CN103577867A - Financial IC visible card provided with Bluetooth device - Google Patents

Financial IC visible card provided with Bluetooth device Download PDF

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Publication number
CN103577867A
CN103577867A CN201310563772.1A CN201310563772A CN103577867A CN 103577867 A CN103577867 A CN 103577867A CN 201310563772 A CN201310563772 A CN 201310563772A CN 103577867 A CN103577867 A CN 103577867A
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financial
card
bluetooth
equipment
visible card
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CN201310563772.1A
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CN103577867B (en
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谈剑锋
王君
马碟飞
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Shanghai Peoplenet Security Technology Co Ltd
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Shanghai Peoplenet Security Technology Co Ltd
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Abstract

The invention discloses a financial IC visible card provided with a Bluetooth device. The financial IC visible card comprises a financial IC visible card main device and the Bluetooth device. The financial IC visible card main device is composed of a main device communication interface, a financial application processor and an IC card chip operating a COS. The main device communication interface comprises a first communication interface and a second communication interface, wherein the first communication interface is communicated with an external reading device in a both-way mode, and the second communication interface is communicated with the Bluetooth device in a both-way mode. The Bluetooth device is composed of a financial IC interface, a Bluetooth controller and a Bluetooth transceiver. The financial IC interface is connected with the second communication interface, and the Bluetooth transceiver is connected with an external Bluetooth device to be communicated with the external Bluetooth device in a both-way mode. According to the financial IC visible card, the built-in Bluetooth device is wirelessly communicated with the external Bluetooth device, all functions of the IC card are achieved through a large screen of the external Bluetooth device and a plurality of keys, and convenience is brought to a user.

