CN103871154A - Seat type full-service automatic teller machine based on closed operating room - Google Patents
Seat type full-service automatic teller machine based on closed operating room Download PDFInfo
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- CN103871154A CN103871154A CN201410097954.9A CN201410097954A CN103871154A CN 103871154 A CN103871154 A CN 103871154A CN 201410097954 A CN201410097954 A CN 201410097954A CN 103871154 A CN103871154 A CN 103871154A
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Abstract
The invention discloses a seat type full-service automatic teller machine based on a closed operating room. The invention is characterized in that the seat type full-service automatic teller machine based on the closed operating room comprises a host, a semitransparent client operating room, a transparent seat, a big touch screen, three groups of card reading devices, three groups of counting devices, one group of worn coin and A4 conveying device and a USB (universal serial bus) digital certificate interface, wherein the operating room is formed into a semi-closed space with an opening top by the front side of the teller machine, three pieces of semitransparent materials and the transparent seat; the three pieces of semitransparent materials are higher than 2 meters, and one piece can be opened and closed to serve as a door; the big touch screen at least can simultaneously display various service handling pictures, service parameter pictures and monitoring pictures in the teller machine; three groups of card reading devices are positioned below the corresponding service handling pictures displayed by the big touch screen, and three different colors can be emitted for the service handling pictures to prompt; the three groups of counting devices are positioned below the three groups of card reading devices and can be used for simultaneously containing 100 pieces of paper money at most; the USB digital certificate interface is used for receiving a client USBKEY digital certificate to verify the identity of the client.
Description
Technical field
The present invention relates to a kind of seat formula full-service self-help teller machine based between " locked in " operation, relate in particular to the system and method for full-automatic bank, belong to finance device technical field.
Background technology
People handle financial business at present, self-help bank can only meet a small amount of demand, most of service needed is handled to bank outlets, expend the plenty of time, on the other hand, because bank outlets' human cost is costly, and it is extremely complicated to cultivate and manage the qualified practitioner of bank process, need for a long time, it is very difficult that other enterprises enter bank's industry, the little financial institution with high-quality bank service is also difficult to quick broaden business, cause domestic bank's industry cost huge, profit is several times of world level, also make Chinese Enterprise can not enjoy the service of optimum bank, finance costs are huge, cannot compete with foreign enterprise.If bank outlets realize comprehensive automation, bank outlets are without field personnel, can there is basic bank infrastructure, bank outlets are replaced by full-automatic bank, Duo Jia bank can share bank outlets, and nationwide bank outlets can and be rented by internet by the little financial institution with high-quality bank service provides high-quality bank service for people and enterprise.
Realize full-automatic bank, need to meet two requirements, the one, client easily expresses business demand, and the 2nd, full-automatic bank can solve business demand.
Application number is that 2013106621345 patent of invention discloses " a kind of method and system of quick generation banking application form ", this system is by Intellisense and internet information inquiring technology, make old client according to one second, new client after I.D. according to after I.D. ten seconds, ordinary people can generate banking application form voluntarily, has reduced widely the complicacy of handling bank business.
As long as full-automatic bank can solve business demand, will there will be basic bank backbone network, qualified enterprise, by adding backbone network to enter banking industry, occurs that bank outlets are the situation of many bank client services simultaneously.Be conducive to reduce bank's cost, promote that profit approaches world level, thereby the more service of high-quality bank is provided.
Electronic signature law regulation, in civil activity, litigant can arrange to use or do not use electronic signature, electronic message.Litigant arrange to use electronic signature, electronic message document, must not be only because it adopts the form of electronic signature, electronic message negative its legal effect.Electronic signature law regulation makes the self-help teller machine that has USBKEY digital certificate can handle most banking.
But up to the present, the multiple self-service finance device with different service functions such as ATM (automatic teller machine), automatic cash dispenser, automation change machine is provided by the financial service that replaces bank outlets to provide.
Summary of the invention
The embodiment of the present invention provides a kind of seat formula full-service self-help teller machine based between " locked in " operation to solve the self-oriented problem of bank outlets.
