Background technology
By using low-power consumption Bluetooth technology (also to claim Bluetooth Low Energy, Bluetooth4.0 or Bluetooth Smart), Beacon base station can create a signal area, in the time that the mobile intelligent terminal of a support low-power consumption bluetooth enters this region, corresponding application program just can be pointed out user a predetermined information.
For instance, if user enters into the shop of a megastore with a mobile phone, mean that mobile phone has entered the Beacon signal area in this family shop.Then Beacon id information just can be transmitted to mobile phone in Beacon base station.Mobile phone is downloaded the data of the corresponding trade company of this Beacon ID from server, such as navigation information in reward voucher or shop.Even when before user goes to some sales counter, Beacon can start personalized commercial product recommending information.That is to say in the information area of Beacon base station, user just can obtain personalized miniature positional information and notice by the smart mobile phone in hand.
At present, Beacon equipment is mainly used in the fields such as discount information pushing, location information service, also really do not apply and extend to the scene such as user's purchase and consumption, trade company's receipts list, and traditional consumption flow process is described below at present:
1, client pays the bill to cashier;
2,, if any reward voucher or be of use certificate, trade company need manually add discount and record certificate detail;
3, the cashier of trade company selects " consumption " function in cash register payment terminal;
4, cash register payment terminal display screen occurs that after the prompting of " amount of money of swiping the card ", the cashier of trade company inputs the amount of money, presses " confirmation " key;
5, the cashier of trade company points out the operation of swiping the card and swipe the card, and presses " confirmation " key;
6, cash register payment terminal display screen occurs after the prompting of " input password ", entertain guests family input password press " confirmation " key of the cashier of trade company;
7, in cash register payment terminal prompting transaction processing, now cash register payment terminal sends message, wait-for-response message to acquirer;
If 8 swipe the card successfully, cash register payment terminal shows Transaction Success, and automatic printing voucher, and the family of entertaining guests is signed, checked.
Therefore the major defect of prior art is as follows: 1, handling cost is high: traditional Beacon is an independently equipment.Need changed information to connect and to reset individually; 2, hardware (battery) maintenance cost is high: the built-in button cell of traditional B eacon equipment, and be about 1-2 the average cruising time of battery, in the time that battery life exhausts, need to change battery by facing ten hundreds of equipment, increased follow-up maintenance cost; 3, sending fixing ID easily forges: traditional B eacon equipment all has fixing ID, with user mobile phone APP transmitting procedure in, all, to fix ID as identification code, therefore device id is very easily acquired, and obtains the corresponding information of background system by fake equipment ID; 4, cannot connect and receive unit tool and pay: traditional B eacon bluetooth equipment at present also not Supporting connectivity receive unit tool, thereby cannot complete the whole flow process from being sold to purchase.Thereby become most trade companies in the market and introduce the major obstacle of this technology; 5, marketing platform information cannot directly be integrated with consumption data: Beacon equipment pushed information is still confined to merchandise news, discount information, location information service etc. at present, with on receiving unit tool, line do not pay and combine, cause trade company cannot obtain user and whether complete shopping, information such as the consumption amount of money etc., thereby cannot meet the demand such as data analysis, precision marketing, movable popularization in trade company's later stage.
Summary of the invention
Technical matters to be solved by this invention is to provide a kind of mobile intelligent terminal method of payment and system based on low-power consumption bluetooth, can will on the line of POS and mobile intelligent terminal, pay and combine and without existing POS is transformed, thereby greatly improve the convenience of transaction payment and meet the demand such as data analysis, precision marketing, movable popularization in trade company's later stage.
