CN102254366A - Automatic teller machine - Google Patents
Automatic teller machine Download PDFInfo
- Publication number
- CN102254366A CN102254366A CN2010101834591A CN201010183459A CN102254366A CN 102254366 A CN102254366 A CN 102254366A CN 2010101834591 A CN2010101834591 A CN 2010101834591A CN 201010183459 A CN201010183459 A CN 201010183459A CN 102254366 A CN102254366 A CN 102254366A
- Authority
- CN
- China
- Prior art keywords
- bank note
- paper money
- teller machine
- automatic teller
- information
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Landscapes
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The invention relates to an automatic teller machine (ATM) as well as an apparatus and a method for verifying paper money information during an operation of withdrawing money from an ATM. The objectives of the invention are as follows that: during an operation of withdrawing money from an ATM, authenticity of paper money can be detected, a recycling utilization rate of paper money can be improved and user burden can be reduced. The ATM comprises an accessing opening, a temporary vault, a money cassette and a paper money authenticity determination unit; and the money cassette has a cyclic money cassette and a waste money cassette. Besides, ATM has a control unit. When paper money is distributed from the cyclic money cassette to the accessing opening, a first category of data is obtained; paper money that is from the accessing opening and is not taken by a user is recycled into the ATM and a second category of data is obtained; and the control unit compares information of the first category of data and information of the second category of data and the paper money is recycled to a corresponding money cassette in the ATM according to the compared result.
Description
Technical field
The present invention relates to automatic teller machine (ATM), particularly a kind of apparatus and method that are used for the operation checking bank note information of withdrawing the money on the automatic teller machine (ATM).
Background technology
Current, automatic teller machine (ATM) is day by day popularized, and nearly all is provided with on the present automatic teller machine (ATM) to prevent from the device of counterfeit money to occur in the money on deposit transaction, and in automatic teller machine (ATM) is withdrawn the money process of exchange, does not carry out the counterfeit money inspection.The common operation of withdrawing the money generally is: the user selects to withdraw the money transaction, and automatic teller machine (ATM) is prepared cash and delivered to cash dispensing port, and the user takes cash away, closing the transaction.Like this, when automatic teller machine (ATM) when cash is prepared cash dispensing port, if the user deliberately replaces the genuine notes of cash dispensing port with the preprepared counterfeit money, the operation of withdrawing the money then, automatic teller machine (ATM) will reclaim the bank note that has been replaced unwittingly.
In order to prevent the generation of this phenomenon, in the prior art, bank and automatic teller machine (ATM) provider as China, usually the method that adopts is, sets automatic teller machine (ATM) with all bank note that reclaims in the operation of withdrawing the money, and no matter the currency examine result is genuine note or suspicious bank note, completely all be put into useless paper money case, wait for post-processed, deduct the corresponding amount of money from user account simultaneously, suffer economic loss to evade bank.
This solution can reduce bank risk to a certain extent, still, because the bank note that reclaims true and false all being put in the useless paper money case no matter can't continue to recycle, so greatly reduce the cyclic utilization rate of genuine note.In addition, the user does not take bank note away in the operation of withdrawing the money, and account but can be needed to specify the site to operate once more to bank if compensate this amount of money by the corresponding amount of money of deduction afterwards.This point has increased the operation burden and the dislike degree of domestic consumer, has reduced the trust of user to bank.
On the other hand, it is also conceivable that the method for following document record.
But the defective that these documents exist is, these documents all do not relate to when withdrawing the money operation on automatic teller machine (ATM) carry out real and fake discrimination after bank note is returned ATM, do not provide yet and improve the recycling scheme of bank note.
[patent documentation 1] US 7,513,413
[patent documentation 2] US 2008/0011824
[patent documentation 3] US 7,152,793B2
[patent documentation 4] CN 1282943A
Summary of the invention
The present invention carries out in view of the above problems.
The objective of the invention is in the operation of withdrawing the money of automatic teller machine (ATM), bank note to be carried out the true and false detect, improve the bank note cyclic utilization rate, and reduce burden for users.
To achieve these goals, the present invention adopts following structure.
The 1st technical scheme of the present invention is about a kind of automatic teller machine (ATM), this automatic teller machine (ATM) comprising: depositing and drawing port, interim safe-deposit vault, paper money case and forge or true or paper money judging unit, described paper money case comprises circulation paper money case and useless paper money case, this automatic teller machine also comprises control module, from described circulation paper money case during to described depositing and drawing port distribution bank note, obtain primary sources, described primary sources are view data of each bank note of being transferred from described circulation paper money case, when the bank note of not taking away the user of self-access in future money mouth is recycled in this automatic teller machine, obtain secondary sources, described secondary sources are view data of each bank note of being transferred from described depositing and drawing port, information in the more described primary sources of described control module and the information in the described secondary sources, according to comparative result, described bank note is recycled to corresponding paper money case in this automatic teller machine.
According to this automatic teller machine (ATM), in the transaction of withdrawing the money, reclaim the authenticity verification of bank note, can improve the bill handling flow process, thereby improve the cyclic utilization rate of bank note.
In addition, another technical scheme of the present invention is, automatic teller machine also comprises picture sweep unit, scan by bank note and to obtain primary sources and secondary sources respectively described distribution and removal process, described control module possesses: the sequence number extraction module, extract first group of paper money sequence number in the primary sources and second group of paper money sequence number in the secondary sources; And comparison module, a plurality of sequence numbers in a plurality of sequence numbers in first group of paper money sequence number and the second group of paper money sequence number are compared.
