CN217739920U

CN217739920U - Electronic wallet card and electronic wallet

Info

Publication number: CN217739920U
Application number: CN202221069714.4U
Authority: CN
Inventors: 韩永飞; 王琦莉
Original assignee: Jinbangda Co ltd
Current assignee: Jinbangda Co ltd
Priority date: 2022-05-05
Filing date: 2022-05-05
Publication date: 2022-11-04
Anticipated expiration: 2032-05-05

Abstract

The utility model provides an electron wallet card and an electronic wallet, this electron wallet card include controller module, communication module, set up at the interface on electron wallet card surface, communication module is connected to processor module, interface connection processor module, communication module includes bluetooth module and NFC module, only bluetooth module is connected to the interface among the communication module, the NFC module only is connected with processor module, have conveniently carry, the security is high, support characteristics such as equipment is wide. The utility model also provides an electron wallet, including foretell electron wallet card and terminal equipment, through the contact of terminal equipment 'S S I M card draw-in groove and the interface of above-mentioned electron wallet card to directly provide the power to the processor module and the bluetooth module of electron wallet card, communicate with the bluetooth module of electron wallet card through terminal equipment' S bluetooth, thereby realize the function of electron wallet.

Description

Electronic wallet card and electronic wallet

Technical Field

The utility model relates to the field of electronic technology, specifically relate to an electron wallet card and an electron wallet.

Background

With the development of science and technology, the block chain industry is mature, the electronic wallet is widely used globally, and related products and application scenes are increasingly abundant, such as PAYPAL, weChat payment and the like, so that diversified payment requirements are met. The electronic wallet comprises an electronic soft wallet and an electronic hard wallet. The electronic soft wallet is an electronic 'soft wallet' existing in a mobile phone App; electronic purses usually rely on the physical medium of the chip, and the secret key and the currency value are stored in the chip, so that the electronic purse is isolated from the Internet and the security of the electronic purse is ensured.

The development of mobile phone third party payment software enables more and more complex operations to be completed through a mobile phone, and people are reduced in the use of bank cards, but most of the existing electronic wallets still exist in the form of cards and car keys, so that inconvenience is brought to carrying and payment, and the user experience is reduced. Therefore, if the electronic wallet is added into the mobile phone, the safety of the electronic wallet can be enhanced, and the convenience of using the electronic wallet can be improved.

The utility model discloses a chinese utility model patent that the notice number is CN212034112U discloses an independent safety card and be used for using the terminal equipment of independent safety card, this scheme embeds there is microprocessor in the independent safety card of SIM card shape, communication module, an interface, communication module includes NFC communication unit and bluetooth communication unit, the interface is connected with microprocessor and/or communication module, communication module receives data operation instruction from external equipment, microprocessor receives and handles data operation instruction from communication module and obtains response data, communication module sends response data to external equipment. The technical scheme has the defects that the antenna contact of the interface needs to be connected with an external NFC antenna, namely, an NFC antenna is arranged in the terminal equipment, and the antenna contact of the independent safety card is connected with the NFC antenna through the card slot contact of the contact card slot of the terminal equipment so as to realize the NFC communication function. However, some terminal devices do not have an NFC antenna due to cost considerations, and at this time, the electronic wallet function cannot be implemented, so that the existing scheme has a small application range. In addition, if the NFC unit is fixedly connected to the power contact, the NFC communication unit is in the active power state, and if the NFC module of another external device is also in the active power state, the NFC of the external device and the NFC of the external device interfere with each other, so that normal communication cannot be performed, that is, the terminal device cannot normally complete a transaction by touching one touch.

SUMMERY OF THE UTILITY MODEL

A first object of the present invention is to provide an electronic wallet card that can be used for more devices.

A second object of the present invention is to provide an electronic wallet.

