CN109087087A - A kind of barcode scanning method of payment and system - Google Patents
A kind of barcode scanning method of payment and system Download PDFInfo
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- CN109087087A CN109087087A CN201810703585.1A CN201810703585A CN109087087A CN 109087087 A CN109087087 A CN 109087087A CN 201810703585 A CN201810703585 A CN 201810703585A CN 109087087 A CN109087087 A CN 109087087A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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Abstract
One aspect of the present invention provides a kind of barcode scanning method of payment, this method comprises: merchant tenninal obtains order information;Payment devices send payment code acquisition request to background server;Background server receives payment code acquisition request, and sends payment code to payment devices;Payment devices receive and show payment code;Merchant tenninal obtains payment code from payment devices, and payment information is modulated, and obtains sound wave feedback information, plays sound wave feedback information;Payment devices receive and demodulate sound wave feedback information, get paid information, send payment information to background server;Background server receives payment information, and carries out operation of withholing according to payment information.Hsrdware requirements to merchant tenninal are greatly reduced on the basis of guaranteeing transaction security using technical solution provided by the invention, so that trade company's lower deployment cost be greatly reduced.The workload of teller is also mitigated simultaneously, reduces the requirement to teller, and accelerate transactions velocity.
Description
Technical field
The present invention relates to a kind of electronic technology field more particularly to a kind of barcode scanning methods of payment and system.
Background technique
Universal with e-payment, barcode scanning pays this means of payment and is widely applied by people.Currently, for small
Difference quotient family, the relatively common barcode scanning means of payment are to be divided into two dimensional code barcode scanning (i.e. client sweep trade company two dimensional code) and two dimensional code quilt
Sweep (i.e. the two dimensional code that client shows is swept by trade company) two ways.
For microminiature trade company, if collected money using two dimensional code barcode scanning mode, one usually is pasted in sales counter by trade company
A static two dimensional code paster, is paid by client's barcode scanning, and this mode has following three: firstly, there are quilts for two dimensional code
A possibility that imitated and fraud, for example, trade company two dimensional code maliciously replaced in the unwitting situation of trade company by other people other two
Code is tieed up, and trade company is caused to can not be successfully the payment for receiving client.Furthermore by client's barcode scanning, it will lead to the complicated for operation of client,
Transactions velocity is slow, and is easy error.Third, due to domestic current policy, static two dimensional code is by the gathering limit for the mode of sweeping
500 yuan, that is to say, that this gathering mode cannot support block trade.Under comparing, two dimensional code is by the safety for the mode of sweeping
It is higher, and transaction is handled by merchant end, therefore speed is faster, is suitble to use in merchant counter.However, this needs trade company to be equipped with
The cash receiving terminal of POS machine or cash register one kind.For microminiature trade company, such equipment price is higher, and needs teller
Manual operation.Therefore, it needs one kind and had not only been able to satisfy demand easy to operate, that transactions velocity is fast, but also trade company's receipts of cost can be reduced
Money terminal.
Summary of the invention
It is whole in view of the deficiencies of the prior art, the present invention intends to provide a kind of barcode scanning method of payment and trade company
End, to solve the problems, such as above-mentioned background technique.
In order to achieve the above objectives, the present invention realizes by following technical solution:
One aspect of the present invention provides a kind of barcode scanning method of payment, this method comprises: merchant tenninal obtains order information,
In, merchant tenninal is the merchant tenninal with off-line function, and order information includes at least transaction amount;Payment devices take to backstage
Business device sends payment code acquisition request;Background server receives payment code acquisition request, and sends payment code to payment devices,
In, payment code includes at least: user account information;Payment devices receive and show payment code;Merchant tenninal is obtained from payment devices
Payment code is taken, and payment information is modulated, obtains sound wave feedback information, plays sound wave feedback information, wherein payment information
It includes at least: user account information and order information;Payment devices receive and demodulate sound wave feedback information, get paid information,
Payment information is sent to background server;Background server receives payment information, and carries out operation of withholing according to payment information.
Optionally, it is carried out withholing according to payment information in background server after operation, method further include: background server
Payment completion information is sent to payment devices;Payment devices receive payment completion information, and send payment to merchant tenninal and complete
Information.
Optionally, after payment devices get paid information, before sending payment information to background server, method is also
It include: that payment devices show order information, and receive the confirmation message of user.
Optionally, payment code is two dimensional code or bar code.
