CN102609740A - Mobile smart card system with identity authentication function and security method of mobile smart card system - Google Patents

Mobile smart card system with identity authentication function and security method of mobile smart card system Download PDF

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Publication number
CN102609740A
CN102609740A CN2012100209357A CN201210020935A CN102609740A CN 102609740 A CN102609740 A CN 102609740A CN 2012100209357 A CN2012100209357 A CN 2012100209357A CN 201210020935 A CN201210020935 A CN 201210020935A CN 102609740 A CN102609740 A CN 102609740A
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card
mobile
interface
sim
security module
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CN2012100209357A
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潘铁军
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Abstract

The invention discloses a mobile smart card system with the identity authentication function, which comprises a mobile terminal and a security device with the identity authentication function and large data volume storage function. The security device is combined with an independent card body with the radio frequency communication function so as to meet the requirements of uniform identity authentication services, large data volume storage and cross-field application integration. The mobile smart card system has the advantages of facilitating reuse and maintenance of devices, improving system scalability, enhancing service reconstructability and innovation capabilities, canceling service bottleneck, promoting convergence of mobile internet services and innovative development, and implementing perfect combination of remote payment and near-field payment.

Description

The mobile smartcard system and the safety method of band identity authentication function
Technical field
The present invention relates to a kind of mobile smartcard system, especially relate to a kind of mobile smartcard system and safety method with identity authentication function.
 
Background technology
The cellphone subscriber of present China 9.5 hundred million; 5.5 hundred million Internet market; Mobile phone consumer more than 80% hopes to be integrated into mass transit card, bank card, water power card on the mobile phone; Have in this case cell phone more than 50% integrated the function of wallet, be carrier innovative service pattern so select mobile phone and smart card, can benefit the common people to greatest extent.
The mobile smartcard system is the application of smart card on mobile phone, and along with bank releases the MicroSD financial IC card, the development of mobile smartcard also should grow with each passing hour, and it is imperative towards the mobile smartcard system of mobile Internet to develop.Central Bank issued " People's Bank of China is about advancing the suggestion of financial IC card application work " in 2011 3.15 days; Decision formally starts bank card chip migration work in China; And clear and definite industrial and commercial bank, agricultural bank, middle row, Construction Bank, Bank of Communications and China Merchants Bank, Postal Savings bank should before get off the ground financial IC card by the end of June in 2011; All direct connection POS are confidential simultaneously can accept financial IC card, and this provides rare historic opportunities for development mobile smartcard system.
MicroSD financial IC card and citizen's card combine to have produced novel mobile smartcard; Ubiquitous mobile financial business is combined with regional industry characteristic application; Have complementary advantages; Both satisfied the fast and stable deployment that every profession and trade is used, and can practice thrift cost of investment to greatest extent again, and promoted intelligent movable and be stuck in the conglomerate application in the wisdom urban construction, inter-trade fusion.But at present; Owing to adopt the mobile smartcard of RF-SIM technology to be subject to the control of mobile operator; Be difficult for launching, and the relatively limited storage resources of SIM, more and more do not fit into the demand that the mobile Internet big data quantity is stored; Therefore, in conjunction with the novel mobile smartcard of SIM and SD card function and the focus that peripherals becomes research thereof.On May 17th, 2006, disclosed No. 200410036263.4 Chinese invention patents disclosed a kind of with the mobile phone intelligent card of twireless radio-frequency communication function and the peripheral processor that matches; This card meets the ISO7816 standard; The various functions that can realize conventional SIM/UIM fully and possessed; On this basis; Card also has additional radio-frequency receiving-transmitting antenna and RF transmit-receive circuit in the body, and the Control Software of CPU is utilized radio-frequency enabled to carry out short-range data with the peripheral processor that matches with the noncontact mode to communicate by letter on the one hand in the card, utilizes the STK function of mobile phone to control the screen and the keyboard of mobile phone.This scheme adopts SIM as mobile smartcard; Be limited by mobile operator; Be difficult for promoting aspect the financial business moving, not only STK simple user interface is difficult to bring favorable user experience, and limited SIM storage resources is difficult to satisfy the needs of the big data quantity storage of mobile Internet; Therefore, independently high capacity, high secret mobile smartcard system become the active demand of the inter-trade application integration of mobile Internet to platform.
 
