CN104881778A - Sound wave payment watch - Google Patents
Sound wave payment watch Download PDFInfo
- Publication number
- CN104881778A CN104881778A CN201510324402.1A CN201510324402A CN104881778A CN 104881778 A CN104881778 A CN 104881778A CN 201510324402 A CN201510324402 A CN 201510324402A CN 104881778 A CN104881778 A CN 104881778A
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- China
- Prior art keywords
- module
- sound wave
- wrist
- watch
- communication module
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- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Business, Economics & Management (AREA)
- Engineering & Computer Science (AREA)
- Accounting & Taxation (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Finance (AREA)
- Cash Registers Or Receiving Machines (AREA)
- Electric Clocks (AREA)
Abstract
The invention discloses a sound wave payment watch, and the watch comprises a housing, a mainboard disposed in the housing, a key, and a watchband connected with the housing. The mainboard is electrically connected with a mobile communication module, a processor module, a storage unit module, a display module, a microphone module, and a key module. The processor module is electrically connected with the mobile communication module and the storage unit module. The output end of the processor module is electrically connected with the display module, and the input end of the processor module is electrically connected with the microphone module and the key module. Compared with the prior art, the watch directly receives the payment information, and a payment amount needs to be confirmed by a user, thereby simplifying the payment process, achieving the safe and quick payment, and bringing great convenience to a user.
Description
Technical field
The invention belongs to a kind of wrist-watch, be specifically related to a kind of sound wave and pay wrist-watch.
Background technology
Outside traditional pay-us-you-go plan, having developed at present swipe the card pay and be the mobile payment of representative with mobile-phone payment.Compare tradition to pay in cash, these two kinds of modes, without the need to carrying cash, facilitate the life of people.
Routine is swiped the card to pay and is usually used various special POS terminal, such as, be the POS that representative is arranged in trade company with bank.But this kind of POS terminal often cannot be portable, and consumer must carry bank card, this makes transaction payment be subject to a definite limitation.Relative to payment of swiping the card, be that the mobile payment of representative has certain lifting on convenience with mobile-phone payment, but along with mobile phone display screen is increasing and mobile phone operating system more and more opening, the portability of mobile phone is also restricted and safety issue also emerges in an endless stream.
Along with the fast development of technology of acoustic wave, payment technology and intelligent watch technology, making to realize sound wave payment at intelligent watch becomes possibility.
Therefore, provide a kind of sound wave to pay wrist-watch, realization that like this can be safe fast pays, and facilitates user greatly.
Summary of the invention
In order to address the aforementioned drawbacks, a kind of sound wave is the object of the present invention is to provide to pay wrist-watch, this sound wave pays wrist-watch directly can receive payment information, payment needs user to confirm simultaneously, so namely, simplify payment flow, realization that again can be safe fast pays, and facilitates user greatly.
For achieving the above object, present invention employs following technical scheme:
A kind of sound wave pays wrist-watch, comprise shell, the mainboard be arranged in shell, button, the watchband that is connected with shell, described mainboard is electrically connected with mobile communication module, processor module, memory module, microphone module, key-press module, described processor module is electrically connected with mobile communication module, memory module, the output terminal of described processor module is electrically connected with display apparatus module, and the input end of described processor module is also electrically connected with microphone module, key-press module.
Described mobile communication module is GSM communication module or CDMA communication module or WCDMA communication module or CDMA2000 communication module or TD-CDMA communication module or LTE communication module or WLAN communication module or bluetooth communication module or infrared communication module.
Described processor module is master controller chip module.
Described memory module pays the unique sequence numbers of wrist-watch for storing described sound wave.
Described unique sequence numbers is default numerical information.
Described microphone module is transferred to processor module after receiving external transaction acoustic signals and is demodulated into Transaction Information, and processor module shows this Transaction Information at display apparatus module, and user confirms transaction according to display information button or Cancels Transaction.
Described acoustic signals demodulation techniques are FSK(Frequency-shift keying, frequency shift keying) or PSK(phase shift keying, phase-shift keying (PSK)) technology.
