CN103927825B - A kind of self-service process of paper-bill and nucleus correcting system and application process - Google Patents

A kind of self-service process of paper-bill and nucleus correcting system and application process Download PDF

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Publication number
CN103927825B
CN103927825B CN201410147186.3A CN201410147186A CN103927825B CN 103927825 B CN103927825 B CN 103927825B CN 201410147186 A CN201410147186 A CN 201410147186A CN 103927825 B CN103927825 B CN 103927825B
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bill
module
paper
text information
automatic teller
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CN103927825A (en
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肖伟
朱旭东
李晖
吕萌
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HAIJIYE HI-TECH IND Co Ltd SHAOXI
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HAIJIYE HI-TECH IND Co Ltd SHAOXI
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Abstract

The invention discloses a kind of self-service process of paper-bill and nucleus correcting system and application process thereof.This system user first passes through electric terminal and the ticket text information of pending paper-bill is submitted to bank's backstage concentration processor, and obtains bill unique code;Paper-bill is put into automatic teller machine by user, and inputs bill unique code;Automatic teller machine is retrieved bank's processor and is obtained billing information, generates bill image by image collecting module;User checks the uniformity of bill image, billing information and bill image and billing information, and bill image and billing information are sent to concentration processor;If processing successfully, then the print module of bill automatic teller machine prints receipt;The method efficiently solves existing bill automatic teller machine and is difficult to effectively and correctly obtain the billing information of paper-bill, it is capable of the real-time self-service process of paper-bill based on bill automatic teller machine, save manpower, processing speed is fast, without Functional Bank support, it is widely used in the fields such as finance, bank, security.

Description

A kind of self-service process of paper-bill and nucleus correcting system and application process
Technical field
The present invention relates to can be used in the fields such as finance, bank, security, be specifically related to a kind of self-service process of paper-bill and Nucleus correcting system and application process.
Background technology
For a long time, the accepting public service business, especially bill operation of domestic bank is all by the cabinet of outlet Platform personnel carry out Business Processing.Owing to portfolio is big, although a large amount of human and material resources of bank input support that sales counter service for corporate customers is made Industry, but still cannot change and accept reality inefficient, that operating cost is high, what part site existed that custom queueing handles always shows As.Site teller is busy with Business Processing, more has no time to carry out more commercially valuable client's marketing and customer care.In order to improve silver Coverage rate, service quality and the convenience that public affairs are serviced by row, to attract and customer retaining, occurs in that one realizes paper-bill certainly Help the electronic equipment bill automatic teller machine accepted.First bill automatic teller machine receives the paper-bill that client puts into;Then visitor is gathered The image of the paper-bill that family is put into;Finally billing information and bill image are sent to bank's backstage concentration processor.
Bill automatic teller machine mainly achieves that paper-bill retains, the paper-bill true and false differentiates and paper-bill image collection etc. Function.Owing to bill automatic teller machine only obtains the image of paper-bill, and authentic and valid ticket text information cannot be obtained, and Core banking system all processes with ticket text information accordingly for input, therefore bill automatic teller machine needs to rely on flow process Banking system, especially bank money image processing system extract ticket text information, could realize the complete place of paper-bill Reason.But owing to current domestic Ge Jia bank is general lack of the Functional Bank system of perfect in shape and function, therefore bill automatic teller machine is merely capable of Serve as the effect receiving ballot box, there is the defect being difficult to the large-scale application in financial field.
Shortcoming based on current bill automatic teller machine, needs one can carry out papery ticket more efficient, safer, more easily System and application process according to self-service process.
Summary of the invention
It is an object of the invention to provide a kind of simple in construction, easy to use, self-service process and check, save manpower, process The self-service process of fireballing paper-bill and the system of check.
It is a further object of the present invention to provide the self-service process of paper-bill and the application process of nucleus correcting system.
