CN102831734A - Payment method of mobile terminal client - Google Patents

Payment method of mobile terminal client Download PDF

Info

Publication number
CN102831734A
CN102831734A CN 201110160774 CN201110160774A CN102831734A CN 102831734 A CN102831734 A CN 102831734A CN 201110160774 CN201110160774 CN 201110160774 CN 201110160774 A CN201110160774 A CN 201110160774A CN 102831734 A CN102831734 A CN 102831734A
Authority
CN
China
Prior art keywords
payment
user
terminal
data
client
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN 201110160774
Other languages
Chinese (zh)
Inventor
顾健
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shanghai Bolu Information Technology Co Ltd
Original Assignee
Shanghai Bolu Information Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shanghai Bolu Information Technology Co Ltd filed Critical Shanghai Bolu Information Technology Co Ltd
Priority to CN 201110160774 priority Critical patent/CN102831734A/en
Publication of CN102831734A publication Critical patent/CN102831734A/en
Pending legal-status Critical Current

Links

Images

Abstract

The invention discloses a payment method of a mobile terminal client and comprises a terminal client and a system server, and a system server comprises a coding module, a logic module, a verifying module, a charging module and the like. The payment method comprises the following steps: a payment instruction is required through the interaction between the terminal client and the system end; the system receives the payment request of the client, carries out authentication verification to a terminal user and requires the payment capacity of the terminal user, if the payment capacity of the terminal user is satisfied, the system generates corresponding codes and supports digital codes and bar codes; after the terminal user receives the codes, the terminal user inputs the codes into the payment terminal or identifies the bar codes; and after the system reads the codes, the system verifies the terminal payment state of the background data, and if the charging is successful, the payment is finished. According to the payment method of the mobile terminal client, the payment is finished by the mobile terminal, so that the user is unnecessary to bring cashes and credit cards; and the payment of the user is facilitated based on the mobile terminal such as a mobile phone, and a service manner of mobile phone payment is provided.

Description

A kind of method of payment of mobile terminal client terminal
Technical field
The present invention relates to a plurality of technical fields such as portable terminal, system software, be meant a kind of method of payment especially based on mobile terminal client terminal.
Background technology
Along with the maturation and the technological development of system software of Internet technology, development of Communication Technique, particularly mobile Internet and intelligent terminal, for mobile payment provides feasibility based on client terminals.
The terminal pays especially that mobile-phone payment becomes a kind of consumption mode easily, and the user need not to carry the overall process that article such as wallet can be accomplished consumption, becomes the selection of a kind of consumption and payment of people.
The popular modes of payments mainly is the NFC mode at present; Need to change special mobile phone terminal or SIM/UIM card, need the coupling of POS machine simultaneously, it is higher to promote cost; And obtain evidence for payment through mobile terminal client terminal; And verify that through system identification can accomplish the payment function of similar NFC, NFC mode customer group basis is more extensive relatively.
In view of this, the objective of the invention is to propose a kind of simple, be prone to row, accomplish a kind of method of consumption and payment through mobile terminal client terminal.
Summary of the invention
Saidly can find out from top; The method of payment of a kind of mobile terminal client terminal based on mobile data network provided by the invention realizes a kind of simple mobile payment function based on mobile terminal client terminal through mobile data network and portable terminal and system backstage.
 
Have the following advantages specifically:
With low cost:
Trigger payment and carry evidence for payment based on the client terminals mode, need not specific hardware and cooperate, cost has reduced cost effectively.
Easy to use:
Can obtain voucher whenever and wherever possible through the mobile data client; After the user obtains evidence for payment; According to using scene; But the user imports or provides the voucher data of system identification on payment terminal, also can print this coding or hand-written this is encoded to media medium such as paper, and use-pattern is convenient, flexible.
Be easy to dispose:
Verification msg on the voucher is specific character, numeral or the bar code that system generates, and identification is simple, and relevant device is with low cost, and technology maturation is disposed simple and fast.
Support offline electronic payment:
The user obtains can use this evidence for payment in offline mode behind the evidence for payment, and need not real-time or specific consumption of on-line payment or service, and is convenient for users to use.
 
