CN103903331A - Automatic teller machine - Google Patents

Automatic teller machine Download PDF

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Publication number
CN103903331A
CN103903331A CN201410127632.4A CN201410127632A CN103903331A CN 103903331 A CN103903331 A CN 103903331A CN 201410127632 A CN201410127632 A CN 201410127632A CN 103903331 A CN103903331 A CN 103903331A
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CN
China
Prior art keywords
bank note
sequence number
automatic teller
teller machine
paper money
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Pending
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CN201410127632.4A
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Chinese (zh)
Inventor
陈崇军
徐新华
姜小丹
裴晓希
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Shanghai Guao Electronic Machinery Co Ltd
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Shanghai Guao Electronic Machinery Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
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Publication date
Application filed by Shanghai Guao Electronic Machinery Co Ltd filed Critical Shanghai Guao Electronic Machinery Co Ltd
Priority to CN201410127632.4A priority Critical patent/CN103903331A/en
Publication of CN103903331A publication Critical patent/CN103903331A/en
Pending legal-status Critical Current

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Abstract

The invention provides an automatic teller machine which comprises a man-machine interaction interface, a money depositing and withdrawing slot, a money detector, a banknote redetection mechanism and a banknote storage portion, wherein the banknote storage portion comprises a circulating banknote box and an unqualified banknote box; the banknote redetection mechanism comprises an image scanning unit, a processing control unit and a voice promoting unit, the image scanning unit obtains first-type image data of banknotes when the banknotes are output and obtains second-type image data of the banknotes when the banknotes are recycled, the processing control unit compares the two types of image data and recycles genuine banknotes and counterfeit banknotes into the circulating banknote box and a counterfeit banknote box respectively according to a comparison result, the situation that a person replaces the genuine banknotes with the counterfeit banknotes illegally when withdrawing money is avoided, economic loss of a bank is avoided, circulating of the counterfeit banknotes is effectively limited, the voice prompting unit provides relative transaction information to a user, the user masters the transaction information in time, and economic loss caused when the user forgets to withdraw money can be avoided.