In order to overcome the deficiencies in the prior art, the technical scheme is that so solution: a kind of paper-bill is self-service Process and nucleus correcting system is made up of electric terminal, bank's backstage concentration processor and bill automatic teller machine;The special character of the present invention Be described electric terminal for client connection, receive concurrently see a visitor out family input pending paper-bill ticket text letter Breath is to bank's backstage concentration processor, and shows information and the bill unique code of bank's backstage concentration processor return;Electronics Terminal is connected with described bank backstage concentration processor, and described bank backstage concentration processor is connected with described bill automatic teller machine;
Described bill automatic teller machine is by input/output module, bill image collection module, main control module, a communication module and beats Impression block forms;Described input/output module for and client connection, receive client's input and pending paper-bill and anti- Feedback system operation information;Described input/output module is connected with described bill image collection module and described main control module respectively; Described bill image collection module is for gathering the bill image of pending paper-bill, and bill image collection module is respectively with logical News module and main control module connect;One communication module focuses on to bank backstage for billing information and bill image being sent Machine, and receive the information that bank's backstage concentration processor sends;Main control module is connected with print module, is used for printing receipt;
Described bank backstage concentration processor is by another communication module, central control module, data storage and retrieval module Form with operation flow module;Another communication module described receives described electric terminal and sends the ticket text letter of pending bill The ticket text information checked through user that breath, described bill automatic teller machine send and bill image and the pending papery of foldback The bill unique code of bill is to electric terminal, foldback service processing result to bill automatic teller machine;Another communication module described is respectively It is connected with described central control module, described data storage and retrieval module and described operation flow module;Described data store With retrieval module for the storage of ticket text information, and provide ticket text information retrieval service;The storage of described data and inspection Rope module is connected with described central control module and another communication module respectively;Described operation flow module is used for initiating and performing Concrete operation flow;Described operation flow module is connected with described central control module and another communication module respectively.
A kind of self-service process of described paper-bill and the application process of nucleus correcting system, the method sequentially includes the following steps:
(1), client inputs and sends the ticket text information of pending paper-bill to described by described electric terminal Bank's backstage concentration processor;Described ticket text information at least includes paying side's account, bill type, note number, bill gold Volume, term of bill information;
(2), another communication module of described bank backstage concentration processor receives the pending of described electric terminal submission The ticket text information of paper-bill;Described data storage and search module storing bill text message, and according to ticket text Information generates bill unique code;Another communication module described is returned to electric terminal described in bill unique code;
(3), described electric terminal receives and shows the bill unique code of pending paper-bill;
(4), pending paper-bill is put into described bill automatic teller machine by client;The input and output mould of described bill automatic teller machine After block sucks pending paper-bill, its input/output module prompting client inputs the bill unique code of this paper-bill;Work as visitor After family is by described input/output module input bill unique code, a described communication module sends ticket text information retrieval requests And the bill unique code of pending paper-bill is to described bank backstage concentration processor;
(5), another communication module described of described bank backstage concentration processor receives what described bill automatic teller machine was submitted to The bill unique code of ticket text information retrieval requests and pending paper-bill;Its data storage and search module is according to ticket The ticket text information of pending paper-bill is retrieved according to unique code;Another communication module described sends ticket text information to institute State bill automatic teller machine;
(6), a communication module of described bill automatic teller machine receives described bank backstage concentration processor and sends pending paper The ticket text information of matter bill;Described bill image collection module gathers the bill image of pending paper-bill;Described defeated Enter output module output ticket text information and bill image, and require that visitor checks the bill image of pending paper-bill, ticket According to text message and bill image and the uniformity of ticket text information;The bill literary composition that client is checked by a described communication module This information and bill image are sent to bank's backstage concentration processor;
(7), another communication module of described bank backstage concentration processor receives the client that described bill automatic teller machine sends The ticket text information checked and bill image, ticket text information that described operation flow module is checked according to client and bill Image is initiated and performs concrete business processing flow;Service processing result is returned to described bill cabinet by another communication module described Member's machine;
(8), a described communication module of described bill automatic teller machine receives the industry of described bank backstage concentration processor foldback Business result;If Business Processing success, described print module prints receipt;Otherwise, described input/output module returns visitor The pending paper-bill that family is put into, described in return the pending paper-bill that client puts into, now, client should be according to above-mentioned step Suddenly check each step one by one, find after which step goes wrong, then start again to carry out by step from the step that goes wrong.