Description of drawings
Accompanying drawing described herein is used to provide further understanding of the present invention, constitutes the application's a part, and illustrative examples of the present invention and explanation thereof are used to explain the present invention, do not constitute improper qualification of the present invention.In the accompanying drawings:
Fig. 1 is the synoptic diagram of system module structure of the present invention.
Fig. 2 is a payment flow system interaction synoptic diagram.
Fig. 3 is the terminal authentication schematic flow sheet.
Fig. 4 is the payment authentication schematic flow sheet.
 
Embodiment
With reference to the accompanying drawings the present invention is more comprehensively described, exemplary embodiment of the present invention wherein is described.
For realizing above-mentioned purpose, a kind of method of payment based on mobile terminal client terminal has been proposed.
Below in conjunction with the drawings, embodiment of the present invention is described.
The key point that realizes a kind of method of payment based on mobile terminal client terminal is following:
Payment message:
System's design system in advance supports trade company's tabulation; The user is after client is selected trade company; Select concrete type of payment, payment; Client is constructed the data that comprise user profile and payment information automatically, and the data structure of tectonic system payment message, payment message take the mode of XML or binary data structure to construct.
Subscription authentication:
After the user initiated Payment Request, system was that the safety of guaranteeing payment will be initiated the authentication to the user, and request message comprises user data and authorization data; User data comprises ID and termination number, hardware characteristics value, random number; The subscription authentication data comprise and data such as user-dependent KI, termination number, terminal hardware eigenwert, through the authentication arithmetic calculating of system and terminal agreement; Terminal and system carry out the calculating of authentication arithmetic simultaneously, think then that like unanimity as a result authentication passes through.
 
The voucher coding:
For guaranteeing the safety of data and message, according to type of payment and payment amount, system takes the coding of mode word and the voucher coding of bar code; The array mode of numeral and character is taked in literal code; The bar coding mode is encoded to bar code for each item payment data and secure option are carried out optional encryption, and the enciphered data that system will read bar code during payment is deciphered, according to demand for security; Take symmetry or asymmetrical encryption algorithm, the safety of guarantee information.
 
Credential verification:
The user is when using voucher, and system will verify user's voucher according to type of credentials, select digit recognition and bar-code identification to resolve the data on the voucher, and according to the payment record that is kept at system, whether the data of checking on user's evidence for payment are effective.
 
The Zhi Fuyu clearing:
According to the user the selection type of payment is set, through the native system payment system and with the interface of third party's payment system, satisfy the demand of user's different type of payment, take the network service interface form to call usually with the interface of third-party payment system.
After carrying out alternately with the third party system, system will be according to the data of payment and the result phase of payment, and regular and third party system carries out checking and settling accounts of account.
 
Main functional modules
As shown in Figure 1, a kind of structure of the method for payment based on mobile terminal client terminal mainly comprises:
End side:
Terminal local data base 100:
The Database Systems that portable terminal is inner are preserved various data, for other modules provide Data Source and access interface.
Logic module 101:
The control and the execution of each logic flow relevant with payment of end side are accomplished the miscellaneous service logic function alternately with other modules.
Terminal interface module 102:
It is adaptive that responsible each module with system end and end side is carried out interface protocol, is responsible for communicating with the interface module of system side, carries out data transmission and communicate by letter according to the agreement of consulting, and the transmitting-receiving of the up-downgoing of various message and data is provided.
Security module 103:
Be responsible in the payment process of terminal, relating to safety and authentication functions, generate random number, preserve KI, functions such as compute authentication response parameter.
Terminal door 104:
The user visits the interface of business function on the terminal, the user gets into system and uses professional various functions through the terminal door.
Management configuration module 105:
The terminal user carries out business configuration and data management, and the user is provided with professional configuration through the data of administration module to business.
 