Description

Automatic teller machine
Technical field
The present invention relates to automatic teller machine, specifically relate to a kind of can the true and false automatic teller machine of identification note.
Background technology
Automatic teller machine is the electronic equipment that a kind of user carries out Self-Service, the functions such as it has deposit, withdraw the money, transfer accounts, query the balance, Modify password, be a kind of novel bank computer terminal, popularizing of automatic teller machine brought facility for entire society.
Common automatic teller machine is all provided with and prevents that lawless person from using the banknote tester of counterfeit money in credit transaction at present, this banknote tester does not carry out currency examine conventionally in user's the process of withdrawing the money, user is in the time withdrawing the money, on automatic teller machine, select to withdraw the money transaction, automatic teller machine is prepared bank note and outputs to depositing and drawing port according to the amount of money of withdrawing the money of user's setting, user takes away after bank note, closing the transaction.For this automatic teller machine, lawless person can replace after the genuine notes that depositing and drawing port spues with realizing ready counterfeit money, and the operation of extremely withdrawing the money, automatic teller machine will be regained lawless person and put into the counterfeit money of depositing and drawing port under unwitting state, and lawless person's account can be by the corresponding dealing money of deduction, such black economy behavior brings economic loss to bank, in addition, user probably takes out the counterfeit money being replaced by lawless person in the time that this automatic teller machine is withdrawn the money, and user's account can be by the corresponding dealing money of deduction, thereby cause user's loss.
In order to prevent the generation of above-mentioned phenomenon, prior art discloses a kind of automatic teller machine, comprising: depositing and drawing port, interim safe-deposit vault, Chao Xiang ﹑ forge or true or paper money judge Dan Yuan ﹑ and control module.Wherein, paper money case comprises circular bank note box and useless paper money case, in the time distributing bank note from circular bank note box to depositing and drawing port, control module is obtained primary sources, these primary sources are view data of each bank note of being transferred from circular bank note box, when the bank note of not taking away the user of self-access in future money mouth is recycled in this automatic teller machine, obtain secondary sources, these secondary sources are view data of each bank note of being transferred from depositing and drawing port, information in control module comparison primary sources and the information in secondary sources, according to comparative result, bank note is recycled to corresponding circular bank note box and useless paper money case in this automatic teller machine.
This automatic teller machine reclaims the authenticity verification of bank note in transaction withdrawing the money, and has avoided illegal molecule in the time withdrawing the money, to replace the problem of genuine notes by counterfeit money, avoids causing the economic loss of bank, and effectively limits the circulation of counterfeit money.In addition, this automatic teller machine can be forgotten and avoid causing user's economic loss while withdrawing the money user.
But above-mentioned automatic teller machine forgets while getting paper money from depositing and drawing port reclaiming counterfeit money or user, can not provide in real time relationship trading information to user, user cannot grasp Transaction Information in time.
Summary of the invention
In order to address the above problem, the object of the present invention is to provide a kind ofly can also allow user grasp in time the automatic teller machine of Transaction Information withdrawing the money to reclaim in transaction on the basis of authenticity verification of bank note.
In order to achieve the above object, the present invention has adopted following technical scheme:
The invention provides a kind of automatic teller machine, there is such feature, comprise: man-machine interaction circle face ﹑ depositing and drawing port, currency examine mechanism, bank note are identified the ﹑ of mechanism and bank note storage part again, wherein, bank note storage part comprises receives the circular bank note box of genuine note and the useless paper money case of storage counterfeit money, bank note again identification mechanism comprises: image scanning Dan Yuan ﹑ processing controls Dan Yuan ﹑ and voice alerting unit, picture sweep unit, in the time exporting bank note from circular bank note box to depositing and drawing port, is obtained the first kind view data of each bank note; When the bank note of not taking away the user of self-access in future money mouth is recycled in automatic teller machine, obtain the Equations of The Second Kind view data of each bank note, information in processing and control element (PCE) comparison first kind view data and the information in Equations of The Second Kind view data, and according to comparative result, genuine note and counterfeit money are recycled in corresponding circular bank note box and counterfeit money case in, the quantity of the bank note of voice alerting unit based on being recovered in circular bank note box and counterfeit money case is reported transaction results to user speech.
