CN102254381B - Bill image information processing method, system and ATM - Google Patents
Bill image information processing method, system and ATM Download PDFInfo
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- CN102254381B CN102254381B CN 201110029339 CN201110029339A CN102254381B CN 102254381 B CN102254381 B CN 102254381B CN 201110029339 CN201110029339 CN 201110029339 CN 201110029339 A CN201110029339 A CN 201110029339A CN 102254381 B CN102254381 B CN 102254381B
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Abstract
The invention relates to a bill image information processing method, system and device thereof used in the financial field. The device is an image information processing (automatic teller machine) ATM; the system is a bill image information processing system composed of the image information ATM and a bank background; the bill image processing ATM comprises a bill image acquisition module, an image processing module and a bar code identification module; and the bill image information processing method is based on the bill image information processing system, and is used for acquiring integral images of the bills by the bill image information processing ATM, separating out bar code information from the acquired integral images and comparing the bar code information with standard information to judge the validity of the bills. In comparison with a conventional bill handling method, the method, the system and the device thereof provided by the invention can finish a bill handling service more efficiently, safely and conveniently.
Description
Technical field
The present invention relates to a kind of method, system and equipment thereof of bill receiving, relate more specifically to bill image information processing method, system and the equipment thereof used in a kind of financial field.
Background technology
For a long time, domestic bank to public service business, especially to accept all be that sales counter personnel by outlet carry out business processing to bill operation.Because portfolio is big, though having dropped into a large amount of human and material resources, bank supports the operation of sales counter service for corporate customers, accept the reality that efficient is not high, operating cost is high but still can't change, the phenomenon that the part site exists custom queueing to handle always.The site teller is busy with business processing, client's marketing and the customer care of the commercial value of more having no time more to have.Along with the development of business and the aggravation of competition, the coverage rate of bank service terminal, service quality, convenience become the key factor that attracts and keep the client here, how to become the important topic that commercial bank retains its competitive edge for the client provides better service experience, the novel service for corporate customers channel of expansion.
Based on the shortcoming of manually accepting bill at present, need a kind of system and equipment that can carry out the bill image information processing more efficient, safer, more easily.
Summary of the invention
Purpose of the present invention is for providing a kind of bill image information processing automatic teller machine, and it comprises following ingredient:
(1) foreground application module is used for and client connection, receives billing information, client's confirmation and the feedback system operation information of client's input;
(2) bill image collection module, the image of the bill that the collection client puts into;
(3) image processing module is used for the image data of described bill is transformed and therefrom obtain the two-dimensional barcode information preservation;
(4) bar-code identification module, thus be used for the decides bill true and false of comparing of the standard bar code information after described bar code information and the deciphering that is pre-stored in the bank backstage;
(5) backstage communication module is sent to the bank backstage with the information of start flow;
(6) background application module is used for receiving the standard bar code information of bank's backstage transmission and the process information of foldback;
(7) print module is used for printing receipt;
(8) host module is accepted above-mentioned each module of equipment automatically and is controlled to described bill.
Preferably, described foreground application module comprises the suction of finishing bill and the two-way document feeder of the bill of returning, I.D. identification module, video monitoring equipment; Described bill image collection module comprises scanner or industrial camera.
The present invention also provides a kind of bill image information handling system based on above-mentioned bill image information processing automatic teller machine, comprise client terminal and bank backstage, described client terminal is described bill image information processing automatic teller machine, described bank backstage is concentration processor, and described concentration processor comprises following ingredient:
(1) communication module be used for to receive the papers information that described bill image information processing automatic teller machine sends, and the process information foldback that will initiate operation flow is to bill image information processing automatic teller machine;
(2) workflow module is initiated operation flow.
