CN109858900A - A kind of payment information method for pushing, device and terminal device - Google Patents

A kind of payment information method for pushing, device and terminal device Download PDF

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Publication number
CN109858900A
CN109858900A CN201910055281.3A CN201910055281A CN109858900A CN 109858900 A CN109858900 A CN 109858900A CN 201910055281 A CN201910055281 A CN 201910055281A CN 109858900 A CN109858900 A CN 109858900A
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China
Prior art keywords
payment
user
link
type
information
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CN201910055281.3A
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Chinese (zh)
Inventor
胡怀华
王晓东
王飞
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Ping An Property and Casualty Insurance Company of China Ltd
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Ping An Property and Casualty Insurance Company of China Ltd
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Priority to CN201910055281.3A priority Critical patent/CN109858900A/en
Publication of CN109858900A publication Critical patent/CN109858900A/en
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Abstract

The present invention provides a kind of payment information method for pushing, device and terminal devices, suitable for technical field of data processing, this method comprises: obtaining the image or video shot during customer service is handled, and based on scene type locating for image or video identification user;Extract the corresponding payment link type of scene type;The payment information of the user got is handled, the payment link of payment link type is generated, and payment link is pushed into user.No matter user is under which kind of environment for the embodiment of the present invention, it can realize to user and send its payment link for facilitating payment, user is paid by oneself convenient means of payment, to greatly facilitate the business handling payment of user, the efficiency of user's payment is improved, the success rate that customer service is handled is improved.

Description

A kind of payment information method for pushing, device and terminal device
Technical field
The invention belongs to technical field of data processing more particularly to payment information method for pushing and terminal device.
Background technique
The aerial shops's service in danger is produced, refers to that user produces dangerous system by the access of the intelligent terminals videos such as mobile phone and carries out online industry The service that business is handled, the means of payment that the aerial shops in production danger now services all is to handle the generation pair of payment stage in customer service The payment two dimensional code answered by scanning input payment two dimensional code or chooses the means of payment that the dangerous system of production carries manually and carries out scene Payment, but in actual conditions, inconvenient on-site payment so that payment becomes inconvenient leads to user to user sometimes The success rate of business handling reduces.
Summary of the invention
In view of this, the embodiment of the invention provides a kind of payment information method for pushing and terminal device, it is existing to solve In technology can only on-site payment, the single inefficiency of the means of payment, cause customer service handle success rate reduce the problem of.
The first aspect of the embodiment of the present invention provides a kind of payment information method for pushing, comprising:
The image or video shot during customer service is handled is obtained, and based on described in described image or video identification Scene type locating for user;
Extract the corresponding payment link type of the scene type;
The payment information of the user got is handled, the payment link of the payment link type is generated, And the payment link is pushed into the user.
The second aspect of the embodiment of the present invention provides a kind of terminal device, and the terminal device includes memory, processing Device, the computer program that can be run on the processor is stored on the memory, and the processor executes the calculating Following steps are realized when machine program.
The image or video shot during customer service is handled is obtained, and based on described in described image or video identification Scene type locating for user;
Extract the corresponding payment link type of the scene type;
The payment information of the user got is handled, the payment link of the payment link type is generated, And the payment link is pushed into the user.
The third aspect of the embodiment of the present invention provides a kind of payment information driving means, comprising:
Scene Recognition module, for obtaining the image or video that shoot during customer service is handled, and based on described Scene type locating for user described in image or video identification;
Setup module is pushed, for extracting the corresponding payment link type of the scene type;
Info push module is handled for the payment information to the user got, generates the payment chain The payment link of type is connect, and the payment link is pushed into the user.
The fourth aspect of the embodiment of the present invention provides a kind of computer readable storage medium, comprising: is stored with computer Program, which is characterized in that the computer program realizes payment information method for pushing as described above when being executed by processor Step.
Existing beneficial effect is the embodiment of the present invention compared with prior art: by the actually located ring of intelligent recognition user The scene type in border, and the feature according to every kind of scene type respectively, provided with respectively suitable different payment link formats, most The payment information of user is formatted based on the payment link format that scene type locating for actual user is suitable for again afterwards, And it is sent to user, so that no matter user is under which kind of environment, it can realize to user and send its payment for facilitating payment Link, therefore user can be paid by oneself convenient means of payment, so that the business for greatly facilitating user is done Reason payment, improves the efficiency of user's payment, improves the success rate that customer service is handled.