The consumption end:
Voucher scanning 106:
On consumption terminal, scan voucher, comprise bar code and character-coded credential information, and the data that read are submitted to business logic modules.
Man-machine interaction 107:
Consumption terminal and user carry out mutual module, and the user can import the voucher code at consumption terminal, and the operator of consumption trade company carries out the module of human-machine operation.
Voucher identification 108:
After reading voucher, carry out remote identification on the consumption terminal, and recognition result is submitted to business logic modules in this locality identification or the identification service interface through system.
Local data base 109:
On consumption terminal, preserve the service logic data, comprise identifying information, recognition result, miscellaneous service data such as payment data also provide the common function of databases such as data query.
Service logic 110:
Result according to voucher identification on the consumption terminal carries out the corresponding service logic, and comprise service condition and judge, operations such as Payment Request, and the various logic operating result is recorded in daily record.
Data interface module 111:
The mutual data of being responsible for consume end equipment and system are carried out the data interaction of up-downgoing through data transmission channel and system, accomplish the transmission of data, and other modules of system are through the upward download of calling interface completion data.
Management configuration module 112:
Be responsible for the parameter configuration of the system of consumption terminal side, the management function of the various device and the software of consumption terminal equipment is provided.
 
Transmission channel 113:
The actual physical passage of data transmission is provided, and can be wireless broadband network and mobile data network, comprises the data channel of each mobile communication, WIFI, fixed broadband etc.
 
System side:
System interface module 114:
Be responsible for communicating, carry out data transmission and communicate by letter, send the data to the request msg of terminal and receiving terminal according to the agreement of consulting with the interface module of terminal with consumption end equipment.
Database 115:
Data storage and database and various various functions based on database are provided, like logic functions such as data trigger, function and reporting system etc.
Terminal traffic logic module 116:
The execution and the functions such as logic setting, preservation of each service logic of the counterpart terminal user of responsible system end, the service request and the response terminal of parsing end side are handled miscellaneous service request logic.
Consumption end business logic modules 117:
Be responsible for the execution and the functions such as logic setting, preservation of the corresponding service logic of system end and consumption terminal, resolve the service request and the response terminal of consumption terminal side, handle consumption terminal service request logic.
Service encapsulates 118:
The service logic service ability of system end is packaged into the service interface form, supplies end side to call, comprise the voucher related service, subscription authentication service, inquiry service etc. with the remote service form.
Security module 119:
Be responsible for the subscriber authentication various functions relevant, comprise terminal authentication, functions such as the various data of encryption and decryption with safety of payment.
Credentials module 120:
Be responsible for to generate certificate properties's coding or bar code, generate and resolve voucher, through the voucher service interface, consumption terminal sends to system identification with voucher such as bar code, numerical coding, after the identification data is turned back to consumption terminal.
Settlement module 121:
Be responsible for settling accounts, the detailed data of various payment data and the data of capital settlement are provided, various analysis data sheets are provided through Reports module with affiliated trade company and the payment system institutional affiliation of consumption terminal.
Log pattern 122:
The information of the delivery operation of system is recorded system journal, and offer the user and inquire about.
Local payment module 123:
For the user provides the function of paying in the system, system provides complete Stored Value, withholds, payment function such as enter an item of expenditure in the accounts.
Reports module 124:
For system provides various forms,, generate and export various analysis data sheets according to user's demand.
Third party's payment interface 125:
With the interface of third party's payment system, system is through calling the mutual of payment interface completion and third party's payment system.
Third party's payment system 126:
Third-party payment system provides the payment interface of electronization and accomplishes payment function according to interface protocol, and payment result is returned to called side.
Administration module 127:
Management system comprises user management, various management functions such as service logic management, daily record, parameter configuration.
System's door 128:
System user is logined the door of the system of door, and the interface of user's using system and the carrying of miscellaneous service flow process are provided.
 
