CN105719136A - Device and method for performing quick payment on mobile terminal - Google Patents
Device and method for performing quick payment on mobile terminal Download PDFInfo
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- CN105719136A CN105719136A CN201610182597.5A CN201610182597A CN105719136A CN 105719136 A CN105719136 A CN 105719136A CN 201610182597 A CN201610182597 A CN 201610182597A CN 105719136 A CN105719136 A CN 105719136A
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- mobile terminal
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3224—Transactions dependent on location of M-devices
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04M—TELEPHONIC COMMUNICATION
- H04M1/00—Substation equipment, e.g. for use by subscribers
- H04M1/72—Mobile telephones; Cordless telephones, i.e. devices for establishing wireless links to base stations without route selection
- H04M1/724—User interfaces specially adapted for cordless or mobile telephones
- H04M1/72448—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions
- H04M1/72457—User interfaces specially adapted for cordless or mobile telephones with means for adapting the functionality of the device according to specific conditions according to geographic location
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W4/00—Services specially adapted for wireless communication networks; Facilities therefor
- H04W4/02—Services making use of location information
- H04W4/025—Services making use of location information using location based information parameters
Abstract
The embodiment of the invention discloses a device for performing quick payment on a mobile terminal.At least one payment mode corresponding to mobile payment scene information is stored on the mobile terminal.The device comprises an obtaining module and a payment module.The obtaining module is used for obtaining the mobile payment scene information corresponding to a mobile payment scene when mobile payment is needed.The payment module is used for obtaining the payment mode corresponding to the obtained mobile payment scene information and performing mobile payment on the basis of the obtained payment mode.The embodiment of the invention further discloses a method for performing quick payment on the mobile terminal.By means of the device and method for performing quick payment on the mobile terminal, mobile payment can be quickly and conveniently achieved.
Description
Technical field
The present invention relates to mobile payment technology, particularly relate to a kind of apparatus and method carrying out rapid payment on mobile terminals.
Background technology
Along with mobile payment is more and more universal, daily life also gets more and more and uses the functions of mobile payment；Such as, the mobile payment instruments such as wechat payment, Alipay can be well used；The scenes such as supermarket in daily life, dining room, hotel all probably use mobile payment, usual mobile payment mode is determined by mobile payment scene, such as, in supermarket, operable mobile payment mode is likely to different from dining room operable mobile payment mode；But, when people need to move payment after consumption, it usually needs manually select the mobile payment mode of required use on mobile terminals, operate relatively complicated, convenient and swift not.
Summary of the invention
For solving above-mentioned technical problem, embodiment of the present invention expectation provides a kind of apparatus and method carrying out rapid payment on mobile terminals, it is possible to realize mobile payment efficiently and easily.
Embodiments providing a kind of device carrying out rapid payment on mobile terminals, on mobile terminal, storage has the means of payment that at least one mobile payment scene information is corresponding；Described device includes acquisition module and payment module；Wherein,
Acquisition module, for when needs move payment, obtaining the mobile payment scene information that mobile payment scene is corresponding；
Payment module, for drawing the means of payment that acquired mobile payment scene information is corresponding, moves payment based on the means of payment drawn.
In such scheme, described acquisition module, it is additionally operable to when obtaining payment and triggering signal, it is determined that need to move payment.
In such scheme, described payment module, specifically for, after drawing the means of payment that acquired mobile payment scene information is corresponding, issuing the user with information, the means of payment drawn is confirmed or revises by prompting user；When receiving user's confirmation, the means of payment adopting acquired mobile payment scene information corresponding moves payment；When receiving the amended means of payment of user, the amended means of payment of user is adopted to move payment.
In such scheme, described payment module, specifically for obtaining the network type that mobile terminal accesses, when the network accessed is Wi-Fi network, using corresponding for the positional information of the identification information of Wi-Fi network accessed or the mobile payment scene means of payment as the means of payment corresponding with acquired mobile payment scene information.
In such scheme, described payment module, specifically for obtaining the network type that mobile terminal accesses, when the network accessed is data network, using the means of payment corresponding for the positional information of mobile payment scene as the means of payment corresponding with acquired mobile payment scene information.
The embodiment of the present invention additionally provides a kind of method carrying out rapid payment on mobile terminals, and on mobile terminal, storage has the means of payment that at least one mobile payment scene information is corresponding；Described method includes:
When needs move payment, obtain the mobile payment scene information that mobile payment scene is corresponding；
Draw the means of payment that acquired mobile payment scene information is corresponding, move payment based on the means of payment drawn.
In such scheme, described method also includes: when getting payment and triggering signal, it is determined that need to move payment.
In such scheme, described move payment based on the means of payment drawn and include:
After drawing the means of payment that acquired mobile payment scene information is corresponding, issuing the user with information, the means of payment drawn is confirmed or revises by prompting user；When receiving user's confirmation, the means of payment adopting acquired mobile payment scene information corresponding moves payment；When receiving the amended means of payment of user, the amended means of payment of user is adopted to move payment.
In such scheme, described in draw the means of payment that acquired mobile payment scene information is corresponding, including:
Obtain the network type that mobile terminal accesses, when the network accessed is Wi-Fi network, using corresponding for the positional information of the identification information of Wi-Fi network accessed or the mobile payment scene means of payment as the means of payment corresponding with acquired mobile payment scene information.
In such scheme, described in draw the means of payment that acquired mobile payment scene information is corresponding, including:
Obtain the network type that mobile terminal accesses, when the network accessed is data network, using the means of payment corresponding for the positional information of mobile payment scene as the means of payment corresponding with acquired mobile payment scene information.
