CN109767208A - A kind of method of payment and payment mechanism - Google Patents
A kind of method of payment and payment mechanism Download PDFInfo
- Publication number
- CN109767208A CN109767208A CN201910014746.0A CN201910014746A CN109767208A CN 109767208 A CN109767208 A CN 109767208A CN 201910014746 A CN201910014746 A CN 201910014746A CN 109767208 A CN109767208 A CN 109767208A
- Authority
- CN
- China
- Prior art keywords
- identifying code
- wireless network
- code
- beneficiary
- network identification
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Granted
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- Strategic Management (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Security & Cryptography (AREA)
- Computer Networks & Wireless Communication (AREA)
- Mobile Radio Communication Systems (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
The invention discloses a kind of method of payment and payment mechanisms, are related to field of computer technology.One specific embodiment of this method includes: the wireless signal within the scope of acquisition scans, at least one wireless network identification is read from wireless signal；The encoded information of parsing wireless network identification obtains decoded information, judge whether wireless network identification meets coding rule according to the code mark in decoded information, if wireless network identifier closes coding rule, new identifying code is generated using the identifying code generating mode of code mark instruction；Judge whether the identifying code of new identifying code and wireless network identification is identical, if new identifying code is identical as the identifying code of wireless network identification, beneficiary mark is obtained from decoded information, so that paying party completes payment according to beneficiary mark and payment amount.The method achieve the noninductive identifications of payer terminal equipment, and ensure that Transaction Information is not forged by identifying code, the consumption clearing realized between paying party and beneficiary safely and fast.
Description
Technical field
The present invention relates to computer field more particularly to a kind of method of payment and payment mechanisms.
Background technique
With quickly propelling for the rise of development of Mobile Internet technology, the fast development of IT technology and e-commerce, promote
The development of mobile payment.Mobile payment refers to the quotient that both parties are carried out for certain article or business by terminal device
Industry transaction, have can pay whenever and wherever possible, the advantages such as the payment of safe and convenient.There are many existing mobile payment modes, than
Such as utilize two dimensional code payment, NFC (Near Field Communication, near-field communication) payment, sound wave payment etc..Two dimensional code
Payment can be refined as solid-state/dynamic two-dimension code that paying party using terminal equipment scanning beneficiary provides again and be paid with realizing,
Beneficiary is using the two dimensional code of barcode scanning equipment scanning paying party to realize payment.
In realizing process of the present invention, at least there are the following problems in the prior art for inventor's discovery:
(1) the two dimensional code means of payment needs the terminal device of paying party to have camera, and there are certain requirements to clarity,
And need to have stronger two dimensional code recognition capability；Beneficiary needs to provide the screen equipment for showing two dimensional code, at high cost；In the presence of
Two dimensional code is replicated, steals the possibility of brush；
(2) NFC payment mode needs the terminal device of paying party and beneficiary to there is hardware supported, the sound wave means of payment
The terminal device of paying party and beneficiary is needed to have stronger sound wave recognition capability.
Summary of the invention
In view of this, the embodiment of the present invention provides a kind of method of payment and payment mechanism, payer terminal equipment is by sweeping
The wireless network identification that wireless signal around gets the radiation of beneficiary terminal device is retouched, in the encoded information of wireless network identification
Meet predefined coding rule and by after anti-fake certificate, obtaining beneficiary mark to combine payment amount to complete payment behaviour
Make.This embodiment achieves the noninductive identifications of payer terminal equipment, and ensure that Transaction Information is not forged by identifying code,
The consumption clearing realized between paying party and beneficiary safely and fast.
To achieve the above object, according to an aspect of an embodiment of the present invention, a kind of method of payment is provided.
A kind of method of payment of the embodiment of the present invention, comprising: the wireless signal within the scope of acquisition scans, from the wireless communication
At least one wireless network identification is read in number；The encoded information for parsing the wireless network identification obtains decoded information, according to
Code mark in the decoded information judges whether the wireless network identification meets predefined coding rule, if described wireless
Network identity meets the coding rule, then generates new identifying code using the identifying code generating mode of code mark instruction；Sentence
Whether the new identifying code that breaks is identical as the identifying code of the wireless network identification, if the new identifying code and the wireless network
The identifying code of mark is identical, then the beneficiary mark is obtained from the decoded information, so that paying party is according to the gathering
Side's mark and payment amount complete payment.
Optionally, the wireless network identification is server-side according to the coding rule, will include code mark and institute
The raw information for stating beneficiary mark is encoded, and by obtained encoded information and is used for anti-fake identifying code later and is spliced
It obtains.
Optionally, the identifying code is Encryption Algorithm of the server-side using code mark instruction, to the coding
What information obtained after being encrypted；New identifying code is generated using the identifying code generating mode of code mark instruction, comprising: is used
The Encryption Algorithm of the code mark instruction, encrypts the encoded information of the wireless network identification to obtain new identifying code.
Optionally, the paying party according to the beneficiary mark and payment amount complete payment, comprising: paying party according to
Beneficiary information corresponding with beneficiary mark selects beneficiary on a user interface, and payment amount is arranged, to complete
Payment.
Optionally, the identifying code is that the server-side is generated according to any one following mode: by the server-side
Current time stamp as the identifying code；Splice the encoded information and the current time stamp as the identifying code；It will
Encryption is used as the identifying code after the encoded information and current time stamp splicing；Use the verifying of code mark instruction
Code generating mode generates new identifying code, comprising: if the identifying code of the wireless network identification is the current time of the server-side
Stamp, then using the current time stamp of the server-side as new identifying code；If the identifying code of the wireless network identification is the volume
Code information and the current time stamp splice to obtain, then by the encoded information of the wireless network identification and server-side it is current when
Between stamp spliced to obtain the new identifying code；If the identifying code of the wireless network identification is the encoded information and described works as
It encrypts and obtains after preceding timestamp splicing, then carry out the current time stamp of the encoded information of the wireless network identification and server-side
Splicing, obtains the new identifying code using identical Encryption Algorithm later.
Optionally, the raw information includes payment amount；The method also includes: if the new identifying code and the nothing
The identifying code of line network identity is identical, then the payment amount is obtained from the decoded information；The paying party is according to
Beneficiary mark and payment amount complete payment, comprising: the paying party is according to gathering corresponding with beneficiary mark
Square information and/or the payment amount, select beneficiary on a user interface, to complete to pay.
Optionally, the wireless signal is WiFi signal or Bluetooth signal.
To achieve the above object, according to another aspect of an embodiment of the present invention, a kind of payment mechanism is provided.
A kind of payment mechanism of the embodiment of the present invention, comprising: acquisition read module, for wireless within the scope of acquisition scans
Signal reads at least one wireless network identification from the wireless signal；Generation module is parsed, for parsing the wireless network
The encoded information of network mark obtains decoded information, judges that the wireless network identification is according to the code mark in the decoded information
It is no to meet predefined coding rule, if the wireless network identifier closes the coding rule, referred to using code mark
The identifying code generating mode shown generates new identifying code；Payment module is judged, for judging the new identifying code and the wireless network
Whether the identifying code of network mark is identical, if the new identifying code is identical as the identifying code of the wireless network identification, from described
The beneficiary mark is obtained in decoded information, so that paying party completes payment according to beneficiary mark and payment amount.
Optionally, the wireless network identification is server-side according to predefined coding rule, will include that the code identifies
It is encoded with the raw information of beneficiary mark, by obtained encoded information and is used for anti-fake identifying code later and carries out
What splicing obtained.
Optionally, the identifying code is Encryption Algorithm of the server-side using code mark instruction, to the coding
What information obtained after being encrypted；The parsing generation module, is also used to: right using the Encryption Algorithm of code mark instruction
The encoded information of the wireless network identification is encrypted to obtain new identifying code.