Summary of the invention
Technical matters to be solved by this invention provides a kind of platform independence, high capacity, the high mobile smartcard system and the safety method of maintaining secrecy and being with identity authentication function.The technical scheme that the present invention adopted is:
1, a kind of mobile smartcard system with identity authentication function, it comprises portable terminal and safety equipment; Described portable terminal is mobile phone or panel computer, and said safety equipment comprise that a card body and glue are enclosed in circuit in the card in the card body; The card body is provided with the copper interface that meets the ISO7816 standard and use with said portable terminal deck coupling; Card body circuit comprises CPU and storer, realizes the various functions of conventional SIM/SD card, and SIM also has and is used to the information that realizes that various application are required; It is characterized in that: also include SIM that realizes identity authentication function and the SD that realizes the mass data storage in the described card body, SIM/SD is connected with the CPU of circuit in the card, and said safety equipment are connected with said portable terminal through said copper interface; The CPU of circuit can carry out remote data communication through said portable terminal and outside in the card, and the information that communication process produced shows and keyboard input, touch-screen input realize through the input/output function of portable terminal.Said safety equipment are the mobile smartcards at a kind of pair of interface, and one side is the SIM interface, and another side is the SD interface, and SIM and SD combine through integrated circuit technique or Filming Technology.
2, the mobile smartcard system of a kind of and above-mentioned band identity authentication function peripheral processor that matches and use is characterized in that: comprise a SIM card-issuing device and a client that is installed on the portable terminal at least; At least one is used for the cpu central processing unit handled in real time receiving and sending messages; At least one and master server carry out the network interface of online data exchange or the data exchange interface of off-line swap data; The SIM of its client and master server and aforementioned band identity authentication function realizes various application through authentication.
3, a kind of safety equipment with the twireless radio-frequency communication function, it comprises the security module of a card body and band identity authentication function; The card body is provided with the copper interface that meets the IS07816 standard and use with the security module coupling; Security module is a kind of security module based on hardware encipher or living things feature recognition, can with SIM, Micro SD card, TF card, USB device at least aly combine in twos, it comprises CPU and storer, realizes the various functions of conventional SIM/SD; It is characterized in that described card body and security module are the individual components that separates; Also include the radio-frequency receiving-transmitting antenna in the described card body; Described radio-frequency receiving-transmitting antenna is loop antenna or dipole antenna or whip antenna; Security module also includes RF transmit-receive circuit, and RF transmit-receive circuit is connected with the CPU of security module, and the radio-frequency receiving-transmitting antenna of card in the body is connected with RF transmit-receive circuit in the security module body through the copper interface; The CPU of security module can carry out the short distance contactless data communication through RF transmit-receive circuit and card body radio-frequency receiving-transmitting antenna and outside the service of connection devices, and the information that communication process produced shows and imports through realizing with its service of connection devices; Safety equipment can with earphone, portable terminal plug-in unit, portable terminal suspension member, IC-card I.D., citizen's card at least aly combine in twos.
4, a kind of safety method that uses the mobile smartcard system is characterized in that may further comprise the steps: it is signatory that 1. the user holds be correlated with in person certificate and relevant departments, and authentication information is saved in server and mobile smartcard; Said authentication information comprises and is used at least a in the mobile smartcard sign, ID card No., bank's card number, IMSI, IMEI, IP address, user name, password, biometric feature, digital certificate, key of identifying user; 2. the user installation client is to portable terminal; Described client is the front end processor of relevant departments' operation system, for the user operation interface is provided through mobile terminal display, receives the business datum from input device for mobile terminal, through communication interface and said server and said mobile smartcard communication; 3. described client and said server, said mobile smartcard carry out at least a authentication in twos according to authentication information; Authentication success, described client and described server carry out business processing through telecommunication, and the business datum after will handling stores said mobile smartcard into.4. said mobile smartcard inserts the card body that has the radio-frequency receiving-transmitting antenna as security module, forms the safety equipment with identity authentication function; Said safety equipment and outside the service of connection devices carry out the short distance contactless data communication through said radio-frequency receiving-transmitting antenna, carry out two-way authentication and business processing, and the information that communication process produced shows and imports through realizing with its service of connection devices.
Compared with prior art, the invention has the advantages that and utilize mobile smartcard to be carrier that the function of integrated SIM/SD and overcome its deficiency has satisfied the dual requirements of unified identity authentication service and big data quantity storage.Simultaneously; To block body and separate with authentication module, the card body combines with antenna, and authentication module combines with the MicroSD card; Independently Component Design not only helps reusing and safeguarding of device; And improved the extensibility of system greatly, strengthened professional reconfigurability and innovation ability, to the inter-trade integration of moving interconnect services with implement all to bring huge convenience; And use the safety method of mobile smartcard system to ensure professional high security through mutual authentication, and eliminated traffic bottleneck, promoted organically blending and innovation and development of mobile Internet business, realized the perfect adaptation of remote payment and near field payment.
Description of drawings
Figure l is the structure principle chart of embodiments of the invention one, two, four;
Fig. 2 is the structure principle chart of embodiments of the invention three, four.
Embodiment
 