Described user's button confirms that postprocessor module sends to external transaction processing server by mobile communication module the unique sequence numbers that Transaction Information and described sound wave pay wrist-watch.
Stating key-press module is mechanical key module or photosensitizing type touch key-press module or capacitance type touch key module or resistive touch key-press module.
After the present invention adopts technique scheme, after trade company uses merchant tenninal equipment to arrange dealing money, merchant tenninal equipment is modulated to acoustic signals Transaction Information and plays this acoustic signals, sound wave pays wrist-watch and receives this acoustic signals and be demodulated into Transaction Information, and pays the display apparatus module display of wrist-watch at sound wave.User confirms transaction according to display information button or Cancels Transaction.As user's button confirm postprocessor module by mobile communication module Transaction Information and as described in sound wave pay the unique sequence numbers of wrist-watch and send to external transaction processing server.According to user, transaction processing server confirms that the merchant tenninal equipment sending to trade company to use payment result after result carries out delivery operation completes this and pays.Sound wave of the present invention pays wrist-watch directly can receive payment information, and payment needs user to confirm simultaneously, so namely simplifies payment flow, and realization that again can be safe fast pays, and facilitates user greatly.
Accompanying drawing explanation
Fig. 1 is the structure principle chart that a kind of sound wave of the present invention pays wrist-watch.
Fig. 2 is the payment system schematic diagram that the present invention relates to.
Embodiment
By reference to the accompanying drawings the present invention is described in further detail below by embodiment.
A kind of sound wave is the object of the present invention is to provide to pay wrist-watch, this sound wave pays wrist-watch directly can receive payment information, and payment needs user to confirm simultaneously, so namely simplifies payment flow, realization that again can be safe fast pays, and facilitates user greatly.
Embodiment
A kind of sound wave of the embodiment of the present invention pays watch structure schematic diagram as shown in Figure 1, mainboard is electrically connected with mobile communication module 11, processor module 13, memory module 12, display apparatus module 14, microphone module 16, key-press module 15, described processor module 13 is electrically connected with mobile communication module 11, memory module 12, the output terminal of described processor module 13 is electrically connected with display apparatus module 14, and the input end of described processor module is also electrically connected with microphone module 16, key-press module 15.
The payment system schematic diagram that the embodiment of the present invention relates to as shown in Figure 2, payment system pays wrist-watch 22 by transaction processing server 21, sound wave, merchant tenninal equipment 23 is formed, and transaction processing server 21 and sound wave pay wrist-watch 22, merchant tenninal equipment 23 difference network is connected.
Sound wave pays before user is sold to by wrist-watch 22 and first presets unique sequence numbers, and such as presetting unique sequence numbers is 1234567812345678.After trade company uses merchant tenninal equipment 23 to arrange dealing money, merchant tenninal equipment 23 is modulated to acoustic signals Transaction Information and plays this acoustic signals, modulation technique can adopt FSK modulation technique or PSK modulation technique, sound wave pays and to be transferred to the processor module 13 that sound wave pays wrist-watch 22 after the microphone module 16 of wrist-watch 22 receives this acoustic signals and to be demodulated into Transaction Information, the processor module 13 that sound wave pays wrist-watch 22 shows the display apparatus module 14 that this Transaction Information pays wrist-watch 22 at sound wave, and user confirms transaction according to display information button or Cancels Transaction.As user's button confirm after the sound wave processor module 13 that the pays wrist-watch 22 mobile communication module 11 that to be paid wrist-watch 22 by sound wave Transaction Information and as described in sound wave pay the unique sequence numbers of wrist-watch and send to external transaction processing server 21.(at this, send to the information of transaction processing server can increase transaction factor to improve security, transaction factor be at that time temporal information or transaction sequence number or at that time temporal information and transaction sequence number, transaction sequence number is default numerical information, and before each generation transaction factor, transaction sequence number numerical value is the numerical value after former numerical value adds predetermined fixed value.) transaction processing server 21 according to user confirm the merchant tenninal equipment 23 sending to trade company to use payment result after result carries out delivery operation complete this pay.
