CN104217322A - Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment - Google Patents
Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment Download PDFInfo
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- CN104217322A CN104217322A CN201410416714.0A CN201410416714A CN104217322A CN 104217322 A CN104217322 A CN 104217322A CN 201410416714 A CN201410416714 A CN 201410416714A CN 104217322 A CN104217322 A CN 104217322A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/202—Interconnection or interaction of plural electronic cash registers [ECR] or to host computer, e.g. network details, transfer of information from host to ECR or from ECR to ECR
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/02—Payment architectures, schemes or protocols involving a neutral party, e.g. certification authority, notary or trusted third party [TTP]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3272—Short range or proximity payments by means of M-devices using an audio code
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3274—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being displayed on the M-device
Abstract
The invention provides a communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment. The method is realized by combining the existing bank payment system and the existing third-party payment system. The spot payment between commercial tenants and customers is realized by the third-party payment system, and a communication device is arranged between a commercial tenant terminal and a customer terminal; order information is sent to the customer terminal, and the customer terminal realizes the real-time settlement by the third-party payment system. The communication system between the commercial tenant terminal and the customer terminal uses quick response codes or acoustical signals as carriers for transmitting order information.
Description
Technical field
The present invention relates to the communication means and the system that realize third party account Zhi Fuyu clearing based on merchant tenninal equipment.
Background technology
At present, the retail division such as client and supermarket carries out non-cash transaction, usually uses POS, transfers on the account of the retail divisions such as supermarket by bank by the fund in bank card account number according to bill remittance for the proceeds, realizes bank card account and pays.Here, POS is a kind of merchant tenninal equipment, and at present, such POS is arranged on the commercial situations such as supermarket, market widely, and various cash desks etc.In the application, said trade company is a wide significance, it comprises the place of gatherings all at present, such as to collect water and electricity bills or the cash desk of other expenditure or Finance Department are all, as long as bank card account can be adopted in a word to carry out the place paying and settle accounts, credit side is exactly trade company, and debit is exactly user.POS is the abbreviation of English Point Of Sales, its Chinese is meant to " point of sale ", full name is point of sale information control system, be that one is furnished with bar code or OCR code (identification of Optical Character Recognition optical character code) terminal reader, have cash or amount cashier function of bartering.Kind wired and wireless two kinds or have, wireless dual-purpose.The settlement system of POS and advertisement barter business platform is connected, and its main task concludes the business to commodity and media to provide data, services and management function, and carry out the clearing of account.POS is a kind of multi-functional terminal end, the franchised business it being arranged on credit card is unified into network with accepting in site with computing machine, just can realize electronic funds automatic account transfer, it has functions such as supporting consumption, pre-authorization, inquiry into balance and account transfer, uses safe, quick, reliable.
For the client holding bank card, be very easily by the POS non-cash transaction realized between trade company, bankcard consumption settlement process is mainly divided into receipts single file, credit card issuer and clearing organization three part to complete:
Acquirer: i.e. POS installation unit, namely cashes cash or carries out the clearing of inter-bank transaction funds with trade company is signing, and making transaction reach the bank of switching directly or indirectly in inter-bank transaction.
Changeover mechanism: i.e. bank of issue's card, safeguard the account associated with card, and have protocol related mechanism with holder in these two aspects, the bankswitching mechanism specific to China is Unionpay.
Swipe the card above the document same form three, user, trade company, acquirer respectively hold portion, all record transaction detailed information, and changeover mechanism do not have this part of Transaction Information, can only apply for layer by layer adjusting and singly consult.User refers to bank card user, be exactly the client holding bank card is here debit, and trade company betrays the side that commodity receive debt, and referring to supermarket or other commercial undertaking above, is credit side.
POS settles accounts: the amount of money of swiping the card every day is cleared on the settlement accounts that businessman specifies automatically.Deducted corresponding service charge during clearing, to account is only count the amount of money.
At present, non-cash transaction is except the bank account with bank card, also has other non-banking account, as some realizes the Third-party payment platform of Third-party payment, user utilizes Third-party payment platform to pay, this Third-party payment platform develops very fast due to shopping at network, user carries out the process of Zhi Fuyu clearing mainly by this Third-party payment platform: generated the bill with dealing money and credit side's account number by trade company, bill is sent to Third-party payment platform by the communications conduit of oneself by user i.e. debit, Third-party payment platform completes payment by identifying that dealing money in bill and credit side's account number fund debit be temporarily stored in account No. that the fund at this Third-party payment platform place or this Third-party payment platform of debit authorization use is deposited in credit side's account number, certainly also need between user and Third-party payment platform to be undertaken confirming and identification by the communications conduit between them in Zhi Fuyu settlement process.