Embodiment describes in further detail the present invention below in conjunction with accompanying drawing.
Embodiment one: a kind of mobile smartcard system with identity authentication function, and as shown in Figure 1, it comprises mobile phone 1 and safety equipment 2; Safety equipment 2 comprise that a card body 21 and glue are enclosed in circuit in the card in the card body 21; Card body 21 is provided with the copper interface 22 that meets the ISO7816 standard and use with mobile phone deck coupling; Card body circuit comprises CPU24 and storer 23, realizes the various functions of conventional SIM/SD card; It is characterized in that: also include SIM25 that realizes identity authentication function and the SD26 that realizes the mass data storage in the card body 21; SIM25 also has and is used to realize the required information of the various application of citizen's card; SIM25/SD26 is connected with the CPU24 of circuit in the card, and safety equipment 2 are connected with mobile phone 1 through copper interface 22; Safety equipment 2 are the mobile smartcards at a kind of pair of interface, and one side is the SIM interface, and another side is the SD interface, and SIM and SD combine through integrated circuit technique or Filming Technology.The CPU24 of circuit can carry out remote data communication through mobile phone 1 and external server 3 in the card, and the information that communication process produced shows and keyboard input, touch-screen input realize through the input/output function of mobile phone 1.
Embodiment two: a kind of peripheral processor that matches and use with embodiment one, and as shown in Figure 1, comprise a SIM card-issuing device 4 and a client 11 that is installed on the mobile phone 1; One is used for the cpu central processing unit CPU24 that handles in real time receiving and sending messages; One is carried out the network interface 12 of online data exchange or the data exchange interface 13 of off-line swap data with master server 3; Its client 11 and the SIM8 process authentication of master server 3 with aforementioned band identity authentication function realize various citizen's cards application.
Embodiment three: a kind of safety equipment with the twireless radio-frequency communication function, and as shown in Figure 2, it comprises the security module 2 of a card body 1 and band identity authentication function; Card body 1 is provided with the copper interface 12 that meets the IS07816 standard and use with security module 2 couplings; Security module comprises CPU24 and storer 23, unites two into one through cutting ferrule 21 and Micro SD card, adopts hardware encipher to realize the various functions of conventional SIM25/SD26; Card body 1 is the individual components that separate with security module 2; Also include belt radio-frequency receiving-transmitting antenna 11 in the card body 1; Security module 2 also includes RF transmit-receive circuit 27; RF transmit-receive circuit 27 is connected with the CPU24 of security module 2, the radio-frequency receiving-transmitting antenna 11 in the card body 1 through copper interface 12 with 22 with security module 2 bodies in RF transmit-receive circuit 27 be connected; The CPU24 of security module 2 can carry out the short distance contactless data communication through RF transmit-receive circuit 27 and the service of connection devices 3 that blocks body radio-frequency receiving-transmitting antenna 11 and public transport, medical treatment, financial sector, and the information that communication process produced shows and imports through realizing with its service of connection devices 3; All kinds of citizen's cards are used and realize that through the twireless radio-frequency communication function safety equipment and citizen's card unite two into one through on safety equipment, loading.
Embodiment four: a kind of safety method that uses the mobile smartcard system is characterized in that may further comprise the steps:
1. as shown in Figure 1, the user holds the personal identification papers and relevant departments are signatory, and authentication information is saved in server 3 and mobile smartcard 2; Said authentication information comprises and is used at least a in the mobile smartcard sign, ID card No., bank's card number, IMSI, IMEI, IP address, user name, password, biometric feature, digital certificate, key of identifying user;
2. user installation client 11 is to portable terminal 1; Client 11 is front end processors of relevant departments' operation system; Display through portable terminal 1 provides operation interface for the user; Reception is from the business datum of input device for mobile terminal, through communication interface 12 and server 3 communications, through communication interface 13 and mobile smartcard 2 communications;
3. client 11 is carried out at least a authentication in twos with server 3, mobile smartcard 2 according to authentication information; Authentication success, client 11 is carried out business processing with server 3 through telecommunication, and the business datum after will handling stores mobile smartcard 2 into;
4. as shown in Figure 2, mobile smartcard 2 inserts the card body 1 that has the radio-frequency receiving-transmitting antenna as security module, forms the safety equipment with identity authentication function; The service of connection devices 3 of safety equipment and public transport, medical treatment, financial sector carries out the short distance contactless data communication through radio-frequency receiving-transmitting antenna 11, carries out two-way authentication and business processing, and the information that communication process produced shows and imports through realizing with its service of connection devices.
  
