CN105894263A - Network payment system based on two-dimensional code - Google Patents
Network payment system based on two-dimensional code Download PDFInfo
- Publication number
- CN105894263A CN105894263A CN201610272299.5A CN201610272299A CN105894263A CN 105894263 A CN105894263 A CN 105894263A CN 201610272299 A CN201610272299 A CN 201610272299A CN 105894263 A CN105894263 A CN 105894263A
- Authority
- CN
- China
- Prior art keywords
- quick response
- response code
- system based
- payment system
- network payment
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/20—Point-of-sale [POS] network systems
- G06Q20/204—Point-of-sale [POS] network systems comprising interface for record bearing medium or carrier for electronic funds transfer or payment credit
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
- G06Q20/3223—Realising banking transactions through M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- General Business, Economics & Management (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention provides a network payment system based on a two-dimensional code, and the system comprises the two-dimensional code, code binding equipment, a management background, a consumer terminal, and a merchant terminal. The code binding equipment achieves the binding of the two-dimensional code and the merchant information, and the code binding equipment is connected with the management background. The management background is configured with a merchant ID for a merchant. The consumer terminal scans the bound two-dimensional code to carry out payment, and the merchant terminal displays the amount of successful transaction. The system does not need to change the two-dimensional code and does not damage the two-dimensional code when changing the money-receiving account information, and protects the safety of the fund of the merchant.
Description
Technical field
The present invention relates to network payment technical field, be specifically related to a kind of network payment system based on Quick Response Code.
Background technology
The Internet changes thinking and the life of the mankind, in recent years, payment technical field generation great variety.From of line
Pay and extend to pay on line, in conjunction with the demand of online and offline, extend to barcode scanning from payment of swiping the card and pay.
The Quick Extended paid in particular with the Quick Response Code as core with Alipay and wechat, Quick Response Code pays into
The main means of payment being traded for consumer and businessman, and the use scene of Quick Response Code payment is extended to
Outside payment technical field, thus bring Quick Response Code and pay the extension in market.Quick Response Code is used to carry out the flow process paid
Also it is constantly in improvement with technology, pays at safety and the sustained improvement of the aspect such as convenient, Quick Response Code by it
Increasingly become the major way in market transaction.
Common Quick Response Code payment flow and technology are mainly raw according to dealing money by paying party or beneficiary
Become Quick Response Code, then scanned this Quick Response Code by contra, thus complete transaction, but be currently, there are a kind of Quick Response Code
The means of payment, collecting account information is made as Quick Response Code by beneficiary, and Quick Response Code is showed in cashier, payment
After side's scanning Quick Response Code, input dealing money and complete transaction.Collecting account information will be made as Quick Response Code,
Quick Response Code is fixed on cashier again, but during change collecting account information, needs to carry out Quick Response Code replacing, and
The Quick Response Code being replaced needs to damage.
Summary of the invention
Need change Quick Response Code and need being replaced for solving existence change collecting account information in prior art
Quick Response Code carry out the technical problem damaged, the present invention provides a kind of change collecting account information to need not change two
Tie up code and need not damage the network payment system based on Quick Response Code of Quick Response Code.
Described network payment system based on Quick Response Code, including Quick Response Code, ties up decoding apparatus, management backstage, consumption
Person's terminal and merchant tenninal, described in tie up that decoding apparatus realizes Quick Response Code and merchant information tie up code, described in tie up decoding apparatus
Being connected with described management backstage, described management backstage configures trade company ID to trade company, and described consumer end is scanned
Tying up the Quick Response Code after code to pay, described merchant tenninal shows the successfully amount of money of concluding the business.
According to a preferred embodiment of the present invention, wireless parties is passed through between described management backstage and described merchant tenninal
Formula connects and carries out data transmission.
According to a preferred embodiment of the present invention, described management backstage includes communication module, and consumer payment becomes
During merit, described communication module sends to consumer end and merchant tenninal respectively and pays successful information.
According to a preferred embodiment of the present invention, tying up decoding apparatus described in is smart mobile phone or intelligence POS.
According to a preferred embodiment of the present invention, described management backstage includes data processing module, described data
Exchange hour and dealing money are processed by processing module.
According to a preferred embodiment of the present invention, described merchant tenninal is smart mobile phone, computer, intelligence
POS or wearable smart machine.
According to a preferred embodiment of the present invention, described consumer end is smart mobile phone, panel computer or can
Dress smart machine.
According to a preferred embodiment of the present invention, described management backstage is according to merchant information configuration trade company ID also
Trade company ID is encrypted inside described management backstage.
According to a preferred embodiment of the present invention, the front end on described management backstage is the HTML5 page.