A kind of apparatus and method carrying out rapid payment on mobile terminals that the embodiment of the present invention provides, when needs move payment, obtain the mobile payment scene information that mobile payment scene is corresponding；Draw the means of payment that acquired mobile payment scene information is corresponding, move payment based on the means of payment drawn；So, when mobile payment scene terminal accesses and has Wi-Fi network, it is possible to use the identification information of the Wi-Fi network accessed or the positional information of mobile payment scene, Auto-matching goes out the corresponding means of payment；When mobile payment scene terminal accesses and has data network, it is possible to use the positional information of the mobile payment scene accessed, Auto-matching goes out the corresponding means of payment；So, it is possible to realize mobile payment efficiently and easily.
Accompanying drawing explanation
Fig. 1 is the hardware architecture diagram realizing each one optional mobile terminal of embodiment of the present invention；
Fig. 2 is the wireless communication system schematic diagram of mobile terminal as shown in Figure 1；
Fig. 3 is the front view of mobile terminal in first embodiment of the invention；
Fig. 4 is the rearview of mobile terminal in first embodiment of the invention；
Fig. 5 is the schematic diagram being hold by one hand mobile terminal in first embodiment of the invention；
Fig. 6 is the composition structural representation of a kind of device carrying out rapid payment on mobile terminals of first embodiment of the invention；
Fig. 7 uses Wi-Fi network to move the flow chart of payment in third embodiment of the invention；
Fig. 8 uses data network to move the flow chart of payment in fourth embodiment of the invention；
Fig. 9 is the flow chart of an embodiment of the method carrying out rapid payment on mobile terminals.
Detailed description of the invention
Should be appreciated that specific embodiment described herein is only in order to explain the present invention, is not intended to limit the present invention.
The mobile terminal realizing each embodiment of the present invention is described referring now to accompanying drawing.In follow-up description, use the suffix being used for representing such as " module ", " parts " or " unit " of element only for being conducive to the explanation of the present invention, itself do not have specific meaning.Therefore, " module " and " parts " can mixedly use.
Mobile terminal can be implemented in a variety of manners.Such as, the terminal described in the embodiment of the present invention can include the mobile terminal of such as mobile phone, smart phone, notebook computer, digit broadcasting receiver, personal digital assistant (PDA), panel computer (PAD), portable media player (PMP), guider etc. and the fixed terminal of such as numeral TV, desk computer etc..Hereinafter it is assumed that terminal is mobile terminal.However, it will be understood by those skilled in the art that, except being used in particular for the element of mobile purpose, structure according to the embodiment of the present invention can also apply to the terminal of fixed type.
Fig. 1 is the hardware architecture diagram realizing each one optional mobile terminal of embodiment of the present invention.
Mobile terminal 100 can include wireless communication unit 110, user input unit 130, output unit 150, memorizer 160, controller 180 and power subsystem 190 etc..Fig. 1 illustrates the mobile terminal with various assembly, it should be understood that be not required for implementing all assemblies illustrated.Can alternatively implement more or less of assembly.Will be discussed in more detail below the element of mobile terminal.
Wireless communication unit 110 generally includes one or more assembly, and it allows the radio communication between mobile terminal 100 and wireless communication system or network.Such as, wireless communication unit can include at least one in mobile communication module 112, wireless Internet module 113, short range communication module 114 and positional information module 115.
Mobile communication module 112 sends radio signals at least one in base station (such as, access point, node B etc.), exterior terminal and server and/or receives from it radio signal.Such radio signal can include voice call signal, video calling signal or the various types of data sending according to text and/or Multimedia Message and/or receiving.
Wireless Internet module 113 supports the Wi-Fi (Wireless Internet Access) of mobile terminal.This module can internally or externally be couple to terminal.Wi-Fi (Wireless Internet Access) technology involved by this module can include WLAN (WLAN) (Wi-Fi), WiMAX (Wibro), worldwide interoperability for microwave accesses (Wimax), high-speed downlink packet accesses (HSDPA) etc..
Short range communication module 114 is the module for supporting junction service.Some examples of short-range communication technology include bluetoothTM, RF identification (RFID), Infrared Data Association (IrDA), ultra broadband (UWB), purple honeybeeTMEtc..
Positional information module 115 is the module of positional information for checking or obtain mobile terminal.The typical case of positional information module is global positioning system (GPS).According to current technology, GPS module 115 calculates from the range information of three or more satellites and correct time information and the Information application triangulation for calculating, thus according to longitude, latitude with highly accurately calculate three-dimensional current location information.Currently, the method for calculating position and temporal information uses three satellites and the error by the position using an other satellite correction to calculate and temporal information.Additionally, GPS module 115 can calculate velocity information by Continuous plus current location information in real time.
User input unit 130 can generate key input data to control the various operations of mobile terminal according to the order of user's input.User input unit 130 allows user to input various types of information, and can include keyboard, metal dome, touch pad (such as, detection due to touched and cause resistance, pressure, the change such as electric capacity sensitive component), roller, rocking bar etc..Especially, when touch pad is superimposed upon on display unit 151 as a layer, it is possible to form touch screen.
Output unit 150 is configured to provide output signal (such as, audio signal, video signal, alarm signal, vibration signal etc.) with vision, audio frequency and/or tactile manner.Output unit 150 can include display unit 151, dio Output Modules 152 etc..
Display unit 151 may be displayed on the information processed in mobile terminal 100.Such as, when mobile terminal 100 is in telephone calling model, display unit 151 can show with call or other communicate (such as, text messaging, multimedia file download etc.) relevant user interface (User'sInterface, UI) or graphic user interface (GUI).When being in video calling pattern or image capture mode when mobile terminal 100, display unit 151 can show the image of image and/or the reception caught, UI or GUI illustrating video or image and correlation function etc..