In addition, can also pay in wrist-watch 22 at sound wave and increase fingerprint sensor module, user's button be confirmed that transaction changes into and pays by fingerprint identification.
After the present invention adopts technique scheme, compared with prior art, this sound wave pays wrist-watch and directly can receive payment information, payment needs user to confirm simultaneously, so namely, simplify payment flow, realization that again can be safe fast pays, and facilitates user greatly.
Above content is in conjunction with concrete embodiment further description made for the present invention, can not assert that specific embodiment of the invention is confined to these explanations.For general technical staff of the technical field of the invention, without departing from the inventive concept of the premise, some simple deduction or replace can also be made, all should be considered as belonging to protection scope of the present invention.
Claims (9)
1. a sound wave pays wrist-watch, comprise shell, the mainboard be arranged in shell, button, the watchband that is connected with shell, it is characterized in that: described mainboard is electrically connected with mobile communication module, processor module, memory module, display apparatus module, microphone module, key-press module, described processor module is electrically connected with mobile communication module, memory module, the output terminal of described processor module is electrically connected with display apparatus module, and the input end of described processor module is also electrically connected with microphone module, key-press module.
2. pay wrist-watch according to sound wave according to claim 1, it is characterized in that: described mobile communication module is GSM communication module or CDMA communication module or WCDMA communication module or CDMA2000 communication module or TD-CDMA communication module or LTE communication module or WLAN communication module or bluetooth communication module or infrared communication module.
3. pay wrist-watch according to sound wave according to claim 1, it is characterized in that: described processor module is master controller chip module.
4. pay wrist-watch according to sound wave according to claim 1, it is characterized in that: described memory module pays the unique sequence numbers of wrist-watch for storing described sound wave.
5. pay wrist-watch according to sound wave according to claim 4, it is characterized in that: described unique sequence numbers is default numerical information.
6. pay wrist-watch according to sound wave according to claim 1, it is characterized in that: described microphone module is transferred to processor module after receiving external transaction acoustic signals and is demodulated into Transaction Information, processor module shows this Transaction Information at display apparatus module, user confirms transaction according to display information button or Cancels Transaction.
7. pay wrist-watch according to sound wave according to claim 6, it is characterized in that: described acoustic signals demodulation techniques are FSK(Frequency-shift keying, frequency shift keying) or PSK(phase shift keying, phase-shift keying (PSK)) technology.
8. pay wrist-watch according to sound wave according to claim 6, it is characterized in that: described user's button confirms that postprocessor module sends to external transaction processing server by mobile communication module the unique sequence numbers that Transaction Information and described sound wave pay wrist-watch.
9. pay wrist-watch according to sound wave according to claim 1, it is characterized in that: described key-press module is mechanical key module or photosensitizing type touch key-press module or capacitance type touch key module or resistive touch key-press module.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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CN201510324402.1A CN104881778A (en) | 2015-06-15 | 2015-06-15 | Sound wave payment watch |
Applications Claiming Priority (1)
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CN201510324402.1A CN104881778A (en) | 2015-06-15 | 2015-06-15 | Sound wave payment watch |
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CN201510324402.1A Pending CN104881778A (en) | 2015-06-15 | 2015-06-15 | Sound wave payment watch |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106056377A (en) * | 2016-04-01 | 2016-10-26 | 深圳市奔凯安全技术股份有限公司 | Data processing method and smartwatch |
CN109799689A (en) * | 2017-11-16 | 2019-05-24 | Eta瑞士钟表制造股份有限公司 | For selecting the equipment of combinations of patterns and the clock and watch including such equipment |
-
2015
- 2015-06-15 CN CN201510324402.1A patent/CN104881778A/en active Pending
Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN106056377A (en) * | 2016-04-01 | 2016-10-26 | 深圳市奔凯安全技术股份有限公司 | Data processing method and smartwatch |
CN109799689A (en) * | 2017-11-16 | 2019-05-24 | Eta瑞士钟表制造股份有限公司 | For selecting the equipment of combinations of patterns and the clock and watch including such equipment |
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PB01 | Publication | ||
WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20150902 |
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WD01 | Invention patent application deemed withdrawn after publication |