Optionally, the judgement payment module, is also used to: paying party is according to gathering corresponding with beneficiary mark
Square information selects beneficiary on a user interface, payment amount is arranged, to complete to pay.
Optionally, the identifying code is that the server-side is generated according to any one following mode: by the server-side
Current time stamp as the identifying code；Splice the encoded information and the current time stamp as the identifying code；It will
Encryption is used as the identifying code after the encoded information and current time stamp splicing；The parsing generation module, is also used to:
If the identifying code of the wireless network identification is the current time stamp of the server-side, by the current time stamp of the server-side
As new identifying code；If the identifying code of the wireless network identification is that the encoded information and the current time stamp are spliced
It arrives, is then spliced the current time stamp of the encoded information of the wireless network identification and server-side to obtain the new verifying
Code；And if the identifying code of the wireless network identification be the encoded information and the current time stamp splicing after encrypt
It arrives, then splices the current time stamp of the encoded information of the wireless network identification and server-side, later using identical
Encryption Algorithm obtains the new identifying code.
Optionally, the raw information includes payment amount；Described device further include: module is obtained, if for described new
Identifying code is identical as the identifying code of the wireless network identification, then the payment amount is obtained from the decoded information；It is described
Judge payment module, be also used to: the paying party is according to beneficiary information corresponding with beneficiary mark and/or described
Payment amount selects beneficiary on a user interface, to complete to pay.
To achieve the above object, according to an embodiment of the present invention in another aspect, providing a kind of electronic equipment.
The a kind of electronic equipment of the embodiment of the present invention, comprising: one or more processors；Storage device, for storing one
A or multiple programs, when one or more of programs are executed by one or more of processors, so that one or more
A processor realizes a kind of method of payment of the embodiment of the present invention.
To achieve the above object, according to an embodiment of the present invention in another aspect, providing a kind of computer-readable medium.
A kind of computer-readable medium of the embodiment of the present invention, is stored thereon with computer program, and described program is processed
A kind of method of payment of the embodiment of the present invention is realized when device executes.
One embodiment in foregoing invention has the following advantages that or the utility model has the advantages that payer terminal equipment passes through scanning week
The wireless network identification that wireless signal gets the radiation of beneficiary terminal device is enclosed, is met in the encoded information of wireless network identification
Predefined coding rule and identify by after anti-fake certificate, obtaining beneficiary and combines payment amount completion delivery operation, reality
Show the noninductive identification of payer terminal equipment, and ensure that Transaction Information is not forged by identifying code, reality safely and fast
The consumption clearing between paying party and beneficiary are showed；It is used for anti-fake identifying code by generating to encoded information encryption, is being obtained
Get and generate new identifying code according to identical identifying code generating mode after wireless network identification, facilitate verifying Transaction Information whether be
It is forged；Generated by the current time stamp of server-side and be used for anti-fake identifying code, after getting wireless network identification by
New identifying code is generated according to identical identifying code generating mode, facilitates whether verifying Transaction Information is forged；In wireless network
It include payment amount in mark, so that beneficiary can ensure that primary transaction life with the sets itself paying party amount of money to be paid
At a wireless network identification, securely and reliably；Mobile payment is realized by WiFi signal or Bluetooth signal, and it is difficult to reduce identification
Degree and equipment cost breath, and beneficiary information can be known before carrying out payment movement in paying party.
Further effect possessed by above-mentioned non-usual optional way adds hereinafter in conjunction with specific embodiment
With explanation.
Detailed description of the invention
Attached drawing for a better understanding of the present invention, does not constitute an undue limitation on the present invention.Wherein:
Fig. 1 is the schematic diagram of the key step of method of payment according to an embodiment of the present invention；
Fig. 2 is the main flow schematic diagram of according to embodiments of the present invention one method of payment；
Fig. 3 is the main flow schematic diagram of according to embodiments of the present invention two method of payment；
Fig. 4 is the schematic diagram of the main modular of payment mechanism according to an embodiment of the present invention；
Fig. 5 is that the embodiment of the present invention can be applied to exemplary system architecture figure therein；
Fig. 6 is the structural schematic diagram for being suitable for the computer installation of the electronic equipment to realize the embodiment of the present invention.
Specific embodiment
Below in conjunction with attached drawing, an exemplary embodiment of the present invention will be described, including the various of the embodiment of the present invention
Details should think them only exemplary to help understanding.Therefore, those of ordinary skill in the art should recognize
It arrives, it can be with various changes and modifications are made to the embodiments described herein, without departing from scope and spirit of the present invention.Together
Sample, for clarity and conciseness, descriptions of well-known functions and structures are omitted from the following description.
The embodiment of the present invention is compared to the means of payment in background technique, and payer terminal equipment need to be from wireless in payment process
Wireless network identification is identified in signal, such as WiFi signal or Bluetooth signal, and the wireless network identification identified is compiled
The anti-fake verification of the regular checksum validation code of code, verification are by the wireless network identification that can illustrate that payer terminal equipment is read
It holds water.It is subsequent to obtain beneficiary information according to the beneficiary mark for including in wireless network identification, it completes subsequent
Payment process.
Fig. 1 is the schematic diagram of the key step of method of payment according to an embodiment of the present invention.As shown in Figure 1, the present invention is real
The method of payment for applying example, mainly includes the following steps:
Step S101: the wireless signal within the scope of acquisition scans reads at least one wireless network from the wireless signal
Network mark.Server-side will include that code mark and the raw information of beneficiary mark encode according to predefined coding rule
The encoded information arrived by encoded information and is used for anti-fake identifying code and is spliced to obtain wireless network identification, and sends later
To beneficiary terminal device；For beneficiary terminal device by wireless signal to ambient radiation wireless network identification, wireless signal can
To be WiFi signal, it is also possible to Bluetooth signal；Wireless signal around the acquisition of payer terminal equipment is to read wireless network
Mark.The wireless network identification can be used as the fixed code during payment transaction, can also be used as after each payment transaction more
New primary dynamic code, if fixed code, then payment amount can not be arranged in beneficiary comprising code mark, beneficiary mark, branch
Pay manufacturer's coding and identifying code；If dynamic code, beneficiary can self-setting payment amount comprising code mark, beneficiary mark
Knowledge, payment amount, payment manufacturer coding and identifying code.Code mark is used to indicate specifying information, each information that raw information includes
The digit that is occupied in wireless network identification in the sequencing of wireless network identification, each information, using which kind of coded format
It is encoded, which kind of identifying code generating mode to generate identifying code using, wireless network identification is fixed code or dynamic code etc..
Step S102: the encoded information for parsing the wireless network identification obtains decoded information, according to the decoded information
In code mark judge whether the wireless network identification meets predefined coding rule, if the wireless network identifier conjunction
The coding rule then generates new identifying code using the identifying code generating mode of code mark instruction.Payer terminal equipment
Whole wireless network identifications of reading are split to obtain two parts information, first part is encoded information, and second part is
Identifying code is decoded encoded information to obtain decoded information (i.e. raw information)；It is identified later according to the code in decoded information
Judge that active wireless network identifies whether to meet predefined coding rule；Meet predefined volume in active wireless network mark
In the case where code rule, a new identifying code is generated using the identifying code generating mode of code mark instruction.