Meanwhile, when display unit 151 and touch pad as a layer superposed on one another to form touch screen time, display unit 151 can serve as input equipment and output device.Display unit 151 can include at least one in liquid crystal display (LCD), thin film transistor (TFT) LCD (TFT-LCD), Organic Light Emitting Diode (OLED) display, flexible display, three-dimensional (3D) display etc..Some in these display may be constructed such that transparence is to allow user to watch from outside, and this is properly termed as transparent display, and typical transparent display can be such as transparent organic light emitting diode (TOLED) display etc..According to the specific embodiment wanted, mobile terminal 100 can include two or more display units (or other display device), such as, mobile terminal can include outernal display unit (not shown) and inner display unit (not shown).Touch screen can be used for detecting touch input pressure and touch input position and touch input area.
Dio Output Modules 152 can mobile terminal be in call signal receive under the isotype such as pattern, call mode, logging mode, speech recognition mode, broadcast reception mode time, that wireless communication unit 110 is received or storage in memorizer 160 voice data transducing audio signal and be output as sound.And, dio Output Modules 152 can provide the audio frequency output (such as, call signal receive sound, message sink sound etc.) relevant to the specific function of mobile terminal 100 execution.Dio Output Modules 152 can include speaker, buzzer etc..
Memorizer 160 can store the process performed by controller 180 and control software program etc. of operation, or can temporarily store and export the data (such as, telephone directory, message, still image, video etc.) that maybe will export.And, memorizer 160 can store the vibration about the various modes exported when touching and being applied to touch screen and the data of audio signal.
Memorizer 160 can include the storage medium of at least one type, described storage medium includes flash memory, hard disk, multimedia card, card-type memorizer (such as, SD or DX memorizer etc.), random access storage device (RAM), static random-access memory (SRAM), read only memory (ROM), Electrically Erasable Read Only Memory (EEPROM), programmable read only memory (PROM), magnetic storage, disk, CD etc..And, mobile terminal 100 can be connected the network storage device cooperation of the storage function performing memorizer 160 with by network.
Controller 180 generally controls the overall operation of mobile terminal.Such as, controller 180 performs the control relevant to voice call, data communication, video calling etc. and process.It addition, controller 180 can include the multi-media module 181 for reproducing (or playback) multi-medium data, multi-media module 181 can construct in controller 180, or it is so structured that separates with controller 180.Controller 180 can perform pattern recognition process, so that the handwriting input performed on the touchscreen or picture drafting input are identified as character or image.
Power subsystem 190 receives external power or internal power under the control of controller 180 and provides the suitable electric power operated needed for each element and assembly.
Various embodiment described herein can to use such as computer software, hardware or its any combination of computer-readable medium to implement.Hardware is implemented, embodiment described herein can pass through to use application-specific IC (ASIC), digital signal processor (DSP), digital signal processing device (DSPD), programmable logic device (PLD), field programmable gate array (FPGA), processor, controller, microcontroller, microprocessor, at least one that is designed to perform in the electronic unit of function described herein to implement, in some cases, such embodiment can be implemented in controller 180.Implementing for software, the embodiment of such as process or function can be implemented with allowing the independent software module performing at least one function or operation.Software code can be implemented by the software application (or program) write with any suitable programming language, and software code can be stored in memorizer 160 and be performed by controller 180.
So far, mobile terminal is described according to its function.Below, for the sake of brevity, by the slide type mobile terminal in the various types of mobile terminals describing such as folded form, board-type, oscillating-type, slide type mobile terminal etc. exemplarily.Therefore, the present invention can be applied to any kind of mobile terminal, and is not limited to slide type mobile terminal.
Mobile terminal 100 as shown in Figure 1 may be constructed such that utilization operates via such as wired and wireless communication system and the satellite-based communication system of frame or packet transmission data.
The communication system being wherein operable to according to the mobile terminal of the present invention is described referring now to Fig. 2.
Such communication system can use different air interfaces and/or physical layer.Such as, the air interface used by communication system includes such as frequency division multiple access (FDMA), time division multiple acess (TDMA), CDMA (CDMA) and UMTS (UMTS) (especially, Long Term Evolution (LTE)), global system for mobile communications (GSM) etc..As non-limiting example, as explained below relates to cdma communication system, but such instruction is equally applicable to other type of system.
With reference to Fig. 2, cdma wireless communication system can include multiple mobile terminal 100, multiple base station (BS) 270, base station controller (BSC) 275 and mobile switching centre (MSC) 280.MSC280 is configured to form interface with Public Switched Telephony Network (PSTN) 290.MSC280 is also structured to and the BSC275 formation interface that can be couple to base station 270 via back haul link.Back haul link can construct according to any one in some known interfaces, and described interface includes such as E1/T1, ATM, IP, PPP, frame relay, HDSL, ADSL or xDSL.It will be appreciated that system as shown in Figure 2 can include multiple BSC275.
Each BS270 can service one or more subregion (or region), by each subregion of multidirectional antenna or the antenna covering pointing to specific direction radially away from BS270.Or, each subregion can be covered by two or more antennas for diversity reception.Each BS270 may be constructed such that support multiple frequencies distribution, and the distribution of each frequency has specific frequency spectrum (such as, 1.25MHz, 5MHz etc.).
Intersecting that subregion and frequency are distributed can be referred to as CDMA Channel.BS270 can also be referred to as base station transceiver subsystem (BTS) or other equivalent terms.In this case, term " base station " may be used for broadly representing single BSC275 and at least one BS270.Base station can also be referred to as " cellular station ".Or, each subregion of specific BS270 can be referred to as multiple cellular station.