One of object of the present invention is, the financial service that self-service finance device replaces bank outlets to provide.
One of object of the present invention is, a kind of basic bank infrastructure is provided, bank outlets are replaced by full-automatic bank, Duo Jia bank can share bank outlets, and nationwide bank outlets can and be rented by internet by the little financial institution with high-quality bank service provides high-quality bank service for people and enterprise.
For realizing above-mentioned goal of the invention, the present invention adopts following technical scheme.
A kind of seat formula full-service self-help teller machine based between " locked in " operation comprises: main frame, translucent client's operation room, transparent seat, large touch screen, three groups of reader devices, three groups of money counting devices, three groups of contactless reader devices, one group of worn coin and A4 conveyer, USB digital certificate interface.
Main frame comprises that magnetic, infrared, fluorescence, spectrum and image amplify false-identifying device, automatic teller machine control device, loudspeaker.
Translucent client's operation room comprises: forming one by automatic teller machine front, three blocks of translucent materials and transparent seat is empty hemi-closure space above; Three blocks of translucent materials are higher than 2 meters, wherein one can switch, make a door purposes.
The screen diagonal of large touch screen, more than 23.6 inches, minimumly can show monitored picture in three kinds of business handling pictures, service parameter picture, automatic teller machine simultaneously.
Three groups of reader device positions, below the corresponding business handling picture of large touch screen demonstration, can be sent three kinds of different colours and point out for business handling picture.
Maximum 100 currency, below three groups of reader devices, can be put into respectively in three groups of money counting device positions simultaneously, can send three kinds of different colours and point out for business handling picture.
Three groups of contactless reader device positions, at automatic teller machine platform, for reading and writing contactless bank card, can be sent three kinds of different colours and point out for business handling picture.
One group of worn coin and A4 transmit entrance, and the currency that money counting device fails to differentiate can be put into one by one, are sent to special arrangement identification, if still can not judge, are kept in by bank, by banking processing enter identification aftertreatment; Described transmission worn coin and A4 transmit entrance also can receive the required proof of handling bank business, file, after scanning, preserves.
USB digital certificate interface is used for accepting client USBKEY digital certificate, confirms client identity.
The minimum progress of handling that receives amount of currency, Card Reader title and quantity, the inside and outside situation of operation room and level of security, each business that comprises of service parameter.
Below transparent seat, comprise track, transparent seat can before and after movable but can not take away; Track has pressure inductor.
Money counting device is furnished with more than one cash box, and cash box has inductor can respond to currency in cash box to take up room and be sent to main frame, checking with the quantity of money of host record the matching range taking up room, by the balanced money counting device that uses of host directs client.
Loudspeaker are used for each to be organized while having the pressure of the pressure inductor of the track of currency and transparent seat to exceed threshold values in money counting device, and the prompt service of sounding does not complete; Each is organized while having the pressure of the pressure inductor of the track of card and transparent seat to exceed threshold values in reader device, and the prompt service of sounding does not complete; While having the pressure of the pressure inductor of the track of article and transparent seat to exceed threshold values in worn coin and A4 conveyer, the prompt service of sounding does not complete; When the pressure that USB digital certificate is connected to the pressure inductor of the track of USB device and transparent seat exceedes threshold values, the prompt service of sounding does not complete.
Accompanying drawing explanation
In order to be illustrated more clearly in the embodiment of the present invention or technical scheme of the prior art, to the accompanying drawing of required use in embodiment or description of the Prior Art be briefly described below, apparently, accompanying drawing in the following describes is only some embodiments of the present invention, for those skilled in the art, do not paying under the prerequisite of creative work, can also obtain according to these accompanying drawings other accompanying drawing.
Figure l is a kind of seat formula full-service self-help teller machine outward appearance based between " locked in " operation of the embodiment of the present invention.
Fig. 2 is the method and system process flow diagram of a kind of seat formula full-service self-help teller machine based between " locked in " operation of the embodiment of the present invention.