A kind of described self-service process of paper-bill and nucleus correcting system application process, being characterized in that of the present invention is described Bill automatic teller machine is retrieved described bank backstage concentration processor and is obtained the ticket text information of pending paper-bill.
A kind of described self-service process of paper-bill and nucleus correcting system application process, being characterized in that of the present invention is described Bill automatic teller machine output ticket text information and bill image, and require client check pending paper-bill bill image, The uniformity of ticket text information and bill image and ticket text information.
The present invention compared with prior art, simple in construction, efficiency is high, safely, conveniently, easy to use, can obtain effectively Correctly obtaining the ticket text information of paper-bill, save manpower, processing speed is fast, it is not necessary to Functional Bank support, can be straight Connect and be connected with core banking system, it is achieved the real-time process of paper-bill, bank without change existing bill handling process and Bill handling technology framework, is widely used in the fields such as finance, bank, security.
Accompanying drawing explanation
Fig. 1 is the workflow diagram of the present invention.
Fig. 2 is the self-service process of paper-bill and the structural representation of nucleus correcting system of Fig. 1;
Fig. 3 is the structural representation of the bill automatic teller machine of Fig. 1;
Fig. 4 is bank's backstage concentration processor structural representation of Fig. 2.
Detailed description of the invention
With embodiment, summary of the invention is further described below in conjunction with the accompanying drawings:
With reference to shown in Fig. 2~Fig. 4, a kind of self-service process of paper-bill and nucleus correcting system are by electric terminal 1, bank's backstage collection Middle processor 2 and bill automatic teller machine 3 form;Described electric terminal 1 is used for and client connection, receives treating of family input of concurrently seing a visitor out The ticket text information of process paper-bill is to bank's backstage concentration processor, and display bank backstage concentration processor returns Information and bill unique code;Electric terminal 1 is connected with described bank backstage concentration processor 2, at described bank backstage concentration Reason machine 2 is connected with described bill automatic teller machine 3
Described bill automatic teller machine 3 is by input/output module 4, bill image collection module 5, main control module 6, communication module 7 and print module 8 form;Described input/output module 4 is used for and client connection, receives client's input and pending paper-bill And reponse system operation information;Described input/output module 4 respectively with described bill image collection module 5 and described master control mould Block 6 connects;Described bill image collection module 5 is for gathering the bill image of pending paper-bill, bill image collection mould Block 5 is connected with a communication module 7 and main control module 6 respectively;One communication module 7 is for sending billing information and bill image extremely Bank's backstage concentration processor 2, and receive the information that bank's backstage concentration processor 2 sends;Main control module 6 and print module 8 Connect, be used for printing receipt;
Described bank backstage concentration processor 2 is by another communication module 9, central control module 10, data storage and retrieval Module 11 and operation flow module 12 form;Another communication module 9 described receives described electric terminal 1 and sends pending bill The ticket text information checked through user that ticket text information, described bill automatic teller machine 3 send and bill image and foldback The bill unique code of pending paper-bill is to electric terminal 1, foldback service processing result to bill automatic teller machine 3;Described another Communication module 9 respectively with described central control module 10, described data storage and retrieval module 11 and described operation flow module 12 connect;Described data storage and search module 11 is for the storage of ticket text information, and provides ticket text information retrieval Service;Described data storage and search module 11 is connected with described central control module 10 and another communication module 9 respectively;Described Operation flow module 12 is used for initiating and perform concrete operation flow;Described operation flow module 12 controls with described central authorities respectively Module 10 and another communication module 9 connect.
