CN103632437B - financial authentication device applied to intelligent device - Google Patents
financial authentication device applied to intelligent device Download PDFInfo
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- CN103632437B CN103632437B CN201210302186.7A CN201210302186A CN103632437B CN 103632437 B CN103632437 B CN 103632437B CN 201210302186 A CN201210302186 A CN 201210302186A CN 103632437 B CN103632437 B CN 103632437B
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- Prior art keywords
- audio
- authentication device
- financial
- intelligent device
- card
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Abstract
The present invention is to be related to a kind of financial authentication device applied to intelligent device, authentication device is mainly inserted in the audio spliced eye of intelligent device by it by audio inserting terminal, and possess the financial certification authority information in smart card by Card Reader interface reading user, so that the financial certification authority information is switched into an audio financial certification authority information by audio conversion module, the audio financial certification authority information is finally produced into numerical ciphers by the application module, the purpose that user is completed consumer behavior by the intelligent device is provided to reach.
Description
Technical field
The present invention refers in particular to one kind applied to intelligent to provide a kind of financial authentication device applied to intelligent device
Device is to carry out the authentication device of financial consumption behavior.
Background technology
Press, dealings many now and the transaction circulation style of finance, by the contact of conventional simple money currency, development
Into such as various forms of plastic money such as credit card, fiscard or cash card, it is easy to carry with because plastic money is frivolous,
Also can exempt need to carry the trouble of mint of money currency, therefore plastic money rises year by year in global utilization rate, it has also become
The consumption pattern of most people selection, major part, using the mode of plastic money, is to read plastic money by particular device
Data it is errorless after, you can complete consumption payment action, so, because the popularization of network today is with rapidly developing, many consumption
Person can through such as intelligent mobile phone, tablet PC, mobile computer, desktop PC or other can Internet device,
The behavior consumed on network, unlike, on network consumption using plastic money when, it is necessary to through input card number,
Authentication code or password can just complete the action of payment, but voluntarily input password also derives missing and the inconvenience of many, often makes
In place of user denounces.
The content of the invention
In view of this, can be by intelligent it is a primary object of the present invention to provide one kind voluntarily to input without consumer
The financial certification authority applied to intelligent device that the audio spliced eye of device obtains financial certification authority information to complete consumer behavior is filled
Put.
To realize above-mentioned technical purpose, the present invention is adopted the following technical scheme that：
A kind of financial authentication device applied to intelligent device, it includes an authentication device and an intelligent device,
The authentication device includes：
One Card Reader interface；
One audio conversion module, is electrically connected with the Card Reader interface；
One audio inserting terminal, is electrically connected with the audio conversion module；
The intelligent device includes：
One audio socket, is connected for the audio inserting terminal of the authentication device；
One application module, is electrically connected with the audio spliced eye；
The authentication device is inserted in the audio spliced eye of the intelligent device by audio inserting terminal, and by the reading
Card interface reading user possesses the financial certification authority information in smart card, to be believed the financial certification authority by audio conversion module
Breath switchs to an audio financial certification authority information, and the audio financial certification authority information finally is produced into numerical digit password by the application module, with
Reach and the purpose that user is completed consumer behavior by the intelligent device is provided.
It is preferred that the Card Reader interface is the interface of IOS7816-3 specifications.
It is preferred that the authentication device additionally comprises an integrated integrated circuit for storing financial certification authority information.
It is preferred that smart card includes credit card, fiscard and the cash card that user is possessed.
It is preferred that the authentication device is separately provided with a power supply module, and with the Card Reader interface, the audio conversion module and
The audio inserting terminal is electrically connected with.
It is preferred that it is the frequency of foundation audio authentication information, cycle that the application module, which produces the numerical digit password,.Amplitude or phase
Position.
Technical scheme can also be achieved in that：
A kind of financial authentication device applied to intelligent device, it includes an authentication device and an intelligent device,
The authentication device includes：
One smart card, stores financial certification authority information in it, thereon and provided with an output interface；
One Card Reader interface, for read smart card；
One audio inserting terminal, is electrically connected with the Card Reader interface；
The intelligent device includes：
One audio spliced eye, confesses the audio inserting terminal connection of card device；
One application module, is electrically connected with the audio spliced eye.
It is preferred that the output interface is an interface specification to export audio with the Card Reader interface.
It is preferred that the output interface and the interface specification that Card Reader interface is ISO7816-3.
It is preferred that the another device of the authentication device has an audio conversion module.