The present invention solves the problems of the technologies described above the technical scheme adopting to be to provide a kind of mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, comprises the steps: a) cash register payment terminal to be connected with external Bluetooth communication equipment; B) in cash register payment terminal input sequence information, and set up local wireless by described external Bluetooth communication equipment with the mobile intelligent terminal with embedded with bluetooth module and be connected; C) mobile intelligent terminal is to cash register payment terminal acquisition request sequence information; D) described mobile intelligent terminal receives after sequence information, is connected and obtains account information with payment platform by telecommunications network, then account information is issued to cash register payment terminal; Described cash register payment terminal is connected with payment platform, and carries out payment authentication according to the account information obtaining.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described mobile intelligent terminal connects by local wireless or manually inputs account information is returned to cash register payment terminal; Described cash register payment terminal completes after payment authentication, payment authentication result and sales slip information exchange is crossed to local wireless and connect and send to mobile intelligent terminal.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described cash register payment terminal is cashier's machine and/or POS machine, described cashier's machine or POS machine are connected with external Bluetooth communication equipment by serial port module or usb interface module.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described payment platform manages the external Bluetooth communication equipment connecting in all cash register payment terminals, comprises following process:
External Bluetooth communication equipment configuration primary and secondary ID numbering, ID identification code, display Name and broadcast message for connecting in each cash register payment terminal on payment platform;
Described cash register payment terminal is to primary and secondary ID numbering, ID identification code, display Name and the broadcast message of the external Bluetooth communication equipment of payment platform request the machine; And be synchronously updated to the external Bluetooth communication equipment of the machine.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, the cabinet number that described display Name and this external Bluetooth communication equipment connect cash register payment terminal place matches, and described broadcast message comprises the positional information of merchandise discount information and this external Bluetooth communication equipment.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described ID identification code is dynamic random code, is that the external Bluetooth communication equipment connecting in different cash register payment terminals configures unique ID identification code on described payment platform; When cash register payment terminal is obtained external Bluetooth communication equipment information and completes after synchronous renewal, the synchronous renewal that distributes new unique ID identification code to wait for next time for the external Bluetooth communication equipment connecting in different cash register payment terminals on described payment platform.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described step b) comprises following process: the external Bluetooth communication equipment of cash register payment terminal notice the machine be operated in two-way communication mode; The low-power consumption Bluetooth communication equipment of mobile intelligent terminal search nearby sphere by sorting apart from distance; Mobile intelligent terminal is initiated connection request to nearest low-power consumption Bluetooth communication equipment; Cash register payment terminal is received connection request and is set up local wireless with mobile intelligent terminal by the external Bluetooth communication equipment of the machine and is connected.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, the nearby sphere of described mobile intelligent terminal search is 0~50cm.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described mobile intelligent terminal is according to the strong and weak judging distance distance of the signal of the Bluetooth communication equipment receiving and select nearest low-power consumption Bluetooth communication equipment initiation connection request.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described external Bluetooth communication equipment periodically provides broadcast message, described broadcast message comprises the positional information of this external Bluetooth communication equipment, and described mobile intelligent terminal is according to the positional information judging distance distance in the broadcast message of the Bluetooth communication equipment receiving and select nearest low-power consumption Bluetooth communication equipment initiation connection request.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, the cabinet number that the display Name of described external Bluetooth communication equipment and this external Bluetooth communication equipment connect cash register payment terminal place matches, if mobile intelligent terminal is from the nearest low-power consumption Bluetooth communication equipment failure that is dynamically connected, show all low-power consumption Bluetooth communication equipments of the nearby sphere searching by list, after manually selecting according to the cabinet information in display Name for user, connect.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described cash register payment terminal and mobile intelligent terminal first carry out two-way authentication in the time setting up local wireless and be connected, if either party does not authenticate by the other side, refusal is set up local wireless and connected.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, set up after local wireless connection, if cash register payment terminal is not received the sequence information request of obtaining from mobile intelligent terminal in the given time, described cash register payment terminal is cut off local wireless connection, waits for the connection request of new mobile intelligent terminal.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, set up after local wireless connection, if mobile intelligent terminal acquisition request sequence information, but do not receive in the given time sequence information, described mobile intelligent terminal cuts off local wireless connection, initiates connection request to nearest next low-power consumption Bluetooth communication equipment.