Along with the continuous expansion of shopping at network scale, the mode being undertaken paying by Third-party payment platform gets more and more, the debit with such non-banking account number will get more and more, they (comprise the computing machine of networking often by a terminal, mobile phone etc.) communication that utilizes the communications conduit of oneself to realize between user and Third-party payment platform, Third-party payment platform is entrusted to carry out paying and settling accounts, for having settling accounts and payment as supermarket etc. adopts the POS realization payment of present use and clearing that bank card can only be used just to complete of solid shop/brick and mortar store, these can not be used to use these third party accounts i.e. usual said non-banking card account to complete pay and clearing, to these have third party account users pay and clearing make troubles.
Summary of the invention
The invention provides the communication means that a kind of third party of utilization account carries out payment and settlement, this communication means, by improving now widely used merchant tenninal equipment i.e. POS, realizes third party account Zhi Fuyu and settles accounts.
Technical scheme of the present invention is: the communication means realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment, comprises the following steps,
Consumer requests is sent to acquirer by step 1, merchant tenninal, at least includes spending amount in consumer requests;
Step 2, acquirer send to changeover mechanism the request of payment, and described payment request at least includes the settlement amounts consistent with spending amount, merchant tenninal ID;
Step 3, changeover mechanism are verified and are preserved the request of payment, generate order number and join in the request of payment and form sequence information and be forwarded to merchant tenninal via acquirer;
Sequence information is sent to client by step 4, merchant tenninal;
Step 5, client send consumer requests to third-party payment system, at least include described sequence information in described consumer requests;
Step 6, third-party payment system set up the communication with changeover mechanism, the sequence information in requests verification consumer requests;
The result is sent to third-party payment system by step 7, changeover mechanism, judges that whether sequence information is correct, if sequence information correctly, turns to step 8, otherwise turns to step 10;
Step 8, third-party payment system complete and pay and payment result is forwarded acquirer record by changeover mechanism, meanwhile, payment result are sent to client;
Payment result is notified merchant tenninal by step 9, client, and merchant tenninal prints sales slip to acquirer request, and acquirer prints sales slip by the payment result notice merchant tenninal of record;
Step 10, prompting client sequence information are wrong.
In technical scheme of the present invention, because the sequence information generated by trade company's end, acquirer, changeover mechanism communication is sent to client by trade company's end, client is according to the third-party payment system proposition consumer requests of sequence information to this client, and third-party payment system completes payment.
In the present invention, trade company's end can be multiple with the communication mode of client, and preferred mode utilizes the modes such as Quick Response Code, sound wave or Bluetooth communication, the preferred smart mobile phone of client device, the preferred POS of merchant tenninal.
Following steps are adopted: the step that described sequence information is sent to client comprises by merchant tenninal when employing Quick Response Code realizes the communication between merchant tenninal and client terminal:
Described sequence information is generated Quick Response Code by step 401, merchant tenninal;
Described Quick Response Code is stated by step 402, merchant tenninal equipment;
The step of the sequence information described in client receives comprises:
Step 403, client scan Quick Response Code;
Sequence information described in step 404, client identification Quick Response Code generate.
When the carrier adopting sound wave as transmission sequence information, adopt following steps: the step that described sequence information is sent to client comprises by merchant tenninal:
Described sequence information is modulated into sound wave by merchant tenninal;
Merchant tenninal adopts microphone to play sound wave;
The step of the sequence information described in described client receives comprises:
Client receives sound wave;
Sequence information described in client generates the sound wave demodulation received.
Utilize Quick Response Code or sound wave as the carrier transmitting sequence information, realizing the interim conversation between merchant tenninal and client, is communication mode more novel in the communications field, can realize the communication between trade company's end and client.
Present invention also offers a kind of communication system realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment, comprise merchant tenninal equipment, acquirer, changeover mechanism; Described merchant tenninal equipment realizes secure communication by acquirer and conversion; Client device, Third-party payment platform, described client device and Third-party payment platform realize secure communication; Described merchant tenninal equipment is also provided with the communication launcher that the sequence information generated is sent to client device, described client device is provided with the communication receiving device corresponding with described merchant tenninal devices communicating emitter.