The technical scheme that the present invention provides has the advantages that
1, tie up decoding apparatus by employing and Quick Response Code and merchant information are tied up the design of code, make Quick Response Code believe with trade company
Breath has relative independentability, and beneficially merchant information and Quick Response Code ties up the change of yard relation without changing two dimension
Code；
2, owing to need not replacing Quick Response Code, because ensureing Receiving information without the Quick Response Code before damaging
Accurate；
3, by using the design of communication module, and pay successfully disappear to consumer end and merchant tenninal transmission
Breath, the safety of effective guarantee transaction；
4, by using management backstage configure trade company ID according to merchant information and ID is entered inside management backstage
The design of row encryption, is conducive to ensureing fund and the transaction security of merchant information.
Accompanying drawing explanation
For the technical scheme being illustrated more clearly that in the embodiment of the present invention, required in embodiment being described below
Accompanying drawing to be used is briefly described, it should be apparent that, drawings discussed below is only some of the present invention
Embodiment, for those of ordinary skill in the art, on the premise of not paying creative work, it is also possible to
Other accompanying drawing is obtained, wherein according to these accompanying drawings:
Fig. 1 is the structured flowchart of a kind of embodiment of the network payment system based on Quick Response Code that the present invention provides.
Detailed description of the invention
Below in conjunction with the accompanying drawing of the present invention, the technical scheme in the embodiment of the present invention is carried out clear, complete retouching
State, it is clear that described embodiment is only a part of embodiment of the present invention rather than whole embodiments.
Refer to Fig. 1, be the knot of a kind of embodiment of the network payment system based on Quick Response Code that the present invention provides
Structure block diagram.
Described network payment system based on Quick Response Code 1 includes Quick Response Code 11, ties up decoding apparatus 13, management backstage
15, consumer end 17 and merchant tenninal 19.Described Quick Response Code 11 is believed by described decoding apparatus 13 of tying up with trade company
Breath carries out tying up code, described in tie up decoding apparatus 13 and be connected with described management backstage 15, described management backstage 15 is to business
Family configuration trade company ID, the Quick Response Code after code is tied up in described consumer end 17 scanning, after identification, inputs trade gold
Volume completes to pay, and described merchant tenninal 19 shows the successfully amount of money of concluding the business.
Described Quick Response Code 11 is to be generated according to certain rule by the software making Quick Response Code or equipment, it is ensured that
Each two dimension intersymbol distinctiveness, the safety after beneficially merchant information ties up code.
Described tie up after decoding apparatus 13 scans described Quick Response Code 11, enter and tie up a yard merchant information page, described in tie up code
The merchant information that equipment 13 operator provides according to trade company is filled in, and after trade company confirms, carries out Quick Response Code
With merchant information tie up code, wherein, merchant information at least includes merchant account information, for trade company collect money.Will
Tie up the Quick Response Code after code and be fixed on trade company's cashier or dining table, be scanned for paying party.
In the present embodiment, decoding apparatus 13 is tied up for intelligence POS, in other cases described in, it is also possible to for
Smart mobile phone.
Described tie up after described Quick Response Code 11 and merchant information tied up code by decoding apparatus 13, tie up a yard relation and pass through wireless parties
Formula transmission is to described management backstage 15, and described management backstage 15 records, preserves a yard relation of tying up, and, described
Management backstage 15 becomes merchant information described according to merchant account information configuration trade company ID, described trade company ID
The pass on management backstage 15, wherein, described trade company ID is encrypted by described management backstage 15,
It is avoided by described management backstage 15 and steals trade company's fund easily.
Described management backstage 15 includes data processing module 151 and communication module 153.Described data process mould
Exchange hour and dealing money that trade company ID is mainly produced by block 151 store in time and add up, and pass through
Described management backstage 15 and the connection of described merchant tenninal 19, by the information data transmission relevant to trade company to institute
Stating merchant tenninal 19, described communication module 153 is when consumer payment success, respectively to described consumer
Terminal 17 and described merchant tenninal 19 send and pay successful information.The front end on described management backstage 15 uses
The HTML5 page.
The terminal used when described consumer end 17 pays the bill for consumer, ties up two after code by scanning
Dimension code, after identifying Quick Response Code, inputs spending amount described consumer end 17, after confirmation, pays
Operation.In the present embodiment, described consumer end 17 is smart mobile phone, in other cases, it is also possible to
For panel computer and wearable smart machine.
Management state is checked for trade company and analyzes by described merchant tenninal 19, and shows that transaction is successfully
The amount of money, in the present embodiment, described merchant tenninal 19 is intelligence POS, in other cases, it is also possible to
For smart mobile phone, computer or wearable smart machine.