Description

A kind of financial IC visible card that carries bluetooth equipment
Technical field
The present invention relates to financial IC card field, relate in particular to a kind of financial IC visible card that carries bluetooth equipment.
Background technology
Financial IC card is called again chip bank card, to using the bank card of chip as medium, chip card capacity is large, can storage key, digital certificate, the information such as fingerprint, its principle of work is similar to microcomputer, can process several functions simultaneously, for holder provides the facility of one card for multiple uses, financial IC card Shi You commercial bank, credit office or payment mechanism distribution, adopt integrated circuit technique, follow financial industry standard, there is consumer credit, the transfer and settlement of accounts, the all or part of financial function of cash-access, it is the financial instrument with other commerce services and social management function.
Current, financial IC card is used widely, and each big bank all falls over each other to release financial IC card both at home and abroad, and early stage magnetic stripe card will exit financial market very soon.Due to financial IC card built-in intelligence integrated chip, can realize a lot of derivation functions, financial IC visible card arises at the historic moment.Financial IC visible card refers to that financial IC card loads electronic paper technology or other display techniques, the non-sensitive information such as the electronic cash remaining sum in visible card, transaction details, credit card issuer self-defining data, and in conjunction with functions such as dynamic password, two generation U shields, show the financial IC card value-added product of transaction authentication data.
Financial IC visible card is powerful, can realize and check electronic cash remaining sum, transaction details, credit card issuer self-defining data etc., also can be used as the uses such as dynamic password, two generation U shields.But in prior art, the restriction due to the size of card own and thickness, must cause the problems such as displaying contents is few, display interface is unfriendly, button operation is inconvenient, has seriously limited the performance as the various convenient function of intellective IC card.Therefore, need a kind of financial IC visible card, in the light little portable function of card, widen its display interface and operation push-button scale, thus user-friendly.
Summary of the invention
For existing financial IC visible card, be limited by the restriction of card size itself and cannot be convenient to the problem that user watches and operates, the invention provides a kind of financial IC visible card that carries bluetooth equipment, by the radio communication function of bluetooth equipment, financial IC visible card is wirelessly connected in our electronic equipment used in everyday, as mobile phone, computer, personal digital assistant PDA etc., thereby big screen display screen that can be by these equipment or many buttons etc. operate the device of IC-card easily, realize each generic operation on financial IC visible card originally.
To achieve these goals, the invention provides a kind of financial IC visible card that carries bluetooth equipment, described financial IC visible card comprises financial IC visible card main equipment and bluetooth equipment, described financial IC visible card main equipment is comprised of IC-card chip, the financial application processor of main equipment communication interface, operation chip operating system COS, described main equipment communication interface comprise with the first communication interface of outside fetch equipment two-way communication, with the second communication interface of bluetooth equipment two-way communication; Described bluetooth equipment is arranged on described financial IC visible card main equipment, by financial IC interface, bluetooth controller and bluetooth transceiver, formed, described financial IC interface is connected with described second communication interface, described bluetooth transceiver be connected with outside bluetooth devices with described outside bluetooth devices two-way communication; Wherein, described outside bluetooth devices comprises display screen, shows the finance data relevant to financial IC visible card, and described outside bluetooth devices also comprises input key, realizes the user's operation to financial IC visible card.
Alternatively, described the first communication interface is contact interface or non-contact interface, described contact interface adopts GB/T16649 standard, described non-contact interface adopts JR/T0025.8 standard, and described second communication interface is for adopting contact interface, the non-contact interface of JR/T0025.8 standard or the serial line interface of wired connection of GB/T16649 standard; Described IC-card chip has aggressive mode, two kinds of mode of operations of Passive Mode; After described outside fetch equipment is to described IC-card chip power, start aggressive mode, described IC-card chip is pushed to described bluetooth equipment by the finance data relevant to financial IC visible card, and described bluetooth equipment is forwarded to described outside bluetooth devices by the finance data relevant to financial IC visible card receiving; After user is transmitted to described IC-card chip by the input key input control data of described outside bluetooth devices and by described control data by described bluetooth equipment, start passive module, described IC-card chip according to described control data by from described outside fetch equipment, finance data that read, relevant to financial IC visible card sends to described outside bluetooth devices by described bluetooth equipment; Described bluetooth equipment also comprises storer, the described finance data relevant to financial IC visible card of storage, and receive the control data of user by the input key input of described outside bluetooth devices by described bluetooth transceiver after, the described finance data relevant to financial IC visible card sent to described outside bluetooth devices by described bluetooth transceiver.
Alternatively, described financial IC visible card main equipment also comprises power-supply unit, under the Passive Mode of described IC-card chip, described bluetooth equipment is powered.
Alternatively, under the aggressive mode of described IC-card chip, described bluetooth equipment is powered by described outside fetch equipment.
Alternatively, the described finance data relevant to financial IC visible card is electronic cash remaining sum, transaction details, credit card issuer self-defining data, dynamic password or U shield password, described outside fetch equipment is POS machine or ATM, and described outside bluetooth devices is mobile phone, personal digital assistant PDA or notebook.
The present invention is owing to having adopted technique scheme, thereby have the following advantages: the financial IC visible card that carries bluetooth equipment of the present invention, transformed the structure of financial IC visible card in prior art, make financial IC visible card integrated the radio communication function of bluetooth, thereby can use outside conventional bluetooth equipment and carry out demonstration and the operation of finance data, and do not need other wired cable, pass through in addition bluetooth communication, also save the worry of U shield wired connection computer, solved especially the obstacle that U shield can not be used on the equipment of mobile phone, PDA.