The above embodiment has only expressed several kinds of embodiments of the present invention, and it describes comparatively concrete and detailed, but can not therefore be interpreted as the restriction to claim of the present invention.Should be pointed out that for the person of ordinary skill of the art under the prerequisite that does not break away from the present invention's design, can also make some distortion and improvement, these all belong to protection scope of the present invention.Therefore, the protection domain of patent of the present invention should be as the criterion with accompanying claims.

Claims (9)

1. mobile smartcard system with identity authentication function, it comprises portable terminal and safety equipment; Said safety equipment comprise that a card body and glue are enclosed in circuit in the card in the card body; The card body is provided with the copper interface that meets the ISO7816 standard and use with said portable terminal deck coupling; Card body circuit comprises CPU and storer, realizes the various functions of conventional SIM/SD card; It is characterized in that: also include SIM that realizes identity authentication function and the SD that realizes the mass data storage in the described card body, SIM/SD is connected with the CPU of circuit in the card, and said safety equipment are connected with said portable terminal through said copper interface; The CPU of circuit can carry out remote data communication through said portable terminal and outside in the card, and the information that communication process produced shows and keyboard input, touch-screen input realize through the input/output function of portable terminal.
2. a kind of mobile smartcard system with identity authentication function as claimed in claim 1 is characterized in that: described SIM also has and is used to the information that realizes that various application are required; Described portable terminal is mobile phone or panel computer.
3. a kind of mobile smartcard system as claimed in claim 1 with identity authentication function; It is characterized in that: described safety equipment are the mobile smartcards at a kind of pair of interface; One side is the SIM interface, and another side is the SD interface, and SIM and SD combine through integrated circuit technique or Filming Technology.
4. the peripheral processor that the mobile smartcard system with the described band identity authentication function of claim 1 matches and uses is characterized in that: comprise a SIM card-issuing device and a client that is installed on the portable terminal at least; At least one is used for the cpu central processing unit handled in real time receiving and sending messages; At least one and master server carry out the network interface of online data exchange or the data exchange interface of off-line swap data; The SIM of its client and master server and aforementioned band identity authentication function realizes various application through authentication.
5. safety equipment with the twireless radio-frequency communication function, it comprises the security module of a card body and band identity authentication function; The card body is provided with the copper interface that meets the IS07816 standard and use with the security module coupling; Security module comprises CPU and storer, realizes the various functions of conventional SIM/SD; It is characterized in that described card body and security module are individual components; Also include the radio-frequency receiving-transmitting antenna in the described card body; Security module also includes RF transmit-receive circuit; RF transmit-receive circuit is connected with the CPU of security module, and the radio-frequency receiving-transmitting antenna of card in the body is connected with RF transmit-receive circuit in the security module body through the copper interface; The CPU of security module can carry out the short distance contactless data communication through RF transmit-receive circuit and card body radio-frequency receiving-transmitting antenna and outside the service of connection devices, and the information that communication process produced shows and imports through realizing with its service of connection devices.