Embodiment
Below in conjunction with the accompanying drawing in the embodiment of the present invention, the technical scheme in the embodiment of the present invention is clearly and completely described, obviously, described embodiment is only the present invention's part embodiment, rather than whole embodiment.Based on the embodiment in the present invention, those of ordinary skills, not making the every other embodiment obtaining under creative work prerequisite, belong to the scope of protection of the invention.
A kind of seat formula full-service self-help teller machine outward appearance based between " locked in " operation of EXAMPLE l.
As shown in Figure l, the embodiment of the present invention.
A kind of seat formula full-service self-help teller machine based between " locked in " operation comprises: main frame, translucent client's operation room, transparent seat, large touch screen, three groups of reader devices, three groups of money counting devices, three groups of contactless reader devices, one group of worn coin and A4 conveyer, USB digital certificate interface.
Main frame comprises that magnetic, infrared, fluorescence, spectrum and image amplify false-identifying device, automatic teller machine control device, loudspeaker.
Translucent client's operation room comprises: forming one by automatic teller machine front, three blocks of translucent materials and transparent seat is empty hemi-closure space above; Three blocks of translucent materials are higher than 2 meters, wherein one can switch, make a door purposes.
The screen diagonal of large touch screen, more than 23.6 inches, minimumly can show monitored picture in three kinds of business handling pictures, service parameter picture, automatic teller machine simultaneously.
Three groups of reader device positions, below the corresponding business handling picture of large touch screen demonstration, can be sent three kinds of different colours and point out for business handling picture.
Maximum 100 currency, below three groups of reader devices, can be put into respectively in three groups of money counting device positions simultaneously, can send three kinds of different colours and point out for business handling picture.
Three groups of contactless reader device positions, at automatic teller machine platform, for reading and writing contactless bank card, can be sent three kinds of different colours and point out for business handling picture.
One group of worn coin and A4 transmit entrance, and the currency that money counting device fails to differentiate can be put into one by one, are sent to special arrangement identification, if still can not judge, are kept in by bank, by banking processing enter identification aftertreatment; Described transmission worn coin and A4 transmit entrance also can receive the required proof of handling bank business, file, after scanning, preserves.
USB digital certificate interface is used for accepting client USBKEY digital certificate, confirms client identity.
The method and system process flow diagram of 2 one kinds of the embodiment seat formula full-service self-help teller machine based between " locked in " operation
As shown in Figure 2, the embodiment of the present invention
A kind of seat formula full-service self-help teller machine based between " locked in " operation comprises: main frame, translucent client's operation room, transparent seat, large touch screen, three groups of reader devices, three groups of money counting devices, three groups of contactless reader devices, one group of worn coin and A4 conveyer, USB digital certificate interface.
Main frame comprises that magnetic, infrared, fluorescence, spectrum and image amplify false-identifying device, automatic teller machine control device, loudspeaker.
Translucent client's operation room comprises: forming one by automatic teller machine front, three blocks of translucent materials and transparent seat is empty hemi-closure space above; Three blocks of translucent materials are higher than 2 meters, wherein one can switch, make a door purposes.
The screen diagonal of large touch screen, more than 23.6 inches, minimumly can show monitored picture in three kinds of business handling pictures, service parameter picture, automatic teller machine simultaneously.
Three groups of reader device positions, below the corresponding business handling picture of large touch screen demonstration, can be sent three kinds of different colours and point out for business handling picture.
Maximum 100 currency, below three groups of reader devices, can be put into respectively in three groups of money counting device positions simultaneously, can send three kinds of different colours and point out for business handling picture.
Three groups of contactless reader device positions, at automatic teller machine platform, for reading and writing contactless bank card, can be sent three kinds of different colours and point out for business handling picture.
One group of worn coin and A4 transmit entrance, and the currency that money counting device fails to differentiate can be put into one by one, are sent to special arrangement identification, if still can not judge, are kept in by bank, by banking processing enter identification aftertreatment; Described transmission worn coin and A4 transmit entrance also can receive the required proof of handling bank business, file, after scanning, preserves.
USB digital certificate interface is used for accepting client USBKEY digital certificate, confirms client identity.