In fig. 2 it is shown that several global positioning systems (GPS) satellite 300.Satellite 300 helps to position at least one in multiple mobile terminals 100.
In fig. 2, depict multiple satellite 300, it is understood that be, it is possible to use any number of satellite obtains useful location information.GPS module 115 as shown in Figure 1 is generally configured to coordinate the location information wanted with acquisition with satellite 300.Substitute GPS tracking technique or outside GPS tracking technique, it is possible to use other technology of the position of mobile terminal can be followed the tracks of.It addition, at least one gps satellite 300 can optionally or additionally process satellite dmb transmission.
As a typical operation of wireless communication system, BS270 receives the reverse link signal from various mobile terminals 100.Mobile terminal 100 generally participates in call, information receiving and transmitting communicates with other type of.Each reverse link signal that certain base station 270 receives is processed in specific BS270.The data obtained are forwarded to relevant BSC275.BSC provides call resource distribution and the mobile management function of the coordination of soft switching process included between BS270.The data received also are routed to MSC280 by BSC275, and it provides the extra route service for forming interface with PSTN290.Similarly, PSTN290 and MSC280 forms interface, and MSC and BSC275 forms interface, and BSC275 correspondingly controls BS270 so that forward link signals to be sent to mobile terminal 100.
Based on above-mentioned mobile terminal hardware configuration and communication system, it is proposed to each embodiment of the present invention.
First embodiment
First embodiment of the invention provides the device carrying out rapid payment on mobile terminals, it is clear that in the first embodiment of the invention, and the device carrying out rapid payment on mobile terminals can be realized by mobile terminal.
It should be noted that mobile terminal is provided with the memorizer for storing data, here, the type of memorizer on mobile terminal is not limited.
Here, mobile terminal includes but not limited to mobile phone, smart phone, notebook computer, digit broadcasting receiver, PDA, PAD, PMP, guider etc..
Here, if mobile terminal has operating system, this operating system can be UNIX, Linux, Windows, Android (Android), WindowsPhone etc..
Illustrate for the situation that mobile terminal is mobile phone below.
In the first embodiment of the invention, Fig. 3 is the front view of mobile terminal in first embodiment of the invention, and Fig. 4 is the rearview of mobile terminal in first embodiment of the invention.
Here, this mobile terminal also has portability, specifically, mobile terminal can realize being hold by one hand, so, when various scenes need to carry out rapid payment, the portability that can utilize mobile terminal realizes rapid payment, and Fig. 5 is the schematic diagram being hold by one hand mobile terminal in first embodiment of the invention.
Fig. 6 is the composition structural representation of a kind of device carrying out rapid payment on mobile terminals of first embodiment of the invention, as shown in Figure 6, on mobile terminal, storage has the means of payment that at least one mobile payment scene information is corresponding, described mobile payment scene information to include following at least one information: positional information, Wi-Fi (WIreless-Fidelity) network identification information.
Here, when mobile payment scene information is positional information, positional information can be indicated by longitude and latitude form；Here, positional information is generally used for representing the position of a mobile payment scene areas.
When the identification information that mobile payment scene information is Wi-Fi network, the identification information of Wi-Fi network can include following at least one information: the title of Wi-Fi network, Wi-Fi network cipher mode etc..
It can be seen that storage has the corresponding relation of mobile payment scene information and the means of payment on mobile terminals, when mobile context information is positional information, mobile payment scene information is as shown in table 1 with the corresponding relation of the means of payment.
| Position 1 | The means of payment 1 |
| Position 2 | The means of payment 2 |
| …… | …… |
| Position m | Means of payment m |
Table 1
In Table 1,1 to position, position m represents m positional information, and m is the natural number more than 1, and the means of payment 1 to means of payment m represents the m kind means of payment, and in table 1, every a line represents a positional information and corresponding a kind of means of payment.
When mobile context information is Wi-Fi information, the corresponding relation of mobile payment scene information and the means of payment can be as shown in table 2.
| Wi-Fi title 1 | The means of payment 1 |
| Wi-Fi title 2 | The means of payment 2 |
| …… | …… |
| Wi-Fi title M | Means of payment M |
Table 2
In table 2, Wi-Fi title 1 to Wi-Fi title M represents the identification information of M Wi-Fi network respectively, M is the natural number more than 1, and the means of payment 1 to means of payment M represents the M kind means of payment respectively, and in table 1, every a line represents identification information and and corresponding a kind of means of payment of a Wi-Fi network.
When including positional information and Wi-Fi information at mobile payment scene information, the corresponding relation of mobile payment scene information and the means of payment can be as shown in table 3 simultaneously.
| Wi-Fi title 1 | Position 1 | The means of payment 1 |
| Wi-Fi title 2 | Position 2 | The means of payment 2 |
| …… | …… | …… |
| Wi-Fi title n | Position n | Means of payment n |
Table 3
In table 3, Wi-Fi title 1 to Wi-Fi title n represents the identification information of n Wi-Fi network respectively, and n is the natural number more than 1；1 to position, position n represents n positional information, and the means of payment 1 to means of payment n represents the n kind means of payment respectively；Wi-Fi title i, position i and means of payment i three are corresponding between two, and i takes 1 to n, say, that, Wi-Fi title i is corresponding with means of payment i, position i is corresponding with means of payment i, and Wi-Fi title i is corresponding with position i, and Wi-Fi title i can be the identification information of the Wi-Fi network that position i terminal connects.
In the embodiment of the present invention, the means of payment that mobile terminal can adopt includes but not limited to wechat payment, Alipay payment etc..