6. a kind of safety equipment as claimed in claim 5 with the twireless radio-frequency communication function; It is characterized in that described security module is a kind of security module based on hardware encipher or living things feature recognition, can with SIM, Micro SD card, TF card, USB device at least aly combine in twos.
7. a kind of bluetooth earphone that is used for the mobile message safeguard protection as claimed in claim 6; It is characterized in that described safety equipment are TF cards of supporting SWP agreement, CUPMobile bank card using standard and CUPMobile intelligent SD card Application Interface Specification; Described interface module is that the TF deck of TF card is installed; Said TF deck has the SWP contact of the SWP protocol signal transmission that realizes being installed in the TF card on the said TF deck and is the Vcc contact of the SWP module for power supply that is installed in the TF card on the said TF deck, said SWP contact and Vcc contact can be respectively with the TF card on the SWP contact be connected with the Vcc contact.
8. a kind of safety equipment as claimed in claim 5 with the twireless radio-frequency communication function, it is characterized in that described safety equipment can with earphone, portable terminal plug-in unit, portable terminal suspension member, IC-card I.D., citizen's card at least aly combine in twos.
9. safety method that uses the mobile smartcard system is characterized in that may further comprise the steps:
1. it is signatory that the user holds be correlated with in person certificate and relevant departments, and authentication information is saved in server and mobile smartcard; Said authentication information comprises and is used at least a in the mobile smartcard sign, ID card No., bank's card number, IMSI, IMEI, IP address, user name, password, biometric feature, digital certificate, key of identifying user;
2. the user installation client is to portable terminal; Described client is the front end processor of relevant departments' operation system, for the user operation interface is provided through mobile terminal display, receives the business datum from input device for mobile terminal, through communication interface and said server and said mobile smartcard communication;
3. described client and said server, said mobile smartcard carry out at least a authentication in twos according to authentication information; Authentication success, described client and described server carry out business processing through telecommunication, and the business datum after will handling stores said mobile smartcard into;
4. said mobile smartcard inserts the card body that has the radio-frequency receiving-transmitting antenna as security module, forms the safety equipment with identity authentication function; Said safety equipment and outside the service of connection devices carry out the short distance contactless data communication through said radio-frequency receiving-transmitting antenna, carry out two-way authentication and business processing, and the information that communication process produced shows and imports through realizing with its service of connection devices.
CN2012100209357A 2012-01-31 2012-01-31 Mobile smart card system with identity authentication function and security method of mobile smart card system Pending CN102609740A (en)

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Cited By (11)