In addition, another technical scheme of the present invention is: control module also possesses the transaction operational module, is used for changing according to the bank note situation that reclaims user's accounts information; Reporting modules is used to send ATM and carries banknote tester and make mistakes, the warning message when having suspicious bank note in the paper money case that perhaps circulates; The image memory module is used to store banknote image, paper money sequence number and relevant Transaction Information; And the transaction log memory module, be used for store transaction logs.
In addition, another technical scheme of the present invention is that described automatic teller machine also possesses IC chip reading unit, the bank note of not taking away by the bank note and the user of recovery to distribution reads and obtains the first kind bank note id information and the second class bank note id information respectively, described control module possesses: comparison module, the first kind bank note id information and the second class bank note id information are compared, the transaction operational module is used for the accounts information according to the bank note situation change user who reclaims; IC chip-stored module is used for storing the id information that IC chip reading unit is read out from the IC chip of bank note; And the transaction log memory module, be used for store transaction logs.
In addition, another technical scheme of the present invention is, a kind of banknote validation method is provided, be used for automatic teller machine, described automatic teller machine possesses depositing and drawing port, interim safe-deposit vault, paper money case and forge or true or paper money judging unit, described paper money case comprises circulation paper money case and useless paper money case, this banknote validation method is characterised in that, this banknote validation method comprises: controlled step, and data obtain step, from described circulation paper money case during to described depositing and drawing port distribution bank note, obtain primary sources, described primary sources are view data of each bank note of being transferred from described circulation paper money case, when the bank note of not taking away the user of self-access in future money mouth is recycled in this automatic teller machine, obtain secondary sources, described secondary sources are view data of each bank note of being transferred from described depositing and drawing port, information in the more described primary sources of described controlled step and the information in the described secondary sources according to comparative result, are recycled to corresponding paper money case in this automatic teller machine with described bank note.
Wherein, picture sweep unit of the present invention and control module constitute automatic teller machine currency examine identification mechanism again.Wherein, IC chip reading unit of the present invention and control module constitute automatic teller machine currency examine identification mechanism again.
Processing of the present invention mainly comprises the steps.At first, with picture sweep unit and sequence number extraction module 2 scanning paper currency images and extract the sequence number of bank note respectively, be before automatic teller machine (ATM) is distributed to depositing and drawing port with bank note for the first time, be for the second time at automatic teller machine (ATM) after depositing and drawing port reclaims bank note.Then, 2 groups of sequence numbers of comparison module comparison and judge whether unanimity.At last, the automatic teller machine currency examine is the assay of the currency examine system that carries according to automatic teller machine (ATM) of identification mechanism again, and the binding sequence judged result, carries out different processing.Be four kinds of possibility situations and alignment processing below.
Situation 1: if the bank note that automatic teller machine (ATM) check is reclaimed is genuine note, and the sequence number comparative result is also consistent, illustrate that bank note is not replaced, withdraw the money the bank note that the time-division sends out and the bank note of recovery is identical, system puts into circulation paper money case with the bank note that reclaims so, not from the user account amount deducted.
Situation 2: if the bank note that automatic teller machine (ATM) check is reclaimed is genuine note, but sequence number result relatively is inconsistent, illustrates that the bank note that reclaims has the suspicion coin, and system puts into useless paper money case with the bank note that reclaims so, not from the user account amount deducted.
Situation 3: if the bank note that automatic teller machine (ATM) check is reclaimed be counterfeit money or can't judge, but the sequence number comparative result is in full accord, illustrates that identification device may make mistakes, and need differentiate once more.The result of Jian Bieing is if genuine note once more, and system puts into circulation paper money case with the bank note that reclaims, not from the user account amount deducted.If the result of Jian Bieing still is a counterfeit money once more, illustrate that the currency examine system that automatic teller machine (ATM) carries makes mistakes, suspicious coin appears in the paper money case that perhaps circulates, so the automatic teller machine currency examine again identification mechanism the bank note that reclaims is put into useless paper money case, not from the user account amount deducted, and send alert notice.
Situation 4: if the bank note that automatic teller machine (ATM) check is reclaimed is counterfeit money, and the sequence number comparative result is also inconsistent, illustrate in the transaction of withdrawing the money and have fraud, divide the genuine note that sends out deliberately to be replaced to counterfeit money by the user, so the automatic teller machine currency examine again identification mechanism just the counterfeit money that reclaims is put into useless paper money case, and deduct the corresponding amount of money from user account.
Description of drawings
By detailed description below in conjunction with accompanying drawing, the present invention's easy to understand that will become.
Fig. 1 is the automatic teller machine structural drawing of identification mechanism again of the first embodiment of the present invention.
Fig. 2 is based on first embodiment transmission path from circulation paper money case distribution bank note in the transaction of withdrawing the money.
Fig. 3 is based on first embodiment reclaims bank note from depositing and drawing port in the transaction of withdrawing the money transmission path.
Fig. 4 is based on first embodiment and is applied in the processing flow chart that reclaims bank note in the transaction of withdrawing the money.
Fig. 5 is the process flow diagram that extracts the sequence number of all bank note in the automatic teller machine (ATM).
Fig. 6 is before automatic teller machine (ATM) distribution and the identical example of sequence number of 2 groups of bank note after the recovery.
Fig. 7 is before automatic teller machine (ATM) distribution and the different example of sequence number of 2 groups of bank note after the recovery.
Fig. 8 is the example that comprises the transaction record of withdrawing the money of banknote image and sequence number information.
Fig. 9 is the automatic teller machine currency examine structural drawing of identification mechanism again of the second embodiment of the present invention.
Figure 10 is based on second embodiment transmission path from circulation paper money case distribution bank note in the transaction of withdrawing the money.