It is preferred that the authentication device is separately provided with a power supply module, and with the Card Reader interface, audio conversion module and should
Audio inserting terminal is electrically connected with.
Brief description of the drawings
Fig. 1 is the framework block diagram of invention.
Fig. 2 is the use state block diagram of invention.
Fig. 3 is the use state schematic diagram one of invention.
Fig. 4 is the use state schematic diagram two of invention.
Fig. 5 is the further embodiment figure of invention.
Fig. 6 is another implementation illustration one of invention.
Fig. 7 is another implementation illustration two of invention.
【Main element symbol description】
Financial authentication device ..1
Authentication device ... .2
Card Reader interface ... .21
Audio conversion module ..22
Audio inserting terminal ..23
Power supply module ... .24
Smart card ... ..25
Integrated integrated circuit .26
Intelligent device ... 3
Source of sound spliced eye ... 31
Application module ... .32
Financial authentication device ..4
Authentication device ... .5
Smart card ... ..51
Output interface ... .511
Card Reader interface ... .52
Audio inserting terminal ..53
Power supply module ... .54
Audio conversion module ..55
Intelligent device ... 6
Source of sound spliced eye ... 61
Application module ... .62
Embodiment
To reach above-mentioned effect and purpose, and means, technology and the construction used, illustrate this by schema below
Content, feature and the embodiment of creation, so that your audit crew has understanding further to this creation.
Refer to shown in Fig. 1, Fig. 2, Fig. 3, Fig. 4 and Fig. 5, be the framework block diagram of present pre-ferred embodiments, using shape
State block diagram, use state schematic diagram and further embodiment figure, it can be clearly seen from the figure that, financial authentication device 1 includes
One authentication device 2 and an intelligent device 3：
Authentication device 2 includes：
One Card Reader interface 21, is the interface of ISO7816-3 specifications；
One audio conversion module 22, is electrically connected with the Card Reader interface 21；
One audio inserting terminal 23, is electrically connected with the audio conversion module 22；
In addition, authentication device 2 is separately provided with a power supply module 24, it is electrical with Card Reader interface 21 and audio inserting terminal 23
Connection, to provide required electric power；
Intelligent device 3 includes：
One source of sound spliced eye 31, confesses the audio inserting terminal connection 23 of card device 2；
One application module 32, is electrically connected with the source of sound spliced eye 31, is in advance loaded one in intelligent device 3
Plant application software；
When user pass through as intelligent mobile phone, tablet PC, mobile computer, desktop PC or other can
When the online of intelligent device 3 for connecting network carries out the consumer behavior of purchase commodity, certification is filled by audio inserting terminal 23
The 2 source of sound spliced eyes 31 for being inserted in intelligent device 3 are put, and user is possessed into conventional credit card, fiscard or cash
The smart card 25 of khaki one is inserted in Card Reader interface 21, and the card number of smart card 25, identification code, certification are read out making Card Reader interface 21
After the financial certification authority information of code or authorization code, an audio financial certification authority information is converted into via audio conversion module 22, and pass through
Audio inserting terminal 23 is sent in intelligent device 3, and finally by application module 32, the audio financial certification authority information is produced into
For a numerical digit password (card number, identification code, authentication code or authorization code), finally directly input in consumption system, thereby to have reached
Into the purpose of consumer behavior；
Because source of sound spliced eye 31 is that the script of intelligent device 3 is exported to connect extraneous earphone, loudspeaker or other sound
The purposes of device, is only subjected to audio signal, therefore export to before intelligent device 3 in the financial certification authority information, it is necessary to
Audio financial certification authority information is converted into by audio conversion module 22, is finally believed again by application module 32 according to audio authentication
Frequency, cycle, good fortune of shaking or the phase of breath produce numerical digit password, to provide the card number of consumption system required input, identification code, recognize
Demonstrate,prove code or authorization code；
Hold above-mentioned, after audio inserting terminal 23 is connected with source of sound spliced eye 31, meeting between application module 32 and authentication device 2
Produce one and connect exact p-value, that is to say, that intelligent device 3 can send a detection signal from source of sound spliced eye 31 and give certification
Device 2, is connected if authentication device 2 is certain with intelligent device 3, and authentication device 2 can also send out response signal warp
Intelligent device 3 is given by source of sound spliced eye 31, if but source of sound spliced eye 31 does not receive the response news of authentication device 2, and can
Detection signal is sent to authentication device 2 again, until the response news of authentication device 2 are received, and when source of sound spliced eye 31 is received
When responding signal, that is, during connection exact p-value completion, application module 32 then sends a signal and gives authentication device 2 immediately,
To drive authentication device 2 to export audio authentication information；
Wherein smart card 25 is possessed the credit card, fiscard or cash card of tradition by user, due to the intelligence
The contact interface of card 25 is ISO7816-3 specifications, therefore Card Reader interface 21 of the invention is defined to the boundary of ISO7816-3 specifications
Face, so that the information in smart card 25 can be read out；
In addition, authentication device 2 is separately settable an integrated integrated circuit 26 (as shown in Figure 5), mainly bank or gold
Melt mechanism and would be equivalent to the data such as card number, identification code, authentication code or authorization code that smart card 25 is included in advance and be stored in integration
In formula integrated circuit 26, unlike, the data such as this be directly be stored in audio financial certification authority message form it is integrated integrated
Circuit 26, therefore be not required to that through the conversion of audio conversion module 22 intelligent device 3 can be conveyed directly to, certainly, even if recognizing
Card device 2 has been provided with integrated integrated circuit 26 in itself, and user can also be gathered around through Card Reader interface 21 using script simultaneously
Some smart cards 25.
