machine, for selecting item quantity, described vending machine generates the amount of money according to described item quantity; Also for generating the identification code and transaction random code that comprise amount information; Also described transaction random code is mated with described confirmation code for the confirmation code that scans shown by mobile terminal, if the match is successful, sell kinds of goods;
Described mobile terminal, for scanning described identification code with to by money server Sending Payments information; Also for receiving described confirmation code by money server from described and shown;
Described by money server, return described confirmation code for receiving the backward described mobile terminal of described payment information.
In payment system of the present invention, described vending machine is also for confirming the described amount of money.
In payment system of the present invention, described identification code comprises description of goods and/or amount information.
In payment system of the present invention, described vending machine is also for implanting described transaction random code in described identification code.
In payment system of the present invention, described vending machine is also for then reselecting item quantity when it fails to match.
Method of payment and the payment system of above-mentioned disclosed a kind of mobile terminal have following beneficial effect: this vending machine is without the need to being connected with Ethernet, not only save networking expense, also reduce the possibility that it is subject to network hacker attack, improve safety and reliability; In addition, realize paying by the wireless network of mobile terminal, effectively save payment cost and the management maintenance cost of vending machine, can pay easily, also optimize Consumer's Experience.
Accompanying drawing explanation
Fig. 1 is a kind of process flow diagram of method of payment of mobile terminal;
Fig. 2 is a kind of schematic diagram of payment system of mobile terminal.
Embodiment
In order to make object of the present invention, technical scheme and advantage clearly understand, below in conjunction with drawings and Examples, the present invention is further elaborated.Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
The method of payment of a kind of mobile terminal 2 provided by the invention and payment system 100, its object is to, and the function utilizing mobile terminal 2 itself to network to pay is to complete whole payment process, and vending machine 1 only needs to provide Payment Amount and confirms that payment completes.This method and system are utilized to realize also can completing mobile rapid payment under vending machine 1 not networked environment.Wherein, terminal volume vending machine 1 of the present invention can be automatic vending machine, fuel charger etc., and mobile terminal 2 is generally the mobile phone or other smart machines that user carries with.
Be a kind of process flow diagram of method of payment of mobile terminal 2 see Fig. 1, Fig. 1, this method of payment comprises the following steps:
S1, user select item quantity in vending machine 1, and described vending machine 1 generates the amount of money according to described item quantity; Afterwards, user confirms the described amount of money in described vending machine 1.Such as, the panel that existing automatic vending machine is general is all provided with button or touch-screen, user can select item quantity by button or touch-screen and confirm the amount of money of kinds of goods.
After S2, user confirm the amount of money, described vending machine 1 generates the identification code and transaction random code that comprise amount information; Wherein, described identification code comprises description of goods and/or amount information, and described transaction random code is implanted in described identification code, this identification code is preferably Quick Response Code, and two-dimensional bar code/Quick Response Code (2-dimensionalbarcode) is the chequered with black and white graphic recording data symbol information that distributes in plane (on two-dimensional directional) according to certain rules with certain specific geometric figure; Coding utilizes the concept of " 0 ", " 1 " bit stream forming computer-internal logical foundations dexterously, the geometrical body using several corresponding with scale-of-two, to represent word numerical information, is processed to realize information by image input device or photoelectric scanning device automatically identifying and reading: it has some general character of barcode technology automatically: often kind of code system has its specific character set; Each character occupies certain width; There is certain verifying function etc.Also there is the information automatic identification function to different rows and processing graphics rotation change point simultaneously.Such as, client have selected article and quantity, automatic vending machine or fuel charger can show Item Title and the amount of money on a display screen, a Quick Response Code can be formed after client confirms, this Quick Response Code contains Item Title, the amount of money and by the information such as money sensing, incidentally implants generation one transaction random code in this Quick Response Code simultaneously, this transaction random code uses and is evenly distributed algorithm and produces, even if the transaction random code of programming slip-stick artist also unpredictable each exchange generation.
S3, mobile terminal 2 scanned described identification code with to by money server 3 Sending Payments information; Such as, user uses the mobile terminals such as mobile phone 2 to scan this Quick Response Code, then sends by money server 3 request of payment from trend in advance at the APP of mobile phone-downloaded, payment process is there is after replying this request by money server 3, this process relates to ecommerce, belongs to prior art, does not repeat them here.