For how setting up the corresponding relation of mobile payment scene information and the means of payment, specifically, when user hold mobile terminal consume to any one mobile payment scene time, if mobile terminal has accessed Wi-Fi network in this mobile payment scene, mobile terminal can move payment by Wi-Fi network；When user uses this Wi-Fi network to move payment first, the corresponding relation of the means of payment used under mobile terminal records and mobile payment scene information, such as, user holds mobile terminal when consuming to dining room, mobile terminal accesses the Wi-Fi network that dining room is corresponding, mobile terminal can record the corresponding relation of the means of payment and the mobile payment scene information used, for example, mobile payment scene information includes the title of Wi-Fi network and the positional information of mobile payment scene.
For table 3, especially, when user hold mobile terminal consume to any one mobile payment scene time, mobile terminal does not access Wi-Fi network in this mobile payment scene, then can arrange the title of corresponding Wi-Fi network according to preset rules.
As shown in Figure 6, a kind of device carrying out rapid payment on mobile terminals of first embodiment of the invention includes: acquisition module 600 and payment module 601, wherein,
Acquisition module 600, for when needs move payment, obtaining the mobile payment scene information that mobile payment scene is corresponding.
In actual applications, during positional information corresponding to acquisition for mobile terminal mobile payment scene, mobile terminal can utilize the location modes such as architecture, satellite fix or Wi-Fi location to draw the positional information that mobile payment scene is corresponding.
If mobile terminal has accessed Wi-Fi network in mobile payment scene, it is possible to adopt multiple existing mode to obtain the identification information of Wi-Fi network corresponding to mobile payment scene, repeat no more here.
Specifically, acquisition module 600, for when obtaining payment and triggering signal, it is determined that need to move payment.
The generation mechanism triggering signal is paid here it is possible to pre-set, for instance, when mobile terminal is shaken operation, or when the time of the return key of pressing mobile terminal exceedes setting threshold value, mobile terminal produces to pay and triggers signal.
Payment module 601, for drawing the means of payment that acquired mobile payment scene information is corresponding, moves payment based on the means of payment drawn.
Specifically, payment module 601, for according to acquired mobile payment scene information, in the mobile payment scene information of mobile terminal storage and the corresponding relation of the means of payment, find out the means of payment corresponding with mobile payment scene information, move payment based on the means of payment drawn.
It is understood that be generally accessible Wi-Fi network in mobile payment scene, mobile terminal can utilize the data network of access to realize mobile payment；Here, data network can be the mobile network that mobile terminal is accessed by mobile communication module, for instance, data network can be 3G network or 4G network.
Payment module is drawn to the implementation of the means of payment, specifically, when mobile terminal accesses and has Wi-Fi network, using the means of payment corresponding for the positional information of the identification information of Wi-Fi network accessed or mobile payment scene as the means of payment corresponding with acquired mobile payment scene information.
When mobile terminal accesses and has data network, using the means of payment corresponding for the positional information of mobile payment scene as the means of payment corresponding with acquired mobile payment scene information.
In actual applications, described acquisition module 600 and payment module 601 all can by the central processing unit (CentralProcessingUnit being arranged in mobile terminal, CPU), microprocessor (MicroProcessorUnit, MPU), digital signal processor (DigitalSignalProcessor, DSP) or field programmable gate array (FieldProgrammableGateArray, FPGA) etc. realize.
The first embodiment of application a kind of device carrying out rapid payment on mobile terminals of the present invention, when mobile payment scene terminal accesses and has Wi-Fi network, can utilizing the identification information of the Wi-Fi network accessed or the positional information of mobile payment scene, Auto-matching goes out the corresponding means of payment；When mobile payment scene terminal accesses and has data network, it is possible to use the positional information of the mobile payment scene accessed, Auto-matching goes out the corresponding means of payment；So, it is possible to realize mobile payment efficiently and easily.
Second embodiment
In order to enable more to embody the purpose of the present invention, on the basis of first embodiment of the invention, further illustrate.
In second embodiment of the invention, when payment module moves payment based on the means of payment drawn, following implementation can be adopted: payment module is after drawing the means of payment that acquired mobile payment scene information is corresponding, when receiving user's confirmation, the means of payment adopting acquired mobile payment scene information corresponding moves payment.
In actual applications, after drawing the means of payment that acquired mobile payment scene information is corresponding, payment module issues the user with information, the means of payment drawn is confirmed or revises the means of payment by prompting user, after user confirms, payment module can receive user's confirmation.
Payment module, after drawing the means of payment that acquired mobile payment scene information is corresponding, issues the user with information, and the means of payment drawn is confirmed or revises the means of payment by prompting user；After receiving the amended means of payment of user, the amended means of payment of user is adopted to move payment.
Here, payment module can in the display screen display reminding information of mobile terminal, it is also possible to utilizes output module to send audio prompt information to user；Such as, payment module can eject the Quick Response Code scanning interface of the acquired means of payment.
In actual applications, after user receives the information of the amendment means of payment, the interface echo plex mode that can adopt setting is back to the interface selecting the means of payment, for instance can be back to, by return key, the interface selecting the means of payment, select the correct means of payment afterwards.
Further, payment module, after receiving the amended means of payment of user, based on the amended means of payment, updates the corresponding relation of mobile payment scene information and the means of payment.
In second embodiment of the invention, after acquisition module obtains the mobile payment scene information that mobile payment scene is corresponding, when the information that acquired mobile payment scene information is un-shifted terminal storage, obtaining the means of payment that user selects at corresponding mobile context, the corresponding relation storage of the means of payment acquired mobile payment scene information and user selected at corresponding mobile context is in the terminal.