The minimum progress of handling that receives amount of currency, Card Reader title and quantity, the inside and outside situation of operation room and level of security, each business that comprises of service parameter.
Below transparent seat, comprise track, transparent seat can before and after movable but can not take away; Track has pressure inductor.
Money counting device is furnished with more than one cash box, and cash box has inductor can respond to currency in cash box to take up room and be sent to main frame, checking with the quantity of money of host record the matching range taking up room, by the balanced money counting device that uses of host directs client.
Loudspeaker are used for each to be organized while having the pressure of the pressure inductor of the track of currency and transparent seat to exceed threshold values in money counting device, and the prompt service of sounding does not complete; Each is organized while having the pressure of the pressure inductor of the track of card and transparent seat to exceed threshold values in reader device, and the prompt service of sounding does not complete; While having the pressure of the pressure inductor of the track of article and transparent seat to exceed threshold values in worn coin and A4 conveyer, the prompt service of sounding does not complete; When the pressure that USB digital certificate is connected to the pressure inductor of the track of USB device and transparent seat exceedes threshold values, the prompt service of sounding does not complete.
In the present invention, applied specific embodiment principle of the present invention and embodiment are set forth, the explanation of above embodiment is just for helping to understand method of the present invention and core concept thereof; , for one of ordinary skill in the art, according to thought of the present invention, all will change in specific embodiments and applications, in sum, this description should not be construed as limitation of the present invention meanwhile.
Claims (5)
1. the seat formula full-service self-help teller machine based between " locked in " operation, it is characterized in that, comprising: main frame, translucent client's operation room, transparent seat, large touch screen, three groups of reader devices, three groups of money counting devices, three groups of contactless reader devices, one group of worn coin and A4 conveyer, USB digital certificate interface;
Main frame comprises: magnetic, infrared, fluorescence, spectrum and image amplify false-identifying device, automatic teller machine control device, loudspeaker;
Translucent client's operation room comprises: forming one by automatic teller machine front, three blocks of translucent materials and transparent seat is empty hemi-closure space above; Three blocks of translucent materials are higher than 2 meters, wherein one can switch, make a door purposes;
The screen diagonal of large touch screen, more than 23.6 inches, minimumly can show monitored picture in three kinds of business handling pictures, service parameter picture, automatic teller machine simultaneously;
Three groups of reader device positions, below the corresponding business handling picture of large touch screen demonstration, can be sent three kinds of different colours and point out for business handling picture;
Maximum 100 currency, below three groups of reader devices, can be put into respectively in three groups of money counting device positions simultaneously, can send three kinds of different colours and point out for business handling picture;
Three groups of contactless reader device positions, at automatic teller machine platform, for reading and writing contactless bank card, can be sent three kinds of different colours and point out for business handling picture;
One group of worn coin and A4 transmit entrance, and the currency that money counting device fails to differentiate can be put into one by one, are sent to special arrangement identification, if still can not judge, are kept in by bank, by banking processing enter identification aftertreatment; Described transmission worn coin and A4 transmit entrance also can receive the required proof of handling bank business, file, after scanning, preserves;
USB digital certificate interface is used for accepting client USBKEY digital certificate, confirms client identity.
2. according to the service parameter described in claim l, it is characterized in that described service parameter: the minimum progress of handling that receives amount of currency, Card Reader title and quantity, the inside and outside situation of operation room and level of security, each business that comprises.
3. according to the transparent seat described in claim l, it is characterized in that, comprise track below described transparent seat, transparent seat can before and after movable but can not take away; Track has pressure inductor.
4. according to the money counting device described in claim l, it is characterized in that, each group money counting device is furnished with more than one cash box, cash box has inductor can respond to currency in cash box to take up room and be sent to main frame, check with the quantity of money of host record the matching range taking up room, by the balanced money counting device that uses of host directs client.