Detailed description of the invention
It to describe the technical solutions in the embodiments of the present invention more clearly, below will be to embodiment or description of the prior art Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some Embodiment for those of ordinary skill in the art without any creative labor, can also be according to these Attached drawing obtains other attached drawings.
Fig. 1 is the implementation process schematic diagram for the payment information method for pushing that the embodiment of the present invention one provides;
Fig. 2 is the implementation process schematic diagram of payment information method for pushing provided by Embodiment 2 of the present invention;
Fig. 3 is the implementation process schematic diagram for the payment information method for pushing that the embodiment of the present invention three provides;
Fig. 4 is the implementation process schematic diagram for the payment information method for pushing that the embodiment of the present invention four provides;
Fig. 5 is the implementation process schematic diagram for the payment information method for pushing that the embodiment of the present invention five provides;
Fig. 6 is the structural schematic diagram for the payment information driving means that the embodiment of the present invention six provides;
Fig. 7 is the schematic diagram for the terminal device that the embodiment of the present invention seven provides.
Specific embodiment
In being described below, for illustration and not for limitation, the tool of such as particular system structure, technology etc is proposed Body details, to understand thoroughly the embodiment of the present invention.However, it will be clear to one skilled in the art that there is no these specific The present invention also may be implemented in the other embodiments of details.In other situations, it omits to well-known system, device, electricity The detailed description of road and method, in case unnecessary details interferes description of the invention.
In order to illustrate technical solutions according to the invention, the following is a description of specific embodiments.
To facilitate the understanding of the present invention, first the embodiment of the present invention is briefly introduced herein: in view of in the prior art Producing the aerial shops's service in danger is all directly to carry out on-site payment in the payment stage handled in customer service, but use in actual conditions Family is often inconvenient or on-site payment of being unwilling, especially in public places under, many users may inconvenient scene It pays or is unwilling to expose too many payment information in public places, so that user tends not to carry out on-site payment, Eventually lead to business handling failure.Therefore, it in order to meet the actual delivery demand of user, is improved with to improve user's payment efficiency and is used The success rate of family business handling can identifies for the actually located environment of user in the embodiment of the present invention, and can according to The actually located ambient intelligence in family chooses the suitable means of payment and determines the corresponding payment link type of the means of payment, then to branch Information is paid to format and pushed, so that user can obtain the optimum means of payment under various circumstances, Details are as follows:
Fig. 1 shows the implementation flow chart of the payment information method for pushing of the offer of the embodiment of the present invention one, and details are as follows:
S101 is obtained the image or video shot during customer service is handled, and is used based on image or video identification Scene type locating for family.
Since user is that video access produces danger system during using the danger progress business handling of shops's service in the air is produced, Therefore during carrying out business handling, the image or view of a large number of users environment can be taken by the intelligent terminal of user Frequently, the embodiment of the present invention, can be based in user's progress business handling in order to realize effective identification to user's local environment scene These images or video for taking in the process carry out scene Recognition.Wherein, specific scene Recognition algorithm not limits herein It is fixed, it can be set according to actual needs by technical staff, including but not limited to use some existing scenes based on deep learning Sorting algorithm, or be such as dining table to restaurant's setting mark objects, to basket for the corresponding mark objects of every one kind scene settings It is basketball stands etc. that mark objects, which are arranged, in court, further according to the mark objects for including in the image or video taken, to determine Its corresponding scene type.
As an embodiment of the present invention, consider all in the image or video that not take every time in actual conditions Identifiable scene information is carried, i.e., is often difficult to be recognized accurately sometimes according only to an image or one section of video sometimes Scene type locating for user, and user may walk about during carrying out business handling, so as to cause camera shooting To image or video can also change, therefore, in order to guarantee that, to the identification of the accurate and effective of scene locating for user, the present invention is real Example is applied when carrying out scene Recognition, is not the image or one section of video shot during being handled only according to customer service It is identified, but scene is carried out with preset period of time to the image or video that take during entire business handling Identification, until just stopping scene Recognition, therefore the present invention is real when user's arrival payment node needs to generate payment information It is theoretically available to multiple scene Recognitions as a result, finally, carrying out scene type further according to these scene Recognition results to apply example Ballot, to be final scene Recognition mostly poll as a result, accurate and effective to ensure that final scene Recognition.It is wherein pre- If the occurrence of time cycle, is set, do not limited herein, it is preferable that can be set to 30 according to actual needs by technical staff Second.