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CN102932333A (en) * 2012-10-07 2013-02-13 潘铁军 Safety equipment with mobile payment function, system and method
CN102945334A (en) * 2012-09-30 2013-02-27 潘铁军 Safety equipment with virtual on-chip operating system, safety device with virtual on-chip operating system, systems and methods
CN103634467A (en) * 2013-11-22 2014-03-12 华为技术有限公司 Privacy protecting method and mobile terminal
CN103914772A (en) * 2014-03-31 2014-07-09 深圳小木科技有限公司 Wireless authentication method, system and device for mobile payment
WO2014177055A1 (en) * 2013-05-03 2014-11-06 中国银联股份有限公司 Establishment of communication connection between mobile device and secure element
CN105224898A (en) * 2015-09-28 2016-01-06 北京奇虎科技有限公司 The method of radio communication, device and equipment
CN105320911A (en) * 2015-09-28 2016-02-10 北京奇虎科技有限公司 Radio frequency communication method, apparatus, and device
CN105471580A (en) * 2014-09-11 2016-04-06 苏州海博智能系统有限公司 Signature checking method and equipment
CN106874992A (en) * 2017-02-06 2017-06-20 中云信安(深圳)科技有限公司 It is a kind of to support bank card and have the card of blue tooth communication function
CN112631967A (en) * 2020-12-18 2021-04-09 北京中电华大电子设计有限责任公司 High-capacity TF-SIM card and communication method thereof
CN112737642A (en) * 2021-02-06 2021-04-30 深圳市租电智能科技有限公司 Smart card and control system thereof

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CN1773528A (en) * 2004-11-12 2006-05-17 厦门盛华电子科技有限公司 Mobile telephone smart card with radio-frequency communication function and peripheral processing device
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Cited By (16)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN102945334A (en) * 2012-09-30 2013-02-27 潘铁军 Safety equipment with virtual on-chip operating system, safety device with virtual on-chip operating system, systems and methods
CN102932333A (en) * 2012-10-07 2013-02-13 潘铁军 Safety equipment with mobile payment function, system and method
WO2014177055A1 (en) * 2013-05-03 2014-11-06 中国银联股份有限公司 Establishment of communication connection between mobile device and secure element
US9756044B2 (en) 2013-05-03 2017-09-05 China Unionpay Co., Ltd Establishment of communication connection between mobile device and secure element
CN103634467A (en) * 2013-11-22 2014-03-12 华为技术有限公司 Privacy protecting method and mobile terminal
CN103634467B (en) * 2013-11-22 2017-01-04 华为技术有限公司 A kind of method protecting privacy and mobile terminal
CN103914772A (en) * 2014-03-31 2014-07-09 深圳小木科技有限公司 Wireless authentication method, system and device for mobile payment
CN103914772B (en) * 2014-03-31 2016-03-09 深圳小木科技有限公司 For the wireless authentication method of mobile payment, system and device
CN105471580A (en) * 2014-09-11 2016-04-06 苏州海博智能系统有限公司 Signature checking method and equipment
CN105320911A (en) * 2015-09-28 2016-02-10 北京奇虎科技有限公司 Radio frequency communication method, apparatus, and device
CN105224898A (en) * 2015-09-28 2016-01-06 北京奇虎科技有限公司 The method of radio communication, device and equipment
CN105320911B (en) * 2015-09-28 2018-03-27 北京奇虎科技有限公司 The method, apparatus and equipment of radio communication
CN106874992A (en) * 2017-02-06 2017-06-20 中云信安(深圳)科技有限公司 It is a kind of to support bank card and have the card of blue tooth communication function
CN112631967A (en) * 2020-12-18 2021-04-09 北京中电华大电子设计有限责任公司 High-capacity TF-SIM card and communication method thereof
CN112631967B (en) * 2020-12-18 2023-12-26 北京中电华大电子设计有限责任公司 High-capacity TF-SIM card and communication method thereof
CN112737642A (en) * 2021-02-06 2021-04-30 深圳市租电智能科技有限公司 Smart card and control system thereof

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Application publication date: 20120725