CN104636918A - Payment application management method and mobile terminal - Google Patents
Payment application management method and mobile terminal Download PDFInfo
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- CN104636918A CN104636918A CN201510090055.0A CN201510090055A CN104636918A CN 104636918 A CN104636918 A CN 104636918A CN 201510090055 A CN201510090055 A CN 201510090055A CN 104636918 A CN104636918 A CN 104636918A
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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Abstract
The invention discloses a payment application management method and a mobile terminal. The management method comprises the following steps that time-space domain information is obtained, and the current payment scene is determined according to the time-space domain information; payment application corresponding to the current payment scene is determined according to the corresponding relationship between the current payment scene and the preset payment application, and the payment scene; the payment application corresponding to the current payment scene is used as default payment application. Therefore the default payment application is automatically switched along with the payment scene change, a user does not need to carry out manual switching through the complicated operation flow process, higher intellectualization and humanization are realized, and the mobile payment is more convenient and faster.
Description
Technical field
The present invention relates to communication technical field, especially relate to a kind of management method and the mobile terminal that pay application.
Background technology
Along with developing rapidly of the communication technology, the function of mobile terminal from strength to strength.People carry out telephone communication except utilizing mobile terminal, and mobile terminal can also be utilized to carry out mobile payment.At present, based on the mobile payment scheme of mobile terminal, can be implemented in same security module (Secure Element, SE) and above install and payment application (applet) storing multiple java card.In the same moment, only there to be an application to be activated, and can accessed and use.User can according to different payment scenes, and the payment arranging current needs by the client of mobile terminal is applied as acquiescence and pays application and pay.Such as, the Credit Card Payments application that can arrange China Merchants Bank pays, or the mass transit card payment application arranging Shenzhen pays.
When paying scene and changing, acquiescence pays application needs and switches accordingly.Conventional method is: user logs in client, inquire about current payment application of having installed, and the payment application of selected a kind of needs is set to acquiescence payment application, uses this acquiescence to pay application and pay; When paying scene and changing, user needs again to log in client, reselects a payment corresponding with current payment scene and applies to be set to give tacit consent to pay and apply.Operating process is loaded down with trivial details, uses extremely inconvenient.
Summary of the invention
Fundamental purpose of the present invention is to provide a kind of management method and the mobile terminal that pay application, is intended to realize the automatic switchover that acquiescence pays application, makes mobile payment more convenient.
To achieve these objectives, the present invention proposes a kind of management method paying application, comprises step:
Obtain time-space domain information, determine current payment scene according to described time-space domain information;
According to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied;
Payment corresponding for payment scene with current is applied and pays application by default.
Preferably, described time-space domain information comprises temporal information and/or geography information.
Preferably, described payment corresponding for the payment scene with current application pays application by default and comprises:
Judge the payment corresponding with current payment scene apply with current acquiescence pay apply whether identical;
If identical, then current acquiescence is kept to pay application constant;
If different, then current acquiescence paid application and switch to the payment corresponding with current payment scene to apply.
Preferably, described according to current payment scene and preset payment application with payment scene corresponding relation determine the step that the payment corresponding with current payment scene is applied before also comprise:
Judge that whether current payment scene is identical with the last payment scene determined;
If identical, then current acquiescence is kept to pay application constant;
If different, then enter next step.
Preferably, described payment corresponding for the payment scene with current application pays application by default and comprises:
Security module activates the payment corresponding with current payment scene apply.
Preferably, described determine the step of current payment scene according to described time-space domain information while also comprise: determine current payment mode according to described time-space domain information.
Preferably, the restriction of the payment amount that different described payment mode is corresponding different is or/and the forbidding of different payment application.
The present invention proposes a kind of mobile terminal simultaneously, comprises and arranges module, acquisition module and application management module, wherein:
Module is set, pays scene for arranging and pay application and the corresponding relation paying scene;
Acquisition module, for obtaining time-space domain information;
Application management module, for determining current payment scene according to described time-space domain information; According to current payment scene and the payment application preset and the corresponding relation paying scene, obtain the payment corresponding with current payment scene and apply; Payment corresponding for payment scene with current is applied and pays application by default.
Preferably, described time-space domain information comprises temporal information and/or geography information.
Preferably, described application management module comprises scene determining unit, application determining unit, judging unit and processing unit, wherein:
Scene determining unit, for determining current payment scene according to described time-space domain information;
Application determining unit, for according to current payment scene and the payment application preset and the corresponding relation paying scene, determines that the payment corresponding with current payment scene is applied;
Judging unit, for judge the payment corresponding with current payment scene apply with current acquiescence pay apply whether identical;
Processing unit, during for being identical when judged result, then will not respond; When judged result is different, then current acquiescence is paid application and switch to the payment corresponding with current payment scene to apply.