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described steps d) in cash register payment terminal complete external Bluetooth communication equipment of notice the machine after this transaction and transfer One-to-All Broadcast pattern to from two-way communication mode, described external Bluetooth communication equipment periodically provides broadcast message.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described merchandise news comprises cargo price, title and quantity; Described external Bluetooth communication equipment periodically provides broadcast message, and described broadcast message comprises merchandise discount information, and the merchandise discount information in described cash register payment terminal receiving broadcasting information is also carried out real time modifying to the price of the commodity that match.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, if the merchandise discount information from payment platform that the merchandise discount information in the broadcast message that cash register payment terminal receives is received with cash register payment terminal is conflicted mutually, cash register payment terminal is initiated the solicited message of the external Bluetooth communication equipment of request renewal the machine immediately to payment platform; And the response message of receiving is synchronously updated to the external Bluetooth communication equipment of the machine.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described steps d) comprise following process: described mobile intelligent terminal generates stochastic payoffs dynamic code to payment platform request; Described mobile intelligent terminal receives after the stochastic payoffs dynamic code of payment platform, connects or artificial input validation sends to cash register payment terminal by local wireless; Described cash register payment terminal completes this transaction and transaction results is uploaded to payment platform after receiving stochastic payoffs dynamic code.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, on described cash register payment terminal and mobile intelligent terminal, be equipped with the other side's PKI of pairing and private key separately, when described mobile intelligent terminal connects to cash register payment terminal transmission account information by local wireless, adopt the other side's PKI to be encrypted stochastic payoffs dynamic code and user ID, described cash register payment terminal utilizes private key to be decrypted processing to stochastic payoffs dynamic code and user ID.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, obtain wrong stochastic payoffs dynamic code or wait for that stochastic payoffs dynamic code is overtime when cash register payment terminal, described cash register payment terminal direct labor inputs the stochastic payoffs dynamic code showing on mobile intelligent terminal and carries out trade confirmation.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described cash register payment terminal comprises magnetic card/IC-card read module, obtain stochastic payoffs dynamic code failure or described mobile intelligent terminal is cancelled after online mobile payment when cash register payment terminal, described cash register payment terminal continues to obtain accounts information and carry out payment authentication according to the account information obtaining to payment platform from magnetic card/IC-card read module.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described steps d) medium-long range communication network is wifi network, GPRS network, 3G network or 4G network.
The above-mentioned mobile intelligent terminal method of payment based on low-power consumption bluetooth, wherein, described mobile intelligent terminal is smart mobile phone or the PAD equipment of embedded with bluetooth module.
The present invention also provides a kind of mobile intelligent terminal payment system based on low-power consumption bluetooth for solving the problems of the technologies described above, comprise cash register payment terminal, wherein, described cash register payment terminal is provided with external Bluetooth communication equipment, described cash register payment terminal is cashier's machine and/or POS machine, and described cashier's machine or POS machine are connected communication connection is provided with external Bluetooth communication equipment by serial port module or usb interface module.
The above-mentioned mobile intelligent terminal payment system based on low-power consumption bluetooth, wherein, described cash register payment terminal is set up local wireless by external Bluetooth communication equipment with the mobile intelligent terminal with embedded with bluetooth module and is connected; Described mobile intelligent terminal is connected and obtains account information with payment platform by telecommunications network, and account information is connected and returned to described cash register payment terminal by local wireless, described cash register payment terminal is connected with payment platform, and carries out payment authentication according to the account information obtaining.
The above-mentioned mobile intelligent terminal payment system based on low-power consumption bluetooth, wherein, described POS machine comprises the 2nd MCU processor, the power end of described the 2nd MCU processor is connected with second source module, network-side is connected with network communication module, input end is connected with magnetic card/IC-card read module by magnetic head parsing module, and output terminal is connected with signal prompt module; Described the 2nd MCU processor is connected with secondary USB interface module, the 3rd serial port module, second serial module respectively by internal data bus; Described POS machine is connected with external Bluetooth communication equipment charging and communication interface is provided by the 3rd serial port module or secondary USB interface module, and described POS machine is connected with cashier's machine by second serial module.
The above-mentioned mobile intelligent terminal payment system based on low-power consumption bluetooth, wherein, described external Bluetooth communication equipment comprises a MCU processor, the power end of a described MCU processor is connected with the first power module, network-side be connected with bluetooth transmitters, Bluetooth Receiver respectively by communication management module; A described MCU processor is connected with the first usb interface module, first serial module by internal data bus, and described the first usb interface module, first serial module and the first power module are connected; Described external Bluetooth communication equipment is connected with cash register payment terminal and is set up charging and communication port by the first usb interface module or first serial module.