Second embodiment of application a kind of device carrying out rapid payment on mobile terminals of the present invention, when mobile payment scene terminal accesses and has Wi-Fi network, can utilizing the identification information of the Wi-Fi network accessed or the positional information of mobile payment scene, Auto-matching goes out the corresponding means of payment；When mobile payment scene terminal accesses and has data network, it is possible to use the positional information of the mobile payment scene accessed, Auto-matching goes out the corresponding means of payment；So, it is possible to realize mobile payment efficiently and easily.
3rd embodiment
In order to enable more to embody the purpose of the present invention, on the basis of first embodiment of the invention and the second embodiment, further illustrate.
Fig. 7 uses Wi-Fi network to move the flow chart of payment in third embodiment of the invention, as it is shown in fig. 7, this flow process includes:
Step 701: after terminal accesses Wi-Fi network, obtains the mobile payment scene information that mobile payment scene is corresponding；Judge whether to draw the means of payment that acquired mobile payment scene information is corresponding, if the means of payment that acquired mobile payment scene information is corresponding can be drawn, skip to step 702；
If the means of payment that acquired mobile payment scene information is corresponding can not be drawn, then judge whether to need to utilize the Wi-Fi network accessed to move payment, if, then after moving payment, utilize the means of payment, the mobile payment scene information that adopt, the corresponding relation of mobile payment scene information Yu the means of payment is updated, afterwards, skips to step 705；If it is not, then jump directly to step 705.
Step 702: open rapid payment function, wait receiving by, when shaking the triggering signal operating generation, controlling to eject the payment interface that the means of payment drawn is corresponding；Skip to step 703；
Step 703: judge whether to receive user's confirmation, if it is, skip to step 704, if it is not, then after receiving the amended means of payment of user, skip to step 704.
Here, the means of payment drawn can be confirmed or revise by user, makes an explanation, be not repeated herein in its implementation first embodiment of the invention.
Step 704: adopt the corresponding means of payment to move payment, skip to step 705.
Here, if can receive user's confirmation in step 703, then the means of payment adopting acquired mobile payment scene information corresponding in this step moves payment；If receiving the amended means of payment of user in step 703, then the amended means of payment of user is adopted to move payment.
Step 705: wait when the Wi-Fi network accessed disconnects, process ends.
3rd embodiment of application a kind of device carrying out rapid payment on mobile terminals of the present invention, when mobile payment scene terminal accesses and has Wi-Fi network, can utilizing the identification information of the Wi-Fi network accessed or the positional information of mobile payment scene, Auto-matching goes out the corresponding means of payment；When mobile payment scene terminal accesses and has data network, it is possible to use the positional information of the mobile payment scene accessed, Auto-matching goes out the corresponding means of payment；So, it is possible to realize mobile payment efficiently and easily.
4th embodiment
In order to enable more to embody the purpose of the present invention, on the basis of first embodiment of the invention and the second embodiment, further illustrate.
Fig. 8 uses data network to move the flow chart of payment in fourth embodiment of the invention, as shown in Figure 8, this flow process includes:
Step 801: after terminal accesses data network, obtains the mobile payment scene information that mobile payment scene is corresponding；Judge whether to draw the means of payment that acquired mobile payment scene information is corresponding, if the means of payment that acquired mobile payment scene information is corresponding can be drawn, skip to step 802；
If the means of payment that acquired mobile payment scene information is corresponding can not be drawn, then judge whether to need to utilize the data network accessed to move payment, if, then after moving payment, utilize the means of payment, the mobile payment scene information that adopt, the corresponding relation of mobile payment scene information Yu the means of payment is updated, afterwards, skips to step 805；If it is not, then jump directly to step 805.
Step 802: open rapid payment function, wait receiving by, when shaking the triggering signal operating generation, controlling to eject the payment interface that the means of payment drawn is corresponding；Skip to step 803；
Step 803: judge whether to receive user's confirmation, if it is, skip to step 804, if it is not, then after receiving the amended means of payment of user, skip to step 804.
Here, the means of payment drawn can be confirmed or revise by user, makes an explanation, be not repeated herein in its implementation first embodiment of the invention.
Step 804: adopt the corresponding means of payment to move payment, skip to step 805.
Here, if can receive user's confirmation in step 803, then the means of payment adopting acquired mobile payment scene information corresponding in this step moves payment；If receiving the amended means of payment of user in step 803, then the amended means of payment of user is adopted to move payment.
Step 805: wait when the data network accessed disconnects, process ends.
4th embodiment of application a kind of device carrying out rapid payment on mobile terminals of the present invention, when mobile payment scene terminal accesses and has Wi-Fi network, can utilizing the identification information of the Wi-Fi network accessed or the positional information of mobile payment scene, Auto-matching goes out the corresponding means of payment；When mobile payment scene terminal accesses and has data network, it is possible to use the positional information of the mobile payment scene accessed, Auto-matching goes out the corresponding means of payment；So, it is possible to realize mobile payment efficiently and easily.
5th embodiment
The device carrying out rapid payment on mobile terminals for first embodiment of the invention and the second embodiment, fifth embodiment of the invention provides a kind of method carrying out rapid payment on mobile terminals, obviously, in fifth embodiment of the invention, the method can be realized by mobile terminal.
It should be noted that mobile terminal is provided with the memorizer for storing data, here, the type of memorizer on mobile terminal is not limited.
Here, mobile terminal includes but not limited to mobile phone, smart phone, notebook computer, digit broadcasting receiver, PDA, PAD, PMP, guider etc..
Here, if mobile terminal has operating system, this operating system can be UNIX, Linux, Windows, Android (Android), WindowsPhone etc..
Illustrate for the situation that mobile terminal is mobile phone below.