Step S103: judging whether the new identifying code is identical as the identifying code of the wireless network identification, if described new
Identifying code is identical as the identifying code of the wireless network identification, then the beneficiary mark is obtained from the decoded information, with
Paying party is set to complete payment according to beneficiary mark and payment amount.Payer terminal equipment judgement generate identifying code with
Whether the identifying code of active wireless network mark is identical, if two identifying codes are identical, illustrates that wireless network identification is not tampered with
It forges.In the case that and code identical in two identifying codes mark instruction wireless network identification is fixed code, from active wireless network
Beneficiary mark is obtained in the decoded information of mark, and corresponding beneficiary information is obtained according to beneficiary mark and is shown in user
Interface；In the case that and code identical in two identifying codes mark instruction wireless network identification is dynamic code, from active wireless network
Beneficiary mark and payment amount are obtained in the decoded information of mark, and corresponding beneficiary information is obtained simultaneously according to beneficiary mark
It shows in user interface.Paying party can select on a user interface beneficiary according to beneficiary information and/payment amount, complete
Delivery operation.
Fig. 2 is the main flow schematic diagram of according to embodiments of the present invention one method of payment.As shown in Fig. 2, the present invention is real
The method of payment for applying example one, mainly includes the following steps:
Step S201: server-side encodes raw information according to predefined coding rule, is calculated later using encryption
Method carries out encryption to obtained encoded information and is verified code.Wherein, raw information includes code mark, beneficiary mark and payment
Manufacturer's coding.But raw information is not limited to above content, can increase or adjust according to demand, for example can also include receiving
Money side's title.Coding rule is used to set the coding requirement for encoding raw information, can be set according to self-demand, than
The value and corresponding meaning of code mark can such as be set.
In embodiment, code mark can be number, for example indicate that raw information includes code mark, beneficiary mark, receives with 1
Money side's title, payment manufacturer coding and identifying code are followed successively by code mark, beneficiary mark, receipts in the sequence of wireless network identification
Money side's title, payment manufacturer coding and identifying code, coded format UTF-8 generate encoded information encryption using aes algorithm and test
Code is demonstrate,proved, the wireless network identification of generation is fixed code.Whether identifying code is used for payer terminal equipment verification wireless network identification
Securely and reliably, it is not forged, is typically placed in after encoded information.Beneficiary mark is that server-side is the unique of beneficiary generation
Identity code can be 62 system contracting codes.Payment manufacturer is that payment direction beneficiary carries out used friendship when payment and settlement
Easily support platform, which supports platform such as business bank, Third-party payment platform.Beneficiary mark and beneficiary title exist
The digit occupied in wireless network identification can self-defining, such as beneficiary mark occupy 4, beneficiary title occupy 6.
Coded format, for example can be ASCII (American Standard Code for Information
Interchange, ASCII), UTF-8 (8-bit Unicode Transformation Format,
Unicode), UTF-16 (the sequence for the integer that the abstract code bit mapping of Unicode character set is 16 bit lengths) etc..
Encryption Algorithm can also be set according to self-demand, for example can be AES (Advanced Encryption
Standard, Advanced Encryption Standard), MD5 (Message Digest Algorithm MD5, the 5th generation Message Digest 5),
DES (Data Encryption Algorithm, data encryption algorithm) etc..In practical application, a kind of Encryption Algorithm can be used
Or the combination of multiple encryption algorithms encrypts encoded information.
It should be noted that the particular content of coding rule can be by protocol conventions, and server-side and terminal device (wrap
Include beneficiary terminal device and payer terminal equipment) it is both needed to abide by.In embodiment, coding rule can for according to code mark,
The sequence of beneficiary mark, beneficiary title and payment manufacturer coding, carry out UTF-8 encode to obtain byte arrays (byte [],
That is encoded information).Byte arrays are encrypted using aes algorithm, MD5 algorithm is reused later and aforementioned encrypted result is carried out
Encryption obtains MD5 value (i.e. identifying code).In an additional preferred embodiment, can also to byte arrays carry out bit arithmetic (such as
With operation, inverse) it is verified code.
Step S202: server-side is spliced encoded information and identifying code to obtain wireless network identification, by wireless network
Mark is sent to beneficiary terminal device.Include identifying code in the wireless network identification, polyalgorithm verifying can be carried out, guarantees letter
Breath is not tampered forgery.Assuming that the code of wireless network identification is identified as 1, beneficiary mark is indicated with " AAAA ", beneficiary title
It is indicated with " XXXXXX ", payment manufacturer coding indicates that identifying code is indicated with " sdsds " with " 01 ", then wireless network identification can be with
Are as follows: 1+AAAA+XXXXXX+01+sdsds.
Step S203: beneficiary terminal device receives wireless network identification, and emits for ambient radiation wireless network
The wireless signal of mark.It include the WiFi module of power adjustable in beneficiary terminal device, to adjust its radiation length.Pass through
WiFi module receives the wireless network identification from server-side, and is set to SSID (the Service Set of WiFi module
Identifier, service set).SSID is the title that wireless network is taken.In embodiment, 5- is may be implemented in WiFi module
100 meters of different distance radiation, and support the equipment such as USB connection computer, Android mobile phone, facilitate the SSID of setting WiFi.
Step S204: the wireless signal within the scope of payer terminal equipment acquisition scans is read at least from wireless signal
One wireless network identification.Payer terminal equipment need to have WiFi function, under the premise of WiFi function module has been opened, pay
Money side's terminal device can retrieve existing wireless signal around.Paying party opens the payment APP in payer terminal equipment
After (Application, application program), the wireless signal within the scope of WiFi function module scans is obtained, this in embodiment is wireless
Signal is WiFi list information, and the SSID of each WiFi is read from WiFi list information.
Step S205: the encoded information in payer terminal equipment parsing active wireless network mark obtains decoded information.
The payment APP of payer terminal equipment is decoded to obtain decoded information to the SSID of the current WiFi in WiFi list information.
Wherein, the initial value of active wireless network mark is the SSID that WiFi list information is first WiFi.
Step S206: payer terminal equipment judges that active wireless network identifies whether according to the code mark in decoded information
Meet predefined coding rule, if meeting predefined coding rule, thens follow the steps S207；If do not met predefined
Coding rule, then follow the steps S210.It is stored with coding rule in the payment APP of payer terminal equipment, judges the coding
Rule corresponding code mark identifies whether identical with code in decoded information, if identical, illustrates the current wireless network identifier
Close predefined coding rule；If it is different, illustrating that the current wireless network identification does not meet predefined coding rule, no longer
The current wireless network identification is handled.
Step S207: payer terminal equipment use Encryption Algorithm corresponding with code mark encrypts encoded information
Obtain new identifying code.Assuming that the code in decoded information is identified as 1, then the payment APP of payer terminal equipment uses aes algorithm pair
Encoded information in active wireless network mark is encrypted, and new identifying code is obtained.
Step S208: payer terminal equipment judge identifying code that new identifying code is identified with active wireless network whether phase
Together, if it is identical, then follow the steps S209；If it is different, then executing step S210.Due to the payment of payer terminal equipment
APP is identical as the coding rule of server-side, and is encrypted using identical Encryption Algorithm to encoded information, therefore, if newly
Identifying code is identical as the identifying code that active wireless network identifies, then illustrates that the current wireless network identification is safe and reliable, and
It is non-to be forged.
Step S209: payer terminal equipment obtains beneficiary mark from decoded information, to obtain according to beneficiary mark
Take corresponding beneficiary information.Assuming that the code in decoded information is identified as 1, then 2-5 of decoded information are beneficiary mark,
Then the payment APP of payer terminal equipment can obtain 2-5 bit digital from decoded information can be obtained beneficiary mark.According to
Beneficiary mark obtains corresponding beneficiary information, such as beneficiary title, sales promotion information, logo from database or locally
(trade mark), whether real-name authentication etc..If obtaining beneficiary information from database, payer terminal equipment needs to network, later
Corresponding beneficiary information can be obtained by beneficiary identification retrieval database.