Figure 11 is based on second embodiment reclaims bank note from depositing and drawing port in the transaction of withdrawing the money transmission path.
Figure 12 is based on second embodiment and is applied in the processing flow chart that reclaims bank note in the transaction of withdrawing the money.
Figure 13 is the example that comprises the transaction record of withdrawing the money of the bank note that is embedded with the IC chip.
Embodiment
First embodiment
Below with reference to accompanying drawing, one embodiment of the present of invention are specifically described.
Fig. 1 is that the currency examine of automatic teller machine of the first embodiment of the present invention is at the structural drawing of identification mechanism.
Automatic teller machine currency examine of the present invention identification mechanism 1 again comprises: picture sweep unit 11 and control module 10.Control module 10 comprises sequence number extraction module 12, comparison module 14, transaction operational module 15, reporting modules 17, image memory module 13, transaction log memory module 16.
In control module 10, the image information in the zone, the lower left corner in every bank note front of sequence number extraction module 12 interceptings, and analysis extracts sequence number.Then sequence number information is saved in image memory module 13.Comparison module 14 is used in order or mode is at random come the sequence number of two groups of bank note of comparison.Transaction operational module 15 is used for user's account is carried out operations such as corresponding modification.Transaction log memory module 16 is databases, has stored the relevant record of transaction.Reporting modules 17 can send to bank server according to transaction operation handlebar Transaction Information and result.
The function of each module of above-mentioned control module can be called the corresponding program that is stored in the storer by processor and realize, also can be the module of solidifying.
Fig. 2 is illustrated in bank note when withdrawing the money in the automatic teller machine (ATM) is distributed to the transmission path of depositing and drawing port from circulation paper money case synoptic diagram.
Automatic teller machine (ATM) 200 comprises following equipment: interim safe-deposit vault 202, circulation paper money case 204, forge or true or paper money judging unit 205, useless paper money case 206.
Depositing and drawing port 201 is used for being inserted notes here by automatic teller machine (ATM) user, perhaps distributes bank note to the user.
Interim safe-deposit vault 202 is used to carry the bank note that obtains from circulation paper money case 204 to depositing and drawing port 201, or is used to receive the bank note that deposits in from the user, and carries bank note to circulation paper money case 204 or useless paper money case 206.
Forge or true or paper money judging unit 205 is the hardware devices that are specifically designed to the check forge or true or paper money that carry on one group of automatic teller machine (ATM).
Circulation paper money case 204 is used to take in the bank note that is deposited in as deposit slot by depositing and drawing port, and by the bank note of depositing and drawing port as the mouth taking-up of withdrawing the money.
Useless paper money case 206 is used to preserve bank note or the mechanical bank note that can't judge that the user does not take away.
Fig. 3 is illustrated in that bank note when withdrawing the money in the automatic teller machine (ATM) is not taken away by the user but the synoptic diagram that is recycled to the transmission path of automatic teller machine (ATM).
Fig. 4 is based on first embodiment and is applied in the processing flow chart that reclaims bank note, at the transaction operation of withdrawing the money on the automatic teller machine (ATM).The user is after automatic teller machine (ATM) is gone up the operation of selecting to withdraw the money, and the bill handling flow process in the transaction of withdrawing the money is as follows.
At first, in 301 steps, automatic teller machine (ATM) 200 can take out bank note 401 from circulation paper money case 204, be distributed to depositing and drawing port 201 by interim safe-deposit vault 202.Before bank note 401 was placed to depositing and drawing port 201, in 101 steps, picture sweep unit 11 is the image of scanning paper currency 401 one by one, then in 102 steps, these images is saved in image memory module 13.In the present invention, bank note is transported to the view data that obtains by scanning in the process of depositing and drawing port 201 and is called primary sources.
In 302 steps, bank note is placed a period of time at depositing and drawing port, and overtime automatic teller machine (ATM) afterwards can finish waiting status automatically.In 303 steps, control module 10 can judge whether the bank note of depositing and drawing port is all removed then.If bank note is all removed, flow process is gone in 308 steps, and the transaction cancellation is withdrawed from.If depositing and drawing port 201 also has bank note, flow process is gone to 304 steps, and interim safe-deposit vault 202 reclaims these bank note 402 come in.
In 103 steps, the image of picture sweep unit 11 scanning paper currencies 402, and image is saved in image memory module 13.In the present invention, be called secondary sources by the image acquired by scanning data in the bank note removal process that the user of the money of self-access in the future mouth does not take away.
In 104 steps, sequence number extraction module 12 extracts the sequence number of bank note 401 and 402.
In 305 steps, the true and false of forge or true or paper money judging unit 205 check bank note 402.In 105 steps, control module 10 is noted the currency examine result then, and promptly bank note 402 all is genuine note, and counterfeit money or suspicion coin are perhaps arranged in the bank note 402.
In 106 steps, comparison module 14 compares the sequence number of bank note 401 and 402.In 107 steps, the records series comparative result is consistent or inconsistent then.
In 108 steps, automatic teller machine currency examine identification mechanism again carries out condition judgment according to the forge or true or paper money assay and the sequence number comparative result of record.Here one have 4 kinds of situations that may exist.
When satisfying the condition of situation 1, in step 109, the sequence number unanimity, but the currency examine result has counterfeit money, and flow process is gone to step 306, and 205 pairs of bank note of forge or true or paper money judging unit 402 carry out the true and false check second time.
In 307 steps, if assay is a genuine note entirely, flow process is gone to step 113, and automatic teller machine (ATM) 200 puts into circulation paper money case with bank note 402.Then in step 116, not from the user account amount deducted.