Give one example below and explain that user of the present invention uses portable terminal to carry out the workflow of offline electronic payment, among this embodiment, business may further comprise the steps:
Prerequisite: install and registered client at the terminal.
Step 1: the User login system, on the terminal, select the request for credentials and the payment of counter value, request for credentials message is initiated at the terminal;
Step 2: system obtains this subscription request message, and the user is carried out authentication, verifies that successfully the charging and fee-deducting to this user is initiated in the back;
Step 3: the type of payment that system comprises according to user's request message, system initiates deducting fees of the type;
Step 4: according to the state of deducting fees, system end selects whether to generate evidence for payment, then generates and issue evidence for payment like success;
Step 5: portable terminal obtains this evidence for payment, when payment, shows or prints this voucher;
Step 6: consumption end equipment obtains payment information through recognizing apparatus identification voucher;
Step 7: system verification this voucher pay status and validity, then voucher is effective as passing through;
Step 8. system returns to consumption end and informing user terminal equipment with voucher identification and checking result;
Step 9. consumption terminal print or the pay status that sends electronic edition as payments document, and the relevant data of this payment is recorded in daily record.
 
Description of the invention provides for example with for the purpose of explaining, and is not the disclosed form that exhaustively perhaps limit the invention to.A lot of modifications and variation are obvious for those of ordinary skill in the art.Selecting and describing embodiment is for better explanation principle of the present invention and practical application, thereby and makes those of ordinary skill in the art can understand the various embodiment that have various modifications that the present invention's design is suitable for special-purpose.

Claims (10)

1. the method for payment of a mobile terminal client terminal is characterized in that the terminal user carries out the payment of commodity or service through client terminals.
2. according to claim 1, the terminal user carries out the payment of commodity and service through the mobile data network of client terminals, and system deducts fees from terminal user account; It is characterized in that; Client terminals is registered in system, and system obtains the number with verification terminal MDN through checking, obtains terminal hardware eigenwert such as hardware datas such as IMEI, IMSI through client; And user MDN number and hardware characteristics value carried out the uniqueness mapping and bind; SAS Subscriber Authorization System is paid from user account and is deducted fees, and the terminal comprises the various products of the support short message service that mobile phone, panel computer etc. are easy to carry about with one, for each user; ID number and account number of the uniqueness that system will generate are bound with user terminal number for this ID number.
3. of claim 2, the user sends payment request message through client and obtains evidence for payment, it is characterized in that; Voucher is one section data that comprise payment information; Comprise payment literal or numerical information, or barcode data, barcode data can be encrypted; The user initiates Payment Request through client, and system receives that the payment that generates for the user after the Payment Request of client encodes and be issued to user terminal through mobile data network.
4. of claim 3, client terminals sends payment request message to the system request payment, it is characterized in that, request message is initiated and structure by client; Comprise XML or binary format, transmit through HTTP or TCP mode, request message has comprised ID, termination number; The mapping of terminal hardware eigenwert, payment data, payment data comprise payment flowing water numbering, payment object; Request time stabs, payment, and the modes of payments is initiated payment through payment request message.
5. of claim 4, system need carry out authentication after receiving user's request message, it is characterized in that subscription request message has comprised user profile and authentication information; User profile comprises ID, termination number, hardware characteristics value; Random number, user authentication information comprise KI, Subscriber Number, the terminal hardware eigenwert; Authentication arithmetic through system and terminal agreement calculates, and terminal and system all carry out the calculating of authentication arithmetic, thinks then that like unanimity as a result authentication passes through.
6. of claim 5; System carries out deducting fees from user's fund account behind the authentication to the user after receiving user's payment request message; It is characterized in that; Account can be account or the third party payment account of user at mobile operator; System is selected from system account, operator's account, subscriber authorisation third party account according to type of payment; Credit card authorization is paid, and the system account mode needs the user supplement the back with money to use, credit card and third party's payment system after obtaining subscriber authorisation through calling that third-party open payment interface is paid and the pay status that the third party pays being turned back to the foundation of system as payment result and clearing, inquiry.
7. of claim 6; The evidence for payment that the acquisition system issues after the subscription authentication and the success of deducting fees can use this voucher to pay, and it is characterized in that, generates the evidence for payment of user side after system successfully carries out deducting fees; Voucher is the bar code that comprises the literal or the numeral of payment information or comprise data; The user is hand-written with voucher, print or through the identification equipment input or read evidence for payment, the system verification evidence for payment, and checking is through this payment then effectively.
8. of claim 7, the user obtain behind the evidence for payment can be in real time or non real-time use this voucher, it is characterized in that; The user can use this evidence for payment immediately, also can in the voucher term of validity, use this voucher, and system keeps this credential information; Voucher comprises payment uniqueness serial number, user's payment information, user profile; User profile comprises Subscriber Number, ID, and payment information comprises payment category; Time of payment, payment data such as payout, system can verify kind and the number that the user pays behind identification payment coding voucher.
9. of claim 8, the user can accomplish payment after evidence for payment and checking are provided, and system notifies the terminal user through variety of way after accomplishing payment flow; It is characterized in that; Take client message, note, advise for payments is sent in multimedia message; And be recorded in the customer consumption daily record, user's detailed data inquiry of subsequently can login system paying.
10. of claim 9; State that system will pay at every turn and result are kept at the foundation of system as inquiry and clearing, it is characterized in that system will preserve the concrete data of user's payment; The result and the state of payment; Be kept at system with the mutual return state code of third party's payment system, these data are used for user inquiring, the data of capital settlement.
CN 201110160774 2011-06-15 2011-06-15 Payment method of mobile terminal client Pending CN102831734A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN 201110160774 CN102831734A (en) 2011-06-15 2011-06-15 Payment method of mobile terminal client