Step S210: payer terminal equipment judges whether next wireless network identification is the wireless network identification read
In the last one wireless network identification, if so, thening follow the steps S212；If it is not, then executing step S211.Paying party
The payment APP of terminal device judge current WiFi SSID whether the SSID for being the last one WiFi in WiFi list information,
If it is, can be shown according to the beneficiary information that step S212 will acquire；If it is not, then can believe from WiFi list
SSID of the unduplicated SSID for selecting a WiFi as next WiFi in breath.
Step S211: payer terminal equipment is identified next wireless network identification as active wireless network, is executed
Step S205.The payment APP of payer terminal equipment is repeated using the SSID of next WiFi as the SSID of current WiFi
Step S205.
Step S212: payer terminal equipment shows the beneficiary information of acquisition in the user interface.Payer terminal is set
All beneficiary information that standby payment APP will acquire are shown by user interface to paying party.
Step S213: paying party selects to receive in the user interface of paying party client according to the beneficiary information of displaying
Simultaneously payment amount is arranged in money side, to complete to pay.Paying party selects the beneficiary of its bought article according to beneficiary information,
Payment amount is set in user interface, completes subsequent delivery operation.
The wireless network identification generated in embodiment one is a fixed code, no matter is carried out between beneficiary and paying party more
Few transaction, the fixed code will not change.Fixed code is radiated surrounding by WiFi, payer terminal equipment can be examined
Rope realizes noninductive identification to the fixed code, and it is high to solve the identification difficulty as caused by identification two dimensional code in the prior art
Problem, it is high to improve recognition speed, accuracy, it is good to additionally provide the mechanism being mutually authenticated, safety, while reducing to terminal
The requirement of equipment.But only support paying party that payment amount is set in embodiment one, beneficiary dynamic setting payment gold is not supported
Volume.A kind of means of payment for supporting beneficiary dynamic setting payment amount is provided in embodiment two, beneficiary and is paid in which
Primary transaction is carried out between money side will generate a new wireless network identification, can directly carry out exempting from close payment, implement
It is as follows.
Fig. 3 is the main flow schematic diagram of according to embodiments of the present invention two method of payment.As shown in figure 3, the present invention is real
The method of payment for applying example two, mainly includes the following steps:
Step S301: server-side encodes raw information according to predefined coding rule, and obtains current time
Stamp is to generate identifying code.Wherein, raw information includes code mark, beneficiary mark, payment amount and payment manufacturer coding.But it is former
Beginning information is not limited to above content, can increase or adjust according to demand, for example can also include beneficiary title.Coding
Rule can be set, for example can set code for setting the coding requirement encoded to raw information according to self-demand
The value of mark and corresponding meaning etc..
Code mark be used to indicate specifying information, each information that raw information includes wireless network identification sequencing,
Digit that each information occupies in wireless network identification is encoded using which kind of coded format, is raw using which kind of identifying code
Identifying code is generated at mode, the wireless network identification of generation is fixed code or dynamic code etc..In embodiment, code mark can be
Number, for example indicate that raw information includes code mark, beneficiary mark, payment amount, beneficiary title, payment manufacturer volume with 2
Code and identifying code are followed successively by code mark, beneficiary mark, payment amount, beneficiary title, branch in the sequence of wireless network identification
Manufacturer's coding and identifying code, coded format UTF-8 are paid, Encryption Algorithm is MD5 algorithm, and the wireless network identification of generation is dynamic
Code.
Payment amount is to be arranged by beneficiary by beneficiary terminal device and be sent to server-side.Payment amount is in nothing
The digit occupied in line network identity can self-defining, for example occupy 10, and maximum value is 1000000000, minimum value is
0000000.01。
Whether identifying code is safe and reliable for payer terminal equipment verification wireless network identification, is not forged.Identifying code
There are many generating modes, such as can be by the current time stamp of server-side directly as identifying code；Can also by encoded information and
Current time stamp splicing is used as identifying code；It can also be by encryption after encoded information and current time stamp splicing as identifying code etc..
Step S302: server-side is spliced encoded information and identifying code to obtain wireless network identification, by wireless network
Mark is sent to beneficiary terminal device.Identifying code is typically placed in after encoded information.Assuming that the code mark of wireless network identification
Knowing is 2, and beneficiary mark indicates that payment amount is indicated with " DDDDDDDDDD " with " AAAA ", and beneficiary title uses " XXXXXX "
It indicates, payment manufacturer coding indicates that identifying code is indicated with " sdsds " with " 01 ", then wireless network identification can be with are as follows: 2+AAAA+
DDDDDDDDDD+XXXXXX+01+sdsds。
Step S303: beneficiary terminal device receives wireless network identification, and emits for ambient radiation wireless network
The wireless signal of mark.The step is identical as the specific implementation of step S203.
Step S304: the wireless signal within the scope of payer terminal equipment acquisition scans is read at least from wireless signal
One wireless network identification.The step is identical as the specific implementation of step S204.
Step S305: the encoded information in payer terminal equipment parsing active wireless network mark obtains decoded information.
The step is identical as the specific implementation of step S205.
Step S306: payer terminal equipment judges that active wireless network identifies whether according to the code mark in decoded information
Meet predefined coding rule, if meeting predefined coding rule, thens follow the steps S307；If do not met predefined
Coding rule, then follow the steps S310.The step is identical as the specific implementation of step S206.
Step S307: payer terminal equipment generates new identifying code using the identifying code generating mode of code mark instruction.It pays
The payment APP of money side's terminal device receives the current time stamp from server-side, and generates according to the identifying code of code mark instruction
Mode carries out processing to current time stamp and generates new identifying code.If the identifying code of wireless network identification is the current time of server-side
Stamp, then using the current time stamp of server-side as new identifying code；If the identifying code of wireless network identification is encoded information and current
Timestamp splices to obtain, then splices the current time stamp of the encoded information of wireless network identification and server-side and newly tested
Demonstrate,prove code；If the identifying code of wireless network identification is encrypted and is obtained after encoded information and current time stamp splicing, by wireless network
The encoded information of mark and the current time stamp of server-side are spliced, and are newly verified using identical Encryption Algorithm later
Code.
Step S308: payer terminal equipment judge identifying code that new identifying code is identified with active wireless network whether phase
Together, if it is identical, then follow the steps S308；If it is different, then executing step S310.Due to the payment of payer terminal equipment
APP is identical as the coding rule of server-side, and generates identifying code using identical identifying code generating mode, therefore, if newly tested
Demonstrate,prove code it is identical as the identifying code that active wireless network identifies, then illustrate the current wireless network identification be it is safe and reliable, not
It is forged.
Step S309: payer terminal equipment obtains beneficiary mark and payment amount from decoded information, according to receipts
Money side's mark obtains corresponding beneficiary information.Assuming that the code in decoded information is identified as 2, then 2-5 of decoded information are
Beneficiary mark, 6-15 are payment amount, then the payment APP of payer terminal equipment can obtain 2- from decoded information
Beneficiary mark can be obtained in 5 bit digitals, and obtaining 6-15 bit digital from decoded information can be obtained payment amount.
Step S310: payer terminal equipment judges whether next wireless network identification is the wireless network identification read
In the last one wireless network identification, if so, thening follow the steps S312；If it is not, then executing step S311.The step
It is identical as the specific implementation of step S210.
Step S311: payer terminal equipment is identified next wireless network identification as active wireless network, is executed
Step S305.The step is identical as the specific implementation of step S211.