In 307 steps, if assay is not all to be genuine note, flow process is gone to 119 steps, and reporting modules 17 sends the warning information that automatic teller machine (ATM) currency examine system may make mistakes, and automatic teller machine (ATM) will be put into useless paper money case in the bank note 402.Then in step 116, not from the user account amount deducted.
By above-mentioned processing, can improve the bank note cyclic utilization rate, the correctness of the currency examine system that can also the verification automatic teller machine carries itself, and alleviate burden for users.
When satisfying the condition of situation 2, in step 110, the sequence number unanimity, and the currency examine result is genuine note entirely, and flow process is gone to 113 steps, bank note 402 is put into the circulation paper money case of automatic teller machine (ATM), then in step 116, not from the user account amount deducted.
By above-mentioned processing, can improve the bank note cyclic utilization rate, and alleviate burden for users.
When satisfying the condition of situation 3, in step 111, sequence number is inconsistent, but the currency examine result is genuine note entirely, and flow process is gone in the step 114, and automatic teller machine (ATM) is put into useless paper money case with the inconsistent bank note of sequence number.In 115 steps, transaction log module 16 is noted the relevant information of sequence number then, goes at last in 116 steps, not from the user account amount deducted.
By above-mentioned processing, the correctness of the currency examine system that can the verification automatic teller machine carries itself, and alleviate burden for users.
When satisfying the condition of situation 4, in step 112, sequence number is inconsistent, and the currency examine result has counterfeit money, flow process is gone in 117 steps, with bank note 402 put into the useless paper money case of automatic teller machine (ATM), in step 118, the result is the corresponding amount of money of counterfeit money from user account deduction currency examine then.
By above-mentioned processing, can when deliberately replacing the genuine notes of depositing and drawing port with counterfeit money, the user avoid bank to be subjected to economic loss.
Flow process is all moved towards 308 steps after going to 116 steps and 118 steps, system withdraws from.
Fig. 5 is with the process flow diagram of abstraction sequence number of all bank note in automatic teller machine (ATM) the circulation paper money case for backup.
After each automatic teller machine (ATM) was filled cash, in 801 steps, automatic teller machine (ATM) just began many ground scanning paper currencies.
In 802 steps, automatic teller machine (ATM) takes out a piece of paper coin 401 from circulation paper money case.In 803 steps, the image of picture sweep unit 11 these bank note of scanning.In 804 steps, the sequence number of bank note is analyzed and extracted to sequence number extraction module 12.
In step 805, automatic teller machine currency examine identification mechanism again can be checked the integrality of the sequence number of extraction.Then, in step 806, automatic teller machine currency examine identification mechanism is again judged check result.If the sequence number that extracts is imperfect, this just means that image processing equipment does not successfully extract the sequence number of bank note, and flow process just jumps to 803 steps so, restarts new one and takes turns image scanning.If the sequence number that extracts is complete, flow process is just down gone in 807 steps.
In 807 steps, the automatic teller machine currency examine is sequence number and the existing pattern about the sequence number rule that can relatively extract of identification mechanism again.These patterns are to formulate by the essential characteristic of analyzing present bank note.Then, in step 808, automatic teller machine currency examine identification mechanism again can be judged comparative result.If sequence number and the basic model extracted do not match, explanation may the hardware error occur in the sequence number leaching process, and flow process just jumps to 803 steps so, restarts new one and takes turns image scanning.If sequence number and the pattern match extracted mean that then it is successful extracting, flow process is down gone to 809 steps.
In step 809, automatic teller machine currency examine identification mechanism is again thought to extract and is successful and the sequence number that is extracted preserved, as duplicated record.
In step 810, automatic teller machine currency examine identification mechanism again can judge whether that all bank note in automatic teller machine (ATM) the circulation paper money case are scanned.If no, flow process just jumps back in 803 steps, and next opens bank note beginning scan round.If all bank note all have been scanned, flow process is just gone in 811 steps, withdraws from.
Fig. 6 is the example that bank note 401 and 402 comparative sequences number come to the same thing.Every group has 4 bank note in the example.Before bank note 401 was handed out, the sequence number of extraction was 5,01J,E76 036162, and 5,02J,F32 178977, and 5,03X,C98 32392, and 5,04U,E67 93899.After bank note 402 was recovered, the sequence number of extraction was 5,05J,E76 036162, and 5,06J,F32 178977, and 5,07X,C98 32392, and 5,08U,E67 93899.These two groups of sequence numbers are identical, this means that bank note was not replaced at depositing and drawing port.
Fig. 7 is bank note 401 and the different example of 402 comparative sequences results.Every group has 4 bank note in the example.Before bank note 401 was handed out, the sequence number of extraction was 6,01J,E76 036162, and 6,02J, F32 178977, and 603,XC9 832392, and 6,04U,E67 93899.After bank note 402 was recovered, the sequence number of extraction was 6,05J,E76 036162, and 6,06H,D90 83206, and 6,07X,C98 32392, and 6,08U,E67 93899.These two groups of sequence number differences illustrate that second bank note is replaced by counterfeit money HD90 83206.
The example that Fig. 8 relatively writes down when being operating about withdrawing the money of transaction log memory module 16 storages.The information of record comprises automatic teller machine (ATM) numbers 4781, Transaction Identification Number 200911239, exchange hour 13:32:45, the sequence number of bank note 401, the number 4 of bank note 401, the sequence number of bank note 402, the number 4 of bank note 402.
By above-mentioned processing, can in the transaction of withdrawing the money, improve the bill handling flow process, improve the bank note cyclic utilization rate, and can forget the user and alleviate burden for users when withdrawing the money, when the user deliberately replaces the genuine notes of depositing and drawing port with counterfeit money, can avoid bank to incur loss simultaneously.