The invention have the benefit that
1, by tying up decoding apparatus 13 described in employing, described Quick Response Code 11 and merchant information are tied up the design of code, makes
Described Quick Response Code 11 has relative independentability with merchant information, and beneficially merchant information and described Quick Response Code 11 ties up code
The change of relation is without changing Quick Response Code；
2, owing to need not replacing Quick Response Code, because ensureing that trade company collects money without the Quick Response Code before damaging
Information accurate, it is to avoid Quick Response Code mistake occurs；
3, by using the design of described communication module 153, and to described consumer end 17 and described trade company
Terminal 19 sends payment success message, the safety of effective guarantee transaction respectively；
4, by using described management backstage 15 to configure trade company ID and to ID at described pipe according to merchant information
The internal design being encrypted in reason backstage 15, is conducive to ensureing fund and the transaction security of merchant information.
The foregoing is only embodiments of the invention, not thereby limit the scope of patent protection of the present invention, every
Utilize equivalent structure or equivalence flow process conversion that description of the invention and accompanying drawing content made, directly or indirectly use
In the technical field that other is relevant, the most in like manner it is included in the scope of patent protection of the present invention.
Claims (9)
1. a network payment system based on Quick Response Code, it is characterised in that: include Quick Response Code, tie up decoding apparatus,
Management backstage, consumer end and merchant tenninal, described in tie up that decoding apparatus realizes Quick Response Code and merchant information tie up code,
Described decoding apparatus of tying up is connected with described management backstage, described management backstage to trade company configure trade company ID, described in disappear
Quick Response Code after expense person's terminal scanning ties up code pays, and described merchant tenninal shows the successfully amount of money of concluding the business.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
Manage backstage and be wirelessly connected between described merchant tenninal and carry out data transmission.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
Management backstage includes communication module, during consumer payment success, described communication module respectively to consumer end and
Merchant tenninal sends and pays successful information.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
Tying up decoding apparatus is smart mobile phone or intelligence POS.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
Management backstage include data processing module, described data processing module to exchange hour and dealing money at
Reason.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
Merchant tenninal is smart mobile phone, computer, intelligence POS or wearable smart machine.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
Consumer end is smart mobile phone, panel computer or wearable smart machine.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
Trade company ID according to merchant information configuration trade company ID and is encrypted inside described management backstage by management backstage
Process.
Network payment system based on Quick Response Code the most according to claim 1, it is characterised in that: described
The front end on management backstage is the HTML5 page.
Applications Claiming Priority (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2016201916927 | 2016-03-11 | ||
| CN201620191692 | 2016-03-11 |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN105894263A true CN105894263A (en) | 2016-08-24 |
| CN105894263B CN105894263B (en) | 2019-07-12 |
Family
ID=56701911
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201610272299.5A Active CN105894263B (en) | 2016-03-11 | 2016-04-27 | Network payment system based on two dimensional code |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN105894263B (en) |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106529923A (en) * | 2016-11-15 | 2017-03-22 | 青岛优悠乐联信息有限公司 | Collection service method with access of all networks through one point |
| CN107067240A (en) * | 2016-12-12 | 2017-08-18 | 阿里巴巴集团控股有限公司 | Resource allocation method and device and electric paying method |
| CN107122974A (en) * | 2017-06-22 | 2017-09-01 | 刘廷勇 | A kind of Quick Response Code cash collecting system and method based on Bluetooth transfer techniques |
| CN107145598A (en) * | 2017-05-31 | 2017-09-08 | 广州云移信息科技有限公司 | two-dimensional code associated page method and terminal |
| CN107194685A (en) * | 2017-04-01 | 2017-09-22 | 北京波若科技有限公司 | A kind of pay this extra mechanism bar code system code method of payment and system |
| CN111325544A (en) * | 2020-02-21 | 2020-06-23 | 嘉兴壹传网络科技有限公司 | Mobile payment management system and management method thereof |
Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103020818A (en) * | 2013-01-09 | 2013-04-03 | 重庆新亚盟电子科技有限公司 | Payment system utilizing dynamic two-dimensional verification codes |