Accompanying drawing explanation
Fig. 1 is a kind of structural representation that carries the financial IC visible card of bluetooth equipment of the present invention;
Fig. 2 is a kind of components and parts connection layout that carries the financial IC visible card of bluetooth equipment of the present invention.
Embodiment
Below in conjunction with accompanying drawing, the specific embodiment of the present invention is described in detail.
First, please refer to Fig. 1, Fig. 1 is a kind of structural representation that carries the financial IC visible card of bluetooth equipment of the present invention, described financial IC visible card comprises financial IC visible card main equipment 1 and bluetooth equipment 2, financial IC visible card main equipment 1 carries out two-way communication with outside fetch equipment 4, bluetooth equipment 2 carries out two-way communication with outside bluetooth devices 3, financial IC visible card main equipment 1 comprises main equipment communication interface 11, IC-card chip 12, financial application processor 13, IC-card chip 12 respectively with main equipment communication interface 11, financial application processor 13 connects, main equipment communication interface comprises the first communication interface, second communication interface, on IC-card chip 12, move chip operating system COS, bluetooth equipment 2 comprises financial IC interface 21, bluetooth controller 22, bluetooth transceiver 23, the first communication interface is connected to carry out the two-way communication of data with outside fetch equipment 4, second communication interface is connected to carry out the two-way charging of blue-teeth data with outside bluetooth devices 3, outside fetch equipment 4 can be POS machine or ATM, outside bluetooth devices 3 can be mobile phone, personal digital assistant PDA or notebook.Wherein, bluetooth equipment 2 is arranged on described financial IC visible card main equipment 1, and outside bluetooth devices 3 comprises display screen, shows the finance data relevant to financial IC visible card, outside bluetooth devices 3 also comprises input key, realizes the user's operation to financial IC visible card.Wherein, the first communication interface is contact interface or non-contact interface, contact interface adopts GB/T16649 standard, non-contact interface adopts JR/T0025.8 standard, and second communication interface is for adopting contact interface, the non-contact interface of JR/T0025.8 standard or the serial line interface of wired connection of GB/T16649 standard; IC-card chip 12 has aggressive mode, two kinds of mode of operations of Passive Mode; After powering on, 4 pairs of described IC-card chips 12 of described outside fetch equipment start aggressive mode, described IC-card chip 12 is pushed to described bluetooth equipment 2 by the finance data relevant to financial IC visible card, and described bluetooth equipment 2 is forwarded to described outside bluetooth devices 3 by the finance data relevant to financial IC visible card receiving; User, by the input key input control data of described outside bluetooth devices 3 and by described control data, by described bluetooth equipment 2, be transmitted to the passive module of the rear startup of described IC-card chip 12, described IC-card chip 12 will send to described outside bluetooth devices 3 by described bluetooth equipment 2 from that read, relevant to the financial IC visible card finance data of described outside fetch equipment 4 according to described control data; Described bluetooth equipment 2 also comprises storer, the described finance data relevant to financial IC visible card of storage, and receive the control data of user by the input key input of described outside bluetooth devices 3 by described bluetooth transceiver 23 after, the described finance data relevant to financial IC visible card sent to described outside bluetooth devices 3 by described bluetooth transceiver 23.Wherein, described financial IC visible card main equipment 1 also comprises power-supply unit, under the Passive Mode of described IC-card chip 12, described bluetooth equipment 2 is powered; Under the aggressive mode of described IC-card chip 12, described bluetooth equipment 2 is by described outside fetch equipment 4 power supplies; The described finance data relevant to financial IC visible card is electronic cash remaining sum, transaction details, credit card issuer self-defining data, dynamic password or U shield password.
In addition, chip operating system COS(Chip Operation System) be the core of financial IC card, it operates on IC-card chip, is a smaller very complete tight system.The every act and every move of financial IC card in this system management, and all orders of outer bound pair financial IC card issue all need could work to IC-card chip by operating system.The major function of chip operating system COS is the processing of controlling financial IC card and extraneous message exchange, the storer in management financial IC card and completing various command in financial IC card inside.
In addition, bluetooth is the radiotelegraphy of a kind of support equipment short haul connection (in general 10m).Can comprise mobile phone, PDA, wireless headset, notebook computer, be correlated with and carry out wireless messages exchange between numerous equipment such as peripheral hardware.Utilize " bluetooth " technology, can effectively simplify the communication between mobile communication terminal device, also communicating by letter between simplified apparatus and the Internet Internet successfully, thus data transmission becomes more rapidly efficiently, is radio communication widening road.Bluetooth adopts distributed network structure and fast frequency hopping and short packet technology, supports point-to-point and point-to-multipoint delivery, is operated in the 2.4GHz frequency range of global general-use, and its data rate is 1Mbps, adopts time division duplex transmission scheme to realize full duplex transmission.
Then, please refer to Fig. 2, Fig. 2 is a kind of components and parts connection layout that carries the financial IC visible card of bluetooth equipment of the present invention, is a kind of concrete electronic devices and components embodiment of financial IC visible card inside in Fig. 1.Wherein financial IC visible card main equipment 1 and bluetooth equipment 2 are integrated into respectively to financial IC chip and Bluetooth chip, described financial IC chip passes through GB/T16649 standard with contact interface and 4 two-way communications of outside reading out data, described financial IC chip also can be by JR/T0025.8 standard with non-contact interface and 4 two-way communications of outside reading out data, described Bluetooth chip is by GB/T16649 standard or other interface specifications and the two-way communication of financial IC chip, described Bluetooth chip adopts the non-contact interface of JR/T0025.8 standard or adopts serial line interface and the two-way communication of financial IC chip of wired connection, described Bluetooth chip is by Bluetooth antenna and 3 two-way communications of outside bluetooth devices, financial IC visible card inside also comprises that battery is to power to Bluetooth chip.
Those skilled in the art will recognize that; above-mentioned embodiment is exemplary; in order to make those skilled in the art can better understand this patent content; should not be understood as the restriction to this patent protection domain; so long as disclose spiritual do any according to this patent, be equal to change or modify, all falling into this patent protection domain.