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN 201110160774 CN102831734A (en) 2011-06-15 2011-06-15 Payment method of mobile terminal client

Publications (1)

Publication Number Publication Date
CN102831734A true CN102831734A (en) 2012-12-19

Family

ID=47334839

Family Applications (1)

Application Number Title Priority Date Filing Date
CN 201110160774 Pending CN102831734A (en) 2011-06-15 2011-06-15 Payment method of mobile terminal client

Country Status (1)

Country Link
CN (1) CN102831734A (en)

Cited By (23)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103824186A (en) * 2014-03-06 2014-05-28 杭州博联智芯科技有限公司 Method and system for paying by utilizing mobile phone
CN103903141A (en) * 2014-03-14 2014-07-02 福建联迪商用设备有限公司 O2O safety payment method, system and POS terminal
CN103914774A (en) * 2014-03-14 2014-07-09 福建联迪商用设备有限公司 O2O safety payment method and system
CN103971468A (en) * 2013-02-04 2014-08-06 刘广群 System and method of using mobile terminal for printing paper vouchers after local payment
WO2015039568A1 (en) * 2013-09-18 2015-03-26 Tencent Technology (Shenzhen) Company Limited Method and system for providing authorization by using mobile terminal
CN104899730A (en) * 2014-09-22 2015-09-09 腾讯科技(深圳)有限公司 Mobile terminal data processing method, terminals and mobile terminal data processing system
CN105225108A (en) * 2015-08-29 2016-01-06 上海广生行母婴用品股份有限公司 A kind of electronic fare payment system
CN105376203A (en) * 2014-08-26 2016-03-02 阿里巴巴集团控股有限公司 Processing method of interactive information, device and system
CN105518733A (en) * 2013-07-26 2016-04-20 维萨国际服务协会 Provisioning payment credentials to a consumer
CN105512925A (en) * 2015-11-30 2016-04-20 英业达科技有限公司 Transaction method and transaction system
CN105934961A (en) * 2013-12-19 2016-09-07 谷歌公司 Systems, methods, and computer program products for obtaining mobile device data
CN106056383A (en) * 2016-07-18 2016-10-26 中经汇通电子商务有限公司 Method and server for generating unique page through mobile phone terminal IMEI code and system thereof
WO2017092598A1 (en) * 2015-12-04 2017-06-08 阿里巴巴集团控股有限公司 Resource processing method and device
CN107067250A (en) * 2015-09-09 2017-08-18 三星电子株式会社 For performing the method and apparatus paid
CN103903140B (en) * 2014-03-14 2018-05-11 福建联迪商用设备有限公司 A kind of O2O safe payment methods, system and a kind of secure payment backstage
WO2019024297A1 (en) * 2017-07-29 2019-02-07 深圳市前海康启源科技有限公司 Medical payment security system and method based on random payment code
CN110111111A (en) * 2019-04-24 2019-08-09 上海乂学教育科技有限公司 Network pay this extra Accounting & Service System
TWI690892B (en) * 2013-12-06 2020-04-11 開曼群島商創新先進技術有限公司 Object information obtaining method and system
CN111371836A (en) * 2016-09-20 2020-07-03 徐蔚 Verification method and device for secure payment of digital currency and mobile terminal
US10803452B2 (en) 2015-09-09 2020-10-13 Samsung Electronics Co., Ltd. Method and apparatus for performing payment
CN112529555A (en) * 2020-12-28 2021-03-19 天翼阅读文化传播有限公司 Virtual reality all-in-one digital payment system
US11195167B2 (en) 2016-06-20 2021-12-07 Advanced New Technologies Co., Ltd. Offline payment method and device
CN113807840A (en) * 2021-09-03 2021-12-17 刘高峰 Method, server and system for supporting local payment by multiple payment terminals of same user