Owing to establishing a communications link between trade company's end and client, third party account can be realized and pay in real time.
In the optimal way of native system, the connection merchant tenninal that can adopt and the carrier communicated between client can be Quick Response Code or sound wave etc.User terminal is the mobile phone being provided with third party account's payment platform terminal module; Merchant tenninal equipment is have the POS of carrying out the communication launcher communicated with described mobile phone.
Below in conjunction with specific embodiment, the present invention is described in more detail.
Accompanying drawing explanation
Fig. 1 is payment and settlement communication flow diagram of the present invention.
Fig. 2 is present system structural drawing.
Embodiment
Embodiment 1, as shown in Figure 2, the present embodiment is that a kind of POS card-punching system generally used at present that adopts realizes the communication system that Alipay carries out Zhi Fuyu clearing, client's mobile phone is provided with the system of Alipay, can be communicated with the payment platform of Alipay by mobile phone, POS increases the communication transmitting device realizing the consumption bill of generation being sent to mobile phone, adopt the mode of Quick Response Code that consumption bill is sent to mobile phone in the present embodiment, therefore, POS increases the two-dimensional code generation module that sequence information (namely will carry out paying the clearing bill of thread) is generated Quick Response Code by, the printer in addition Quick Response Code of generation represented or display, mobile phone generally all possesses the module of scanning Quick Response Code, also the module identifying Quick Response Code is had.The present embodiment adopts Alipay as third party account's payment system, except Alipay, third party account's payment system also has a lot, as some Net silver, now third-party payment system can be bank, client terminal, except mobile phone, can also have other mobile device, and the notebook computer entrained by client or clamping plate computer etc. can carry out the terminal device of network service.
In the present embodiment, POS is mounted on the cashier in supermarket, is connected with the bar code instrument on cashier, the commodity chosen as client (client) on cashier by cashier one one scan after, obtain the total price of commodity, now, if there are some discounts in this market, after deduction discount, obtain the fund that client needs to pay, now, client proposes to need the mode adopting third party account to pay to carry out scene clearing, is exactly below the step of clearing:
1, client is needed the fund that pays and relevant out of Memory by POS, is sent to acquirer as consumption time, cashier number etc. generate consumer requests.Namely install the mechanism of POS, it manages all POS.
2, in acquirer, by POS for information about, the ID grade as POS forms payment request and is sent to changeover mechanism together with the consumer requests received.
3, in changeover mechanism, after receiving the request of payment, an order number is generated, namely generate serial number according to the mode of setting, for the space of a period of time and regulation, this order number itself is unique, order number is joined in the request of payment, just generate sequence information.Have order number, spending amount (being exactly the fund that client needs to pay), the ID etc. of POS in sequence information at least, still can comprise name of firm, merchant tenninal number, time, serial number etc.
4, in changeover mechanism, the sequence information of generation is forwarded to POS by acquirer, acquirer also can retain portion.
5, after POS receives sequence information from acquirer, client is sent to by communication mode, on the mobile phone of namely client.
At present, need to arrange in POS one with the information transmitting apparatus of mobile communication, adopt the prior art of comparative maturity, mainly contain and adopt Quick Response Code to transmit sequence information as carrier, POS arranges a Quick Response Code generating apparatus, convert sequence information to Quick Response Code, then Quick Response Code is printed, because POS itself has printer, therefore, by printer, Quick Response Code can be printed, here by mobile phone, Quick Response Code is scanned, after receiving Quick Response Code, the sequence information demodulation that mobile phone will be carried in Quick Response Code by the software of self, recover sequence information.In addition, display screen two-dimensional code display also can be adopted then by mobile telephone scanning.
The mode that POS transmits sequence information with mobile communication is also a lot, as adopted sound wave transmission, order is modulated on sound wave by POS, then by loudspeaker, sound is sent, now, mobile phone receives these sound by microphone receiver or other recording device, then demodulation sequence information from sound.Such needs are provided with sound wave modulation module sequence information be modulated on sound wave in POS, mobile phone need arrange the sound wave demodulation module relative with the sound wave modulation module in POS above.