S102 extracts the corresponding payment link type of scene type.
First should explanatorily, in embodiments of the present invention, in order to guarantee that payment can normally be effectively performed to user, It may require that user sets associated payment account information, such as draw bank card before transacting business, and can be according to user Associated these information generate corresponding payment interface link, such as when user-association are the silver for producing the bank of dangerous system requirements Row card will generate corresponding bank at this time and withhold interface link, so as to when payment information generates, energy in the embodiment of the present invention Access the payment interface link that user can be normally carried out payment.Therefore, in embodiments of the present invention, payment information is in addition to packet Outside containing information such as business information and amount information with payment needed for user, while the branch that can be also directly paid comprising user Interface link is paid, user can get this by payment information user and pay the information such as relevant business and the amount of money, simultaneously It can directly be paid the bill by payment interface link, what is paid needed for such as assuming is the money that purchase produces dangerous product A, and the amount of money is 1000 yuan, the bank that payment interface is linked as producing dangerous system default withholds interface link, and payment information just includes at least branch at this time The business of paying: purchase produces dangerous product A, payment amount: the production danger system that 1000 yuan and user can directly carry out payment operation is silent The bank recognized withhold interface link.In the embodiment of the present invention, when user produces dangerous business handling and enters payment node, dangerous system is produced It can be linked, be automatically generated according to the payment interface of the practical business handled of user, the amount of money of actually required payment and setting Corresponding payment information.
Since there are larger differences for the actually required means of payment of user under different scenes, as in public places Under, it is contemplated that it may expose payment information or personal information when payment, most of user is unwilling on-site payment, and When some non-Publics are such as in own home, user does not then have the worry of information exposure, and non-Public When user generally also there are more time and patiences to carry out delivery operations, on-site payment most users are ready at this time. Therefore, in order to adapt to payment demand of the user under different scenes, the success that customer service is handled is improved to improve payment efficiency Rate different scene types can be arranged the different means of payment in the embodiment of the present invention.
Since the different means of payment shows format different to payment information when being paid, such as using payment When two dimensional code is paid, payment information just needs to be showed with the format of two dimensional code, and when being paid using text information, branch It pays information just to need to be shown with the format of corresponding payment Text Link, while the different means of payment is carrying out disbursement letter When breath push, the mode of corresponding push can also have certain difference, such as payment two dimensional code can both be pushed directly to use The intelligent terminal interface at family, and can be pushed in a manner of pictorial information in some application programs of user's intelligent terminal.Cause This can set every kind of means of payment in the embodiment of the present invention to realize the realization to the different scenes classification difference means of payment Corresponding payment link type is set, and carries out the push of subsidy form according to payment link type, to realize subsequent to branch The accurate format conversion of information and accurate push are paid, user is allowed to get correspondence by scanning or clicking payment link Payment information, and carry out linking directly corresponding delivery operation by payment interface therein, it is such as two-dimentional to the payment of generation Code is scanned to obtain corresponding payment information and pay the bill.
S103 handles the payment information of the user got, generates the payment link of payment link type, and will Payment link pushes to user.
After determining the corresponding payment link type of scene type, payment information can be carried out lattice by the embodiment of the present invention Formula conversion is as noted above to be converted to payment two dimensional code or payment Text Link to obtain the payment link of corresponding types Deng specifically, can use some existing or technical staff's designed, designed two dimensional code generation technique and web page interlinkage life At technology, the corresponding payment link of payment information is generated, user is allowed to get branch by scanning or clicking payment link Information is paid, meanwhile, payment link is pushed according to payment link type corresponding push mode, such as works as payment link type When corresponding push mode is user's intelligent terminal interface, then directly the payment two dimensional code of generation can be shown to user's intelligence eventually Interface is held, to realize the push to user's payment information.Due to the different corresponding means of payment of payment link type, to user Payment require different, such as directly display the payment two dimensional code in interface, need user's on-site payment, and with pictorial information The payment two dimensional code of push and user application, user then both can choose on-site payment, and it is convenient at oneself also to can choose When paid again.Therefore, in embodiments of the present invention, by different scenes classification being arranged different payment link classes Type and corresponding push mode realize so that the means of payment of user is no longer single to different scenes class users branch The adaptive setting for the mode of paying, user can be paid in oneself actually required mode, greatly improve the effect of payment Rate, so that the success rate that customer service is handled is improved.