In order to achieve the first objective, the present invention provides an electronic wallet card, comprising: the electronic wallet comprises a processor module, a communication module and an interface arranged on the surface of an electronic wallet card, wherein the processor module is connected with the communication module, the interface is connected with the processor module, and the communication module comprises a Bluetooth module and an NFC module; in the communication module, only the Bluetooth module is connected to the interface, and the NFC module is only connected with the processor module; in the communication module, only the Bluetooth module is connected to the interface, and the NFC module is only connected with the processor module.

According to the scheme, the processor module is connected with the communication module, so that the processor module can receive transaction instructions sent by the Bluetooth module and the NFC module and execute transactions. Meanwhile, the processor module is connected to the interface, only the Bluetooth module in the communication module is connected to the interface, and the NFC module is only connected with the processor module, so that the transaction can be realized through the NFC module without a user-defined antenna contact and an external NFC antenna in the interface, and the NFC-based portable terminal has the characteristics of convenience in carrying, high safety, wide support equipment and the like.

In a further aspect, the NFC module includes an NFC chip and an NFC antenna connected to each other.

The further scheme is that the shape of the electronic wallet card is in the shape of a SIM card.

Therefore, the safety door is convenient to carry and high in safety.

In a further aspect, the processor module includes a security unit.

Further, the processor module is only connected with VCC contact, RST contact, CLK contact and GND contact in the interface.

Further, the Bluetooth module is only connected with a VCC contact and a GND contact in the interface.

In order to achieve the second objective, the present invention provides an electronic wallet, including the above-mentioned electronic wallet card and a terminal device, wherein the terminal device includes at least one SIM card slot, and the electronic wallet card is inserted into the SIM card slot.

According to the scheme, the electronic wallet card is directly powered through the SIM card slot on the terminal equipment, and the Bluetooth of the terminal equipment is communicated with the Bluetooth module of the electronic wallet card, so that the function of the electronic wallet is realized.

The further scheme is that a VCC contact, a RST contact, a CLK contact and a GND contact in the SIM card slot are all connected with an interface of the electronic wallet card.

Drawings

Fig. 1 is a schematic structural view of the electronic wallet card of the present invention.

Fig. 2 is a schematic structural diagram of the electronic wallet of the present invention for implementing a close range transaction.

Fig. 3 is a schematic structural diagram of the electronic wallet of the present invention for implementing remote transaction.

The present invention will be further explained with reference to the drawings and examples.

Detailed Description

The utility model discloses an electron wallet card is provided with processor module, communication module, interface, realizes electron wallet card and transaction terminal and transaction platform's communication through communication module, carries out the transaction instruction through processor module, provides power source for electron wallet card through the interface, the utility model discloses an electron wallet realizes based on above-mentioned electron wallet card.

Electronic wallet card embodiment:

referring to fig. 1, the utility model discloses an electron wallet card 1 includes processor module 11, communication module (not shown in the figure), sets up the interface on electron wallet card surface, and wherein communication module includes bluetooth module 12 and NFC module 13, and the interface includes VCC contact, RST contact, CLK contact, GND contact. In this embodiment, the processor module 11 includes a security unit (SE), and implements execution of the transaction instruction by the security unit, and the NFC module 13 includes an NFC chip and an NFC antenna that are connected to each other, and implements an NFC communication function by the NFC chip and the NFC antenna.

The interface is connected with the processor module 11, the processor module 11 is connected with the communication module, only the Bluetooth module 12 is connected to the interface in the communication module, and the NFC module 13 is only connected with the processor module 11. Specifically, the processor module 11 is only connected to the VCC contact, the RST contact, the CLK contact, and the GND contact in the interface; the Bluetooth module 12 is only connected with a VCC contact and a GND contact in the interface and is connected with a TXD1 contact, an RXD1 contact and a CLK1 contact in the processor module 11; the NFC module 13 connects the TXD2, RXD2, CLK2 contacts in the processor module 11. It should be noted that the processor module 11 is only connected to the VCC contact, the RST contact, the CLK contact, and the GND contact in the interface, and the bluetooth module 12 is only connected to the VCC contact and the GND contact in the interface, which does not mean that the processor module 11 and/or the bluetooth module 12 are not connected to other modules, and it is intended that the processor module 11 and the bluetooth module 12 do not need to transmit transaction instructions and transaction data through data contacts that may exist in the interface. I/O data contacts, as present in the interface of the ISO7816 standard, are not used in this embodiment.