Step S312: payer terminal equipment shows the beneficiary information and payment amount of acquisition in the user interface.It pays
All beneficiary information and corresponding payment amount that the payment APP of money side's terminal device will acquire pass through user interface to payment
Side is shown.
Step S313: paying party is according to the beneficiary information and/or payment amount of displaying, in the user of paying party client
Beneficiary is selected on interface, to complete to pay.Paying party is according to wherein one in beneficiary information and payment amount, or both
A beneficiary for selecting its bought article, completes subsequent delivery operation in the user interface.In the embodiment, paying party needs
Actively confirmation transaction, avoids the loophole for passively exempting from close payment.
In a preferred embodiment, if paying party selection payment, the payment APP of payer terminal equipment can be incited somebody to action
The corresponding wireless network identification of beneficiary is back to server-side.Server-side carries out safety check to wireless network identification, to improve
Risk management ability guarantees the transaction security, and subsequent payment link is completed after safety check passes through.Safety check herein
Such as in verification wireless network identification check code format it is whether correct, generate whether the time overtime, and verification payment is correspondingly
Whether reason position is consistent.
Method of payment through the embodiment of the present invention can be seen that payer terminal equipment and pass through scanning surrounding wireless signal
The wireless network identification for getting the radiation of beneficiary terminal device, meets predefined volume in the encoded information of wireless network identification
Code is regular and identifies and combine payment amount completion delivery operation by after anti-fake certificate, obtaining beneficiary, realizes paying party
The noninductive identification of terminal device, and ensure that Transaction Information is not forged by identifying code, safely and fast realize paying party
Consumption clearing between beneficiary；Beneficiary information, identification side can be known before carrying out payment movement in paying party
Formula is preposition；Include identifying code in wireless network identification, multiple-authentication can be carried out, guarantees that information is not forged.
Fig. 4 is the schematic diagram of the main modular of payment mechanism according to an embodiment of the present invention.As shown in figure 4, the present invention is real
The payment mechanism 400 for applying example, specifically includes that
Acquisition read module 401 is read at least from the wireless signal for the wireless signal within the scope of acquisition scans
One wireless network identification.Server-side is according to the raw information that predefined coding rule will include that code identifies and beneficiary identifies
The encoded information encoded by encoded information and is used for anti-fake identifying code and is spliced to obtain wireless network mark later
Know, and is sent to beneficiary terminal device；Beneficiary terminal device passes through wireless signal to ambient radiation wireless network identification, nothing
Line signal can be WiFi signal, be also possible to Bluetooth signal；Wireless signal around the acquisition of payer terminal equipment is to read
Wireless network identification.The wireless network identification can be used as the fixed code during payment transaction, can also be used as each payment
Primary dynamic code is updated after transaction, if fixed code, then payment amount can not be arranged in beneficiary comprising code mark, gathering
Side's mark, payment manufacturer coding and identifying code；If dynamic code, beneficiary can self-setting payment amount comprising code mark,
Beneficiary mark, payment amount, payment manufacturer coding and identifying code.Code mark is used to indicate the specific letter that raw information includes
It ceases, the digit that each information occupies in wireless network identification in the sequencing of wireless network identification, each information, which kind of use
Coded format is encoded, which kind of identifying code generating mode to be generated identifying code using, wireless network identification is that fixed code is still moved
State code etc..
Generation module 402 is parsed, the encoded information for parsing the wireless network identification obtains decoded information, according to institute
The code mark stated in decoded information judges whether the wireless network identification meets predefined coding rule, if the wireless network
Network mark meets the coding rule, then generates new identifying code using the identifying code generating mode of code mark instruction.Payment
Square terminal device splits whole wireless network identifications of reading to obtain two parts information, and first part is encoded information,
Second part is identifying code, is decoded to obtain decoded information (i.e. raw information) to encoded information；Later according to decoded information
In code mark judge that active wireless network identifies whether to meet predefined coding rule；Meet in active wireless network mark
In the case where predefined coding rule, a new identifying code is generated using the identifying code generating mode of code mark instruction.
Judge payment module 403, for judge the new identifying code and the wireless network identification identifying code whether phase
Together, if the new identifying code is identical as the identifying code of the wireless network identification, the receipts are obtained from the decoded information
Money side's mark, so that paying party completes payment according to beneficiary mark and payment amount.The judgement life of payer terminal equipment
At the identifying code that identifies of identifying code and active wireless network it is whether identical, if two identifying codes are identical, illustrate wireless network
Mark is not tampered with forgery.In the case that and code identical in two identifying codes mark instruction wireless network identification is fixed code, from
Beneficiary mark is obtained in the decoded information of active wireless network mark, and corresponding beneficiary information is obtained according to beneficiary mark
And it shows in user interface；In the case that and code identical in two identifying codes mark instruction wireless network identification is dynamic code, from
Beneficiary mark and payment amount are obtained in the decoded information of active wireless network mark, are obtained according to beneficiary mark corresponding
Beneficiary information is simultaneously shown in user interface.Paying party can select on a user interface according to beneficiary information and/payment amount
Beneficiary is selected, delivery operation is completed.
In addition, the payment mechanism 400 of the embodiment of the present invention can also include: to obtain module (being not shown in Fig. 4), the module
If identical as the identifying code of the wireless network identification for the new identifying code, the branch is obtained from the decoded information
Pay the amount of money.
From the above, it can be seen that payer terminal equipment gets beneficiary terminal by scanning surrounding wireless signal
The wireless network identification of radiation of equipment meets predefined coding rule in the encoded information of wireless network identification and by anti-fake
After certification, obtain beneficiary identify and combine payment amount completion delivery operation, realize payer terminal equipment without perception
, and by identifying code not ensure that Transaction Information is not forged, safely and fast realize disappearing between paying party and beneficiary
Take clearing.
Fig. 5 is shown can be using the method for payment of the embodiment of the present invention or the exemplary system architecture 500 of payment mechanism.
As shown in figure 5, system architecture 500 may include terminal device 501,502,503, network 504 and server 505.
Network 504 between terminal device 501,502,503 and server 505 to provide the medium of communication link.Network 504 can be with
Including various connection types, such as wired, wireless communication link or fiber optic cables etc..
User can be used terminal device 501,502,503 and be interacted by network 504 with server 505, to receive or send out
Send message etc..Various telecommunication customer end applications, such as payment class application etc. can be installed on terminal device 501,502,503.
Terminal device 501,502,503 can be the various electronic equipments with display screen and supported web page browsing, packet
Include but be not limited to smart phone, tablet computer, pocket computer on knee and desktop computer etc..
Server 505 can be to provide the server of various services, such as utilize terminal device 501,502,503 to user
It carries out payment and the back-stage management server supported is provided.Back-stage management server can encode raw information, to coding
Information and identifying code carry out the processing such as splicing, and processing result (such as wireless network identification) is fed back to terminal device.
It should be noted that method of payment provided by the embodiment of the present application is generally held by terminal device 501,502,503
Row, correspondingly, payment mechanism is generally positioned in terminal device 501,502,503.
It should be understood that the number of terminal device, network and server in Fig. 5 is only schematical.According to realization need
It wants, can have any number of terminal device, network and server.
According to an embodiment of the invention, the present invention also provides a kind of electronic equipment and a kind of computer-readable medium.
Electronic equipment of the invention includes: one or more processors；Storage device, for storing one or more journeys
Sequence, when one or more of programs are executed by one or more of processors, so that one or more of processors are real
A kind of method of payment of the existing embodiment of the present invention.
Computer-readable medium of the invention is stored thereon with computer program, real when described program is executed by processor
A kind of method of payment of the existing embodiment of the present invention.