The present invention also provides a kind of bill image information processing method of realizing above-mentioned bill image information handling system, may further comprise the steps,
(1) described client terminal is confirmed billing information: described billing information comprises bill type, payer bank of deposit, payee bank of deposit;
(2) described client terminal collection and send first bill image and billing information: described first bill image gathered, and the request client confirms the bill image gathered;
(3) described client terminal is handled first bill image information: client terminal transforms image data and preserve, obtain bar code information from two-dimensional bar code, thereby with the decides bill true and false of comparing of the standard bar code information after the deciphering that is pre-stored in the bank backstage, wherein said bar code information comprises bar code password and bar code business information;
If compare inconsistently, then described bill is returned the client;
If comparison is consistent, billing information is preserved as business information with the bar code business information, bar code information is returned to client terminal request client confirm;
(4) described client terminal collection and send the side information bill image and information: client terminal scans and asks the client to confirm to the side information bill image, and the information of start flow is sent to the bank backstage;
(5) operation flow is initiated on described bank backstage: the bank backstage is after same client terminal is operated at described first the bill of verification and side information bill, initiates concrete banking flow process, will initiate the operation flow result and be returned to client terminal.
Preferably, in step (1), if the client is the individual, client terminal is collected individual's ID (identity number) card information.
Preferably, in step (2), described ticket image collecting method is for scanning or taking pictures.
Preferably, in step (3), described bar code business information comprises payer's number of the account, the note number of bank, and described image data is converted into picture file.
Preferably, in step (5), if initiate professional success, client terminal is printed receipt; If initiation service fail, client terminal are returned the bill that the client puts into.
Beneficial effect of the present invention is as follows.
1, more efficient
System of the present invention adopts advanced image technology, planar bar code technology, has realized the slitless connection on client terminal and bank backstage.The business that client terminal is accepted can be efficient, safe integrate with the bank backstage, really realized bank liberation foreground, the modernized bank construction object that focuses on.
Client terminal of the present invention is simple and convenient, the accountant handle that check is transferred accounts, when electronic funds transfer etc. is professional, as long as bill evidence that will fill on client terminal according to prompting operation, deposit bill evidence in and can finish business handling, after the business handling success, client terminal can be printed the receipt voucher to the business handling foundation as the client.
2, safer
Utilize planar bar code technology, the false proof two-dimension code on the bill that system deposits in the client is resolved and is identified, and effectively prevents from cloning bill and distorts billing information.Client terminal and electronics stamp checking system have been realized slitless connection, have strengthened security and the convenience of business processing greatly.
The optical imaging apparatus of integrated high stability, high definition in the client terminal, the bill image of collection meets national bill image exchange standard, satisfies the image request that follow-up electronics is tested seal.
Client terminal is integrated professional monitor camera device can effectively dock with bank's security system.Simultaneously, second generation I.D. fetch equipment is installed in the client, can be read the relevant information of client identity document automatically, realized the automatic inspection of client identity.
3, more convenient
The real-time inquiry business of equipment support of the present invention is handled progress, and the client can pass through the serial number of receipt in the processing progress of client terminal inquiry business, pays close attention to the processing progress of transacting business.
System of the present invention provides the miscellaneous service inventory, client terminal can provide " same day, client terminal was accepted business transaction success inventory ", " same day client terminal accept business transaction return (failure) inventory " and " pending inventory ", for statistical service disposition and result.
System of the present invention provides clear to prick the account function, and system can roll the account statistics automatically and print " accepted bill the same day and gather inventory ".The teller checks with inventory after the client terminal storage box is taken out bill in kind, and carries out the classification of bill according to the schedule of dealing that centralized processing system goes out.
In addition, client terminal can be deployed to places such as bank outlets, 24 hour self-help banks, market, office building, VIP big customer easily, for the corporate client provides professional Self-Service easily, the client can select client terminal nearby, self-servicely carry out handling of bill operation, alleviate the traffic pressure of site, helped few commercial bank of site mechanism to provide service nearby for the corporate client.
The client terminal scope of application of the present invention is extensive, all kinds of business such as can accept that check for transfer, electronic funds transfer, cashier's check, draft, foreign currency remittance, foreign currency are remitted and transferred.
The present invention is in conjunction with the business characteristic of domestic bank, Chinese first client's bill terminal disclosed, not only widened the service handling channel of commercial bank, for providing 7x24 hour convenient, efficient, safe self-service service handling, the corporate client experiences, simultaneously also alleviate site counter service pressure, promoted the site to make the transition to service and marketing.
Description of drawings
The workflow diagram of Fig. 1, bill image information processing method of the present invention.