The above-mentioned mobile intelligent terminal payment system based on low-power consumption bluetooth, wherein, described telecommunications network is wifi network, GPRS network, 3G network or 4G network.
The above-mentioned mobile intelligent terminal payment system based on low-power consumption bluetooth, wherein, described mobile intelligent terminal is smart mobile phone or PAD equipment, is provided with embedded with bluetooth module and built-in wifi/GPRS/3G module in described smart mobile phone or PAD equipment.
The present invention contrasts prior art following beneficial effect: mobile intelligent terminal method of payment and the system based on low-power consumption bluetooth provided by the invention, by cash register payment terminal is connected with low-power consumption Bluetooth communication equipment, making cash register payment terminal to set up local wireless with the mobile intelligent terminal of embedded with bluetooth module is connected, to on the line of POS and mobile intelligent terminal, pay and combine, thereby greatly improve convenience and the multiple intelligent selection of transaction payment, promote low-power consumption bluetooth both-way communication and carry out the mobile terminal payment experience that need not match, and meet the data analysis in trade company's later stage, precision marketing, the demands such as movable popularization.
Embodiment
Below in conjunction with drawings and Examples, the invention will be further described.
Fig. 1 is the mobile intelligent terminal payment system configuration diagram that the present invention is based on low-power consumption bluetooth.
Refer to Fig. 1, mobile intelligent terminal payment system based on low-power consumption bluetooth provided by the invention comprises cash register payment terminal 1, wherein, described cash register payment terminal 1 is provided with external Bluetooth communication equipment 4, described cash register payment terminal 1 is cashier's machine 10 and/or POS machine, described cashier's machine or POS machine are connected communication connection are provided with external Bluetooth communication equipment by serial port module or usb interface module, thereby make cashier's machine or POS machine to carry out unified management maintenance to external Bluetooth communication equipment, avoid existing external Bluetooth communication equipment to send fixing ID identification code problem, the problem includes: easy forgery and the problem of usurping.
Mobile intelligent terminal payment system based on low-power consumption bluetooth provided by the invention, described cash register payment terminal 1 is set up local wireless by external Bluetooth communication equipment 4 with the mobile intelligent terminal 2 with embedded with bluetooth module and is connected; Described mobile intelligent terminal 2 is connected and obtains account information with payment platform 3 by telecommunications network 5, and account information is connected and returned to described cash register payment terminal 1 by local wireless, described cash register payment terminal 1 is connected with payment platform 3, and carries out payment authentication according to the account information obtaining.The above-mentioned mobile intelligent terminal payment system based on low-power consumption bluetooth, utilizes mobile intelligent terminal to obtain accounts information, without using bank card to swipe the card; Mobile intelligent terminal connects accounts information to return to cash register payment terminal 1 by local wireless, without the transaction payment flow process of the existing POS of change, thereby by paying and combine on the line of POS and mobile intelligent terminal, greatly improve the convenience of transaction payment.
Mobile intelligent terminal payment system based on low-power consumption bluetooth provided by the invention, wherein, described telecommunications network 5 can be wifi network, GPRS network, 3G network or 4G network; Described mobile intelligent terminal 2 can be smart mobile phone or PAD equipment, is provided with embedded with bluetooth module 21 and built-in GPRS/3G module 23 in described smart mobile phone or PAD equipment.Certainly,, for 4G network, in described smart mobile phone or PAD equipment, built-in 4G module can be correspondingly set.
Fig. 2 is cash register payment terminal of the present invention and low-power consumption Bluetooth communication equipment block diagram.