Optionally, merchant tenninal prestores trade company's authentication information.
Another aspect of the present invention provides a kind of barcode scanning payment system, the system include merchant tenninal, payment devices and after
Platform server;Merchant tenninal is the merchant tenninal with off-line function, and for obtaining order information, order information, which includes at least, to be handed over
The easy amount of money;Payment devices, for sending payment code acquisition request to background server;Background server, for receiving payment code
Acquisition request, and payment code is sent to payment devices, wherein payment code includes at least: user account information;Payment devices, also
For receiving and showing payment code;Merchant tenninal is also used to obtain payment code from payment devices, and payment information is adjusted
System obtains sound wave feedback information, plays sound wave feedback information, wherein payment information includes at least: user account information and order
Information;Payment devices are also used to receive and demodulate sound wave feedback information, get paid information, send and pay to background server
Information;Background server is also used to receive payment information, and carries out operation of withholing according to payment information.
Optionally, background server is also used to send payment completion information to payment devices;Payment devices are also used to connect
Payment completion information is received, and sends payment completion information to merchant tenninal.
Optionally, payment devices are also used to show order information, and receive the confirmation message of user.
Optionally, payment code is two dimensional code or bar code.
Optionally, merchant tenninal is also used to prestore trade company's authentication information.
It is whole by increasing trade company on the basis of conventional two-dimensional code is swept mode using technical solution provided by the invention
Transaction Information is fed back to client by sound wave by the function of the sound wave communication at end, i.e. merchant tenninal, then after being carried out by client
Continuous processing no longer needs to carry out subsequent processing by merchant tenninal, on the basis of guaranteeing transaction security, greatly reduces pair
The hsrdware requirements of merchant tenninal, so that trade company's lower deployment cost be greatly reduced.The workload of teller is also mitigated simultaneously, is reduced pair
The requirement of teller, and accelerate transactions velocity.For the customer, since technical solution provided by the invention is built upon tradition
The improvement that two dimensional code is carried out on the basis of the mode of sweeping, client only need to carry out barcode scanning using payment devices in payment, can be complete
At delivery operation, that is to say, that the operating experience of client does not have any change.It can nothing using technical solution provided by the invention
The process of the upgrading barcode scanning payment of sense, is conducive to the popularization and application of the technology.
Detailed description of the invention
In order to illustrate the technical solution of the embodiments of the present invention more clearly, required use in being described below to embodiment
Attached drawing be briefly described, it should be apparent that, drawings in the following description are only some embodiments of the invention, for this
For the those of ordinary skill in field, without creative efforts, it can also be obtained according to these attached drawings other
Attached drawing.
Fig. 1 is the flow chart for the barcode scanning method of payment that the embodiment of the present invention 1 provides;
Fig. 2 is the stream compression schematic diagram for the barcode scanning method of payment that the embodiment of the present invention 1 provides;
Fig. 3 is the structural schematic diagram for the barcode scanning payment system that the embodiment of the present invention 2 provides.
Specific embodiment
To facilitate the understanding of the present invention, in the following with reference to the drawings and specific embodiments, the present invention will be described in more detail.
A better embodiment of the invention is given in the attached drawing.But the present invention can realize in many different forms, however it is not limited to
This specification described embodiment.On the contrary, purpose of providing these embodiments is makes reason to the disclosure
It solves more thorough and comprehensive.
It should be noted that it can directly on the other element when element is referred to as " being fixed on " another element
Or there may also be elements placed in the middle.When an element is considered as " connection " another element, it, which can be, is directly connected to
To another element or it may be simultaneously present centering elements.Term used in this specification " vertical ", " horizontal ",
"left", "right" and similar statement are for illustrative purposes only.
Unless otherwise defined, technical and scientific term all used in this specification is led with technology of the invention is belonged to
The normally understood meaning of the technical staff in domain is identical.Used term is only in the description of the invention in this specification
The purpose of description specific embodiment is not intended to the limitation present invention.Term "and/or" used in this specification includes one
Any and all combinations of a or multiple relevant listed items.
Embodiment 1
Fig. 1 is the flow chart for the barcode scanning method of payment that the embodiment of the present invention 1 provides, and Fig. 2 is what the embodiment of the present invention 1 provided
The stream compression schematic diagram of barcode scanning method of payment, now in conjunction with Fig. 1 and Fig. 2, to a kind of barcode scanning method of payment provided in this embodiment
It is described in detail.A kind of barcode scanning method of payment is present embodiments provided, this method includes at least step as shown in Figure 1
S1-S7。
Step S1, merchant tenninal obtain order information.