Further, in automatic teller machine provided by the invention, can also there is such feature: processing and control element (PCE) comprises: sequence number extraction module, extracts second group of paper money sequence number in first group of paper money sequence number and the Equations of The Second Kind view data in first kind view data; Relatively judge module, compares and judges the consistance of second group of paper money sequence number and first group of paper money sequence number to first group of paper money sequence number and second group of paper money sequence number; Trade processing module, the situation of the bank note reclaiming based on circular bank note box is with change user's accounts information; And storage module, store first kind view data ﹑ Equations of The Second Kind figure and cease ﹑ and Transaction Information as number according to second group of bank note order row ﹑Zhang family letter of first group of bank note order row ﹑ of ﹑.
Further, in automatic teller machine provided by the invention, can also there is such feature: processing and control element (PCE) also comprises: transaction document module, print schedule of dealing based on accounts information.
Further, in automatic teller machine provided by the invention, can also there is such feature: in the time reclaiming bank note from depositing and drawing port, and bank note is differentiated that by currency examine mechanism, in the situation for genuine note, relatively judge module compares the consistance of first group of paper money sequence number and second group of paper money sequence number.
Further, in automatic teller machine provided by the invention, can also there is such feature: if sequence number comparative result is consistent, bank note is recycled to circular bank note box, and does not change user account information.
Further, in automatic teller machine provided by the invention, can also there is such feature: if sequence number comparative result is inconsistent, bank note is inputed to useless paper money case, and do not change user account information.
Further, in automatic teller machine provided by the invention, can also there is such feature: in the time reclaiming bank note from depositing and drawing port, and bank note is differentiated that by currency examine mechanism, in the situation for counterfeit money, relatively judge module compares the consistance of first group of paper money sequence number and second group of paper money sequence number.
Further, in automatic teller machine provided by the invention, can also there is such feature: if sequence number comparative result is consistent, again differentiate, if sequence number comparative result is inconsistent, bank note is recycled to useless paper money case, and controls trade processing module change user account information.
Further, in automatic teller machine provided by the invention, can also there is such feature: in the situation that bank note is differentiated as genuine note by currency examine mechanism again, bank note is recycled to circular bank note box, does not change user account information.
Further, in automatic teller machine provided by the invention, can also there is such feature: in the situation that bank note is differentiated as counterfeit money by currency examine mechanism again, bank note is inputed to useless paper money case, do not change user account information.
The good effect that the present invention has is on the basis of the above:
According to automatic teller machine provided by the invention, by bank note identification mechanism is again set, the sequence number of the bank note to turnover automatic teller machine on the basis of the true and false of bank note being differentiated in currency examine mechanism carries out consistance judgement, avoid illegal molecule in the time withdrawing the money, to replace the problem of genuine notes by counterfeit money, avoid causing the economic loss of bank, and effectively limit the circulation of counterfeit money.In addition, this automatic teller machine automatic teller machine is forgotten while getting paper money from depositing and drawing port reclaiming counterfeit money or user, provide in real time relationship trading information by voice alerting unit to user, allow user grasp in time Transaction Information, and can forget and avoid causing user's economic loss while withdrawing the money user.
Brief description of the drawings
Fig. 1 is the structured flowchart of automatic teller machine in embodiments of the invention;
Fig. 2 is the bank note structured flowchart of identification mechanism again in embodiments of the invention; And
To be embodiments of the invention reclaim the processing flow chart of bank note withdrawing the money to Fig. 3 in transaction.
Embodiment
For technological means, creation characteristic that the present invention is realized, reach object and effect is easy to understand, following examples are specifically addressed automatic teller machine of the present invention by reference to the accompanying drawings.
Embodiment mono-
Fig. 1 is the structured flowchart of automatic teller machine in embodiments of the invention.
As shown in Figure 1, automatic teller machine comprises: human-computer interaction interface 1 ﹑ depositing and drawing port 2, currency examine mechanism 3, bank note identification mechanism 4 ﹑ and bank note storage part 5 again.
Bank note storage part 5 comprises receives the circular bank note box 51 of genuine note and the useless paper money case 52 of storage counterfeit money.
Fig. 2 is the bank note structured flowchart of identification mechanism again in embodiments of the invention.
As shown in Figure 2, bank note again identification mechanism 4 comprise: picture sweep unit 41 ﹑ processing and control element (PCE) 42 ﹑ and voice alerting unit 43.
Information in processing and control element (PCE) 42 comparison first kind view data and the information in Equations of The Second Kind view data, and according to comparative result, genuine note and counterfeit money are recycled in corresponding circular bank note box 51 and in counterfeit money case 52.