Preferably, described application management module comprises scene determining unit, judging unit, application determining unit and processing unit, wherein:
Scene determining unit, for determining current payment scene according to described time-space domain information;
Judging unit, for judging that whether current payment scene is identical with the last payment scene determined;
Application determining unit, during for being identical when judged result, will not respond; When judged result is different, according to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied;
Processing unit, applies for payment corresponding for the payment scene with current being applied to be set to give tacit consent to pay.
Preferably, described processing unit for: should be used for arranging giving tacit consent to pay apply by activating the payment corresponding with current payment scene in security module.
Preferably, described mobile terminal also comprises payment mode administration module, and described payment mode administration module is used for: determine current payment mode according to described time-space domain information.
A kind of management method paying application provided by the present invention, current payment scene is determined according to current time-space domain information, determine that corresponding payment is applied according to paying application with the corresponding relation paying scene, achieve and pay application along with the change paying scene automatically switches to give tacit consent to, manual switchover is carried out by loaded down with trivial details operating process without the need to user, more intelligent and hommization, makes mobile payment more convenient.
Accompanying drawing explanation
Fig. 1 is the module diagram of the mobile terminal that figure is relevant to embodiments of the present invention;
Fig. 2 is the block diagram of the wireless communication system of the mobile terminal that can run according to the embodiment of the present invention;
Fig. 3 is the module diagram of mobile terminal one embodiment of the present invention;
Fig. 4 is the corresponding relation schematic diagram of time-space domain information in the embodiment of the present invention-payment scene-payment application;
Fig. 5 is the module diagram of application management module one embodiment in Fig. 3;
Fig. 6 is the module diagram of another embodiment of application management module in Fig. 3;
Fig. 7 is the process flow diagram that the present invention pays management method first embodiment of application;
Fig. 8 is the process flow diagram that the present invention pays management method second embodiment of application.
The realization of the object of the invention, functional characteristics and advantage will in conjunction with the embodiments, are described further with reference to accompanying drawing.
Embodiment
Should be appreciated that specific embodiment described herein only in order to explain the present invention, be not intended to limit the present invention.
Referring now to accompanying drawing description mobile terminal according to an illustrative embodiment of the invention.In the following description, use the suffix of such as " module ", " parts " or " unit " for representing element only in order to be conducive to explanation of the present invention, itself is specific meaning not.Therefore, " module " and " parts " can mixedly use.
Mobile terminal can be implemented in a variety of manners.Such as, the terminal described in the present invention can comprise the such as mobile terminal of mobile phone, smart phone, notebook computer, digit broadcasting receiver, PDA (personal digital assistant), PMP (portable media player), guider etc. and the fixed terminal of such as digital TV, desk-top computer etc.Below, suppose that terminal is mobile terminal.But it will be appreciated by those skilled in the art that except the element except being used in particular for mobile object, structure according to the embodiment of the present invention also can be applied to the terminal of fixed type.
Fig. 1 is the block diagram of mobile terminal according to the embodiment of the present invention.
Mobile terminal 100 can comprise wireless communication unit 110, A/V (audio/video) input block 120, user input unit 130, sensing cell 140, output unit 150, storer 160, interface unit 170, controller 180 and power supply unit 190 etc.Fig. 1 shows the mobile terminal with various assembly, it should be understood that, does not require to implement all assemblies illustrated.Can alternatively implement more or less assembly.
Will be discussed in more detail below the element of mobile terminal.
Wireless communication unit 110 generally includes one or more assembly, and it allows mobile terminal 100 and the wireless communication of mobile terminal between wireless communication system wherein or network.Such as, wireless communication unit can comprise at least one in broadcast reception module 111, mobile communication module 112, wireless Internet module 113, short range communication module 114 and positional information module 115.
Broadcast reception module 111 via broadcast channel from external broadcasting management server receiving broadcast signal and/or broadcast related information.Broadcast channel can comprise satellite channel and/or terrestrial channel.Broadcast management server can be generate and send the server of broadcast singal and/or broadcast related information or the broadcast singal generated before receiving and/or broadcast related information and send it to the server of terminal.Broadcast singal can comprise TV broadcast singal, radio signals, data broadcasting signal etc.And broadcast singal may further include the broadcast singal combined with TV or radio signals.
Broadcast related information also can provide via mobile communications network, and in this case, broadcast related information can be received by mobile communication module 112.
Broadcast singal can exist in a variety of manners.Such as, it can exist with the form of the electronic service guidebooks (ESG) of the electronic program guides of DMB (DMB) (EPG), digital video broadcasting-hand-held (DVB-H) etc.
Broadcast reception module 111 can be constructed to by using various types of broadcast system Received signal strength to broadcast.Especially, broadcast reception module 111 can receive digital broadcasting by using the digit broadcasting system of such as multimedia broadcasting-ground (DMB-T), DMB-satellite (DMB-S), digital video broadcasting-hand-held (DVB-H), the Radio Data System being known as only forward link media (MediaFLO), received terrestrial digital broadcasting integrated service (ISDB-T) etc.Broadcast reception module 111 can be constructed to be applicable to providing the various broadcast system of broadcast singal and above-mentioned digit broadcasting system.