Shown in Fig. 1, a kind of self-service process of described paper-bill and the application process of nucleus correcting system, the method is according to the following steps Carry out:
(1), client inputs and sends the ticket text information of pending paper-bill to described by described electric terminal 1 Bank's backstage concentration processor 2;Described ticket text information at least includes paying side's account, bill type, note number, bill gold Volume, term of bill information;
(2), another communication module 9 of described bank backstage concentration processor 2 receive described electric terminal 1 submit to wait locate The ticket text information of reason paper-bill;Described data storage and search module 11 storing bill text message, and according to bill Text message generates bill unique code;Another communication module 9 described is returned to electric terminal 1 described in bill unique code;
(3), described electric terminal 1 receives and shows the bill unique code of pending paper-bill;
(4), pending paper-bill is put into described bill automatic teller machine 3 by client;The input and output of described bill automatic teller machine 3 After module 4 sucks pending paper-bill, its input/output module 4 points out the bill unique code that client inputs this paper-bill; After client inputs bill unique code by described input/output module 4, a described communication module 7 sends the inspection of ticket text information The bill unique code of rope request and pending paper-bill is to described bank backstage concentration processor 2;
(5), another communication module 9 described of described bank backstage concentration processor 2 receives described bill automatic teller machine 3 and submits to Ticket text information retrieval requests and the bill unique code of pending paper-bill;Its data storage and search module 11 depends on The ticket text information of pending paper-bill is retrieved according to bill unique code;Another communication module 9 described sends ticket text letter Breath is to described bill automatic teller machine 3;
(6), a communication module 7 of described bill automatic teller machine 3 receives described bank backstage concentration processor 2 and sends pending The ticket text information of paper-bill;Described bill image collection module 5 gathers the bill image of pending paper-bill;Described Input/output module 4 exports ticket text information and bill image, and require visitor check pending paper-bill bill image, The uniformity of ticket text information and bill image and ticket text information;The ticket that client is checked by a described communication module 7 It is sent to bank's backstage concentration processor 2 according to text message and bill image;
(7), another communication module 9 of described bank backstage concentration processor 2 receives described bill teller
The ticket text information of clients' check that 3 send and bill image, described operation flow module 12 is according to client school The ticket text information of core and bill image are initiated and perform concrete business processing flow;Another communication module 9 described is by business Result is returned to described bill automatic teller machine 3;
(8), a described communication module 7 of described bill automatic teller machine 3 receives described bank backstage concentration processor 2 foldback Service processing result;If Business Processing success, described print module 8 prints receipt;Otherwise, described input/output module 4 is moved back The pending paper-bill that also client puts into, described in return the pending paper-bill that client puts into, now, client should be according to upper State step and check each step one by one, find after which step goes wrong, then start again by step from the step that goes wrong Carry out.
The described self-service process of a kind of paper-bill and nucleus correcting system application process, described bill automatic teller machine 3 is retrieved described Bank's backstage concentration processor 2 obtains the ticket text information of pending paper-bill.
The described self-service process of a kind of paper-bill and nucleus correcting system application process, described bill automatic teller machine 3 exports bill Text message and bill image, and require that client checks the bill image of pending paper-bill, ticket text information and ticket Uniformity according to image Yu ticket text information.
Embodiment 1
A kind of self-service process of described paper-bill and the application process of core calibration system, this application process can enter in the steps below OK:
(1), sign and issue the client of papery banker's check, open described electric terminal 1, and input pending papery according to prompting The ticket text information of banker's check is (such as: payment account number: 6214**********2592, customer name: sea base industry, business kind Class: check, voucher number: 100***1, voucher date: 2014/03/28), the amount of money: 1000 yuan, payee: Chen Bo, gathering account Number: 6221******48063, payment cipher: 123456789012345), and submit to above-mentioned ticket text information to described bank Backstage concentration processor 2;