It please join shown in Fig. 6 and Fig. 7, be another embodiment of the present invention figure, it can be clearly seen from the figure that, financial authentication device
4 include an authentication device 5 and an intelligent device 6.
Authentication device 5 includes：
One smart card 51, stores financial certification authority information in it, thereon and provided with an output interface 511, and output circle
Face 511 then has for export the interface of audio and the interface of ISO7816-3 specifications simultaneously；
One Card Reader interface 52, for read smart card 51；
One audio inserting terminal 53, is electrically connected with the Card Reader interface 52；
In addition, authentication device 5 is separately provided with a power supply module 54, it is electrical with Card Reader interface 52 and audio inserting terminal 53
Connection, to provide required electric power；
Intelligent device 6 includes：
One source of sound spliced eye 61, confesses that the audio inserting terminal 53 of card device 5 is connected；
One application module 62, is electrically connected with the source of sound spliced eye 61, is in advance loaded one in intelligent device 6
Plant application software；
Authentication device 5 is inserted in the source of sound spliced eye 61 of intelligent device 6 (such as Fig. 6 institutes through audio inserting terminal 52
Show), and smart card 51 is inserted in Card Reader interface 52, Card Reader interface 52 is read out the financial certification authority information in smart card 51,
And be sent to through audio inserting terminal 53 in intelligent device 6, finally by the audio financial certification authority information of application module 62
Producing turns into a numerical digit password (card number, identification code, authentication code or authorization code), finally directly inputs in consumption system, thereby with
Reach the purpose for completing consumer behavior；
Continue, the signified smart card 51 of the present embodiment and non-user in itself possessed traditional credit card, fiscard or
Person's cash card, the present embodiment is mainly would be equivalent to card number, the knowledge that conventional smart card is included in advance by bank or financial institution
The data such as other code, authentication code or authorization code are directly stored in smart card 51 with audio financial certification authority message form, therefore herein
Among embodiment, Card Reader interface 52 is the type interface of audio, and smart card 51 is then the output through ISO7816-3 specifications
Interface 511 exports financial certification authority information；
And in order to allow user also can be simultaneously using the intelligence for itself possessing conventional credit card, fiscard or cash card
Card 25, authentication device 5 is separately settable an audio conversion module 55 (as shown in Figure 7), will read the finance of smart card 25
Authentication information is converted into audio financial certification authority information, and, as it is necessary to be able to using itself possessing for credit card, fiscard
Or the smart card 25 of cash card, therefore Card Reader interface 52 is then necessary for ISO7816-3 interface specifications among this embodiment,
And smart card 51 then be through ISO7816-3 specifications output interface 511 output financial certification authority information so that smart card 51 with
It can be used for credit card, fiscard or cash card conventional smart card 25 in authentication device 5.
Above-mentioned cited embodiment is not limited to the present invention to illustrate one of present invention preferably possible embodiments
Scope, it is any to be familiar with this those skilled in the art, do not departing from spirit and scope of the invention, when can do it is a little change with retouching, therefore
The protection domain of the present invention when depending on after the attached claim person of defining be defined.