Please continue referring to Fig. 2, external Bluetooth communication equipment 4 of the present invention can comprise a MCU processor 48, the power end of a described MCU processor 48 is connected with the first power module 47, network-side be connected with bluetooth transmitters 41, Bluetooth Receiver 45 respectively by communication management module 44; A described MCU processor 48 is connected with the first usb interface module 43, first serial module 42 by internal data bus, and described the first usb interface module 43, first serial module 42 and the first power module 47 are connected; Thereby make external Bluetooth communication equipment 4 be connected with cash register payment terminal 1 charging and communication port are provided simultaneously by the first usb interface module 43 or first serial module 42.Described cash register payment terminal 1 is cashier's machine and/or POS machine, and external Bluetooth communication equipment 4 can be connected on cashier's machine or POS machine.The external Bluetooth communication equipment of low-power consumption of the present invention, notice arranges the first usb interface module 43, first serial module 42 is connected power supply is provided with cash register payment terminal 1, thereby can avoid changing battery, saves maintenance cost.
Mobile intelligent terminal payment system based on low-power consumption bluetooth provided by the invention, wherein, described cash register payment terminal 1 comprises cashier's machine 10 and POS machine, described POS machine comprises the 2nd MCU processor 15, the power end of described the 2nd MCU processor 15 is connected with second source module 17, network-side is connected with network communication module 14, and input end is connected with magnetic card/IC-card read module 11 by magnetic head parsing module 12, and output terminal is connected with signal prompt module 13; Described the 2nd MCU processor 15 is connected with secondary USB interface module 16, the 3rd serial port module 18, second serial module 19 respectively by internal data bus; Described POS machine is connected with external Bluetooth communication equipment 4 charging and communication interface is provided by the 3rd serial port module 18 or secondary USB interface module 16, and described POS machine is connected with cashier's machine 10 by second serial module 19.The prompt tone that signal prompt module 13 is sent by internal loudspeaker, and LCD display shows user card punching and on mobile phone, inputs transaction related information.The usb interface module of described POS machine and above-mentioned external Bluetooth communication equipment or serial port module interconnect can provide charging and communication connection, and first serial module 18, second serial module 19 and the 3rd serial port module 42 generally can be selected RS232 module.
Fig. 3 is the mobile intelligent terminal payment flow schematic diagram that the present invention is based on low-power consumption bluetooth.
Please continue referring to Fig. 3, the mobile intelligent terminal method of payment based on low-power consumption bluetooth, comprises the cash register payment terminal 1 connected by network and payment platform 3, wherein, comprises the steps:
Step S1: cash register payment terminal 1 is connected by electric interfaces with external Bluetooth communication equipment 4, provides charging and communication interface as adopted plug-in USB or serial ports to be connected.In general, cash register payment terminal 1 can be cashier's machine 10 and/or POS machine, described POS machine is connected with external Bluetooth communication equipment 4 by the 3rd serial port module 18 or secondary USB interface module 16, and described POS machine is connected with cashier's machine 10 by second serial module 19.
Described payment platform 3 can carry out unified management to the external Bluetooth communication equipment connecting in all cash register payment terminals, as shown in Figure 4, specifically comprises following process:
On payment platform 3, be that the external Bluetooth communication equipment 4 connecting in each cash register payment terminal configures respectively primary and secondary ID numbering, ID identification code, display Name and broadcast message;
Described cash register payment terminal 1 is asked primary and secondary ID numbering, ID identification code, display Name and the broadcast message of the external Bluetooth communication equipment of the machine to payment platform 3; And be synchronously updated to the external Bluetooth communication equipment 4 of the machine.The cabinet number that described display Name and this external Bluetooth communication equipment connect cash register payment terminal place preferably matches, and described broadcast message comprises the positional information of merchandise discount information and this external Bluetooth communication equipment.Described ID identification code is preferably dynamic random code, rather than existing fixing ID identification code.On described payment platform 3, be that the external Bluetooth communication equipment connecting in different cash register payment terminals configures unique ID identification code; When cash register payment terminal is obtained external Bluetooth communication equipment information and completes after synchronous renewal, the synchronous renewal that distributes new unique ID identification code to wait for next time for the external Bluetooth communication equipment connecting in different cash register payment terminals on described payment platform 3.