The broadcast singal received via broadcast reception module 111 and/or broadcast related information can be stored in storer 160 (or storage medium of other type).
Radio signal is sent at least one in base station (such as, access point, Node B etc.), exterior terminal and server and/or receives radio signals from it by mobile communication module 112.Various types of data that such radio signal can comprise voice call signal, video calling signal or send according to text and/or Multimedia Message and/or receive.
Wireless Internet module 113 support is used for the Wi-Fi (Wireless Internet Access) of mobile terminal.This module can be inner or be externally couple to terminal.The Wi-Fi (Wireless Internet Access) technology implemented can comprise WLAN (WLAN) (Wi-Fi), Wibro (WiMAX), Wimax (worldwide interoperability for microwave access), HSDPA (high-speed downlink packet access) etc.
Short range communication module 114 is the modules for supporting junction service.Some examples of short-range communication technology comprise bluetooth TM, radio-frequency (RF) identification (RFID), Infrared Data Association (I rDA), ultra broadband (UWB), purple honeybee TM etc.
Positional information module 115 is the modules of position for checking or obtain mobile terminal.The typical case of positional information module is GPS (GPS).According to current technology, GPS module 115 calculates from the range information of three or more satellite and correct time information and pays application triangulation for the information calculated, thus calculates three-dimensional current location information according to longitude, latitude and pin-point accuracy.Current, the method for calculating position and temporal information uses three satellites and by using the error of the position that goes out of an other satellite correction calculation and temporal information.In addition, GPS module 115 can carry out computing velocity information by Continuous plus current location in real time.
A/V input block 120 is constructed to audio reception or vision signal.A/V input block 120 can comprise camera 121 and microphone 122.The view data of camera 121 to the static images obtained by image capture apparatus in Video Capture pattern or image capture mode or video processes.Picture frame after process may be displayed on display unit 151.
The picture frame processed by camera 121 can be stored in storer 160 (or other storage medium) or via wireless communication unit 110 and send.Two or more cameras 121 can be provided according to the structure of mobile terminal.
Such acoustic processing can via microphones sound (voice data) in telephone calling model, logging mode, speech recognition mode etc., and can be voice data by microphone 122.Audio frequency (voice) data after process can be converted to the formatted output that can be sent to mobile communication base station via mobile communication module 112 when telephone calling model.Microphone 122 can be implemented various types of noise and eliminate (or suppress) algorithm and receiving and sending to eliminate (or suppression) noise or interference that produce in the process of sound signal.
User input unit 130 can generate key input data to control the various operations of mobile terminal according to the order of user's input.User input unit 130 allows user to input various types of information, and keyboard, the young sheet of pot, touch pad (such as, detecting the touch-sensitive assembly of the change of the resistance, pressure, electric capacity etc. that cause owing to being touched), roller, rocking bar etc. can be comprised.Especially, when touch pad is superimposed upon on display unit 151 as a layer, touch-screen can be formed.
Sensing cell 140 detects the current state of mobile terminal 100, (such as, mobile terminal 100 open or close state), the position of mobile terminal 100, user for mobile terminal 100 contact (namely, touch input) presence or absence, the orientation of mobile terminal 100, the acceleration or deceleration of mobile terminal 100 move and direction etc., and generate order or the signal of the operation for controlling mobile terminal 100.Such as, when mobile terminal 100 is embodied as sliding-type mobile phone, sensing cell 140 can sense this sliding-type phone and open or close.In addition, whether whether sensing cell 140 can detect power supply unit 190 provides electric power or interface unit 170 to couple with external device (ED).Sensing cell 140 can comprise proximity transducer 141.To be described this in conjunction with touch-screen below.
Interface unit 170 is used as at least one external device (ED) and is connected the interface that can pass through with mobile terminal 100.Such as, external device (ED) can comprise wired or wireless head-band earphone port, external power source (or battery charger) port, wired or wireless FPDP, memory card port, for connecting the port, audio frequency I/O (I/O) port, video i/o port, ear port etc. of the device with identification module.
Identification module can be that storage uses the various information of the right of mobile terminal 100 for authentication of users and can comprise subscriber identification module (UIM), Subscriber Identity Module (SIM), general subscriber identification module (USIM) etc.In addition, the device (hereinafter referred to " recognition device ") with identification module can take the form of smart card.Therefore, recognition device can be connected with terminal 100 via port or other coupling arrangement.Interface unit 170 may be used for receive from external device (ED) input (such as, data message, electric power etc.) and the input received be transferred to the one or more element in mobile terminal 100 or may be used for transmitting data between mobile terminal and external device (ED).
In addition, when mobile terminal 100 is connected with external base, interface unit 170 can be used as to allow by it electric power to be provided to the path of mobile terminal 100 from base or can be used as the path that allows to be transferred to mobile terminal by it from the various command signals of base input.The various command signal inputted from base or electric power can be used as and identify whether mobile terminal is arranged on the signal base exactly.