In this step, merchant tenninal be the merchant tenninal with off-line function, specifically, the merchant tenninal network not
It is good or without network in the case where, the operation that barcode scanning is paid can be completed under offline mode.The order information that merchant tenninal obtains
Including at least transaction amount.As an alternative embodiment, key can be set in merchant tenninal, trade company is by trade gold
The relevant order information such as volume is directly inputted in merchant tenninal;Alternatively, can be set in merchant tenninal wired data interface or
Wireless data interface, merchant tenninal is it is possible thereby to which other electronic equipments (such as PC, mobile phone, PAD etc.) with trade company establish data
Connection, directly acquires order information from other electronic equipments of trade company.Other than transaction amount, order information can also include
But it is not limited to: name of firm, trade date.
In the present embodiment, before step S1, this method can also include: that merchant tenninal prestores trade company's authentication information.?
In specific application, when trade company purchases merchant tenninal, need to backstage provider server user data, which can wrap
Include: name of firm, trade company's authentication information etc., above-mentioned merchant data is filled into merchant tenninal by background server.Trade company as a result,
Terminal built-in has the merchant data of corresponding trade company, to improve the trustability of merchant tenninal.
Step S2, payment devices send payment code acquisition request to background server.
As an alternative embodiment, payment devices can be the equipment such as mobile phone, the PAD of client, need to illustrate
It is that payment devices should have network savvy, payment devices can complete data transmission with background server as a result,.This step
In, payment devices can send payment code acquisition request to background server by network (such as WIFI or 4G network etc.).
Step S3, background server receives payment code acquisition request, and sends payment code to payment devices.
In this step, the payment code is included at least: user account information.Specifically, user account information can for
Bank Account Number, the wechat wallet account etc. of payment devices binding.As an alternative embodiment, payment code can be two dimension
Code or bar code, certainly, payment code can also be the graphic code of other forms, as long as including user account information,
Other restrictions are no longer done to payment code in the present embodiment.
Step S4, payment devices receive and show the payment code.
Thus, it is possible to which can get payment code from the payment devices of client for merchant tenninal in subsequent step provides base
Plinth.
Step S5, merchant tenninal obtains payment code from payment devices, and payment information is modulated, and obtains sound wave feedback
Information plays sound wave feedback information.
In this step, payment code is included at least: user account information.In the present embodiment, merchant tenninal is obtained from payment devices
Take the mode of payment code can be to scan payment code shown by the payment devices of client, alternatively, merchant tenninal can also pass through
The payment devices of wired or wireless connection type and client establish connection, directly obtain above-mentioned payment code from payment devices.
In this step, payment information is included at least: user account information and order information.Optionally, payment information may be used also
To include the other informations such as commodity detail, this will not be repeated here.Merchant tenninal is after getting user account information, by user's account
Family information and the order information got in step 1 are modulated together, and the sound wave feedback information obtained after modulation is played
Out.Certainly, for the safety of improve data transfer, merchant tenninal, can also be right after being modulated to payment information
Modulated payment information is encrypted, that is to say, that sound wave feedback information can be ciphertext data.
Step S6, payment devices can receive and demodulate sound wave feedback information, get paid information, send out to background server
Give the payment information.
In this step, if sound wave feedback information is ciphertext data, payment devices, can after receiving sound wave feedback information
To first carry out decryption oprerations, demodulation process is carried out after obtaining plaintext.
As an alternative embodiment, after payment devices obtain above-mentioned payment information, and payment devices to
Before background server sends payment information, payment devices can also show the order information in payment information, (i.e. objective in user
Family) confirmed after, receive the confirmation message of user.Specifically, client can proofread the order information shown on payment devices
Content it is whether correct, after confirmation is correct, click the acknowledgement key on payment devices.As a result, by the confirmation operation of client, such as
Fruit trade company malfunctions in typing order information, can timely be found by client, alternatively, if payment information transmission process
In be maliciously tampered, client can also timely have found, to improve the safety of transaction.
It in the present embodiment, is fed back with the mode of sound wave, avoids different payment devices because having mute setting, volume
Setting, audio setting etc. difference and caused by compatibility issue, improve the compatibility of payment devices.Moreover, payment devices can
To receive sound wave feedback information by MIC, since MIC can be opened in advance, for the transmission of low volume data, passed compared with bluetooth
Other defeated equal communication modes are more quick.