Step S2: when client or user start to pay, cashier is first in cash register payment terminal input sequence information, and set up local wireless by described external Bluetooth communication equipment with the mobile intelligent terminal with embedded with bluetooth module and be connected.As shown in Figure 5, concrete connection procedure is as follows:
Cash register payment terminal 1 notify the machine external Bluetooth communication equipment 4 be operated in two-way communication mode;
Mobile intelligent terminal 2 is searched for the low-power consumption Bluetooth communication equipment of nearby sphere and by sorting apart from distance; The nearby sphere of search is 0~50cm, is preferably 10cm, to avoid being connected to other irrelevant bluetooth equipments;
Mobile intelligent terminal 2 is initiated connection request to nearest low-power consumption Bluetooth communication equipment;
Cash register payment terminal 1 is received connection request and is set up local wireless with mobile intelligent terminal 2 by the external Bluetooth communication equipment 4 of the machine and is connected.For fear of disturbing cash register payment terminal around and reducing the power consumption of Bluetooth communication equipment, when cash register payment terminal completes after this transaction, can notify the external Bluetooth communication equipment of the machine to transfer One-to-All Broadcast pattern to from two-way communication mode, periodically provide broadcast message, until there is the new two-way communication mode that is operated in of paying external Bluetooth communication equipment 4 that single business reinforms the machine.
In order to guarantee that mobile intelligent terminal can search exactly current cash register payment terminal and connect, the strong and weak judging distance distance of the signal of described mobile intelligent terminal 2 Bluetooth communication equipment that preferably basis receives is also selected nearest low-power consumption Bluetooth communication equipment and is initiated connection request.Secondly, because external Bluetooth communication 4 equipment periodic provide broadcast message, in described broadcast message, generally comprise the positional information of this external Bluetooth communication equipment, the positional information judging distance distance in the broadcast message of the described mobile intelligent terminal Bluetooth communication equipment that also basis receives is also selected nearest low-power consumption Bluetooth communication equipment and is initiated connection request.Finally, because the display Name of external Bluetooth communication equipment preferably matches with the cabinet number that this external Bluetooth communication equipment connects cash register payment terminal place, if mobile intelligent terminal is from the nearest low-power consumption Bluetooth communication equipment failure that is dynamically connected, show all low-power consumption Bluetooth communication equipments of the nearby sphere searching by list, after manually selecting according to the cabinet information in display Name for user, connect.
Nonetheless,, due to being widely used of bluetooth equipment, still may there is connecting irrelevant equipment.For this reason, cash register payment terminal of the present invention and mobile intelligent terminal can first carry out two-way authentication in the time setting up local wireless and be connected, if either party does not authenticate by the other side, refusal is set up local wireless and is connected, thereby guarantees that legal mobile intelligent terminal is reliably connected to current cash register payment terminal.
In addition, set up after local wireless connection, if cash register payment terminal is not received the sequence information request of obtaining from mobile intelligent terminal in the given time, such as exceeding 1 second, described cash register payment terminal can be cut off local wireless connection, waits for the connection request of new mobile intelligent terminal.
Similarly, set up after local wireless connection, if mobile intelligent terminal acquisition request sequence information, but do not receive in the given time sequence information, such as exceeding 1 second, described mobile intelligent terminal can cut off local wireless connection, initiates connection request to nearest next low-power consumption Bluetooth communication equipment.
Step S3: mobile intelligent terminal is to cash register payment terminal acquisition request sequence information.Merchandise news comprises cargo price, title and quantity; The broadcast message of described external Bluetooth communication equipment comprises merchandise discount information, and the merchandise discount information in described cash register payment terminal receiving broadcasting information is also carried out regeneration sequence information after real time modifying to the price of the commodity that match.If the merchandise discount information from payment platform that the merchandise discount information in the broadcast message that cash register payment terminal receives is received with cash register payment terminal is conflicted mutually, cash register payment terminal is initiated the solicited message of the external Bluetooth communication equipment of request renewal the machine immediately to payment platform; And the response message of receiving is synchronously updated to the external Bluetooth communication equipment of the machine.