Output unit 150 is constructed to provide output (such as, sound signal, vision signal, alarm signal, vibration signal etc.) with vision, audio frequency and/or tactile manner.Output unit 150 can comprise display unit 151, dio Output Modules 152, alarm unit 153 etc.
Display unit 151 may be displayed on the information of process in mobile terminal 100.Such as, when mobile terminal 100 is in telephone calling model, display unit 151 can show with call or other communicate (such as, text messaging, multimedia file are downloaded etc.) be correlated with user interface (U I) or graphic user interface (GUI).When mobile terminal 100 is in video calling pattern or image capture mode, display unit 151 can the image of display capture and/or the image of reception, UI or GUI that video or image and correlation function are shown etc.
Meanwhile, when display unit 151 and touch pad as a layer superposed on one another to form touch-screen time, display unit 151 can be used as input media and output unit.Display unit 151 can comprise at least one in liquid crystal display (LCD), thin film transistor (TFT) LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc.Some in these displays can be constructed to transparent in allow from outside viewing, and this can be called transparent display.Typical transparent display can be such as TOLED (transparent organic light emitting diode) display etc.According to the specific embodiment wanted, mobile terminal 100 can comprise two or more display units (or other display device).Such as, mobile terminal can comprise outernal display unit (not shown) and inner display unit (not shown).Touch-screen can be constructed to even to detect touch input pressure and touch input position and touch and input area.
Dio Output Modules 152 can by receive from wireless communication unit 110 in call signal receiving mode, call mode, logging mode, speech recognition mode, broadcast reception mode etc. or storer 160 store voice data change and export as sound.And dio Output Modules 152 can provide the audio frequency relevant to the specific function performed by mobile terminal 100 to export (such as, call signal receives sound, message sink sound etc.).Dio Output Modules 152 can comprise loudspeaker, hummer etc.
Alarm unit 153 can provide and export that event informed to mobile terminal 100.Typical event can comprise calling reception, message sink, key signals input, touch input etc.Except audio or video exports, alarm unit 153 can provide in a different manner and export with the generation of notification event.Such as, alarm unit 153 can provide output with the form of vibration.When receive calling, message or some other enter communication (incomingcommunication) time, alarm unit 153 can provide sense of touch to export (that is, vibrating) to notify to user.By providing such sense of touch to export, even if when the mobile phone of user is in the pocket of user, user also can identify the generation of various event.The output of the generation of notification event also can be provided via display unit 151 or dio Output Modules 152.
Storer 160 can store software program of process for being performed by controller 180 and control operation etc., or temporarily can store oneself through exporting the data (such as, telephone directory, message, still image, video etc.) that maybe will export.And, storer 160 can store about when touch be applied to touch-screen time the vibration of various modes that exports and the data of sound signal.
Storer 160 can comprise the storage medium of at least one type, described storage medium comprises flash memory, hard disk, multimedia card, card-type storer (such as, SD or DX storer etc.), random access storage device (RAM), static random-access memory (SRAM), ROM (read-only memory) (ROM), electrically Erasable Programmable Read Only Memory EPROM (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc.And mobile terminal 100 can be connected the memory function of execute store 160 network storage device with by network cooperates.
Controller 180 controls the overall operation of mobile terminal usually.Such as, controller 180 performs the control relevant to voice call, data communication, video calling etc. and process.In addition, controller 180 can comprise the multi-media module 181 for reproducing (or playback) multi-medium data.Multi-media module 181 can be configured in controller 180 or can be configured to be separated with controller 180.
Controller 180 pattern recognition process can be identified as character or image so that input is drawn in the handwriting input performed on the touchscreen or picture.
Power supply unit 190 receives external power or internal power and provides each element of operation and the suitable electric power needed for assembly under the control of controller 180.
Various embodiment described herein can to use such as computer software, the computer-readable medium of hardware or its any combination implements.
For hardware implementation, embodiment described herein can by using application-specific IC (ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), processor, controller, microcontroller, microprocessor, being designed at least one performed in the electronic unit of function described herein and implementing.In some cases, such embodiment can be implemented in controller 180.
For implement software, the embodiment of such as process or function can be implemented with allowing the independent software module performing at least one function or operation.Software code can be implemented by the software payment application (or program) of writing with any suitable programming language.Software code can be stored in storer 160 and to be performed by controller 180.
So far, oneself is through the mobile terminal according to its functional description.Below, for the sake of brevity, by the slide type mobile terminal that describes in various types of mobile terminals of such as folded form, board-type, oscillating-type, slide type mobile terminal etc. exemplarily.Therefore, the present invention can pay the mobile terminal being applied to any type, and is not limited to slide type mobile terminal.
Mobile terminal 100 as shown in Figure 1 can be constructed to utilize and send the such as wired and wireless communication system of data and the communication system of satellite-based communication system via frame or grouping and operate.