Step S7, background server receives payment information, and carries out operation of withholing according to payment information.
As an alternative embodiment, after step s 7, background server can send to payment devices and pay
Complete information.Payment devices receive payment completion information, and send payment completion information to merchant tenninal.Merchant tenninal is from payment
Equipment receives payment completion information.
As an alternative embodiment, merchant tenninal (is in offline mode) in the case where network is bad, it can
Payment completion information is received from the payment devices of client in a manner of through wireless connection etc..As another optional embodiment party
Formula, merchant tenninal directly can also download payment completion information from background server in the case where network is unobstructed.
It is whole by increasing trade company on the basis of conventional two-dimensional code is swept mode using technical solution provided by the invention
Transaction Information is fed back to client by sound wave by the function of the sound wave communication at end, i.e. merchant tenninal, then after being carried out by client
Continuous processing no longer needs to carry out subsequent processing by merchant tenninal, on the basis of guaranteeing transaction security, greatly reduces pair
The hsrdware requirements of merchant tenninal, so that trade company's lower deployment cost be greatly reduced.The workload of teller is also mitigated simultaneously, is reduced pair
The requirement of teller, and accelerate transactions velocity.For the customer, since technical solution provided by the invention is built upon tradition
The improvement that two dimensional code is carried out on the basis of the mode of sweeping, client only need to carry out barcode scanning using payment devices in payment, can be complete
At delivery operation, that is to say, that the operating experience of client does not have any change.It can nothing using technical solution provided by the invention
The process of the upgrading barcode scanning payment of sense, is conducive to the popularization and application of the technology.
Embodiment 2
Fig. 3 is the structural schematic diagram for the barcode scanning payment system that the embodiment of the present invention 2 provides, as shown in figure 3, the present embodiment mentions
A kind of barcode scanning payment system is supplied, which includes merchant tenninal 1, payment devices 2 and background server 3;Merchant tenninal 1 is tool
There is the merchant tenninal of off-line function, for obtaining order information, order information includes at least transaction amount;Payment devices 2, are used for
Payment code acquisition request is sent to background server 3;Background server 3 is set for receiving payment code acquisition request, and to payment
Standby 2 send payment code, wherein payment code includes at least: user account information;Payment devices 2 are also used to receive and show payment
Code;Merchant tenninal 1 is also used to obtain payment code from payment devices 2, and payment information is modulated, and obtains sound wave feedback letter
Breath plays sound wave feedback information, wherein payment information includes at least: user account information and order information;Payment devices 2, also
For receiving and demodulating sound wave feedback information, information is got paid, sends payment information to background server 3;Background server
3, it is also used to receive payment information, and operation of withholing is carried out according to payment information.
Merchant tenninal 1 is the merchant tenninal with off-line function, and for obtaining order information, order information, which includes at least, to be handed over
The easy amount of money.Wherein, merchant tenninal 1 is the merchant tenninal with off-line function, and specifically, which has closely
Communication module (such as bluetooth module, wired data interface etc.) and telecommunication module (such as WIFI, 4G module etc.).In net
Network it is bad or without network in the case where, merchant tenninal 1 can be completed under offline mode barcode scanning payment operation.
The order information that merchant tenninal 1 obtains includes at least transaction amount.As an alternative embodiment, trade company is whole
Key can be set on end 1, the relevant order information such as transaction amount is directly inputted in merchant tenninal 1 by trade company;Alternatively,
Wired data interface or wireless data interface can be set in merchant tenninal 1, merchant tenninal 1 is it is possible thereby to which other with trade company are electric
Sub- equipment (such as PC, mobile phone, PAD etc.) establishes data connection, directly acquires order information from other electronic equipments of trade company.It removes
Other than transaction amount, order information can also include but is not limited to: name of firm, trade date.
In the present embodiment, merchant tenninal 1 is also used to prestore trade company's authentication information.In specific application, trade company purchases
When merchant tenninal 1, need to provide merchant data to background server 3, which may include: that name of firm, trade company are recognized
Information etc. is demonstrate,proved, above-mentioned merchant data is filled into merchant tenninal 1 by background server 3.Merchant tenninal 1 is built-in with correspondence as a result,
The merchant data of trade company, to improve the trustability of merchant tenninal 1.