Step S4: described mobile intelligent terminal receives after sequence information, is connected and obtains account information with payment platform by telecommunications network, then account information is issued to cash register payment terminal; Described cash register payment terminal is connected with payment platform, and carries out payment authentication according to the account information obtaining.Detailed process is as follows:
Described mobile intelligent terminal generates stochastic payoffs dynamic code to payment platform request;
Described mobile intelligent terminal receives after the stochastic payoffs dynamic code of payment platform, connects or artificial input validation sends to cash register payment terminal by local wireless;
Described cash register payment terminal completes this transaction and transaction results is uploaded to payment platform after receiving stochastic payoffs dynamic code.
In order to guarantee transaction security, described cash register payment terminal and mobile intelligent terminal are connected while communicating by local wireless, on described cash register payment terminal and mobile intelligent terminal, be equipped with the other side's PKI of pairing and private key separately, when described mobile intelligent terminal connects to cash register payment terminal transmission account information by local wireless, adopt the other side's PKI to be encrypted stochastic payoffs dynamic code and user ID, described cash register payment terminal utilizes private key to be decrypted processing to stochastic payoffs dynamic code and user ID.
In the time there are various abnormal conditions, the present invention further provides multiple intelligent selection processing, guarantee to conclude the business and reliably carry out.When cash register payment terminal is obtained wrong stochastic payoffs dynamic code or waited for that stochastic payoffs dynamic code is overtime, described cash register payment terminal can direct labor be inputted the stochastic payoffs dynamic code showing on mobile intelligent terminal and is guaranteed that the transaction of cash register payment terminal can continue.In addition, described cash register payment terminal still can be utilized existing magnetic card/IC-card read module, obtain stochastic payoffs dynamic code failure or described mobile intelligent terminal is cancelled after online mobile payment when cash register payment terminal, described cash register payment terminal continues to obtain accounts information and initiate confirming payment to payment platform from magnetic card/IC-card read module.
Finally, when cash register payment terminal completes after payment authentication, payment authentication result and sales slip information exchange can be crossed to local wireless and connect and send to mobile intelligent terminal.Client can directly check payment result and sales slip information at mobile intelligent terminal, better lifting user carries out the experience effect paying on line in cash register payment terminal, even can directly carry out sales slip electronic signature at mobile intelligent terminal and return to cash register payment terminal, realize with no paper cash register payment transaction.
Fig. 6 is the mutual schematic diagram of mobile intelligent terminal payment transaction signal that the present invention is based on low-power consumption bluetooth.
Please continue referring to Fig. 6, mobile intelligent terminal method of payment based on low-power consumption bluetooth provided by the invention, greatly improve convenience and the multiple intelligent selection of transaction payment, promote low-power consumption bluetooth both-way communication and carry out the mobile terminal payment experience that need not match, concrete operations are as follows:
Step 1, the cashier of trade company are by cash register payment terminal input dealing money;
Step 2, cash register payment terminal, by USB interface or serial ports, send instruction to Beacon+ equipment, and it is set to can both-way communication state, and the cash register program Lookup protocol in cash register payment terminal is gathering waiting status simultaneously;
Step 3, Beacon+ equipment receive and carry out the instruction that cash register payment terminal sends, and being set to can both-way communication state;
Step 4, user open the application program on bluetooth mobile intelligent terminal, make bluetooth module on mobile intelligent terminal in can reiving/transmitting state;
Step 5, user select payment function in application program;
Step 6, application program be by the operating system of intelligent terminal, and search around can found Beacon+ equipment;
If step 7 does not search any Beacon+ equipment, application prompts user is abnormal;
If more than one of the Beacon+ equipment that step 8 searches, application program shows all devices with list, selects corresponding Beacon+ equipment by user;
Step 9, user send order inquiry request by application program, include but not limited to user ID in request data package, mobile intelligent terminal bluetooth module ID;
Bluetooth module in step 10, mobile intelligent terminal, by bluetooth communication agreement, sends to Beacon+ equipment by order inquiry request;
Step 11, Beacon+ equipment, by USB interface or serial ports, are sent to cash register payment terminal by order inquiry request;