Describe wherein according to such communication system that mobile terminal of the present invention can operate referring now to Fig. 2.
Such communication system can use different air interfaces and/or Physical layer.Such as, the air interface used by communication system comprises such as frequency division multiple access (FDMA), time division multiple access (TDMA) (TDMA), CDMA (CDMA) and universal mobile telecommunications system (UMTS) (especially, Long Term Evolution (LTE)), global system for mobile communications (GSM) etc.As non-limiting example, description below relates to cdma communication system, but such instruction is equally applicable to the system of other type.
With reference to figure 2, cdma wireless communication system can comprise multiple mobile terminal 100, multiple base station (BS) 270, base station controller (BSC) 275 and mobile switching centre (MSC) 280.MSC 280 is constructed to form interface with Public Switched Telephony Network (PSTN) 290.MSC 280 is also constructed to form interface with the BSC 275 that can be couple to base station 270 via back haul link.Back haul link can construct according to any one in some known interfaces, and described interface comprises such as E1/T1, ATM, IP, PPP, frame relay, HDSL, ADSL or xDSL.Will be appreciated that system as shown in Figure 2 can comprise multiple BSC275.
Each BS 270 can serve one or more subregion (or region), by multidirectional antenna or point to specific direction each subregion of antenna cover radially away from BS 270.Or each subregion can by two or more antenna covers for diversity reception.Each BS 270 can be constructed to support multiple parallel compensate, and each parallel compensate has specific frequency spectrum (such as, 1.25MHz, 5MHz etc.).
Subregion can be called as CDMA Channel with intersecting of parallel compensate.BS 270 also can be called as base station transceiver subsystem (BTS) or other equivalent terms.Under these circumstances, term " base station " may be used for broadly representing single BSC 275 and at least one BS 270.Base station also can be called as " cellular station ".Or each subregion of particular B S 270 can be called as multiple cellular station.
As shown in Figure 2, broadcast singal is sent to the mobile terminal 100 at operate within systems by broadcsting transmitter (BT) 295.Broadcast reception module 111 as shown in Figure 1 is arranged on terminal 100 and sentences the broadcast singal receiving and sent by BT295.In fig. 2, fortune position, several whole world system (GPS) satellite 300 is shown.Satellite 300 helps at least one in the multiple terminal 100 in location.
In fig. 2, depict several satellite 300, but understand, the satellite of any number can be utilized to obtain useful locating information.GPS module 115 as shown in Figure 1 is constructed to coordinate to obtain the locating information wanted with satellite 300 usually.Substitute GPS tracking technique or outside GPS tracking technique, can use can other technology of position of tracking mobile terminal.In addition, at least one gps satellite 300 optionally or extraly can process satellite dmb transmission.
As a typical operation of wireless communication system, BS 270 receives the reverse link signal from various mobile terminal 100.Mobile terminal 100 participates in call usually, information receiving and transmitting communicates with other type.Each reverse link signal that certain base station 270 receives is processed by particular B S 270.The data obtained are forwarded to relevant BSC 275.BSC provides call Resourse Distribute and comprises the mobile management function of coordination of the soft switching process between BS 270.The data received also are routed to MSC280 by BSC 275, and it is provided for the extra route service forming interface with PSTN 290.Similarly, PSTN 290 and MSC 280 form interface, and MSC and BSC 275 forms interface, and BSC 275 correspondingly control BS 270 so that forward link signals is sent to mobile terminal 100.
Along with developing rapidly of the communication technology, current mobile terminal also has mobile payment function, and the mobile terminal of the present invention acquiescence that can also automatically switch along with the change paying scene pays application, saves user and logs in client frequently and carry out manual switchover.According to technical scheme of the present invention, user can according to demand, according to special scenes, i.e. and specific region or place, and the combination condition scene of special time period or time point, the security module of mobile terminal being automatically set as certain application-specific is state of activation.And automatically according to the scene condition of setting, change that current state is set, realize the default application of change current safety module automatically.Namely mobile terminal of the present invention can identify use scenes automatically, and the disbursement account that automatically switches, to improve the convenient degree that user uses mobile payment.Be described in detail below by way of specific embodiment.
As shown in Figure 3, be mobile terminal one embodiment of the present invention, for simplicity, in Fig. 3, illustrate only unit module relevant to mobile payment function in mobile terminal, eliminate other general module and parts.Described mobile terminal comprises and arranges module, acquisition module and application management module, application management module respectively with module is set and acquisition module is connected, wherein:
Module is set: pay scene for arranging and pay application and the corresponding relation paying scene.
Arrange module can provide one pay scene interface is set, user pays payment scene demand and the habits and customs of oneself, the use habit etc. of application according to difference, setting pays the time-space domain information (comprising geography and/or temporal information) that application needs to use, the time-space domain information that user arranges by system, changes longitude and latitude scope into or/and time range.Specific time-space domain information corresponding one is made to pay scene, and set up the corresponding relation paying scene and apply with payment, the corresponding relation of final formation time-space domain information-payment scene-payment application, and this corresponding relation is sent to application management module, as the foundation that scene judges and switches.The corresponding relation of time-space domain information-payment scene-payment application as shown in Figure 4.