Below with reference to Fig. 6, it illustrates the computer systems 600 being suitable for realize the electronic equipment of the embodiment of the present invention
Structural schematic diagram.Electronic equipment shown in Fig. 6 is only an example, function to the embodiment of the present invention and should not use model
Shroud carrys out any restrictions.
As shown in fig. 6, computer system 600 includes central processing unit (CPU) 601, it can be read-only according to being stored in
Program in memory (ROM) 602 or be loaded into the program in random access storage device (RAM) 603 from storage section 608 and
Execute various movements appropriate and processing.In RAM 603, also it is stored with computer system 600 and operates required various programs
And data.CPU 601, ROM 602 and RAM 603 are connected with each other by bus 604.Input/output (I/O) interface 605
It is connected to bus 604.
I/O interface 605 is connected to lower component: the importation 606 including keyboard, mouse etc.；It is penetrated including such as cathode
The output par, c 607 of spool (CRT), liquid crystal display (LCD) etc. and loudspeaker etc.；Storage section 608 including hard disk etc.；
And the communications portion 609 of the network interface card including LAN card, modem etc..Communications portion 609 via such as because
The network of spy's net executes communication process.Driver 610 is also connected to I/O interface 605 as needed.Detachable media 611, such as
Disk, CD, magneto-optic disk, semiconductor memory etc. are mounted on as needed on driver 610, in order to read from thereon
Computer program be mounted into storage section 608 as needed.
Particularly, disclosed embodiment, the process of key step figure description above may be implemented as counting according to the present invention
Calculation machine software program.For example, embodiment of the disclosure includes a kind of computer program product comprising be carried on computer-readable
Computer program on medium, the computer program include the program code for executing method shown in key step figure.?
In such embodiment, which can be downloaded and installed from network by communications portion 609, and/or from can
Medium 611 is dismantled to be mounted.When the computer program is executed by central processing unit (CPU) 601, system of the invention is executed
The above-mentioned function of middle restriction.
It should be noted that computer-readable medium shown in the present invention can be computer-readable signal media or meter
Calculation machine readable storage medium storing program for executing either the two any combination.Computer readable storage medium for example can be --- but not
Be limited to --- electricity, magnetic, optical, electromagnetic, infrared ray or semiconductor system, device or device, or any above combination.Meter
The more specific example of calculation machine readable storage medium storing program for executing can include but is not limited to: have the electrical connection, just of one or more conducting wires
Taking formula computer disk, hard disk, random access storage device (RAM), read-only memory (ROM), erasable type may be programmed read-only storage
Device (EPROM or flash memory), optical fiber, portable compact disc read-only memory (CD-ROM), light storage device, magnetic memory device,
Or above-mentioned any appropriate combination.In the present invention, computer readable storage medium can be it is any include or storage journey
The tangible medium of sequence, the program can be commanded execution system, device or device use or in connection.And at this
In invention, computer-readable signal media may include in a base band or as carrier wave a part propagate data-signal,
Wherein carry computer-readable program code.The data-signal of this propagation can take various forms, including but unlimited
In electromagnetic signal, optical signal or above-mentioned any appropriate combination.Computer-readable signal media can also be that computer can
Any computer-readable medium other than storage medium is read, which can send, propagates or transmit and be used for
By the use of instruction execution system, device or device or program in connection.Include on computer-readable medium
Program code can transmit with any suitable medium, including but not limited to: wireless, electric wire, optical cable, RF etc. are above-mentioned
Any appropriate combination.
Flow chart and block diagram in attached drawing are illustrated according to the system of various embodiments of the invention, method and computer journey
The architecture, function and operation in the cards of sequence product.In this regard, each box in flowchart or block diagram can generation
A part of one module, program segment or code of table, a part of above-mentioned module, program segment or code include one or more
Executable instruction for implementing the specified logical function.It should also be noted that in some implementations as replacements, institute in box
The function of mark can also occur in a different order than that indicated in the drawings.For example, two boxes succeedingly indicated are practical
On can be basically executed in parallel, they can also be executed in the opposite order sometimes, and this depends on the function involved.Also it wants
It is noted that the combination of each box in block diagram or flow chart and the box in block diagram or flow chart, can use and execute rule
The dedicated hardware based systems of fixed functions or operations is realized, or can use the group of specialized hardware and computer instruction
It closes to realize.
Being described in module involved in the embodiment of the present invention can be realized by way of software, can also be by hard
The mode of part is realized.Described module also can be set in the processor, for example, can be described as: a kind of processor packet
It includes acquisition read module, parsing generation module and judges payment module.Wherein, the title of these modules is not under certain conditions
The restriction to the module itself is constituted, for example, acquisition read module is also described as the " wireless communication within the scope of acquisition scans
Number, the module of at least one wireless network identification is read from the wireless signal ".
As on the other hand, the present invention also provides a kind of computer-readable medium, which be can be
Included in equipment described in above-described embodiment；It is also possible to individualism, and without in the supplying equipment.Above-mentioned calculating
Machine readable medium carries one or more program, when said one or multiple programs are executed by the equipment, makes
Obtaining the equipment includes: the wireless signal within the scope of acquisition scans, at least one wireless network mark is read from the wireless signal
Know；The encoded information for parsing the wireless network identification obtains decoded information, identifies judgement according to the code in the decoded information
Whether the wireless network identification meets predefined coding rule, if the wireless network identifier closes the coding rule,
Then new identifying code is generated using the identifying code generating mode of code mark instruction；Judge the new identifying code and the wireless network
Whether the identifying code of network mark is identical, if the new identifying code is identical as the identifying code of the wireless network identification, from described
The beneficiary mark is obtained in decoded information, so that paying party completes payment according to beneficiary mark and payment amount.
From the above, it can be seen that payer terminal equipment gets beneficiary terminal by scanning surrounding wireless signal
The wireless network identification of radiation of equipment meets predefined coding rule in the encoded information of wireless network identification and by anti-fake
After certification, obtain beneficiary identify and combine payment amount completion delivery operation, realize payer terminal equipment without perception
, and by identifying code not ensure that Transaction Information is not forged, safely and fast realize disappearing between paying party and beneficiary
Take clearing.
Method provided by the embodiment of the present invention can be performed in the said goods, has the corresponding functional module of execution method and has
Beneficial effect.The not technical detail of detailed description in the present embodiment, reference can be made to method provided by the embodiment of the present invention.
Above-mentioned specific embodiment, does not constitute a limitation on the scope of protection of the present invention.Those skilled in the art should be bright
It is white, design requirement and other factors are depended on, various modifications, combination, sub-portfolio and substitution can occur.It is any
Made modifications, equivalent substitutions and improvements etc. within the spirit and principles in the present invention, should be included in the scope of the present invention
Within.
Claims (15)
1. a kind of method of payment characterized by comprising
Wireless signal within the scope of acquisition scans reads at least one wireless network identification from the wireless signal；
The encoded information for parsing the wireless network identification obtains decoded information, identifies judgement according to the code in the decoded information
Whether the wireless network identification meets predefined coding rule, if the wireless network identifier closes the coding rule,
Then new identifying code is generated using the identifying code generating mode of code mark instruction；
Judge whether the new identifying code is identical as the identifying code of the wireless network identification, if the new identifying code and the nothing
The identifying code of line network identity is identical, then the beneficiary mark is obtained from the decoded information, so that paying party is according to institute
It states beneficiary mark and payment amount completes payment.
2. the method according to claim 1, wherein the wireless network identification is server-side according to the coding
Rule will include that code mark and the raw information of beneficiary mark encode, the encoded information that will be obtained later
With spliced for anti-fake identifying code.