Second embodiment
Fig. 9 is the currency examine structural drawing of identification mechanism again of the automatic teller machine of the second embodiment of the present invention.Automatic teller machine currency examine identification mechanism 2 again comprises: IC chip reading unit 21 and control module 20.Control module 20 comprises comparison module 14, transaction operational module 15, reporting modules 17, IC chip id memory module 22, transaction log memory module 16.
IC chip reading unit 21 is hardware devices, reads every id information in the bank note that is embedded with the IC chip.
IC chip id memory module 22 is databases, is used for storing the id information that IC chip reading unit is read out from the IC chip of bank note.
Transaction operational module 15 is used for user's account is carried out operations such as corresponding modification.
Transaction log memory module 16 is databases, has stored the relevant record of transaction.
Reporting modules 17 can send to bank server according to transaction operation handlebar Transaction Information and result.
Figure 10 is the transmission path of bank note is distributed in expression from circulation paper money case in the transaction of withdrawing the money based on the IC chip technology a synoptic diagram.
Automatic teller machine (ATM) 200 comprises following major equipment: depositing and drawing port 201, interim safe-deposit vault 202, forge or true or paper money judging unit 205, circulation paper money case 204 and useless paper money case 206.
Depositing and drawing port 201 is used for being inserted notes here by automatic teller machine (ATM) user, perhaps distributes bank note to the user.
Interim safe-deposit vault 202 is used to carry the bank note that obtains from circulation paper money case 204 to depositing and drawing port 201; Or be used to receive the bank note that deposits in from the user, and carry bank note to circulation paper money case 204 or useless paper money case 206.
Forge or true or paper money judging unit 205 is the hardware devices that are specifically designed to the check forge or true or paper money that carry on one group of automatic teller machine (ATM).
Circulation paper money case 204 is used to take in the bank note that is deposited in as deposit slot by depositing and drawing port, and by the bank note of depositing and drawing port as the mouth taking-up of withdrawing the money.
Useless paper money case 206 is used to preserve bank note or the mechanical bank note that can't judge that the user does not take away.
Figure 11 is the transmission path of bank note is reclaimed in expression from depositing and drawing port in the transaction of withdrawing the money based on the IC chip technology a synoptic diagram.
Figure 12 is the processing flow chart that reclaims bank note, at the transaction operation of withdrawing the money on the automatic teller machine (ATM).The user is after automatic teller machine (ATM) is gone up the operation of selecting to withdraw the money, and the bill handling flow process in the transaction of withdrawing the money is as follows.
In 701 steps, automatic teller machine (ATM) can take out bank note 1001 from circulation paper money case 204, be distributed to depositing and drawing port 201 by interim safe-deposit vault 202.
In 901 steps, IC chip reading unit 21 reads out the id information in the IC chip of bank note 1001.
In 902 steps, the id information of bank note 1001 is saved to IC chip id memory module 22.
In 702 steps, bank note is placed a period of time at depositing and drawing port, and overtime automatic teller machine (ATM) afterwards can finish waiting status automatically.
In 703 steps, bank note is placed a period of time at depositing and drawing port 201, and automatic teller machine (ATM) judges whether bank note is removed then.If bank note is all removed, flow process is gone in 710 steps, and the transaction cancellation is withdrawed from.If depositing and drawing port 201 also has bank note, flow process is gone in 704 steps, and interim safe-deposit vault 202 reclaims these bank note 1002 come in.
In 903 steps, IC chip reading unit 21 reads out the id information in the IC chip of bank note 1002.
In 904 steps, the id information of bank note 1002 is saved to IC chip id memory module 22.
In 705 steps, forge or true or paper money judging unit 205 can be checked the true and false of bank note 1002.
In 706 steps, if find counterfeit money in the bank note 1002, flow process will be gone in 905 steps; If bank note 1002 all is genuine notes, flow process will be gone in 921 steps.
In 905 steps, the id information of the IC chip of 14 pairs of bank note 1001 of comparison module and bank note 1002 contrasts.
In 906 steps, if this information inconsistency of two groups illustrates that bank note has been replaced, flow process is moved towards step 907; If this information unanimity of two groups illustrates that bank note is not replaced, flow process is moved towards step 707.
In 907 steps, the bank note 1002 of information inconsistency is put in the useless paper money case 206.
In 908 steps, user's account has been deducted the fund that equates number with bank note 1001.
In 707 steps, forge or true or paper money judging unit 205 can carry out currency examine once more to bank note 1002, checks true and false.
In 708 steps, if all bank note 1002 all are genuine, flow process will be moved towards step 912; If in the bank note 1002 counterfeit money is arranged, flow process will be moved towards step 909.
In 909 steps, bank note 1002 is placed in the useless paper money case 206.Because the id information unanimity of twice bank note, but twice judgement of mechanical currency examine all is counterfeit money, under these circumstances, might be that the mechanical currency examine of automatic teller machine (ATM) is made mistakes or circulation paper money case has been sneaked into counterfeit money when filling bank note.
In 910 steps, the operation of withdrawing the money of transaction operational module 15, in 911 steps, user account is not deducted money.
In 912 steps, bank note 1002 is placed in the circulation paper money case 204.
In 913 steps, the operation of withdrawing the money of transaction operational module 15, in 914 steps, user account is not deducted money.
In 921 steps, the id information of 14 pairs of bank note 1001 of comparison module and bank note 1002 contrasts.