Optionally, the electronic wallet card 1 may be manufactured in a SIM card shape, the existing SIM card may be divided into a Mini SIM (25mm × 15mm), a Micro SIM (12mm × 15mm), and a Nano SIM (12mm × 9mm) according to sizes, and general terminal devices such as smart phones are all provided with SIM card slots, so that the electronic wallet card 1 manufactured in the SIM card shape may be conveniently disposed in the terminal devices, and is not easily lost and has higher security. In addition, if the user changes the terminal device, the electronic wallet card 1 can also be directly transferred to a new terminal device. The specific electronic wallet card 1 may be in the shape of SIM cards of different sizes according to actual situations, and is not limited herein.

When the electronic wallet card 1 is used for carrying out transaction with a transaction terminal, the electronic wallet card needs to be connected with terminal equipment through an interface, the terminal equipment can be normally used by providing power for the electronic wallet 1 through a VCC contact and a GND contact in the connection interface, and details refer to the embodiment of the electronic wallet below.

Electronic wallet embodiment:

referring to fig. 1, 2 and 3, the electronic money includes the above-mentioned electronic wallet card 1 and a terminal device 2, the terminal device 2 is provided with a SIM card slot 21, and the electronic wallet card 1 is inserted into the SIM card slot 21, so that the VCC contact, the GND contact, the RST contact and the CLK contact in the interface of the electronic wallet card 1 are connected with the same name contacts in the VCC contact, the GND contact, the RST contact and the CLK contact of the SIM card slot 21 of the terminal device 2 in a one-to-one correspondence manner (the contacts of the SIM card slot are not shown in the figure). The terminal device 2 and the electronic wallet card 1 communicate with each other through the Bluetooth module 12.

Optionally, the terminal device 2 is a dual-card dual-standby mobile phone, two SIM card slots exist, and the electronic wallet card 1 can be loaded into one of the SIM card slots without affecting normal communication of the terminal device 2 based on the SIM card.

The terminal device 2 is connected with the electronic wallet card 1 through an interface and directly supplies power to the processor module 11 and the Bluetooth module 12. Specifically, the processor module 11 and the bluetooth module 12 are both directly connected to the terminal device 2 through the contact VCC and the contact GND in the interface to obtain power without converting the supply voltage. The processor module 11 realizes resetting through a RST contact in the connection interface, and acquires a clock signal through CLK in the interface, so that normal work of the processor module 11 is ensured. The bluetooth module 12 is connected to the controller module 11 via the TX1 contact and the RX1 contact, so as to perform data transmission between the bluetooth module 12 and a bluetooth source (not shown in the figure) of the transaction device 31. The NFC module 13 is connected to the processor module 11 through the TX2 contact and the RX1 contact, so as to be read by an NFC unit (not shown in the figure) of the transaction device 31, thereby implementing NFC transaction.

When the electronic wallet card 1 is used for transaction, the electronic wallet card 1 can be transacted with the transaction terminal 31 in a close range through the Bluetooth module 12 and the NFC module 13, the electronic wallet card 1 can be transacted with the remote transaction platform 32 through the terminal device 2, the close range is the maximum distance that the Bluetooth module 12 or the NFC module 13 can normally communicate, and the remote range exceeds the distance of the maximum distance that the Bluetooth module 12 and the NFC module 13 can normally communicate.