Cited By (31)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103971468A (en) * 2013-02-04 2014-08-06 刘广群 System and method of using mobile terminal for printing paper vouchers after local payment
CN105518733A (en) * 2013-07-26 2016-04-20 维萨国际服务协会 Provisioning payment credentials to a consumer
US10902421B2 (en) 2013-07-26 2021-01-26 Visa International Service Association Provisioning payment credentials to a consumer
WO2015039568A1 (en) * 2013-09-18 2015-03-26 Tencent Technology (Shenzhen) Company Limited Method and system for providing authorization by using mobile terminal
TWI690892B (en) * 2013-12-06 2020-04-11 開曼群島商創新先進技術有限公司 Object information obtaining method and system
CN105934961A (en) * 2013-12-19 2016-09-07 谷歌公司 Systems, methods, and computer program products for obtaining mobile device data
CN103824186A (en) * 2014-03-06 2014-05-28 杭州博联智芯科技有限公司 Method and system for paying by utilizing mobile phone
CN103914774A (en) * 2014-03-14 2014-07-09 福建联迪商用设备有限公司 O2O safety payment method and system
JP2017514242A (en) * 2014-03-14 2017-06-01 フージェン ランディー コマーシャル イクイップメント カンパニー リミテッドFujian Landi Commercial Equipment Co.,Ltd O2O secure settlement method, O2O secure settlement system and POS terminal
CN103903141A (en) * 2014-03-14 2014-07-02 福建联迪商用设备有限公司 O2O safety payment method, system and POS terminal
CN103903140B (en) * 2014-03-14 2018-05-11 福建联迪商用设备有限公司 A kind of O2O safe payment methods, system and a kind of secure payment backstage
CN103903141B (en) * 2014-03-14 2018-05-08 福建联迪商用设备有限公司 A kind of O2O safe payment methods, system and a kind of POS terminal
CN103914774B (en) * 2014-03-14 2017-05-24 福建联迪商用设备有限公司 O2O safety payment method and system
CN105376203B (en) * 2014-08-26 2019-11-05 阿里巴巴集团控股有限公司 The processing method of interactive information, apparatus and system
CN105376203A (en) * 2014-08-26 2016-03-02 阿里巴巴集团控股有限公司 Processing method of interactive information, device and system
CN104899730A (en) * 2014-09-22 2015-09-09 腾讯科技(深圳)有限公司 Mobile terminal data processing method, terminals and mobile terminal data processing system
CN105225108A (en) * 2015-08-29 2016-01-06 上海广生行母婴用品股份有限公司 A kind of electronic fare payment system
CN107067250A (en) * 2015-09-09 2017-08-18 三星电子株式会社 For performing the method and apparatus paid
US10803452B2 (en) 2015-09-09 2020-10-13 Samsung Electronics Co., Ltd. Method and apparatus for performing payment
CN105512925A (en) * 2015-11-30 2016-04-20 英业达科技有限公司 Transaction method and transaction system
WO2017092202A1 (en) * 2015-11-30 2017-06-08 英业达科技有限公司 Transaction method and transaction system
WO2017092598A1 (en) * 2015-12-04 2017-06-08 阿里巴巴集团控股有限公司 Resource processing method and device
US11195167B2 (en) 2016-06-20 2021-12-07 Advanced New Technologies Co., Ltd. Offline payment method and device
US11250412B2 (en) 2016-06-20 2022-02-15 Advanced New Technologies Co., Ltd. Offline payment method and device
CN106056383A (en) * 2016-07-18 2016-10-26 中经汇通电子商务有限公司 Method and server for generating unique page through mobile phone terminal IMEI code and system thereof
CN111371836A (en) * 2016-09-20 2020-07-03 徐蔚 Verification method and device for secure payment of digital currency and mobile terminal
CN111371836B (en) * 2016-09-20 2023-10-24 徐蔚 Verification method and device for secure payment and mobile terminal
WO2019024297A1 (en) * 2017-07-29 2019-02-07 深圳市前海康启源科技有限公司 Medical payment security system and method based on random payment code
CN110111111A (en) * 2019-04-24 2019-08-09 上海乂学教育科技有限公司 Network pay this extra Accounting & Service System
CN112529555A (en) * 2020-12-28 2021-03-19 天翼阅读文化传播有限公司 Virtual reality all-in-one digital payment system
CN113807840A (en) * 2021-09-03 2021-12-17 刘高峰 Method, server and system for supporting local payment by multiple payment terminals of same user