Claims (11)
1. a kind of financial authentication device applied to intelligent device, it includes an authentication device and an intelligent device：
Authentication device includes：
One Card Reader interface；
One audio conversion module, is electrically connected with the Card Reader interface；
One audio inserting terminal, is electrically connected with the audio conversion module；
Intelligent device includes：
One source of sound spliced eye, confesses the audio inserting terminal connection of card device；
One application module, is electrically connected with the source of sound spliced eye；
Authentication device is mainly inserted in the source of sound spliced eye of intelligent device by it through audio inserting terminal, and by Card Reader circle
Face reading user possesses the financial certification authority information in smart card, to turn the financial certification authority information through audio conversion module
For an audio financial certification authority information, the audio financial certification authority information is finally produced into numerical digit password by the application module, to reach
The purpose that user is completed consumer behavior by the intelligent device is provided.
2. the financial authentication device of intelligent device is applied to as claimed in claim 1, it is characterised in that wherein Card Reader interface
For the interface of ISO7816-3 specifications.
3. the financial authentication device of intelligent device is applied to as claimed in claim 1, it is characterised in that the authentication device is another
An integrated integrated circuit for storing financial certification authority information can be included.
4. the financial authentication device of intelligent device is applied to as claimed in claim 1, it is characterised in that smart card includes making
Credit card, fiscard and cash card that user is possessed.
5. the financial authentication device of intelligent device is applied to as claimed in claim 1, it is characterised in that the authentication device is another
A power supply module is provided with, and is electrically connected with Card Reader interface, audio conversion module and audio inserting terminal.
6. the financial authentication device of intelligent device is applied to as claimed in claim 1, it is characterised in that the application module is produced
The raw numerical digit password is frequency, cycle, amplitude or the phase according to audio authentication information.
7. a kind of financial authentication device applied to intelligent device, it includes an authentication device and an intelligent device：
Authentication device includes：
One smart card, stores financial certification authority information in it, thereon and provided with an output interface；
One Card Reader interface, for read smart card；
One audio inserting terminal, is electrically connected with the Card Reader interface；
Intelligent device includes：
One source of sound spliced eye, confesses the audio inserting terminal connection of card device；
One application module, is electrically connected with the source of sound spliced eye.
8. as claimed in claim 7 be applied to intelligent device financial authentication device, it is characterised in that the output interface with
The Card Reader interface is an interface specification to export audio.
9. as claimed in claim 7 be applied to intelligent device financial authentication device, it is characterised in that the output interface with
Card Reader interface is ISO7816-3 interface specification.
10. the financial authentication device of intelligent device is applied to as claimed in claim 7, it is characterised in that the authentication device
Separately it is provided with an audio conversion module.
11. the financial authentication device of intelligent device is applied to as claimed in claim 7, it is characterised in that the authentication device
It is another to be provided with a power supply module, and be electrically connected with the Card Reader interface, audio conversion module and the audio inserting terminal.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210302186.7A CN103632437B (en) | 2012-08-23 | 2012-08-23 | financial authentication device applied to intelligent device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201210302186.7A CN103632437B (en) | 2012-08-23 | 2012-08-23 | financial authentication device applied to intelligent device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN103632437A CN103632437A (en) | 2014-03-12 |
| CN103632437B true CN103632437B (en) | 2017-08-11 |
Family
ID=50213444
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201210302186.7A Expired - Fee Related CN103632437B (en) | 2012-08-23 | 2012-08-23 | financial authentication device applied to intelligent device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN103632437B (en) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103916245A (en) * | 2014-03-17 | 2014-07-09 | 瑞新电子股份有限公司 | Safety certification device with intelligent device |
| TWI606389B (en) * | 2016-08-26 | 2017-11-21 | Walton Advanced Eng Inc | Voice guidance device and method thereof |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| JP2708083B2 (en) * | 1991-12-27 | 1998-02-04 | 国際電信電話株式会社 | Credit card billing simple dial operation service device |
| CN100584054C (en) * | 2006-01-26 | 2010-01-20 | 华为技术有限公司 | System and method for carrying out authentication via cipher |
| CN101763689A (en) * | 2009-09-30 | 2010-06-30 | 刘鸣宇 | Fingerprint authentication financial card and authentication method thereof |
| CN101777212A (en) * | 2010-02-05 | 2010-07-14 | 广州广电运通金融电子股份有限公司 | Security card, card authentication system, financial equipment with the same and authentication method |
| CN202887320U (en) * | 2012-02-21 | 2013-04-17 | 杭州路享科技有限公司 | Payment apparatus base on NFC authentication system |
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2012
- 2012-08-23 CN CN201210302186.7A patent/CN103632437B/en not_active Expired - Fee Related
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| Publication number | Publication date |
|---|---|
| CN103632437A (en) | 2014-03-12 |
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Granted publication date: 20170811 Termination date: 20180823 |