Acquisition module: for obtaining time-space domain information.
Described time-space domain information can be geography information or temporal information, also can be the combination of geography information and temporal information.
Acquisition module can obtain the geography information at the current place of mobile terminal by positional information module, as latitude and longitude information or address information, or POI information (Point of Interest, sight spot information).Acquisition module can by Network Capture or directly from the temporal information that acquisition for mobile terminal is current.
Application management module: the time-space domain information obtained for reading acquisition module that is real-time or timing, current payment scene is determined according to time-space domain information, according to current payment scene and the payment application preset and the corresponding relation paying scene, obtain the payment corresponding with current payment scene to apply, payment corresponding for the payment scene with current is applied and pays application by default.Application management module comprises scene determining unit, application determining unit, judging unit and processing unit.
As shown in Figure 5, in certain embodiments, scene determining unit, application determining unit, judging unit are connected successively with processing unit, wherein,
Scene determining unit: for determining current payment scene according to time-space domain information, and determination result is sent to application determining unit.
Application determining unit: for according to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied, and determination result is sent to judging unit.
Judging unit: whether identically applying for judging that the payment corresponding with current payment scene applies to pay with current acquiescence, and judged result being sent to processing unit.
Processing unit: for performing corresponding operation according to judged result.When judged result be the payment corresponding with current payment scene apply to pay with current acquiescence apply identical time, then will not respond, keep the payment of current acquiescence to apply constant; When judged result be the payment corresponding with current payment scene apply with current acquiescence pay apply not identical time, then current acquiescence being paid application switches to the payment corresponding with current payment scene to apply, namely in security module, activate the payment corresponding with current payment scene apply, pay application by default.
As shown in Figure 6, in further embodiments, scene determining unit, judging unit, application determining unit are connected successively with processing unit, wherein,
Scene determining unit: for determining current payment scene according to time-space domain information, and the result determined is sent to judging unit.
Judging unit: for judging that whether current payment scene is identical with the last payment scene determined, and judged result is sent to application determining unit.
Application determining unit: for performing corresponding operation according to judged result.When judged result be current payment scene identical with the payment scene that the last time is determined time, will not respond, constant to keep current acquiescence to pay application; When the judged result payment scene that to be current payment scene determine with the last time is not identical, according to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied, and determination result is sent to processing unit.
Processing unit: apply for payment corresponding for the payment scene with current being applied to be set to give tacit consent to pay, namely activates the payment corresponding with current payment scene and applies, pay application by default in security module.
Further, in certain embodiments, mobile terminal also comprises a payment mode administration module, and described payment mode administration module is used for: arrange payment mode, determines current payment mode according to described time-space domain information.The object arranging payment mode manages accordingly payment transaction according to different situations, and the restriction of different payment amount as corresponding in different payment modes is or/and the forbidding of different payment application.
Such as: when spatial information (si) display is at that time currently located within the scope of Guangdong, then allow to use any payment application, when being positioned at beyond the scope of Guangdong, then forbidding mass transit card and pay application; Time in the current time range being in 24:00-06:00 of spatial information (si) display at that time, then restriction pays amount is 0, and namely this period does not allow to pay; Time in the current time range being in Mon-Fri 7:00-9:00 of spatial information (si) display at that time, then restriction pays amount is 20 yuan, forbids bank card or Credit Card Payments application simultaneously; The time range that spatial information (si) display is at that time current is in the 9:00-21:00 at weekend and be positioned at Shenzhen domestic time, then allow use any payment application and pay amount arbitrarily.In a word, user can carry out the setting of payment mode according to the habits and customs of oneself or actual needs, can realize the management to payment transaction.
Mobile terminal of the present invention, current payment scene is determined according to current time-space domain information, determine that corresponding payment is applied according to paying application with the corresponding relation paying scene, achieve and pay application along with the change paying scene automatically switches to give tacit consent to, manual switchover is carried out by loaded down with trivial details operating process, more intelligent and hommization without the need to user.Such as, when mobile terminal detect current be in the commuter time and be positioned at outdoor time, then automatically switch acquiescence payment be applied as mass transit card pay application; When mobile terminal detect current be in the time of having a rest and be positioned at indoor (or market) time, then the acquiescence that automatically switches payment is applied as credit card or bank card and pays application; When mobile terminal detect be currently located at family time, then automatically switch acquiescence payment be applied as Alipay (net purchase); When mobile terminal detect current be in certain time period and be positioned at a certain cinema or a certain market time, the acquiescence that then automatically switches pays the Credit Card Payments application (there is preferential activity certain period at some local some credit card of brush) being applied as certain bank, etc.