S4, describedly receive the backward described mobile terminal 2 of described payment information return confirmation code by money server 3; Be the remote server preset by money server 3, the mobile terminals such as mobile phone 2 can be wirelessly connected to this by money server 3 by the mode such as data wireless networks or WIFI, can complete the payment function of this transaction by money server 3.After payment completes, can send as mobile phone the confirmation code that completes payment by money server 3.
S5, described mobile terminal 2 receive described confirmation code and are shown; This confirmation code is preferably Quick Response Code, namely the Quick Response Code completing payment affirmation beamed back by money server 3 is received, this Quick Response Code includes a group acknowledge code, and this confirms that code is identical with the transaction random code on automatic vending machine or fuel charger but have the above cryptographic algorithm relation of second order.
S6, described vending machine 1 scan shown confirmation code and described transaction random code are mated with described confirmation code, if the match is successful, sell kinds of goods, if it fails to match, return the step (i.e. step S1) selecting item quantity in be set forth in vending machine 1.In this step, as long as client will the mobile terminals such as mobile phone 2 receive confirmation code display, and by its on automatic vending machine and fuel charger preset camera, this camera just can scan this confirmation code, if confirmation code matches with transaction random code before, then this has been concluded the business.Namely start to sell flow process: if automatic vending machine then automatically shipment, if fuel charger then automatic oil outlet be group refueling.In this step, confirmation code mates from transaction random code the APP, mobile site etc. that refer to and mate from different channel, different system, different platform, by resolving confirmation code and transaction random code wherein implication, there is corresponding relation between the two.
Be a kind of schematic diagram of payment system 100 of mobile terminal 2 see Fig. 2, Fig. 2, a kind of payment system 100 of mobile terminal 2 be provided, comprise:
Vending machine 1, this vending machine 1 has a processor, and this processor can realize following function by implanting corresponding program:
1, select item quantity, described vending machine 1 generates the amount of money according to described item quantity.
2, the identification code comprising amount information and transaction random code is generated; Described identification code comprises description of goods and/or amount information.
3, scan the confirmation code shown by mobile terminal 2 and described transaction random code is mated with described confirmation code, if the match is successful, selling kinds of goods, if it fails to match, reselect item quantity.Namely this vending machine 1 also should be provided with camera in appearance, can the Quick Response Codes such as confirmation code be scanned.
4, the described amount of money is confirmed.
Described mobile terminal 2, described mobile terminal 2 can complete following functions by the APP downloaded in advance:
1, described identification code is scanned with to by money server 3 Sending Payments information.Namely this APP will use the wireless connecting function of mobile terminal 2, completes payment function by being connected to internet with by money server 3.
2, receive described confirmation code from described by money server 3 and shown.
Described by money server 3, return described confirmation code for receiving the backward described mobile terminal 2 of described payment information.
To sum up, the method for payment of a kind of mobile terminal 2 provided by the invention and payment system 100 have the following advantages:
1, every platform vending machine 1 does not need to be connected with Ethernet, and during layout, every platform equipment only needs to access power supply, hardware adopts same design, to reduce maintenance cost.
2, automatic vending machine is paid without the need to coin-feed, and fuel charger is without the need to artificial paying of queuing up.
3, small amount article are bought without the need to brush credit card.Every platform vending machine 1 is without the need to carrying out fiscal control one by one.
4, user is without the need to carrying the change such as coin.
5, vending machine 1 is without the need to networking, namely without the need to burying cable underground, requires low to mounting arrangements.
By reference to the accompanying drawings embodiments of the invention are described above; but the present invention is not limited to above-mentioned embodiment; above-mentioned embodiment is only schematic; instead of it is restrictive; those of ordinary skill in the art is under enlightenment of the present invention; do not departing under the ambit that present inventive concept and claim protect, also can make a lot of form, these all belong within protection of the present invention.
Claims (10)
1. a method of payment for mobile terminal, is characterized in that, comprising:
In vending machine, select item quantity, described vending machine generates the amount of money according to described item quantity;
Described vending machine generates the identification code and transaction random code that comprise amount information;
By identification code described in mobile scanning terminal with to by money server Sending Payments information;
Describedly receive the backward described mobile terminal of described payment information by money server and return confirmation code;
Described mobile terminal receives described confirmation code and is shown;
Described transaction random code is also mated with described confirmation code by the confirmation code shown by described vending machine scanning, if the match is successful, sells kinds of goods.