The structural representation of the ATM (Automatic Teller Machine) of Fig. 2, bill image information processing of the present invention.
Embodiment
Workflow diagram below in conjunction with bill image information processing method of the present invention is further described the present invention.
Referring to accompanying drawing 2, bill image information processing ATM (Automatic Teller Machine) provided by the invention comprises foreground application module, bill image collection module, image processing module, bar-code identification module, backstage communication module, background application module and host module, described foreground comprises touch-screen, two-way document feeder, video monitoring equipment, printing equipment, and described host module is connected with above-mentioned other modules.
Referring to accompanying drawing 1, the client inserts the ticket inlet of bill image information processing automatic teller machine with bill, and bill image information processing automatic teller machine sucks first bill (for example, check, remittance voucher first, credit voucher) by two-way document feeder.Bill image information processing automatic teller machine points out the client to import billing information by touch display screen: bill type, payer bank of deposit, payee bank of deposit etc.If bill image information processing automatic teller machine identification client is the individual, then point out the client to carry out I.D. scanning.The client is by I.D. recognition device input ID (identity number) card information.If personal information is examined inconsistent, then bill is return to the client; If bill image information processing automatic teller machine then is for further processing in that to examine ID (identity number) card information correct.Simultaneously, video monitoring equipment begins omnidistance record this handles personnel's operational motion.
Bill image information processing automatic teller machine comes bill is carried out the collection of bill image by scanner, and asks the client to confirm the bill image that scans, if customer satisfaction then will be handled bill image and billing information that the client confirms.
The image processing module of client terminal is converted to the picture of JPG form with image information and preserves; And obtain bar code information (bar code information comprises bar code password and bar code business information) from the two-dimensional bar code image.The bar-code identification module is compared the standard bar code information after the bar code information of obtaining and the deciphering that is pre-stored in concentration processor.If compare inconsistently, then client terminal order paper image information is handled automatic teller machine described bill is returned the client; If comparison is consistent, billing information is preserved as business information with the bar code business information.
After the client confirmed, the touch-screen of bill image information processing automatic teller machine prompting client inserted second bill (side information bill, for example pay-in slip or remittance voucher second).Bill image information processing automatic teller machine comes the side information bill is carried out the collection of bill image by scanner, and ask the client to confirm the bill image that scans, if customer satisfaction, then bill image and the billing information that the client is confirmed handled, and the information of start flow is sent to the bank backstage.
Bank's backstage verification is above-mentioned be operating as same bill image information processing automatic teller machine twice after, initiate the indicated concrete banking flow process of bill, will initiate the operation flow result and be returned to client terminal.
If initiate professional success, print receipt by the print module of bill image information processing automatic teller machine; If initiation service fail, client terminal are returned the bill that the client puts into.
Claims (6)
1. bill image information processing method, described method is based on the bill image information handling system, and described bill image information handling system is based on bill image information processing automatic teller machine; Described bill image information processing automatic teller machine comprises following ingredient:
(1) foreground application module is used for and client connection, receives billing information, client's confirmation and the feedback system operation information of client's input;
(2) bill image collection module, the image of the bill that the collection client puts into;
(3) image processing module is used for the image data of described bill is transformed and therefrom obtain the two-dimensional barcode information preservation;
(4) bar-code identification module, thus be used for the decides bill true and false of comparing of the standard bar code information after described bar code information and the deciphering that is pre-stored in the bank backstage;
(5) backstage communication module is sent to the bank backstage with the information of start flow;
(6) background application module is used for receiving the standard bar code information of bank's backstage transmission and the process information of foldback;
(7) print module is used for printing receipt;
(8) host module is accepted above-mentioned each module of equipment automatically and is controlled to described bill;
Described bill image information handling system comprises client terminal and bank backstage, and described client terminal is described bill image information processing automatic teller machine, and described bank backstage is concentration processor, and described concentration processor comprises following ingredient:
(1) communication module be used for to receive the papers information that described bill image information processing automatic teller machine sends, and the process information foldback that will initiate operation flow is to bill image information processing automatic teller machine;
(2) workflow module is initiated operation flow;
Described bill image information processing method may further comprise the steps,
(1) described client terminal is confirmed billing information: described billing information comprises bill type, payer bank of deposit, payee bank of deposit;
(2) described client terminal is gathered first bill image and billing information: described first bill image gathered, and asked the client to confirm the bill image of gathering;
(3) described client terminal is handled first bill image information: client terminal transforms image data and preserve, obtain bar code information from two-dimensional bar code, thereby receive and with the deciphering that is pre-stored in the bank backstage after the standard bar code information decides bill true and false of comparing, wherein said bar code information comprises bar code password and bar code business information;
If compare inconsistently, then described bill is returned the client;
If comparison is consistent, billing information is preserved as business information with the bar code business information, bar code information is returned to client terminal request client confirm;
(4) described client terminal collection and send the side information bill image and information: client terminal scans and asks the client to confirm to the side information bill image, and the information of start flow is sent to the bank backstage;
(5) operation flow is initiated on described bank backstage: the bank backstage is after same client terminal is operated at described first the bill of verification and side information bill, initiates concrete banking flow process, will initiate the operation flow result and be returned to client terminal.