(2), another communication module 9 described of described bank backstage concentration processor 2 receives what described electric terminal 1 was submitted to Ticket text information (such as: payment account number: 6214**********2592, customer name: sea base industry, class of business: check, with Card number: 100***1, voucher date: 2014/03/28, the amount of money: 1000 yuan, payee: Chen Bo, shroff account number: 6221******48063, payment cipher: 123456789012345);Described data storage and search module (11) stores above-mentioned Ticket text information, and generate bill unique code (such as: 1234567889012123) according to above-mentioned ticket text information;Described separately One communication module 9 foldback above-mentioned bill unique code is to described electric terminal 1;
(3), described electric terminal 1 receives and shows the bill unique code of described bank backstage concentration processor 2 foldback (such as: 1234567889012123);
(4), client fills in ticket text information (such as: payment account number: 6214********** at papery banker's check 2592, customer name: sea base industry, class of business: check, voucher number: 100***1, voucher date: 2014/03/28, the amount of money: 1000 yuan, payee: Chen Bo, shroff account number: 6221******48063, payment cipher: 123456789012345), and by upper State papery banker's check and put into described bill automatic teller machine 3;The input/output module 4 of described bill automatic teller machine 3 sucks pending paper After matter banker's check, described input/output module 4 points out the bill unique code that client inputs this paper-bill;Client is by described Input/output module 4 inputs bill unique code (such as: 1234567889012123);A described communication module 7 sends ticket text The bill unique code of information retrieval requests and pending paper-bill (: 1234567889012123) to as described in bank backstage Concentration processor 2;
(5), another communication module 9 of described bank backstage concentration processor 2 receives the ticket that described bill automatic teller machine 3 is submitted to According to document information retrieval request and the bill unique code (such as: 1234567889012123) of pending paper-bill;Described number According to storage and retrieval module 11 according to above-mentioned bill unique code retrieval ticket text information (that is: payment account number: 6214**********2592, customer name: sea base industry, class of business: check, voucher number: 100***1, voucher date: 2014/03/28, the amount of money: 1000 yuan, payee: Chen Bo, shroff account number: 6221******48063, payment cipher: 123456789012345);Another communication module 9 described sends above-mentioned ticket text information to described bill automatic teller machine 3;
(6), a described communication module 7 of described bill automatic teller machine 3 receives what described bank backstage concentration processor 2 sent Bill unique code (as: 1234567889012123) corresponding to ticket text information (that is: payment account number: 6214**********2592, customer name: sea base industry, class of business: check, voucher number: 100***1, voucher date: 2014/03/28, the amount of money: 1000 yuan, payee: Chen Bo, shroff account number: 6221******48063, payment cipher: 123456789012345);Described bill image collection module 5 gathers the ticket of customer devotion papery banker's check in abovementioned steps According to image;Described input/output module 4 exports above-mentioned ticket text information and above-mentioned bill image, and it is above-mentioned to require that client checks Bill image, above-mentioned ticket text information and above-mentioned bill image and the uniformity of above-mentioned ticket text information;Described one leads to Above-mentioned ticket text information and above-mentioned bill image that client is checked by news module 7 are sent to bank's backstage concentration processor 2;
(7), another communication module 9 described of described bank backstage concentration processor 2 receives described bill automatic teller machine 3 and sends Client check ticket text information (that is: payment account number: 6214**********2592, customer name: sea base industry, business Kind: check, voucher number: 100***1, voucher date: 2014/03/28, the amount of money: 1000 yuan, payee: Chen Bo, gathering account Number: 6221******48063) and bill image, the ticket text letter that described operation flow module 12 is checked according to above-mentioned client Breath and bill image are initiated and perform concrete business processing flow (such as: seal print test, payment cipher are checked and check is transferred accounts, i.e. 1000 yuan are produced) from account 6214**********2592;Another communication module 9 described is by service processing result (such as: transfer accounts into Merit) it is returned to described bill automatic teller machine 3;
(8), a described communication module 7 of described bill automatic teller machine 3 receives described bank backstage concentration processor 2 foldback Service processing result;If Business Processing success, described print module 8 prints receipt;Otherwise, described input/output module 4 is moved back The pending paper-bill that also client puts into, described in return the pending paper-bill that client puts into, now, client should be according to upper State step and check each step one by one, find after which step goes wrong, then start again by step from the step that goes wrong Carry out.