2. method of payment according to claim 1, is characterized in that, described vending machine confirms the described amount of money after generating the amount of money according to described item quantity in described vending machine.
3. method of payment according to claim 1, it is characterized in that, confirmation code shown by described vending machine scanning also, after described transaction random code being mated with described confirmation code, if it fails to match, returns the step selecting item quantity in be set forth in vending machine.
4. method of payment according to claim 1, is characterized in that, described identification code comprises description of goods and/or amount information.
5. method of payment according to claim 1, is characterized in that, described vending machine generates in the step of identification code and the transaction random code comprising amount information, described transaction random code is implanted in described identification code.
6. a payment system for mobile terminal, is characterized in that, comprising:
Vending machine, for selecting item quantity, described vending machine generates the amount of money according to described item quantity; Also for generating the identification code and transaction random code that comprise amount information; Also described transaction random code is mated with described confirmation code for the confirmation code that scans shown by mobile terminal, if the match is successful, sell kinds of goods;
Described mobile terminal, for scanning described identification code with to by money server Sending Payments information; Also for receiving described confirmation code by money server from described and shown;
Described by money server, return described confirmation code for receiving the backward described mobile terminal of described payment information.
7. payment system according to claim 6, is characterized in that, described vending machine is also for confirming the described amount of money.
8. payment system according to claim 6, is characterized in that, described identification code comprises description of goods and/or amount information.
9. payment system according to claim 6, is characterized in that, described vending machine is also for implanting described transaction random code in described identification code.
10. payment system according to claim 6, is characterized in that, described vending machine is also for then reselecting item quantity when it fails to match.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201510523726.8A CN105184560A (en) | 2015-08-24 | 2015-08-24 | Payment method and system for mobile terminal |
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| CN201510523726.8A CN105184560A (en) | 2015-08-24 | 2015-08-24 | Payment method and system for mobile terminal |
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| CN105184560A true CN105184560A (en) | 2015-12-23 |
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| CN201510523726.8A Pending CN105184560A (en) | 2015-08-24 | 2015-08-24 | Payment method and system for mobile terminal |
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Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN107680261A (en) * | 2017-09-25 | 2018-02-09 | 福州米鱼信息科技有限公司 | A kind of automatic vending system |
| CN107733532A (en) * | 2017-09-28 | 2018-02-23 | 阿里巴巴集团控股有限公司 | Information interacting method, device and equipment |
| CN108960806A (en) * | 2017-05-17 | 2018-12-07 | 北京博瑞彤芸文化传播股份有限公司 | payment processing method |
| CN109118645A (en) * | 2017-06-23 | 2019-01-01 | 戴万谋 | A kind of data processing method and hotel guest room purchase system of vending machine |
| CN110232774A (en) * | 2019-06-05 | 2019-09-13 | 中山市嘉游动漫科技有限公司 | A kind of multi-functional vending machine |
| CN113470265A (en) * | 2021-09-03 | 2021-10-01 | 浙江口碑网络技术有限公司 | Intelligent cabinet and method and device for storing and taking articles in intelligent cabinet |
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Cited By (7)
| Publication number | Priority date | Publication date | Assignee | Title |
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| CN108960806A (en) * | 2017-05-17 | 2018-12-07 | 北京博瑞彤芸文化传播股份有限公司 | payment processing method |
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| CN107680261A (en) * | 2017-09-25 | 2018-02-09 | 福州米鱼信息科技有限公司 | A kind of automatic vending system |
| CN107680261B (en) * | 2017-09-25 | 2019-10-18 | 福州米鱼信息科技有限公司 | A kind of automatic vending system |
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| CN110232774A (en) * | 2019-06-05 | 2019-09-13 | 中山市嘉游动漫科技有限公司 | A kind of multi-functional vending machine |
| CN113470265A (en) * | 2021-09-03 | 2021-10-01 | 浙江口碑网络技术有限公司 | Intelligent cabinet and method and device for storing and taking articles in intelligent cabinet |
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Application publication date: 20151223 |