The embodiment of the present invention passes through the scene type of the actually located environment of intelligent recognition user, and according to every kind of scene type Respective feature, it is finally suitable based on scene type locating for actual user again provided with respectively suitable different payment link formats Suitable payment link format formats the payment information of user, and carries out the push of corresponded manner, so that no matter User can realize to user under which kind of environment and send its payment link for facilitating payment, user is passed through Oneself convenient means of payment is paid, to greatly facilitate the business handling payment of user, improves user's payment Efficiency, improve the success rate that customer service is handled.
As a kind of specific implementation that corresponding payment link type is arranged in the embodiment of the present invention one according to scene type Method, in actual conditions the means of payment can there are many kinds of, such as the payment two dimensional code branch mentioned in the embodiments of the present invention one It pays and payment Text Link is paid, but the different means of payment requires difference to timeliness, such as direct interface display payment is two-dimentional Code can only on-site payment, and pushing to application program then can pay when an opportunity arises in user, it is contemplated that non-Public When user generally there are more time and patiences to carry out delivery operations, on-site payment most users are ready at this time, Therefore other means of payment are compared in use site payment at this time, and business handling success rate can be obviously improved, therefore, in order to be promoted The payment efficiency and business handling success rate of non-Public, as shown in Fig. 2, the embodiment of the present invention two, comprising:
S201 sets payment two dimensional code for payment link type if scene type is non-Public.
In embodiments of the present invention, public place refers to the local and open to the public place that the public can go, such as Common restaurant, stadium and station etc., non-Public, other places as other than public place.In order to realize pair The accurate division of public place and non-Public, can be by technical staff according to the definition of public place in the embodiment of the present invention The range that public place fixation includes is set, such as according to the above-mentioned definition to public place, technical staff enumerates limited kind Scene is handled as public place, and using other places as non-Public.Wherein, in order to realize to public place and non- The image/video of public place identifies, some existing scene Recognition algorithms both can be used in the embodiment of the present invention, identified Specific scene, then determine that the scene identified belongs to public place or non-Public, some technologies also can be used The scene Recognition algorithm of personnel's designed, designed completes the identification of scene, and some marks that can only occur in public places are such as arranged Object, such as direction board, automobile and building, and identify whether comprising these markers in image or video, if comprising directly sentencing Break to belong to public place, on the contrary then be non-Public, specifically used recognition methods not limits herein, can be by technology people Member's sets itself according to demand.
When identifying that user is in non-Public, illustrate that user is higher to on-site payment acceptance, it is contemplated that scene The timeliness of payment is higher, it is not easy to there is the case where business handling caused by being forgotten because of situations such as user is failed, this The corresponding means of payment of non-Public can be set to the on-site payment mode of payment two dimensional code payment in inventive embodiments, i.e., Payment two dimensional code is set by payment link type, sets intelligence when user carries out business handling for corresponding push mode Terminal interface, the payment two dimensional code that will be generated directly display the current interface in user.
S202 generates the corresponding payment two dimensional code of payment information, and payment two dimensional code is shown in user's progress business and is done Intelligent terminal interface when reason.
After determining payment link type, the embodiment of the present invention can generate the corresponding payment two dimensional code of payment information, The payment two dimensional code can be shown simultaneously to the interface of user's intelligent terminal, after generating payment two dimensional code so that user Corresponding payment information can be obtained by sweeping the payment two dimensional code to pay the bill.
As a kind of specific implementation that corresponding payment link type is arranged in the embodiment of the present invention one according to scene type Method, in actual conditions the means of payment can there are many kinds of, such as the payment two dimensional code branch mentioned in the embodiments of the present invention one It pays and payment Text Link is paid, but the different means of payment requires difference to timeliness, such as direct interface display payment is two-dimentional Code can only on-site payment, and pushing to application program then can pay when an opportunity arises in user, it is contemplated that use public place Family is generally unwilling or therefore inconvenient on-site payment needs one kind that can prop up at any time at one's leisure in user for public place The means of payment paid, timeliness can be relatively weak, to guarantee its business handling success rate, as shown in figure 3, the present invention is implemented Example three, comprising:
S301 sets payment Text Link for payment link type if scene type is public place.
Wherein, about public place/non-Public related description and recognition methods, can implement with reference to the present invention Related description in example two, it will not go into details herein.When identifying that user is in public place, in order to enable user can be convenient When paid again, the embodiment of the present invention can set payment link type to payment Text Link so that user passes through The payment Text Link is clicked, the page of payment can be entered and is paid.Meanwhile it can be carried out at any time in order to facilitate user Payment, the embodiment of the present invention can also set corresponding push mode to user's some application programs used in everyday, such as social Chat program, payment program or short message program etc. click payment text chain so that user can open these programs at any time Tap into capable payment.Wherein, the type and quantity for the application program specifically chosen, both can be by the preparatory sets itself of user, can also , according to being arranged after the use habit of a large number of users statistics, not to be limited by technical staff herein.
It is corresponding that S302, the corresponding payment Text Link of generation payment information, and the Text Link that will pay the bill push to user Application program.
After the format converted needed for determining, payment information can be converted to corresponding payment text by the embodiment of the present invention Word link, while corresponding application program is pushed to, it is paid so that user can click to open by application program at any time Money Text Link is paid.As a preferred method, in the payment Text Link of the embodiment of the present invention, pay the bill in addition to being directed toward , can also be comprising the comment to payment information to prompt user outside the link of the page, such as amount of money to be paid is how much to do Which kind of business etc. managed.
As determining payment link type and its corresponding push side in the embodiment of the present invention one and the embodiment of the present invention three A kind of concrete methods of realizing of formula, it is contemplated that be accustomed to difference without the actual use application program of user, like practising for user The used application program used, the success rate that user is paid are naturally larger than user and are unfamiliar with the application program being not frequently used, Therefore the embodiment of the present invention can filter out the favorite application program of user as much as possible and push, and to improve payment efficiency, mention The success rate of high business handling, such as Fig. 4, the embodiment of the present invention four, comprising:
S401 sets payment Text Link for payment link type if scene type is public place
S402 obtains the user information of user, and filters out user information and the use of user from pre-set user database Family information similarity is higher than the other users of preset threshold.
Wherein, user information refers to the information such as the Sex, Age of user, due to user when carrying out business handling natively Need to provide some user informations, therefore, user directly can be carried out the user provided when business handling by the embodiment of the present invention Information carries out the matchings of similar users, determines other users similar with user.Wherein, the occurrence of preset threshold is big It is small, it can be set according to actual needs by technical staff.
S402 is obtained the history payment record of other users, and is analyzed based on history payment record, determines other Payment preference score of the user to every kind of application program.
S403 generates the corresponding payment Text Link of payment information, and payment Text Link is pushed to payment preference point The highest application program of number.
Since similar users are traditionally also to have certain similitude in behavior, the embodiment of the present invention can be to similar User application program payment habit analyze, i.e., according in similar users history payment record use each application program into The number of row payment is counted, and obtains the corresponding payment times of each application program, and as its corresponding payment preference point Number, then the highest application program of preference score of determining wherein to pay the bill is as final push object.
As an embodiment of the present invention, it is contemplated that and not all user is unwilling that lower progress is live in public places It pays, while the selection of the means of payment can be carried out according to the actual demand of oneself in order to facilitate user, in the embodiment of the present invention The selection of the means of payment can be provided for user, specifically, by user's self-setting payment link type and corresponding can push away Mode is sent, user need to only pre-enter or input when paying the bill during needing business handling corresponding payment and set Instruction is set, being freely arranged to the means of payment can be realized, comprising:
If scene type is public place, instruction is arranged in the payment for being inputted or being stored according to user, and payment link class is arranged Type.
As the embodiment of the present invention five, it is contemplated that no matter which kind of means of payment user is likely to occur the feelings paid not in time Condition, and when user does not have timely payment, user can very likely forget the thing of payment, lose so as to cause final payment Lose, business handling failure, therefore, the embodiment of the present invention can supervisory user whether in time complete payment, and can user without and Refresh the pushed information to user when Shi Zhifu in time, to prompt user to pay the bill in time, as shown in Figure 5, comprising:
Whether S501 completes to pay the bill with preset period of time detection user by payment link.