| CN103886460A (en) * | 2014-04-22 | 2014-06-25 | 徐永君 | On-site payment system and method implemented based on identity authentication token |
| CN204028984U (en) * | 2014-03-27 | 2014-12-17 | 广州云移信息科技有限公司 | End device and payment system that Quick Response Code scanning pays |
| CN104217322A (en) * | 2014-08-22 | 2014-12-17 | 深圳市淘淘谷信息技术有限公司 | Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment |
-
2016
- 2016-04-27 CN CN201610272299.5A patent/CN105894263B/en active Active
Patent Citations (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103020818A (en) * | 2013-01-09 | 2013-04-03 | 重庆新亚盟电子科技有限公司 | Payment system utilizing dynamic two-dimensional verification codes |
| CN204028984U (en) * | 2014-03-27 | 2014-12-17 | 广州云移信息科技有限公司 | End device and payment system that Quick Response Code scanning pays |
| CN103886460A (en) * | 2014-04-22 | 2014-06-25 | 徐永君 | On-site payment system and method implemented based on identity authentication token |
| CN104217322A (en) * | 2014-08-22 | 2014-12-17 | 深圳市淘淘谷信息技术有限公司 | Communication method and system for realizing third-party account payment and settlement based on commercial tenant terminal equipment |
Cited By (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106529923A (en) * | 2016-11-15 | 2017-03-22 | 青岛优悠乐联信息有限公司 | Collection service method with access of all networks through one point |
| CN107067240A (en) * | 2016-12-12 | 2017-08-18 | 阿里巴巴集团控股有限公司 | Resource allocation method and device and electric paying method |
| CN107067240B (en) * | 2016-12-12 | 2020-09-08 | 创新先进技术有限公司 | Resource allocation method and device and electronic payment method |
| US11222327B2 (en) | 2016-12-12 | 2022-01-11 | Advanced New Technologies Co., Ltd. | Resource allocation method and device, and electronic payment method |
| US11734667B2 (en) | 2016-12-12 | 2023-08-22 | Advanced New Technologies Co., Ltd. | Resource allocation method and device, and electronic payment method |
| CN107194685A (en) * | 2017-04-01 | 2017-09-22 | 北京波若科技有限公司 | A kind of pay this extra mechanism bar code system code method of payment and system |
| CN107194685B (en) * | 2017-04-01 | 2021-05-28 | 网联清算有限公司 | Multi-payment mechanism bar code unified payment method and system |
| CN107145598A (en) * | 2017-05-31 | 2017-09-08 | 广州云移信息科技有限公司 | two-dimensional code associated page method and terminal |
| CN107122974A (en) * | 2017-06-22 | 2017-09-01 | 刘廷勇 | A kind of Quick Response Code cash collecting system and method based on Bluetooth transfer techniques |
| CN111325544A (en) * | 2020-02-21 | 2020-06-23 | 嘉兴壹传网络科技有限公司 | Mobile payment management system and management method thereof |
Also Published As
| Publication number | Publication date |
|---|---|
| CN105894263B (en) | 2019-07-12 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN105894263A (en) | Network payment system based on two-dimensional code | |
| CN104599112B (en) | A kind of information transferring method, device and system | |
| CN106296175A (en) | Method of payment, merchant tenninal, bank transaction system, client terminal and system | |
| CN103854173A (en) | Mobile payment method for field shopping | |
| CN104937624A (en) | Online payment system and method | |
| CN102222294A (en) | Novel mobile phone payment method | |
| CN103218713A (en) | Multifunctional POS (point-of-sale) terminal, system and payment method based on intelligent platform | |
| CN101840549A (en) | System and method for realizing mobile payment in internet sales | |
| CN107194695A (en) | Transaction code is generated and end of scan, transaction code generation and method of commerce | |
| CN101853458A (en) | Method for realizing mobile payment in mobile internet sales | |
| CN102509218B (en) | System implementation method for realizing POS (point-of-sale) card swiping payment device based on mobile communication terminal | |
| JP6536894B2 (en) | "Gaze and settle" server, its method and program | |
| CN103440576A (en) | Mobile direct-payment system | |
| CN104331999B (en) | A kind of mobile terminal drive peripheral hardware complete to pay the fees write card, transfer accounts, system and method that financial IC card electronic cash circle is deposited | |
| CN102610043B (en) | Mobile terminal with virtual card-swiping function | |
| CN103246996A (en) | Method, system, price enquiring system, terminal and checking system for realizing discount consumption | |
| CN103886463A (en) | Electronic commerce system and method of verifying consignee identity in corresponding distribution service | |
| CN106803174A (en) | A kind of mobile payment transaction method | |
| CN102982449A (en) | Mobile terminal and transaction system and method | |
| CN102592378A (en) | POS machine having unauthorized card swiping prevention function | |
| CN105303695A (en) | Counter service equipment and working method of same | |
| CN101833726A (en) | BPC (Business-to-Platform-to-Customer) hardware architecture and BPC data center server | |
| CN102760337A (en) | Information processing method, system and point-of-sale terminal | |
| CN104077683A (en) | Payment system and method capable of charging and settling accounts by mobile phone network | |
| CN204270421U (en) | A kind of wholesale market trade integrated machine with multiple I/O mode |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |