CN202351957U - Mobile payment terminal - Google Patents
Mobile payment terminal Download PDFInfo
- Publication number
- CN202351957U CN202351957U CN2011204912003U CN201120491200U CN202351957U CN 202351957 U CN202351957 U CN 202351957U CN 2011204912003 U CN2011204912003 U CN 2011204912003U CN 201120491200 U CN201120491200 U CN 201120491200U CN 202351957 U CN202351957 U CN 202351957U
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- Prior art keywords
- mobile
- mobile terminal
- terminal device
- chip
- terminal equipment
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- Expired - Fee Related
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Abstract
The utility model belongs to the technical field of wireless communication and mainly relates to a mobile payment terminal, which is mainly composed of mobile terminal equipment, a mobile terminal equipment processing chip, an NFC (Near Field Communication) chip, an intelligent card and an antenna, wherein the mobile terminal equipment processing chip and the NFC chip are arranged in the mobile terminal equipment; the mobile terminal equipment processing chip is connected with the NFC ship in a bus manner; the intelligent card is respectively connected with the mobile terminal equipment processing chip and the NFC chip; and the intelligent card is connected with the antenna. According to the mobile payment terminal disclosed by the utility model, only the intelligent card needs to be exchanged and the mobile terminal equipment does not need to be exchanged, so that machine-card separation is realized and the cost is reduced.
Description
Technical field:
The utility model relates generally to a kind of payment terminal, particularly relates to a kind of mobile payment terminal, belongs to wireless communication technology field.
Background technology:
Along with development of global economy, The rise of electronic commerce, when people's economic activity mode is brought in constant renewal in economic activity also more and more frequent, to quick, safety, the demand of the modes of payments is also more and more urgent easily.Along with developing rapidly of mobile communication technology and payment technology, mobile payment has become an emerging technical field.Mobile payment combines the mobile network exactly with financial sector, instrument and the means of mobile communications network and near-field communication technology as the realization mobile payment, be the business of financial services such as the user provides commodity transaction, pays the fees, Bank Account Number management.Mobile payment can through SMS, IVR, WAP, closely multiple mode such as noncontact carry out bank transfer, pay the fees, multiple business activity such as shopping.
At present; Mobile phone has become instrument indispensable in people's daily life; Mobile phone not only has the characteristics that mobile communication does not receive the space-time restriction, also has characteristics such as popularization, portability and personalization, and this all is that mobile phone provides the foundation as the mobile payment terminal.Utilize mobile phone to realize mobile payment, can make payment system thoroughly break away from the restriction of factors such as time, place.Mobile phone and bank card (debit card, credit card etc.) two big high-tech products are merged,, bring great convenience for people's daily life for people provide a kind of up-to-date means of payment.Therefore, the non-contact mobile payment mode will become following payment trend.
Payment system based on NFC (Near Field Communication, wireless near field communication) technology is the mainstream development direction of present noncontact mobile payment.But; Generally need be integrated in smart card or NFC chip and antenna on the pcb board of mobile phone; When the user need change mobile phone, also to change attached to smart card on the pcb board or NFC chip thereupon, the informational needs in the smart card writes again; Caused the waste of resource, used very inconvenient.
Summary of the invention:
Goal of the invention:
The utility model has proposed a kind of mobile payment terminal to the variety of issue that exists in the above-mentioned prior art, has overcome the problems referred to above.
Technical scheme:
A kind of mobile payment terminal; It is characterized in that: said mobile payment terminal mainly is made up of mobile terminal device, mobile terminal device process chip, NFC chip, smart card and antenna; Mobile terminal device process chip and NFC chip all are arranged in the mobile terminal device; The mobile terminal device process chip is that bus is connected with the NFC chip, and smart card is connected with the NFC chip with the mobile terminal device process chip respectively, and smart card is connected with antenna.
Said antenna is arranged on the shell bonnet inboard of mobile terminal device.
Said mobile terminal device is mobile phone, PDA or mobile PC.
The frequency of operation of said NFC chip is 13.56MHz.
Advantage and effect:
The utility model provides a kind of mobile payment terminal, have following advantage:
(1), this mobile payment terminal uses flexibly, convenient, when the user changes mobile phone, need not to change the NFC chip, only need to change smart card, realized that thoroughly the card machine separates, both convenient for users, can not cause the wasting of resources again.
(2), power consumption is little, security is better, speed can satisfy the demand of point-to-point message exchange.
Description of drawings:
Fig. 1 is the utility model structural representation.
Fig. 2 is the utility model structural representation.
Description of reference numerals:
1, mobile terminal device; 2, mobile terminal device process chip; 3, NFC chip; 4, smart card; 5, antenna.