Wherein, the occurrence of preset period of time can not be limited, it is preferable that can herein by technical staff's sets itself It is set as 5~10 minutes.
S502 updates the corresponding payment link type of scene type if user does not complete to pay the bill by payment link.
If user does not pay in time, illustrate that user may forget the thing of payment or user has ignored and pushes away The payment link sent such as assumes the embodiment of the present invention to remind user in time while preventing user from ignoring certain push mode Text payment link is pushed in a certain application program of user in one, but user has forgotten open the application program always, From without seeing text payment link, the embodiment of the present invention can choose new payment link type for user and determination is corresponding Push mode, such as more new literacy payment link content simultaneously push among user's others application program.
S503 returns to execution and handles the payment information of the user got, generates the payment of payment link type It links, and payment link is pushed to the operation of user, until user passes through payment link and completes to pay the bill.
After updating payment link type, the embodiment of the present invention can regenerate payment link, and based on new push side New payment link is pushed to user by formula, is paid with promoting user.
In embodiments of the present invention, it is accustomed to feature with the payment of user under non-Public previously according under public place, The different means of payment is set, it is contemplated that under non-Public the time and patience of user more preferably, and need not worry information it is sudden and violent Dew, therefore be user setting on-site payment, to improve the timeliness of payment, improve user payment efficiency and business handling at Power, while in view of the scruple of user under public place is more, and the subjective desire of on-site payment is not strong, thus at this time in order to Efficiency of guaranteeing payment guarantees business handling success rate, does not select the strongest on-site payment of timeliness, but has chosen text branch Link push is paid to the mode of user application, user is at the convenient time paid at any time.Due to difference The means of payment its payment information the mode for showing format and push difference, therefore the embodiment of the present invention is every kind of payment Mode it is adaptive be provided with different payment link formats, the payment link format for the means of payment for being finally suitable for based on user again The payment information of user is formatted, and carries out the push of corresponded manner so that no matter user which kind of environment it Under, it can realize to user and send its payment link for facilitating payment, user is allowed to pass through oneself convenient payer Formula is paid, to greatly facilitate the business handling payment of user, is improved the efficiency of user's payment, is improved user The success rate of business handling.
Corresponding to the method for foregoing embodiments, Fig. 6 shows payment information driving means provided in an embodiment of the present invention Structural block diagram, for ease of description, only parts related to embodiments of the present invention are shown.The exemplary payment information push of Fig. 6 Device can be the executing subject of the payment information method for pushing of the offer of previous embodiment one.
Referring to Fig. 6, which includes:
Scene Recognition module 61 for obtaining the image or video that shoot during customer service is handled, and is based on institute State scene type locating for user described in image or video identification.
Setup module 62 is pushed, for extracting the corresponding payment link type of the scene type.
Info push module 63 is handled for the payment information to the user got, generates the payment The payment link of link type, and the payment link is pushed into the user.
Further, the payment information driving means, further includes:
If the scene type is non-Public, payment two dimensional code is set by the payment link type.
The corresponding payment two dimensional code of the payment information is generated, and the payment two dimensional code is shown in the user Carry out intelligent terminal interface when business handling.
Further, the payment information driving means, further includes:
If the scene type is public place, payment Text Link is set by the payment link type.
It generates the corresponding payment Text Link of the payment information, and the payment Text Link is pushed to described The corresponding application program of user.
Further, setup module 62 is pushed, comprising:
If the scene type is public place, payment Text Link is set by the payment link type.
The user information of the user is obtained, and filters out user information and the user's from pre-set user database User information similarity is higher than the other users of preset threshold.
The history payment record of the other users is obtained, and is analyzed based on the history payment record, is determined Payment preference score of the other users to every kind of application program.
It generates the corresponding payment Text Link of the payment information, and the payment Text Link is pushed to described The payment highest application program of preference score.
Further, setup module 62 is pushed, further includes:
If the scene type is public place, instruction is arranged in the payment for being inputted or being stored according to the user, and institute is arranged State payment link type.
Further, the payment information driving means, further includes:
Detect whether the user completes to pay the bill by the payment link with preset period of time.
If the user does not complete to pay the bill by the payment link, the corresponding payment chain of the scene type is updated Connect type.
The payment information for returning to the described couple of user got of execution is handled, and generates the payment link type Payment link, and the payment link is pushed to the operation of the user, until the user passes through the payment link Complete payment.
Each module realizes the process of respective function in payment information driving means provided in an embodiment of the present invention, can specifically join The description of embodiment illustrated in fig. 1 one is stated before examination, and details are not described herein again.
It should be understood that the size of the serial number of each step is not meant that the order of the execution order in above-described embodiment, each process Execution sequence should be determined by its function and internal logic, the implementation process without coping with the embodiment of the present invention constitutes any limit It is fixed.
Although will also be appreciated that term " first ", " second " etc. are used in some embodiment of the present invention in the text Various elements are described, but these elements should not be limited by these terms.These terms are used only to an element It is distinguished with another element.For example, the first table can be named as the second table, and similarly, the second table can be by It is named as the first table, without departing from the range of various described embodiments.First table and the second table are all tables, but It is them is not same table.
Fig. 7 is the schematic diagram for the terminal device that one embodiment of the invention provides.As shown in fig. 7, the terminal of the embodiment is set Standby 7 include: processor 70, memory 71, and the computer that can be run on the processor 70 is stored in the memory 71 Program 72.The processor 70 is realized when executing the computer program 72 in above-mentioned each payment information method for pushing embodiment The step of, such as step 101 shown in FIG. 1 is to 103.Alternatively, realization when the processor 70 executes the computer program 72 The function of each module/unit in above-mentioned each Installation practice, such as the function of module 61 to 63 shown in Fig. 6.
The terminal device 7 can be the calculating such as desktop PC, notebook, palm PC and cloud server and set It is standby.The terminal device may include, but be not limited only to, processor 70, memory 71.It will be understood by those skilled in the art that Fig. 7 The only example of terminal device 7 does not constitute the restriction to terminal device 7, may include than illustrating more or fewer portions Part perhaps combines certain components or different components, such as the terminal device can also include input sending device, net Network access device, bus etc..
Alleged processor 70 can be central processing unit (Central Processing Unit, CPU), can also be Other general processors, digital signal processor (Digital Signal Processor, DSP), specific integrated circuit (Application Specific Integrated Circuit, ASIC), ready-made programmable gate array (Field- Programmable Gate Array, FPGA) either other programmable logic device, discrete gate or transistor logic, Discrete hardware components etc..General processor can be microprocessor or the processor is also possible to any conventional processor Deng.
The memory 71 can be the internal storage unit of the terminal device 7, such as the hard disk or interior of terminal device 7 It deposits.The memory 71 is also possible to the External memory equipment of the terminal device 7, such as be equipped on the terminal device 7 Plug-in type hard disk, intelligent memory card (Smart Media Card, SMC), secure digital (Secure Digital, SD) card dodge Deposit card (Flash Card) etc..Further, the memory 71 can also both include the storage inside list of the terminal device 7 Member also includes External memory equipment.The memory 71 is for storing needed for the computer program and the terminal device Other programs and data.The memory 71, which can be also used for temporarily storing, have been sent or data to be sent.
It, can also be in addition, the functional units in various embodiments of the present invention may be integrated into one processing unit It is that each unit physically exists alone, can also be integrated in one unit with two or more units.Above-mentioned integrated list Member both can take the form of hardware realization, can also realize in the form of software functional units.
If the integrated module/unit be realized in the form of SFU software functional unit and as independent product sale or In use, can store in a computer readable storage medium.Based on this understanding, the present invention realizes above-mentioned implementation All or part of the process in example method, can also instruct relevant hardware to complete, the meter by computer program Calculation machine program can be stored in a computer readable storage medium, the computer program when being executed by processor, it can be achieved that on The step of stating each embodiment of the method.Wherein, the computer program includes computer program code, the computer program generation Code can be source code form, object identification code form, executable file or certain intermediate forms etc..The computer-readable medium It may include: any entity or device, recording medium, USB flash disk, mobile hard disk, magnetic that can carry the computer program code Dish, CD, computer storage, read-only memory (Read-Only Memory, ROM), random access memory (Random Access Memory, RAM), electric carrier signal, telecommunication signal and software distribution medium etc..