2. bill image information processing method according to claim 1 is characterized in that, described foreground application module comprises the suction of finishing bill and the two-way document feeder of the bill of returning, I.D. identification module, video monitoring equipment; Described bill image collection module comprises scanner or industrial camera.
3. bill image information processing method according to claim 1 is characterized in that, in step (1), if the client is the individual, client terminal is collected individual's ID (identity number) card information.
4. bill image information processing method according to claim 1 is characterized in that, in step (2), described ticket image collecting method is for scanning or taking pictures.
5. bill image information processing method according to claim 1 is characterized in that, in step (3), described bar code business information comprises payer's number of the account, the note number of bank, and described image data is converted into picture file.
6. bill image information processing method according to claim 1 is characterized in that, in step (5), if initiate professional success, client terminal is printed receipt; If initiation service fail, client terminal are returned the bill that the client puts into.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201110029339 CN102254381B (en) | 2011-01-27 | 2011-01-27 | Bill image information processing method, system and ATM |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN 201110029339 CN102254381B (en) | 2011-01-27 | 2011-01-27 | Bill image information processing method, system and ATM |
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| CN102254381A CN102254381A (en) | 2011-11-23 |
| CN102254381B true CN102254381B (en) | 2013-08-07 |
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| Application Number | Title | Priority Date | Filing Date |
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| CN 201110029339 Expired - Fee Related CN102254381B (en) | 2011-01-27 | 2011-01-27 | Bill image information processing method, system and ATM |
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Families Citing this family (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102663648A (en) * | 2012-04-26 | 2012-09-12 | 成都三泰电子实业股份有限公司 | Corporate bill selling system with anti-counterfeiting verification |
| CN104123792A (en) * | 2013-04-23 | 2014-10-29 | 株式会社日立制作所 | Automatic teller machine and anti-stealing method thereof |
| CN104112319B (en) * | 2014-06-11 | 2017-01-25 | 东方通信股份有限公司 | Spatial multiplexing structure of code keyboard of financial terminal panel and data reading method thereof |
| TWI618013B (en) * | 2016-12-29 | 2018-03-11 | 臺灣中小企業銀行股份有限公司 | Automatic deposit cheque system and method of perfomring the same |
| CN108334797B (en) * | 2017-06-21 | 2021-04-23 | 平安科技（深圳）有限公司 | File scanning method, device and computer readable storage medium |
| CN110929906A (en) * | 2019-11-28 | 2020-03-27 | 交通银行股份有限公司 | Online and offline integrated business system and business interaction method for bank outlets |
Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102243786A (en) * | 2010-05-31 | 2011-11-16 | 北京中科金财科技股份有限公司 | Bill anti-counterfeiting self-service handling method and device thereof based on two-dimensional graph code technology |
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Patent Citations (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102243786A (en) * | 2010-05-31 | 2011-11-16 | 北京中科金财科技股份有限公司 | Bill anti-counterfeiting self-service handling method and device thereof based on two-dimensional graph code technology |
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| CN102254381A (en) | 2011-11-23 |
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