Payment devices 2, for sending payment code acquisition request to background server 3.As an alternative embodiment,
Payment devices 2 can be the equipment such as mobile phone, the PAD of client, it should be noted that payment devices 2 should have network savvy, by
This, payment devices 2 can complete data transmission with background server 3.Specifically, payment devices 2 can by network (such as
WIFI or 4G network etc.) to background server 3 send payment code acquisition request.
Background server 3 sends payment code for receiving payment code acquisition request, and to payment devices 2.The payment code is extremely
It less include: user account information.Specifically, user account information can be Bank Account Number, the wechat money bound with payment devices 2
Packet account etc..As an alternative embodiment, payment code can be two dimensional code or bar code, certainly, payment code may be used also
Think the graphic code of other forms, as long as including user account information, it is no longer done to payment code in the present embodiment
He limits.
Payment devices 2 are also used to receive and show payment code.Display screen can be set in payment devices 2, by showing screen display
Show the payment code received.
Merchant tenninal 1 is also used to obtain payment code from payment devices 2, and payment information is modulated, and it is anti-to obtain sound wave
Feedforward information plays sound wave feedback information.Payment code includes at least: user account information.In the present embodiment, merchant tenninal 1 can be with
It is provided with camera, payment code shown by the payment devices 2 of client is scanned by camera, alternatively, merchant tenninal 1 can also be with
Connection is established by the payment devices 2 of wired or wireless connection type and client, directly obtains above-mentioned payment from payment devices 2
Code.
As an alternative embodiment, payment information includes at least: user account information and order information.Certainly,
Payment information can also include the other informations such as commodity detail, and this will not be repeated here.Merchant tenninal 1 is getting user account letter
After breath, for user account information and order information to be modulated together, the sound wave feedback information obtained after modulation is played
Out.Certainly, for the safety of improve data transfer, merchant tenninal 1 can also be used after being modulated to payment information
It is encrypted in modulated payment information, that is to say, that sound wave feedback information can be ciphertext data.
Payment devices 2 are also used to receive and demodulate sound wave feedback information, get paid information, send to background server 3
Payment information.Optionally, if sound wave feedback information is ciphertext data, payment devices 2, can after receiving sound wave feedback information
To carry out demodulation process after obtaining plaintext for executing decryption oprerations.
As an alternative embodiment, payment devices 2, are also used to show the order information in payment information, and connect
Receive the confirmation message of user.Specifically, client can proofread the order information shown on payment devices 2 content it is whether correct,
After confirmation is correct, the acknowledgement key on payment devices 2 is clicked.As a result, by the confirmation operation of client, if trade company orders in typing
It malfunctions, can timely be found by client when single information, alternatively, if payment information is maliciously tampered during transmission,
Client can also timely have found, to improve the safety of transaction.
It in the present embodiment, is fed back with the mode of sound wave, avoids different payment devices 2 because having mute setting, sound
Amount setting, audio setting etc. difference and caused by compatibility issue, improve the compatibility of payment devices 2.Moreover, payment devices
2 can receive sound wave feedback information by MIC, more blue for the transmission of low volume data since MIC can be opened in advance
Other communication modes such as tooth transmission are more quick.
Background server 3 is also used to receive payment information, and carries out operation of withholing according to payment information.
As an alternative embodiment, background server 3, is also used to send payment completion information to payment devices 2.
Payment devices 2 are also used to receive payment completion information, and send payment completion information to merchant tenninal 1.Merchant tenninal 1, is also used
In from payment devices 2 receive payment completion information.
As an alternative embodiment, merchant tenninal 1 (is in offline mode) in the case where network is bad, it can
By for by be wirelessly connected etc. in a manner of from the payment devices 2 of client receive payment completion information.As another optional real
Mode is applied, merchant tenninal 1 can be used for directly downloading payment completion letter from background server 3 in the case where network is unobstructed
Breath.
It is whole by increasing trade company on the basis of conventional two-dimensional code is swept mode using technical solution provided by the invention
Transaction Information is fed back to client by sound wave by the function of the sound wave communication at end, i.e. merchant tenninal, then after being carried out by client
Continuous processing no longer needs to carry out subsequent processing by merchant tenninal, on the basis of guaranteeing transaction security, greatly reduces pair
The hsrdware requirements of merchant tenninal, so that trade company's lower deployment cost be greatly reduced.The workload of teller is also mitigated simultaneously, is reduced pair
The requirement of teller, and accelerate transactions velocity.For the customer, since technical solution provided by the invention is built upon tradition
The improvement that two dimensional code is carried out on the basis of the mode of sweeping, client only need to carry out barcode scanning using payment devices in payment, can be complete
At delivery operation, that is to say, that the operating experience of client does not have any change.It can nothing using technical solution provided by the invention
The process of the upgrading barcode scanning payment of sense, is conducive to the popularization and application of the technology.