Here, this mobile terminal also has portability, and specifically, mobile terminal can realize being hold by one hand, so, when various scenes need to carry out rapid payment, it is possible to use the portability of mobile terminal realizes rapid payment.
As shown in Figure 6, on mobile terminal, storage has the means of payment that at least one mobile payment scene information is corresponding, described mobile payment scene information to include following at least one information: positional information, Wi-Fi network identification information.
Here, when mobile payment scene information is positional information, positional information can be indicated by longitude and latitude form；Here, positional information is generally used for representing the position of a mobile payment scene areas.
When the identification information that mobile payment scene information is Wi-Fi network, the identification information of Wi-Fi network can include following at least one information: the title of Wi-Fi network, Wi-Fi network cipher mode etc..
It can be seen that storage has the corresponding relation of mobile payment scene information and the means of payment on mobile terminals, when mobile context information is positional information, mobile payment scene information is as shown in table 1 with the corresponding relation of the means of payment.
In Table 1,1 to position, position m represents m positional information, and m is the natural number more than 1, and the means of payment 1 to means of payment m represents the m kind means of payment, and in table 1, every a line represents a positional information and corresponding a kind of means of payment.
When mobile context information is Wi-Fi information, the corresponding relation of mobile payment scene information and the means of payment can be as shown in table 2.
In table 2, Wi-Fi title 1 to Wi-Fi title M represents the identification information of M Wi-Fi network respectively, M is the natural number more than 1, and the means of payment 1 to means of payment M represents the M kind means of payment respectively, and in table 1, every a line represents identification information and and corresponding a kind of means of payment of a Wi-Fi network.
When including positional information and Wi-Fi information at mobile payment scene information, the corresponding relation of mobile payment scene information and the means of payment can be as shown in table 3 simultaneously.
In table 3, Wi-Fi title 1 to Wi-Fi title n represents the identification information of n Wi-Fi network respectively, and n is the natural number more than 1；1 to position, position n represents n positional information, and the means of payment 1 to means of payment n represents the n kind means of payment respectively；Wi-Fi title i, position i and means of payment i three are corresponding between two, and i takes 1 to n, say, that, Wi-Fi title i is corresponding with means of payment i, position i is corresponding with means of payment i, and Wi-Fi title i is corresponding with position i, and Wi-Fi title i can be the identification information of the Wi-Fi network that position i terminal connects.
In the embodiment of the present invention, the means of payment that mobile terminal can adopt includes but not limited to wechat payment, Alipay payment etc..
For how setting up the corresponding relation of mobile payment scene information and the means of payment, specifically, when user hold mobile terminal consume to any one mobile payment scene time, if mobile terminal has accessed Wi-Fi network in this mobile payment scene, mobile terminal can move payment by Wi-Fi network；When user uses this Wi-Fi network to move payment first, the corresponding relation of the means of payment used under mobile terminal records and mobile payment scene information, such as, user holds mobile terminal when consuming to dining room, mobile terminal accesses the Wi-Fi network that dining room is corresponding, mobile terminal can record the corresponding relation of the means of payment and the mobile payment scene information used, for example, mobile payment scene information includes the title of Wi-Fi network and the positional information of mobile payment scene；
For table 3, especially, when user hold mobile terminal consume to any one mobile payment scene time, mobile terminal does not access Wi-Fi network in this mobile payment scene, then can arrange the title of corresponding Wi-Fi network according to preset rules.
Fig. 9 is the flow chart of an embodiment of the method carrying out rapid payment on mobile terminals, as it is shown in figure 9, this flow process includes:
Step 900: when needs move payment, obtains the mobile payment scene information that mobile payment scene is corresponding；
In actual applications, during positional information corresponding to acquisition for mobile terminal mobile payment scene, mobile terminal can utilize the location modes such as architecture, satellite fix or Wi-Fi location to draw the positional information that mobile payment scene is corresponding.
If mobile terminal has accessed Wi-Fi network in mobile payment scene, it is possible to adopt multiple existing mode to obtain the identification information of Wi-Fi network corresponding to mobile payment scene, repeat no more here.
Further, described method also includes: when getting payment and triggering signal, it is determined that need to move payment.
The generation mechanism triggering signal is paid here it is possible to pre-set, for instance, when mobile terminal is shaken operation, or when the time of the return key of pressing mobile terminal exceedes setting threshold value, mobile terminal produces to pay and triggers signal.
Step 901: draw the means of payment that acquired mobile payment scene information is corresponding, move payment based on the means of payment drawn.
It is understood that be generally accessible Wi-Fi network in mobile payment scene, mobile terminal can utilize the data network of access to realize mobile payment；Here, data network can be the mobile network that mobile terminal is accessed by mobile communication module, for instance, data network can be 3G network or 4G network.
Specifically, described in draw the means of payment that acquired mobile payment scene information is corresponding, including:
Obtain the network type that mobile terminal accesses, when the network accessed is Wi-Fi network, using corresponding for the positional information of the identification information of Wi-Fi network accessed or the mobile payment scene means of payment as the means of payment corresponding with acquired mobile payment scene information；When the network accessed is data network, using the means of payment corresponding for the positional information of mobile payment scene as the means of payment corresponding with acquired mobile payment scene information.
Specifically, described move payment based on the means of payment drawn and include: after drawing the means of payment that acquired mobile payment scene information is corresponding, issuing the user with information, the means of payment drawn is confirmed or revises by prompting user；When receiving user's confirmation, the means of payment adopting acquired mobile payment scene information corresponding moves payment；When receiving the amended means of payment of user, the amended means of payment of user is adopted to move payment.