Embodiment described above is merely illustrative of the technical solution of the present invention, rather than its limitations;Although referring to aforementioned reality Applying example, invention is explained in detail, those skilled in the art should understand that: it still can be to aforementioned each Technical solution documented by embodiment is modified or equivalent replacement of some of the technical features;And these are modified Or replacement, the essence of corresponding technical solution is departed from the spirit and scope of the technical scheme of various embodiments of the present invention, it should all It is included within protection scope of the present invention.

Claims (10)

1. a kind of payment information method for pushing characterized by comprising
The image or video shot during customer service is handled is obtained, and based on user described in described image or video identification Locating scene type;
Extract the corresponding payment link type of the scene type;
The payment information of the user got is handled, generates the payment link of the payment link type, and will The payment link pushes to the user.
2. payment information method for pushing as described in claim 1, which is characterized in that the extraction scene type is corresponding Payment link type;The payment information of the user got is handled, the payment of the payment link type is generated Link, and the payment link is pushed into the user, comprising:
If the scene type is non-Public, payment two dimensional code is set by the payment link type;
The corresponding payment two dimensional code of the payment information is generated, and the payment two dimensional code is shown in the user and is carried out Intelligent terminal interface when business handling.
3. payment information method for pushing as described in claim 1, which is characterized in that the extraction scene type is corresponding Payment link type;The payment information of the user got is handled, the payment of the payment link type is generated Link, and the payment link is pushed into the user, further includes:
If the scene type is public place, payment Text Link is set by the payment link type;
The corresponding payment Text Link of the payment information is generated, and the payment Text Link is pushed into the user Corresponding application program.
4. payment information method for pushing as claimed in claim 1 or 3, which is characterized in that described to extract the scene type pair The payment link type answered;The payment information of the user got is handled, the payment link type is generated Payment link, and the payment link is pushed into the user, comprising:
If the scene type is public place, payment Text Link is set by the payment link type;
The user information of the user is obtained, and filters out the user of user information Yu the user from pre-set user database Information similarity is higher than the other users of preset threshold;
The history payment record of the other users is obtained, and is analyzed based on the history payment record, is determined described Payment preference score of the other users to every kind of application program;
The corresponding payment Text Link of the payment information is generated, and the payment Text Link is pushed into the payment The highest application program of preference score.
5. payment information method for pushing as claimed in claim 1 or 2, which is characterized in that described to extract the scene type pair The payment link type answered, comprising:
If the scene type is public place, instruction is arranged in the payment for being inputted or being stored according to the user, and the branch is arranged Pay link type.
6. payment information method for pushing as described in claim 1, which is characterized in that push to the payment link described After the user, further includes:
Detect whether the user completes to pay the bill by the payment link with preset period of time;
If the user does not complete to pay the bill by the payment link, the corresponding payment link class of the scene type is updated Type;
The payment information for returning to the described couple of user got of execution is handled, and generates the branch of the payment link type Link is paid, and the payment link is pushed to the operation of the user, until the user is completed by the payment link Payment.
7. a kind of terminal device, which is characterized in that the terminal device includes memory, processor, is stored on the memory There is the computer program that can be run on the processor, the processor realizes following step when executing the computer program It is rapid:
The image or video shot during customer service is handled is obtained, and based on user described in described image or video identification Locating scene type;
Extract the corresponding payment link type of the scene type;
The payment information of the user got is handled, generates the payment link of the payment link type, and will The payment link pushes to the user.
8. terminal device as claimed in claim 7, which is characterized in that described to extract the corresponding payment link of the scene type Type;The payment information of the user got is handled, generates the payment link of the payment link type, and will The payment link pushes to the user, comprising:
If the scene type is public place, payment Text Link is set by the payment link type;
The corresponding payment Text Link of the payment information is generated, and the payment Text Link is pushed into the user The corresponding application program.
9. a kind of payment information driving means characterized by comprising
Scene Recognition module for obtaining the image or video that shoot during customer service is handled, and is based on described image Or scene type locating for user described in video identification;
Setup module is pushed, for extracting the corresponding payment link type of the scene type;
Info push module is handled for the payment information to the user got, generates the payment link class The payment link of type, and the payment link is pushed into the user.
10. a kind of computer readable storage medium, the computer-readable recording medium storage has computer program, and feature exists In when the computer program is executed by processor the step of any one of such as claim 1 to 6 of realization the method.
CN201910055281.3A 2019-01-21 2019-01-21 A kind of payment information method for pushing, device and terminal device Pending CN109858900A (en)

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