Any process described otherwise above or method description are construed as in flow chart or herein, and expression includes
It is one or more for realizing specific logical function or process the step of executable instruction code module, segment or portion
Point, and the range of the preferred embodiment of the present invention includes other realization, wherein can not press shown or discussed suitable
Sequence, including according to related function by it is basic simultaneously in the way of or in the opposite order, to execute function, this should be of the invention
Embodiment person of ordinary skill in the field understood.
It although an embodiment of the present invention has been shown and described, for the ordinary skill in the art, can be with
A variety of variations, modification, replacement can be carried out to these embodiments without departing from the principles and spirit of the present invention by understanding
And modification, the scope of the present invention is defined by the appended.
Claims (10)
1. a kind of barcode scanning method of payment, it is characterised in that:
Merchant tenninal obtains order information, wherein the merchant tenninal is the merchant tenninal with off-line function, the order letter
Breath includes at least transaction amount;
Payment devices send payment code acquisition request to background server;
Background server receives the payment code acquisition request, and sends payment code to the payment devices, wherein the payment
Code includes at least: user account information;
The payment devices receive and show the payment code;
The merchant tenninal obtains the payment code from the payment devices, and payment information is modulated, and it is anti-to obtain sound wave
Feedforward information plays the sound wave feedback information, wherein the payment information includes at least: the user account information and described
Order information;
The payment devices receive and demodulate the sound wave feedback information, obtain the payment information, to the background server
Send the payment information;
The background server receives the payment information, and carries out operation of withholing according to the payment information.
2. the method according to claim 1, wherein being carried out in the background server according to the payment information
It withholds after operation, the method also includes:
The background server sends payment completion information to the payment devices;
The payment devices receive the payment completion information, and send the payment completion information to the merchant tenninal.
3. method according to claim 1 or 2, which is characterized in that the payment devices obtain the payment information it
Afterwards, before sending the payment information to the background server, the method also includes:
The payment devices show the order information, and receive the confirmation message of user.
4. method according to claim 1 or 2, it is characterised in that:
The payment code is two dimensional code or bar code.
5. method according to claim 1 or 2, it is characterised in that:
The merchant tenninal prestores trade company's authentication information.
6. a kind of barcode scanning payment system, which is characterized in that the system comprises merchant tenninal, payment devices and background servers;
The merchant tenninal is the merchant tenninal with off-line function, and for obtaining order information, the order information is at least wrapped
Include transaction amount;
The payment devices, for sending payment code acquisition request to the background server;
The background server sends payment code for receiving the payment code acquisition request, and to the payment devices,
In, the payment code includes at least: user account information;
The payment devices are also used to receive and show the payment code;
The merchant tenninal is also used to obtain the payment code from the payment devices, and payment information is modulated, and obtains
Sound wave feedback information plays the sound wave feedback information, wherein the payment information includes at least: the user account information
With the order information;
The payment devices are also used to receive and demodulate the sound wave feedback information, obtain the payment information, to the backstage
Server sends the payment information;
The background server is also used to receive the payment information, and carries out operation of withholing according to the payment information.
7. system according to claim 6, which is characterized in that
The background server is also used to send payment completion information to the payment devices;
The payment devices are also used to receive the payment completion information, and send the payment to the merchant tenninal and complete
Information.
8. system according to claim 5 or 6, which is characterized in that
The payment devices are also used to show the order information, and receive the confirmation message of user.
9. system according to claim 5 or 6, it is characterised in that:
The payment code is two dimensional code or bar code.
10. system according to claim 5 or 6, it is characterised in that:
The merchant tenninal is also used to prestore trade company's authentication information.
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
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CN111815326A (en) * | 2019-04-11 | 2020-10-23 | 财付通支付科技有限公司 | Payment method in flight state, device, equipment and storage medium thereof |
CN112700249A (en) * | 2019-10-23 | 2021-04-23 | 腾讯科技(深圳)有限公司 | Order information management method, device and system and storage medium |
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