The quantity of the bank note of voice alerting unit 43 based on being recovered in circular bank note box 51 and counterfeit money case 52 is reported transaction results to user speech.
Processing and control element (PCE) 42 comprises: sequence number extraction module 421 ﹑ are judge module 422 ﹑ trade processing module 423 ﹑ transaction document module 424 ﹑ and storage modules 425 relatively.
Sequence number extraction module 421 extracts second group of paper money sequence number in first group of paper money sequence number and the Equations of The Second Kind view data in first kind view data.Relatively judge module 422 compares and judges the consistance of second group of paper money sequence number and first group of paper money sequence number to first group of paper money sequence number and second group of paper money sequence number; The situation of the bank note that trade processing module 423 reclaims based on circular bank note box 51 is with change user's accounts information.Storage module 425 ceases ﹑ and Transaction Information as number according to second group of bank note order row ﹑Zhang family letter of first group of bank note order row ﹑ of ﹑ for storing first kind view data ﹑ Equations of The Second Kind figure.Transaction document module 423 is printed schedule of dealing based on the accounts information storing in storage module 425.
To be inventive embodiment reclaim the processing flow chart of bank note withdrawing the money to Fig. 3 in transaction.
As shown in Figure 3, in automatic teller machine 100 is being withdrawn the money transaction, reclaim under bank note state, comprise following steps:
Picture sweep unit 41, in the time exporting bank note from circular bank note box 51 to depositing and drawing port 2, is obtained the first kind view data of each bank note; Sequence number extraction module 421 extracts and stores first group of paper money sequence number in first kind view data.
After the overtime automatic wait of depositing and drawing port 2 finishes, if bank note taken away by user, closing the transaction; If bank note is not taken away by user, automatic teller machine 100 reclaims residue bank note.
Currency examine mechanism 3 discerns the false from the genuine to the bank note reclaiming from depositing and drawing port 2 and records currency examine result.
The bank note that picture sweep unit 41 is not taken away the user of self-access in future money mouth 2 is recycled to automatic teller machine 100 when interior, obtain the Equations of The Second Kind view data of each bank note, sequence number extraction module 421 extracts and stores second group of paper money sequence number in Equations of The Second Kind view data.
In the time reclaiming bank note from depositing and drawing port 2, and bank note differentiated in the situation into genuine note by currency examine mechanism 3, and relatively judge module 422 compares and judge the consistance of two groups of paper money sequence numbers to first group of paper money sequence number and second group of paper money sequence number.
If sequence number comparative result is consistent, bank note is recycled to circular bank note box 51, and does not change user account information, closing the transaction.
If sequence number comparative result is inconsistent, bank note is inputed to useless paper money case 52, transaction document module records series No. 424, and do not change user account information, closing the transaction.
In the time reclaiming bank note from depositing and drawing port 2, and bank note differentiated in the situation into counterfeit money by currency examine mechanism 3, and relatively judge module 422 compares and judge the consistance of two groups of paper money sequence numbers to first group of paper money sequence number and second group of paper money sequence number.
If sequence number comparative result is consistent, again differentiate,
If sequence number comparative result is inconsistent, bank note is recycled to useless paper money case 52, and control trade processing module 423 changes user account information, closing the transaction.
In the situation that bank note is differentiated as genuine note by currency examine mechanism 3 again, bank note is recycled to circular bank note box 51, do not change user account information, closing the transaction.
In the situation that bank note is differentiated as counterfeit money by currency examine mechanism 3 again, bank note is inputed to useless paper money case 52, do not change user account information, closing the transaction.
The consistance judgement of carrying out sequence number of the bank note to output and recovery on the basis that the automatic teller machine in the present embodiment is differentiated the true and false of bank note in currency examine mechanism, thereby avoid illegal molecule in the time withdrawing the money, to replace the problem of genuine notes by counterfeit money, avoid causing the economic loss of bank, and effectively limited the circulation of counterfeit money.
In the time of closing the transaction, the quantity of the bank note of voice alerting unit 43 based on being recovered in circular bank note box 51 and counterfeit money case 52 is reported transaction results to user speech in real time, allow user grasp in time Transaction Information, and can forget while withdrawing the money and avoid causing user's economic loss to allow user grasp in time Transaction Information and transaction results user.
Certainly automatic teller machine involved in the present invention is not merely defined in structure in an embodiment, any equivalent modifications that the present invention is carried out and alternative also all in category of the present invention.