Claims (1)

1. the self-service process of paper-bill and a nucleus correcting system, this system is by electric terminal (1), bank's backstage concentration processor (2) form with bill automatic teller machine (3);It is characterized in that described electric terminal (1) is used for and client connection, receive family of concurrently seing a visitor out The ticket text information of the pending paper-bill of input is to bank's backstage concentration processor, and shows at bank's backstage concentration The information of reason machine return and bill unique code;Electric terminal (1) is connected with described bank backstage concentration processor (2), described silver Row backstage concentration processor is connected with described bill automatic teller machine (3);
Described bill automatic teller machine (3) by input/output module (4), bill image collection module (5), main control module (6), first lead to News module (7) and print module (8) composition;Described input/output module (4) is used for and client connection, receives client's input and treats Process paper-bill and reponse system operation information;Described input/output module (4) respectively with described bill image collection mould Block (5) and described main control module (6) connect;Described bill image collection module (5) is for gathering the ticket of pending paper-bill According to image, bill image collection module (5) is connected with the first communication module (7) and main control module (6) respectively;First communication module (7) for billing information and bill image are sent to bank's backstage concentration processor (2), and receive bank backstage and focus on The information that machine (2) sends;Main control module (6) is connected with print module (8), is used for printing receipt;
Described bank backstage concentration processor (2) is by the second communication module (9), central control module (10), data storage and inspection Rope module (11) and operation flow module (12) composition;Described second communication module (9) receives what described electric terminal (1) sent The ticket text information of pending bill and described bill automatic teller machine (3) send through user check ticket text information and ticket According to the bill unique code of the pending paper-bill of image and foldback to electric terminal (1), foldback service processing result to bill Automatic teller machine (3);Described second communication module (9) respectively with described central control module (10), described data storage and retrieval mould Block (11) and described operation flow module (12) connect;Described data storage and search module (11) is for ticket text information Storage, and ticket text information retrieval service is provided;Described data storage and search module (11) controls with described central authorities respectively Module (10) and the second communication module (9) connect;Described operation flow module (12) is used for initiating and perform concrete operation flow; Described operation flow module (12) is connected with described central control module (10) and the second communication module (9) respectively;
This system is operated according to the following steps:
(1), client inputs and sends the ticket text information of pending paper-bill to described silver by described electric terminal (1) Row backstage concentration processor (2);Described ticket text information at least includes paying side's account, bill type, note number, bill gold Volume, term of bill information;
(2) what, second communication module (9) of described bank backstage concentration processor (2) received that described electric terminal (1) submits to treats Process the ticket text information of paper-bill;Described data storage and search module (11) storing bill text message, and foundation Ticket text information generates bill unique code;Described second communication module (9) foldback bill unique code is to described electric terminal (1);
(3), described electric terminal (1) receives and shows the bill unique code of pending paper-bill;
(4), pending paper-bill is put into described bill automatic teller machine (3) by client;The input and output of described bill automatic teller machine (3) After module (4) sucks pending paper-bill, the bill that its input/output module (4) prompting client inputs this paper-bill is unique Code;After client is by described input/output module (4) input bill unique code, described first communication module (7) sends bill The bill unique code of document information retrieval request and pending paper-bill is to described bank backstage concentration processor (2);
(5), described second communication module (9) of described bank backstage concentration processor (2) receives described bill automatic teller machine (3) and carries The ticket text information retrieval requests handed over and the bill unique code of pending paper-bill;Its data storage and search module (11) the ticket text information of pending paper-bill is retrieved according to bill unique code;Described second communication module (9) sends ticket According to text message to described bill automatic teller machine (3);
(6), first communication module (7) of described bill automatic teller machine (3) receives what described bank backstage concentration processor (2) sent The ticket text information of pending paper-bill;Described bill image collection module (5) gathers the bill of pending paper-bill Image;Described input/output module (4) output ticket text information and bill image, and require that client checks pending papery ticket According to the uniformity of bill image, ticket text information and bill image and ticket text information;Described first communication module (7) ticket text information and bill image client checked is sent to bank's backstage concentration processor (2);
(7), second communication module (9) of described bank backstage concentration processor (2) receives what described bill automatic teller machine (3) sent The ticket text information of client's check and bill image, the ticket text letter that described operation flow module (12) is checked according to client Breath and bill image are initiated and perform concrete business processing flow;Described second communication module (9) is by service processing result foldback To described bill automatic teller machine (3);
(8), described first communication module (7) of described bill automatic teller machine (3) receives described bank backstage concentration processor (2) and returns The service processing result sent;If Business Processing success, described print module (8) prints receipt;Otherwise, described input and output mould Block (4) returns the pending paper-bill that client puts into.
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