Similar Documents

Publication Publication Date Title
CN102831734A (en) Payment method of mobile terminal client
CN102903045A (en) Offline payment method with internet manner
CN103077462A (en) Electronic receipt system based on terminal
CN103824185A (en) mobile intelligent terminal payment method and system based on low-power-consumption Bluetooth
CN102737308A (en) Mobile terminal and method and system for inquiring information of intelligent card
CN103177385A (en) Electronic receipt system based on near field communication (NFC) terminal
CN102831514A (en) Barcode based payment voucher
CN101025806A (en) Identity authentication method of fee payment via mobile communication terminal
US20130080334A1 (en) Payment system for handheld device and method
CN103714452A (en) Terminal payment method
CN102982448A (en) Code scanning payment method of mobile terminal
CN105590194A (en) Offline payment method and payment system
CN104077685A (en) On-line payment system and on-line payment method based on two-dimension codes
CN103870957A (en) Transaction system applying virtual account balance to entity shopping, and method thereof
CN202383724U (en) All-in-one machine for handling service
CN103812835A (en) Public key algorithm based offline mode ID and transaction authentication method
CN109559104B (en) Method and device for associating identity of payer in payment environment
CN102184604A (en) Mobile terminal payment system based on bar code
CN106572091A (en) Invoice information transfer generation method and system thereof
CN102611943A (en) Method for realizing user payment by applying additional SIM card to set-top box
CN103824170A (en) Mobile phone buying and selling client based on two-dimension codes, system and buying and selling management method
CN103440576A (en) Mobile direct-payment system
CN111126934A (en) Based on wisdom garden leads to payment management system
CN101694710A (en) Electronic transaction counter service system and realization method
CN102855559A (en) Asynchronous terminal delivery transaction payment system and method

Legal Events

Date Code Title Description
C06 Publication
PB01 Publication
C02 Deemed withdrawal of patent application after publication (patent law 2001)
WD01 Invention patent application deemed withdrawn after publication

Application publication date: 20121219