3. according to the method described in claim 2, it is characterized in that, the identifying code is that the server-side is identified using the code
The Encryption Algorithm of instruction obtains after encrypting to the encoded information；
New identifying code is generated using the identifying code generating mode of code mark instruction, comprising: uses code mark instruction
Encryption Algorithm encrypts the encoded information of the wireless network identification to obtain new identifying code.
4. according to the method described in claim 3, it is characterized in that, the paying party identifies and pays gold according to the beneficiary
Volume completes payment, comprising:
Paying party selects beneficiary, setting branch according to beneficiary information corresponding with beneficiary mark on a user interface
The amount of money is paid, to complete to pay.
5. according to the method described in claim 2, it is characterized in that, the identifying code is the server-side according to following any one
Kind mode generates: using the current time stamp of the server-side as the identifying code；Splice the encoded information and described works as
Preceding timestamp is as the identifying code；It regard encryption after the encoded information and current time stamp splicing as the verifying
Code；
New identifying code is generated using the identifying code generating mode of code mark instruction, comprising:
If the identifying code of the wireless network identification is the current time stamp of the server-side, by the server-side it is current when
Between stamp be used as new identifying code；
It, will be described if the identifying code of the wireless network identification is that the encoded information and the current time stamp splice to obtain
The encoded information of wireless network identification and the current time stamp of server-side are spliced to obtain the new identifying code；
If the identifying code of the wireless network identification is encrypted and is obtained after the encoded information and current time stamp splicing,
The current time stamp of the encoded information of the wireless network identification and server-side is spliced, is calculated later using identical encryption
Method obtains the new identifying code.
6. according to the method described in claim 5, it is characterized in that, the raw information includes payment amount；The method is also
Include:
If the new identifying code is identical as the identifying code of the wireless network identification, the branch is obtained from the decoded information
Pay the amount of money；
The paying party completes payment according to beneficiary mark and payment amount, comprising:
The paying party is according to beneficiary information corresponding with beneficiary mark and/or the payment amount, in user
Beneficiary is selected on interface, to complete to pay.
7. according to claim 1 to 6 described in any item methods, which is characterized in that the wireless signal be WiFi signal or
Person's Bluetooth signal.
8. a kind of payment mechanism characterized by comprising
It acquires read module and reads at least one nothing from the wireless signal for the wireless signal within the scope of acquisition scans
Line network identity；
Generation module is parsed, the encoded information for parsing the wireless network identification obtains decoded information, according to the decoding
Code mark in information judges whether the wireless network identification meets predefined coding rule, if the wireless network identification
Meet the coding rule, then generates new identifying code using the identifying code generating mode of code mark instruction；
Payment module is judged, for judging whether the new identifying code is identical as the identifying code of the wireless network identification, if institute
It is identical as the identifying code of the wireless network identification to state new identifying code, then obtains the beneficiary mark from the decoded information
Know, so that paying party completes payment according to beneficiary mark and payment amount.
9. device according to claim 8, which is characterized in that the wireless network identification is server-side according to predefined
Coding rule will include that code mark and the raw information of beneficiary mark encode, the coding that will be obtained later
Information and spliced for anti-fake identifying code.
10. device according to claim 9, which is characterized in that the identifying code is that the server-side is marked using the code
The Encryption Algorithm for knowing instruction, obtains after encrypting to the encoded information；
The parsing generation module, is also used to: using the Encryption Algorithm of code mark instruction, to the wireless network identification
Encoded information is encrypted to obtain new identifying code.
11. device according to claim 10, which is characterized in that the judgement payment module is also used to:
Paying party selects beneficiary, setting branch according to beneficiary information corresponding with beneficiary mark on a user interface
The amount of money is paid, to complete to pay.
12. device according to claim 9, which is characterized in that the identifying code is the server-side according to following any
What a kind of mode generated: using the current time stamp of the server-side as the identifying code；Splice the encoded information and described
Current time stamp is as the identifying code；It regard encryption after the encoded information and current time stamp splicing as the verifying
Code；
The parsing generation module, is also used to:
If the identifying code of the wireless network identification is the current time stamp of the server-side, by the server-side it is current when
Between stamp be used as new identifying code；
It, will be described if the identifying code of the wireless network identification is that the encoded information and the current time stamp splice to obtain
The encoded information of wireless network identification and the current time stamp of server-side are spliced to obtain the new identifying code；And
If the identifying code of the wireless network identification is encrypted and is obtained after the encoded information and current time stamp splicing,
The current time stamp of the encoded information of the wireless network identification and server-side is spliced, is calculated later using identical encryption
Method obtains the new identifying code.
13. device according to claim 12, which is characterized in that the raw information includes payment amount；Described device
Further include:
Module is obtained, if identical as the identifying code of the wireless network identification for the new identifying code, is believed from the decoding
The payment amount is obtained in breath；
The judgement payment module, is also used to: the paying party is according to beneficiary information corresponding with beneficiary mark
And/or the payment amount, beneficiary is selected, on a user interface to complete to pay.
14. a kind of electronic equipment characterized by comprising
One or more processors；
Storage device, for storing one or more programs,
When one or more of programs are executed by one or more of processors, so that one or more of processors are real
The now method as described in any in claim 1-7.
15. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that described program is held by processor
The method as described in any in claim 1-7 is realized when row.
Priority Applications (2)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910014746.0A CN109767208B (en) | 2019-01-08 | 2019-01-08 | Payment method and payment device |
| PCT/CN2019/128704 WO2020143467A1 (en) | 2019-01-08 | 2019-12-26 | Payment method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910014746.0A CN109767208B (en) | 2019-01-08 | 2019-01-08 | Payment method and payment device |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN109767208A true CN109767208A (en) | 2019-05-17 |
| CN109767208B CN109767208B (en) | 2021-06-29 |
Family
ID=66453521
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910014746.0A Active CN109767208B (en) | 2019-01-08 | 2019-01-08 | Payment method and payment device |
Country Status (2)
| Country | Link |
|---|---|
| CN (1) | CN109767208B (en) |
| WO (1) | WO2020143467A1 (en) |
Cited By (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN110659899A (en) * | 2019-08-08 | 2020-01-07 | 深圳汇商通盈科技有限公司 | Offline payment method, device and equipment |
| WO2020143467A1 (en) * | 2019-01-08 | 2020-07-16 | 京东数字科技控股有限公司 | Payment method and device |