In 922 steps, if bank note 1001 is identical with the id information of bank note 1002, flow process will be moved towards step 912; If the id information of bank note 1001 and bank note 1002 is inequality, flow process will be moved towards step 923.
In 923 steps, id information bank note 1002 inequality is placed in the useless paper money case 206.
In 924 steps, two groups of bank note 1001 and 1002 quantity are compared once more.If quantity is consistent, flow process will be moved towards step 926; If quantity is inconsistent, flow process will be moved towards step 925.
In 926 steps, although two groups of id informations are inconsistent, bank note 1002 is genuine notes, the operation of withdrawing the money of transaction operational module 15, and in 927 steps, user account is not deducted money.
In 925 steps, bank note 1001 and 1002 quantity are inconsistent, and transaction operational module 15 has been deducted the amount of money of bank note 1001 numbers from user account.
In 930 steps, reporting modules 17 is the information of bank note 1001 and 1002, and the information of checking and the information of transaction have sent to server.
Figure 13 is the relatively data recording example of bank note of IC chip id comparison module 23.Record comprises automatic teller machine (ATM) numbers 4781, Transaction Identification Number 200911239, and exchange hour 13:32:45, the id information of the IC chip of bank note 1001, the bank note number 4 of bank note 1001, the id information in the IC chip of bank note 1002, the bank note of bank note 1002 opens 4.
By above-mentioned processing, can in the transaction of withdrawing the money, improve the bill handling flow process, improve the bank note cyclic utilization rate, and can forget the user and alleviate burden for users when withdrawing the money, when the user deliberately replaces the genuine notes of depositing and drawing port with counterfeit money, can avoid bank to incur loss simultaneously.
In the above-mentioned explanation, just structure of the present invention is described, does not limit technical scope of the present invention by concrete example to embodiment.Any structure that can reach effect of the present invention can adopt.
Claims (21)
1. automatic teller machine, described automatic teller machine possess depositing and drawing port, interim safe-deposit vault, paper money case and forge or true or paper money judging unit, and described paper money case possesses circulation paper money case and useless paper money case, and described automatic teller machine is characterised in that,
This automatic teller machine also possesses: control module (10),
During to described depositing and drawing port distribution bank note, obtaining primary sources from described circulation paper money case, described primary sources are view data of each bank note of being transferred from described circulation paper money case,
When the bank note of not taking away the user of self-access in future money mouth is recycled in this automatic teller machine, obtain secondary sources, described secondary sources are view data of each bank note of being transferred from described depositing and drawing port,
Information in the more described primary sources of described control module and the information in the described secondary sources according to comparative result, are recycled to corresponding paper money case in this automatic teller machine with described bank note.
2. automatic teller machine according to claim 1 is characterized in that,
Also have picture sweep unit, scan by bank note and obtain primary sources and secondary sources respectively described distribution and removal process to banknote image scanning,
Described control module possesses:
The sequence number extraction module extracts first group of paper money sequence number in the primary sources and second group of paper money sequence number in the secondary sources; And
Comparison module compares a plurality of sequence numbers in a plurality of sequence numbers in first group of paper money sequence number and the second group of paper money sequence number.
3. automatic teller machine according to claim 1 is characterized in that,
Described control module also possesses:
The transaction operational module is used for the accounts information according to the bank note situation change user who reclaims;
The image memory module is used to store banknote image, paper money sequence number and relevant Transaction Information; And
The transaction log memory module is used for store transaction logs.
4. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of genuine note by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first group of paper money sequence number be consistent with described second group of paper money sequence number, if sequence number comparative result unanimity, then bank note is recycled to circulation paper money case, and does not change user account information.
5. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of genuine note by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first group of paper money sequence number be consistent with described second group of paper money sequence number, if the sequence number comparative result is inconsistent, then bank note is recycled to useless paper money case, and does not change user account information.
6. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of counterfeit money by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first group of paper money sequence number be consistent with described second group of paper money sequence number, if sequence number comparative result unanimity is then differentiated once more.
7. automatic teller machine according to claim 6 is characterized in that,
In the result that bank note is differentiated once more is under the situation of genuine note, and bank note is recycled to circulation paper money case, does not change user account information.
8. automatic teller machine according to claim 6 is characterized in that,
In the result that bank note is differentiated once more is under the situation of counterfeit money, and bank note is recycled to useless paper money case, does not change user account information.
9. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of counterfeit money by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first group of paper money sequence number be consistent with described second group of paper money sequence number, if the sequence number comparative result is inconsistent, then bank note is recycled to useless paper money case, and controls described transaction operational module change user account information.
10. automatic teller machine according to claim 1 is characterized in that,
Described picture sweep unit all scans all bank note in the described circulation paper money case, described sequence number extraction module extracts the pattern of the sequence number of bank note, and described control module compares the sequence number pattern and the existing sequence pattern of the bank note that extracted.
11. automatic teller machine according to claim 10 is characterized in that,
Described pattern comprises sequence number ordering rule and figure place.
12. automatic teller machine according to claim 1 is characterized in that,
Also possess IC chip reading unit, obtain the first kind bank note id information and the second class bank note id information by the bank note of distributing and reclaim is read respectively,
Described control module possesses:
Comparison module compares the first kind bank note id information and the second class bank note id information;
The transaction operational module is used for the accounts information according to the bank note situation change user who reclaims;
IC chip-stored module is used for storing the id information that IC chip reading unit is read out from the IC chip of bank note; And
The transaction log memory module is used for store transaction logs.
13. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of genuine note by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first kind bank note id information is consistent with the described second class bank note id information, if comparative result unanimity, then bank note is recycled to circulation paper money case, and does not change user account information.
14. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of genuine note by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first kind bank note id information is consistent with the described second class bank note id information, if comparative result is inconsistent, then bank note is recycled to useless paper money case.
15. automatic teller machine according to claim 14 is characterized in that,
Described control module is under bank note is differentiated to the situation of genuine note by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first kind bank note id information is consistent with the described second class bank note id information, if comparative result is inconsistent, then bank note is recycled to useless paper money case, and again the first kind bank note ID quantity and the second class bank note ID quantity are compared, if first kind bank note ID quantity is identical with the second class bank note ID quantity, then do not change user account information.
16. automatic teller machine according to claim 14 is characterized in that,
Described control module is under bank note is differentiated to the situation of genuine note by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first kind bank note id information is consistent with the described second class bank note id information, if comparative result is inconsistent, then bank note is recycled to useless paper money case, and again the first kind bank note ID quantity and the second class bank note ID quantity are compared, if the first kind bank note ID quantity and the second class bank note ID quantity are inequality, then control described transaction operational module and change user account information.
17. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of counterfeit money by the forge or true or paper money judging unit when depositing and drawing port reclaims, and whether more described first kind bank note id information is consistent with the described second class bank note id information, if the comparative result unanimity is then differentiated once more.
18. automatic teller machine according to claim 17 is characterized in that,
In the result that bank note is differentiated once more is under the situation of genuine note, and bank note is recycled to circulation paper money case, does not change user account information.
19. automatic teller machine according to claim 17 is characterized in that,
In the result that bank note is differentiated once more is under the situation of counterfeit money, and bank note is recycled to useless paper money case, does not change user account information.
20. automatic teller machine according to claim 1 is characterized in that,
Described control module is under bank note is differentiated to the situation of counterfeit money by the forge or true or paper money judging unit when depositing and drawing port reclaims, whether more described first kind bank note id information is consistent with the described second class bank note id information, if comparative result is inconsistent, then bank note is recycled to useless paper money case, and controls described transaction operational module change user account information.
21. a banknote validation method is used for automatic teller machine, described automatic teller machine possesses depositing and drawing port, interim safe-deposit vault, paper money case and forge or true or paper money judging unit, and described paper money case possesses circulation paper money case and useless paper money case, and this banknote validation method is characterised in that,
This banknote validation method comprises:
Controlled step, and
Data obtain step,
During to described depositing and drawing port distribution bank note, obtaining primary sources from described circulation paper money case, described primary sources are view data of each bank note of being transferred from described circulation paper money case,
When the bank note of not taking away the user of self-access in future money mouth is recycled in this automatic teller machine, obtain secondary sources, described secondary sources are view data of each bank note of being transferred from described depositing and drawing port,
Information in the more described primary sources of described controlled step and the information in the described secondary sources according to comparative result, are recycled to corresponding paper money case in this automatic teller machine with described bank note.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010101834591A CN102254366A (en) | 2010-05-18 | 2010-05-18 | Automatic teller machine |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2010101834591A CN102254366A (en) | 2010-05-18 | 2010-05-18 | Automatic teller machine |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN102254366A true CN102254366A (en) | 2011-11-23 |
Family
ID=44981607
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2010101834591A Pending CN102254366A (en) | 2010-05-18 | 2010-05-18 | Automatic teller machine |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN102254366A (en) |
Cited By (11)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102610031A (en) * | 2012-03-20 | 2012-07-25 | 广州广电运通金融电子股份有限公司 | Self-service equipment banknote recovery system and recovery method |
| CN103514657A (en) * | 2012-06-18 | 2014-01-15 | 日立欧姆龙金融系统有限公司 | Banknote handling device |
| CN103903331A (en) * | 2014-03-31 | 2014-07-02 | 上海古鳌电子科技股份有限公司 | Automatic teller machine |
| CN104299313A (en) * | 2014-11-04 | 2015-01-21 | 浙江大学 | Paper money identification method, device and system |
| CN104916030A (en) * | 2014-03-13 | 2015-09-16 | 冲电气工业株式会社 | Cash transaction device, serial number re-reading device and serial number re-reading system |
| CN105574988A (en) * | 2015-12-22 | 2016-05-11 | 深圳怡化电脑股份有限公司 | Control method and device for reducing waste banknote |
| CN105761354A (en) * | 2015-06-11 | 2016-07-13 | 深圳怡化电脑股份有限公司 | Method for controlling banknote transmission of automatic teller machine |
| CN106463014A (en) * | 2014-06-24 | 2017-02-22 | 冲电气工业株式会社 | Banknote transaction device |