Carry out in the 5th embodiment of method of rapid payment on mobile terminals in the present invention, can the storage of application data base information, location matches, shake trigger action, position, directly invoke the technology such as scanning Quick Response Code interface of the means of payment, rationally judge whether according to mobile payment scene to provide the mode triggering rapid payment.Under scene commonly used in the general daily life of user, it appears more convenient bug, being not difficult of its realization, ease for use is good, have certain practicality.
The embodiment of application a kind of method carrying out rapid payment on mobile terminals of the present invention, when mobile payment scene terminal accesses and has Wi-Fi network, can utilizing the identification information of the Wi-Fi network accessed or the positional information of mobile payment scene, Auto-matching goes out the corresponding means of payment；When mobile payment scene terminal accesses and has data network, it is possible to use the positional information of the mobile payment scene accessed, Auto-matching goes out the corresponding means of payment；So, it is possible to realize mobile payment efficiently and easily.
Those skilled in the art are it should be appreciated that embodiments of the invention can be provided as method, system or computer program.Therefore, the present invention can adopt the form of hardware embodiment, software implementation or the embodiment in conjunction with software and hardware aspect.And, the present invention can adopt the form at one or more upper computer programs implemented of computer-usable storage medium (including but not limited to disk memory and optical memory etc.) wherein including computer usable program code.
The present invention is that flow chart and/or block diagram with reference to method according to embodiments of the present invention, equipment (system) and computer program describe.It should be understood that can by the combination of the flow process in each flow process in computer program instructions flowchart and/or block diagram and/or square frame and flow chart and/or block diagram and/or square frame.These computer program instructions can be provided to produce a machine to the processor of general purpose computer, special-purpose computer, Embedded Processor or other programmable data processing device so that the instruction performed by the processor of computer or other programmable data processing device is produced for realizing the device of function specified in one flow process of flow chart or multiple flow process and/or one square frame of block diagram or multiple square frame.
These computer program instructions may be alternatively stored in and can guide in the computer-readable memory that computer or other programmable data processing device work in a specific way, the instruction making to be stored in this computer-readable memory produces to include the manufacture of command device, and this command device realizes the function specified in one flow process of flow chart or multiple flow process and/or one square frame of block diagram or multiple square frame.
These computer program instructions also can be loaded in computer or other programmable data processing device, make on computer or other programmable devices, to perform sequence of operations step to produce computer implemented process, thus the instruction performed on computer or other programmable devices provides for realizing the step of function specified in one flow process of flow chart or multiple flow process and/or one square frame of block diagram or multiple square frame.
The above, be only presently preferred embodiments of the present invention, is not intended to limit protection scope of the present invention.
Claims (10)
1. the device carrying out rapid payment on mobile terminals, it is characterised in that on mobile terminal, storage has the means of payment that at least one mobile payment scene information is corresponding；Described device includes acquisition module and payment module；Wherein,
Acquisition module, for when needs move payment, obtaining the mobile payment scene information that mobile payment scene is corresponding；
Payment module, for drawing the means of payment that acquired mobile payment scene information is corresponding, moves payment based on the means of payment drawn.
2. device according to claim 1, it is characterised in that described acquisition module, is additionally operable to when obtaining payment and triggering signal, it is determined that need to move payment.
3. device according to claim 1, it is characterized in that, described payment module, specifically for after drawing the means of payment that acquired mobile payment scene information is corresponding, issuing the user with information, the means of payment drawn is confirmed or revises by prompting user；When receiving user's confirmation, the means of payment adopting acquired mobile payment scene information corresponding moves payment；When receiving the amended means of payment of user, the amended means of payment of user is adopted to move payment.
4. the device according to any one of claims 1 to 3, it is characterized in that, described payment module, specifically for obtaining the network type that mobile terminal accesses, when the network accessed is Wi-Fi network, using corresponding for the positional information of the identification information of Wi-Fi network accessed or the mobile payment scene means of payment as the means of payment corresponding with acquired mobile payment scene information.
5. the device according to any one of claims 1 to 3, it is characterized in that, described payment module, specifically for obtaining the network type that mobile terminal accesses, when the network accessed is data network, using the means of payment corresponding for the positional information of mobile payment scene as the means of payment corresponding with acquired mobile payment scene information.
6. the method carrying out rapid payment on mobile terminals, it is characterised in that on mobile terminal, storage has the means of payment that at least one mobile payment scene information is corresponding；Described method includes:
When needs move payment, obtain the mobile payment scene information that mobile payment scene is corresponding；
Draw the means of payment that acquired mobile payment scene information is corresponding, move payment based on the means of payment drawn.
7. method according to claim 6, it is characterised in that described method also includes: when getting payment and triggering signal, it is determined that need to move payment.
8. method according to claim 6, it is characterised in that described move payment based on the means of payment drawn and include:
After drawing the means of payment that acquired mobile payment scene information is corresponding, issuing the user with information, the means of payment drawn is confirmed or revises by prompting user；When receiving user's confirmation, the means of payment adopting acquired mobile payment scene information corresponding moves payment；When receiving the amended means of payment of user, the amended means of payment of user is adopted to move payment.
9. the method according to any one of claim 6 to 8, it is characterised in that described in draw the means of payment that acquired mobile payment scene information is corresponding, including:
Obtain the network type that mobile terminal accesses, when the network accessed is Wi-Fi network, using corresponding for the positional information of the identification information of Wi-Fi network accessed or the mobile payment scene means of payment as the means of payment corresponding with acquired mobile payment scene information.
10. the method according to any one of claim 6 to 8, it is characterised in that described in draw the means of payment that acquired mobile payment scene information is corresponding, including:
Obtain the network type that mobile terminal accesses, when the network accessed is data network, using the means of payment corresponding for the positional information of mobile payment scene as the means of payment corresponding with acquired mobile payment scene information.
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