| CN111600662A (en) * | 2020-04-13 | 2020-08-28 | 云知声智能科技股份有限公司 | System and method for verifying and shortening WIFI hotspot information transmitted by sound waves through crc16 |
| CN111899029A (en) * | 2020-08-13 | 2020-11-06 | 北京字节跳动网络技术有限公司 | Identity verification method and device for electronic payment |
| CN118116140A (en) * | 2024-04-01 | 2024-05-31 | 上海商睿智能科技有限公司 | Information interaction method and system for POS machine |
Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2013127551A1 (en) * | 2012-02-29 | 2013-09-06 | Soellner Rainer | Method and system for transmitting data relating to a means of transportation/route in a means of transportation to a mobile radio device and for determining data relevant to billing |
| CN103533608A (en) * | 2013-09-30 | 2014-01-22 | 深圳市同洲电子股份有限公司 | Wireless hotspot SSID (service set identifier) naming method and wireless hotspot identification method and equipment |
| CN103824185A (en) * | 2014-03-05 | 2014-05-28 | 平安付智能技术有限公司 | mobile intelligent terminal payment method and system based on low-power-consumption Bluetooth |
| CN105337740A (en) * | 2014-07-31 | 2016-02-17 | 阿里巴巴集团控股有限公司 | Identity verification method, client, relay device and server |
| CN105761076A (en) * | 2016-02-06 | 2016-07-13 | 优住（北京）科技股份公司 | Payment system based on wireless identification and wireless identification equipment |
| CN105931039A (en) * | 2016-04-18 | 2016-09-07 | 福建联迪商用设备有限公司 | Payment terminal, method and system based on Bluetooth iBeacon |
| CN108288154A (en) * | 2018-01-09 | 2018-07-17 | 维沃移动通信有限公司 | A kind of startup method, device and mobile terminal of payment application |
Family Cites Families (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN102289752A (en) * | 2011-07-18 | 2011-12-21 | 北京融易通信息技术有限公司 | Mobile payment method and system based on cipher |
| CN104182867B (en) * | 2014-08-20 | 2017-11-17 | 深圳一卡通新技术有限公司 | Order sending method, method of reseptance, dispensing device, reception device and system |
| CN104463574A (en) * | 2014-11-11 | 2015-03-25 | 北京橙鑫数据科技有限公司 | Payment method, payment platform and terminal |
| CN104992331A (en) * | 2015-07-17 | 2015-10-21 | 上海众人网络安全技术有限公司 | Mobile terminal virtual offline payment system and payment method |
| CN109767208B (en) * | 2019-01-08 | 2021-06-29 | 京东数字科技控股有限公司 | Payment method and payment device |
-
2019
- 2019-01-08 CN CN201910014746.0A patent/CN109767208B/en active Active
- 2019-12-26 WO PCT/CN2019/128704 patent/WO2020143467A1/en active Application Filing
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2013127551A1 (en) * | 2012-02-29 | 2013-09-06 | Soellner Rainer | Method and system for transmitting data relating to a means of transportation/route in a means of transportation to a mobile radio device and for determining data relevant to billing |
| CN103533608A (en) * | 2013-09-30 | 2014-01-22 | 深圳市同洲电子股份有限公司 | Wireless hotspot SSID (service set identifier) naming method and wireless hotspot identification method and equipment |
| CN103824185A (en) * | 2014-03-05 | 2014-05-28 | 平安付智能技术有限公司 | mobile intelligent terminal payment method and system based on low-power-consumption Bluetooth |
| CN105337740A (en) * | 2014-07-31 | 2016-02-17 | 阿里巴巴集团控股有限公司 | Identity verification method, client, relay device and server |
| CN105761076A (en) * | 2016-02-06 | 2016-07-13 | 优住（北京）科技股份公司 | Payment system based on wireless identification and wireless identification equipment |
| CN105931039A (en) * | 2016-04-18 | 2016-09-07 | 福建联迪商用设备有限公司 | Payment terminal, method and system based on Bluetooth iBeacon |
| CN108288154A (en) * | 2018-01-09 | 2018-07-17 | 维沃移动通信有限公司 | A kind of startup method, device and mobile terminal of payment application |
Cited By (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2020143467A1 (en) * | 2019-01-08 | 2020-07-16 | 京东数字科技控股有限公司 | Payment method and device |
| CN110659899A (en) * | 2019-08-08 | 2020-01-07 | 深圳汇商通盈科技有限公司 | Offline payment method, device and equipment |
| CN110659899B (en) * | 2019-08-08 | 2022-05-27 | 深圳汇商通盈科技有限公司 | Offline payment method, device and equipment |
| CN111600662A (en) * | 2020-04-13 | 2020-08-28 | 云知声智能科技股份有限公司 | System and method for verifying and shortening WIFI hotspot information transmitted by sound waves through crc16 |
| CN111899029A (en) * | 2020-08-13 | 2020-11-06 | 北京字节跳动网络技术有限公司 | Identity verification method and device for electronic payment |
| CN118116140A (en) * | 2024-04-01 | 2024-05-31 | 上海商睿智能科技有限公司 | Information interaction method and system for POS machine |
Also Published As
| Publication number | Publication date |
|---|---|
| WO2020143467A1 (en) | 2020-07-16 |
| CN109767208B (en) | 2021-06-29 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN109767208A (en) | A kind of method of payment and payment mechanism | |
| CN103377442B (en) | A kind of data processing method and system | |
| CN112883435B (en) | Method and equipment for realizing safe communication with intelligent contract | |
| CN105512881A (en) | Method and terminal for completing payment on the basis of two-dimensional code | |
| CN106503996A (en) | Payment transaction based on web provides equipment, method and system | |
| CN107888656A (en) | Service the call method and calling device of end interface | |
| KR20130089896A (en) | Portable device, payment device, payment agency server having dutch pay function, and payment method and agency method for payment | |
| CN108805476A (en) | Electronics signs for method and apparatus | |
| CN110149354A (en) | A kind of encryption and authentication method and device based on https agreement | |
| CN109740324A (en) | Multi-platform method for authenticating, device and computer readable storage medium | |
| CN110599140A (en) | Digital currency verification method and system | |
| CN108881122A (en) | The method and apparatus of APP Information Authentication | |
| CN109583872A (en) | Method of payment and device | |
| CN111050326B (en) | Block chain-based short message verification method, device, equipment and medium | |
| CN110751467B (en) | Digital currency generation method and system | |
| CN110098921A (en) | Verification code generation method, device, application service end and system | |
| CN112788600B (en) | Method and device for realizing authentication and safe connection between Bluetooth devices | |
| CN110166244A (en) | Contactless auth method, device and system | |
| CN109995534A (en) | The method and apparatus that a kind of pair of application program carries out safety certification | |
| CN109951565B (en) | Data transmission method, device, medium and electronic equipment of supply chain management system | |
| CN114037446A (en) | Transaction method, transaction management method, device and system for digital currency | |
| CN111415148A (en) | Method and device for non-inductive payment, electronic equipment and storage medium | |
| KR20210067518A (en) | A payment terminal apparatus for providing multi van services using a distributed management network of encryption key based on block chains | |
| WO2019085397A1 (en) | Method and apparatus for realizing signature waiver during electronic reception | |
| CN109903110A (en) | Information generating system, method and apparatus |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| CB02 | Change of applicant information | ||
| CB02 | Change of applicant information |
Address after: Branch of Beijing economic and Technological Development Zone of Beijing City eleven street 101111 No. 18 floor 2 block C room 221 Applicant after: JINGDONG DIGITAL TECHNOLOGY HOLDINGS Co.,Ltd. Address before: Branch of Beijing economic and Technological Development Zone of Beijing City eleven street 101111 No. 18 floor 2 block C room 221 Applicant before: BEIJING JINGDONG FINANCIAL TECHNOLOGY HOLDING Co.,Ltd. |
|
| REG | Reference to a national code |
Ref country code: HK Ref legal event code: DE Ref document number: 40006452 Country of ref document: HK |
|
| GR01 | Patent grant | ||
| GR01 | Patent grant | ||
| CP01 | Change in the name or title of a patent holder | ||
| CP01 | Change in the name or title of a patent holder |
Address after: 101111 Room 221, 2nd Floor, Block C, 18 Kechuang 11th Street, Beijing Economic and Technological Development Zone Patentee after: Jingdong Technology Holding Co.,Ltd. Address before: 101111 Room 221, 2nd Floor, Block C, 18 Kechuang 11th Street, Beijing Economic and Technological Development Zone Patentee before: Jingdong Digital Technology Holding Co.,Ltd. Address after: 101111 Room 221, 2nd Floor, Block C, 18 Kechuang 11th Street, Beijing Economic and Technological Development Zone Patentee after: Jingdong Digital Technology Holding Co.,Ltd. Address before: 101111 Room 221, 2nd Floor, Block C, 18 Kechuang 11th Street, Beijing Economic and Technological Development Zone Patentee before: JINGDONG DIGITAL TECHNOLOGY HOLDINGS Co.,Ltd. |