The present invention also proposes a kind of management method paying application, and described management method comprises the following steps: obtain time-space domain information, determine current payment scene according to time-space domain information; According to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied; Payment corresponding for payment scene with current is applied and pays application by default.Wherein, time-space domain information can be temporal information or geography information, also can be the combination of temporal information and geography information.Be described in detail below by way of specific embodiment.
As shown in Figure 7, for the present invention pays management method first embodiment of application, described management method comprises the following steps:
Step S10: obtain time-space domain information.
Described time-space domain information can be geography information or temporal information, also can be the combination of geography information and temporal information.Can be real-time or timing acquisition time-space domain information.
The geography information at the current place of mobile terminal can be obtained, as latitude and longitude information or address information by positional information module.Current temporal information can be obtained from mobile terminal this locality by Network Capture or directly.
Step S11: determine current payment scene according to time-space domain information.
Pre-set time-space domain information and the corresponding relation paying scene in mobile terminal, the payment scene that different time-space domain information is corresponding different, therefore can determine current payment scene according to current time-space domain information.
Step S12: according to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied.
Also pre-set in mobile terminal and pay application and the corresponding relation paying scene, define the corresponding relation of time-space domain information-payment scene-payment application as shown in Figure 4.
Step S13: judge the payment corresponding with current payment scene apply with current acquiescence pay apply whether identical.
When the payment that the payment scene with current is corresponding apply to pay with current acquiescence apply identical time, enter step S14, keep the payment of current acquiescence to apply constant; When the payment that the payment scene with current is corresponding apply with current acquiescence pays apply not identical time, enter step S15, automatically switch acquiescence payment apply.
Step S14: keep current acquiescence to pay application constant.
Step S15: current acquiescence is paid application and switches to the payment corresponding with current payment scene to apply.
Mobile terminal activates the payment corresponding with current payment scene and applies in security module, pays application by default.
As shown in Figure 8, for the present invention pays management method second embodiment of application, described management method comprises the following steps:
Step S20: obtain time-space domain information.
Step S21: determine current payment scene according to time-space domain information.
In the present embodiment, step S20 and S21 are identical with step S10 and the S11 in a upper embodiment respectively, do not repeat them here.
Step S22: judge that whether current payment scene is identical with the last payment scene determined.
If whether the payment scene that current payment scene and last time are determined is identical, then enter step S23, keep current acquiescence to pay application constant; If whether the payment scene that current payment scene and last time are determined is identical, then enter step S24, the acquiescence that automatically switches pays application.
Step S23: keep current acquiescence to pay application constant.
Step S24: according to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied.
Step S25: current acquiescence is paid application and switches to the payment corresponding with current payment scene to apply.
In the present embodiment, step S24 and S21 are identical with step S12 and the S15 in a upper embodiment respectively, do not repeat them here.
Further, in some embodiment, can also payment mode be set, while determining current payment scene according to time-space domain information, also determine current payment mode according to time-space domain information, the object arranging payment mode manages accordingly payment transaction according to different situations, and the restriction of different payment amount as corresponding in different payment modes is or/and the forbidding of different payment application.Such as: when spatial information (si) display is at that time currently located within the scope of Guangdong, then allow to use any payment application, when being positioned at beyond the scope of Guangdong, then forbidding mass transit card and pay application; Time in the current time range being in 24:00-06:00 of spatial information (si) display at that time, then restriction pays amount is 0, and namely this period does not allow to pay; Time in the current time range being in Mon-Fri 7:00-9:00 of spatial information (si) display at that time, then restriction pays amount is 20 yuan, forbids bank card or Credit Card Payments application simultaneously; The time range that spatial information (si) display is at that time current is in the 9:00-21:00 at weekend and be positioned at Shenzhen domestic time, then allow use any payment application and pay amount arbitrarily.In a word, user can carry out the setting of payment mode according to the habits and customs of oneself or actual needs, can realize the management to payment transaction.
Thus, the present invention pays the management method of application, current payment scene is determined according to current time-space domain information, determine that corresponding payment is applied according to paying application with the corresponding relation paying scene, achieve and pay application along with the change paying scene automatically switches to give tacit consent to, manual switchover is carried out by loaded down with trivial details operating process, more intelligent and hommization without the need to user.Such as, when mobile terminal detect current be in the commuter time and be positioned at outdoor time, then automatically switch acquiescence payment be applied as mass transit card pay application; When mobile terminal detect current be in the time of having a rest and be positioned at indoor (or market) time, then the acquiescence that automatically switches payment is applied as credit card or bank card and pays application; When mobile terminal detect be currently located at family time, then the acquiescence that automatically switches payment is applied as the application of China Merchants Bank Credit Card Payments; When mobile terminal detect current be in certain time period and be positioned at a certain cinema or a certain market time, the acquiescence that then automatically switches pays the Credit Card Payments application (there is preferential activity certain period at some local some credit card of brush) being applied as certain bank, etc.