Embodiment:
Below in conjunction with accompanying drawing the utility model is done further explanation:
The utility model provides a kind of mobile payment terminal; Shown in Fig. 1 and Fig. 2; It is characterized in that: said mobile payment terminal mainly is made up of mobile terminal device 1, mobile terminal device process chip 2, NFC chip 3, smart card 4 and antenna 5; Mobile terminal device process chip 2 all is arranged on the pcb board in the mobile terminal device 1 with NFC chip 3; Adopt bus to be connected between mobile terminal device process chip 2 and the NFC chip 3, smart card 4 is connected with NFC chip 3 with mobile terminal device process chip 2 respectively, and smart card 4 also is connected with antenna 5.
It is inboard that said antenna 5 is arranged on the shell bonnet of mobile terminal device 1, is arranged on usually between bonnet and the battery, like this after bonnet is installed on the mobile terminal device 1, forms between antenna 5 and the smart card 4 and be electrically connected.Include power supply, ground connection in the smart card 4, reset, port such as clock, input and output, have three ports to leave unused at present, can utilize two ports of C4 and C8 to reach the purpose that is connected with the contact of antenna 5.
Said mobile terminal device 1 can be selected mobile phone, PDA or mobile PC as required.
The frequency of operation of said NFC chip 3 is 13.56MHz, and this frequency range has good compatibility.
Double-interface smart card collection contact interface and non-contact interface based on 13.56MHz are one, and smartcard internal has two interfaces, and two interfaces are followed two different standards respectively.The contact interface is followed the ISO7816 communication standard; Be responsible for receiving information from equipment such as the keyboard input of mobile terminal device; And with the display screen of the information feedback on the smart card to mobile terminal device; Realize telecommunication applications, promptly adopt the ISO7816 agreement to communicate between mobile terminal device 1 and the smart card 4.Non-contact interface is followed the frequency range of 13.56MHz, meets the ISO/IEC14443 agreement, is responsible for the information of transmitting-receiving from card reader, supports functions such as mobile payment.
During the utility model work:
Is example with mobile phone as mobile terminal device: smart card 4 is the smart card based on two interfaces; Support contactless application; Also can realize simultaneously the function of the SIM of regular handset, when answering and call, receiving and dispatching note, can not influence contactless operation.Made full use of two the idle port C4 and the C8 of smart card, with its be arranged on the phone housing bonnet and directly link to each other with antenna between the battery.NFC chip 3 is communicated by letter with SIM through the SWP agreement, realizes payment function, and mobile phone and SIM communicate through standard ISO 7816 agreements, realizes the mobile communication function.When the user changes SIM, can take away existing transaction data, realize separation between machine and card completely, reduce cost.
Claims (4)
1. mobile payment terminal; It is characterized in that: said mobile payment terminal mainly is made up of mobile terminal device (1), mobile terminal device process chip (2), NFC chip (3), smart card (4) and antenna (5); Mobile terminal device process chip (2) and NFC chip (3) all are arranged in the mobile terminal device (1); Mobile terminal device process chip (2) is connected for bus with NFC chip (3); Smart card (4) is connected with NFC chip (3) with mobile terminal device process chip (2) respectively, and smart card (4) is connected with antenna (5).
2. a kind of mobile payment according to claim 1 terminal is characterized in that: said antenna (5) is arranged on the shell bonnet inboard of mobile terminal device (1).
3. a kind of mobile payment according to claim 1 terminal is characterized in that: said mobile terminal device (1) is mobile phone, PDA or mobile PC.
4. a kind of mobile payment according to claim 1 terminal is characterized in that: the frequency of operation of said NFC chip (3) is 13.56MHz.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011204912003U CN202351957U (en) | 2011-12-01 | 2011-12-01 | Mobile payment terminal |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN2011204912003U CN202351957U (en) | 2011-12-01 | 2011-12-01 | Mobile payment terminal |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN202351957U true CN202351957U (en) | 2012-07-25 |
Family
ID=46540943
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN2011204912003U Expired - Fee Related CN202351957U (en) | 2011-12-01 | 2011-12-01 | Mobile payment terminal |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN202351957U (en) |
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103337117A (en) * | 2012-08-28 | 2013-10-02 | 上海方付通商务服务有限公司 | Mobile card-swiping terminal |
-
2011
- 2011-12-01 CN CN2011204912003U patent/CN202351957U/en not_active Expired - Fee Related
Cited By (1)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103337117A (en) * | 2012-08-28 | 2013-10-02 | 上海方付通商务服务有限公司 | Mobile card-swiping terminal |
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Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| C14 | Grant of patent or utility model | ||
| GR01 | Patent grant | ||
| C17 | Cessation of patent right | ||
| CF01 | Termination of patent right due to non-payment of annual fee |
Granted publication date: 20120725 Termination date: 20121201 |