Claims (5)

1. a financial IC visible card that carries bluetooth equipment, is characterized in that, described financial IC visible card comprises:
Financial IC visible card main equipment, IC-card chip, financial application processor by main equipment communication interface, operation chip operating system COS form, described main equipment communication interface comprise with the first communication interface of outside fetch equipment two-way communication, with the second communication interface of bluetooth equipment two-way communication;
Bluetooth equipment, be arranged on described financial IC visible card main equipment, by financial IC interface, bluetooth controller and bluetooth transceiver, formed, described financial IC interface is connected with described second communication interface, described bluetooth transceiver be connected with outside bluetooth devices with described outside bluetooth devices two-way communication;
Wherein, described outside bluetooth devices comprises display screen, shows the finance data relevant to financial IC visible card, and described outside bluetooth devices also comprises input key, realizes the user's operation to financial IC visible card.
2. financial IC visible card according to claim 1, is characterized in that:
Described the first communication interface is contact interface or non-contact interface, described contact interface adopts GB/T16649 standard, described non-contact interface adopts JR/T0025.8 standard, and described second communication interface is for adopting contact interface, the non-contact interface of JR/T0025.8 standard or the serial line interface of wired connection of GB/T16649 standard;
Described IC-card chip has aggressive mode, two kinds of mode of operations of Passive Mode;
After described outside fetch equipment is to described IC-card chip power, start aggressive mode, described IC-card chip is pushed to described bluetooth equipment by the finance data relevant to financial IC visible card, and described bluetooth equipment is forwarded to described outside bluetooth devices by the finance data relevant to financial IC visible card receiving;
After user is transmitted to described IC-card chip by the input key input control data of described outside bluetooth devices and by described control data by described bluetooth equipment, start passive module, described IC-card chip according to described control data by from described outside fetch equipment, finance data that read, relevant to financial IC visible card sends to described outside bluetooth devices by described bluetooth equipment;
Described bluetooth equipment also comprises storer, the described finance data relevant to financial IC visible card of storage, and receive the control data of user by the input key input of described outside bluetooth devices by described bluetooth transceiver after, the described finance data relevant to financial IC visible card sent to described outside bluetooth devices by described bluetooth transceiver.
3. financial IC visible card according to claim 2, is characterized in that:
Described financial IC visible card main equipment also comprises power-supply unit, under the Passive Mode of described IC-card chip, described bluetooth equipment is powered.
4. financial IC visible card according to claim 2, is characterized in that:
Under the aggressive mode of described IC-card chip, described bluetooth equipment is powered by described outside fetch equipment.
5. according to the arbitrary described financial IC visible card of claim 1-4, it is characterized in that:
The described finance data relevant to financial IC visible card is electronic cash remaining sum, transaction details, credit card issuer self-defining data, dynamic password or U shield password, described outside fetch equipment is POS machine or ATM, and described outside bluetooth devices is mobile phone, personal digital assistant PDA or notebook.
CN201310563772.1A 2013-11-13 2013-11-13 A kind of financial IC visible card carrying bluetooth equipment Active CN103577867B (en)

