CN104574084A - Online bank payment system based on fingerprint identification - Google Patents
Online bank payment system based on fingerprint identification Download PDFInfo
- Publication number
- CN104574084A CN104574084A CN201310526698.6A CN201310526698A CN104574084A CN 104574084 A CN104574084 A CN 104574084A CN 201310526698 A CN201310526698 A CN 201310526698A CN 104574084 A CN104574084 A CN 104574084A
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- information
- online
- control system
- user
- payment
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Collating Specific Patterns (AREA)
Abstract
The invention discloses an online bank payment system based on fingerprint identification. The online bank payment system comprises an image acquisition device for acquiring fingerprint image information of a user, and a control system, wherein the control system establishes an online protocol with an online system for data communication, and comprises a payment request unit and a reply unit; when a user requires online bank payment, the user enters the payment request unit of the system for sending out request information, the control system converts payment data information into data information identifiable by the online system and sends the information to the online system, the online system receives the request information and sends application approval information to the control system, the reply unit receives the information and sends application approval information to the image acquisition device, the image acquisition device acquires face image information of the user and transmitting the face image information into the control system, and the control system verifies the face information of the user and judges whether the user enters the online system for payment or not.
Description
Technical field
The present invention relates to a kind of online bank payment system based on fingerprint recognition.
Background technology
Along with the develop rapidly of science and technology, Web bank pay close attention to by increasing people, people often select the operation such as shopping online, online remittance, therefore need to carry out payment operation by Web bank.The online bank payment system user of prior art needs to input oneself bank's card number information, and then the mobile phone terminal of Web bank's terminal and user connects, and carries out the checking of identifying code, finally completes payment.But there is certain potential safety hazard in the payment system of prior art, and operating process trouble.
Summary of the invention
According to prior art Problems existing, the invention discloses a kind of online bank payment system based on fingerprint recognition, it is characterized in that: comprise the image collecting device for gathering user fingerprint image information and control system, described control system and online system are set up network protocol and are carried out data communication;
Described control system comprises payment request unit and replys unit;
Under duty: when user needs Web bank to pay the bill, the payment request unit entering native system sends solicited message, payment data information is converted to online system identifiable design data message by described control system, and this information is sent to online system, online system acceptance solicited message also sends the information granted an application to control system, then reply unit receive this information and send the information granted an application to image collecting device, the human face image information of image collecting device to user gathers and is sent in control system, the face information of control system to user is verified, judge whether this user can enter online system and carry out payment operation.
Described image collecting device comprises light source and imageing sensor, and described imageing sensor is provided with infrared fileter.
The display unit that described control system also comprises processing unit and shows the human face image information of user, described processing unit comprises wireless communication module, processing module, memory module and authentication module.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present application or technical scheme of the prior art, be briefly described to the accompanying drawing used required in embodiment or description of the prior art below, apparently, the accompanying drawing that the following describes is only some embodiments recorded in the application, for those of ordinary skill in the art, under the prerequisite not paying creative work, other accompanying drawing can also be obtained according to these accompanying drawings.
Fig. 1 is structural representation of the present invention.
Fig. 2 is the structural representation of image collecting device of the present invention.
Fig. 3 is the structural representation of control system of the present invention.
Embodiment
For making technical scheme of the present invention and advantage clearly, below in conjunction with the accompanying drawing in the embodiment of the present invention, clear complete description is carried out to the technical scheme in the embodiment of the present invention:
The online bank payment system based on fingerprint recognition as shown in Figure 1, comprises the image collecting device for gathering user fingerprint image information and control system, and described control system and online system are set up network protocol and carried out data communication;
Described control system comprises payment request unit and replys unit;
Under duty: when user needs Web bank to pay the bill, the payment request unit entering native system sends solicited message, payment data information is converted to online system identifiable design data message by described control system, and this information is sent to online system, online system acceptance solicited message also sends the information granted an application to control system, then reply unit receive this information and send the information granted an application to image collecting device, the human face image information of image collecting device to user gathers and is sent in control system, the face information of control system to user is verified, judge whether this user can enter online system and carry out payment operation.
Further, as shown in Figure 2, described image collecting device comprises light source and imageing sensor, and described imageing sensor is provided with infrared fileter.When user handles Internet-based banking services, carry out fingerprint collecting, finger print information is sent in control system by image collecting device, and the processing module of control system processes fingerprint image and is stored in memory module.
Further, as in Fig. 3, the display unit that described control system also comprises processing unit and shows the human face image information of user, described processing unit comprises wireless communication module, processing module, memory module and authentication module.
The disclosed online bank payment system based on fingerprint recognition of native system, the finger print information of image acquisition device user is utilized to be stored in control system, when user needs online payment, enter payment request unit and send solicited message, online system acceptance solicited message also sends the information granted an application to control system, user inputs finger print information again by image collecting device, the authentication module of control system is verified finger print information, judge whether the finger print information that this user inputs meets identity, then the result after the judgement of online system is notified, if by, carry out online payment.
The above; be only the present invention's preferably embodiment; but protection scope of the present invention is not limited thereto; anyly be familiar with those skilled in the art in the technical scope that the present invention discloses; be equal to according to technical scheme of the present invention and inventive concept thereof and replace or change, all should be encompassed within protection scope of the present invention.
Claims (3)
1. based on an online bank payment system for fingerprint recognition, it is characterized in that: comprise the image collecting device for gathering user fingerprint image information and control system, described control system and online system are set up network protocol and are carried out data communication;
Described control system comprises payment request unit and replys unit;
Under duty: when user needs Web bank to pay the bill, the payment request unit entering native system sends solicited message, payment data information is converted to online system identifiable design data message by described control system, and this information is sent to online system, online system acceptance solicited message also sends the information granted an application to control system, then reply unit receive this information and send the information granted an application to image collecting device, the human face image information of image collecting device to user gathers and is sent in control system, the face information of control system to user is verified, judge whether this user can enter online system and carry out payment operation.
2. the online bank payment system based on fingerprint recognition according to claim 1, is further characterized in that: described image collecting device comprises light source and imageing sensor, described imageing sensor is provided with infrared fileter.
3. the online bank payment system based on fingerprint recognition according to claim 1, be further characterized in that: the display unit that described control system also comprises processing unit and shows the human face image information of user, described processing unit comprises wireless communication module, processing module, memory module and authentication module.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310526698.6A CN104574084A (en) | 2013-10-29 | 2013-10-29 | Online bank payment system based on fingerprint identification |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201310526698.6A CN104574084A (en) | 2013-10-29 | 2013-10-29 | Online bank payment system based on fingerprint identification |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN104574084A true CN104574084A (en) | 2015-04-29 |
Family
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Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201310526698.6A Pending CN104574084A (en) | 2013-10-29 | 2013-10-29 | Online bank payment system based on fingerprint identification |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN104574084A (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2018201296A1 (en) * | 2017-05-02 | 2018-11-08 | 深圳齐心集团股份有限公司 | E-commerce transaction safety maintenance system |
-
2013
- 2013-10-29 CN CN201310526698.6A patent/CN104574084A/en active Pending
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2018201296A1 (en) * | 2017-05-02 | 2018-11-08 | 深圳齐心集团股份有限公司 | E-commerce transaction safety maintenance system |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20150429 |