Claims (10)

1. automatic teller machine, is characterized in that, comprising:
Man-machine interaction circle face ﹑ depositing and drawing port, currency examine mechanism, bank note are identified the ﹑ of mechanism and bank note storage part again,
Wherein, described bank note storage part comprises receives the circular bank note box of genuine note and the useless paper money case of storage counterfeit money,
Described bank note again identification mechanism comprises: image scanning Dan Yuan ﹑ processing controls Dan Yuan ﹑ and voice alerting unit,
Described picture sweep unit, in the time exporting described bank note from described circular bank note box to described depositing and drawing port, is obtained the first kind view data of each described bank note; In the time that the described bank note of not taking away from the user of described depositing and drawing port is recycled in described automatic teller machine, obtain the Equations of The Second Kind view data of each described bank note,
Information in information and described Equations of The Second Kind view data in the more described first kind view data of described processing and control element (PCE), and according to comparative result, by described genuine note and described counterfeit money is recycled in corresponding described circular bank note box and described counterfeit money case in,
The quantity of the described bank note of described voice alerting unit based on being recovered in described circular bank note box and described counterfeit money case is reported transaction results to user speech.
2. automatic teller machine according to claim 1, is characterized in that:
Described processing and control element (PCE) comprises:
Sequence number extraction module, extracts second group of paper money sequence number in first group of paper money sequence number and the described Equations of The Second Kind view data in described first kind view data;
Relatively judge module, compares and judges the consistance of described second group of paper money sequence number and described first group of paper money sequence number to described first group of paper money sequence number and described second group of paper money sequence number;
Trade processing module, the situation of the described bank note reclaiming based on described circular bank note box is with change user's accounts information; And
Storage module, store described in the described first kind view data ﹑ Equations of The Second Kind figure as number according to account family letter breath ﹑ and described Transaction Information described in second group of bank note order row ﹑ described in first group of bank note order row ﹑ described in ﹑.
3. automatic teller machine according to claim 2, is characterized in that:
Described processing and control element (PCE) also comprises:
Transaction document module, prints schedule of dealing based on described accounts information.
4. automatic teller machine according to claim 3, is characterized in that:
In the time reclaiming described bank note from described depositing and drawing port, and described bank note differentiated in the situation for genuine note by described currency examine mechanism, the consistance of the described relatively more described first group of paper money sequence number of judge module and described second group of paper money sequence number.
5. automatic teller machine according to claim 3, is characterized in that:
If sequence number comparative result is consistent, described bank note is recycled to described circular bank note box, and does not change user account information.
6. automatic teller machine according to claim 1, is characterized in that:
If sequence number comparative result is inconsistent, described bank note is inputed to described useless paper money case, and do not change user account information.
7. automatic teller machine according to claim 6, is characterized in that:
In the time reclaiming described bank note from described depositing and drawing port, and described bank note differentiated in the situation for counterfeit money by described currency examine mechanism, the consistance of the described relatively more described first group of paper money sequence number of judge module and described second group of paper money sequence number.
8. automatic teller machine according to claim 7, is characterized in that:
If sequence number comparative result is consistent, again differentiate,
If sequence number comparative result is inconsistent, described bank note is recycled to described useless paper money case, and controls described trade processing module change user account information.
9. automatic teller machine according to claim 6, is characterized in that:
In the situation that described bank note is differentiated as genuine note by described currency examine mechanism again, described bank note is recycled to described circular bank note box, do not change user account information.
10. automatic teller machine according to claim 7, is characterized in that:
In the situation that described bank note is differentiated as counterfeit money by described currency examine mechanism again, described bank note is inputed to described useless paper money case, do not change user account information.
CN201410127632.4A 2014-03-31 2014-03-31 Automatic teller machine Pending CN103903331A (en)

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CN105069896A (en) * 2015-08-06 2015-11-18 广州广电运通金融电子股份有限公司 Slice medium thickness detection device and financial self-service equipment
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CN107454973A (en) * 2017-03-28 2017-12-08 深圳怡化电脑股份有限公司 Automatic trading apparatus and its transaction processing method
CN107993378A (en) * 2017-12-14 2018-05-04 四川晓维科技有限公司 CRS withdrawal system and device
CN109427125A (en) * 2017-09-04 2019-03-05 旭精工株式会社 Coin receiving and dispensing device

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CN109427125A (en) * 2017-09-04 2019-03-05 旭精工株式会社 Coin receiving and dispensing device
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CN107993378A (en) * 2017-12-14 2018-05-04 四川晓维科技有限公司 CRS withdrawal system and device

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Application publication date: 20140702