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Cited By (9)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN104899633A (en) * 2015-06-17 2015-09-09 杭州晟元芯片技术有限公司 Card type KEY device
CN105809230A (en) * 2014-12-31 2016-07-27 北京华大智宝电子系统有限公司 Bluetooth intelligent card
CN106485310A (en) * 2016-09-08 2017-03-08 飞天诚信科技股份有限公司 A kind of use bluetooth visible card pushes method and the bluetooth visible card of merchandise news
CN106529925A (en) * 2016-10-27 2017-03-22 飞天诚信科技股份有限公司 Bluetooth visual card and method of realizing electronic cash transactions
CN106537419A (en) * 2014-07-14 2017-03-22 布瑞联蒂斯有限公司 Smart multi-card
CN106603239A (en) * 2016-11-11 2017-04-26 飞天诚信科技股份有限公司 Main account balance enquiry method based on Bluetooth visual card, and Bluetooth visual card
CN106845995A (en) * 2017-01-19 2017-06-13 飞天诚信科技股份有限公司 A kind of method of Bluetooth intelligent card and its control transaction risk
CN108306929A (en) * 2017-12-22 2018-07-20 国网河北省电力有限公司阜城县供电分公司 Intelligent electric card, power information method for pushing and system
WO2022227274A1 (en) * 2021-04-28 2022-11-03 武汉天喻信息产业股份有限公司 Active video card supporting active/passive collection and payment functions

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Cited By (12)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN106537419A (en) * 2014-07-14 2017-03-22 布瑞联蒂斯有限公司 Smart multi-card
CN105809230A (en) * 2014-12-31 2016-07-27 北京华大智宝电子系统有限公司 Bluetooth intelligent card
CN104899633A (en) * 2015-06-17 2015-09-09 杭州晟元芯片技术有限公司 Card type KEY device
CN106485310A (en) * 2016-09-08 2017-03-08 飞天诚信科技股份有限公司 A kind of use bluetooth visible card pushes method and the bluetooth visible card of merchandise news
CN106485310B (en) * 2016-09-08 2019-03-15 飞天诚信科技股份有限公司 A kind of method and bluetooth visible card using bluetooth visible card push merchandise news
CN106529925A (en) * 2016-10-27 2017-03-22 飞天诚信科技股份有限公司 Bluetooth visual card and method of realizing electronic cash transactions
CN106603239A (en) * 2016-11-11 2017-04-26 飞天诚信科技股份有限公司 Main account balance enquiry method based on Bluetooth visual card, and Bluetooth visual card
CN106603239B (en) * 2016-11-11 2018-06-26 飞天诚信科技股份有限公司 A kind of main account inquiry into balance method and bluetooth visible card based on bluetooth visible card
CN106845995A (en) * 2017-01-19 2017-06-13 飞天诚信科技股份有限公司 A kind of method of Bluetooth intelligent card and its control transaction risk
CN108306929A (en) * 2017-12-22 2018-07-20 国网河北省电力有限公司阜城县供电分公司 Intelligent electric card, power information method for pushing and system
CN108306929B (en) * 2017-12-22 2021-06-25 国网河北省电力有限公司阜城县供电分公司 Smart electric card, electric power information pushing method and system
WO2022227274A1 (en) * 2021-04-28 2022-11-03 武汉天喻信息产业股份有限公司 Active video card supporting active/passive collection and payment functions

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