Also a bluetooth communication can be set in POS, because mobile phone is generally all provided with bluetooth communication at present, utilize this bluetooth communication, can sequence information be sent on mobile phone, Bluetooth communication is a kind of communication technology of maturation, and the module that increase by is such in POS does not have obstacle technically, at present, bluetooth communication has standard interface, and the bluetooth communication be arranged in POS only needs bluetooth communication standard interface.
6, after mobile phone receives sequence information, start and third-party payment system, with sequence information for main generation consumer requests, requesting third-party payment system pays order.At present, third party account's payment system mainly contains the third-party payment system that the non-bank as Alipay is arranged, also can be that the system that provides of bank is as Net silver etc., if Alipay, payment system then on mobile phone starts, on the screen of mobile phone, on the interface of display Alipay, client realizes communicating by communication network and Alipay payment platform, consumption bill is sent to the payment platform of Alipay.
If the system adopting Net silver or other bank to provide, mobile phone is also the client starting this system, by communication mode, consumption bill information is sent to the payment system of bank.
7, after the third-party payment system such as Alipay or Net silver receives the consumer requests of client, communicate with changeover mechanism, verify that whether the consumer requests received is correct, in changeover mechanism, consumer requests is checked, mainly in changeover mechanism, identical order number in original sequence information of preserving is found by order number in consumer requests to compare, mainly POS ID is identical with amount of money etc., just represent that consumer requests is correct, the message whether comparison is correct sends to third-party payment system.
8, after third-party payment system receives the information of checking order, if it is correct for illustrating, then pay according to the rules.
During payment, pay according to the rule of each third-party payment system, as when paying, when the amount of money is smaller, can consider to adopt integration deduction, this this third-party payment system of client's Long-Time Service, may have some considerable integrations in the account number of client, these integrations can deduct some amount of money, therefore, can deduct by recommend customers integration, if client's agreement integration deducts, then deduct corresponding integration, complete payment simultaneously.If client do not carry out integration deduction or other, directly pay down, can look in this customer account number, whether remaining sum enough pays the amount of money, if enough, the remaining sum in suggestion client account number is paid, and also can advise that client adopts the fund in other account No. to pay simultaneously, these three kinds of modes can by customer selecting, if choose the fund payment adopted in account number remaining sum or other account No., then according to the rule of this third-party payment system, to this client's distribution integral.
It is the conventional means of of this area that Third-party payment platform pays, and realizes paying here according to the payment rule of original Third-party payment platform.
If when receiving consumer requests, if during changeover mechanism checking, when finding the discrepancy of consumer requests and sequence information, tell client that this consumer requests can not pay, please heavily come once.
9, after payment completes, payment successful information is sent to changeover mechanism by third-party payment system, and successful for payment information is sent to acquirer by changeover mechanism, and acquirer preserves the information paid.While payment successful information is sent to changeover mechanism, successful for payment message is sent to cell phone customer by third-party payment system.
10, after cell phone customer sees the successful message of payment, tell the cashier in supermarket, complete payment.Also by communicator, payment success message can be sent to POS.
11, cashier is contacted by POS and acquirer, confirms to pay successfully, and then, acquirer return message, POS prints sales slip, and acquirer is paid successfully by the successful validation of information of payment of query note.Complete payment transaction.
In the present embodiment, merchant tenninal, relation between acquirer and changeover mechanism keep relation when originally utilizing interchanger to pay by card, the mode that relation between mobile phone and third-party payment system, changeover mechanism keeps original net purchase or Net silver to transfer accounts is constant, only increases the communication mode between merchant tenninal and client (mobile phone).
Claims (10)
1. realize the communication means of third party account Zhi Fuyu clearing based on merchant tenninal equipment, it is characterized in that: comprise the following steps,
Consumer requests is sent to acquirer by step 1, merchant tenninal, at least includes spending amount in consumer requests;
Step 2, acquirer send to changeover mechanism the request of payment, and described payment request at least includes the settlement amounts consistent with spending amount, merchant tenninal ID;
Step 3, changeover mechanism are verified and are preserved the request of payment, generate order number and join in the request of payment and form sequence information and be forwarded to merchant tenninal via acquirer;
Sequence information is sent to client by step 4, merchant tenninal;
Step 5, client send consumer requests to third-party payment system, at least include described sequence information in described consumer requests;
Step 6, third-party payment system set up the communication with changeover mechanism, the sequence information in requests verification consumer requests;
The result is sent to third-party payment system by step 7, changeover mechanism, judges that whether sequence information is correct, if sequence information correctly, turns to step 8, otherwise turns to step 10;
Step 8, third-party payment system complete and pay and payment result is forwarded acquirer record by changeover mechanism, meanwhile, payment result are sent to client;
Payment result is notified merchant tenninal by step 9, client, and merchant tenninal initiates transaction results inquiry request to acquirer, and the payment result of record is back to merchant tenninal by acquirer, and merchant tenninal prints sales slip;
Step 10, prompting client sequence information are wrong.