| CN107993378A (en) * | 2017-12-14 | 2018-05-04 | 四川晓维科技有限公司 | CRS withdrawal system and device |
| CN108062822A (en) * | 2017-12-22 | 2018-05-22 | 深圳怡化电脑股份有限公司 | Recording method, device, terminal device and the storage medium of withdrawal Transaction Information |
| WO2018176204A1 (en) * | 2017-03-28 | 2018-10-04 | 深圳怡化电脑股份有限公司 | Automatic transaction device and transaction processing method thereof |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1282943A (en) * | 1998-12-08 | 2001-02-07 | 株式会社日立制作所 | Paper currency access device for deposit paper currency and/or paper currency |
| CN1499449A (en) * | 2002-11-05 | 2004-05-26 | 株式会社日立制作所 | Paper money transaction appts. |
| US20040232218A1 (en) * | 1999-09-08 | 2004-11-25 | Accudent Pty Ltd. | Document authentication method and apparatus |
| JP2005196373A (en) * | 2004-01-06 | 2005-07-21 | Hitachi Omron Terminal Solutions Corp | Paper sheet handling apparatus and paper sheet discrimination method |
| WO2009150701A1 (en) * | 2008-06-13 | 2009-12-17 | 富士通フロンテック株式会社 | Bill recognition device, bill recognition system, and application program |
-
2010
- 2010-05-18 CN CN2010101834591A patent/CN102254366A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN1282943A (en) * | 1998-12-08 | 2001-02-07 | 株式会社日立制作所 | Paper currency access device for deposit paper currency and/or paper currency |
| US20040232218A1 (en) * | 1999-09-08 | 2004-11-25 | Accudent Pty Ltd. | Document authentication method and apparatus |
| CN1499449A (en) * | 2002-11-05 | 2004-05-26 | 株式会社日立制作所 | Paper money transaction appts. |
| JP2005196373A (en) * | 2004-01-06 | 2005-07-21 | Hitachi Omron Terminal Solutions Corp | Paper sheet handling apparatus and paper sheet discrimination method |
| WO2009150701A1 (en) * | 2008-06-13 | 2009-12-17 | 富士通フロンテック株式会社 | Bill recognition device, bill recognition system, and application program |
Cited By (15)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102610031B (en) * | 2012-03-20 | 2013-11-27 | 广州广电运通金融电子股份有限公司 | Self-service equipment banknote recovery system and recovery method |
| CN102610031A (en) * | 2012-03-20 | 2012-07-25 | 广州广电运通金融电子股份有限公司 | Self-service equipment banknote recovery system and recovery method |
| CN103514657A (en) * | 2012-06-18 | 2014-01-15 | 日立欧姆龙金融系统有限公司 | Banknote handling device |
| CN103514657B (en) * | 2012-06-18 | 2016-01-06 | 日立欧姆龙金融系统有限公司 | Bank note treatment device |
| CN104916030A (en) * | 2014-03-13 | 2015-09-16 | 冲电气工业株式会社 | Cash transaction device, serial number re-reading device and serial number re-reading system |
| CN103903331A (en) * | 2014-03-31 | 2014-07-02 | 上海古鳌电子科技股份有限公司 | Automatic teller machine |
| CN106463014A (en) * | 2014-06-24 | 2017-02-22 | 冲电气工业株式会社 | Banknote transaction device |
| CN106463014B (en) * | 2014-06-24 | 2019-06-21 | 冲电气工业株式会社 | Paper money transaction apparatus |
| CN104299313A (en) * | 2014-11-04 | 2015-01-21 | 浙江大学 | Paper money identification method, device and system |
| CN105761354A (en) * | 2015-06-11 | 2016-07-13 | 深圳怡化电脑股份有限公司 | Method for controlling banknote transmission of automatic teller machine |
| CN105574988A (en) * | 2015-12-22 | 2016-05-11 | 深圳怡化电脑股份有限公司 | Control method and device for reducing waste banknote |
| CN105574988B (en) * | 2015-12-22 | 2018-07-17 | 深圳怡化电脑股份有限公司 | A kind of control method and device reducing the paper money that gives up |
| WO2018176204A1 (en) * | 2017-03-28 | 2018-10-04 | 深圳怡化电脑股份有限公司 | Automatic transaction device and transaction processing method thereof |
| CN107993378A (en) * | 2017-12-14 | 2018-05-04 | 四川晓维科技有限公司 | CRS withdrawal system and device |
| CN108062822A (en) * | 2017-12-22 | 2018-05-22 | 深圳怡化电脑股份有限公司 | Recording method, device, terminal device and the storage medium of withdrawal Transaction Information |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN102254366A (en) | Automatic teller machine | |
| JP4166133B2 (en) | Banknote handling equipment | |
| US8371429B2 (en) | Paper sheet recognition apparatus and method | |
| KR101237220B1 (en) | Bill recognition device, bill recognition system, and recording medium | |
| CN1499449B (en) | Paper money transaction apparatus | |
| RU2361279C2 (en) | Method of confirming source of bank note | |
| KR101248450B1 (en) | Paper money transaction processing device | |
| CN101425194B (en) | Method for verifying banknote origin, relevant device and system | |
| CA2394659A1 (en) | Note accounting audit | |
| CN103942873B (en) | Bank note treatment device, bill handling method | |
| CN104658102B (en) | Bank note treatment device | |
| CN104732674A (en) | Self-service equipment and method for counting balance thereof | |
| CN104867227A (en) | Self-service equipment and counting method of self-service equipment balance | |
| CN106846611A (en) | Self-service device, automated trading system and bill handling method | |
| CN103903331A (en) | Automatic teller machine | |
| CN103679961B (en) | Automatic trading apparatus and banknotes processing method | |
| JP6720667B2 (en) | Automatic transaction equipment | |
| CN104091396A (en) | Paper money transaction processing device capable of detecting worn-out paper money | |
| JP2006209163A (en) | Control of cash automatic transaction device | |
| JP6006165B2 (en) | Transaction processing apparatus and method for controlling transaction processing apparatus | |
| JP5600611B2 (en) | Automatic transaction apparatus and automatic transaction system | |
| CN107358759A (en) | The clear method and system and terminal device of financial self-service equipment, storage medium | |
| CN204087331U (en) | automatic teller machine | |
| CN102870141A (en) | Method for paying out banknotes by cash machines and cash machine for carrying out the method | |
| CN203950394U (en) | A kind of paper currency transaction processing apparatus that detects shabby bank note |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C06 | Publication | ||
| PB01 | Publication | ||
| C10 | Entry into substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| WD01 | Invention patent application deemed withdrawn after publication | ||
| WD01 | Invention patent application deemed withdrawn after publication |
Application publication date: 20111123 |