Step 12, cash register payment terminal analysis request packet, generate sequence information result, return to Beacon+ equipment by USB interface or serial ports, packet is including but not limited to dealing money, terminal number, trade company's numbering, user ID, mobile intelligent terminal bluetooth module ID;
Step 13, Beacon+ equipment send sequence information result to bluetooth module in mobile intelligent terminal by bluetooth communication agreement, and are shown to user by application program and check;
Step 14, the user information that confirms an order, selects the modes of payments (including but not limited to electronic account, credit card, debit card, bank account, prepaid card, integration, deduction certificate, ideal money, coupon), determines and pays;
Step 15, application program, by payment affirmation request group bag, send to Beacon+ equipment by the bluetooth module in mobile intelligent terminal;
Step 16, Beacon+ equipment, by USB interface or serial ports, are sent to cash register payment terminal by payment affirmation request;
Step 17, cash register payment terminal are encrypted payment affirmation request, are sent to Beacon+ management platform;
Step 18, Beacon+ management platform are processed the request of payment, complete and withhold, and return to payment processes result to cash register payment terminal;
Step 19; Cash register payment terminal, by USB interface or serial ports, returns to Beacon+ equipment by payment processes result, sends instruction simultaneously, closes the bidirectional communication function of Beacon+ equipment, and by screen display payment processes result;
Step 20, Beacon+ equipment send payment processes result to bluetooth module in mobile intelligent terminal by bluetooth communication agreement, and close the bidirectional communication function of self;
Step 21, application program show payment affirmation result;
All payments saved from damage by step 22, Beacon+ platform and marketing effectiveness metadata provider family is analyzed.
In sum, mobile intelligent terminal method of payment and system based on low-power consumption bluetooth provided by the invention, by cash register payment terminal is connected with low-power consumption Bluetooth communication equipment, making cash register payment terminal to set up local wireless with the mobile intelligent terminal of embedded with bluetooth module is connected, to on the line of POS and mobile intelligent terminal, pay and combine, do not need to change hardware and the transaction flow of existing cashier's machine and POS machine, Beacon Plus can be directly adaptive with existing financial POS terminal on the market, make full use of the existing RS232 Interface realization of financial POS terminal plug and play, without changing or upgrading financial POS terminal existing hardware, cost free transformation, thereby greatly improve convenience and the multiple intelligent selection of transaction payment, promote low-power consumption bluetooth both-way communication and carry out the mobile terminal payment experience that need not match, and meet the data analysis in trade company's later stage, precision marketing, the demands such as movable popularization.Concrete advantage is as follows: 1) Beacon+ has both-way communication and carries out data exchanging function, also has broadcast information updating function simultaneously.2) traditional B eacon bluetooth equipment Supporting connectivity cash register payment terminal not also at present, introduces the major obstacle of this technology as means of payment thereby become most trade companies in the market.And Beacon+ equipment in the present invention makes full use of the existing RS232 interface of financial POS terminal or USB interface, realize plug and play, without changing or upgrading financial POS terminal existing hardware, cost free transformation, has cleared away obstacle for Beacon Bluetooth technology becomes the main flow modes of payments; 3) propose complete payment flow solution, this scheme has greatly reduced the change to user's conventional payment custom, and high being easy to of user's acceptance accepted.4) traditional B eacon equipment all has fixing ID, with user mobile phone APP transmitting procedure in, all, to fix ID as identification code, therefore device id is very easily acquired, and obtains the corresponding information of background system by fake equipment ID.And in the present invention, trade company, keeper can be by cash register payment terminal or management platform from trend Beacon+ equipment regular update ID, avoid ID to be acquired and forge after the negative consequence brought; 5) security mechanism aspect by double-deck mechanism control, the one, make full use of the safety of the single channel encryption technique guarantee transmission channel of Bluetooth technology; The 2nd, carry out data encryption in application layer, the data that intelligent terminal is passed to bluetooth equipment are encrypted signature by PKI, and POS terminal receives that utilizing private key to be decrypted after data ciphertext can obtain disbursement account information.
Although the present invention discloses as above with preferred embodiment; so it is not in order to limit the present invention, any those skilled in the art, without departing from the spirit and scope of the present invention; when doing a little modification and perfect, therefore protection scope of the present invention is worked as with being as the criterion that claims were defined.