2. the communication means realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment according to claim 1, it is characterized in that: in described step 4, the step that described sequence information is sent to client comprises by merchant tenninal:
Described sequence information is generated Quick Response Code by step 401, merchant tenninal;
Described Quick Response Code is stated by step 402, merchant tenninal equipment;
The step of the sequence information described in described client receives comprises:
Step 403, client scan Quick Response Code;
Sequence information described in step 404, client identification Quick Response Code generate.
3. according to claim 2ly realize based on merchant tenninal equipment the communication means that third party account Zhi Fuyu settles accounts, it is characterized in that: described Quick Response Code is printed as paper by printer by merchant tenninal or the mode that shows on the display of merchant tenninal states Quick Response Code.
4. the communication means realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment according to claim 1, it is characterized in that: in described step 4, the step that described sequence information is sent to client comprises by merchant tenninal:
Described sequence information is modulated into sound wave by merchant tenninal;
Merchant tenninal adopts loudspeaker to play sound wave;
The step of the sequence information described in described client receives comprises:
Client receives sound wave;
Sequence information described in client generates the sound wave demodulation received.
5. described realize based on merchant tenninal equipment the communication means that third party account Zhi Fuyu settles accounts according to arbitrary in Claims 1-4, it is characterized in that: in described sequence information, also comprise name of firm, merchant tenninal number, time, serial number.
6. realize a communication system for third party account Zhi Fuyu clearing based on merchant tenninal equipment, comprise merchant tenninal equipment, acquirer, changeover mechanism; Described merchant tenninal equipment realizes secure communication by acquirer and conversion; Client device, Third-party payment platform, described client device and Third-party payment platform realize secure communication; It is characterized in that: described merchant tenninal equipment is also provided with the communication launcher that the sequence information generated is sent to client device, described client device is provided with the communication receiving device corresponding with described merchant tenninal devices communicating emitter.
7. the communication system realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment according to claim 6, is characterized in that: described user terminal is the mobile phone being provided with third party account's payment platform terminal module; Described merchant tenninal equipment is have the POS of carrying out the communication launcher communicated with described mobile phone.
8. the communication system realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment according to claim 7, is characterized in that: described communication transmitting device comprises two-dimensional code generation module and Quick Response Code display module; Described mobile phone comprises Quick Response Code scan module and Quick Response Code identification module.
9. the communication system realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment according to claim 8, is characterized in that: described Quick Response Code display module is the display of Quick Response Code printer or two-dimensional code display.
10. the communication system realizing third party account Zhi Fuyu clearing based on merchant tenninal equipment according to claim 7, is characterized in that: described communication transmitting device comprises sound wave modulation module and loudspeaker; Described mobile phone comprises microphone and the sound wave demodulation module corresponding with described sound wave modulation module.
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| CN201410416714.0A CN104217322A (en) | 2014-08-22 | 2014-08-22 | Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment |
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| CN201410416714.0A CN104217322A (en) | 2014-08-22 | 2014-08-22 | Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment |
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| CN109087087A (en) * | 2018-06-30 | 2018-12-25 | 企银易（北京）科技有限公司 | A kind of barcode scanning method of payment and system |
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| CN109087087B (en) * | 2018-06-30 | 2021-11-30 | 企银易（北京）科技有限公司 | Code scanning payment method and system |
| CN109146548A (en) * | 2018-07-26 | 2019-01-04 | 深圳市万通顺达科技股份有限公司 | A kind of advertisement placement method and advertisement delivery system based on the payment of two dimensional code off line |
| CN109345241A (en) * | 2018-09-14 | 2019-02-15 | 企银易（北京）科技有限公司 | A kind of barcode scanning method of payment and system |
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