It should be noted that: the mobile terminal that above-described embodiment provides is when carrying out the management paying application, only be illustrated with the division of above-mentioned each functional module, in actual delivery application, can distribute as required and by above-mentioned functions and be completed by different functional modules.In addition, the management method embodiment that the mobile terminal that above-described embodiment provides is applied with payment belongs to same design, and the technical characteristic in embodiment of the method is all corresponding in terminal embodiment to be suitable for.
One of ordinary skill in the art will appreciate that, realize the hardware that all or part of step in above-described embodiment method can control to be correlated with by program to complete, described program can be stored in a computer read/write memory medium, and described storage medium can be ROM/RAM, disk, CD etc.
Should be understood that; these are only the preferred embodiments of the present invention; can not therefore limit the scope of the claims of the present invention; every utilize instructions of the present invention and accompanying drawing content to do equivalent structure or equivalent flow process conversion; or be directly or indirectly used in other relevant technical fields, be all in like manner included in scope of patent protection of the present invention.
Claims (14)
1. pay a management method for application, it is characterized in that, comprise step:
Obtain time-space domain information, determine current payment scene according to described time-space domain information;
According to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied;
Payment corresponding for payment scene with current is applied and pays application by default.
2. the management method paying application according to claim 1, it is characterized in that, described time-space domain information comprises temporal information and/or geography information.
3. according to claim 1 or 2, pay the management method of application, it is characterized in that, described payment corresponding for the payment scene with current application pays application by default and comprises:
Judge the payment corresponding with current payment scene apply with current acquiescence pay apply whether identical;
If identical, then current acquiescence is kept to pay application constant;
If different, then current acquiescence paid application and switch to the payment corresponding with current payment scene to apply.
4. the management method paying application according to claim 1 and 2, it is characterized in that, described according to current payment scene and preset payment application with payment scene corresponding relation determine the step that the payment corresponding with current payment scene is applied before also comprise:
Judge that whether current payment scene is identical with the last payment scene determined;
If identical, then current acquiescence is kept to pay application constant;
If different, then enter next step.
5. the management method paying application according to claim 1 and 2, is characterized in that, described payment corresponding for the payment scene with current application pays application by default and comprise:
Security module activates the payment corresponding with current payment scene apply.
6. according to claim 1 and 2 pay application management method, it is characterized in that, described determine the step of current payment scene according to described time-space domain information while also comprise:
Current payment mode is determined according to described time-space domain information.
7. the management method paying application according to claim 6, is characterized in that, the restriction of the payment amount that different described payment mode is corresponding different is or/and the forbidding of different payment application.
8. a mobile terminal, is characterized in that, comprises and arranges module, acquisition module and application management module, wherein:
Module is set, pays scene for arranging and pay application and the corresponding relation paying scene;
Acquisition module, for obtaining time-space domain information;
Application management module, for determining current payment scene according to described time-space domain information; According to current payment scene and the payment application preset and the corresponding relation paying scene, obtain the payment corresponding with current payment scene and apply; Payment corresponding for payment scene with current is applied and pays application by default.
9. mobile terminal according to claim 6, is characterized in that, described time-space domain information comprises temporal information and/or geography information.
10. the mobile terminal according to claim 6 or 7, is characterized in that, described application management module comprises scene determining unit, application determining unit, judging unit and processing unit, wherein:
Scene determining unit, for determining current payment scene according to described time-space domain information;
Application determining unit, for according to current payment scene and the payment application preset and the corresponding relation paying scene, determines that the payment corresponding with current payment scene is applied;
Judging unit, for judge the payment corresponding with current payment scene apply with current acquiescence pay apply whether identical;
Processing unit, during for being identical when judged result, then will not respond; When judged result is different, then current acquiescence is paid application and switch to the payment corresponding with current payment scene to apply.
11. mobile terminals according to claim 6 or 7, it is characterized in that, described application management module comprises scene determining unit, judging unit, application determining unit and processing unit, wherein:
Scene determining unit, for determining current payment scene according to described time-space domain information;
Judging unit, for judging that whether current payment scene is identical with the last payment scene determined;
Application determining unit, during for being identical when judged result, will not respond; When judged result is different, according to current payment scene and the payment application preset and the corresponding relation paying scene, determine that the payment corresponding with current payment scene is applied;
Processing unit, applies for payment corresponding for the payment scene with current being applied to be set to give tacit consent to pay.
12. mobile terminals according to claim 6 or 7, is characterized in that, described processing unit for: should be used for arranging giving tacit consent to pay apply by activating the payment corresponding with current payment scene in security module.
13. mobile terminals according to claim 8, is characterized in that, described mobile terminal also comprises payment mode administration module, and described payment mode administration module is used for: determine current payment mode according to described time-space domain information.
14. mobile terminals according to claim 13, is characterized in that, the restriction of the payment amount that different described payment mode is corresponding different is or/and the forbidding of different payment application.
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