5. according to the loudspeaker described in claim l, it is characterized in that having the pressure of the pressure inductor of the track of currency and transparent seat to exceed threshold values in each group money counting device, the prompt service of sounding does not complete; In each group reader device, have the pressure of the pressure inductor of the track of card and transparent seat to exceed threshold values, the prompt service of sounding does not complete; In worn coin and A4 conveyer, have the pressure of the pressure inductor of the track of article and transparent seat to exceed threshold values, the prompt service of sounding does not complete; The pressure that USB digital certificate is connected to the pressure inductor of the track of USB device and transparent seat exceedes threshold values, and the prompt service of sounding does not complete.
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410097954.9A CN103871154B (en) | 2014-03-16 | 2014-03-16 | A kind of based on the A seating full-service self-help teller machine between " locked in " operation |
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| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201410097954.9A CN103871154B (en) | 2014-03-16 | 2014-03-16 | A kind of based on the A seating full-service self-help teller machine between " locked in " operation |
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| Publication Number | Publication Date |
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| CN103871154A true CN103871154A (en) | 2014-06-18 |
| CN103871154B CN103871154B (en) | 2015-12-02 |
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| CN201410097954.9A Expired - Fee Related CN103871154B (en) | 2014-03-16 | 2014-03-16 | A kind of based on the A seating full-service self-help teller machine between " locked in " operation |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105096475A (en) * | 2015-07-23 | 2015-11-25 | 成都三泰电子有限公司 | Deposit method and withdraw method of intelligent teller machine |
| CN113345175A (en) * | 2021-05-31 | 2021-09-03 | 中国银行股份有限公司 | Intelligent counter for bank |
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| US4357528A (en) * | 1980-10-27 | 1982-11-02 | Federal Reserve Bank Of Richmond | Machine and method for counting and reconciling paper money |
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| CN201237815Y (en) * | 2008-08-01 | 2009-05-13 | 北京京城一家信息技术有限公司 | Multifunctional self-help terminal |
| CN201910095U (en) * | 2010-12-13 | 2011-07-27 | 天津市电力公司 | Self-service electric-power business terminal |
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| CN102890844A (en) * | 2012-08-02 | 2013-01-23 | 交通银行股份有限公司 | Integrated bank self-service equipment |
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2014
- 2014-03-16 CN CN201410097954.9A patent/CN103871154B/en not_active Expired - Fee Related
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
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| US4357528A (en) * | 1980-10-27 | 1982-11-02 | Federal Reserve Bank Of Richmond | Machine and method for counting and reconciling paper money |
| KR20070052982A (en) * | 2005-11-18 | 2007-05-23 | 노틸러스효성 주식회사 | Method for classifying and counting paper money and automated teller machine for executing the method |
| CN201237815Y (en) * | 2008-08-01 | 2009-05-13 | 北京京城一家信息技术有限公司 | Multifunctional self-help terminal |
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Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN105096475A (en) * | 2015-07-23 | 2015-11-25 | 成都三泰电子有限公司 | Deposit method and withdraw method of intelligent teller machine |
| CN105096475B (en) * | 2015-07-23 | 2018-07-13 | 成都三泰智能科技有限公司 | Deposit method, the withdrawal method of intelligent automatic teller machine |
| CN113345175A (en) * | 2021-05-31 | 2021-09-03 | 中国银行股份有限公司 | Intelligent counter for bank |
| CN113345175B (en) * | 2021-05-31 | 2022-10-11 | 中国银行股份有限公司 | Intelligent counter for bank |
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| CN103871154B (en) | 2015-12-02 |
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Inventor after: Zhang Yuebin Inventor after: Sun Fengbo Inventor before: Wang Meijin |
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| TR01 | Transfer of patent right |
Effective date of registration: 20170626 Address after: Sanpailou Street Gulou District of Nanjing city in Jiangsu province 210003 No. 238 room 506 Patentee after: Nanjing gentleman Travel Information Technology Co., Ltd. Address before: No. 15 half River Garden 528100 Guangdong province Foshan City Sanshui District southwest Street Sha Tau Road 7 804 Patentee before: Wang Meijin |
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| CF01 | Termination of patent right due to non-payment of annual fee | ||
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Granted publication date: 20151202 Termination date: 20190316 |