When the near field transaction is carried out through the Bluetooth module 12, the Bluetooth transaction mode of the electronic wallet card 1 is selected in the App22 operated by the terminal device 2, at this time, the Bluetooth source of the transaction terminal 31 can find the Bluetooth module 12 of the electronic wallet, and the transaction terminal is connected with the Bluetooth module 12 to send a transaction instruction to the Bluetooth module 12, the Bluetooth module 12 sends the transaction instruction to the controller module 11, the controller module 11 responds to the transaction instruction and returns transaction data to the Bluetooth module 12, and the Bluetooth module 12 sends the transaction data to the transaction terminal 31, so that the transaction is completed. When near field transaction is carried out through the NFC module, the NFC transaction mode of the electronic wallet card 1 is selected in the App22 operated by the terminal device 2, transaction is carried out directly through 'touch-and-dash' of the terminal device, and the NFC module 13 is used as a passive source in NFC communication at the moment.

When the terminal device 2 is used for remote transaction, data transmission is established between the App22 of the terminal device and the remote transaction platform 32 through a network (Wi-Fi, 4G, 5G, etc.), so that the terminal device 2 can receive a transaction instruction of the transaction platform 32, forward the transaction instruction to the controller module 11 through the bluetooth module 12, respond the transaction instruction by the controller module 11, send the returned transaction data to the terminal device 2 through the bluetooth module 12, and the terminal device 2 sends the transaction data to the transaction platform 32, thereby completing remote transaction.

It should be noted that, the terminal device 2 may be a device having a SIM card slot 21, such as a smart phone or a tablet computer, the transaction terminal 31 may be a device having a bluetooth source and/or an NFC unit, such as a bluetooth card hard wallet, a card reader, a POS machine, or a smart watch, the App22 may be an official service platform facing an individual user, or the like, and the transaction platform may be a platform capable of mutually transmitting transaction data with the App22, such as a third party payment background system or a bank background system, or the like, which is not specifically limited herein.

To sum up, the utility model discloses an electronic wallet card passes through processor module and connects communication module for the transaction instruction that bluetooth module and NFC module sent can be accepted to processor module, the execution transaction. Meanwhile, the processor module is connected to the interface, only the Bluetooth module in the communication module is connected to the interface, and the NFC module is only connected with the processor module, so that the transaction can be realized through the NFC module without a user-defined antenna contact and an external NFC antenna in the interface, and the NFC-based portable terminal has the characteristics of convenience in carrying, high safety, wide support equipment and the like. The utility model discloses an electronic wallet includes foretell electronic wallet card and terminal equipment, directly supplies power to electronic wallet card through the SIM card slot on the terminal equipment, communicates with the bluetooth module of electronic wallet card through its self bluetooth to realize electronic wallet's function.

Claims

1. An electronic wallet card comprising: the electronic wallet card comprises a processor module, a communication module and an interface arranged on the surface of the electronic wallet card, wherein the processor module is connected with the communication module, the interface is connected with the processor module, and the communication module comprises a Bluetooth module and an NFC module;

the method is characterized in that:

in the communication module, only the Bluetooth module is connected to the interface, and the NFC module is connected with the processor module only.

2. The electronic wallet card of claim 1, wherein:

the NFC module comprises an NFC chip and an NFC antenna which are connected with each other.

3. The electronic wallet card of claim 1, wherein:

the shape of the electronic wallet card is the shape of an SIM card.

4. The electronic wallet card of claim 1, wherein:

the processor module includes a security unit.

5. The electronic wallet card of claim 1, wherein:

the processor module is connected only to VCC contact, RST contact, CLK contact, GND contact in the interface.

6. The electronic wallet card of claim 1, wherein:

the bluetooth module is connected only to the VCC contact and the GND contact in the interface.

7. An electronic wallet comprising the electronic wallet card as claimed in any one of claims 1 to 6 and a terminal device, characterized in that:

the terminal equipment comprises at least one SIM card slot, and the electronic wallet card is inserted into the SIM card slot.

8. The electronic wallet of claim 7, wherein:

and the VCC contact, the RST contact, the CLK contact and the GND contact in the SIM card slot are all connected with an interface of the electronic wallet card.